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Vanguard ®

Minimum initial investment ISIN SEDOL Bloomberg Investment structure SRRI ‡ Index ticker Domicile Settlement

Trading frequency (cut-off) $100,000,000 IE00BFPMB022 BFPMB02 VANEIUP UCITS 4 I23047US Ireland T+2 Daily (14:00 Irish Time)

This is a marketing communication. Factsheet | 30 September 2026

Vanguard U.S. Investment Grade Credit Index Fund

Institutional Plus USD Acc Inception date: 06 December 2013 Total assets (million) $1,402 | Share class assets (million) $98 as at 30 September 2026

Ongoing Charges Figure † 0.08 % †The Ongoing Charges Figure (OCF) covers administration, audit, depository, legal, registration and regulatory expenses incurred in respect of th e Funds. Objectives and investment policy • The Fund employs a passive management – or indexing – investment approach, through physical acquisition of securities, and seeks to track the pe rformance of the Bloomberg Global Aggregate USD Credit Float Adjusted Bond Index (the “Index”). • The Index is a market-weighted index of U.S. dollar-denominated Investment grade fixed-income securities with maturities greater than one year and a m inimum issue size of USD 300 million, but excluding certain sectors as set out below. The Index includes securities issued by global corporates, securitised, and government-re lated/supranational entities, but excludes U.S. Treasuries and certain securitised sectors and issues as defined by the Index provider. • The Fund attempts to: 1. Track the performance of the Index by investing through physical acquisition in a portfolio of securities that, insofar as po ssible and practicable, consists of a representative sample of the component securities of the Index. 2. Remain fully invested except in extraordinary market, political or similar conditio ns where the Fund may temporarily depart from this investment policy to avoid losses.

Investment manager Vanguard Global Advisers, LLC

‡ Synthetic Risk and Reward Indicator This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.

Page 2

Vanguard U.S. Investment Grade Credit Index Fund

Institutional Plus USD Acc

Performance summary USD — Vanguard U.S. Investment Grade Credit Index Fund Benchmark — Bloomberg Global Aggregate USD Credit Float Adjusted Bond Index

01 Oct 2016 - 30 Sep 2017

01 Oct 2017 - 30 Sep 2018

01 Oct 2018 - 30 Sep 2019

01 Oct 2019 - 30 Sep 2020

01 Oct 2020 - 30 Sep 2021

01 Oct 2021 - 30 Sep 2022

01 Oct 2022 - 30 Sep 2023

01 Oct 2023 - 30 Sep 2024

01 Oct 2024 - 30 Sep 2025

01 Oct 2025 - 30 Sep 2026 Fund (Net of expenses) 1.89% -0.56% 11.78% 6.76% 1.67% -17.09% 3.46% 13.34% 4.00% -1.84% Benchmark 1.99% -0.95% 12.14% 7.32% 1.56% -17.20% 3.51% 13.35% 3.99% -1.82%

Annualised performance** 1 month Quarter Year to date 1 year 3 years 5 years 10 years Since inception Fund (Net of expenses ) -2.55% -3.89% -2.66% -1.84% 4.98% -0.15% 2.01% 2.74% Benchmark -2.55% -3.54% -2.73% -1.82% 4.99% -0.16% 2.05% 2.75% **In this document the performance displayed for the Fund(s) and therefore relative performance to the benchmark index may be impacted by swing pric ing. The NAV of a Fund may swing according to subscription/redemption activity so that transaction costs caused by these cashflows are not borne by the existing holders in a Fund. The benchmark index is not affected by swing pricing and therefore you may see tracking difference between the performance of the Fund and the benchmark. Performance and Data is calculated on closing NAV as at 30 September 2026. Past performance is not a reliable indicator of future results. Figures for periods of less than one year are cumulative returns. All other figures represent average annual returns. Performance figures include the reinvestment of all dividends and any capital gains distributions. The performance data does not take account of the commissions and costs incurred in the issue and redemption of s hares. Basis of fund performance is NAV to NAV. Basis of index performance is total return. All performance is calculated in USD, net of fees.

Source: Vanguard

Rolling 12-month performance

This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.

Key investment risks The value of bonds and fixed income-related securities is affected by influential factors such as interest rates, inflation, credit spreads and volati lity which, in turn, are driven by other factors including political, economic news, company earnings and significant corporate events. Movements in currency exchange rates can adversel y affect the return of your investment. Credit risk. The issuer of a financial asset held within the Fund may not pay income or repay capital to the Fund when due. Liquidity risk. Lower liquidity means there are insufficient buyers or sellers to allow the Fund to sell or buy investments readily. Counterparty risk. The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or oth er instruments, may expose the Fund to financial loss. Index tracking risk. The Fund is not expected to track the performance of the Index at all times with perfect accuracy. The Fund is, however, expected to provide investment results that, before expenses, generally correspond to the price and yield performance of the Index. Index sampling risk. As the Fund uses an index sampling technique whereby a representative sample of securities are selected to represent the Index, t here is the risk that the securities selected for the Fund may not, in the aggregate, approximate the full Index. Inflation risk. The value of your investments may not be worth as much in the future due to changes in purchasing power resulting from inflation. Please also read the risk factors section in the prospectus and the Key Investor Information Document, both of which are available on the Vanguard web site.

Page 3

Characteristics Fund Benchmark Number of bonds 7,157 14,378 Yield to worst 5.95% 5.95% Average coupon 4.7% 4.6% Average maturity 9.1 years 9.1 years Average quality A A Average duration 5.8 years 5.8 years Cash investment* 0.0% — Turnover rate 56% — The PTR (Portfolio Turnover Rate) approach considers the total security purchases and sales, the total subscriptions and redemptions and the average net assets of the fund to calculate the turnover figure. Yield to Worst is based on the local currencies of the underlying holdings. As such, the actual yield received in the s hare class currency may differ from the yield to maturity stated. Data as at 30 September 2026.

Market allocation

United States 63.9 % Supranational 4.0 Canada 3.5 United Kingdom 3.0 Japan 2.3

Germany 2.0 % France 2.0 Saudi Arabia 2.0 Mexico 1.4 Australia 1.3

Distribution by credit maturity (% of fund)

Distribution by credit quality (% of fund)

AAA 6.6 % Not Rated 0.0 % AA 14.5 A 39.2 BBB 39.7 Less than BBB 0.0

Distribution by issuer (% of fund)

Source: Vanguard

Vanguard U.S. Investment Grade Credit Index Fund

Institutional Plus USD Acc Data as at 30 September 2026 unless otherwise stated.

This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.

Corporate - industrials 42.3 % Corporate - financial institutions 27.6 Corporate - utilities 7.6 Government-related - agencies 6.8 Government-related - sovereign 6.2

Government-related - supranationals 4.0 % Commercial mortgage backed security 2.4 Provincials/municipals 1.3 Government-related - local authority 1.1 Securitised 0.4

Glossary for fund characteristics The fund characteristics section above contains a number of metrics that professional investors use to value individual stocks against a market or ind ex average. These metrics can also be used to value and compare funds to the market by taking the average of all the stocks held in the fund and comparing them to those of the fund’s benchmark index. We’ve provided a definition of the terms used for your convenience. Yield to worst applies when the portfolio is invested into callable bonds. When it is not the case Yield to worst=Yield to maturity. Average coupon is the average interest rate paid on the fixed income securities held by a fund. It is expressed as a percentage of face value. Average maturity is the average length of time until fixed income securities held by a fund reach maturity and are repaid, taking into consideration the possibility t hat the issuer may call the bond before its maturity date. The figure reflects the proportion of fund assets represented by each security; it also reflects an y futures contracts held. In general, the longer the average effective maturity, the more a fund’s share price will fluctuate in response to changes in market interest rates. Average quality is an indicator of credit risk. This figure is the average of the ratings assigned to a fund’s fixed income holdings by credit-rating agencies. Th e agencies make their judgment after appraising an issuer’s ability to meet its obligations. Quality is graded on a scale, with Aaa or AAA indicating the most cred itworthy bond issuers. Average duration is an estimate of how much the value of the bonds held by a fund will fluctuate in response to a change in interest rates. To see how the value could change, multiply the average duration by the change in rates. If interest rates rise by 1 percentage point, the value of the bonds in a fund with an a verage duration of five years would decline by about 5%. If rates decrease by a percentage point, the value would rise by 5%. Distribution yield reflects the amounts that may be expected to be distributed over the next twelve months as a percentage of mid-market unit price as at the date shown . It is based on a snapshot of the portfolio on that day. It does not include preliminary charge and investors may be subject to tax on distributions.

20 - 25 Years 6.6 % Over 25 Years 9.3

Under 1 Year 0.3 % 1 - 5 Years 44.3 5 - 10 Years 28.1 10 - 15 Years 6.0 15 - 20 Years 5.4

*The allocations are subject to circumstances such as timing differences between trade and settlement dates of underlying securities, that may result in negative weightings. The fund may also employ certain derivative instruments for cash management or risk management purposes that may also result in negative weightings. A llocations are subject to change. Cash includes physical cash on the account, cash like instruments (such as ultra-short term treasury bonds) and derivative instru ments.

Credit-quality ratings for each issue are obtained from Bloomberg using ratings derived from Moody’s Investors Service, Fitch Ratings and Standard & Poor’s. When ratings from all three agencies are available, the median rating is used. When ratings are available from two of the agencies, the lower rating is used. When one rating is available, that rating is used.

Page 4

Vanguard U.S. Investment Grade Credit Index Fund

Institutional Plus USD Acc

9192EN_092026 Issued by Vanguard Asset Management, Limited which is authorised and regulated in the UK by the Financial Conduct Authority. © 2026 Vanguard Asset Management, Limited. All rights reserved.

For more information contact your local sales team or: Web: http://global.vanguard.com Transfer Agent (Europe): Tel. +353 1 241 7144 Client Services (Europe): Tel. +44 (0)203 753 4305 Email: european_client_services@vanguard.co.uk Important information This is a marketing communication. This document is directed at professional investors and should not be distributed to, or relied upon by retail investors. For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any fin al investment decisions. The KIID for this fund is available, alongside the prospectus via Vanguard’s website https://global.vanguard.com/. This document is designed for use by and is directed only at persons resident in the UK. The information contained herein is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities in any ju risdiction where such an offer or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or solic itation is not qualified to do so. The information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult t heir professional advisers on the implications of making an investment in, holding or disposing of ''units/shares'', and the receipt of distribution from any investment. Vanguard Investment Series plc has been authorised by the Central Bank of Ireland as a UCITS and has been registered for public distribution in certain EEA countries and the UK. Prospective investors are referred to the Funds' prospectus for further information. Prospective investors are also urged to consult their own profess ional advisers on the implications of making an investment in, and holding or disposing shares of the Funds and the receipt of distributions with respect to such shares und er the law of the countries in which they are liable to taxation. The Manager of Vanguard Investment Series plc is Vanguard Group (Ireland) Limited. Vanguard Asset Management, Limited is a distributor of Vanguar d Investment Series plc. The Manager of the Ireland-domiciled funds may determine to terminate any arrangements made for marketing the shares in one or more jurisdictions in a ccordance with the UCITS Directive, as may be amended from time to time. For investors in Ireland-domiciled funds, a summary of investor rights can be obtained via https://www.ie.vanguard/content/dam/intl/europe/documents/en/vanguard-investors-rights-summary-irish-funds-jan22.pdf and is available in English, Ge rman, French, Spanish, Dutch and Italian.

BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”) (collectively, “Bloomberg”), or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices. The products are not sponsored, endorsed, issued, sold or promoted by “Bloomberg.” Bloomberg makes no representation or warranty, express or imp lied, to the owners or purchasers of the products or any member of the public regarding the advisability of investing in securities generally or in the products particularly or the ability of the Bloomberg Indices to track general bond market performance. Bloomberg shall not pass on the legality or suitability of the products with respect to any person o r entity. Bloomberg’s only relationship to Vanguard and the products are the licensing of the Bloomberg Indices which are determined, composed and calculated by BISL without reg ard to Vanguard or the products or any owners or purchasers of the products. Bloomberg has no obligation to take the needs of the products or the owners of the products into consideration in determining, composing or calculating the Bloomberg Indices. Bloomberg shall not be responsible for and has not participated in the determination of t he timing of, prices at, or quantities of the products to be issued. Bloomberg shall not have any obligation or liability in connection with the administration, marketing or trad ing of the products. SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC. SEDOL Data has been provided from the London Stock Exchange’s SEDOL Masterfile®.

Investment risk information The value of investments, and the income from them, may fall or rise and investors may get back less than they invested. Past performance is not a reliable indicator of future results. Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level of income may fluctuate. Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such may carry greater credit risk increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in in terest rates are likely to affect the capital value of bonds. The Funds may use derivatives in order to reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund’s net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index. Some funds invest in securities which are denominated in different currencies. Movements in currency exchange rates can affect the return of investmen ts. For further information on risks, please see the ’Risk Factors’ section of the prospectus on our website at https://global.vanguard.com.

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        "text": "ing. The NAV of a Fund"
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        "text": "may swing according to subscription/redemption activity so that transaction costs caused by these cashflows are not borne by the existing holders in a"
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        "text": "and any capital gains distributions. The performance data does not take account of the commissions and costs incurred in the issue and redemption of s"
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        "text": "hares. Basis of fund"
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        "text": "performance is NAV to NAV. Basis of index performance is total return. All performance is calculated in USD, net of fees."
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        "text": "The value of bonds and fixed income-related securities is affected by influential factors such as interest rates, inflation, credit spreads and volati"
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        "text": "other factors including political, economic news, company earnings and significant corporate events. Movements in currency exchange rates can...