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mf.en.gb.20260930.LU1261431842.pdf/1160069

FIDELITY FUNDS Global Multi Asset Defensive Fund Y-ACC-GBP (GBP/Euro hedged)

30.09.26 Monthly Factsheet Marketing Communication

Strategy, Objective And Investment Policy Strategy: The fund aims to provide long-term growth while seeking to preserve capital. It invests in range of global asset classes with a defensive approach, identifying opportunities with attractive risk-reward asymmetry, investing in traditional asset classes as well as alpha-generating positions. The fund uses a variety of defensive strategies to hedge key risks in the portfolio, aiming to mitigate drawdowns in a range of market environments. The portfolio management team combines qualitative inputs with signals from quantitative tools to identify short- and long-term risks and tail risks, seeking to hedge these using the most appropriate instruments in each case. These quantitative and qualitative inputs are drawn from Fidelity Solutions & Multi Asset’s broad research pool, supporting investment decision making. Objective: The fund aims to achieve capital growth while seeking to preserve capital over the long term. Investment Policy: The fund invests, in a range of asset classes, including equities, corporate and government investment grade and below investment grade bonds, money market instruments, REITs and eligible commodity exposure, from anywhere in the world, including emerging markets. The fund may invest in the following assets according to the percentages indicated:• below investment grade bonds: less than 30% • China A and B shares and listed onshore bonds (directly and/or indirectly): less than 20% (in aggregate) • hybrids and contingent convertible (CoCo) bonds: less than 30%, with less than 20% in CoCos • SPACs: less than 5% The fund may also Invest in other subordinated financial debt and preference shares. The fund’s exposure to distressed securities is limited to 10% of its assets. Fund And Share Class Facts Fund launch date: 19.01.09 Portfolio manager: Mario Baronci, Becky Qin, Franca Pileri Appointed to fund: 01.01.24, 01.01.24, 01.11.25 Years at Fidelity: 3, 12, 1 Fund size: £ 815m Fund reference currency: Euro (EUR) Fund domicile: Luxembourg Fund legal structure: SICAV Management company: FIL Investment Management (Luxembourg) S.à r.l. Capital guarantee: No Share class launch date: 07.08.15 NAV price in share class currency: 1.175 Share class ISIN: LU1261431842 Share Class SEDOL: BYPKY22 Share class WKN: A2AR5R Bloomberg: FMYAGUH LX Dealing cut-off: 15:00 UK time (normally 16:00 Central European Time) Distribution type: Accumulating Ongoing Charges Figure (OCF) per year: 0.80% (30.04.26) OCF takes into account annual management charge per year: 0.45% Other share classes may be available. Please refer to the prospectus for more details. Share Class Risk and Reward Profile Lower risk Higher risk

1 2 3 4 5 6 7

Complete information on risks can be found in the Prospectus.

Performance Past performance does not predict future returns. Currency hedging is used to substantially reduce the risk of losses from unfavourable exchange rate movements on holdings in currencies that differ from the dealing currency. Performance for calendar years in GBP (%) 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Fund 1.6 2.3 -2.0 4.1 -3.5 5.3 -13.1 5.8 5.3 11.2 Performance for 12 month periods in GBP (%) Sep Sep 2016 2017 2017 2018 2018 2019 2019 2020 2020 2021 2021 2022 2022 2023 2023 2024 2024 2025 2025 2026 Fund 2.6 -1.7 1.2 -4.9 9.2 -11.7 0.9 10.4 7.2 5.8 Cumulative performance in GBP (rebased to 100)

09.21 03.22 09.22 03.23 09.23 03.24 09.24 03.25 09.25 03.26 09.26 86

102

110

■ Fund Performance is shown for the last five years (or since launch for funds launched within that period). The performance figures above include performance prior to the repurpose of the fund on 17 May 2021 from the legacy Fidelity Funds - Global Multi Asset Tactical Defensive Fund. Before this date the performance was achieved in circumstances that no longer apply. Source of fund performance and volatility and risk measures is Fidelity. Performance is excluding initial charge. Basis: nav-nav with income reinvested, in GBP, net of fees. The investment which is promoted concerns the acquisition of units or shares in a fund, and not in a given underlying asset owned by the fund. Important Information The value of your investment may fall as well as rise and you may get back less than you originally invested. Funds are subject to charges and expenses. Charges and expenses reduce the potential growth of your investment. This means you could get back less than you paid in. The costs may increase or decrease as a result of currency and exchange rate fluctuations. Please refer to the Prospectus and KIID of the fund before making any final investment decisions. This fund uses financial derivative instruments for investment purposes, which may expose the fund to a higher degree of risk and can cause investments to experience larger than average price fluctuations. There is a risk that the issuers of bonds may not be able to repay the money they have borrowed or make interest payments. When interest rates rise, bonds may fall in value. Rising interest rates may cause the value of your investment to fall. The fund promotes environmental and/or social characteristics. The Investment Manager’s focus on securities of issuers which maintain sustainable characteristics may affect the fund’s investment performance unfavourably in comparison to similar funds without such focus. The sustainable characteristics of securities may change over time. the decision to invest should take into account all characteristics or objectives of the promoted fund as detailed in the Prospectus. Information on sustainability-related aspects is provided pursuant to SFDR at https://www.fidelity.lu/sfdr. Please refer to the Prospectus and KIID of the fund before making any final investment decisions.

Page 2

mf.en.gb.20260930.LU1261431842.pdf/1160069

FIDELITY FUNDS Global Multi Asset Defensive Fund Y-ACC-GBP (GBP/Euro hedged)

30.09.26 Monthly Factsheet

Performance to 30.09.26 in GBP (%) 1m 3m YTD 1yr 3yr 5yr Since 07.08.15* Fund cumulative growth -1.8 -1.6 3.2 5.8 25.3 11.6 17.5 Fund annualised growth - - - 5.8 7.8 2.2 1.5 *Performance commencement date.

Volatility & Risk (3 years) Annualised Volatility: fund (%) 5.38 Sharpe Ratio: fund 1.44

This factsheet contains information about the composition of the fund at a particular point in time. It aims to help you understand how the manager has positioned the fund to meet its objectives. Each table shows a different breakdown of the fund’s investments.

Page 3

mf.en.gb.20260930.LU1261431842.pdf/1160069

FIDELITY FUNDS Global Multi Asset Defensive Fund Y-ACC-GBP (GBP/Euro hedged)

30.09.26 Monthly Factsheet

Glossary / additional notes Portfolio Turnover Rate (PTR=73.81%) and Portfolio Turnover Cost (PTC=0.06%), where shown: SRDII does not define a methodology for these values; ours is as follows: PTR = (purchases of securities + sales of securities) minus (subscriptions of units + redemptions of units), divided by average fund value over the prior 12 months multiplied by 100. Any funds’ trading in Fidelity Institutional Liquidity Funds is excluded from the PTR calculation. PTC = PTR (capped at 100%) x transaction cost, where transaction cost is calculated as ex-post (i.e. prior 12 months) MiFID disclosure of portfolio transaction costs minus implicit costs. Volatility & Risk Annualised volatility: a measure of how variable returns for a fund or comparative market index have been around their historical average (also known as “standard deviation”). Two funds may produce the same return over a period. The fund whose monthly returns have varied less will have a lower annualised volatility and will be considered to have achieved its returns with less risk. The calculation is the standard deviation of 36 monthly returns presented as an annualised number. Volatility for funds and indices are calculated independently of each other. Relative volatility: a ratio calculated by comparing the annualised volatility of a fund to the annualised volatility of a comparative market index. A value greater than 1 indicates the fund has been more volatile than the index. A value less than 1 shows the fund has been less volatile than the index. A relative volatility of 1.2 means the fund has been 20% more volatile than the index, while a measure of 0.8 would mean the fund has been 20% less volatile than the index. Sharpe ratio: a measure of a fund’s risk-adjusted performance, taking into account the return on a risk-free investment. The ratio allows an investor to assess whether the fund is generating adequate returns for the level of risk it is taking. The higher the ratio, the better the risk-adjusted performance has been. If the ratio is negative, the fund has returned less than the risk-free rate. The ratio is calculated by subtracting the risk-free return (such as cash) in the relevant currency from the fund’s return, then dividing the result by the fund’s volatility. It is calculated using annualised numbers. Annualised alpha: the difference between a fund’s expected return (based on its beta) and the fund’s actual return. A fund with a positive alpha has delivered more return than would be expected given its beta. Beta: a measure of a fund’s sensitivity to market movements (as represented by a market index). The beta of the market is 1.00 by definition. A beta of 1.10 shows that the fund could be expected to perform 10% better than the index in up markets and 10% worse in down markets, assuming all other factors remain constant. Conversely, a beta of 0.85 indicates that the fund could be expected to perform 15% worse than the market return during up markets and 15% better during down markets. Annualised tracking error: a measure showing how closely a fund follows the index to which it is being compared. It is the standard deviation of the fund’s excess returns. The higher the fund’s tracking error, the higher the variability of fund returns around the market index. Information ratio: a measure of a fund’s effectiveness in generating excess return for the level of risk taken. An information ratio of 0.5 shows the fund has delivered an annualised excess return equivalent to half the value of the tracking error. The ratio is calculated by taking the fund’s annualised excess return and dividing it by the fund’s tracking error. R²: a measure representing the degree to which a fund’s return can be explained by the returns of a comparative market index. A value of 1 signifies the fund and index are perfectly correlated. A measure of 0.5 means only 50% of the fund’s performance can be explained by the index. If the R2 is 0.5 or lower, the fund’s beta (and therefore its alpha too) is not a reliable measure (due to a low correlation between fund and index). Historic yield The historic yield for a fund is based on its dividends declared over the preceding 12 months. It is calculated by summing the dividend rates declared in that period, divided by the price as at the date of publication. Declared dividends may not be confirmed and may be subject to change. Where 12 months of declared dividend data does not exist a historic yield will not be published. Sector/industry classification GICS: The Global Industry Classification Standard is a taxonomy mainly used across MSCI and S&P indices in which each company is assigned by its principal business activity to one of 11 sectors, 24 industry groups, 69 industries and 158 sub-industries. More information is available at http://www.msci.com/gics ICB: The Industry Classification Benchmark is a taxonomy mainly used across FTSE Russell indices in which each company is assigned by its principal business activity to one of 11 industries, 20 supersectors, 45 sectors and 173 subsectors. More information is available at https://www.ftserussell.com/data/industry-classification-benchmark-icb TOPIX: Tokyo stock Price Index, commonly known as TOPIX, is a stock market index for the Tokyo Stock Exchange (TSE) in Japan, tracking all domestic companies of the exchange's First Section. It is calculated and published by the TSE. IPD means the Investment Property Databank who are a provider of performance analysis and benchmarking services for investors in real estate. IPD UK Pooled Property Funds Index – All Balanced Funds is a component of the IPD Pooled Funds Indices which is published quarterly by IPD. PNAV: Performance Net Asset Value enables calculation of how a fund would have hypothetically performed if its valuation point had been aligned with the index. It is calculated at the month end by revaluing fund assets using market-closing prices to align with the index, standard WM/Reuters closing FX rates (fixed at 16.00 UK time) to align with the index, and stripping out any adjustments resulting from Fidelity International’s fair value or swing pricing policies. This simulated performance is for illustrative purposes only. No client dealing takes place using PNAV. Ongoing charges The ongoing charges figure represents the charges taken from the fund over a year. It is calculated at the fund's financial year end and may vary from year to year. For classes of funds with fixed ongoing charges, this may not vary from year to year. For new classes of funds or classes undergoing corporate actions (eg amendment to annual management charge), the ongoing charges figure is estimated until the criteria are met for an actual ongoing charges figure to be published. The types of charges included in the ongoing charges figure are management fees, administration fees, custodian and depositary fees and transaction charges, shareholder reporting costs, regulatory registration fees, Directors fees (where applicable) and bank charges. It excludes: performance fees (where applicable); portfolio transaction costs, except in the case of an entry/exit charge paid by the fund when buying or selling units in another collective investment undertaking.

For more information about charges (including details of the fund's financial year end), please consult the charges section in the most recent Prospectus. Primary share class: is identified by Morningstar when the analysis calls for only one share class per fund to be in the peer group. It is the share class Morningstar recommends as the best proxy for the portfolio for the relevant market and category/GIF combination. In most cases the share class chosen will be the most retail version (based upon actual management charge, inception date, distribution status, currency and other factors) unless a share class that is less retailed focused has a much longer track record. It is different to the oldest share class data point in that it is on an available for sale level and not all markets will have the oldest share class for sale in that region. The Primary share class is also based on category so each available for sale/category combination for the fund will have its own primary share class. Important Information This is a marketing communication. This information must not be reproduced or circulated without prior permission. Fidelity only offers information on products and services and does not provide investment advice based on individual circumstances, other than when specifically stipulated by an appropriately authorised firm, in a formal communication with the client. Fidelity International refers to the group of companies which form the global investment management organisation that provides information on products and services in designated jurisdictions outside of North America. This communication is not directed at, and must not be acted upon by persons inside the United States of America and is otherwise only directed at persons residing in jurisdictions where the relevant funds are authorised for distribution or where no such authorisation is required. Unless otherwise stated all products are provided by Fidelity International, and all views expressed are those of Fidelity International. Fidelity, Fidelity International, the Fidelity International logo and F symbol are registered trademarks of FIL Limited. . Research professionals include both analysts and associates. The performance figures shown do not take into account the fund's Initial Charge. If you took an initial charge of 5.25% from an investment, this is the equivalent of reducing a growth rate of 6% per annum over 5 years to 4.9%. This is the highest initial charge applicable, if the initial charge you pay is less than 5.25%, the impact on the overall performance will be less. Investors/ potential investors can obtain information on their respective rights regarding complaints and litigation on the following link: https://www.fidelity.lu in English. Fidelity Funds “FF” is an open-ended investment company (UCITS) established in Luxembourg with different classes of shares. FIL Investment Management (Luxembourg) S.a.r.l reserves the right to terminate the arrangements made for the marketing of the sub fund and/ or its shares in accordance with Article 93a of Directive 2009/65/EC and Article 32a of Directive 2011/61/EU. Prior notice of this cessation will be made in Luxembourg. Morningstar annualised growth rates, total return, sector median performance and ranks - Data Source - © 2026 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. This share class is registered and distributed in the following locations: Austria, Belgium, Germany, Luxembourg, Spain, United Kingdom. United Kingdom : Investments should be made on the basis of the KIID (key investor information document) which is available at www.fidelity.co.uk The scheme is authorised overseas but not in the UK. The Financial Ombudsman Service (FOS) is unlikely to be able to consider complaints related to the scheme, its operator or its depositary. Any claims for losses relating to the operator and the depositary of the scheme are unlikely to be covered under the Financial Services Compensation Scheme (FSCS). Prospective investors should consider getting financial advice before deciding to invest and should see the Prospectus of the scheme for more information. Issued in the UK by FIL Pensions Management, authorised and regulated by the Financial Conduct Authority. CL24091401 GB_English 29632 T4c

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        "text": "Please refer to the Prospectus and KIID of the fund before making any final investment decisions. This fund uses financial derivative instruments for investment purposes, which may"
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        "text": "expose the fund to a higher degree of risk and can cause investments to experience larger than average price fluctuations. There is a risk that the issuers of bonds may not be able"
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        "text": "to repay the money they have borrowed or make interest payments. When interest rates rise, bonds may fall in value. Rising interest rates may cause the value of your investment to"
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        "text": "fall. The fund promotes environmental and/or social characteristics....