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The Jupiter Independent Funds Team | Investment Management

I GBP INC | UNIT TRUST MARKETING COMMUNICATION SEP 2026

Jupiter Merlin Income and Growth Select

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The Manager is Jupiter Unit Trust Managers Limited

Risks This fund can invest more than 35% of its value in securities issued or guaranteed by an EEA state. fhhlf fll ll Currency (FX) risk k hfd - The fund can be exposed to different currencies and movements hlh g in foreign exchange rates can cause the value of investments to fall as well as rise. (flbd) hhlf hfl y Interest rate risk y () p - The fund can invest in assets whose value is sensitive to changes in interest rates hlf bd ddh ggg (for example bonds) meaning that the value of these investments may fluctuate significantly with movement in interest rates, e.g. the value of a bond tends to decrease when interest k fil hlf fll ll h hk lllfid llkdd rates rise. p) Pricing risk f b g y gy g - Price movements in financial assets mean the value of assets can fall as well as rise, with this risk typically amplified in more volatile market conditions. d lhhfd l hfd hdk hfd d Credit risk g yp - The issuer of a bond or a similar investment within the fund may not pay income or repay capital to the fund when due. ddd hll k f hfddlhhll f kll y p Derivative risk - The fund may use derivatives to generate f dll y py py py g returns and/or to reduce costs and the overall risk of the fund. Using derivatives can involve a higher level of risk. A small movement in the price of an underlying investment may result dllhf hddflk hk f ldhdflf d g in a disproportionately large movement in the price of the derivative investment. dhfdhfdhf g Counterparty default risk l ll f hf pyg y - The risk of losses due to the default of a counterparty on a derivatives dhkflhld hbffil ppy gp contract or a custodian that is safeguarding the fund's assets. h hfd hl Charges from capital dld l py py - Some or all of the fund’s charges are taken from capital. Should there not be sufficient capital f k flfhk f hhl gg gp growth in the fund this may cause capital erosion. For a more detailed explanation of risk factors, please refer to the g "Risk Factors" p section of the Scheme Particulars.

Fund Objective and Investment Policy To provide a return, through a combination of income and capital growth, net of fees, over the long-term (at least five years). At least 70% of the Fund is invested globally in collective investment schemes and exchange traded funds (ETFs) which give exposure to shares of companies, fixed interest debt securities, money market instruments, deposits and cash. The Fund forms part of the Jupiter Select range, meaning that typically between 40% to 70% and at least 25% will be invested in funds managed or operated by Jupiter or an associate of Jupiter. Up to 30% of the Fund may be invested in other transferable securities, as well as cash and near cash, money market instruments and deposits. The Fund will have exposure (direct and/or indirect) of 40% to 85% (typically between 65% to 75%) to shares of companies. At least 25% of the Fund will (in aggregate) be invested directly or indirectly in: (i) shares of companies based in the UK or funds investing in such companies; and/or (ii) transferable securities which are denominated in sterling or hedged back to sterling. Investment Management The Jupiter Merlin Portfolios are managed by the Jupiter Independent funds team, consisting from left to right of Venetia Campbell, Alastair Irvine, John Chatfeild-Roberts, Amanda Sillars, David Lewis and George Fox. With effect from November 2022 the Jupiter Independent Funds Team took over the fund management. Risk and Reward Profile

Synthetic Risk Reward Indicator (SRRI): The SRRI is based on past data, may change over time and may not be a reliable indication of the future risk profile of the fund. The lowest category does not mean ‘no risk’. Please see the KIID for further information.

Fund Ratings and Awards

© 2026 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

Fund Performance as at 30.09.2026 Performance (%) 1 m 3 m YTD 1 yr 3 yrs 5 yrs 10 yrs Fund -0.9 2.5 9.9 14.1 42.3 37.5 46.3 Comparator 1 Benchmark -0.6 0.8 8.4 12.1 39.4 31.7 84.7 Comparator 2 Benchmark -0.5 0.9 7.3 10.5 33.8 25.7 71.3 Quartile Ranking 3 1 2 2 2 2 4 Rolling 12-month Performance (%) 01 Oct ‘25 to 30 Sep ‘26

01 Oct ‘24 to 30 Sep ‘25

01 Oct ‘23 to 30 Sep ‘24

01 Oct ‘22 to 30 Sep ‘23

01 Oct ‘21 to 30 Sep ‘22

01 Oct ‘20 to 30 Sep ‘21

01 Oct ‘19 to 30 Sep ‘20

01 Oct ‘18 to 30 Sep ‘19

01 Oct ‘17 to 30 Sep ‘18

01 Oct ‘16 to 30 Sep ‘17 Fund 14.1 12.7 10.7 4.8 -7.8 25.5 -17.9 -2.1 -4.3 10.2 Comparator 1 Benchmark 12.1 9.3 13.8 5.3 -10.3 16.8 -0.1 4.3 5.4 9.2 Comparator 2 Benchmark 10.5 7.8 12.2 4.6 -10.1 15.0 -0.2 3.8 5.2 8.7 Calendar Year Performance (%) 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund 15.3 7.0 10.5 -12.1 15.9 -11.4 13.2 -14.5 9.3 6.7 Comparator 1 Benchmark 11.6 8.9 8.1 -10.2 11.2 5.5 15.9 -6.1 10.0 13.3 Comparator 2 Benchmark 9.8 7.9 7.2 -10.2 10.2 4.6 15.0 -5.6 9.4 11.6 Performance Over 10 Years (%)

F u n d C o m p a r a t o r 1 B e n c h m a r k C o m p a r a t o r 2 B e n c h m a r k

- 2 0

2 0

4 0

6 0

8 0

1 0 0

% C h a n g e

0 9/ 9/ 1 6 0 9/ 9/ 1 8 0 9/ 9/ 2 0 0 9/ 9/ 2 2 0 9/ 9/ 2 4 0 9/ 9/ 2 6

Past performance is no guide to the future. dhfhlhb Performance data is calculated bid to NAV or NAV to NAV dependent on the period, all performance is net of fees, inc. d dhllh0/09/0hbhk % Allh pg reinvested. Highest fee share class has been used to cover periods prior to share class launch. % Ah ld d d% AGddhfd lf ppp Prior to 07/09/2021, the benchmark was Composite: 75% FTSE All-Share, hbdd hff ldhl gpp 12.5% BAML High Yield Bond index, 12.5% BAML Investment Grade Bond. h fffb2022 hddd p The fund class performance has been extended using the performance of an older share class. k hfd gp With effect from November 2022 the Jupiter Independent Funds Team took over the fund management.

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I GBP INC | JUPITER MERLIN INCOME AND GROWTH SELECT | UNIT TRUST SEP 2026

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Fund Manager Style The philosophy of unconstrained investing by the Jupiter Independent Funds Team adheres to the following principles: Invest for the future Make decisions looking forwards, not backwards, recognising that indices (benchmarks) at best reflect the current situation. Invest with talented individuals Investment is a people business; the skills of individuals (fund managers) and identification of their ‘style bias’ are critical for success. Back your convictions When you find the right combination of a fund manager with the ‘wind behind them’, make sure you have enough money invested with them to make a difference.

Regular withdrawal facility This is available for all the Jupiter Merlin Portfolios with a minimum lump sum investment of £5,000 per portfolio. You can choose the amount paid to you each month or quarterly. Any such withdrawals which exceed investment returns will result in an erosion of capital. 3rd Party Links The Jupiter Merlin Portfolios are available via a wide range of platforms, wraps, and Life and Pension companies both onshore and offshore. Investment Opportunities Unit Trust | SIPP (via 3rd party links) | ISA | ISA Transfers. Enhanced Reporting We provide in-depth reporting to keep you informed, not confused. Portfolio statements include Manager’s Commentary, half-yearly and annual Reports.

Fund Holdings as at 30.09.2026

Global Equities 38.3% BlueBox Global Technology Evenlode Global Equity Janus Henderson Horizon Global Smaller Companies Jupiter Global Value MFS Meridian Contrarian Capital Fixed Income 18.5% Jupiter Corporate Bond Jupiter Global High Yield Bond Jupiter Monthly Income Bond UK Equities 17.2% Jupiter UK Growth Jupiter UK Income Japan Equities 16.1% M&G Japan SMDAM Japan Mid Small Cap Value Other 5.2% Jupiter Merian Global Equity Absolute Return Asia & EM Equities 4.5% Invesco Emerging Markets Ex China Cash 0.2% Total 100.0%

Charges and Codes

Share Class Income Distribution Policy ISIN Bloomberg Ongoing Charges Figure Fixed Annual Charge Minimum Initial Investment Minimum Top Up Investment I GBP INC Semi-Annual paid out GB00B6531T16 JUPHIII LN 0.83% 0.62% GBP 1,000,000 GBP 50,000 L GBP INC Semi-Annual paid out GB0004792684 JUPHINI LN 1.58% 1.37% GBP 500 GBP 250 I GBP ACC Accumulation GB00B5VQM728 JUPHIIA LN 0.83% 0.62% GBP 1,000,000 GBP 50,000 L GBP ACC Accumulation GB00BF154S42 JUPDGAC LN 1.58% 1.37% GBP 500 GBP 250 J GBP ACC Accumulation GB00BJJQ4D22 JUPDGJA 1.18% 0.97% GBP 500 GBP 250 J GBP INC Semi-Annual paid out GB00BJJQ4F46 JUDAGJG 1.18% 0.97% GBP 500 GBP 250 The ongoing charges figure is based on the fixed annual charge as detailed in the Scheme Particulars. With effect from 23/02/24 the fixed annual charge may be subject to a discount based on the value of the Fund’s scheme property. The current discount rate, if applicable, can be found at www.jupiteram.com/uk/en/professional/tiered-pricing-on the-fixed-annual-charge/ . Where the Fund invests in other underlying funds, which may include closed-ended funds such as investment trusts, the ongoing charges figure will include the ongoing charges for those funds, and will therefore vary from year to year. The ongoing charges figure excludes portfolio transaction costs, except in the case of an entry/ exit charge paid by the Fund when buying or selling shares in another collective investment undertaking.

Fund Information as at 30.09.2026 Product Information Launch Date Fund: 12.02.1996 Launch Date Share Class: 17.09.2012 Morningstar Category: MS GBP Allocation 60-80% Equity Comparator 1 Benchmark: IA Mixed Investment 40-85% Shares Comparator 2 Benchmark: ARC Sterling Steady Growth PCI Yield As At Date Historic Yield 2.74% 2023-09-29 Please refer to the Glossary section of the Factsheet for the Historic Yield methodology.

Price Information Valuation Day: Every Business Day in the United Kingdom Base Currency Fund: GBP Currency Share Class: GBP Available on: www.jupiteram.com Fund Size Fund Value: GBP 215m Holdings: 14 Stocks held through an internally managed sub-portfolio are counted as one holding given they are all managed by one investment manager

Benchmark Information: Comparator benchmark - IA Mixed Investment 40%-85% Shares Sector. Many funds sold in the UK are grouped into sectors by the Investment Association (the trade body that represents UK investment managers), to help investors to compare funds with broadly similar characteristics. This Fund is classified in the IA Mixed Investment 40%-85% Shares Sector. The Comparator Composite Benchmark of 25% FTSE All-Share, 50% MSCI World, 12.5% ICE BAML Global High Yield Bond Index, 12.5% ICE BAML Global Corporate Index (hedged to GBP) was removed and the ARC Steady Growth Private Client Index was added as a Comparator Benchmark in its place. Comparator benchmark - ARC Sterling Steady Growth PCI. This is a risk-based index, which has 60%-80% relative risk to world equities. It is a fair representation of the risk-adjusted return which might be achieved by the Fund and as such it is an appropriate comparator benchmark. The Target Benchmark was removed. Prior to that the Target Benchmark performance shown in the chart is that of; Benchmark - Composite:- 75% FTSE All-Share, 12.5% BAML High Yield Bond index, 12.5% BAML Investment Grade Bond. Past performance for the Fund prior to this date was achieved under circumstances which no longer applyComparator benchmark - Composite: 25% FTSE All-Share, 50% MCSI World, 12.5% ICE BAML Global High Yield Bond index, 12.5% BAML Global Corporate Index (hedged to GBP) The composite benchmark is a blended index composing of UK and global Equities and investment grade and high yield bonds. The individual indices are easily accessible and provides a fair reflection of the Fund Manager's investment universe and a good relative measure to assess performance outcomes. The Fund is actively managed. This means the fund manager is taking investment decisions with the intention of achieving the Fund’s investment objective; this may include decisions regarding asset selection, regional allocation, sector views and overall level of exposure to the market. The fund manager is not in any way constrained by the benchmark in their portfolio positioning, and will not hold all, or indeed may not hold any, of the benchmark constituents.

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I GBP INC | JUPITER MERLIN INCOME AND GROWTH SELECT | UNIT TRUST SEP 2026

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Contact: J Jupiter Unit Trust Managers Limited Telephone: 0800 561 4000 Email: clientservices@jupiteram.com www.jupiteram.com

Important information: We recommend you discuss any investment decisions with a financial adviser, particularly if you are unsure whether an investment is suitable. Jupiter is unable to provide investment advice. Initial charges are likely to have a greater proportionate effect on returns if investments are liquidated in the shorter term. Every effort is made to ensure the accuracy of any information provided but no assurances or warranties are given. Jupiter Unit Trust Managers Limited (JUTM) and Jupiter Asset Management Limited (JAM) are both authorised and regulated by the Financial Conduct Authority and their registered address is The Zig Zag Building, 70 Victoria Street, London SW1E 6SQ. No part of this document may be reproduced in any manner without the prior permission of JUTM and/or JAM.

© 2026 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. For more detailed information about Morningstar’s Medalist Rating, including its methodology, please go to: https://shareholders.morningstar.com/investor-relations/governance/Compliance--Disclosure/default.aspx

The Morningstar Medalist RatingTM is the summary expression of Morningstar’s forward-looking analysis of investment strategies as offered via specific vehicles using a rating scale of Gold, Silver, Bronze, Neutral, and Negative. The Medalist Ratings indicate which investments Morningstar believes are likely to outperform a relevant index or peer group average on a risk-adjusted basis over time. Investment products are evaluated on three key pillars (People, Parent, and Process) which, when coupled with a fee assessment, forms the basis for Morningstar’s conviction in those products’ investment merits and determines the Medalist Rating they’re assigned. Pillar ratings take the form of Low, Below Average, Average, Above Average, and High. Pillars may be evaluated via an analyst’s qualitative assessment (either directly to a vehicle the analyst covers or indirectly when the pillar ratings of a covered vehicle are mapped to a related uncovered vehicle) or using algorithmic techniques. Vehicles are sorted by their expected performance into rating groups defined by their Morningstar Category and their active or passive status. When analysts directly cover a vehicle, they assign the three pillar ratings based on their qualitative assessment, subject to the oversight of the Analyst Rating Committee, and monitor and reevaluate them at least every 14 months. When the vehicles are covered either indirectly by analysts or by algorithm, the ratings are assigned monthly. For more detailed information about these ratings, including their methodology, please go to global.morningstar.com/managerdisclosures/.

The Morningstar Medalist Ratings are not statements of fact, nor are they credit or risk ratings. The Morningstar Medalist Rating (i) should not be used as the sole basis in evaluating an investment product, (ii) involves unknown risks and uncertainties which may cause expectations not to occur or to differ significantly from what was expected, (iii) are not guaranteed to be based on complete or accurate assumptions or models when determined algorithmically, (iv) involve the risk that the return target will not be met due to such things as unforeseen changes in management, technology, economic development, interest rate development, operating and/or material costs, competitive pressure, supervisory law, exchange rate, tax rates, exchange rate changes, and/or changes in political and social conditions, and (v) should not be considered an offer or solicitation to buy or sell the investment product. A change in the fundamental factors underlying the Morningstar Medalist Rating can mean that the rating is subsequently no longer accurate.

Morningstar Medalist Rating Analyst Driven Percent:10

Morningstar Medalist Rating Data Coverage Percent:96

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I GBP INC | JUPITER MERLIN INCOME AND GROWTH SELECT | UNIT TRUST SEP 2026

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Jupiter Factsheets - Glossary of Terms Absolute return : the total return of an asset, portfolio or fund over a given period of time OR an investment approach that attempts to achieve a return which is not benchmarked against an index. Ask / Bid price : the lowest price a seller is willing to sell a security for / the highest price a buyer is willing to pay for a security. Bond : a debt instrument (‘I Owe You’) issued by a company (corporate bond), government (sovereign/government bond) or other institution in order to raise money. In most cases, bonds pay a fixed interest rate (coupon) over a fixed period of time and will be repaid on a particular date. See Coupon . Convertibles : securities (e.g. bonds or preference shares) that can be exchanged at some point in the future for a specified number of shares at a specified price of the company issuing the securities. See Bond . Coupon : denotes the interest in % paid on a bond See Bond . Credit rating : an assessment of a borrower’s credit worthiness, i.e. the likelihood of the borrower to repay its debts. Derivative : a financial instrument that derives its value from its underlying assets. Common underlying assets include stocks, bonds, commodities, currencies, interest rates and market indices. Futures contracts, forward contracts, options and swaps are the most common types of derivatives. Derivatives can be purchased ‘on margin’, i.e. at a fraction of the value of the underlying asset. Thus, they are ‘leveraged’ instruments where the risk of loss can be greater than the initial outlay. Derivatives can be used like insurance contracts (i.e. to hedge market risk) or for investment purposes. See Hedge, Leverage. Distribution Yield : reflects the amounts that may be expected to be distributed over the next twelve months as a percentage of the price of the fund as at the date shown. It is based on a snapshot of the portfolio on that day. It does not include any preliminary charge and investors may be subject to tax on distributions. Duration/Modified Duration : Duration estimates the sensitivity of a bond or bond fund to changes in interest rates. It is measured in years. The longer a bond’s duration, the more sensitive it is to interest rate movements. Modified duration estimates the effect that a 1% change in interest rates will have on the price of a bond or bond fund. Economic Gross : the gross exposure adjusted to account for investments with mutually exclusive outcomes, for example a short position hedge on a share that is also held as a long position. See Gross exposure, Long/short position, Hedge . Effective duration: estimates the sensitivity of a bond’s price to changes in benchmark interest rates. Effective duration is required for the measurement of interest rate risk for complex types of bonds. See Bond . Engagemen t: means dialogue with management teams and boards, including non executive directors. Engagement enables us to assess and influence how businesses are managed. Equity : a share representing an ownership interest in a company. Equity market means stock market. Exchange Traded Fund (ETF ): a fund vehicle that is traded like a stock on a stock exchange. It is used to track and mimic the performance of a specific market index. Exposure : describes the level of risk to a particular asset, asset type, sector, market or government. Also, the directional market exposure of a (absolute return) fund. See Absolute Return, Gross/Net exposure . Fixed interest/income : denotes debt instruments (securities) that pay a fixed interest rate (e.g. bond, commercial paper). Also, a universal term for bond or debt investing. See Bond. Floating rate note (FRN) : a bond with a variable interest rate. The interest rate is variable as it is tied to a benchmark such as LIBOR (London Interbank Offered Rate). See Bond . Futures : an exchange traded contract between two parties to buy or sell a commodity or a financial instrument at a pre-determined price at a future date. See Bond Future, Derivative . Gearing : measures a company’s borrowings (debt) as a proportion of assets. See Leverage . Gross exposure : the percentage value of the long positions plus the percentage value of the short positions. See Net exposure . Hedge : an investment designed to reduce the risk of adverse price movements in an asset by taking an offsetting position. Derivatives are usually used as hedging tools. See Derivative . High Water Mark : the highest level that a fund’s net asset value (NAV) has reached at the end of any 12-month accounting period. See Net Asset Value . High yield bond : a bond with a high coupon payment and typically a low/no credit rating (below investment grade, e.g. BBB-). See Bond , Coupon . Historic yield : reflects distributions declared over the past twelve months as a percentage of the price, as at the date shown. It does not include any initial charge and investors may be subject to tax on their distributions. Hurdle Rate : the minimum level of return required before a fund can charge a performance fee. See Performance fee . Leverage : the use of financial instruments (e.g. debt) to increase the potential return of an investment. See Notional value . Liquidity : measures how easily an asset or security can be converted into cash. Long/short position : a long position is buying a security with the expectation that it will deliver a positive return if its value goes up and a negative return if its value falls. Conversely, a short position involves selling a borrowed security with

the expectation of buying it back at a lower price to make a profit. However, if the security goes up in value, a short position will make a loss. Maturity : refers to a finite time period at the end of which a security/debt instrument is due to be repaid. See Bond . Money market : markets in which short-term (less than one year) debt instruments are traded. Money market instruments are typically cash deposits and commercial papers. Net asset value (NAV) : in relation to a fund, the market value of its assets less its liabilities. The market value is usually determined by the price at which an investor can redeem shares. Net exposure : the percentage value of the long positions less the percentage value of the short positions. See Gross Exposure, Long/short Position. Non-rated bonds : bonds that are not rated. See Bond . Notional value : commonly used in relation to a derivative, denotes the theoretical value of its underlying asset. See Derivative . Open-ended Investment Company (OEIC) : a fund vehicle, which can issue a limitless number of shares whose value are directly linked to the value of its underlying investments. OEICs normally list a single price based on the NAV. See Net Asset Value . Performance fee : a fee paid to an asset manager for generating positive returns above a hurdle rate. Preferred bonds : have greater seniority when a bond issuer repays its debts. In the event that the issuer cannot repay all its debt, the holders of preferred bonds will be further forward in the queue for repayment than holders of other (‘non preferred’) bonds. Share : a unit of ownership interest in a company or financial asset. Also Equity . SICAV :Société d’Investissement à Capital Variable. A type of open-ended fund widely used in Europe. Spread : the difference between the bid and the ask price of a single security. It can also refer to the difference in price between two securities. See Ask/Bid price . Stewardship : our responsibility to understand and manage investment risks we take on behalf of our clients. We consider material Environmental, Social and Governance (‘ESG’) information in the same way as we consider other types of investment analysis. These three factors enable us to evaluate how companies interact with the Environment (such as climate change), Society (human rights) and Governance (management). Stewardship entails a responsibility to monitor and engage with the companies in which we invest. Sustainability : by appropriately considering ESG risks and engaging with companies, we strive to generate long term, sustainable returns for our clients. Total return : the capital gain or loss plus any income generated by an investment over a given period. Underlying Yield : reflects the amounts that may be expected to be distributed, net of expenses, over the next twelve months as a percentage of the price of the fund as at the date shown. It is based on a snapshot of the portfolio on that day. It does not include any preliminary charge and investors may be subject to tax on distributions. Unit Trust : A fund vehicle which can issue a limitless number of units whose value are directly linked to the value of its underlying investments. Jupiter Unit Trusts are single priced, which means they have one price for buying and selling. Value at Risk (VaR) : value at Risk, a mathematical way of measuring the maximum expected loss of an investment over a period of time. Volatility : measures how much the price of a security moves up or down over a period of time. A stock that experiences big price swings has high volatility, while one which moves up or down in smaller increments has low volatility. Yield to Maturity (YTM) : measures the annual return an investor can anticipate for holding a particular bond until it matures. When considering an entire bond portfolio, an average yield is used based on the weightings of individual bonds within that portfolio.

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        "text": "This fund can invest more than 35% of its value in securities issued or guaranteed by an EEA state. \r\nfhhlf fll ll"
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        "text": "Currency (FX) risk \r\nk hfd"
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        "text": "- The fund can be exposed to different currencies and movements \r\nhlh"
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        "text": "g\r\nin foreign exchange rates can cause the value of investments to fall as well as rise. \r\n(flbd) hhlf hfl"
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        "text": "y \r\nInterest rate risk"
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        "text": "y () p\r\n- The fund can invest in assets whose value is sensitive to changes in interest rates \r\nhlf bd ddh"
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        "page_number": 1,
        "text": "ggg\r\n(for example bonds) meaning that the value of these investments may fluctuate significantly with movement in interest rates, e.g. the value of a bond tends to decrease when interest \r\nk fil hlf fll ll h hk lllfid llkdd"
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        "text": "rates rise."
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        "text": "p) \r\nPricing risk \r\nf b"
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        "id": "1584135d-d493-4d3f-b27f-1dab4833e6c0",
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        "text": "g y gy g\r\n- Price movements in financial assets mean the value of assets can fall as well as rise, with this risk typically amplified in more volatile market conditions. \r\nd lhhfd l hfd hdk hfd d"
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        "text": "Credit"
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        "text": "risk"
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        "text": "g yp\r\n- The issuer of a bond or a similar investment within the fund may not pay income or repay capital to the fund when due. \r\nddd hll k f hfddlhhll f kll"
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        "text": "y p\r\nDerivative risk"
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        "id": "71754446-f69b-467c-816f-1e3b5681e7c2",
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        "text": "- The fund may use derivatives to generate \r\nf dll"
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        "id": "8ab0851d-5e88-465e-8ef0-82ac6ca44763",
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        "text": "y py py py g\r\nreturns and/or to reduce costs and the overall risk of the fund. Using derivatives can involve a higher level of risk. A small movement in the price of an underlying investment may result \r\ndllhf hddflk hk f ldhdflf d"
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        "text": "g \r\nin a disproportionately large movement in the price of the derivative investment. \r\ndhfdhfdhf"
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        "text": "g\r\nCounterparty default risk \r\nl ll f hf"
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        "id": "f90623b6-03e8-4881-a156-42b1e44d5d71",
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        "text": "pyg y \r\n- The risk of losses due to the default of a counterparty on a derivatives \r\ndhkflhld hbffil"
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        "text": "ppy gp\r\ncontract or a custodian that is safeguarding the fund\u0027s assets. \r\nh hfd hl"
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        "id": "761d5ba0-18f8-4710-ac23-96b5943e0f39",
        "page_number": 1,
        "text": "Charges from capital \r\ndld l"
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        "text": "py py \r\n- Some or all of the fund\u2019s charges are taken from capital. Should there not be sufficient capital \r\nf k flfhk f hhl"
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        "id": "5e96efa1-afba-47ea-be9a-50ff1e4a9eec",
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        "text": "gg gp\r\ngrowth in the fund this may cause capital erosion. For a more detailed explanation of risk factors, please refer to the"
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        "id": "f268f291-9727-40d2-9cef-d4b8fca42153",
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        "text": "g\r\n\"Risk Factors\""
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        "id": "9376f7e1-121b-46ec-9be1-75ea0d7f1dd9",
        "page_number": 1,
        "text": "p\r\nsection of the Scheme Particulars."
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        "text": "Fund Objective and Investment Policy"
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          "y": 119
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        "id": "79162988-bb2d-44f7-9a17-4d8867cd293c",
        "page_number": 1,
        "text": "To provide a return, through a combination of income and capital growth, net of fees, over the"
      },
      {
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        "id": "fb0a90d8-9e62-4db1-963d-32bd87daad81",
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        "text": "long-term (at least five years). At least 70% of the Fund is invested globally in collective investment"
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        "text": "schemes and exchange traded funds (ETFs) which give exposure to shares of companies, fixed"
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        "text": "interest debt securities, money market instruments, deposits and cash. The Fund forms part of the"
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        "text": "Jupiter Select range, meaning that typically between 40% to 70% and at least 25% will be invested"
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        "text": "in funds managed or operated by Jupiter or an associate of Jupiter. Up to 30% of the Fund may be"
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        "text": "invested in other transferable securities, as well as cash and near cash, money market instruments"
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        "text": "and deposits. The Fund will have exposure (direct and/or indirect) of 40% to 85% (typically between"
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        "text": "65% to 75%) to shares of companies. At least 25% of the Fund will (in aggregate) be invested directly"
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        "text": "or indirectly in: (i) shares of companies based in the UK or funds investing in such companies; and/or"
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        "text": "(ii) transferable securities which are denominated in sterling or hedged back to sterling."
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        "text": "Investment Management"
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        "text": "The Jupiter Merlin Portfolios are managed by the Jupiter Independent funds team, consisting from"
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        "id": "0dfb9ded-2fb3-46fb-81f1-0103205b9141",
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        "text": "left to right of Venetia Campbell, Alastair Irvine, John Chatfeild-Roberts, Amanda Sillars, David Lewis"
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        "text": "and George Fox. With effect from November 2022 the Jupiter Independent Funds Team took over"
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        "text": "the fund management."
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        "text": "Risk and Reward Profile"
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        "text": "Synthetic Risk Reward Indicator (SRRI):"
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        "text": "The SRRI is based on past data, may change over time and"
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        "id": "47390865-169f-4986-9098-69c4c6b87e0a",
        "page_number": 1,
        "text": "may not be a reliable indication of the future risk profile of the fund. The lowest category does not"
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        "text": "mean \u2018no risk\u2019. Please see the KIID for further information."
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        "text": "Fund Ratings and Awards"
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        "text": "2026 Morningstar, Inc. All rights reserved. The information contained"
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        "text": "(%)"
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