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Fund facts Total fund assets £37.5mn Share class assets £35mn Inception date 22 January 2026 Use of income Reinvested ISA eligible Yes Domicile UK UK Reporting Status Yes Investment structure NURS SRRI 1 4 IA Sector Mixed Investment 20 - 60% Shares

Risk ratings 3 Defaqto (of 10) 4 Dynamic Planner (of 10) 4 EV (1 - 10, 15 years) 4 Finametrica (of 100) 41 - 53 Oxford Risk (of 5) 2 Oxford Risk (of 7) 3

Fees Ongoing Charges Figure (OCF 2 ) 0.20%

Fund identifiers ISIN GB00BVPLDS32 SEDOL BVPLDS3 Bloomberg ticker VL40AGA Base currency GBP

1 Synthetic Risk and Reward Indicator is used to indicate the level of risk of a NURS fund on a scale of 1 to 7, with 1 representing low risk and 7 representing high risk. 2 The Ongoing Charges Figure (OCF) covers administration, audit, depository, legal, registration and regulatory expenses incurred in respect of the Funds. 3 Risk ratings are independent measures that indicate how much risk a fund is expected to take, based on what it invests in and how much its value may rise and fall. Different providers use different methodologies, but higher ratings indicate higher risk within a given scale. Defaqto data as at April 2026; Dynamic Planner data as at Q3 2026; EValue data as at Q3 2026; FinaMetrica data as at 24 February 2026; Oxford Risk data as at 6 January 2026.

• The Fund aims to grow your investment (through an increase in the value of, and income received from, assets held by the Fund) over the medium term (3 years or more) by investing within a pre - defined mix of assets. • It does this by investing at least 90% of its assets in a diversified portfolio of funds that seek to track the performance of an index. • This means the Fund can invest in funds that, in turn, invest globally in either company shares or government and corporate bonds.

Investment objective and policy summary

Year to date 1m 3m 6m 1yr 3yrs 5yrs 10yrs Since inc. LifeStrategy Global 40% Equity Fund - Acc. - - - - - - - - -

30 Sep 2017 30 Sep 2018 30 Sep 2019 30 Sep 2020 30 Sep 2021 30 Sep 2022 30 Sep 2023 30 Sep 2024 30 Sep 2025 30 Sep 2026 LifeStrategy Global 40% Equity Fund - Acc. - - - - - - - - - IA Mixed Investment 20 60% Shares - - - - - - - - - -

Source: Vanguard data as at 30 September 2026.

Annualised performance %, GBP, after OCF 2 , as at 30 September 2026

12 - month return to: %, GBP, after OCF 2

This is designed for use by and is directed only at persons resident in the UK.

Fund information Asset allocation

Fund performance

As at 30 September 2026 | This is a marketing communication

Fund objective and performance

Fund factsheet | Vanguard LifeStrategy® Global 40% Equity Fund GBP Accumulation Shares

60.09% Bonds 39.91% Equities

Regulations require a full 12 - month track record before we can show performance. Performance will be shown after 22 January 2027.

Page 2

33.4% Information Technology 16.2% Financials 10.6% Industrials 8.3% Health Care 8.3% Consumer Discretionary 7.8% Communication Services 4.4% Consumer Staples 3.7% Energy 3.4% Materials 2.2% Utilities 1.7% Real Estate

Source: Vanguard data as at 30 September 2026. 1 Issuer breakdown: Sovereign / Government includes Sovereign, Treasury. Government Related includes Provincials, Municipals, A gen cies, Local Authority, Supranational. Corporate includes Financial Institutions, Industrials, Utilities. Securitised includes ABS (asset - backed securities), CMBS (commercial mortgage - backed securities), Mortgage Backed Pass through. Note: Fund and asset class weights should add up to 100%; however, there may be differences due to rounding. Equity and bond bre akdowns are based on what the underlying funds invest in. Holdings are provided at the fund level.

55.2% Government 24.1% Corporate 12.6% Government - related 7.8% Securitised 0.2% Other

65.8% North America 10.5% Europe ex - UK 8.0% Emerging Markets 6.5% Asia ex - Japan 6.1% Japan 3.0% UK

13.1% AAA 41.7% AA 27.3% A 17.5% BBB 0.5% Not rated

What the fund invests in

Fund factsheet | Vanguard LifeStrategy® Global 40% Equity Fund GBP Accumulation Shares

Underlying funds and their proportion of the portfolio

Equity funds Vanguard FTSE Developed World ex - U.K. Equity Index Fund 25.9% Vanguard U.S. Equity Index Fund 6.8% Vanguard Emerging Markets Stock Index Fund 4.0% Vanguard FTSE U.K. All Share Index Unit Trust 1.2% Vanguard FTSE Developed Europe ex - U.K. Equity Index Fund 1.0% Vanguard Japan Stock Index Fund 0.6% Vanguard Pacific ex - Japan Stock Index Fund 0.2%

Bond funds Vanguard Global Bond Index Fund 33.0% Vanguard U.S. Government Bond Index Fund 7.9% Vanguard U.S. Investment Grade Credit Index Fund 6.6% Vanguard Euro Government Bond Index Fund 6.0% Vanguard Euro Investment Grade Bond Index Fund 3.4% Vanguard Japan Government Bond Index Fund 1.7% Vanguard U.K. Government Bond Index Fund 0.8% Vanguard U.K. Inflation - Linked Gilt Index Fund 0.3% Vanguard U.K. Investment Grade Bond Index Fund 0.3%

Investment breakdown

Equity investments by region Bond investments by type of issuer 1

Equity investments by industry Bond investments by credit rating

This is designed for use by and is directed only at persons resident in the UK.

Investments by currency

63.1% B ritish pounds 24.0% US dollars

1.6% S outh Korean won 5.0% Other 1.2% Taiwan dollars

2.8% Euros 2.3% Japanese yen

Page 3

Characteristic 1 Value Explanation Number of companies 6,399 The fund holds shares in many companies to help spread risk.

Median company size * £132.77mn

Shows the size of a typical company in the fund, based on its stock market value.

Dividend yield (%) 1.49%

Shows how much income the companies pay out as dividends as a percentage of the share price each year.

Price - to - earnings (P/E) ratio (x) 20.88x

Compares a company’s share price with its earnings, helping investors judge whether the shares offer good value relative to current performance and future prospects. A higher P/E ratio may suggest that investors expect strong growth, while a lower ratio could suggest more modest expectations .

Fund characteristics

Equity funds

This section provides a snapshot of the types of investments held within the fund. The information below is designed to help you understand the fund’s structure, diversification, income potential, and sensitivity to market conditions. It does not pre dic t future returns.

Bond funds

Fund factsheet | Vanguard LifeStrategy® Global 40% Equity Fund GBP Accumulation Shares

Additional information

All data reflects the fund’s holdings as of the date of this document and may change over time. The fund holds a mix of government, public sector, company and mortgage - backed bonds, along with a broad range of shares. The figures shown are averaged across all holdings to give a clear overall picture.

Characteristic 2 Value Explanation

Number of bonds 21,517 The fund holds many different bonds for diversification.

Yield to worst (%) 4.81%

The lowest yield you could get from a bond assuming the issuer doesn’t fail to repay the loan. It looks at all the ways the bond could be paid back early and takes the outcome that gives you the least favourable return.

Average duration 6.03 years

Shows the average time it takes to get a bond’s value back through interest payments and the final repayment. The longer the duration, the more sensitive the bond is to changes in interest rates.

Source: Vanguard data as at 30 September 2026. 1 Calculated as the average across the equity holdings, weighted by the size of each holding. 2 Calculated as the average across the bond holdings, weighted by the size of each holding. * To work out the median company size, we first calculate the median company size of each underlying fund held in the LifeStrat egy portfolio. We then combine those figures, giving more weight to the underlying funds that make up a larger share of the portfolio. This differs fro m an approach that combines all the individual companies held across the portfolio into a single group and calculates the median company size fr om those holdings directly. This is designed for use by and is directed only at persons resident in the UK.

Key investment risks • The value of equities and bonds can be affected by factors such as stock market movements, interest rates, credit spreads and volatility. • Other driving factors include political, economic news, company earnings and significant corporate events. • Movements in currency exchange rates can adversely affect the return of your investment. Counterparty risk. The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or other instruments, may expose the Fund to financial loss. Liquidity risk. Lower liquidity means there are insufficient buyers or sellers to allow the Fund to sell or buy investments readily. This could cause the Fund to incur higher costs when buying or selling

investments or could mean that the Fund is not able to buy or sell investments when it would like to do so. Credit risk. The issuer of a financial asset held within the Fund may not pay income or repay capital to the Fund when due. Inflation risk. The value of your investments may not be worth as much in the future due to changes in purchasing power resulting from inflation. Use of derivatives. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund's net asset value.

Page 4

Glossary | Vanguard LifeStrategy® Global 40% Equity Fund GBP Accumulation Shares

Active fund management This is an approach to investing that sees an investment manager select shares and other assets in accordance with the fund’s investment objectives. Annualised performance Shows the average return per year over a period, assuming returns are compounded each year (i.e. the investor earns a return on their return as well as the original capital). Asset allocation This refers to the mix of different assets (or investments), such as shares and bonds, in a portfolio. Asset, asset class A category of investment that displays similar characteristics, for example, shares, bonds or property. Bonds Bonds are a type of loan issued by governments or companies, which typically pay a fixed amount of interest and return the capital at the end of the term. Corporate bonds Corporate bonds are loans to companies, used to fund business activities. They usually pay higher income than government bonds, reflecting the higher level of risk. Credit rating (bonds) Indicates how likely a bond issuer is to meet its debt payments. Higher ratings, such as AAA, typically mean lower risk, while lower ratings, such as BBB or below, indicate higher risk but potentially higher returns. Cumulative performance Shows the return over a period of time, reflecting the overall change in value from the start to the end of the period. Derivatives A financial contract whose value is linked to another asset, such as a share or bond. Diversification This is a strategy designed to reduce the risk in an investment portfolio by holding a wide range of assets. This helps to manage risk because better - performing investments can help to offset those that perform less well, over time. Equities/shares Equities – also known as shares – are a way to own a stake in a company. Fund An investment product that pools the money of many investors to buy shares and/or other assets. Fund manager This is the person or company who manages a fund. In an active fund, they will make the investment decisions. In an index fund, they will make sure the fund is closely tracking the index.

Government bonds Government bonds are loans to a government. They are generally seen as lower risk than corporate bonds, but usually provide lower income in return. Government - related bonds Bonds issued by organisations owned or supported by government, rather than by the government itself. They typically offer higher income but slightly higher risk than government bonds. Inception date The date when the fund began operating and recording its performance. Index An index typically measures the performance of a basket of investments that are intended to replicate a certain area of the market. Indices are often used as benchmarks against which to evaluate the performance of an investment, such as a fund. Index fund An index fund aims to follow the performance of a market index by investing in the same or similar assets. Index - linked bonds Bonds where the interest payments and the amount repaid at maturity are adjusted in line with inflation. Index provider An index provider is a company that designs and calculates an index (as defined above). They set the rules on what is included in the index, how it is managed and how constituents will be added or removed over time. Inflation Inflation is the rise in prices for goods and services over time, meaning your money buys less than it used to. Investment risk The likelihood that the return on an investment will differ from what is expected. There are different types of risk, including market risk (the chance that returns will fluctuate) and shortfall risk (the possibility that a portfolio will fail to meet its longer - term objective). Different investors have different tolerances for risk based on factors such as their personal circumstances and their investment timeframe. Maturity (bonds) Maturity is when a bond is due to be repaid and the investor receives their original investment back. Monthly volatility A measure of how much an investment’s returns vary from month to month. A monthly volatility of 3% means the monthly return will be 3 percentage points above or below the average monthly return most of the time, but there’s a smaller chance it will fall outside that range.

Page 5

Glossary | Vanguard LifeStrategy® Global 40% Equity Fund GBP Accumulation Shares

NURS (Non - UCITS retail schemes) Non - UCITS Retail Schemes (NURS) are a type of UK investment fund that can invest more flexibly than UCITS funds. They can hold a wider range of investments, such as property or private companies, and they can invest more heavily in certain areas, including other funds. OCF (ongoing charges figure ) The ongoing charges figure (OCF) covers administration, audit, depository, legal, registration and regulatory expenses incurred in respect of the Funds. Portfolio This is a collection of individual investments or funds that is usually created to meet specific goals, such as long - term capital growth. A model portfolio is a pre - built collection of investments – a model portfolio manager or financial adviser selects the investments (usually funds) within the model portfolio. Rebalancing Rebalancing is the process of adjusting the balance of assets in a portfolio (such as shares and bonds) to maintain its target asset mix over time. Recession A recession is typically defined as two consecutive quarters (three - month periods) of negative economic growth. Securitised bonds Bonds that are backed by a pool or loans or other assets, such as mortgages or credit card debt. The income paid to investors comes form the repayments made on those underlying loans, rather than from a single issuer. SRRI (Synthetic Risk and Reward Indicator) Synthetic Risk and Reward Indicator is used to indicate the level of risk of a NURS fund on a scale of 1 to 7, with 1 representing low risk and 7 representing high risk. UK investment - grade bonds Investment - grade bonds are considered to have a lower risk of default and receive higher rates by credit rating agencies typically BBB or above. The opposite to an investment - grade bond is a high - yield or ‘junk’ bond. Valuations A measure of how well company share prices are justified by important measures such as their earnings. Volatility The extent to which investment values fluctuate over time. When investors are uncertain about the economic environment or geopolitical events, short - term volatility tends to increase.

Page 6

SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC. SEDOL Data has been provided from the London Stock Exchange's SEDOL Masterfile® Issued by Vanguard Asset Management Limited, which is authorised and regulated in the UK by the Financial Conduct Authority. © 202 6 Vanguard Asset Management Limited. All rights reserved. Reference number: 5206953

Investment risk information

Investing gives your money the opportunity to grow over time, but market movements mean values can rise and fall along the wa y. The value of investments, and the income from them, may fall or rise and investors may get back less than they invested. Past performance is not a reliable indicator of future results. Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or fall. Investments in smaller companies may be more volatile than investments in well - established blue chip companies. The Vanguard LifeStrategy® Global Funds may invest in Exchange Traded Fund (ETF) shares. ETF shares can be bought or sold only through a broker. Investing in ETFs entails stockbroker commission and a bid - offer spread which should be considered fully before investing. Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your inv estment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Cor por ate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of th e c apital value of your investment. The level of income may fluctuate and movements in interest rates are likely to affect the capital value of bonds . The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund’s net asset value. A derivative is a fina nci al contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index. For further information on risks please see the “Risk Factors” section of the prospectus on our website at https://global.vanguard.com .

Important information

This is a marketing communication. Vanguard only gives information on products and services and does not give investment advice based on individual circumstances. If you have any questions related to your investment decision or the suitability or appropriateness for you of the products described, please contact your financial adviser.

For further information on the fund’s investment policies and risks, please refer to the prospectus of the NURS and to the KII before making any final investment decisions. The KII for this fund is available, alongside the prospectus via Vanguard’s website https://global.vanguard.com . This is designed for use by, and is directed only at, persons resident in the UK . The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sel l securities in any jurisdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offe r o r solicitation, or if the person making the offer or solicitation is not qualified to do so. The information is general in nature and does not constitu te legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an inve stm ent in, holding or disposing of "units/shares", and the receipt of distribution from any investment . The Authorised Corporate Director for Vanguard LifeStrategy Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC. For investors in UK domiciled funds, a summary of investor rights can be obtained via https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/Vanguard - InvestorsRightsSummaryUKFUNDSJan22.pdf and is available in English. London Stock Exchange Group companies include FTSE International Limited (“FTSE”), Frank Russell Company (“Russell”), MTS Nex t L imited (“MTS”), and FTSE TMX Global Debt Capital Markets Inc. (“FTSE TMX”). All rights reserved. “FTSE®”, “Russell®”, “MTS®”, “FTSE TMX ®” and “FTSE Russell” and other service marks and trademarks related to the FTSE or Russell indexes are trademarks of the London Sto ck Exchange Group companies and are used by FTSE, MTS, FTSE TMX and Russell under licence . All information is provided for information purposes only. No responsibility or liability can be accepted by the London Stock Exchange Group companies nor its licensors for any errors or for any loss from use of this publication. Neither the London Stock Exchange Group companies nor any of its licensors make any claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the F TSE or Russell indexes or the fitness or suitability of the indexes for any particular purpose to which they might be put.

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