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This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. Yo You are advised to read it so you can make an informed decision about whether to invest. Te Terms not defined herein are as defined in the Prospectus.
State Street AUT North America A Index Equity Fund
(the "Fund") . This Fund is managed by State Street Unit T rust Management Limited. (ISIN GB00BVZM7D94)
Objectives and Investment Policy
Investment Objective The objective of the Fund is to track the performance of the MSCI North America Index (the "Index"), net of withholding taxes, as closely as possible on a "gross of fees" basis. Investment Policy The Fund is an index tracking fund (also known as a passively managed fund). The Fund invests primarily in securities included in the Index, which excludes such securities as determined by the Screen Provider . The Fund invests primarily in securities included in the Index, which excludes securities based on certain criteria in relation to controversial weapons and controversial behaviours as defined by the Screen Provider . The Fund will seek to achieve the objective by using a replication strategy . This replication strategy seeks to hold all of the securities of the investable universe, with the approximate pro-rated weightings as per the Index after the removal of the Excluded Securities. The Fund may use financial derivatives in order to manage the portfolio efficiently . The Fund may lend up to 70% of the securities it owns. Any income earned by the Fund will be retained and reflected in an increase in the value of the shares.
Unitholders may redeem units on any business day in England and W ales when the London Stock Exchange is open for trading (other than days on which relevant financial markets are closed for business, the last business day before Christmas, and in exceptional circumstances, any other day at the Manager's discretion). The Fund's units are issued in Pound Sterling. Index Source: The funds or securities referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities or any index on which such funds or securities are based. The Prospectus contains a more detailed description of the limited relationship MSCI has with State Street Investment Management and any related funds, as well as additional disclaimers that apply to the MSCI indexes. The MSCI indexes are the exclusive property of MSCI and may not be reproduced or extracted and used for any other purpose without MSCI's consent. The MSCI indexes are provided without any warranties of any kind. Please see the Prospectus for the full index disclaimer . Please refer to the Prospectus for more information.
Risk and Reward Profile
Lower risk Higher risk Potentially lower reward Potentially higher reward
1 2 3 4 5 6 7
Risk Disclaimer The risk category above is not a measure of capital loss or gains but of how significant the rises and falls in the Fund's return have been historically . For example a fund whose return has experienced significant rises and falls will be in a higher risk category , whereas a fund whose return has experienced less significant rises and falls will be in a lower risk category . The lowest category (i.e., category 1) does not mean that a fund is a risk free investment. As the Fund's risk category has been calculated using historical simulated proxy data, it may not be a reliable indication of the Fund's future risk profile. The Fund's risk category shown is not guaranteed and may change in the future. Why is this Fund in this category? The Fund is in risk category 6 as its return has experienced very high rises and falls historically . The following are material risks relevant to the Fund which are not adequately captured by the risk category .
Concentration Risk: When the Fund focuses its investments in a particular way , the issues affec ting the investments will have a greater effect than if the Fund was more diversified. This concentration may also limit the Fund's liquidity . Screening Risk: The Fund may track an index that uses a screen to identify securities based on criteria including, but, not limited to environmental, social and governance (ESG) criteria. The screen may be fully or partially designed by the Manager or by a third party provider . There is a risk that errors are made in the screening process. There is an additional risk that a screen provider may amend or discontinue its screening services and/or that the Manager may change the screen or screen provider . In such circumstances, there is no guarantee that a replacement screen provided would result in a similar screening process or would be available. Counterparty Risk: The Fund will be subject to credit risk with respect to the counterparties with which it enters into derivatives contracts and other transactions. There is a risk that these institutions may not be able to perform their obligations. This could reduce the value of the Fund's investments. Currency Hedging Risk: There can be no assurance that the Fund's hedging transactions will be effective. By seeking to reduce or eliminate losses caused by exchange rate fluctuations, hedging may also reduce or eliminate gains. Index T racking Risk: The Fund's performance may not exactly track the Index. This can result from market fluctuations,
Key Investor Information
Page 2
changes in the composition of the Index, transaction costs, the costs of making changes to the Fund's portfolio and other Fund expenses. Liquidity Risk: It may be difficult for the Fund to buy or sell certain investments in difficult market conditions. Consequently
the price obtained when selling securities may be lower than under normal market conditions. Please refer to the Prospectus for full details about the risks associated with this Fund.
Charges
The charges you pay are used to pay the cost of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment.
One-off charges taken before or after you invest Entry charge none Exit charge none This is the maximum that might be taken out of your money before it is invested (entry charge) or before the proceeds of your investment are paid out (exit charge). Charges taken from the Fund over a year Ongoing charge 0.01% Charges taken from the Fund under certain specific conditions Performance fee none
The entry and exit charges shown are maximum figures. In some cases, you may pay less — your financial advisor or distributor can confirm this. Entry and exit charges do not apply to investors buying or selling shares of the Fund on stock exchanges; however , such investors will transact at market prices and may be subject to broker fees and/or other charges. The ongoing charges figure shown is an estimate of the charges. It excludes:
b Portfolio transaction costs, except when the Fund pays an entry or exit charge when buying or selling units in another fund. For more information about charges, please refer to the Prospectus.
Past Performance
%
The Unit Class does not yet have sufficient data to
provide a useful indication of past performance to
investors.
2021 2022 2023 2024 2025
Past performance is not a guide to future results. The past performance shown here takes account of all charges and costs. The entry/exit charges are excluded from the calculation of past performance. The Fund was launched in October 2025.
Practical Information
Depositary HSBC Bank PLC. Further Information Copies of the prospectus, its supplements (if any), details of the Fund's portfolio and the latest annual and semi-annual reports prepared for the Fund may be obtained, free of charge, from the Manager or online at www .ssga.com. These documents are available in English. Remuneration Policy Details of the up to date remuneration policy of the Fund are available from www .ssga.com. Paper copies are available free of charge on request. Net Asset Va Valuation Publication The Net Asset Va Value per unit is available at www .ssga.com and at the registered off ffice of the Manager .
Ta Tax Legislation The Fund is subject to the tax laws and regulations of the the United Kingdom. Depending on your own country of residence this might have an impact on your investments. For further details, you should consult a tax advisor . Liability Statement State Street Unit T rust Management Limited may be held liable for any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus.
This Fund is authorised in the United Kingdom and regulated by the Financial Conduct Authority (FCA). State Street Unit T rust Management Limited is authorised in the United Kingdom and regulated by the Financial Conduct Authority . This key investor information is accurate as at 19 February 2026.
Key Investor Information
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