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This is a marketing communication. Factsheet | 30 September 2026
Vanguard ®
Minimum initial investment ISIN SEDOL Bloomberg Citi MexID SRRI‡ Sector
Investment structure
Index ticker Domicile Settlement
Trading frequency (cut-off) £100,000 GB00BZ6VKV28 BZ6VKV2 VAR55GA MV5Q VVXXI 4 Mixed Investment 40-85% Shares
NURS — United Kingdom T+2 Daily (10:00 London Time)
‡ Synthetic Risk and Reward Indicator This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
Vanguard Target Retirement 2055 Fund
GBP Accumulation Shares Inception date: 17 December 2015
Total assets (million) £308 | Share class assets (million) £308 as at 30 September 2026
Management Charges Ongoing Charges Figure† 0.24 % †The Ongoing Charges Figure (OCF) covers administration, audit, depository, legal, registration and regulatory expenses incurred in respect of th e Funds. When you invest with any fund manager, you pay a number of charges, starting with the Annual Management Charge (AMC) which covers the fund manager’s costs of managing the fund . The AMC plus ongoing running costs and other operational expenses make up the fund’s total ’ongoing charges figure’. Quoted Historic Yield 1.71%
Objectives and investment policy • The Fund seeks to provide a return on your investment (through an increase in the value of, and income received from, assets held by the Fund) over the long-term (5 years or more) for investors planning to retire in or within approximately five years after 2055. • The Fund seeks to achieve its investment objective by investing at least 90% of its assets in a diversified portfolio of passive funds that seek to tr ack the performance of an index, and which are managed or operated by the ACD or other companies in the Vanguard Group of Companies (“Associated Schemes”). • It is intended that the Fund will invest in Associated Schemes which (i) provide exposure to shares issued by companies worldwide; and (ii) provid e exposure to government and corporate bonds and other similar fixed income investments issued worldwide. In the case of both shares and bonds, the UK will generally form one of t he largest single country exposures. • The Fund is actively managed in that the Investment Adviser has discretion in respect of the Associated Schemes in which the Fund may invest and the a llocations to them, each of which may change over time. The Investment Adviser manages the Fund through the pre-determined periodic rebalancing of its exposure to shares and bond s (and other similar fixed income investments). • Initially, the Fund’s portfolio will be comprised of approximately 80% by value of shares and 20% by value of bonds and other similar fixed income investments. • The Fund’s strategic allocation will alter gradually as the target year is approached and passed, becoming more conservative by moving from higher risk (such as shares) to mainly lower risk (such as bonds) investments, with the aim of reducing its exposure to short term changes in the value of its investments and the risk of erosion in the value of the investments of the Fund. It is anticipated that, within seven years after 2055, the Fund will have a stable investment allocation comprised of approxi mately 70% bonds and other similar fixed income investments and 30% shares. • The Fund may also invest up to 10% of its assets directly in shares, bonds and other similar fixed income investments, which will generally be compone nts of the indices tracked by the Associated Schemes, money market instruments and deposits. • The Fund attempts to remain fully invested and hold small amounts of cash except in extraordinary market, political or similar conditions where the Fu nd may temporarily depart from this investment policy to avoid losses.
Investment manager Investment adviser: Vanguard Asset Management, Limited
Page 2
Performance summary GBP — Vanguard Target Retirement 2055 Fund
Annualised performance* e** 1 month Quarter Year to date 1 year 3 years 5 years 10 years Since inception Fund (Net of expenses ) -0.32% 0.61% 10.36% 14.22% 14.64% 8.79% 8.89% 9.93% ** Past performance is not a reliable indicator of future results. Performance figures include the reinvestment of all dividends and capital gains distributions. The performance data does not take account of the commissions and costs incurred in the issue and redemption of shares. Basis of fund performance NAV to N AV with gross income reinvested. The NAV of a Fund swings according to subscription/redemption activity so that transaction costs caused by these cashflows are not borne by the existing holders in a Fund. Performance and Data is calculated on closing NAV as at 30 September 2026. Source: Vanguard
01 Oct 2016 30 Sep 2017
01 Oct 2017 30 Sep 2018
01 Oct 2018 30 Sep 2019
01 Oct 2019 30 Sep 2020
01 Oct 2020 30 Sep 2021
01 Oct 2021 30 Sep 2022
01 Oct 2022 30 Sep 2023
01 Oct 2023 30 Sep 2024
01 Oct 2024 30 Sep 2025
01 Oct 2025 30 Sep 2026 Fund ( Net of expenses) 10.88% 9.12% 6.84% 0.91% 17.92% -7.23% 9.00% 16.30% 13.41% 14.22%
Rolling 12-month performance
This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
Vanguard Target Retirement 2055 Fund
GBP Accumulation Shares
Key investment risks The value of equities and bonds can be affected by factors such as stock market movements, interest rates, credit spreads and volatility. Other drivin g factors include political, economic news, company earnings and significant corporate events. Movements in currency exchange rates can adversely affect the return of your investm ent. Credit risk. The issuer of a financial asset held within the Fund may not pay income or repay capital to the Fund when due. Liquidity risk. Lower liquidity means there are insufficient buyers or sellers to allow the Fund to sell or buy investments readily. Counterparty risk. The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or oth er instruments, may expose the Fund to financial loss. Inflation risk. The value of your investments may not be worth as much in the future due to changes in purchasing power resulting from inflation. Please also read the risk factors section in the prospectus and the Key Investor Information Document, both of which are available on the Vanguard web site.
Page 3
Allocation to underlying Vanguard funds
Vanguard U.S. Equity Index Fund GBP Acc 19.8 % Vanguard FTSE Developed World ex-U.K. Equity Index Fund GBP Acc 19.3 Vanguard FTSE U.K. All Share Index Unit Trust GBP Acc 15.4 Vanguard Global Bond Index Fund GBP Hedged Acc 14.0 Vanguard FTSE North America UCITS ETF 6.8 Vanguard Emerging Markets Stock Index Fund GBP Acc 6.3 Vanguard FTSE Developed Europe ex-U.K. Equity Index Fund GBP Acc 4.4 Vanguard FTSE 100 UCITS ETF (GBP) Accumulating 4.3 Vanguard U.K. Government Bond Index Fund GBP Acc 4.3 Vanguard Japan Stock Index Fund GBP Acc 2.6 Vanguard U.K. Investment Grade Bond Index Fund GBP Acc 1.7 Vanguard Pacific ex-Japan Stock Index Fund GBP Acc 1.0 Total 100 %
Source: Vanguard
This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
Vanguard Target Retirement 2055 Fund
GBP Accumulation Shares Data as at 30 September 2026 unless otherwise stated.
Page 4
For more information contact your local sales team or: Web: http://global.vanguard.com Transfer agent (Europe): Tel. 0800 408 2065 or 01268 448 049 Adviser support: Tel. 0800 917 5508 Adviser support email: enquiries@vanguard.co.uk Non advised personal investor email: Personal_investor_enquiries@vanguard.co.uk
Important information This is a marketing communication. This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.
For further information on the fund's investment policies and risks, please refer to the prospectus of the NURS and to the KIID before making any fina l investment decisions. The KIID for this fund is available, alongside the prospectus via Vanguard’s website https://global.vanguard.com/. This document is designed for use by, and is directed only at persons resident in the UK. The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any ju risdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solic itation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult their professional advisers on the implications of making an investment in, holding or disposing of "units/shares", and the receipt of distribution from any investment. The Authorised Corporate Director for Vanguard LifeStrategy® Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a distributor of Vanguard LifeStrategy Funds ICVC. For investors in UK domiciled funds, a summary of investor rights can be obtained via https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/Vanguard-InvestorsRightsSummaryUKFUNDSJan22.pdf and is available in English. London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). © LSE Group. FTSE Russell is a trading name of certain of the LSE Group companies. e.g., “FTSE®” “Russell®”, “FTSE Russell®”, “FTSE4Good®”, “ICB®”, “Mergent®, The Yield Book®,” is/ar e a trade mark(s) of the relevant LSE Group companies and is/are used by any other LSE Group company under license. All rights in the FTSE Russell indexes or data vest in the relevant LSE Group company which owns the index or the data. N either LSE Group nor its licensors accept any liability for any errors or omissions in the indexes or data and no party may rely on any indexes or data contained in this commu nication. No further distribution of data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. The LSE Group does not promote, sponsor or e ndorse the content of this communication. The Industry Classification Benchmark (”ICB”) is owned by FTSE. FTSE does not accept any liability to any person for any loss or damage arisin g out of any error or omission in the ICB. SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC. SEDOL Data has been provided from the London Stock Exchange’s SEDOL Masterfile®.
Vanguard Target Retirement 2055 Fund
GBP Accumulation Shares
Issued by Vanguard Asset Management, Limited which is authorised and regulated in the UK by the Financial Conduct Authority. © 2026 Vanguard Asset Management, Limited. All rights reserved.
9673EN_092026
Investment risk information The value of investments, and the income from them, may fall or rise and investors may get back less than they invested. Past performance is not a reliable indicator of future results. Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or f all. Investments in smaller companies may be more volatile than investments in well-established blue chip companies. The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund’s net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index. Some funds invest in securities which are denominated in different currencies. The Vanguard Target Retirement Funds may invest in Exchange Traded Fund (ETF) shares. For further information on risks please see the “Risk Factors” section of the prospectus on our website at https://global.vanguard.com.
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