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This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. Yo You are advised to read it so you can make an informed decision about whether to invest. Te Terms not defined herein are as defined in the Prospectus.
State Street ACS Multi-Factor Global Index Equity Fund (the
"Fund")
A sub-fund of State Street Authorised Contractual Scheme, managed by State Street Unit T rust Management Limited (the “ACS Manager”). Unit Class: U2 Units (ISIN GB00BG00CM73)
Objectives and Investment Policy
Investment Objective The Fund aims to track as closely as possible the performance of the MSCI World 5-Factor Select Advanced Ta Target Index (the "Benchmark Index") (or any other index which the ACS Manager determines from time to time tracks substantially the same market as the Benchmark Index). The Fund seeks to minimise, as far as possible, the tracking difference between the Sub-fund's performance and that of the Benchmark Index. The MSCI World 5-Factor Select Advanced Ta Target Index is based on MSCI World Index, its parent index, which includes large and mid-cap stock in developed market countries around the world. The index is designed to represent the performance of a strategy that seeks systematic integration of environmental, social and governance (ESG) norms and carbon exposure in factor investing, by seeking higher exposure to a combination of five style factors along with the improvement in the ESG profile and reduction in carbon exposure of the index relative to the Parent Index. Investors wishing to obtain more information about the Benchmark Index, including information on the underlying components and weightings can obtain this at: https://www .msci.com/indexes. Investment Policy The Fund is an index tracking fund (also known as a passively managed fund). This means State Street Global Advisors Limited (the "Investment Manager") is attempting to track the performance of the Index. The Investment Manager on behalf of the Fund and subject to the investment restrictions set out in the prospectus of the Fund, will invest
using a replication strategy such as to seek to physically hold all or close to all of the securities of the Benchmark Index with the approximate weightings in that Benchmark Index. The Fund may use derivatives in order to manage the portfolio efficiently . The Fund may lend up to 70% of the securities it owns. Unitholders may redeem units Monday to Friday and being a day on which both the London Stock Exchange and New Yo York Stock Exchange are open for trading. The units are accumulation units. Any income earned by the Fund will be retained and reflected in an increase in the value of the units. The Fund's units are issued in Pound Sterling. Index Source: The funds or securities referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities or any index on which such funds or securities are based. The Prospectus contains a more detailed description of the limited relationship MSCI has with State Street Investment Management and any related funds, as well as additional disclaimers that apply to the MSCI indexes. The MSCI indexes are the exclusive property of MSCI and may not be reproduced or extracted and used for any other purpose without MSCI's consent. The MSCI indexes are provided without any warranties of any kind. Please see the Prospectus for the full index disclaimer . Please refer to the Prospectus for more information.
Risk and Reward Profile
Lower risk Higher risk Potentially lower reward Potentially higher reward
1 2 3 4 5 6 7
Risk Disclaimer The risk category above is not a measure of capital loss or gains but of how significant the rises and falls in the Fund's return have been historically . For example a fund whose return has experienced significant rises and falls will be in a higher risk category , whereas a fund whose return has experienced less significant rises and falls will be in a lower risk category . The lowest category (i.e., category 1) does not mean that a fund is a risk free investment. As the Fund's risk category has been calculated using historical simulated proxy data, it may not be a reliable indication of the Fund's future risk profile. The Fund's risk category shown is not guaranteed and may change in the future. Why is this Fund in this category? The Fund is in risk category 5 as its simulated return has experienced medium rises and falls historically . The following are material risks relevant to the Fund which are not adequately captured by the risk category .
Derivatives Risk: The Fund's use of derivative instruments involves risks diff fferent from, and possibly greater than, the risks associated with investing directly in securities. Derivatives may be used to reduce risk to the Fund but this may not be effective and the Fund may still suffer a loss. ESG Risk : If the Sub-fund invests in companies taking into account environmental, social and corporate governance (ESG) criteria then the performance of the Sub-fund may trail the returns of a portfolio of securities that includes companies that are not excluded as a result of such ESG criteria. Investing only in a portfolio of securities that are not excluded as a result of such ESG criteria may affect the Sub-fund's exposure to certain types of investments and may adversely impact the Sub-fund's performance. Index T racking Risk: The Fund's performance may not exactly track the Benchmark Index. This can result from factors which include, but are not limited to, transaction costs, diff fferences in the weights held in individual securities to that of the Benchmark Index, subscriptions and redemptions, small amounts of cash not being invested in securities, the Funds being unable to trade in one or more markets, and efficient portfolio management techniques. Ta Tax Status of the Fund Risk: Non-UK tax authorities may not recognise the Fund as being tax transparent, resulting in adverse tax consequences for the investor . The Fund could be liable to taxation on its profits, unable to claim in full any tax relief and/or a Unitholder may be called upon to indemnify the Fund if such Unitholder is not, or ceases to be, an Eligible Investor .
Key Investor Information
Page 2
Please refer to the Prospectus for full details about the risks associated with this Fund.
Charges
The charges you pay are used to pay the cost of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment.
One-off charges taken before or after you invest Entry charge 3.00% Exit charge none This is the maximum that might be taken out of your money before it is invested (entry charge) or before the proceeds of your investment are paid out (exit charge). Charges taken from the Fund over a year Ongoing charge 0.18% Charges taken from the Fund under certain specific conditions Performance fee none
The entry and exit charges shown are maximum figures. In some cases, you may pay less — your financial advisor or distributor can confirm this. Entry and exit charges do not apply to investors buying or selling shares of the Fund on stock exchanges; however , such investors will transact at market prices and may be subject to broker fees and/or other charges. The ongoing charges figure shown here is based on expenses for the year ending December 2025. It excludes: b Portfolio transaction costs, except when the Fund pays an entry or exit charge when buying or selling units in another fund. For more information about charges, please refer to the Prospectus.
Past Performance percent 25 20 15 10 5 0 -5 -10 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 7.8 25.0 -6.7 9.5 14.8 14.2 7.5 25.0 -6.6 9.3 14.8 13.8 Q U2 Units (GB00BG00CM73) Q MSCI World 5-Factor Select Advanced Ta Target Index
Past performance is not a guide to future results. The past performance shown here takes account of all charges and costs. The entry/exit charges are excluded from the calculation of past performance. The Fund was launched in December 2018. The Class U2 units was launched in January 2019. *The Index changed as at 1 December 2023 – performance prior to this date related to the previous Index of the Fund. The Index name changed on 2 June 2025.
Practical Information
Depositary HSBC Bank PLC. Further Information Copies of the prospectus, its supplements (if any), details of the Fund's portfolio and the latest annual and sem-iannual reports prepared for the Fund may be obtained, free of charge, from the Manager or online at www .ssga.com. These documents are available in English. For information about other share classes, please refer to the website. Remuneration Policy Details of the up to date remuneration policy of State Street Authorised Contractual Scheme are available from www .ssga.com. Paper copies are available free of charge on request. Net Asset Va Valuation Publication The Net Asset Va Value per unit is available at www .ssga.com and at the registered office of the ACS Manager . Ta Tax Legislation The Fund is subject to the tax laws and regulations of the the United Kingdom. Depending on your own country of residence this might have an impact on your investments. For further details, you should consult a tax advisor .
Liability Statement State Street Unit T rust Management Limited may be held liable for any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. Switching between Sub-Funds Shareholders may convert shares into another share class of the same Sub-Fund. Detailed information on how to switch between share classes can be found in the Prospectus. Additionally , Share Class eligibility criteria can be found in the Prospectus. Any request to convert shares from one Sub-Fund to another will be treated as a redemption from one Sub-Fund followed by a subscription into another Sub-Fund. Segregation of Assets and Liabilities State Street Authorised Contractual Scheme has segregated liability between its sub-funds. As a consequence, the assets of the sub-fund should not be available to pay the debts of any other sub-fund of State Street Authorised Contractual Scheme.
This Fund is authorised in the United Kingdom and regulated by the Financial Conduct Authority (FCA). State Street Unit T rust Management Limited is authorised in the United Kingdom and regulated by the Financial Conduct Authority . This key investor information is accurate as at 19 February 2026.
Key Investor Information
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