dorsal/arxiv
View SchemaExploring Fine-Tuning for Tabular Foundation Models
| Authors | Aditya Tanna, Pratinav Seth, Mohamed Bouadi, Vinay Kumar Sankarapu |
|---|---|
| Categories | |
| ArXiv ID | 2601.09654vv1 |
| URL | https://arxiv.org/abs/2601.09654 |
| License | http://arxiv.org/licenses/nonexclusive-distrib/1.0/ |
Abstract
Tabular Foundation Models (TFMs) have recently shown strong in-context learning capabilities on structured data, achieving zero-shot performance comparable to traditional machine learning methods. We find that zero-shot TFMs already achieve strong performance, while the benefits of fine-tuning are highly model and data-dependent. Meta-learning and PEFT provide moderate gains under specific conditions, whereas full supervised fine-tuning (SFT) often reduces accuracy or calibration quality. This work presents the first comprehensive study of fine-tuning in TFMs across benchmarks including TALENT, OpenML-CC18, and TabZilla. We compare Zero-Shot, Meta-Learning, Supervised (SFT), and parameter-efficient (PEFT) approaches, analyzing how dataset factors such as imbalance, size, and dimensionality affect outcomes. Our findings cover performance, calibration, and fairness, offering practical guidelines on when fine-tuning is most beneficial and its limitations.
{
"annotation_id": "2c09a842-40dc-4aa4-b9c0-1d0a5f12d974",
"date_created": "2026-02-17T05:53:20.447000Z",
"date_modified": "2026-02-17T05:53:20.447000Z",
"file_hash": "10ce518098e225a5672edc57c9462076e5c977da0143c2569b36bed344db65e2",
"private": false,
"record": {
"abstract": "Tabular Foundation Models (TFMs) have recently shown strong in-context learning capabilities on structured data, achieving zero-shot performance comparable to traditional machine learning methods. We find that zero-shot TFMs already achieve strong performance, while the benefits of fine-tuning are highly model and data-dependent. Meta-learning and PEFT provide moderate gains under specific conditions, whereas full supervised fine-tuning (SFT) often reduces accuracy or calibration quality. This work presents the first comprehensive study of fine-tuning in TFMs across benchmarks including TALENT, OpenML-CC18, and TabZilla. We compare Zero-Shot, Meta-Learning, Supervised (SFT), and parameter-efficient (PEFT) approaches, analyzing how dataset factors such as imbalance, size, and dimensionality affect outcomes. Our findings cover performance, calibration, and fairness, offering practical guidelines on when fine-tuning is most beneficial and its limitations.",
"arxiv_id": "2601.09654",
"authors": [
"Aditya Tanna",
"Pratinav Seth",
"Mohamed Bouadi",
"Vinay Kumar Sankarapu"
],
"categories": [
"cs.LG"
],
"license": "http://arxiv.org/licenses/nonexclusive-distrib/1.0/",
"title": "Exploring Fine-Tuning for Tabular Foundation Models",
"url": "https://arxiv.org/abs/2601.09654",
"version": "v1"
},
"schema_id": "dorsal/arxiv",
"source": {
"execution_id": "6eb6aafb-d4f5-4520-8061-a7378c0013c4",
"id": "arXiv Dataset",
"type": "Model",
"variant": "snapshot-2026-01-17",
"version": "0.1.0"
},
"user_id": 1000002
}