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Fund manager(s) Multi Asset Solutions UK Team Launch date 17 September 2003 Domicile United Kingdom Unit type Accumulation AUM £245.76m IA Sector* IA Volatility Managed
*A group of funds with similar characteristics
Benchmark type Comparator Benchmark component(s) IA Mixed Investments 0-35% Shares Number of holdings 36
Annual management charge (AMC) 0.55%
Ongoing charges figure (OCF) 0.76%
Currency GBP ISIN GB00BD3CW185 SEDOL Code BD3CW18
Fund information
Benchmark
Share class information
Fund objective The Fund’s objective is to provide a combination of capital growth (to grow the value of your investment) and income over 5+ years. It aims to stay within a Risk Profile Classification (RPC) (with volatility parameters) of 3 as set and monitored by an external risk rating company. It is not guaranteed that the Fund will stay within this RPC at all times.
For details of the full fund’s Investment Policy, Strategy and Process, and Risk Factors please refer to the Prospectus and KIID .
Cumulative performance
1M 3M 6M YTD 1Y 3Y 5Y Santander Atlas Portfolio 3 IA -1.15% -0.84% 4.11% 2.29% 4.89% 24.01% 11.66% IA Mixed Investment 0-35% Shares
-1.12% -0.88% 3.48% 2.55% 4.77% 21.96% 10.14%
Annual performance
2025 2024 2023 2022 2021 Santander Atlas Portfolio 3 IA 9.00% 3.89% 7.48% -11.55% 1.30% IA Mixed Investment 0-35% Shares 7.83% 4.42% 5.97% -10.87% 2.84%
Five year cumulative performance to 30 September 2026
Calculations as at 30 September 2026 in GBP. Source of performance data: Santander Asset Management & FE fundinfo. Fund figures are after fees with income reinvested (Total Return).
Past performance is not a reliable indicator of future results. The value of investments and revenue from them can fall as well as rise and investors may not get back the amount originally invested. Please note that the value of any foreign investments may be affected by changes in currency exchange rates.
- Including AMC 0%
20%
Powered by data from FE fundinfo
Sep 21 Dec 22 Mar 24 Jun 25 Sep 26 Atlas Portfolio 3 IA Mixed Investment 0-35% Shares If you invested £10,000 5 years ago, your money would now be worth £11,166 after fees. Calculations on a Total Return basis and includes any income reinvested over the period.
Share Class Launch Date 30 September 2013
September 2026 Factsheet
Santander Atlas Portfolio 3 IA
Marketing Communication
Page 2
Risk and Reward Indicator: The Risk and Reward Indicator table shown above demonstrates where the Fund ranks in terms of its potential risk and reward. The higher the rank the greater the potential reward but the greater the risk of losing money, and the lowest risk and reward indicator does not mean risk free. It is based on past data, may change over time and may not be a reliable indication of the future risk profile of the Fund. The value of your investment is not guaranteed and you may get back less than the original amount you invested. Investors should refer to the most up to date Key Investor Information Document available from our website.
Asset Allocation
Sterling Corporate Bonds 39.16%
Global Corporate Bonds 16.07%
US Shares 10.93%
UK Shares 5.61%
Global Government Bonds 4.59%
Commodities 3.54%
Non-Developed Market Shares
3.47%
European Shares 2.78%
Global Sub-Investment Grade Bonds
2.56%
Global Shares 2.46%
Non-Developed Market Bonds
2.27%
Japanese Shares 2.12%
Cash and Derivatives -2.29%
Money Market 6.72%
Portfolio breakdown Top 10 Holdings
SANTANDER STERLING BOND INC PORTFOLIO RA 13.64% AMUNDI PRIME EUROPEAN CORPORATE BOND ETF 4.00% SANTANDER STERLING BOND PORTFOLIO RA 13.63% VANGUARD UK IG BOND INDEX 3.80% VANGUARD UK S/T IG BOND INDEX FUND 7.11% STATE STREET SPDR S&P 500 ETF USD ACC 3.55% SANTANDER GBP LVNAV MONEY MKT D GBP DIS 6.72% INVESCO S&P 500 UCITS ETF 3.50% XTRACKERS USD CORPORATE BOND ETF 5.84% AMUNDI CORE MSCI EMERG MKTS SWP ETF DIS 3.47%
6.72% of the portfolio is invested in funds where Santander Asset Management UK act as an appointed distributor. 31.95% of the portfolio is invested in other funds managed by Santander Asset Management or affiliates.
Negative weightings may result from the use of certain financial instruments, including derivatives. Derivatives used to gain or reduce market exposure are shown in the relevant asset class. Derivatives used for risk management (including duration management) are shown alongside cash.
Source of asset allocation and breakdown data: Santander Asset Management as at 30 September 2026
Page 3
Additional fund information
Number of income payments per year No income payments are distributed from this share class.
ISA Available and Eligible
Fund management company Santander Asset Mgmt UK Ltd
Fund manager(s)
Global Multi Asset Solutions Team The Global Multi Asset Solutions (GMAS) function is predominantly located in Madrid, Spain with leadership and expertise also located in London, UK. The function’s key objective is to deliver globally diversified investment solutions focussed on established risk-return profiles.
Useful Links
KIID Prospectus Glossary Website Costs and charges
UK Investor Important Information
For retail distribution This document has been approved and issued by Santander Asset Management UK (SAM UK) in its capacity as the Authorised Fund Manager. SAM UK is authorised by the Financial Conduct Authority (FCA). This document is for information purposes only and does not constitute an offer or solicitation to buy or sell any securities or other financial instruments, or to provide investment advice or services. Opinions expressed within this document by Santander Asset Management, if any, are current opinions as of the date stated and do not constitute investment or any other advice; the views are subject to change and do not necessarily reflect the views of Santander Asset Management as a whole or any part thereof. While we try and take every care over the information in this document, we cannot accept any responsibility for mistakes and missing information that may be presented. Subscriptions to a fund may only be made on the basis of the fund’s current Prospectus and the non-UCITS Retail Scheme (NURS) Key Investor Information document (NURS KIIs) which can be obtained free of charge on request or at www.santanderassetmanagement.co.uk/retail-investor/our-solutions/fund-center, and the applicable terms and conditions. Please refer to the ‘Risk Factors’ section of each fund’s Prospectus for all risks applicable to investing in any fund and specifically this fund. Investors and potential investors should read and note the relevant risk warnings in the relevant fund Prospectuses and Non-UCITS Retail Scheme Key Investor Information document (NURS KIIs) before making any investment decisions. Santander Atlas Portfolio 3 (the “Fund”) is a sub-fund of Santander Multi-Manager OEIC, an open-ended investment company with variable capital incorporated in England and Wales under registered number IC000248 and authorised and regulated by the FCA with Product Reference Number 225581 as a NURS (Non-UCITS Retail Scheme). All information is sourced, issued and approved by Santander Asset Management UK Limited (Company Registration No. SC106669). Registered in Scotland at 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Authorised and regulated by the Financial Conduct Authority (FCA). FCA registered number 122491. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander Atlas Portfolio 3 has been compared against funds across the UK by the independent financial research company Dynamic Planner, receiving a Select Fund rating. Santander and the flame logo are registered trademarks. www.santanderassetmanagement.co.uk Santander Asset Management UK. All Rights Reserved.
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"text": "6.72% of the portfolio is invested in funds where Santander Asset Management UK act as an appointed distributor."
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"text": "Negative weightings may result from the use of certain financial instruments, including derivatives. Derivatives used to gain or reduce market exposure are shown in"
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"text": "the relevant asset class. Derivatives used for risk management (including duration management) are shown alongside cash."
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"text": "Source of asset allocation and breakdown data: Santander Asset Management as at 30 September 2026"
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