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This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. Yo You are advised to read it so you can make an informed decision about whether to invest. Te Terms not defined herein are as defined in the Prospectus.
State Street W orld Quality Equity Index Fund (the "Fund") , a sub fund of State Street ICAV AV . This Fund is managed by State Street Global Advisors Europe Limited. Share Class: I USD (ISIN IE000VLCS5I6)
Objectives and Investment Policy
Investment Objective The investment objective of the Fund is to track the performance of global developed equity markets. Investment Policy The investment policy of the Fund is to track the performance of the Index (or any other index determined by the Directors from time to time to track substantially the same market as the Index) as closely as possible, while seeking to minimise as far as possible the tracking diffe rence between the Fund's performance and that of the Index. The Fund invests primarily in securities included in the Index, which is constructed from its corresponding parent index i.e. MSCI World Index. The Index aims to capture the performance of quality growth stocks by identifying stocks with high quality scores ("Quality Score(s)") based on three main fundamental variables; high return on equity , debt to equity/low financial leverage and earnings variability . The Parent Index measures the performance of large and mid-capitalisation stocks across a number of developed market countries. The Fund will use a replication strategy and in limited circumstances the Fund may purchase securities that are not included in the Index. The Fund may use financial derivative instruments (that is, financial contracts whose prices are dependent on one or more underlying assets) in order to manage the portfolio effic iently .
The Class I USD shares are issued in U.S. Dollar . Any income earned by the shares will be retained and reflected in an increase in the value of these shares. Shareholders may redeem shares in the Fund on any UK and US business day other than days on which the relevant financial markets are closed for business provided that a list of such closed market days will be published for the Fund on www .ssga.com. Index Source: The funds or securities referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities or any index on which such funds or securities are based. The Prospectus contains a more detailed description of the limited relationship MSCI has with State Street Investment Management and any related funds, as well as additional disclaimers that apply to the MSCI indexes. The MSCI indexes are the exclusive property of MSCI and may not be reproduced or extracted and used for any other purpose without MSCI's consent. The MSCI indexes are provided without any warranties of any kind. Please see the Prospectus for the full index disclaimer . Please refer to the Prospectus for more information.
Risk and Reward Profile
Lower risk Higher risk Potentially lower reward Potentially higher reward
1 2 3 4 5 6 7
Risk Disclaimer The risk category above is not a measure of capital loss or gains but of how significant the rises and falls in the Fund's return have been historically . For example a fund whose return has experienced significant rises and falls will be in a higher risk category , whereas a fund whose return has experienced less significant rises and falls will be in a lower risk category . The lowest category (i.e., category 1) does not mean that a fund is a risk free investment. As the Fund's risk category has been calculated using historical simulated proxy data, it may not be a reliable indication of the Fund's future risk profile. The Fund's risk category shown is not guaranteed and may change in the future. Why is this Fund in this category? The Fund is in risk category 6 as its simulated return has experienced very high rises and falls historically .
The following are material risks relevant to the Fund which are not adequately captured by the risk category . Index T racking Risk: The Fund's performance may not exactly track the Index. This can result from market fluctuations, changes in the composition of the Index, transaction costs, the costs of making changes to the Fund's portfolio and other Fund expenses. Emerging Market Currency Risk: The Fund can invest in currencies of countries located in emerging markets. Emerging market countries may experience political, market, social, regulatory , and/or economic instabilities. These instabilities may reduce the value of the Fund's investments. Liquidity Risk: It may be difficult for the Fund to buy or sell certain investments in difficult market conditions. Consequently the price obtained when selling securities may be lower than under normal market conditions. Share Class Risk: There is no segregation of liabilities between Classes of the Fund. While the Investment Manager will seek to ensure that gains/losses on and the costs of the relevant derivative instruments associated with any currency hedging strategy will accrue solely to the Class for which it is intended, the transactions could result in liabilities for other Classes. Please refer to the Prospectus for full details about the risks associated with this Fund.
Key Investor Information
Page 2
Charges
The charges you pay are used to pay the cost of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment.
One-off charges taken before or after you invest Entry charge none Exit charge 2.00% This is the maximum that might be taken out of your money before it is invested (entry charge) or before the proceeds of your investment are paid out (exit charge). Charges taken from the Fund over a year Ongoing charge 0.19% Charges taken from the Fund under certain specific conditions Performance fee none
The entry and exit charges shown are maximum figures. In some cases, you may pay less — your financial advisor or distributor can confirm this. Entry and exit charges do not apply to investors buying or selling shares of the Fund on stock exchanges; however , such investors will transact at market prices and may be subject to broker fees and/or other charges. The ongoing charges figure shown is an estimate of the charges. It excludes:
b Portfolio transaction costs, except when the Fund pays an entry or exit charge when buying or selling units in another fund. For more information about charges, please refer to the Prospectus.
Past Performance
%
The Share Class does not yet have suffi cient data to
provide a useful indication of past performance to
investors.
2021 2022 2023 2024 2025
Past performance is not a guide to future results. The past performance shown here takes account of all charges and costs. The entry/exit charges are excluded from the calculation of past performance. The Fund was launched in August 2025. The Class I USD Shares were launched in August 2025.
Practical Information
Depositary State Street Custodial Services (Ireland) Limited. Further Information Copies of the prospectus, its supplements and the latest annual and semi-annual reports prepared for the State Street ICAV AV may be obtained, free of charge, from the Administrator or online at www .ssga.com. These documents are available in English. For information about other share classes, please refer to the website. Remuneration Policy Details of the up to date remuneration policy of State Street ICAV AV are available from www .ssga.com. Paper copies are available free of charge on request. Net Asset Va Valuation Publication The Net Asset Va Value per share is available at www .ssga.com and upon request from the Administrator . Ta Tax Legislation The Fund is subject to the tax laws and regulations of Ireland. Depending on your own country of residence this might have an impact on your investments. For further details, you should consult a tax advisor .
Liability Statement State Street Global Advisors Europe Limited may be held liable for any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. Switching between Sub-Funds Shareholders have no specific right to convert shares of the Fund into shares of another sub fund of State Street ICAV AV . Conversion can only be eff ffected by the investor selling/redeeming the shares of the Fund and buying/subscribing shares of another sub-fund of State Street ICAV AV . Detailed information on how to switch between sub-funds is provided in the Prospectus. Segregation of Assets and Liabilities State Street ICAV AV has segregated liability between its sub-funds. As a consequence, the assets of the Fund should not be available to pay the debts of any other sub-fund of State Street ICAV AV .
This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 19 February 2026.
Key Investor Information
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