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AVIVA INVESTORS

ESTABLISHED IN LUXEMBOURG

Aviva Investors – Emerging Markets Local Currency Bond Fund Aviva Investors – Global Emerging Markets Core Fund Aviva Investors – Global High Yield Bond Fund Aviva Investors – Multi - Strategy Target Return Fund

SINGAPORE PROSPECTUS

2 5 June 202 6

This Singapore Prospectus incorporates and is not valid without the attached Luxembourg prospectus dated March 2026 for Aviva Investors (the " Luxembourg Prospectus "). Aviva Investors (the " Fund ") is constituted in Luxembourg (i.e. outside Singapore).

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CONTENTS

Paragraph Page

IMPORTANT INFORMATION ................................ ................................ ................................ ................. 1 DIRECTORY ................................ ................................ ................................ ................................ ........... 3

1. THE FUND ................................ ................................ ................................ ................................ .. 5

2. THE SUB - FUNDS AND SHARE CLASSES ................................ ................................ .............. 5

3. MANAGEMENT AND ADMINISTRATION ................................ ................................ ................ 6

4. OTHER PARTIES ................................ ................................ ................................ ..................... 10

5. INVESTMENT OBJECTIVES AND POLICIES ................................ ................................ ........ 12

6. CENTRAL PROVIDENT FUND INVESTMENT SCHEME ................................ ....................... 20

7. FEES AND CHARGES ................................ ................................ ................................ ............. 20

8. RISK FACTORS ................................ ................................ ................................ ....................... 22

9. SUBSCRIPTION FOR SHARES ................................ ................................ .............................. 23

10. REGULAR SAVINGS PLAN ................................ ................................ ................................ .... 25

11. REDEMPTION OF SHARES ................................ ................................ ................................ .... 25

12. CONVERSION/SWITCHING BETWEEN SUB - FUNDS ................................ .......................... 27

13. OBTAINING PRICE INFORMATION ................................ ................................ ....................... 28

14. SUSPENSION OF THE CALCULATION OF THE NET ASSET VALUE AND ISSUE, REDEMPTION AND CONVERSION OF SHARES ................................ ................................ . 28

15. SWING PRICING ................................ ................................ ................................ ...................... 28

16. PERFORMANCE OF THE SUB - FUNDS ................................ ................................ ................. 29

17. SOFT - DOLLAR COMMISSIONS/ARRANGEMENTS ................................ ............................. 33

18. CONFLICTS OF INTEREST ................................ ................................ ................................ .... 33

19. REPORTS ................................ ................................ ................................ ................................ 34

20. CERTAIN SINGAPORE TAX CONSIDERATIONS ................................ ................................ . 34

21. QUERIES AND COMPLAINTS ................................ ................................ ................................ 34

22. OTHER MATERIAL INFORMATION ................................ ................................ ....................... 35

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IMPORTANT INFORMATION

The collective investment schemes offered in this Singapore Prospectus, namely, the sub - funds of the Fund listed in Paragraph 2 of this Singapore Prospectus (the " Sub - Funds "), are each a recognised scheme under the Securities and Futures Act 2001 (the " SFA "). A copy of this Singapore Prospectus has been lodged with and registered by the Monetary Authority of Singapore (the " Authority "). The Authority assumes no responsibility for the contents of this Singapore Prospectus and the registration of this Singapore Prospectus by the Authority does not imply that the SFA or any other legal or regulatory requirements have been complied with. The Authority has not, in any way, considered the investment merits of the Sub - Funds.

This Singapore Prospectus is registered by the Authority on 2 5 June 202 6 . It is valid for 12 months from the date of registration up to and including 2 4 June 2 202 7 , and will expire on 2 5 June 202 7 . This Singapore Prospectus is only valid if attached with the Luxembourg Prospectus. Terms defined in the Luxembourg Prospectus have the same meanings when used in this Singapore Prospectus, unless stated otherwise in this Singapore Prospectus.

The Directors of the Fund (the " Directors ") have taken all reasonable care to ensure that the facts stated in this Singapore Prospectus are true and accurate in all material respects and as far as they are aware, there are no other material facts the omission of which makes any statement of fact or opinion in this Singapore Prospectus misleading.

The Shares are not listed on the Singapore Exchange but the Board of Directors (the " Board ") may decide at its own discretion to list the Shares on the Luxembourg Stock Exchange.

In certain jurisdictions, the distribution of this Singapore Prospectus, the offer of the Sub - Funds and the holding of Shares may be subject to restrictions. You are responsible for knowing and following the laws and regulations that apply to you. In parti cular, this Singapore Prospectus does not constitute an offer if the offer is considered unlawful or where the offeror is not qualified to make the offer.

In deciding whether to invest in the Shares of the Sub - Funds, you should rely only on the information in this Singapore Prospectus and the relevant Product Highlights Sheet (" PHS "). These documents contain the only approved information about the Sub - Fund. Because this Singapore Prospectus and the PHS may be updated from time to time, you should make sure that you have the most recent versions. In case of any inconsistency in the t ranslations of this Singapore Prospectus, the English version will prevail.

No Sub - Fund is intended as a complete investment plan, nor are all Sub - Funds appropriate for all investors. Before investing in a Sub - Fund, you should read this Singapore Prospectus and understand the risks, costs and terms of investment of that Sub - Fund. T The Board also recommends that you consult an investment advisor and a tax advisor before investing.

The decision to invest in any Sub - Fund, and if so, how much, should be based on a realistic analysis of your financial circumstances and tolerance for investment risk.

As with any investment, future performance may differ from past performance, and you could lose money. There is no guarantee that any Sub - Fund will meet its objectives or achieve any particular level of future performance. These are investments, not bank d eposits.

You should note that the Sub - Funds, Aviva Investors – – Emerging Markets Local Currency Bond Fund, Aviva Investors – – Global High Yield Bond Fund and Aviva Investors – – Multi - Strategy Target Return Fund, may use derivatives for investment purposes (in addition to hedging and/or efficient portfolio management).

None of the Shares have been, nor will be, registered under the United States Securities Act of 1933 (the " Securities Act ") and none of the Shares may be offered or sold in the United States of America, or any of its territories or possessions or areas subject to its jurisdiction, or to or for the benefit of a US Person, unless the Shares are offered and sold in a transaction e xempt from or not subject to the

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registration requirements of the Securities Act and any other applicable U.S. state securities laws. Neither the Fund nor any Sub - Fund will be registered under the United States Investment Company Act of 1940 and investors will not be entitled to the benef its of such registration. Any resales or transfers of the Shares in the US or to US Persons may constitute a violation of US law and requires the prior written consent of the Fund. Applicants for Shares will be required to certify whether they are a US Per son. All enquiries should be directed to Aviva Investors Asia Pte. Limited (the " Singapore Representative ").

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DIRECTORY

Board of Directors of the Fund Denise Voss Independent Non Executive Director 11, rue Gabriel Lippmann L - 4119 Esch - sur - Alzette

Gast on Juncker Partner Elvinger Hoss Prussen, société anonyme 2, place Winston Churchill L - 1340 Luxembourg, Luxembourg

Paula Concordea Head of Legal Aviva Investors Luxembourg 2, rue du Fort Bourbon L - 1249 Luxembourg, Luxembourg

Celeste Dias Brennan Director – – Global Head of Product Aviva Investors 80, Fenchurch Street London, EC3M 4AE, United Kingdom

Registered Office of the Fund 2, rue du Fort Bourbon L - 1249 Luxembourg, Luxembourg

Management Company Aviva Investors Luxembourg S.A. 2, rue du Fort Bourbon L - 1249 Luxembourg, Luxembourg

Investment Managers Aviva Investors Global Services Limited 80 Fenchurch St reet London EC3M 4AE, United Kingdom

Aviva Investors Luxembourg S.A., Branch in France 75 rue d'Amsterdam 75008, Paris, France

Registrar, Transfer Agent, Depositary and Fund Administrator Bank of New York Mellon SA/NV, Luxembourg Branch 2 - 4, rue Eugène Ruppert L - 2453 Luxembourg, Luxembourg

Auditor Ernst & Young, S.A. 35E, Avenue John F. Kennedy L - 1855 Luxembourg, Luxembourg

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Agent for Service of Process in Singapore and Singapore Representative Aviva Investors Asia Pte. Limited 138 Market Street #05 - 01 CapitaGreen Singapore 048946

Legal Advisers as to Singapore Law Tan Peng Chin LLC 50 Raffles Place # 16 - 03 Singapore Land Tower Singapore 048623

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1. THE FUND

The Fund is a société d'investissement à capital variable (" SICAV ") incorporated on 16 January 1990 in Luxembourg and registered with the Registre de Commerce et des Sociétés de Luxembourg under number B 32 640.

The Fund functions as an "umbrella" under which the Sub - Funds are created and operate. The assets and liabilities of each Sub - Fund are segregated from those of other Sub - Funds; there is no cross - liability between Sub - Funds. The Fund qualifies as an Undertaking for Collective Investment in Transferable Securities (" UCITS ") under the Luxembourg law of 17 December 2010 on Undertakings for Collective Investment, as amended from time to time (the " 2010 Law "), and is registered on the official list of collective investment undertakings maintained by the Commission de Surveillance du Secteur Financier (the " CSSF ").

The Fund's Articles of Incorporation (the " Articles ") were last amended and published in the Luxembourg Recueil Electronique des Sociétés et Associations on 22 February 2018. Copies of the Articles will be available to you for inspection, free of charge, from the Singapore Representative during normal Singapore business hours.

2. THE SUB - FUNDS AND SHARE CLASSES

2.1 The Sub - Funds and the Classes of Shares currently offered for subscription by investors in Singapore under this Singapore Prospectus are:

Sub -Fund Class of Shares

Class Denomination

Sub - Fund Denomination

EIP/SIP Classification

Aviva Investors – Emerging Markets Local Currency Bond Fund

A EUR

EUR SIP Aa EUR I EUR Ia EUR

Aviva Investors – Global Emerging Markets Core Fund

A USD USD SIP I USD

Aviva Investors – – Global High Yield Bond Fund

A USD

USD SIP

Ah CHF Ah EUR Ah SGD Am USD Amh GBP Amh SGD I USD Ia USD Iah EUR Iah GBP Ih EUR Ih GBP

Aviva Investors – – Multi Strategy Target Return Fund

A EUR

EUR SIP Ah SGD Ah USD I EUR

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Sub -Fund Class of Shares

Class Denomination

Sub - Fund Denomination

EIP/SIP Classification lh USD

Notes : 1. The other sub - funds, share classes and currency denominations stated in the Luxembourg Prospectus but which are not listed in the table above are currently not available for offer to the retail public in Singapore.

2. I Share Classes are available for subscription by certain institutional investors only. Please contact the Singapore Representative for details.

3. "E "EIP " or "E "Excluded Investment Products " means prescribed capital markets products as specified in the Schedule to the Securities and Futures (Capital Markets Products) Regulations 2018 (" CMP Schedule "). For the purpose of classifying a Sub - Fund as an Excluded Investment Product under the Notice on the Sale of Investment Products, the Sub - Fund will be subject to certain provisions regarding its investments, including limits on the use of securities lending, repurchase and derivative transactions as set ou t in the CMP Schedule. "S "SIP " or "S "Specified Investment Products " means capital markets products other than prescribed capital markets products.

2.2 Each Share Class may have its own cost and fee structure, currency denomination, hedging policy, minimum investment and holding amounts, investor eligibility requirements, tax characteristics and other features. Please refer to the section " Investing in the Sub -Funds " of the Luxembourg Prospectus for general information on the different Share Classes and the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus on the different features of each Share Class offered in the Sub - Funds.

3. MANAGEMENT AND ADMINISTRATION

3.1 The Board of Directors of the Fund

The Board is responsible for the overall management of the Fund, including determining the creation, effective launch date and closing of Sub - Funds and Share Classes. The Board will also determine at its own discretion the price at which any Share Class will be launched.

The Board engages the Management Company (as described below) and other service providers for the Fund. In the event that any of the Fund's service providers becomes insolvent, this will be grounds for termination of the service provider's agreement with the Fund. The services will be terminated and the Fund will arrange an orderly transition to a new service provider.

Details on the Board's role are set out in the section " The Fund " of the Luxembourg Prospectus.

3.2 The Management Company

Aviva Investors Luxembourg S.A. is engaged as the management company of the Fund (the " Management Company "). It is a company incorporated in Luxembourg and is subject to chapter 15 of the 2010 Law and to the supervision of the CSSF. It has been managing collective investment schemes and discretionary funds since 1987.

The Management Company has responsibility for investment management services, administrative services and distribution services. It has the option of delegating to third parties some or all of its responsibilities, subject to applicable laws and the consent and supervision of the Board. Details on the Management Company are set out in the section " The Management Company " of the Luxembourg Prospectus.

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Directors of the Management Company

Supervisory Board

Virginie Lagrange

Virginie Lagrange is an Independent Non Executive Director of the Management Company. She is certified by the Luxembourg Institute of Directors (" ILA ") and INSEAD, and is a certified Réviseur d'Entreprises in Luxembourg (Chartered Financial Analyst). She is a member of the Board and the Management Committee of ILA. She is also a member of the Board of European Confederation of Directors Associations (" ECODA ").

She has 27 years of experience in the Bank and Investment Fund industry in Luxembourg. She started as a bank auditor at Ernst & Young in 1993. In 2000, she joined UBS as Head Internal Audit and then as Chief Risk Officer. In 2009, she became Chief Financia l Officer at Credit Suisse and in 2010, she joined Nomura Bank Luxembourg (" NBL ") and was Chief Administrative Officer responsible for Information Technology and Information Security, Projects, Finance, Human Resources, Data Management, Depositary Bank Con trols and all administrative functions of NBL. She was a member of the Executive Committee of NBL. She was also Director of Global Funds Management S.A. which is an AIFM management company belonging to NBL.

Ms Lagrange sits on the board of several banks and management companies in Luxembourg and chairs audit / risk committees.

Ms Lagrange holds a Masters in Management from the French Ecole de Commerce of Marseille.

Jill Barber

Jill Barber is the Chief Distribution Officer for Aviva Investors, responsible for delivering client solutions globally. She leads the teams covering Insurance, Institutional and Wealth in the UK, Europe, Asia and North America. Jill also oversees Client E xperience, Strategy and Planning, Product and Investment, and Client Communications.

Prior to joining Aviva Investors in 2023, Jill was Global Head of Institutional Solutions at GAM Investments where she co - led the Distribution function. In an investment management career spanning more than 25 years in business development, client relation ship management and consultant relations. Jill has also held senior roles at Jupiter Asset Management, Franklin Templeton Investments, Hermes Fund Management and Fidelity International.

Jill holds a BA(Hons) in French from the University of Canterbury, a Licence de Lettres Modernes from the Université de Grenoble and a Post Graduate Diploma in European Management from Royal Holloway, University of London. Jill also holds the Investment Ma nagement Certificate (IMC) and the Applied Responsible Investment Certificate from the PRI Academy.

Kate McClellan

Kate McClellan is the Chief Operating Officer for Aviva Investors, responsible for global operations and information technology across the Aviva Investors business. This includes the design and execution of an effective operating model to support the busin ess with a focus on increasing operational efficiency and management of relationships with major outsource providers.

Prior to her role as Chief Operating Officer, Ms McClellan was the Director of Global Funds Services and Controls Operations at Aviva Investors, performing independent monitoring and operational processes that manage and oversee our regulated funds busines s and ensure compliance with specific regulations relating to financial crime, client money, MiFID II and data protection.

Ms McClellan has over 15 years of experience in the Financial Services sector, having spent 10 years in Finance at Aviva plc prior to joining Aviva Investors in 2012. She has a track record of

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delivering change as well as significant process and control improvement across multiple regulations, asset classes and geographies. Prior to joining Aviva, she was at PwC, with experience in multi - national audit and transaction services in the UK and Roma nia.

Ms McClellan holds a BA (Hons) in Banking & Finance from Loughborough University and is a member of the Institute of Chartered Accountants in England and Wales (ICAEW).

Joanne Bailey

Joanne Bailey is the Director of Financial Reporting , Operations and Control for Aviva Investors, responsible for Group, Statutory and Regulatory Reporting and Capital Management.

Ms Bailey has a background in finance and audit, having trained with KPMG where she spent 10 years working in the Financial Services audit practice. Since joining Aviva, she has spent time in financial reporting roles across Aviva and Aviva Investors.

Ms Bailey holds a Master of Science degree in Medicinal and Biological Chemistry from the University of Nottingham , and is a member of the Institute of Chartered Accountants in England and Wales.

Jacqueline Lowe

Jacqueline Lowe is an Independent Non - Executive Director of the Management Company.

She has over 30 years of experience in the fund management industry. In her executive career, she held a range of leadership roles at Standard Life Investments (subsequently known as Aberdeen Standard Investments). In 2017, she was appointed as Head of UK Distribution, with responsibility for institutional, wholesale and retail distribution. Prior to this, she had a range of leadership roles in the distribution function.

Ms Lowe sits on the board as a non - executive director of a number of other investment management companies and financial service providers in the UK.

Ms Lowe holds a BA in Business from Herriot Watt University in Edinburgh along with an Investment Management Certificate from CFA UK.

Management Board

Victoria Kernan

Victoria Kernan is the Global Head of Transfer Agency and Conducting Officer of the Management Company, responsible for oversight of transfer agency activities.

Ms Kernan joined the Management Company in 2009 and has been primarily responsible for the outsourcing of core Transfer Agency activity. She established the framework for the Vendor Management process in Luxembourg.

Ms Kernan has been working in the fund industry for 20 years and has held various positions with previous employers including State Street and Deutsche Bank. She has the benefit of a detailed operations perspective as both the service provider (fund admini strator/custodian) and as the client (investment manager), in both Irish, Luxembourgish and the UK regulatory jurisdictions.

Ms Kernan holds a degree in Languages and Export Management from Edinburgh Napier University.

Cindy Joller

Cindy Joller is the Chief Compliance Officer and conducting officer of the Management Company, responsible for compliance, complaints handling and anti - money laundering and counter terrorism financing.

Mrs Joller has 15 years' experience in the funds' industry. After 5 years working for a third - party Luxembourg Management Company, she joined Aviva Investors in 2013 as Legal Counsel,

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responsible for developing and managing all legal areas for Aviva Investors Luxembourg and the funds under management (UCITS, Irish MMFs and AIFs), monitoring applicable regulatory changes and providing effective proposals to address such changes. She has been acting as a primary liaison with regulators for Aviva Investors Luxembourg since 2013. Mrs Joller has also been a director of the main Luxembourg regulated funds under management of Aviva Investors Luxembourg between 2020 and 2022.

Mrs Joller holds a Master Degree in French and International Business Law from the Faculty of International Affairs of the University of Le Havre (France) and a postgraduate degree in Luxembourg Law ("Cours Complémentaires en Droit Luxembourgeois") from th e Faculty of Law, Economics and Science of the University of Luxembourg.

Sophie Vilain

Sophie Vilain is the Head of Risk and Conducting Officer of the Management Company, responsible for risk management.

Mrs Vilain is graduated from HEC Montréal Business School (QC, Canada).

Mrs Vilain has over 10 years' experience in the funds' industry. After 5 years working at Pricewaterhouse Coopers Luxembourg, initially as auditor and then as Senior Advisor for the Risk & Compliance Advisory Services area, Mrs Vilain joined the Risk depar tment of a Management Company, covering both inhouse and third - party UCITS and AIFs. After 3 years, she joined Aviva Investors Luxembourg in 2018 as Risk Manager and became Head of Risk in 2019.

Matteo Sbrolla

Matteo Sbrolla is the Head of Investment Management and Branch Oversight and Conducting Officer of the Management Company, responsible for oversight of investment management activities and the operation of the branch offices.

Mr Sbrolla has 20 years’ experience in the funds’ industry. He had previously held conducting officer roles at Credit Suisse Fund Management S.A. Luxembourg and was responsible for oversight and valuation, as well as at FundRock Management Company S.A. whe re he was responsible for portfolio management and distribution oversight. Prior to this, he held various roles in the industry including as an equity trader and a market data specialist.

Mr Sbrolla holds a Bachelor of Arts degree in International Business and Finance from the European School of Economics, Italy and an MBS in Financial Services from the Michael Smurfit Business School at the University College of Dublin, Ireland.

Justine Costeur ep. Losic

Justine Losic is the Head of Valuation and conducting officer of the Management Company responsible for fund accounting and valuation.

Ms Losic has over 8 years of experience in the fund industry in Luxembourg having worked in fund administration, fund accounting and valuation across all asset types. She joined Aviva Investors Luxembourg in 2018 in the fund accounting and valuation team a nd is ACCA qualified since 2019. Prior to this, she worked for Langham Hall Luxembourg in the fund administration department.

Ms Losic holds a Master’s degree in Economics and Finance from the University of Louvain, Belgium

The past performance of the Management Company and its directors is not necessarily indicative of their future performance.

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3.3 The Investment Manager s and Sub - Investment Manager(s)

The Management Company can appoint one or more investment managers (referred to as " Investment Managers ") to handle the day - to - day management of the Sub - Funds' assets, or one or more advisors to provide investment information, recommendations and research concerning prospective and existing investments.

Subject to the prior approval of the Management Company, the Investment Managers may appoint other Aviva group companies or third parties, at its own expense and responsibility, to manage all or part of the assets of some of the Sub - Funds (referred to as " Sub - Investment Manager ") and/or to provide recommendations on any investment portfolio. A Sub - Investment Manager may appoint another Aviva group company or third party, subject to the prior written consent of the relevant Investment Manager and the Managem ent Company, to manage all or part of a Sub - Fund's assets.

If an Investment Manager or any of its delegates becomes insolvent, this will be grounds for termination of the appointment of the Investment Manager or delegate (as the case may be). The relevant services will be terminated and an orderly transition to a new investment manager or delegate (as the case may be) will be arranged.

As of 28 May 2026

Aviva Investors Global Services Limited (" AIGSL ") is appointed as the Investment Manager of the Sub - Fund s . AIGSL has delegated the investment management of Aviva Investors – Global Emerging Markets Core Fund to the Sub - Investment Manager, Aviva Investors Asia Pte. Limited (" AIAPL ").

AIGSL is domiciled in the United Kingdom and is licensed and regulated by the Financial Conduct Authority. It has been managing collective investment schemes and discretionary funds since 1971.

AIAPL is domiciled in Singapore and is licensed and regulated by the Authority. It has been managing collective investment schemes and discretionary funds since 2011.

The Aviva group companies acting as delegate for each Sub - Fund (if any) is listed in the "Investment Management Delegates – Aviva Group entities only" document that is available at the following link:

https://www.avivainvestors.com/en - sg/capabilities/fund - centre/aviva - investors - sicav documents/#panel - aac3951b - dc54 - 4abf- f- 92e3 - 5ed07ef61bfb_1

The past performance of the Investment Managers and Sub - Investment Managers is not necessarily indicative of their future performance.

4. OTHER PARTIES

4.1 The Singapore Representative

4.1.1 Aviva Investors Asia Pte. Limited (the " Singapore Representative ") is appointed to act as the Fund's representative in Singapore for the purposes of the SFA, and as the agent in Singapore to accept service of process on behalf of the Fund.

4.1.2 The Singapore Representative carries out and provides (or procures to be done) various administrative and other functions and services in respect of the Sub - Funds, including:

(a) facilitating the issue, redemption and conversion of Shares in the Sub - Funds;

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(b) publishing the most recent issue and redemption prices of Shares in the Sub Funds;

(c) facilitating the sending of reports of the Sub - Funds to the shareholders of the Sub - Funds who subscribed for or purchased Shares in Singapore (the " Singapore Shareholders ");

(d) maintaining for inspection at its office, a subsidiary register of the Singapore Shareholders for each Sub - Fund;

(e) receiving all enquiries in relation to the Sub - Funds from the Singapore Shareholders and applicants of the Sub - Funds, and forwarding the same to the Fund;

(f) making available at its office for public inspection and offering, free of charge, to the Singapore Shareholders and applicants of the Sub - Funds, copies of the latest Articles and Singapore Prospectus together with the latest audited annual reports and sem i - annual reports of the Sub - Funds; and

(g) accepting on behalf of the Fund, service of all notices and other documents addressed to the Fund by any Singapore Shareholder and immediately despatching the same to the Fund.

4.2 The Registrar and Transfer Agent

The Management Company has delegated its registrar and transfer agency functions to Bank of New York Mellon SA/NV, Luxembourg Branch (the " Registrar and Transfer Agent "), who is responsible for processing requests to buy, switch and redeem Shares and for maintaining the register of Shareholders. The Registrar and Transfer Agent has delegated some transfer agency services to its affiliates in India and Poland a and may delegate additional transfer agency services to other companies belonging to the Bank of New York Mellon group.

The Singapore Representative maintains a subsidiary register of Singapore Shareholders for each Sub - Fund. This subsidiary register is available for inspection by investors of the relevant Sub - Fund at the Singapore Representative's office during normal Sing apore business hours.

4.3 The Depositary and Fund Administrator

Bank of New York Mellon SA/NV, Luxembourg Branch (the " Depositary ") is appointed to be the depositary of the Fund's assets and as the fund administrator. The Depositary is a company incorporated in Belgium and operates as a branch in Luxembourg. The Depositary is licensed and regulated by the CSSF. Details of the Deposi tary and the depositary arrangement are set out in the section " The Fund " of the Luxembourg Prospectus.

The Depositary is responsible for providing depositary, custodial, settlement and certain other associated services. It will further:

(a) ensure that the issue, redemption and cancellation of Shares effected by the Fund or on its behalf are carried out in accordance with the 2010 Law or the Articles;

(b) ensure that the value per Share of the Fund is calculated in accordance with the 2010 Law and the Articles;

(c) carry out, or where applicable, cause any sub - depositary or other custodial delegate to carry out the instructions of the Fund or the Management Company unless they conflict with the 2010 Law and the Articles;

(d) ensure that in transactions involving the assets of the Fund, the consideration is remitted to it within the usual time limits; and

(e) ensure that the income of the Fund is applied in accordance with the Articles.

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The Depositary may entrust all or part of the assets of the Fund that it holds in custody to such sub - depositaries as may be determined by the Depositary from time to time in accordance with the applicable laws. Except as provided in the applicable laws, the Depositary's liability shall not be affected by the fact that it has entrusted all or part of the assets in its care to a third party.

The Depositary will exercise due skill, care and diligence when selecting and appointing a sub depositary or other delegate. It will continue to exercise due skill, care and diligence in the periodic review and ongoing monitoring of such delegates to whom it has entrusted the assets of the Fund for safekeeping.

The Depositary will also ensure that such delegates:

(a) have structures and expertise that are adequate and proportionate to the nature and complexity of the assets of the Fund;

(b) are subject to effective prudential regulation (including minimum capital requirements) and supervision in the jurisdiction where they offer their services to the Depositary;

(d) segregate the assets of the Fund from their own assets and the assets of the Depositary in such a way that the assets of the Fund can at any time be clearly identified as belonging to the Fund; and

(e) are obliged to perform their duties in a manner that is consistent with the Depositary's duties to the Fund.

In its role as the fund administrator, the Depositary is responsible for the performance of the central administrative functions required by Luxembourg laws and regulations including (i) calculating NAVs and accounting of the Fund and (ii) the client commu nication function. It has delegated some fund administration services to its affiliates in India, UK, Ireland and Poland.

4.4 The Auditors

The auditors of the Fund are Ernst & Young, S.A. .

5. INVESTMENT OBJECTIVES AND POLICIES

5.1 Investment Objectives and Policies of the Sub -Funds

The investment objectives and policies of the Sub - Funds are set out in the table below.

Sub -Fund Investment Objectives and Policies

Aviva Investors – Emerging Markets Local Currency Bond Fund

The investment objective of the Sub - Fund is to earn income and increase the value of the Shareholder's investment over the long term (5 years or more).

The Sub - Fund invests mainly in the currencies of emerging market countries and in bonds issued by corporations and governments in these countries.

Specifically, at all times, the Sub - Fund invests at least two - thirds of total net assets (excluding ancillary liquid assets, eligible deposits, money market instruments and money market funds) in bonds with a minimum rating of B - by Standard and Poor's and Fitch, or B3 by Moody's. These bonds must be denominated in local currencies and must be issued by governmental, quasi - governmental, supranational, bank or corporate

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Sub -Fund Investment Objectives and Policies

issuers that have their registered office, or do most of their business, in emerging market countries anywhere in the world. The Sub - Fund may also invest in credit - linked notes.

The Sub - Fund may invest via the China Interbank Bond Market.

The Sub - Fund may also invest up to 5% of total net assets in unrated securities and up to 10% of total net assets in distressed securities.

The Sub - Fund may invest up to 5% in contingent convertible bonds. For full details of the risks applicable to investing in these bonds, please refer to section "Risk Descriptions" of the Luxembourg Prospectus.

For liquidity management purposes, the Sub - Fund may also hold ancillary liquid assets within the meaning of point 9 listed under "Permitted Securities and Transaction" of section "General Investment Restrictions and Eligible Assets for UCITS Fund" of the L uxembourg Prospectus. For the same purposes, the Sub - Fund may also invest on an ancillary basis in eligible deposits within the meaning of point 8 of the same section of the Luxembourg Prospectus referred to above, money market instruments or money market funds.

Under unfavourable market circumstances during which the investment strategy would become impossible to continue implementing and the Sub - Fund would no longer be able to achieve its investment objective, the Sub - Fund may, on a temporary basis, invest up to 100% of its net assets in such assets. For the avoidance of doubt, investment in such assets is not part of the core investment policy of the Sub - Fund.

Derivatives and Techniques

The Sub - Fund may use derivatives for investment purposes by creating opportunistically both long and synthetic covered short positions with the aim of maximising positive returns. This will notably allow a more efficient risk budgeting while meeting the tracking error objective without additional or unwanted risk.

The Sub - Fund's derivatives may include currency forwards (deliverable or non - deliverable), interest rate swaps, cross - currency swaps, swap contracts, swaptions, futures, options, forward rate agreements and credit default swaps.

T he Sub - Fund may use interest rate swap strategies or other yield curve management strategies to manage duration and to manage the yield curve via steepening/flattening. Interest rate swap strategies, longer dated FX forwards and other derivative instruments (particularly shorter dated investments) may give rise to higher levels of leverage and are important tools to manage risk as well as provide opportunities for generating investment returns. Consequently, the Sub - Fund’s leverage may rise when the Investment Manager deems it most appropriate to use such instruments to adjust the Sub - Fund’s interest rate exposure according to market conditions.

The Sub - Fund may also use derivatives for hedging and for efficient portfolio management.

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Sub -Fund Investment Objectives and Policies

Aviva Investors – Global Emerging Markets Core Fund

The investment objective of the Sub - Fund is t t o increase the value of the Shareholder's investment over the long term (5 years or more).

The Sub - Fund invests at least 80% of the total net assets (excluding ancillary liquid assets, eligible deposits, money market instruments and money market funds), in equities of companies in emerging markets.

This includes investment in equities and equity - related securities of emerging market companies and non - emerging market companies that are listed or do most of their business in emerging markets.

Equity - related securities can include ADRs, GDRs, options on equities, warrants, participation certificates and profit sharing certificates, among others. The Sub - Fund does not buy equity warrants or exchange - traded convertible securities but may hold any it receives in connection with equities it owns. The Sub - Fund may also invest in shares or units of UCITS or other UCIs.

The Sub - Fund may invest in China A - Shares through Shanghai Hong Kong Stock Connect and through Shenzhen Hong Kong Stock Connect.

Derivatives and Techniques

The Sub - Fund may use derivatives for hedging and for efficient portfolio management.

The Sub - Fund's derivatives may include futures, options, swap contracts, swaptions, currency forwards and foreign exchange options.

Aviva Investors – Global High Yield Bond Fund

The investment objective of the Sub - Fund is to earn income and increase the value of the Shareholder's investment, while outperforming the Benchmark over the long term (5 years or more).

The Sub - Fund invests mainly in high yield bonds issued by corporations anywhere in the world, with an emphasis on North America and Europe.

Specifically, at all times, the Sub - Fund invests at least two - thirds of total net assets (excluding ancillary liquid assets, eligible deposits, money markets instruments and money market funds) in bonds that are rated below BBB - by Standard and Poor's and Fitch or Baa3 by Moody's, or

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Sub -Fund Investment Objectives and Policies

are unrated securities considered of equivalent credit quality, based on the Investment Manager's internal assessment . The Sub - Fund may invest:

● up to 10% of total net assets in bonds of governmental, quasi governmental and supranational issuers from developed markets;

● up to 10% of total net assets in convertible bonds;

● up to 10% of total net assets in bonds issued by corporations in emerging market countries ; and

● up to 30% of total net assets in money market investments.

The Sub - Fund may a also invest up to 10% of total net assets in Additional tier - 1 (AT1) and contingent convertible bonds , up to 5% of total net assets in unrated securities and up to 10% of total net assets in distressed securities.

For full details of the risks applicable to investing in these bonds, please refer to section " Risk Descriptions ".

The Sub - Fund does not actively invest in shares or other participation rights. However, the Sub - Fund may hold equity securities received passively as a result of debt restructuring, provided such holding do not exceed 10% of total net assets.

The Sub - Fund may also invest in shares or units of UCITS or other UCIs.

Derivatives and Techniques

The Sub - Fund may use derivatives for investment purposes.

The Sub - Fund's derivatives may include futures, options, swap contracts, swaptions, currency forwards, foreign exchange options and credit default swaps.

The Sub - Fund may also use derivatives for hedging and for efficient portfolio management.

Aviva Investors – Multi - Strategy

The investment objective of the Sub - Fund is to target a 3 % per annum gross return above the European Central Bank base rate (or equivalent)

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Sub -Fund Investment Objectives and Policies

Target Return Fund

over a 3 - year rolling period, regardless of market conditions (absolute return). In seeking to target this level of return the Sub - Fund also aims to manage volatility to a target of less than half the volatility of global equities measured over the same 3 - year rolling period.

The Sub - Fund invests in equities, bonds, money market instruments and bank deposits from anywhere in the world. The Sub - Fund may also invest in UCITS, other UCIs and closed - end funds, including real estate investment trusts (REITs).

The Sub - Fund may also take exposure to commodities (including but not limited to gold) and/or carbon credit through transferable securities (such as ETC), ETFs or derivatives on eligible financial indices:

● no exposure to any single commodity and/or carbon credit linked instrument may exceed 5% of the Sub - Fund's NAV on an individual basis,

● the aggregate value of all exposures to gold shall not exceed 8% of the Sub - Fund's NAV,

● the aggregate value of all exposures to carbon credits shall not exceed 5% of the Sub - Fund's NAV, and

● the aggregate value of all commodity and carbon credits exposures shall not exceed 10% of the Sub - Fund's NAV.

The Sub - Fund may invest in China A - Shares through Shanghai Hong Kong Stock Connect and through Shenzhen Hong Kong Stock Connect.

The Sub - Fund may invest up to 10% in mortgage and asset backed securities and up to 5% in contingent convertible bonds. For full details of the risks applicable to investing in these bonds, please refer to section "Risk Descriptions" of the Luxembourg Pros pectus.

Derivatives and Techniques

The Sub - Fund makes extensive use of derivatives for investment purposes by taking long and synthetic short positions in indices, securities and baskets of securities and relative value interest rate swap strategies (to manage duration, to manage the yield curve via steepening/flattening or other yield curve management strategies). Interest rate swap strategies and other derivative instruments

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Sub -Fund Investment Objectives and Policies

(particularly shorter - dated investments) may give rise to higher levels of leverage and are important tools to manage risk as well as provide opportunities for generating investment returns. Consequently, the Sub Fund's leverage may rise when the Investment Manager deems it most appropriate to use such instruments to adjust the Sub - Fund's interest rate exposure according to market conditions.

The Sub - Fund's derivatives may include futures, options, swap contracts, swaptions, total return swaps, currency forwards (deliverable or non - deliverable), foreign exchange options, credit default swaps and interest rate swaps.

The Sub - Fund may also use derivatives for hedging and for efficient portfolio management.

The term "Benchmark" used above is different for each Sub - Fund.

Aviva Investors – – Multi - Strategy Target Return Fund may invest in commodity exchange - traded funds, exchange - traded commodities, or commodity - linked financial derivative instruments where the underlying may be a commodity or commodity index. Commodity secto rs where exposures may be achieved include but are not limited to precious metals, energy and agriculture. Where the Sub - Fund has exposure to more than one commodity or commodity index at any time, some of the commodities and/or commodity indices may be hi ghly correlated and therefore treated as giving exposure to the same commodity. As and when required, we apply an internal statistical model to monitor correlations between the commodities and/or commodity indices to which the Sub - Fund is exposed to, using historical correlation data based on the returns of each commodity or commodity index . You should note that the NAV of Aviva Investors – Global Emerging Markets Core Fund has the potential for high volatility due to the nature of the underlying securities held.

5.2 Investment policy and reference benchmark

Please refer to the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus for information relating to each Sub - Fund including:

(a) its investment policy, strategy and techniques to be adopted (including any limits on investments);

(b) its reference benchmark and purpose of use;

(d) its reference currency.

5.3 Investor Profile

Details on the profile of typical investors in each Sub - Fund are set out in the relevant " Sub Fund Descriptions " of the Luxembourg Prospectus.

5.4 Derivatives

5.4.1 Types and purpose

The Sub - Funds generally expect to use the following types of derivatives:

● financial futures;

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● options, such as options on equities, interest rates, indices, bonds, currencies, commodity indices;

● forwards, such as foreign exchange contracts (currency forwards);

● swaps (contracts where two parties exchange the returns from two different assets, indices, or baskets of the same), such as foreign exchange, commodity index, interest rate, volatility and variance swaps;

● total return swap s ( contracts where one party transfers to another party the total performance of a reference obligation, including all interest, fee income, market gains or losses, and credit losses);

● credit derivatives, such as credit default derivatives, credit default swaps (contracts where a bankruptcy, default, or other "credit event" triggers a payment from one party to the other) and credit spread derivatives;

● warrants;

● mortgage "to - be - announced" securities (" TBAs "); and

● structured financial derivatives, such as credit - linked and equity linked securities.

Futures are generally exchange - traded. All other types of derivatives are generally "over - the - counter" (" OTC "). For any index - linked derivatives, the index provider determines the rebalancing frequency. There is no cost to a Sub - Fund when an index is rebalanced.

The use of the abovementioned derivatives by any Sub - Fund on a regular basis to meet its investment objectives will be described in that Sub - Fund's investment objective and policy. In particular, Aviva Investors – Emerging Markets Local Currency Bond Fund, Aviva Investors – – Global High Yield Bond Fund a and Aviva Investors – – Multi Strategy Target Return Fund may use derivatives for investment purposes.

Where a Sub - Fund uses total return swaps (including, if permitted by its investment policy, contracts for difference) the types of assets and the maximum and expected proportion of assets of the Sub - Fund which may be subject to total return swaps are inclu ded under the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus.

For the Sub - Funds which are permitted by their investment policy to use total return swaps but do not actually use them, the expected proportion of assets under management that could be subject to these instruments is 0%.

5.4.2 Risks of derivatives

The risks associated with the use of derivatives are set out in the section " Risk Descriptions " of the Luxembourg Prospectus and the details on the use of derivatives are set out in the section " More about Derivatives and Efficient Portfolio Management " of the Luxembourg Prospectus. Details on the limits, management and monitoring of risk of the use of derivatives are set out in the sections " Management and Monitoring of Derivatives Risks " and " General Investment Restrictions and Eligible Assets for UCITS F unds " of the Luxembourg Prospectus.

5.4.3 Further information (including method of determining exposure)

Each Sub - Fund's use of derivatives and techniques including the methods to determine its exposure to derivatives (i.e. commitment, relative VaR or absolute VaR) are set out in the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus. In summary, the Sub - Funds will use the following approaches:

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(a) Aviva Investors – – Emerging Markets Local Currency Bond Fund

Relative VaR method will be used. The expected maximum level of leverage for the Sub - Fund is 900% of the NAV, although it is possible that this level might be higher from time to time.

The reference risk management benchmark of the Sub - Fund is JPM GBI - EM Global Diversified Index . The reference benchmark was chosen by the Investment Manager and the Management Company due to the representative nature of the underlying securities held in the benchmark with the exclusion of securities issued in China and India which the Sub - Fund is per mitted to hold.

(b) Aviva Investors – – Global High Yield Bond Fund

Relative VaR method will be used. The expected maximum level of leverage for the Sub - Fund is 150% of the NAV, although it is possible that this level might be higher from time to time.

The reference risk management benchmark of the Sub - Fund is Bloomberg Global High Yield Excl CMBS & EMG 2% Cap. The reference benchmark was chosen by the Investment Manager and the Management Company due to the representative nature of the underlying securities held in the benchmark.

Absolute VaR method will be used. The expected maximum level of leverage for the Sub - Fund is 1200% of the NAV, although it is possible that this level be higher from time to time . The expected maximum level of leverage for the Sub Fund reflects the high use of derivative instruments for investment purposes. Derivatives are important tools to manage risk as well as provide opportunities for generating investment returns. An Absolute VaR approach has been chosen as there are no appropriate benchmarks available.

(d) All other Sub - Funds will use the commitment approach.

The Management Company will ensure that the risk management and compliance procedures adopted are adequate and have been or will be implemented, and that it has the necessary expertise to manage the risks relating to the use of derivatives.

Investors may obtain supplementary information relating to the risk management methods employed by the Sub - Funds, including the quantitative limits that are applied and any recent developments in the risk and yield characteristics of the main categories of investments, from the Singapore Representative.

5.5 Securities Lending and Repurchase Transactions

The Sub - Funds may use techniques and instruments for the purpose of efficient portfolio management comprising securities lending transactions, repurchase and reverse repurchase agreements ( hereinafter also collectively referred to as " Securities Financing Transaction(s) " or " SFT(s) ") , as well as any allowable derivative, with at least one of the following rationale:

● reduction of risk (for instance, market and currency risk mitigation strategies);

● reduction of cost; and

● generation of additional revenues with a level of risk which is consistent with the risk profile of the relevant Sub - Fund and in line with diversification rules.

The SFTs are used on a continuous basis, at the discretion of the lending agent and based on the market demand and in the best interest of shareholders .

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The objective of using SFTs is to increase the revenue and improve the performance of the relevant Sub - Funds.

Where a Sub - Fund uses SFTs, the types of assets held by the Sub - Funds w which may be subject to SFTs and the expected and maximum proportion of total net assets of the Sub - Fund which may be subject to SFTs are included under the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus.

As of March 2026 , only Aviva Investors – Multi - Strategy Target Return Fund will enter into repurchase or reverse repurchase agreements.

As of March 2026 , Aviva Investors – Multi - Strategy Target Return Fund does not enter into securities lending transactions and as such the expected and maximum proportion of total net assets that could be subject to this activity is 0% as included under " Sub - Fund Descriptions " of the Luxembourg Prospectus . From time to time, the maximum proportion of assets of the Sub - Fund s which may make use of SFTs may go up to a maximum 30% of net assets, w when there is market demand and it is in the best interest of Shareholders.

Any revenues from efficient portfolio management techniques will be returned to the applicable Sub - Fund and Share Class, minus direct and indirect operational costs. In relation to securities lending transactions, 80% of the gross revenue returns to the Fund and the remaining 20% are retained by the lending agent, Bank of New York Mellon SA/NV. All direct and indirect costs associated with securities lending are covered by the lending agent, other than transactional costs, which are covered by the Fund with in its global custody agreement. In relation to repurchase and reverse repurchase and total return swaps transactions, t he whole revenue (without any deduction) will be returned to the respective Sub - Fund.

None of the counterparties for SFTs are related parties to the Management Company.

Information on the potential conflicts of interest related to SFTs are set out in Paragraph 18 . Securities lending transactions, repurchase and reverse repurchase agreements risk (" S TFs risk " ) can carry counterparty risk, operational risk, liquidity risk, custody risk and legal risk, as further detailed in the section " Risk Descriptions " of the Luxembourg Prospectus.

Details relating to the use of securities lending transactions (including on the use , limits of use and collateral policies ) are set out in the sections " More about Derivatives and Efficient Portfolio Management " , " Management and Monitoring of Derivatives Risks " and " General Investment Restrictions and Eligible Assets for UCITS Funds " of the Luxembourg Prospectus.

6. CENTRAL PROVIDENT FUND INVESTMENT SCHEME

The Sub - Funds are currently not included under the Central Provident Fund Investment Scheme.

7. FEES AND CHARGES

7.1 Fees and Charges payable by a Shareholder of each Sub - Fund

Entry charge Up to 5% of NAV Exit charge Nil Switching charge (applies only when a Shareholder makes more than 12 switches in a calendar year)

Up to 1% of NAV

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The entry charge is payable to the sales agents and authorised intermediaries (or distributors) and you may be eligible to pay less than the maximum amounts shown. Some authorised distributors may also charge other fees which are not listed in this Singapore Prospectus, depending on the specific nature of services provided by them. You should check with the relevant distributor for details.

7.2 Fees and Charges payable by the Sub -Fund

(% per annum)

Sub -Fund Management Fee 1 Fixed Fee 2 Distribution Share Class Fee

Aviva Investors – Emerging Markets Local Currency Bond Fund

1.20 (Class A and Aa) 0.60 (Class I and Ia)

A - EUR 0.200

None Aa - EUR 0.185 I - EUR 0.125 Ia - EUR 0.130 Aviva Investors – Global Emerging Markets Core Fund

1.00 (Class A) 0.50 (Class I)

A- USD 0.180 None I- USD 0.140

Aviva Investors – Global High Yield Bond Fund

1.20 (Class A, Ah, Am and Amh) 0.60 (Class I, Ia, lah and Ih)

A - USD 0.135

None

Ah - CHF 0.135 Ah - EUR 0.140 Ah - SGD 0.160 Am - USD 0.140 Amh - GBP 0.140 Amh - SGD 0.140 I - USD 0.100 Ia - USD 0.105 Iah - EUR 0.090 Iah - GBP 0.105 Ih - EUR 0.100 Ih - GBP 0.105

Aviva Investors – Multi - Strategy Target Return Fund

1.50 (Class A and Ah) 0.75 (Class I and Ih)

A - EUR 0.185

None

Ah - SGD 0.205 Ah - USD 0.190 I - EUR 0.130 Ih - USD 0.130

Notes:

1. Trailer fees are paid by us to distributors as set out below. Your distributor is required to disclose to you the amount of trailer fee it receives from us.

Share Class Percentage of the Management Fee A Share Classes Retained by us: 35% - 100% Trailer fee: 0% - 65% I Share Classes Retained by us: 67% - 100% Trailer fee: 0% - 33%

2. The Fixed Fee is fixed in the sense that the Management Company will bear the excess in actual ordinary operating expenses to any such Fixed Fee charged to the Share

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Classes and will be entitled to retain any amount of Fixed Fee charged to the Share Classes exceeding the actual ordinary operating expenses incurred by the respective Share Classes.

In return of the Fixed Fee received from the Fund, the Management Company then provides and/or procures, on behalf of the Fund, a list of services and bears all expenses (including any reasonable out - off- pocket expenses) incurred in the day - to - day operation s and administration of the Share Classes.

Details regarding the Fixed Fee are set out in the sub - section " Expenses " in the section " The Fund " of the Luxembourg Prospectus.

3. The Management Fee and the Fixed Fee do not cover any cost or expense incurred by a share class or Sub - Fund in respect of:

(a) Distribution Fee

(b) Other Expenses:

● Other Taxes:

● Any non - Luxembourg tax

● Other, non - Luxembourg, regulators levy

● Extraordinary expenses: including but not limited to legal fees, taxes, assessments or miscellaneous fees levied on the Sub Funds and not considered as ordinary expenses.

● Costs and expenses of buying and selling portfolio, securities and financial instruments, brokerage charges, non - custody related transaction costs, bank charges and other transaction related expenses. Details regarding such costs and expenses are set out in the sub - section " Other Expenses " in the section " The Fund " of the Luxembourg Prospectus.

4. The fees of the Sub - Funds (fees based on NAV) will be based on unswung NAV. For information on the circumstances in which swing price mechanisms may be employed, please refer to Paragraph 15 .

8. RISK FACTORS

8.1 As with any investment, future performance may differ from past performance, and Shareholders could lose money. There is no guarantee that any Sub - Fund will meet its objectives or achieve any particular level of future performance. These are investments, n ot bank deposits.

8.2 Investors must read the section " Risk Descriptions " of the Luxembourg Prospectus on the risks of investing in the Sub - Funds. Except for the " collective investment risk " (which is applicable to all Sub - Funds), the risk descriptions on the section " Risk Descriptions " of the Luxembourg Prospectus corresponds to the risk factors named in the information about Sub - Funds (as set out in the section " Risks " of the relevant " Sub - Fund Descriptions " of the Luxembourg Prospectus).

8.3 In addition, an investment in a Sub - Fund by a Singapore investor may entail exchange rate risks if the currency denomination of the Sub - Fund or the currency denomination of the Class is in a currency other than the Singapore Dollar (i.e. the US Dollar or E uro, depending on the currency denomination of that relevant Sub - Fund or Class). Changes in currency exchange rates could

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reduce investment gains or increase investment losses. Exchange rates can change rapidly and unpredictably.

8.4 Any Sub - Fund can issue any Share Class in hedged form, meaning that the hedged version of the Share Class is denominated in a currency that is different from the Sub - Fund's portfolio reference currency and is fully hedged to that currency. In some cases, a s may be indicated in " Sub - Fund Descriptions " of the Luxembourg Prospectus, Share Classes may have a certain portion of their non - Share Class currency exposure in the benchmark of the relevant Sub - Fund hedged back to the Share Class currency on a periodic basis. Such currency transactions are not linked to the underlying currency exposures of the portfolio holdings. Shareholders should note the currency exposure of a Sub - Fund's benchmark may or may not be the same as the currency exposure of the Sub - Fund's portfolio, in which case, Shareholders would still be exposed to currency fluctuations.

Shareholders of hedged Share Classes could experience losses from currency exchange fluctuations to the extent that the Share Class's hedging is imperfect, and will give up any potential gains from currency exchange fluctuations to the extent that hedging is effective. Details on the hedged Share Classes are set out in the section " Hedged Share Classes " of the Luxembourg Prospectus.

8.5 Where a Sub - Fund has investments not denominated in the same currency denomination as the Sub - Fund, currency hedging may be used. Details are set out in the section " Currency hedging " of the Luxembourg Prospectus.

9. SUBSCRIPTION FOR SHARES

9.1 Subscription Procedure

You may apply for Shares on any Dealing Day using cash or SRS monies. In relation to the Sub - Funds offered under this Singapore Prospectus, a "Dealing Day" means a "Business Day" (which, in this Singapore Prospectus, means any day (other than a Saturday or a Sunday) on which commercial banks are open for business in Singapore and is a full bank business day in Luxembourg).

Applications for Shares may be made on the relevant application forms through appointed distributors of the Singapore Representative or through other sales channels, if applicable. Please check with the relevant distributor on the availability of subscript ions using SRS monies, as this is not available through all distributors.

Shares may be subscribed with Singapore Dollars and Shares are issued on a cleared funds basis. Subject to the provisions of the Luxembourg Prospectus and the approval of the Directors, subscriptions may be paid in kind at your request.

If you are paying with your SRS monies, you will have to authorise the relevant SRS operator bank to release monies from your SRS account for the subscription of Shares. Further, you may not be registered as joint holders of such Shares.

The issue of Shares may be suspended as set out in Paragraph 14 . Further, a Sub - Fund, or Share Class, may be closed to new subscriptions if, in the opinion of the Management Company, closing is necessary to protect the interests of existing Shareholders. Details on such closure and other information relating to the su bscription of Shares are set out in the section " Buying, Switching, Redeeming and Transferring Shares " of the Luxembourg Prospectus.

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9.2 Minimum Investment

The minimum investment requirements for each Share Class are set out below, expressed in euros. For Sub - Funds and Share Classes of a different currency denomination, the investment requirement will be the equivalent amount in the relevant currency denomina tion.

Class Minimum Initial / Holding Investment

Minimum Subsequent Investment A Share Classes None None I Share Classes EUR 100,000 None

The Singapore Representative reserves the right to vary the amount of the Minimum Initial Investment and the Minimum Subsequent Investment from time to time.

The Board may also permit subscriptions which do not meet the minimum initial investment amount if the relevant investor's (aggregate) holding(s) in other Share Classes of the same Sub Fund exceed such minimum initial investment amount.

9.3 Dealing Deadline and Pricing Basis

9.3.1 Unless stipulated otherwise in Paragraph 9.3 , Shares are issued on a forward pricing basis and the subscription price of Shares (i.e. NAV per Share) will not be ascertainable at the time of application. In buying Shares, you pay a fixed amount of money, e.g., S$1,000, which (less the entry charge) will be converted to the denomination currency of the relevant Sub - Fund by means of a foreign exchange transacted by the Management Company on the same Business Day on which the subscription price is calculated. The number of Shares (including fractions of Shares) will be calculated by dividing the proceeds of the foreign exchange transaction by the subscription price when it has been ascertained. Any foreign exchange charges incurred in respect of converting the subscription proceeds from Singapore Dollars to the denomination currency are at your expense.

9.3.2 The dealing cut - off time is 3.00 p.m. Singapore time on a Business Day . Shares in respect of applications received and accepted by an appointed distributor before the dealing cut - off time on a Business Day will be issued at that Business Day's subscription price calculated in accordance with the Articles. Applications received after the dealing cut - off time or on a day which is not a Business Day will be treated as having been received on the next Business Day. The Singapore Representative reserves the righ t to revise the dealing cut - off time from time to time.

9.3.3 Appointed distributors may have dealing cut - off times that are earlier than the above cut - off time and you should confirm the applicable cut - off time with the relevant distributor.

9.3.4 Please note that if swing pricing is applied, the subscription price of Shares may be affected, as described in Paragraph 15 .

9.4 Numerical Example of how Shares are Allotted

Shares are allocated on a single pricing system. Based on an investment amount of S$1,000, a notional subscription price of EUR10.00* per Share, an entry charge of 5% and a S$/EUR exchange rate of 2.0000*, the number of Shares allotted will be calculated as follows:

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e.g. S$1,000 - S$50 = S$950 Gross investment sum Entry charge (5%) Investment sum

S$950 @ 2.0000 S$/EUR rate

= EUR475

EUR475 / EUR10.00 = 47.5 Shares Investment sum Subscription price (NAV per Share)

No. of Shares allotted

* The above example is for illustrative purposes only. The actual subscription price per Share will vary daily when the NAV per Share of the relevant Sub - Fund is recalculated. The actual exchange rate between Singapore Dollars and the denomination currency of the relevant Sub Fund will also vary daily depending upon international currency markets.

9.5 Contract Notes

A contract note showing the details of the transaction and acknowledging the allocation of Shares will normally be issued to you within 7 Business Days of the allocation of Shares.

9.6 Right of Cancellation for First - Time Investors

If you are a first - time investor in a Sub - Fund, you have the right to cancel your subscription within 7 calendar days from the date of your subscription by providing written notice to the appointed distributor. Any entry charge paid will be refunded to you . However, you will have to take the risk for any price changes in the NAV of the Sub - Fund.

For subscriptions using SRS monies, cancellation proceeds will be paid to you only after we receive the subscription monies. Further, you will have to bear any charges that the SRS operator bank may levy for the withdrawal of subscription monies and the pa yment of cancellation proceeds.

10. REGULAR SAVINGS PLAN

Currently, the Fund does not offer a regular savings plan to Singapore investors. However, distributors may, at their own discretion, offer regular savings plans . Information on such regular savings plans, such as the minimum amount of periodic contributions and the timing for deduction of monies from an investor's account and allotment of Shares, may be obtained from the relevant distributor.

You may at any time cease your participation in the regular savings plan (if any) in respect of a Sub - Fund, without suffering any penalty, by giving written notice of not less than a specified period to the relevant distributor. Information on the minimum notice period, which may not be longer than the period between your periodic contributions, may be obtained from the relevant distributor.

11. REDEMPTION OF SHARES

11.1 Redemption Procedure

You may redeem your Shares on any Dealing Day by submitting the relevant forms (the " Redemption Request ") through the appointed distributor from whom your Shares were purchased. The Redemption Request must specify the number (or value) of Shares of the relevant Sub - Fund to be redeemed, the name in which they are registered and the relevant account reference number.

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On any Dealing Day, a Sub - Fund can stop processing requests to redeem Shares once it has processed requests to redeem 10% of its NAV. Any requests unprocessed that day will be placed in queue and will be processed the next Dealing Day after all orders ahea d of it in the queue have been processed.

Redemptions will be suspended during any period when the calculation of the NAV per Share of the relevant Sub - Fund is suspended as set out in Paragraph 14 or redemptions are deferred as described above. Other information relating to the redemption of Shares are set out in the section " Buying, Switching, Redeeming and Transferring Shares " of the Luxembourg Prospectus.

11.2 Minimum Holding Amount

If you request a redemption that would leave your account with less than the minimum holding amount, all Shares in the account will be redeemed and the account closed, subject to a one month prior notice to you to enable you to increase your holding. The a pplicable minimum holding amount is equal to the Minimum Holding Investment set out in Paragraph 9.2 .

11.3 Dealing Deadline and Pricing Basis

11.3.1 You may redeem your Shares on any Business Day. As Shares are redeemed on a forward pricing basis, the redemption price (i.e. NAV per Share) will not be ascertainable at the time of the redemption request.

11.3.2 The dealing cut - off time is 3.00 p.m. Singapore time on a Business Day . Shares in respect of Redemption Requests received and accepted by the appointed distributor before the dealing cut - off time on a Business Day will be redeemed at that Business Day's redemption price calculated in accordance with the Articles. Redemption Requests received after the dealing cut - off time or on a day which is not a Business Day will be treated as having been received on the next Business Day. The Singapore Representative re serves the right to revise the dealing cut - off time from time to time.

11.3.3 The redemption proceeds (less the exit charge, if any) will then be converted to Singapore Dollars by means of a foreign exchange transacted by the Management Company on the same Business Day on which the redemption price is calculated. Any foreign exchang e charges incurred in respect of converting the redemption proceeds from the denomination currency to Singapore Dollars are at your expense.

11.3.4 Appointed distributors may have dealing cut - off times that are earlier than the above cut - off time and you should confirm the applicable cut - off time with the relevant distributor.

11.3.5 Please note that if swing pricing is applied, the redemption price of Shares may be affected, as described in Paragraph 15 .

11.4 Numerical Example of Calculation of Redemption Proceeds

Based on the redemption of 1,000 Shares at a notional redemption price of EUR10.00* per Share, an exit charge of 0% and a S$/EUR exchange rate of 2.0000*, the redemption proceeds payable to the Shareholder will be calculated as follows:

e.g. 1,000 Shares X EUR10.00 = EUR10,000 Redemption request

Redemption price (NAV per Share)

Gross proceeds (0% exit charge)

EUR10,000 @ 2.0000 = S$20,000 S$/EUR rate Redemption proceeds payable

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* The above example is for illustrative purposes only. The actual redemption price will vary daily in line with the NAV per Share of the relevant Sub - Fund, which may be above or below the original subscription price. The actual exchange rate between Singap ore Dollars and the denomination currency of the relevant Sub - Fund will vary daily depending upon international currency markets.

11.5 Payment of Redemption Proceeds

Redemption proceeds will only be paid in Singapore Dollars. Subject to the provisions of the Luxembourg Prospectus and the approval of the Directors, the redemption proceeds may be paid in kind at your request.

Redemption proceeds will be credited to the bank account previously specified by you, or (for Shares purchased with SRS monies) to the relevant SRS bank for credit to your SRS account or otherwise in accordance with applicable laws, regulations or guidelin es. Subject to the settlement procedures of the relevant distributor, payment will normally be credited to the bank account or SRS account (as the case may be), within 6 Business Days following the determination of the redemption price, and following the recei pt and acceptance of the Redemption Request (unless the redemption of Shares has been suspended in accordance with Paragraph 14 ). Any bank charges incurred in respect of transferring the redemption proceeds from the Sub - Funds to you are at your expense.

12. CONVERSION/SWITCHING BETWEEN SUB - FUNDS

You can switch (convert) Shares of any Sub - Fund and Class into Shares of any other Sub - Fund and Class, with the following exceptions/conditions:

(a) You must meet all eligibility requirements for the Sub - Fund (if any) / Share Class into which you are requesting to switch.

(b) A switch must meet the minimum investment amount of the Share Class being switched into, and if it is a partial switch, must not leave less than the minimum holding amount in the Share Class being switched out of.

(c) Switching between Sub - Funds and Share Classes which have different valuation points will not be possible. An alternative solution for Shareholders will be to place separate redemption and subscription transactions to move between Sub - Funds and Share Class es. This may however lead to being out of the market while the transactions are being processed. For references to NAV valuation points, please refer to the Sub - Fund's factsheets available on w www.avivainvestors.com . (d) Shares subscribed for using SRS monies may only be switched to Sub - Funds and Share Classes that permit subscription using SRS monies. You may not change the mode of payment for the Shares being switched (i.e. from SRS monies to cash, and vice versa).

(e) The Share Class being switched into must be offered in Singapore.

(f) Shares in I Share Classes can only be converted into Shares in another I Share Class.

Conversion will be subject to you either switching all your Shares in the original Sub - Fund's Share Class to the new Sub - Fund's equivalent Share Class or maintaining a minimum holding in each Sub - Fund as set out in Paragraph 11.2 . There is no fee for switching per se, but if you engage in excessive switching (over 12 switches per calendar year), you may have to pay a fee for this, as described in Paragraph 7 . In addition, if you switch into a Sub - Fund and Share Class that has higher entry charges than the one being switched out of, you may have to pay the difference.

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You may convert your Shares by completing and submitting the prescribed administrative form to the appointed distributor from whom your Shares were purchased.

Conversion between Sub - Funds and equivalent Share Classes will not be available if the determination of the NAV per Share of either relevant Sub - Fund's Share Class has been temporarily suspended or if redemptions have been deferred of the Sub - Fund or Share Class from which the conversion is to be made. Requests for conversion once made may not be withdrawn except in the event of any such suspension or deferral.

A Sub - Fund, or Share Class, may be closed to conversions in (but not to redemptions or conversions out) if, in the opinion of the Management Company, closing is necessary to protect the interests of existing Shareholders. Details are set out in the section " Restrictions on Buying or Switching into Shares of Certain Sub - Funds " of the Luxembourg Prospectus.

13. OBTAINING PRICE INFORMATION

The indicative subscription and redemption prices of Shares of each Sub - Fund will be available on the Singapore Representative's website at www.avivainvestors.sg . The actual prices will generally be published 1 Business Day after the relevant Dealing Day.

14. SUSPENSION OF THE CALCULATION OF THE NET ASSET VALUE AND ISSUE, REDEMPTION AND CONVERSION OF SHARES

The Fund may suspend the issue, redemption and conversion of Shares of a Sub - Fund when the calculation of the NAV of that Sub - Fund is suspended as described in the section " Rights the Fund Reserves " of the Luxembourg Prospectus.

Further, the issue and redemptions of Shares will be prohibited:

(a) during the period where the Fund has no depositary; and

(b) where the Depositary is put into liquidation or declared bankrupt or seeks an arrangement with the creditors, a suspension of payment or a controlled management or is the subject of similar proceedings.

15. SWING PRICING

The Sub - Funds are single priced and may suffer a reduction in value as a result of the transaction costs incurred in the purchase and sale of their underlying investments and the spread between the buying and selling prices of such investments caused by su bscriptions, redemptions and/or switches in and out of the Sub - Fund. This is known as "dilution".

In order to counter this and to protect Shareholders' interests, and as reflected in the section " Swing Pricing " in the Luxembourg Prospectus, the Management Company will apply "swing pricing" as part of its daily valuation policy to the extent allowed by applicable law. This will mean that in certain circumstances the Management Company will make adjustments in th e calculations of the NAVs per Share, to counter the impact of dealing and other costs on occasions when these are deemed to be significant. This could increase the variability of the Sub - Fund's return, as the NAV is adjusted when swing pricing is applied . If on any Dealing Day the aggregate transactions in Shares of a Sub - Fund result in a net increase or decrease of Shares which exceeds a threshold set from time to time by the Management Company, the NAV of the Sub - Fund will be adjusted, to the extent allow ed by applicable law, by an amount (not exceeding 2% of that NAV) which reflects both the estimated fiscal charges and dealing costs that may be incurred by the Sub - Fund and the estimated

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bid/offer spread of the assets in which the Sub - Fund invests. Applying swing pricing only where the aggregate transaction exceeds the threshold would reduce the variability to the Sub - Fund's return. However, this also means that swing pricing will not be applied where the aggregate transactions is below the threshold and in such case, Shareholders' interests may be impacted by dilution. Swing pricing only reduces the effect of dilution and does not eliminate it entirely . Where swing pricing is applied, it will increase the NAV per Share when there are net inflows into the Sub - Fund and decrease the NAV per Share when there are net outflows. The NAV per Share of each Share Class in the Sub - Fund will be calculated separately but any swing pricing adjustment will, in percentage terms, affect the NAV per Share of each Share Class identically.

In the usual course of business, the application of swing pricing will be triggered mechanically and on a consistent basis. It is applied on the capital activity at the level of the Sub - Fund and does not address the specific circumstances of each individual investor transaction.

The swing pricing adjustment level is determined by the appropriate Management Company committee that governs the valuation policy, based on the estimated costs, charges and spreads as detailed above. The Management Company may also make a discretionary sw ing pricing adjustment if, in its opinion, it is in the interest of existing Shareholders to do so. The swing pricing mechanism may be applied across all Sub - Funds of the Fund.

16. PERFORMANCE OF THE SUB - FUNDS

16.1 Past performance of the Sub - Funds (as at 30 April 2026 ):

Aviva Investors – – Emerging Markets Local Currency Bond Fund

1 Year 3 Years 5 Years 10 Years Since Inception

Class A - EUR (adjusted bid to bid) Inception: 24 Nov 2006

2.85 % 2.41 % 0.64 % 0.38 % 2.06 %

Benchmark (bid to bid) 7.81 % 5.36 % 2.70 % 2.35 % 4.25 % Class Aa - EUR (adjusted bid to bid) Inception: 21 Aug 2014

2.85 % 2.42 % 0.63 % 0.43 % 0.29 %

Benchmark (bid to bid) 7.81 % 5.36 % 2.70 % 2.35 % 2.08 %

Class I - EUR (adjusted bid to bid) Inception: 24 Nov 2006

3.53 % 3.09 % 1.29 % 1.03 % 2.78 %

Benchmark (bid to bid) 7.81 % 5.36 % 2.70 % 2.35 % 4.25 % Class Ia - EUR (adjusted bid to bid) Inception: 12 Dec 2012

3.37 % 2.97 % 1.36 % 1.15 % 0.57 %

Benchmark (bid to bid) 7.81 % 5.36 % 2.70 % 2.35 % 1.39 %

The benchmark is JPM GBI - EM Global Diversified Index. The benchmark was changed from JPM GBI - EM Broad Diversified to JPM GBI - EM Global Diversified Index on 1 January 2014 to reflect the India and China country weights.

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Aviva Investors – – Global Emerging Markets Core Fund

1 Year 3 Years 5 Years 10 Years Since Inception Class A - USD (adjusted bid to bid) Inception: 20 Nov 2006

41.68 % 18.57 % 4.43 % 5.79 % 2.50 %

Benchmark (bid to bid) 47.51 % 21.27 % 6.54 % 9.68 % 6.20 %

Class I - USD (adjusted bid to bid) Inception: 20 Jan 2003

42.44 % 19.21 % 5.03 % 6.57 % 7.98 %

Benchmark (bid to bid) 47.51 % 21.27 % 6.54 % 9.68 % 10.46 %

The benchmark is MSCI EM (Emerging Markets) TR Index.

Aviva Investors – – Global High Yield Bond Fund

1 Year 3 Years 5 Years 10 Years Since Inception

Class A - USD (adjusted bid to bid) Inception: 22 Sep 2008

1.88 % 6.25 % 2.41 % 3.70 % 5.93 %

Benchmark (bid to bid) 8.37 % 9.03 % 4.51 % 5.92 % 7.59 % Class Ah - CHF (adjusted bid to bid) Inception: 25 Oct 2011 - 2.39 % 1.86 % - 1.15 % 0.60 % 2.07 %

Benchmark (bid to bid) 3.65 % 4.38 % 0.81 % 2.71 % 4,17 %

Class Ah - EUR (adjusted bid to bid) Inception: 22 Sep 2008 - 0.28 % 4.34 % 0.48 % 1.60 % 4.35 %

Benchmark (bid to bid) 6.02 % 6.95 % 2.49 % 3.76 % 5.97 % Class Ah - SGD (adjusted bid to bid) Inception: 30 Jun 2010

- 0.86 % 4.10 % 0.94 % 2.66 % 4.28 %

Benchmark (bid to bid) 5.47 % 6.76 % 3.03 % 4.94 % 5.97 %

Class Am - USD (adjusted bid to bid) Inception: 8 Mar 2012

1.88 % 6.25 % 2.40 % 3.70 % 4.13 %

Benchmark (bid to bid) 8.37 % 9.03 % 4.51 % 5.92 % 6.02 % Class Amh - GBP (adjusted bid to bid) Inception: 18 Feb 2009

1.66 % 6.06 % 1.90 % 2.68 % 6.42 %

Benchmark (bid to bid) 8.12 % 8.69 % 3.90 % 4.92 % 8.31 %

Class Amh - SGD (adjusted bid to bid) Inception: 30 Jun 2010 - 0.83 % 3.90 % 0.83 % 2.59 % 4.24 %

Benchmark (bid to bid) 5.47 % 6.76 % 3.03 % 4.94 % 5.97 % Class I - USD (adjusted bid to bid) Inception: 22 Sep 2008

2.53 % 6.93 % 3.06 % 4.37 % 6.62 %

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Benchmark (bid to bid) 8.37 % 9.03 % 4.51 % 5.92 % 7.59 %

Class Ia - USD (adjusted bid to bid) Inception: 29 Jul 2011

2.52 % 6.93 % 3.06 % 4.37 % 4.94 %

Benchmark (bid to bid) 8.37 % 9.03 % 4.51 % 5.92 % 6.05 %

Class Iah - EUR (adjusted bid to bid) Inception: 29 Jul 2011

0.23 % 4.92 % 1.05 % 2.21 % 3.33 %

Benchmark (bid to bid) 6.02 % 6.95 % 2.49 % 3.76 % 4.40 %

Class Iah - GBP (adjusted bid to bid) Inception: 24 Jul 2012

2.27 % 6.58 % 2.45 % 3.26 % 3.97 %

Benchmark (bid to bid) 8.12 % 8.69 % 3.90 % 4.92 % 5.24 %

Class Ih - EUR (adjusted bid to bid) Inception: 22 Sep 2008

0.27 % 4.93 % 1.07 % 2.23 % 5.02 %

Benchmark (bid to bid) 6.02 % 6.95 % 2.49 % 3.76 % 5.97 %

Class Ih - GBP (adjusted bid to bid) Inception: 5 Apr 2012

2.29 % 6.58 % 2.46 % 3.18 % 4.01 %

Benchmark (bid to bid) 8.12 % 8,69 % 3.90 % 4.92 % 5.32 %

The benchmark is Bloomberg Global High Yield Excl CMBS & EMG 2% Cap. The benchmark was renamed from Lehman Brothers Global High Yield Excl CMBS & EMG 2% Cap to Barclays Global High Yield Excl CMBS & EMG 2% Cap in late 2008. It was renamed to Bloomberg Barclays Global High Yield Excl CMBS & EMG 2% Cap on 12 May 2020, and was renamed to Bloomberg Global High Yield Excl CMBS & EMG 2% Cap on 24 A August 2021.

Aviva Investors – – Multi Strategy Target Return Fund

1 Year 3 Years 5 Years 10 Years Since Inception

Class A - EUR (adjusted bid to bid) Inception: 1 Jul 2014 - 5.07 % 2.71 % 2.00 % 0.83 % 1.16 %

Class Ah - SGD (adjusted bid to bid) Inception: 5 Jan 2016 - 5.67 % 2.47 % 2.44 % 1.83 % 1.63 %

Class Ah - USD (adjusted bid to bid) Inception: 27 Mar 2015 - 2.95 % 4.64 % 3.92 % 2.77 % 2.29 %

Class I - EUR (adjusted bid to bid) Inception: 1 Jul 2014 - 4.31 % 3.54 % 2.80 % 1.60 % 1.94 %

Class lh - USD (adjusted bid to bid) Inception: 31 Jul 2014 - 2.30 % 5.49 % 4.74 % 3.57 % 3.61 %

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There will be no benchmark against which the performance of Aviva Investors – Multi - Strategy Target Return Fund will be measured as this Sub - Fund employs many differing strategies to achieve a stated return and there is no appropriate benchmark reflective of such combined strategies.

Notes:

1. "N "N.A. " means that the past performance of the Share Class and its corresponding benchmark (where applicable) are not available as of 30 April 2026 . 2. Performance calculations of the Sub - Funds are based on a bid - to - bid basis (adjusted to take into account the entry charges (using 5% as an illustration) and exit charges (0%, not applicable)), in the Class currency pricing and on the assumption that divid ends are re - invested (taking into account all charges which would have been payable upon such reinvestment). For periods exceeding 1 year, the figures are computed on an average annual compounded return. The returns of the benchmark indices (if any) are calculated in the relevant Class currency and (where applicable) on a bid - to - bid basis.

3. Please note that the past performance of a Sub - Fund is not necessarily indicative of its future performance.

4. In case of significant subscriptions or redemptions on any Dealing Day, we may apply a swing pricing policy to the NAV of all or part of the Sub - Funds. If this happens, the performance figures during the relevant period will be calculated based on swung p rices. Details on the application of swing pricing are set out in Paragraph 15 .

16.2 Expense Ratios and Portfolio Turnover Ratios

The expense ratios and the portfolio turnover ratios of each of the Sub - Funds for the year ended 31 December 202 5 are:

Sub - Fund Class Expense Ratio

Turnover Ratio

Aviva Investors – – Emerging Markets Local Currency Bond Fund

A - EUR 1.400 %

188.81 % Aa - EUR 1.385 % I - EUR 0.725 % Ia - EUR 0.730 %

Aviva Investors – – Global Emerging Markets Core Fund

A - USD 1.180 % 91.01 % I - USD 0.640 %

Aviva Investors – – Global High Yield Bond Fund

A - USD 1.335 %

303.09 %

Ah - CHF 1.335 % Ah - EUR 1.340 % Ah - SGD 1.360 % Am - USD 1.340 % Amh - GBP 1.340 % Amh - SGD 1.340 % I - USD 0.700 % Ia - USD 0.705 % Iah - EUR 0.690 % Iah - GBP 0.705 % Ih - EUR 0.700 % Ih - GBP 0.705 %

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Sub - Fund Class Expense Ratio

Turnover Ratio

Aviva Investors – – Multi - Strategy Target Return Fund

A - EUR 1.685 %

40.86 %

Ah - SGD 1.705 % Ah - USD 1.690 % I - EUR 0.880 % Ih - USD 0.880 %

Notes:

1. The total expense ratios are computed in accordance with the Investment Management Association of Singapore ("I "IMAS ") Guidelines for the Disclosure of Expense Ratios and based on figures in the Sub - Fund's latest audited accounts. When a class is newly launched and has been in existence for less than a year, the expense ratio stated is on an annualised basis.

The following expenses (where applicable), and such other expenses as may be set out in the IMAS Guidelines (as may be updated from time to time), are excluded from the calculation of the expense ratio:

(a) brokerage and other transaction costs associated with the purchase and sale of investments (such as registrar charges and remittance fees);

(b) interest expenses;

(d) entry charge, exit charge and other costs arising on the purchase or sale of a foreign unit trust or mutual fund;

(e) tax deducted at source or arising from income received including withholding tax; and

(f) dividends and other distributions paid to Shareholders.

2. "N "N.A. " means that the ratio for such class is not available for the year ended 31 December 202 5 . 3. The portfolio turnover ratios are calculated based on the lesser of purchases or sales of underlying investments of the Sub - Fund expressed as a percentage of daily average NAV and shown to 2 decimal places. The portfolio turnover ratios are composite figu res for each Sub - Fund as a whole and not calculated at a share class level.

17. SOFT - DOLLAR COMMISSIONS/ARRANGEMENTS

The Management Company, Investment Managers and Sub - Investment Managers do not and will not be entitled to receive any soft - dollar commissions/arrangements in respect of their management of the respective Sub - Funds.

18. CONFLICTS OF INTEREST

The Management Company, the Investment Managers and Sub - Investment Managers (referred to in this Paragraph as the " Relevant Parties ") , the directors of the Fund or the Relevant Parties (referred to in this Paragraph as the " Relevant Directors ") and other companies within the Aviva group, may from time to time, act as (or be a director or employee of) managers, corporate directors, investment managers or advisers to other funds or sub - funds which follow similar

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investment objectives to those of the Sub - Funds. In addition, the Relevant Parties, the Relevant Directors and other companies within the Aviva group, may also invest in the Sub - Funds or in similar investments made by the Relevant Parties in respect of the Sub - Funds.

It is therefore possible that the Relevant Parties and the Relevant Directors may, in the course of their business, directorships or occupation, have potential conflicts of interest with the Fund or a particular Sub - Fund. Each of the Relevant Parties will, however, have regard in such event to its obligations under the Management Agreement and the Investment Management Agreement (as the case may be) and, in particular, to its obligation to act in the best interests of the Fund so far as obligations to other clients are concerned when undertaking investments where potential conflicts of interest may arise. The Director will also have regard to their duties and obligations as directors of the Fund or the Relevant Parties (as the case may be).

The Relevant Parties will conduct all transactions with or for each relevant Sub - Fund at arm's length.

Details on the conflicts of interests that may arise from SFTs are set out in the section " More about Derivatives and Efficient Portfolio Management " of the Luxembourg Prospectus.

For the potential conflict of interest in relating to the Depositary, please read the section " Depositary " of the Luxembourg Prospectus.

19. REPORTS

19.1 Financial Year End

The financial year end of the Fund is 31 December.

19.2 Annual Reports and Half - Yearly Reports

The annual report of the Fund containing the audited financial reports of the Fund and each Sub - Fund for the preceding financial period and the un - audited half- f- yearly report will be made available to Shareholders at the office of the Singapore Representati ve during normal Singapore business hours as well as at its website at w www.avivainvestors.sg . The annual report will be available within 4 months of the financial year end and the un - audited half- f- yearly report will be available within 2 months of the end of the relevant half- f- year.

20. CERTAIN SINGAPORE TAX CONSIDERATIONS

Please note that you may be required to pay income tax, withholding tax, capital gains tax, wealth tax, stamp taxes or other kinds of tax on distributions or deemed distributions of the Sub Funds, capital gains within the Sub - Funds, whether or not realised , income received or accrued or deemed received within the Sub - Funds etc. If you are in doubt of your tax position, you should consult your own independent tax advisers.

21. QUERIES AND COMPLAINTS

You may contact the Singapore Representative at telephone number +65 9169 0060 or at the email address clientserviceasia@avivainvestors.com to raise any queries or complaints regarding the Fund or any Sub - Fund.

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22. OTHER MATERIAL INFORMATION

22.1 Dividend Policy

Each Share Class may be sub - divided into two categories – Distribution Shares and Accumulation Shares. For Distribution Shares, dividends will be declared at the discretion of the Board and paid in the currency of the Share Class. The frequency of such div idends is indicated next to each Share Class as follows:

• a = annually

• q = quarterly

• m = monthly

When dividends are declared and paid out with respect to any Share Class of a Sub - Fund, the net assets attributable to that Share Class will stand reduced by an amount equivalent to the product of the number of Shares outstanding for that Share Class and d ividend amount declared per Share of that Share Class.

Distributions may be made out of the capital of the Sub - Funds. Any distributions made may cause the NAV of the Sub - Fund to fall. Further, distributions out of the capital may amount to a partial return of your original investment and may result in reduced future returns for you.

For Shares purchases with SRS monies, any dividends not reinvested will be transferred to the relevant SRS bank for credit to your SRS account or otherwise in accordance with applicable laws, regulations or guidelines.

If distributions are made, they are not a forecast, indication or projection of the future performance of the Sub - Fund. Unless otherwise stated, distributions are at the Board's discretion and are not guaranteed. The making of any distribution does not imp ly that further distributions will be made and the Board reserves the right to vary the frequency and/or amount of distributions (if at all).

Details on the dividend policy is set out in the section " Dividend Policy " of the Luxembourg Prospectus.

22.2 Waiver of Minimum Investment and Holding Amounts for Distributors

In the interests of reducing transactional costs to the Sub - Funds, the Fund may permit the netting of daily investments and redemptions made through nominee authorised distributors. The resulting net investment or redemption amount(s) (as the case may be) will be accepted even if the amount(s) fall below the minimum investment / holding amount (" Minimum Amount ") stated at Paragraphs 9.2 and 11.2 respectively. When subscribing for or redeeming Shares through such distributors, you are required to meet the Minimum Amount requirements.

22.3 Valuation

The valuation method of the NAV of the different Share Classes is set out in the section " How NAV is Calculated" of the Luxembourg Prospectus.

22.4 Foreign Account Tax Compliance Act

The Foreign Account Tax Compliance provisions (commonly known as FATCA) are contained in the Hiring Incentives to Restore Employment Act, which was signed into US law in March 2010. These provisions are US legislation that may affect the Fund's reporting r equirements to the US Internal Revenue Service. Please refer to the section " Foreign Account Tax Compliance Act " in the Luxembourg Prospectus for details.

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22.5 Common Reporting System

The Organisation for Economic Co - operation and Development has developed a common reporting standard (" CRS ") to achieve a comprehensive and multilateral automatic exchange of information on a global basis. The Fund may require its investors to provide information in relation to the identity and fiscal residence of financial account holders (including certain e ntities and their controlling persons) in order to ascertain their CRS status. Responding to CRS - related questions is mandatory. The Fund reserves the right to refuse any application for Shares if the information, whether provided or not, does not satisfy the requirements under the CRS Law. Please refer to the section " Common Reporting Standard and other information share agreements " in the Luxembourg Prospectus for details.

22.6 Privacy of Personal Information

For the purposes of the Personal Data Protection Act 2012 (" PDPA "), by subscribing for Shares, you consent and acknowledge that personal data provided by you to the Singapore Representative and/or the Fund (whether directly or through your appointed agent or distributor), or otherwise collected by or on behalf of a Rec ipient (defined below) in connection with the subscription for Shares, including any personal data relating to third party individuals (e.g. beneficial owners, directors or authorised signatories of investors who are not individuals) (the " Data ") may be he ld by the Fund and/or their related corporations (each a " Recipient "), and/or any third party engaged by a Recipient to provide administrative, computer or other services. Each of these persons may collect, use, disclose, process and maintain such Data for the following purposes and other purposes in connection with the a dministration, operation, processing or management of the Shares, the Fund or a Sub - Fund, including but not limited to (i) maintaining the register of Shareholders, (ii) processing applicat ions for subscriptions, redemptions and switching of Shares and payments to Shareholders, (iii) monitoring late trading and market timing practices, (iv) complying with applicable anti - money laundering rules and regulations, (v) tax identification for the purpose of complying with FATCA and any other applicable tax laws and regulations, (vi) complying with any legal, governmental, or regulatory requirements of any relevant jurisdiction (including any disclosure or notification requirements), (vii) complying with the requirements or directions of any regulatory authority, (viii) providing client - related services, including providing customer support, communicating with and disseminating notices and reports to individuals purporting to be investors or purporti ng to represent investors, (ix) identity verification, and (x) to exercise or enforce the rights of a Recipient under contract or pursuant to applicable laws and regulations. You should also refer to the section " Protection of Personal Data " of the Luxembo urg Prospectus for further information on how the Data may be used.

Where you provide to a Recipient personal data relating to third party individuals, you warrant that the prior consent of such third party individual, which will allow a Recipient to collect, use and disclose that personal data in the manner and for the pu rposes described, has been obtained, and you consent and acknowledge to all such collection, use and disclosure on behalf of that third party individual. Subject to applicable laws and regulations, such Data may be transferred to the Singapore Representati ve's holding company in the UK and to the Management Company. All such Data may be retained after Shares held by you have been redeemed. The Data collected may be maintained for such period of time which may be required under applicable laws and as otherwi se needed to fulfil the purposes set out above. All individual investors in Singapore have a right of access and of rectification of the Data in cases where such Data is incorrect or incomplete.

You may refuse to consent to the collection, use, and disclosure of the Data. Where such refusal is made, the Fund (whether directly or through the appointed agent or distributor) is entitled to reject any application to subscribe for Shares submitted by y ou. You may, after consenting to the collection, use and disclosure of Data, withdraw your consent by giving notice in writing to the Singapore Representative or the Fund (whether directly or through the appointed agent or distributor). Please note that a notice of withdrawal of consent submitted you will (i) also be

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deemed to be a request for redemption of all your Shares and (ii) not prevent the continued use or disclosure of Data for the purposes of compliance with any legal, governmental or regulatory requirements of any relevant jurisdiction.

The Fund takes reasonable measures to ensure the accuracy and confidentiality of all your personal data, and does not use or disclose it beyond what is described in this Paragraph 22.6 without your consent. At the same time, neither the Fund nor any wholly - owned subsidiary of Aviva Plc accepts liability for sharing personal data with third parties, except in the case of negligence by the Fund, the wholly - owned subsidiary of Aviva plc or any of their employees or officers.

Additional information on the protection of personal data is found in the section " Protection of Personal Data " in the Luxembourg Prospectus.

22.7 Compulsory Switching and Redemption of Shares

The Fund may compulsorily redeem or switch some or all of the Shares held by you in certain circumstances, such as where you are found to be holding Shares in violation of any law or regulation in any jurisdiction. Please refer to the section " Rights the Fund Reserves " of the Luxembourg Prospectus for further details.

22.8 Liquidity Risk Management

Details on the Management Company's liquidity risk management process and tools are set out in the section " Liquidity risk management " in the Luxembourg Prospectus. Please also refer to Paragraph 15 for details on the application of swing pricing by the Management Company.

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Page 40

AVIVA INVESTORS

ESTABLISHED IN LUXEMBOURG

SINGAPORE PROSPECTUS REQUIRED PURSUANT TO THE SECURITIES AND FUTURES ACT 2001

Signed:

_________________________ ______ William James Ronald Malcolm for and on behalf of

Denise Voss Director

Gast on Juncker Director

Paula Concordea Director

Celeste Dias Brennan Director

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Page 41

Aviva Investors

Schedule

---------------------------------------------------------------------------------

Luxembourg Prospectus

---------------------------------------------------------------------------------

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Page 42

AVIVA INVESTORS

LUXEMBOURG SICAV

Prospectus

March 2026 avivainvestors.com

2026/3475-O704-0-PC 2026-03-12

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Page 43

Contents

Sub-Fund Descriptions 4 Emerging Markets Bond Fund 5 Emerging Markets Corporate Bond Fund 7 Emerging Markets Local Currency Bond Fund 9 Global Climate Credit Fund 11 Global Climate Equity Fund 16 Global Emerging Markets Core Fund 20 Global Emerging Markets Equity Unconstrained Fund 22 Global Emerging Markets Index Fund 24 Global Equity Endurance Fund 26 Global Equity Income Fund 28 Global High Yield Bond Fund 30 Global Hybrid Bond Fund 34 Global Investment Grade Corporate Bond Fund 36 Global Sovereign Bond Fund 39 Global Unconstrained Credit Fund 41 Multi-Strategy Target Return Fund 44 Natural Capital Global Equity Fund 47 ReturnPlus Fund 51 Senior ABS Income Fund 53 Short Duration Global High Yield Bond Fund 55 UK Equity Unconstrained Fund 58 Notes on Sub-Fund Costs 60 Risk Descriptions 62 More About Derivatives and Efficient Portfolio Management 69 General Investment Restrictions and Eligible Assets for UCITS Funds 73

Responsible Investment Policy 78 Investing in the Sub-Funds 86 The Fund 96 The Management Company 100 Who's Who 102 EU SFDR Annex II – Pre-contractual Disclosures 104 Emerging Markets Bond Fund 105 Emerging Markets Corporate Bond Fund 115 Emerging Markets Local Currency Bond Fund 126 Global Climate Credit Fund 137 Global Emerging Markets Core Fund 153 Global Emerging Markets Equity Unconstrained Fund 163 Global Equity Endurance Fund 173 Global Equity Income Fund 183 Global High Yield Bond Fund 194 Global Hybrid Bond Fund 204 Global Investment Grade Corporate Bond Fund 214 Global Sovereign Bond Fund 225 Global Unconstrained Credit Fund 235 Multi-Strategy Target Return Fund 247 ReturnPlus Fund 258 Short Duration Global High Yield Bond Fund 269 UK Equity Unconstrained Fund 280 EU SFDR Annex III – Pre-contractual Disclosures 290 Global Climate Equity Fund 291 Natural Capital Global Equity Fund 309

Prospectus Page 2 of 323 Aviva Investors

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Page 44

A Word to Potential Investors

Who Can Invest in the Fund

Public distribution of this Prospectus and public offering of the Shares is legal only where the Shares are registered. In some cases, private placement of Shares may be permitted where Shares are not registered. None of the Shares have been, nor will be, registered under the United States Securities Act of 1933 (the “Securities Act”) and none of the Shares may be offered or sold in the United States of America, or any of its territories or possessions or areas subject to its jurisdiction, or to or for the benefit of a US Person, unless the Shares are offered and sold in a transaction exempt from or not subject to the registration requirements of the Securities Act and any other applicable U.S. state securities laws. Neither the Fund nor any Sub-Fund will be registered under the United States Investment Company Act of 1940 (the “1940 Act”) and investors will not be entitled to the benefits of such registration. Any re-sales or transfers of the Shares in the US or to US Persons may constitute a violation of US law and requires the prior written consent of the Fund. Applicants for Shares will be required to certify whether they are a US Person. The US Employee Retirement Income Security Act of 1974, as amended (“ERISA”) governs the investment of the assets of certain employee benefit plans. Benefit plan investors are not permitted to invest in the Fund. While the Shares are not publicly offered in Canada, they may be offered via private placement as permitted under Canadian law, on a basis that is exempt from the requirement to prepare and file a prospectus and to Canadian investors that are both accredited investors (as per National Instrument 45-106) and permitted clients (as per National Instrument 31- 103 and Multilateral Instrument 32-102). The Management Company is not registered in Canada and may rely on one or more exemptions from applicable Canadian securities registration requirements. If a Canadian-resident Investor, or an Investor that has become a Canadian-resident after purchasing Shares does not

qualify, or no longer qualifies, as a permitted client, the Investor will not be able to purchase any additional Shares and may be required to redeem its outstanding Shares. Every potential investor is responsible for knowing and following the laws and regulations that apply to Shareholders. For more information on restrictions on Share ownership, including whether the Board considers an investor to be eligible to invest in the Sub-Funds or any particular Share Class, please contact the Registrar and Transfer Agent.

Which Information to Rely On

In deciding whether to invest in these Shares, investors should rely only on the information in the Prospectus, the relevant KIID, and the most recent Financial Reports of the Fund (which must accompany this Prospectus). These documents contain the only approved information about the Sub-Fund(s). Because the Prospectus and KIID may be updated from time to time, investors should make sure that they have the most recent versions. In case of any inconsistency in translations of the Prospectus, the English version will prevail. No Sub-Fund in this Prospectus is intended as a complete investment plan, nor are all Sub-Funds appropriate for all investors. Before investing in a Sub-Fund, each prospective Shareholder should read the Prospectus and should understand the risks, costs and terms of investment of that Sub-Fund. The Board also recommends that investors consult an investment advisor and a tax advisor before investing. The decision to invest in any Sub-Fund, and if so how much, should be based on a realistic analysis of the investor’s own financial circumstances and tolerance for investment risk. As with any investment, future performance may differ from past performance, and Shareholders could lose money. There is no guarantee that any Sub-Fund will meet its objectives or achieve any particular level of future performance. These are investments, not bank deposits.

Prospectus Page 3 of 323 Aviva Investors

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Page 45

Introduction

All of the Sub-Funds described on the

following pages are Sub-Funds of the

Fund, Aviva Investors. The Fund exists

to manage capital for the benefit of

those who invest in its Sub-Funds.

Each Sub-Fund has the general

investment objective of providing

investors with the opportunity for

income and/or medium and long-term

capital growth. More specific objectives

of each Sub-Fund are provided in the

descriptions that begin on the next

page. In addition, all Sub-Funds are subject to the general investment

policies and restrictions that appear under section “General Investment

Restrictions and Eligible Assets”.

The Management Company, which has

overall management responsibility for

the Fund, and the Investment

Manager, which handles the day-to

day management of the Sub-Funds, are both Aviva companies. The

Management Company provides

overall direction and supervision of the

Investment Manager. More information

about the Fund and about other

service providers can be found in

sections “The Fund” and “The

Management Company”.

Terms with Specific Meanings The following terms have these specific meanings within the Prospectus: 2010 Law Luxembourg law of December 17, 2010 on Undertakings for Collective Investment, as amended from time to time. Articles of Incorporation The Articles of Incorporation of the Fund, as amended from time to time. Board The Board of Directors of the Fund. Business Day Any day that is a full bank business day in Luxembourg. CET Central European Time. CSSF Commission de Surveillance du Secteur Financier, the Luxembourg financial supervisory authority. Dealing Day A day on which a Sub-Fund processes orders in its Shares. The Dealing Day for each Sub-Fund is described in “Sub-Fund Descriptions”. Eligible State A member state of the EU, OECD or any other state that the Board considers appropriate with regard to the investment objectives of each Sub-Fund. Eligible States in this category include the countries of Asia, Oceania, Australia, the American continent, Africa and Central and Eastern Europe with regard to the investment objectives and policy of each Sub-Fund and with due consideration to the market characteristics of the country in question. EU European Union. Financial Reports Annual and semi-annual reports of the Fund. Fund Aviva Investors. GDPR General Data Protection Regulation (EU) 2016/679 KIID Key Investor Information Document. Member State A member state of the EU or of the European Economic Area. NAV Net asset value. Prospectus This document, as amended from time to time. Reference Currency The currency in which a Sub-Fund is denominated. Regulated Market A market that meets the requirements stated in item 21 of Article 4 of the European Parliament and the Council Directive 2014 / EU of 15 May 2014 on markets in financial instruments (and amending Directive 2002 / 92 / EC and Directive 2011 / 61 / EU) as well as any other market in an Eligible State which is regulated, operates regularly and is recognised and open to the public. Shares Shares of any Sub-Fund. Share Class Any class of Shares. A Share Class may have its own cost and fee structure, currency denomination, hedging policy, minimums, holding amounts, investor eligibility requirements, tax characteristics, and other features. Shareholder Any person or entity owning Shares of any Sub-Fund. Sub-Fund Any Sub-Fund of the Fund. US The United States of America, including its territories and possessions. US Person Any person who is in any one of the following categories: (a) a person included in the definition of “US person” under Rule 902 of Regulation S under the Securities Act, (b) a citizen of the United States. For the avoidance of doubt, a person is excluded from this definition of US Person only if he or it does not satisfy any of the definitions of “US person” in Rule 902 and is not a citizen of the United States. Valuation Day A day on which a NAV is calculated for a Sub-Fund. Unless stated otherwise in the description of a specific Sub-Fund, each Dealing Day is a Valuation Day. Currency Abbreviations AUD Australian dollar CAD Canadian dollar CHF Swiss franc EUR Euro GBP British pound sterling NOK Norwegian Krone NZD New Zealand dollar SEK Swedish Kroner SGD Singapore dollar USD US dollar Words and expressions that are not defined in the Prospectus but are defined in the 2010 Law have the same meaning as in the 2010 Law.

Prospectus Page 4 of 323 Aviva Investors

SUB-FUND DESCRIPTIONS

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Page 46

Investment Objectives and Policy

Investment Objectives To earn income and increase the value of the Shareholder’s investment over the long term (5 years or more).

Investment Policy The Sub-Fund invests mainly in bonds issued by governments and corporations in emerging market countries. Specifically, at all times, the Sub-Fund invests at least two-thirds of total net assets (excluding ancillary liquid assets, eligible deposits, money market instruments and money market funds) in bonds of governmental, quasi-governmental, supranational, bank or corporate issuers that have their registered office, or do most of their business, in emerging market countries anywhere in the world. The Sub-Fund may invest up to 5% of total net assets in unrated securities and up to 10% of total net assets in distressed securities. The Sub-Fund may also invest up to 5% in contingent convertible bonds. For full details of the risks applicable to investing in these bonds, please refer to section “Risk Descriptions”. For liquidity management purposes, the Sub-Fund may also hold ancillary liquid assets within the meaning of point 9 listed under “Permitted Securities and Transaction” of section “General Investment Restrictions and Eligible Assets for UCITS Fund”. For the same purposes, the Sub-Fund may also invest on an ancillary basis in eligible deposits within the meaning of point 8 of the same section referred to above, money market instruments or money market funds. Under unfavourable market circumstances during which the investment strategy would become impossible to continue implementing and the Sub-Fund would no longer be able to achieve its investment objective, the Sub-Fund may, on a temporary basis, invest up to 100% of its net assets in such assets. For the avoidance of doubt, investment in such assets is not part of the core investment policy of the Sub-Fund. Sustainability Disclosures This Sub-Fund promotes environmental and social characteristics however does not have a sustainable investment objective.

To be eligible for investment, sovereign issuers must meet the minimum standard of the Investment Managers’ ESG Sovereign Assessment. Furthermore, all investments that are selected as part of the Investment Manager’s ESG analysis must follow good governance practices and not be excluded by the Investment Manager’s ESG Baseline Exclusions Policy. It may however not be possible to perform ESG analysis on cash, derivatives and other third-party collective investment schemes. The Investment Manager actively engages with issuers with the aim of positively influencing behaviour and helping to create competitive returns. The Investment Manager integrates qualitative and quantitative data on adverse sustainability impacts into its investment processes. Whilst the Sub-Fund may invest in underlying investments that contribute to climate change mitigation and/or climate change adaptation, the Sub-Fund does not make any minimum commitment to invest in one or more environmentally sustainable investments. The ESG analysis and considerations described are incorporated into the investment process but may not always have a material impact on investments in the Sub-Fund. For detailed

information on the impact of the ESG analysis on the SubFund’s benchmark at a point in time, please see the website www.avivainvestors.com. Further information regarding how the Investment Manager integrates ESG into its investment approach (including information on the Investment Manager’s ESG Baseline Exclusions Policy, its ESG Sovereign Assessment and proprietary sovereign ESG model) and how it engages with companies/ sovereigns is available in the Responsible Investment Philosophy section and on the website www.avivainvestors.com. Please also refer to the ESG Screening Impact appendix to this Prospectus, which provides an overview of specific ESG considerations that may apply to this Sub-Fund. Further details can also be found in the Annex II – Precontractual Disclosure.

Derivatives and Techniques The Sub-Fund may use derivatives for investment purposes by creating opportunistically both long and synthetic covered short positions with the aim of maximizing positive returns. This will notably allow a more efficient risk budgeting while meeting the tracking error objective without additional or unwanted risk. The Sub-Fund’s derivatives may include currency forwards (deliverable or non-deliverable), interest rate swaps, crosscurrency swaps, swaptions, futures, options, forward rate agreements, foreign exchange options and credit default swaps. The Sub-Fund may also use derivatives for hedging and for efficient portfolio management. Securities lending Expected level: 10% of total net assets; maximum: 20%. Securities made available for lending: all securities held by the Sub-Fund from time to time Reference Currency USD. Benchmark (performance comparison) JP Morgan EMBI Global Index . The Sub-Fund’s performance is compared against the JP Morgan EMBI Global Index (the “Benchmark” or the “Index”), however the reference benchmark is not aligned with all of the environmental or social characteristics promoted by the SubFund. The Sub-Fund is actively managed and does not base its investment process upon the Index, which is only a representation of the investment universe. Therefore the SubFund will hold bonds that are not part of the Index and will only hold

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  ...