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Page 1 of 2
KEY INVESTOR INFORMATION
This document provides you with key investor information about this Fund. It is not marketing material. The information is re quired by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informe d decision about whether to invest. Global Climate Credit Fund, Class I, Accumulation shares shares, USD, a sub - fund of Aviva Investors (ISIN: LU2299074257). The Fund is managed by Aviva Investors Luxembourg S.A. OBJECTIVES AND INVESTMENT POLICY
Objective: The objective of the Fund is to generate income and increase the value of the Shareholder's investment, by outperforming the Benchmark over the long term (5 years or more). Investment Policy: The Fund invests at least 80% of total net assets (excluding derivatives for efficient portfolio management) in bonds of companies from anywhere in the world (including emerging markets) that are responding to climate change and meet the Investment Manager 's eligibility criteria as described below (the “core investment"). At least 50% of the Sub - Fund’s total net assets (excluding derivatives for efficient portfolio management) will qualify as Sustainable Investment. In this core investment the Fund invests into the following investment categories: • Solutions • Operations • Green, Social and Sustainability ("GSS") bonds; • Sustainability - Linked Bonds ("SLB"). The Fund may invest up to 20% of the total net assets in government bonds. Bond investments may include asset - backed securities (ABS) and mortgage backed securities (MBS) which are typically invested in European and North American markets. The Fund may inv est up to 5% of the total net assets in ABS/MBS. The Fund may invest up to 20% of total net assets (in aggregate) in additional tier - 1 (AT1), Restricted tier - 1 (RT1) and contingent convertible bonds. The Fund may also invest up to 5% of the total net asset s in unrated securities, up to 15% of the total net assets in high yield bonds and up to 5% of the total net assets in distressed securities. The Fund may invest up to 10% of total net assets (excluding derivatives for efficient portfolio management) in co mpanies that do not form part of the core investment. Derivatives and Techniques: The Fund may use derivatives for investment purposes by creating both long and synthetic covered short positions, for hedging and for efficient portfolio management. Derivative usage will either form part of the core Investment, and therefore apply look th rough to the eligibility criteria, or form part of the Fund's other holdings which are not subject to the eligibility criteria. Securities lending: Expected level: 0% of total net assets; maximum: 0%. Securities made available for lending: N/A. Total Return Swaps Expected level: 0% of total net assets; maximum 30% Underlying securities in scope: individual credit securities and credit indices. Strategy: Companies will be identified as eligible for core investment if they satisfy the “Solutions” or "Operations” criteria and comply with the ParisAligned Benchmark Exclusions, or are GSS bonds or SLB bond, provided that issuers later comply with the PAB Excl usions. In line with the Net Zero alignment approach, the Investment Manager applies the following levels of exclusions: • Level 1: The Investment Manager's ESG Baseline Exclusions Policy • Level 2: The Paris‐Aligned Benchmark (PAB) Exclusions
• Level 3: The Fund applied additional exclusions, which can be found within the Annex II Pre‐contractual Disclosure of the Prospectus. Sustainability Disclosures: Environmental, Social & Governance factors (ESG) and Sustainability Risk indicators are therefore integrated into the investment process and are a key determinant based on which companies are selected. This Fund does promote environmental or social charact eristics, however it does not have a sustainable investment objective. The investment manager integrates qualitative and quantitative data on adverse sustainability impacts into its investment process. In addition, all investment s that are selected as part of the Investment Manager's ESG analysis must follow good governance practices, and not be excluded by the Investment managers ESG Baseline Exclusions Policy and additional exclusions specific to the Fund. The Investment Manager actively engages with companies with the aim of positively influencing company behaviour, in line with the Fund’s objective. Additional information regarding Taxonomy Regulation compliance is available under the section “Taxonomy Regulation Disclosure”. F urther information regarding how the Investment Manager integrates ESG into its investment approach, its proprietary ESG model and how it engages with companies is available under the “Responsible Investment” section of the Prospectus and on the website ht tps://www.avivainvestors.com/engb/capabilities/sustainable - finance disclosure - regulation/. Benchmark (performance comparison): The Fund's performance is compared and the Sub - Fund's global exposure is monitored against the Bloomberg Global Aggregate Corporate Index (the “Benchmark” or the “Index”), however the reference benchmark is not aligned with all of the environmental or soci al characteristics promoted by the Fund. The Sub - Fund is expected to operate with volatility equivalent to that of the Benchmark over the long term. To allow assessment of the Fund's climate credentials, the Investment Ma nager will report on key indicators relevant to the Fund's strategy. Key indicators shall include fossil fuel exposure, the proportion of companies in the Sub - Fund categorised as "Operations" companies and companies who meet revenue thresholds set out in t he Fund strategy. Such indicators will be published in the Fund annual report. The Investment Manager actively makes the investment selection decisions for the Fund. Other information: You can buy and sell shares on demand on any full bank business day in Luxembourg. Recommendation: this Fund may not be appropriate for investors who plan to withdraw their money within 5 years. This is an accumulation share class and any income from the Fund will remain in the Fund and is reflected in the share price. For full investment objectives and policy details please refer to the Prospectus.
RISK AND REWARD PROFILE
1 2 3 4 5 6 7
Lower risk Higher risk Typically lower rewards Typically higher rewards This indicator is based on historical data, calculated using European Union rules, and may not be a reliable indication of the future risk profile of the Fund. The risk and reward category shown is not guaranteed to remain unchanged and may change over time. The lowest category does not mean that the investment is 'risk free'. The value of investments and the income from them will change over time. The Fund price may fall as well as rise and as a result you may not get back the original amount you invested. The Fund has been allocated a risk number based on the historic volatility of its share price or where insufficient information is available appropriate asset classes. Currency risk: Changes in currency exchange rates could reduce investment gains or increase investment losses. Exchange rates can change rapidly, significantly and unpredictably. Emerging markets risk: Compared to developed markets, emerging markets can have greater political instability and limited investor rights and freedoms, and their securities can carry higher equity, market, liquidity, credit and currency risk. Market risk: Prices of many securities (including bonds, equities and derivatives) change continuously, and can at times fall rapidly and unpredictably.
Counterparty risk: The Fund could lose money if an entity with which it does business becomes unwilling or is unable to meet its obligations to the Fund. Derivatives risk: Derivatives are instruments that can be complex and highly volatile, have some degree of unpredictability (especially in unusual market conditions), and can create losses significantly greater than the cost of the derivative itself. Illiquid securities risk: Certain assets held in the Fund could, by nature, be hard to value or to sell at a desired time or at a price considered to be fair (especially in large quantities), and as a result their prices could be very volatile. Credit risk: A bond or money market security could lose value if the issuer's financial health weakens. Below investment grade bonds (also known as high yield securities) typically have greater credit risk than investment grade securities. Interest rate risk — bonds: When interest rates rise, bond values generally fall. This risk is generally greater for longer - term bonds and for bonds with higher credit quality. Leverage risk: A small price decline on a "leveraged" underlying investment will create a correspondingly larger loss for the Fund. A high overall level of leverage and/or unusual market conditions could create significant losses for the Fund. Sustainability risk: The level of sustainability risk to which the Fund is exposed, and therefore the value of its investments, may fluctuate depending on the investment opportunities identified by the Investment Manager. Contingent Convertibles securities risk: Contingent convertible bonds (CoCos), often classified as Additional Tier 1 (AT1) capital instruments, are high ‑ yield, high ‑ risk hybrid securities issued primarily by banks. They automatically convert to equity or are written down when the issuer’s capital deteriorates. This makes them structurally riskier than traditional bonds. Full information on the risks applicable to the Fund is detailed in the Prospectus.
Page 2
Page 2 of 2 This key investor information is accurate as at 01 April 2026
CHARGES
One - off charges taken before or after you invest* Entry charge 5.00% Exit charge None Charges taken from the Fund over a year Ongoing charges 0.46% Charges taken from the Fund under certain specific conditions Performance fee None *This is the maximum that might be taken out of your money before it is invested / before the proceeds of your investment are paid out. The charges you pay are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment.
The entry and exit charges shown are maximum figures. In some cases (including when switching to other funds or share classes in Aviva Investors) you might pay less – you can find the actual entry and exit charges from your financial adviser/distributor. The ongoing charges figure is based on last year's expenses for the year ending December 2025. The figure for ongoing charges excludes performance fees and portfolio transaction costs, except in the case of an entry/exit charge paid by the Fund when buying or selling units in another collective investment undertaking. A switching charge of up to 1% may be applied when switching to other funds or share classes in Aviva Investors. For more information about charges, including a full explanation of any performance fee (if applicable) please see the charges sections of the Fund's Prospectus.
PAST PERFORMANCE
Share Class Bloomberg Global Aggregate Corporate Index
2021 2022 2023 2024 2025 - 14.6 9.2 4.1 7.5 - 16.7 9.6 1.1 7.1 -1465 -14.65 9.20 4.08 7.46
Past performance is no guide to future performance. The past performance shown in the chart opposite takes into account all charges except entry charges. The Share Class was launched on 05 May 2021. Performance is calculated in the Share Class currency which is USD. Source: Aviva Investors/Morningstar as at 31 December 2025.
PRACTICAL INFORMATION
BNY Mellon, Asset Servicing, 2 - 4, rue Eugène Ruppert - L - 2453 Luxembourg Other information on Aviva Investors, copies of its Prospectus and of its latest annual and semi - annual reports, may be obtained free of charge, in English, from Aviva Investors Luxembourg S.A., 2 rue du Fort Bourbon, Luxembourg, L 1249, or from the websi te www.avivainvestors.com where the latest available price of shares in the Fund and information on how to buy/sell shares can also be accessed. The Transfer Agent for this fund is BNY Mellon, Transfer Agency Lux, Asset Servicing, 2 - 4, rue Eugène Ruppert - L - 2453 Luxembourg. You may switch between other funds or share classes in Aviva Investors subject to provisions of the Section "Investing in the Sub - Funds" of the Prospectus. Aviva Investors is subject to the tax laws and regulations of Luxembourg. This might have an impact on your personal tax position that you should verify with a tax advisor in your country of residence. Aviva Investors is an open ended investment company organised as a Société d'Investissement à Capital Variable (SICAV) with several sub - funds. This key investor information document describes one sub - fund of the SICAV. The
liabilities of each fund are segregated and the assets of this Fund will not be used to pay debts of other funds. Aviva Investors Luxembourg S.A. may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus of the Fund. The details of the up - to - date remunerat ion policy of the Management Company, including the composition of its remuneration committee, a description of the key remuneration elements and an overview of how remuneration is determined, are available on the website www.avivainvestors.com. A paper co py of the remuneration policy can be made available upon request and free of charge at the Management Company's registered office. The Representative and Paying Agent in Switzerland is BNP Paribas, Paris, Zurich branch, Selnaustrasse 16, 8002 Zurich, Switzerland. The Prospectus, the Key Investor Information Documents (KIIDs), the Articles of Incorporation as well as the Annual and Sem i - Annual Reports may be obtained free of charge from the Representative in Switzerland. The Sub - Fund launched on 05 May 2021, is authorised in Luxembourg and supervised by Commission de Surveillance du Secteur Financier. The Management Company is authorised in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier.
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"text": "Aggregate Corporate Index (the \u201cBenchmark\u201d or the \u201cIndex\u201d), however the"
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"text": "characteristics promoted by the Fund. The Sub"
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"text": "Fund is expected to operate with"
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"text": "volatility equivalent to that of the Benchmark over the long term. To allow"
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"text": "assessment of the Fund\u0027s climate credentials, the Investment Ma"
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"text": "report on key indicators relevant to the Fund\u0027s strategy. Key indicators shall"
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"text": "include fossil fuel exposure, the proportion of companies in the Sub"
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"text": "categorised as \"Operations\" companies and companies who meet revenue"
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"text": "thresholds set out in t"
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"text": "he Fund strategy. Such indicators will be published in the"
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"text": "The Investment Manager actively makes the investment selection decisions for"
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"text": "Other information:"
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"text": "You can buy and sell shares on demand on any full bank"
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"text": "business day in Luxembourg."
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"text": "Recommendation:"
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"text": "this Fund may not be appropriate for investors who plan to"
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"text": "withdraw their money within 5 years."
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"text": "This is an accumulation share class and any income from the Fund will remain in"
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"text": "the Fund and is reflected in the share price."
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"text": "For full investment objectives and policy details please refer to the Prospectus."
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"text": "RISK AND REWARD PROFILE"
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"text": "Lower risk"
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"text": "Higher risk"
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"text": "This indicator is based on historical data, calculated using European Union rules,"
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"text": "and may not be a reliable indication of the future risk profile of the Fund."
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"text": "and may change over time. The lowest category does not mean that the"
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"text": "investment is \u0027risk free\u0027."
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