{"annotation_id":"f83bd4ea-95d6-4cc4-9ac5-b1a08bf251de","file_hash":"50177c9fc8a9eff1c71dc00e0265aa4f00ab3c96567179040f0a8a1814b82698","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"d34558c6-4507-4c6d-bbb2-91be3aedaed6","block_type":"box","text":"Page","page_number":1,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"e5ea8f8a-7dff-4263-a892-618dea98be5c","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":969,"width":4,"height":6}},{"id":"57b8d844-25b6-4f6a-800a-b7b7653c65e7","block_type":"box","text":"of","page_number":1,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"917cda0e-afc8-45cc-acb2-dd970561aeb6","block_type":"box","text":"2","page_number":1,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"71fcfc69-19b9-446d-a5a3-c5876096dc5e","block_type":"box","text":"NON","page_number":1,"box":{"x":49,"y":42,"width":48,"height":13}},{"id":"54e97033-84ff-4f3f-bb39-1a8aa465cfa8","block_type":"box","text":"-","page_number":1,"box":{"x":100,"y":49,"width":7,"height":1}},{"id":"3bab455d-599b-42fe-b27a-3201f3edabc1","block_type":"box","text":"UCITS RETAIL SCHEME","page_number":1,"box":{"x":110,"y":42,"width":239,"height":13}},{"id":"fa616238-d45f-455a-be9c-a87d9a6ac2af","block_type":"box","text":"KEY INVESTOR INFORMATION","page_number":1,"box":{"x":49,"y":65,"width":330,"height":13}},{"id":"4caf2342-1e70-4715-9235-b3de8f2ab00f","block_type":"box","text":"This document provides you with key investor information about this Fund. It is not marketing material. The information is re","page_number":1,"box":{"x":47,"y":114,"width":679,"height":8}},{"id":"a6fe25ec-86e9-4f37-b131-2ce7d582a4fd","block_type":"box","text":"quired by law to help you understand the","page_number":1,"box":{"x":728,"y":114,"width":223,"height":8}},{"id":"34a5ce20-5f46-45a7-bdf9-e462b9e61d7f","block_type":"box","text":"nature and the risks of investing in this Fund. You are advised to read it so you can make","page_number":1,"box":{"x":48,"y":124,"width":480,"height":8}},{"id":"045e3afc-a331-466b-a506-4d90ef971c3c","block_type":"box","text":"an informed decision about whether to invest.","page_number":1,"box":{"x":532,"y":124,"width":252,"height":6}},{"id":"67538078-94e7-4622-b88c-d37496bf6dcb","block_type":"box","text":"AI Stewardship Fixed Interest Fund,","page_number":1,"box":{"x":47,"y":144,"width":222,"height":9}},{"id":"df4d8f34-b3f3-49d0-8d3a-f6485ae8d9e2","block_type":"box","text":"UK Institutional Accumulation Units, a sub","page_number":1,"box":{"x":277,"y":145,"width":228,"height":8}},{"id":"093e53e9-125a-4f0b-a430-6408c81c661f","block_type":"box","text":"-","page_number":1,"box":{"x":506,"y":149,"width":4,"height":1}},{"id":"218aa1a8-fcc1-4773-bd2b-66e3ba1952dd","block_type":"box","text":"fund of the Aviva Investors Funds ACS (AIF ACS) (ISIN: GB00BDZZG027).","page_number":1,"box":{"x":510,"y":145,"width":387,"height":8}},{"id":"6b4e74da-90aa-4cb3-acdf-6c66c95caaa9","block_type":"box","text":"This fund","page_number":1,"box":{"x":902,"y":145,"width":49,"height":7}},{"id":"fa55e83f-2dd6-42c2-b707-0a75a8548118","block_type":"box","text":"is managed by Aviva Investors UK Fund Services Limited.","page_number":1,"box":{"x":48,"y":155,"width":305,"height":9}},{"id":"28a35370-f98a-4ffe-a123-4ea35f428588","block_type":"box","text":"OBJECTIVES AND INVESTMENT POLICY","page_number":1,"box":{"x":48,"y":175,"width":266,"height":8}},{"id":"01512b4a-7d01-477e-98bb-67a4321154c2","block_type":"box","text":"Investment Objectives:","page_number":1,"box":{"x":48,"y":196,"width":127,"height":8}},{"id":"0c796307-6091-44b4-9cef-b23c81c35369","block_type":"box","text":"The Sub","page_number":1,"box":{"x":179,"y":196,"width":43,"height":7}},{"id":"71c1d678-1d36-4a2b-927e-5dbaae5fda94","block_type":"box","text":"-","page_number":1,"box":{"x":223,"y":200,"width":3,"height":1}},{"id":"367a5da4-daf8-476f-b4f9-76754984e70e","block_type":"box","text":"Fund aims, through the responsible allocation","page_number":1,"box":{"x":228,"y":196,"width":248,"height":8}},{"id":"2f590110-c18e-4a9d-aff6-397bc4f96aab","block_type":"box","text":"of capital, to provide a net return in excess of the Markit iBoxx® GBP Non Gilt","page_number":1,"box":{"x":48,"y":205,"width":419,"height":8}},{"id":"4060a099-23c1-46b9-b7ea-e7938264293c","block_type":"box","text":"Total Return Index, annualised over rolling 5 year periods by investing in bonds","page_number":1,"box":{"x":47,"y":214,"width":430,"height":8}},{"id":"2e0fd528-eaf9-4fdf-8a14-7baa3d863a31","block_type":"box","text":"issued by global companies.","page_number":1,"box":{"x":48,"y":222,"width":150,"height":9}},{"id":"7a69fc7f-0ec8-4838-9e61-0fc8997e60ca","block_type":"box","text":"At least 75% of the Sub","page_number":1,"box":{"x":47,"y":233,"width":126,"height":7}},{"id":"512ce8ee-7f05-45b0-a068-0f4f3d361ebb","block_type":"box","text":"-","page_number":1,"box":{"x":174,"y":237,"width":3,"height":1}},{"id":"13d345b4-0bb9-4ccb-b1fc-280f073ecef8","block_type":"box","text":"Fund’s investments (the “minimum stewardship","page_number":1,"box":{"x":179,"y":233,"width":260,"height":9}},{"id":"e74ca6b8-1673-4e0f-9b4a-ff295ec49384","block_type":"box","text":"allocation”) must contribute to one of three pillars through their products and","page_number":1,"box":{"x":48,"y":242,"width":424,"height":8}},{"id":"b099bf88-3b03-47aa-9f69-68491fe9fdf9","block_type":"box","text":"services or through their operations:","page_number":1,"box":{"x":48,"y":251,"width":198,"height":8}},{"id":"92202c9e-8dc6-4450-b232-e83ed1bb31dd","block_type":"box","text":"Climate","page_number":1,"box":{"x":48,"y":262,"width":40,"height":7}},{"id":"7d7c67e3-07b8-40ba-b829-963c44026024","block_type":"box","text":"-","page_number":1,"box":{"x":92,"y":266,"width":3,"height":0}},{"id":"edc644e1-0d45-4618-9c5b-798b27614e20","block_type":"box","text":"for example, tackling the causes or impacts of climate change;","page_number":1,"box":{"x":99,"y":262,"width":337,"height":8}},{"id":"3bcd59a1-af87-4a6f-a615-14d60b2479d0","block_type":"box","text":"Earth","page_number":1,"box":{"x":48,"y":273,"width":27,"height":7}},{"id":"40bad986-a10e-481a-9f6a-02a6cc98e534","block_type":"box","text":"-","page_number":1,"box":{"x":80,"y":277,"width":3,"height":0}},{"id":"f01f9102-e414-4afe-8455-78dbd8cc2f43","block_type":"box","text":"for example, tackling increasing biodiversity loss and resource scarcity;","page_number":1,"box":{"x":87,"y":273,"width":384,"height":8}},{"id":"e097e01f-7f7d-4402-8996-063234bbb396","block_type":"box","text":"People","page_number":1,"box":{"x":48,"y":284,"width":36,"height":8}},{"id":"733b75da-1ef0-4703-8b92-ad5e11425d14","block_type":"box","text":"-","page_number":1,"box":{"x":88,"y":288,"width":3,"height":1}},{"id":"464d3434-ca47-41f3-b6fe-9c217bebdd46","block_type":"box","text":"for example, tackling social inequality and unfair working practices.","page_number":1,"box":{"x":95,"y":284,"width":365,"height":8}},{"id":"fbb5c097-7715-42db-9fa7-917a2befbccf","block_type":"box","text":"Investment Policy","page_number":1,"box":{"x":48,"y":295,"width":98,"height":8}},{"id":"628efb5f-5326-4b10-b646-7852cc2eb63b","block_type":"box","text":"Core investment:","page_number":1,"box":{"x":48,"y":307,"width":94,"height":6}},{"id":"52274481-9a20-40c0-8ffe-9d8950d450c0","block_type":"box","text":"At least 80% of the Sub","page_number":1,"box":{"x":146,"y":306,"width":126,"height":7}},{"id":"913e1bcb-4a9c-41ad-9aae-3fdd64843dd6","block_type":"box","text":"-","page_number":1,"box":{"x":273,"y":310,"width":3,"height":1}},{"id":"5d8187de-c2d7-4b4e-8ed1-3434fee0f482","block_type":"box","text":"Fund will be invested in investment","page_number":1,"box":{"x":278,"y":306,"width":191,"height":7}},{"id":"6481d4f7-4cad-49d6-8a0d-830cad8af78e","block_type":"box","text":"grade bonds issued by companies, governments or supranational organisations","page_number":1,"box":{"x":47,"y":315,"width":431,"height":8}},{"id":"2c882ae1-1c33-4d3f-88bb-050abb962970","block_type":"box","text":"denominated in or hedged to Sterling.","page_number":1,"box":{"x":48,"y":324,"width":206,"height":8}},{"id":"05909245-0d65-49e0-a736-e3cdbe5bc623","block_type":"box","text":"Other investments:","page_number":1,"box":{"x":48,"y":335,"width":106,"height":6}},{"id":"c64b511c-6e34-472f-81ca-c5badb4896ac","block_type":"box","text":"The Sub","page_number":1,"box":{"x":158,"y":335,"width":43,"height":6}},{"id":"07056abc-3ce7-4006-b0cf-835521f7bc4e","block_type":"box","text":"-","page_number":1,"box":{"x":202,"y":339,"width":3,"height":0}},{"id":"3eb090e3-4041-4475-b825-5157adc3bc5e","block_type":"box","text":"Fund may also invest in other bonds, shares of","page_number":1,"box":{"x":207,"y":335,"width":252,"height":8}},{"id":"ffd1c60f-7480-4c12-b59f-456e59c43d9c","block_type":"box","text":"companies, other funds, derivatives, cash and deposits.","page_number":1,"box":{"x":48,"y":343,"width":300,"height":9}},{"id":"0980a170-830a-437c-bc11-6a8909116034","block_type":"box","text":"Derivatives may be used for investment purposes or to manage the Sub","page_number":1,"box":{"x":48,"y":354,"width":389,"height":9}},{"id":"77ba345a-2fe4-41ab-9c49-f0f4fdbc83f9","block_type":"box","text":"-","page_number":1,"box":{"x":438,"y":358,"width":3,"height":1}},{"id":"c7118ffe-46bb-491d-bec9-73b7a5f61be9","block_type":"box","text":"Fund’s","page_number":1,"box":{"x":443,"y":354,"width":34,"height":7}},{"id":"d12abce6-1ae5-4a43-9d9e-91066f39199d","block_type":"box","text":"cash flows in a cost","page_number":1,"box":{"x":48,"y":363,"width":103,"height":7}},{"id":"9aa136b0-f40b-4105-a909-676f21ed58da","block_type":"box","text":"-","page_number":1,"box":{"x":152,"y":367,"width":3,"height":1}},{"id":"7438f23e-0358-4fea-b84f-94b2914da006","block_type":"box","text":"effective manner. Derivatives may also be used to reduce","page_number":1,"box":{"x":157,"y":363,"width":312,"height":8}},{"id":"6b849ccd-fb90-48f3-9809-f503be6a08a9","block_type":"box","text":"risk, such as foreign currency risk within the Sub","page_number":1,"box":{"x":48,"y":372,"width":260,"height":8}},{"id":"f44f85ad-a3c0-4dea-85d4-5c19b1547635","block_type":"box","text":"-","page_number":1,"box":{"x":310,"y":376,"width":3,"height":0}},{"id":"6d6b907e-0c38-4f4e-a9d4-ab44091d7127","block_type":"box","text":"Fund.","page_number":1,"box":{"x":315,"y":372,"width":28,"height":6}},{"id":"0627dcc8-7d26-4444-a538-67f93c461b67","block_type":"box","text":"Exclusions:","page_number":1,"box":{"x":48,"y":383,"width":59,"height":7}},{"id":"ecb6a1c4-e056-4d0b-b336-345fe99b8d15","block_type":"box","text":"The Sub","page_number":1,"box":{"x":111,"y":383,"width":43,"height":7}},{"id":"04d8fff5-183d-4ba8-aa72-a4974f69a938","block_type":"box","text":"-","page_number":1,"box":{"x":155,"y":387,"width":4,"height":0}},{"id":"4cb7b479-f589-4d49-86ac-037a6eed19b5","block_type":"box","text":"Fund is subject to two sets of screens, the Aviva Investors","page_number":1,"box":{"x":160,"y":383,"width":312,"height":8}},{"id":"93623eaa-1bf1-48cd-9a2c-9e967b361978","block_type":"box","text":"baseline exclusion policy and the stewardship exclusions, which exclude","page_number":1,"box":{"x":48,"y":392,"width":390,"height":8}},{"id":"af913d41-93b1-45e4-a9fc-c268b86275ed","block_type":"box","text":"companies that do not meet certain ethical, social and environmental standards,","page_number":1,"box":{"x":48,"y":400,"width":438,"height":9}},{"id":"d5912b93-18d3-4b4e-865a-4ad6abb8e506","block_type":"box","text":"so that the Sub","page_number":1,"box":{"x":48,"y":409,"width":81,"height":7}},{"id":"9efa3341-1ff7-409c-9e8c-2e3cd7a7e6c0","block_type":"box","text":"-","page_number":1,"box":{"x":130,"y":413,"width":3,"height":1}},{"id":"6c03c30c-ea50-40db-8a16-264c1c6f90f6","block_type":"box","text":"Fund does not inves","page_number":1,"box":{"x":135,"y":409,"width":107,"height":7}},{"id":"48dcc229-7b52-42f3-bc13-73999bf0cd95","block_type":"box","text":"t in companies that the Investment Manager","page_number":1,"box":{"x":243,"y":409,"width":244,"height":8}},{"id":"27e328b2-9796-4e53-a078-71968eae39f7","block_type":"box","text":"regards as incompatible with the three pillars of Climate, People and Earth. The","page_number":1,"box":{"x":48,"y":418,"width":431,"height":8}},{"id":"a9036149-d3d9-482c-a48f-d0a2dca51f4a","block_type":"box","text":"purpose of these screens is to ensure that the Sub","page_number":1,"box":{"x":48,"y":426,"width":272,"height":9}},{"id":"16fbaf23-18af-496a-9567-8b57f83428f3","block_type":"box","text":"-","page_number":1,"box":{"x":321,"y":430,"width":3,"height":1}},{"id":"e764b2b9-8e9b-4325-9078-d78a6e155d71","block_type":"box","text":"Fund does not invest in","page_number":1,"box":{"x":326,"y":427,"width":125,"height":6}},{"id":"a0102841-bd11-4a58-bb2e-5404bd98dc8c","block_type":"box","text":"companies that derive prescribed levels of revenue, or ha","page_number":1,"box":{"x":48,"y":435,"width":311,"height":8}},{"id":"800a5d82-2da2-46d2-8e38-0d0b17395f27","block_type":"box","text":"ve significant reserves","page_number":1,"box":{"x":361,"y":435,"width":120,"height":8}},{"id":"38534a95-5ad0-4c62-bd46-b2c3eb82f1ff","block_type":"box","text":"from a range of activities","page_number":1,"box":{"x":47,"y":444,"width":135,"height":8}},{"id":"10d87c50-50a8-4fcd-962c-edbb4125811f","block_type":"box","text":"-","page_number":1,"box":{"x":186,"y":448,"width":4,"height":0}},{"id":"217e56d9-d7a3-4a85-b858-27ea826ec7ea","block_type":"box","text":"please see Appendices 2 and 3 of the Prospectus for","page_number":1,"box":{"x":194,"y":444,"width":288,"height":8}},{"id":"c9c096c7-9610-48dc-bf16-7bb61d2a0e4a","block_type":"box","text":"information on these investment restrictions","page_number":1,"box":{"x":48,"y":453,"width":249,"height":6}},{"id":"74c06a5a-360a-4ae2-91b4-456959ae6fc7","block_type":"box","text":"If there are any differences between the baseline exclusion policy and the","page_number":1,"box":{"x":48,"y":464,"width":401,"height":8}},{"id":"efe83a8a-c9f8-461e-8365-080cebb2e17c","block_type":"box","text":"stewardship exclusions, the more restrictive exclusions will apply.","page_number":1,"box":{"x":48,"y":472,"width":356,"height":9}},{"id":"6d234b05-522c-4584-a215-c58bafc10d67","block_type":"box","text":"The Sub","page_number":1,"box":{"x":47,"y":484,"width":43,"height":6}},{"id":"67136f40-d77f-4263-9a87-841c3e4a33a7","block_type":"box","text":"-","page_number":1,"box":{"x":91,"y":487,"width":3,"height":1}},{"id":"ebb206bd-e55a-4510-9399-551d1f3e7540","block_type":"box","text":"Fund can invest in Green, Social, or Sustainability (GSS) bonds issued by","page_number":1,"box":{"x":96,"y":483,"width":388,"height":9}},{"id":"88ffd5b8-eba8-4ab0-addf-39ad862ca9bd","block_type":"box","text":"otherwise excluded issuers where there is strong evidence that the proceeds","page_number":1,"box":{"x":48,"y":492,"width":418,"height":8}},{"id":"b6de21d6-e698-4f86-bb93-c8e46f167448","block_type":"box","text":"from the GSS bond are intended for projects or initiatives with positive","page_number":1,"box":{"x":47,"y":501,"width":385,"height":8}},{"id":"6255fe58-a2be-4e1c-b550-0fd09340a3f1","block_type":"box","text":"environmental, social, or","page_number":1,"box":{"x":48,"y":510,"width":134,"height":7}},{"id":"b7b47121-d0d8-4a6b-a7e1-637fec08fde4","block_type":"box","text":"sustainability benefits, and the use of proceeds for that","page_number":1,"box":{"x":186,"y":510,"width":301,"height":8}},{"id":"63bd54c4-19d1-4fca-82c8-25dbff412a20","block_type":"box","text":"GSS bond meets the requirements of the Investment Manager’s Sustainability","page_number":1,"box":{"x":48,"y":518,"width":423,"height":9}},{"id":"cfc14c4e-1553-4b72-a97d-327ef5cefb4f","block_type":"box","text":"Strategy.","page_number":1,"box":{"x":48,"y":527,"width":47,"height":8}},{"id":"0ab887da-b86a-4107-97a3-9287bb0ef486","block_type":"box","text":"Investment Strategy and Asset Selection:","page_number":1,"box":{"x":48,"y":538,"width":227,"height":8}},{"id":"1bec8ebd-d9d2-4c25-901b-02cd352905c4","block_type":"box","text":"The Sub","page_number":1,"box":{"x":279,"y":538,"width":43,"height":7}},{"id":"d5151e18-e628-4f58-b85e-86645d76f6c2","block_type":"box","text":"-","page_number":1,"box":{"x":323,"y":542,"width":3,"height":0}},{"id":"863a0738-b0eb-4283-826f-1801acdde9f9","block_type":"box","text":"Fund is actively managed,","page_number":1,"box":{"x":328,"y":538,"width":138,"height":8}},{"id":"ecc20ede-355c-4a70-90b2-2ac25c7bf825","block_type":"box","text":"selecting investments aligned to the Sub","page_number":1,"box":{"x":48,"y":547,"width":219,"height":8}},{"id":"f61d372b-4e5e-4e40-95b9-ea6eec24921f","block_type":"box","text":"-","page_number":1,"box":{"x":268,"y":551,"width":3,"height":0}},{"id":"8e731a20-f453-44c0-9a52-8e5730bf768b","block_type":"box","text":"Fund’s growth aims and in","page_number":1,"box":{"x":273,"y":547,"width":141,"height":8}},{"id":"e659c4f1-58a7-4336-8a0c-b3ec804d5fb7","block_type":"box","text":"-","page_number":1,"box":{"x":416,"y":551,"width":3,"height":0}},{"id":"794b3dba-46ae-4fbc-bfb4-e89526e66bfe","block_type":"box","text":"line with","page_number":1,"box":{"x":420,"y":547,"width":45,"height":6}},{"id":"6f63a79f-1158-4197-8a3d-de7507558190","block_type":"box","text":"the Sub","page_number":1,"box":{"x":47,"y":555,"width":41,"height":7}},{"id":"9f58df71-93b3-41c6-b4e3-65dd21d03201","block_type":"box","text":"-","page_number":1,"box":{"x":89,"y":559,"width":3,"height":1}},{"id":"9e2f26d1-bc13-4ccf-bff7-045cf5bc0cd8","block_type":"box","text":"Fund’s Sustainability Strategy (see below). The Investment Manager","page_number":1,"box":{"x":94,"y":555,"width":369,"height":9}},{"id":"0e321d88-faa6-4a3c-9f09-b7e06801f425","block_type":"box","text":"aims through the responsible allocation of capital (stewardship) to e","page_number":1,"box":{"x":48,"y":564,"width":370,"height":8}},{"id":"860af742-a6d9-4c95-bf07-e132c5fbe0b4","block_type":"box","text":"ncourage","page_number":1,"box":{"x":420,"y":566,"width":50,"height":6}},{"id":"f01486ab-b83b-4274-b5e5-e513ef0ff661","block_type":"box","text":"companies to improve environmental and/or social outcomes through their","page_number":1,"box":{"x":48,"y":573,"width":411,"height":8}},{"id":"bbf8aa7c-7c36-4bfb-93ec-3bc6f70f4be0","block_type":"box","text":"products and services, and/or through their operations. The Fund may also","page_number":1,"box":{"x":48,"y":581,"width":407,"height":9}},{"id":"c6b29ed4-4f11-44b6-9991-a5ab047877a2","block_type":"box","text":"invest up to 25% of the portfolio in investments that do not meet the","page_number":1,"box":{"x":48,"y":590,"width":376,"height":8}},{"id":"5673020f-ec81-404b-afca-aef0a7fb2c4e","block_type":"box","text":"Investment Manager’s investment","page_number":1,"box":{"x":48,"y":599,"width":186,"height":8}},{"id":"073d0dd1-8e1d-4a9b-902b-c905b2acbd60","block_type":"box","text":"framework; the Investment Manager refers","page_number":1,"box":{"x":238,"y":599,"width":236,"height":8}},{"id":"176db4e1-2faa-437f-8ad8-51924e769cba","block_type":"box","text":"to these as “neutral” assets, which are deemed to have overall neutral","page_number":1,"box":{"x":47,"y":608,"width":383,"height":8}},{"id":"73a636a8-5da2-4906-b5ee-695e01aa74c4","block_type":"box","text":"alignment to the three pillars of the “Sustainability Strategy”.","page_number":1,"box":{"x":48,"y":616,"width":332,"height":9}},{"id":"2df3a644-5a7c-4b49-82b4-78bfdee1684d","block_type":"box","text":"As noted above, a GSS bond may also be included in the Fund’s minimum","page_number":1,"box":{"x":47,"y":627,"width":399,"height":9}},{"id":"da8fe1ce-23f7-4578-8280-bd817ca84297","block_type":"box","text":"stewardship allocation. See the “Sustainability Strategy” section for information","page_number":1,"box":{"x":48,"y":636,"width":433,"height":8}},{"id":"2bcc3914-490c-4d51-b74d-92d4a487a7c6","block_type":"box","text":"on how the Prospectus for how the minimum stewardship allocation is","page_number":1,"box":{"x":48,"y":645,"width":384,"height":8}},{"id":"c0bd2c80-b7c8-4afc-bcc4-451fae343b75","block_type":"box","text":"achieved.","page_number":1,"box":{"x":48,"y":654,"width":50,"height":6}},{"id":"d49bee6a-455b-436c-9de9-d7dc12642d5b","block_type":"box","text":"Performance & Risk Strategy:","page_number":1,"box":{"x":513,"y":196,"width":161,"height":8}},{"id":"b11dd78a-63d5-4989-93f2-a4f126afad6d","block_type":"box","text":"The Sub","page_number":1,"box":{"x":679,"y":196,"width":42,"height":7}},{"id":"f15cc20a-d065-44e6-9ef5-b37e556ef548","block_type":"box","text":"-","page_number":1,"box":{"x":722,"y":200,"width":4,"height":1}},{"id":"fdaab820-0a41-4b16-9ae1-a86787c02d40","block_type":"box","text":"Fund's performance is measured against","page_number":1,"box":{"x":727,"y":196,"width":219,"height":8}},{"id":"f9ba6e83-f523-4919-ba3a-76e1171b48f4","block_type":"box","text":"the Markit iBoxx® GBP Non Gilt Total Return Index (the “Index”).","page_number":1,"box":{"x":512,"y":205,"width":350,"height":8}},{"id":"8f96776a-6ea0-4689-aa45-0813a4102ba9","block_type":"box","text":"The Sub","page_number":1,"box":{"x":512,"y":216,"width":43,"height":7}},{"id":"2ae713a5-2303-4d71-add0-60b243be417a","block_type":"box","text":"-","page_number":1,"box":{"x":556,"y":220,"width":3,"height":1}},{"id":"5d2aa21c-91c1-4d14-9f1a-18ee96c3a6d4","block_type":"box","text":"Fund does not base its investment process upon the Index (applying","page_number":1,"box":{"x":561,"y":216,"width":369,"height":8}},{"id":"f11503fc-153b-46e1-91a2-75779651ccdf","block_type":"box","text":"specific exclusions, and the minimum stewardship allocation requirement, that","page_number":1,"box":{"x":512,"y":225,"width":430,"height":8}},{"id":"7737fab9-6ff5-409d-b1f0-d786db62c776","block_type":"box","text":"do not apply to the Index), which is only a representation of the investment","page_number":1,"box":{"x":512,"y":233,"width":412,"height":9}},{"id":"27044bd6-b99f-477a-add2-b36ec9af923a","block_type":"box","text":"universe, therefore the Su","page_number":1,"box":{"x":513,"y":242,"width":140,"height":8}},{"id":"7ad61b82-cba0-4fc2-b592-22f7adfbb2d0","block_type":"box","text":"b","page_number":1,"box":{"x":655,"y":242,"width":6,"height":7}},{"id":"9830e2a8-cb1d-41dd-bffb-fde22e974724","block_type":"box","text":"-","page_number":1,"box":{"x":662,"y":246,"width":3,"height":1}},{"id":"650344a3-61b7-48fe-bf8d-37e516f2eee3","block_type":"box","text":"Fund will hold bonds that are not part of the Index,","page_number":1,"box":{"x":667,"y":242,"width":276,"height":8}},{"id":"3b55dd97-c8ec-4801-9d3a-57524da1a48a","block_type":"box","text":"and will only hold a relatively small proportion of bonds relative to the number","page_number":1,"box":{"x":512,"y":251,"width":430,"height":8}},{"id":"0b084d0c-c4b0-4f70-8f94-87a40a78e0c4","block_type":"box","text":"in the Index.","page_number":1,"box":{"x":512,"y":260,"width":66,"height":6}},{"id":"4d86d7b2-cee1-4c92-9416-6e7280672fa0","block_type":"box","text":"The Sub","page_number":1,"box":{"x":512,"y":271,"width":43,"height":6}},{"id":"94a0c2af-a00a-4c1e-a617-5b7b7528c69f","block_type":"box","text":"-","page_number":1,"box":{"x":556,"y":275,"width":3,"height":0}},{"id":"a1e98d06-caae-4f4b-8215-fc6c0b4f99aa","block_type":"box","text":"Fund uses a “tracking error” to measure the consistency of the Sub","page_number":1,"box":{"x":561,"y":271,"width":363,"height":8}},{"id":"bb4dc9c3-1924-4d56-9d3e-0861c75ea2d5","block_type":"box","text":"\u0002","page_number":1,"box":{"x":925,"y":275,"width":3,"height":0}},{"id":"7fa297fb-b9f1-46d1-83b0-f89b882521e2","block_type":"box","text":"Fund's returns and the returns of the Index. In general, the lower the tracking","page_number":1,"box":{"x":513,"y":279,"width":421,"height":9}},{"id":"b2644db0-bfc3-4218-9298-257d4f5f5985","block_type":"box","text":"error, the more consistent the Sub","page_number":1,"box":{"x":512,"y":288,"width":187,"height":8}},{"id":"66b87c72-9b5c-4225-8ba2-2051a8f9379d","block_type":"box","text":"-","page_number":1,"box":{"x":701,"y":292,"width":3,"height":1}},{"id":"0944b1cf-3e0e-4b19-886a-374016ce9e55","block_type":"box","text":"Fund's returns are relative to the Index, and","page_number":1,"box":{"x":705,"y":288,"width":238,"height":8}},{"id":"2ce0ba8d-e766-4c9c-bd03-bb6daf72382b","block_type":"box","text":"vice","page_number":1,"box":{"x":512,"y":297,"width":20,"height":6}},{"id":"5e0b43f5-5f8e-4980-8b07-b73662f4c12a","block_type":"box","text":"-","page_number":1,"box":{"x":533,"y":301,"width":4,"height":0}},{"id":"259cd8ea-1f87-4182-963a-9344934bff28","block_type":"box","text":"versa.","page_number":1,"box":{"x":537,"y":299,"width":32,"height":4}},{"id":"e27a1f09-6e27-4dc9-8d9a-c2e4d096eb2e","block_type":"box","text":"The Sub","page_number":1,"box":{"x":512,"y":308,"width":43,"height":6}},{"id":"dd754938-1ef2-4e19-b388-0e4012b2fee4","block_type":"box","text":"-","page_number":1,"box":{"x":556,"y":312,"width":3,"height":0}},{"id":"8b1f271e-05a0-49ef-b203-52d9da252ac9","block_type":"box","text":"Fund is expected to have an average yearly tracking error of between","page_number":1,"box":{"x":561,"y":308,"width":375,"height":8}},{"id":"cd1e1429-82bd-4304-a8eb-7c6f11c99405","block_type":"box","text":"0% and 3% when compared to the Index. In certain conditions the Sub","page_number":1,"box":{"x":512,"y":317,"width":382,"height":8}},{"id":"bca9098b-c156-40ac-ae79-4bd5d5201c68","block_type":"box","text":"-","page_number":1,"box":{"x":895,"y":320,"width":3,"height":1}},{"id":"97c12ba9-7896-4cf9-afca-55708b1d1e82","block_type":"box","text":"Fund","page_number":1,"box":{"x":900,"y":317,"width":25,"height":6}},{"id":"54db4350-5f78-4ff9-a25b-c5286b62d37e","block_type":"box","text":"may be outside of this range.","page_number":1,"box":{"x":513,"y":325,"width":156,"height":8}},{"id":"e297a807-f568-4de5-a37a-f4521604531f","block_type":"box","text":"The Index represents the performance of broad range of investment grade","page_number":1,"box":{"x":512,"y":336,"width":406,"height":8}},{"id":"16de145a-aca1-4f4a-8e0f-0a1cbdf2cf81","block_type":"box","text":"bonds issued by companies and denominated in Sterling, with a date to maturity","page_number":1,"box":{"x":513,"y":345,"width":438,"height":8}},{"id":"828e9f8a-c89e-4bb2-a773-3fb38286f1e0","block_type":"box","text":"exceeding 1 year, but excludes government bonds.","page_number":1,"box":{"x":512,"y":354,"width":276,"height":8}},{"id":"c7d42f7e-cec4-4f92-ada0-9aa822f0e183","block_type":"box","text":"The Index has been selected as a benchmark for performance and risk","page_number":1,"box":{"x":512,"y":365,"width":381,"height":8}},{"id":"9e9edefd-b736-4748-8574-f6111c4dbe34","block_type":"box","text":"measurement because it is representative of the type of bonds in which the","page_number":1,"box":{"x":513,"y":373,"width":411,"height":9}},{"id":"ec15735b-56bc-4675-968c-e54735ffc22e","block_type":"box","text":"Sub","page_number":1,"box":{"x":512,"y":382,"width":19,"height":7}},{"id":"4d7cef74-a147-4553-aa75-099e5e779439","block_type":"box","text":"-","page_number":1,"box":{"x":532,"y":386,"width":4,"height":1}},{"id":"82f79785-9e85-4acb-9bee-703c41d9b89d","block_type":"box","text":"Fund is likely to invest as, although investors should be aware that due to","page_number":1,"box":{"x":537,"y":382,"width":398,"height":8}},{"id":"a4564c7a-1512-4f08-a613-478e7d3b0d0d","block_type":"box","text":"the Sub","page_number":1,"box":{"x":512,"y":391,"width":41,"height":6}},{"id":"6a71206f-2b0a-48b0-a369-2a803d47be1c","block_type":"box","text":"-","page_number":1,"box":{"x":554,"y":395,"width":3,"height":0}},{"id":"8f1b518f-4da4-49b0-8283-3a7c653a5c2d","block_type":"box","text":"Fund's specific exclusion","page_number":1,"box":{"x":559,"y":391,"width":130,"height":8}},{"id":"ce2eb181-a2ed-4eb5-a027-fb093c3be01e","block_type":"box","text":"s, and the minimum stewardship allocation","page_number":1,"box":{"x":691,"y":391,"width":234,"height":8}},{"id":"fd22c5ce-9202-4a57-a493-600c085eecc6","block_type":"box","text":"requirement, the Index is not an accurate representation of all of the although","page_number":1,"box":{"x":513,"y":400,"width":426,"height":8}},{"id":"c450afc2-db6e-4fe6-b558-aa3d389b8470","block_type":"box","text":"investors should be aware that due to the Sub","page_number":1,"box":{"x":512,"y":408,"width":250,"height":7}},{"id":"3ce10316-a070-4558-8c3c-ca257c6fbfb7","block_type":"box","text":"-","page_number":1,"box":{"x":764,"y":412,"width":3,"height":1}},{"id":"0c926217-13eb-4603-93e5-c3026e9b0629","block_type":"box","text":"Fund's specific exclusions, and","page_number":1,"box":{"x":769,"y":408,"width":163,"height":8}},{"id":"ec6d6c46-7164-4e07-b643-59b68a2a1cc2","block_type":"box","text":"the minimum stewardship allocation requirement, the Inde","page_number":1,"box":{"x":512,"y":417,"width":323,"height":8}},{"id":"96d1b26e-0638-41b2-ad20-f12bc0b6cc0e","block_type":"box","text":"x is not an accurate","page_number":1,"box":{"x":836,"y":417,"width":105,"height":7}},{"id":"93c490c5-8a0d-4e28-8af2-8b581ebf4964","block_type":"box","text":"representation of all of the companies available to the Sub","page_number":1,"box":{"x":513,"y":426,"width":317,"height":8}},{"id":"b532b38c-d145-45d7-8b6a-6560623b0be5","block_type":"box","text":"-","page_number":1,"box":{"x":832,"y":429,"width":3,"height":1}},{"id":"7fa96a4c-1b84-4f7f-a204-8e5886ce30c5","block_type":"box","text":"Fund. It is, however,","page_number":1,"box":{"x":837,"y":426,"width":108,"height":7}},{"id":"b334bff2-1e9f-4cb4-9db5-712cc67daf5b","block_type":"box","text":"an appropriate measure for the Sub","page_number":1,"box":{"x":512,"y":434,"width":194,"height":9}},{"id":"e02a42fb-0fc0-44b4-a79e-d0b4d40754b3","block_type":"box","text":"-","page_number":1,"box":{"x":707,"y":438,"width":4,"height":1}},{"id":"175e5d41-9e5c-4541-9e23-ff0a8534735b","block_type":"box","text":"Fund's performance.","page_number":1,"box":{"x":712,"y":434,"width":111,"height":9}},{"id":"f7aaa7bd-f825-45b0-a98b-53bdf5582938","block_type":"box","text":"Note: Neither Markit, its Affiliates or any third party data provider makes any","page_number":1,"box":{"x":513,"y":445,"width":419,"height":9}},{"id":"85d8c0d4-2bbc-4aa3-9954-b6faf89f8724","block_type":"box","text":"warranty, express or implied, as to the accuracy, completeness or timeliness of","page_number":1,"box":{"x":512,"y":454,"width":430,"height":8}},{"id":"6984b208-44f2-4e82-aa8a-55050c5de089","block_type":"box","text":"the data contained herewith nor as to the results to be obtained by recipients of","page_number":1,"box":{"x":512,"y":463,"width":438,"height":8}},{"id":"b7d2263f-32d3-4a31-9145-d67ed5c2177e","block_type":"box","text":"the data. Neit","page_number":1,"box":{"x":512,"y":472,"width":74,"height":6}},{"id":"f7c678df-8f8b-4e74-ac57-537d503cdef8","block_type":"box","text":"her Markit, its Affiliates nor any datap rovider shall in any way be","page_number":1,"box":{"x":588,"y":472,"width":353,"height":8}},{"id":"629f2466-bb15-4de4-9801-02627b8191ca","block_type":"box","text":"liable to any recipient of the data for any inaccuracies, errors or omissions in the","page_number":1,"box":{"x":513,"y":480,"width":436,"height":8}},{"id":"97841f2e-a6f1-4715-830f-82628846d2a5","block_type":"box","text":"Markit data, regardless of cause, or for any damages (whether direct or indirect)","page_number":1,"box":{"x":513,"y":489,"width":436,"height":8}},{"id":"fa1d092e-91ba-408d-bd63-98295e224e6b","block_type":"box","text":"resulting therefrom.","page_number":1,"box":{"x":513,"y":498,"width":108,"height":8}},{"id":"7accd4d6-e2b4-4eef-a39a-7a9ec2f71dba","block_type":"box","text":"Markit has no obligation to update, modify or amend the","page_number":1,"box":{"x":626,"y":498,"width":310,"height":8}},{"id":"41dcbe75-e738-46d7-acc6-870589e904f4","block_type":"box","text":"data or to otherwise notify a recipient thereof in the event that any matter","page_number":1,"box":{"x":512,"y":506,"width":408,"height":9}},{"id":"63f52021-5106-47a7-9406-ace57cbc83ca","block_type":"box","text":"stated herein changes or subsequently becomes inaccurate. Without limiting","page_number":1,"box":{"x":512,"y":515,"width":419,"height":8}},{"id":"40f0be00-67cc-4b9e-91bc-004729cd1913","block_type":"box","text":"the foregoing, Markit, its Affiliates, or any t","page_number":1,"box":{"x":512,"y":524,"width":234,"height":8}},{"id":"1d204d60-8b96-4561-a821-a4e7bb473514","block_type":"box","text":"hird party data provider shall have no","page_number":1,"box":{"x":748,"y":524,"width":203,"height":8}},{"id":"555ef5da-379a-4872-ae54-4525f313cc32","block_type":"box","text":"liability whatsoever to you, whether in contract (including under an indemnity),","page_number":1,"box":{"x":513,"y":532,"width":431,"height":9}},{"id":"5abcb5ba-0af1-4278-8d2f-30c42a13795d","block_type":"box","text":"in tort (including negligence), under a warranty, under statute or otherwise, in","page_number":1,"box":{"x":512,"y":541,"width":426,"height":8}},{"id":"09a3bd71-d5a2-4303-aa54-93c96d0b8c5d","block_type":"box","text":"respect of any loss or damage suffered by you as a resu","page_number":1,"box":{"x":513,"y":550,"width":299,"height":8}},{"id":"46978f83-ab61-4ad8-bb84-d15e840176f8","block_type":"box","text":"lt of or in connection","page_number":1,"box":{"x":814,"y":550,"width":112,"height":7}},{"id":"47ccb9bd-e6cf-419b-af68-7ce47e38df03","block_type":"box","text":"with any opinions, recommendations, forecasts, judgments, or any other","page_number":1,"box":{"x":512,"y":559,"width":396,"height":8}},{"id":"96bbbf31-2a4f-4c74-8266-b7879c8936fb","block_type":"box","text":"conclusions, or any course of action determined, by you or any third party,","page_number":1,"box":{"x":512,"y":567,"width":405,"height":9}},{"id":"5fe69db3-82a2-48dd-8d08-da23c843a711","block_type":"box","text":"whether or not based on the content, information or materials contained","page_number":1,"box":{"x":512,"y":576,"width":399,"height":8}},{"id":"baa541df-0bb0-4bc2-9915-6cf8d5576c35","block_type":"box","text":"herein.","page_number":1,"box":{"x":513,"y":585,"width":36,"height":6}},{"id":"51248bdf-0825-4f37-a812-670208ba2d95","block_type":"box","text":"This is an accumulation unit class and any income from the Fund will remain in","page_number":1,"box":{"x":512,"y":596,"width":427,"height":8}},{"id":"097dd2e0-b0d6-4760-aadb-91dfdcb0edb9","block_type":"box","text":"the Fund and reflected in the unit price.","page_number":1,"box":{"x":512,"y":604,"width":216,"height":9}},{"id":"6169c312-4bdf-49c4-a911-0e50eec93886","block_type":"box","text":"You can buy or sell units in this fund on any working day. We need to receive","page_number":1,"box":{"x":512,"y":615,"width":418,"height":9}},{"id":"82e3bff6-53c4-48be-8cd8-10416705f74c","block_type":"box","text":"your instruction before 14:00pm UK time. If you contact us after that time, we","page_number":1,"box":{"x":512,"y":624,"width":426,"height":8}},{"id":"63b2fd46-74cf-4ae7-8ba2-99c7798f80ed","block_type":"box","text":"will buy or sell units for you at the next working day's price.","page_number":1,"box":{"x":512,"y":633,"width":322,"height":8}},{"id":"0be524ca-bdbd-4753-82ac-eb0682bd02ed","block_type":"box","text":"Recommendation:","page_number":1,"box":{"x":513,"y":644,"width":101,"height":7}},{"id":"3bcd810d-0643-4eb4-9e21-303d7ea32a7d","block_type":"box","text":"this fund may not be appropriate for investors who plan to","page_number":1,"box":{"x":618,"y":644,"width":319,"height":8}},{"id":"553e7dde-f8bd-4e14-a42e-24659683a03f","block_type":"box","text":"withdraw their money within 5 years.","page_number":1,"box":{"x":512,"y":653,"width":203,"height":8}},{"id":"8eaa86a0-585d-4e07-aa91-a2e20cba20dd","block_type":"box","text":"For full investment objectives and policy details please refer to the Prospectus.","page_number":1,"box":{"x":513,"y":664,"width":427,"height":8}},{"id":"7aa5967e-b937-4fe1-8d0c-2ca2afbe2e46","block_type":"box","text":"RISK AND REWARD PROFILE","page_number":1,"box":{"x":48,"y":687,"width":193,"height":8}},{"id":"a0d8c187-a75f-4e74-a951-a2a84a2aa5c4","block_type":"box","text":"1","page_number":1,"box":{"x":75,"y":712,"width":7,"height":10}},{"id":"ef7bd1df-252f-4aa4-8d2c-8c857bd2174d","block_type":"box","text":"2","page_number":1,"box":{"x":136,"y":712,"width":8,"height":10}},{"id":"0f93232d-8790-4f2d-9e59-7e8d23d5904c","block_type":"box","text":"3","page_number":1,"box":{"x":198,"y":712,"width":8,"height":10}},{"id":"8d22ebe4-53a5-439a-84b6-56dde19ec9a9","block_type":"box","text":"4","page_number":1,"box":{"x":257,"y":709,"width":13,"height":15}},{"id":"85f85eec-5433-4c20-ae67-d0033138522f","block_type":"box","text":"5","page_number":1,"box":{"x":322,"y":713,"width":8,"height":9}},{"id":"8fa07e46-e0dc-4bb5-b986-e3410dbcc383","block_type":"box","text":"6","page_number":1,"box":{"x":383,"y":712,"width":9,"height":10}},{"id":"36351db2-eecd-4e18-949e-7bd221597526","block_type":"box","text":"7","page_number":1,"box":{"x":445,"y":713,"width":9,"height":9}},{"id":"568f5805-b16b-4e22-a1b9-36f5da45cba7","block_type":"box","text":"Lower risk","page_number":1,"box":{"x":48,"y":744,"width":57,"height":6}},{"id":"5c49e458-46dd-4b1c-a439-118ad9742385","block_type":"box","text":"Higher risk","page_number":1,"box":{"x":423,"y":744,"width":59,"height":8}},{"id":"7dcc6764-07d2-48d0-bcb4-ef52cfd13b3e","block_type":"box","text":"Typically lower rewards","page_number":1,"box":{"x":47,"y":760,"width":128,"height":8}},{"id":"c7107c15-6732-44b4-89c7-7556e158a916","block_type":"box","text":"Typically higher rewards","page_number":1,"box":{"x":349,"y":760,"width":132,"height":8}},{"id":"7f30b058-4274-407f-910f-3aab561b31c0","block_type":"box","text":"This indicator is based on historical data, calculated using European Union rules,","page_number":1,"box":{"x":47,"y":776,"width":436,"height":8}},{"id":"91224cf5-3292-442f-93af-5f43b3755c94","block_type":"box","text":"and may not be a reliable indication of the future risk profile of the Fund. The","page_number":1,"box":{"x":48,"y":785,"width":420,"height":8}},{"id":"590a05e4-bdaa-4219-8200-88df7873a28a","block_type":"box","text":"risk and reward category shown is not guaranteed to remain unchanged and","page_number":1,"box":{"x":48,"y":794,"width":415,"height":8}},{"id":"41b3492c-74a0-4dae-860b-8ebdc5ab9053","block_type":"box","text":"may change over tim","page_number":1,"box":{"x":48,"y":802,"width":112,"height":8}},{"id":"4ca3f868-39e9-42aa-8d02-138b2af4f1e4","block_type":"box","text":"e. The lowest category does not mean 'risk free'.","page_number":1,"box":{"x":162,"y":802,"width":263,"height":8}},{"id":"d9867a61-19fe-4231-95ce-89f5233ca640","block_type":"box","text":"The value of investments and the income from them will change over time.","page_number":1,"box":{"x":47,"y":813,"width":409,"height":9}},{"id":"5bd92c34-49df-4331-bab4-fea6db207154","block_type":"box","text":"The Fund price may fall or rise and you may not get back the original amount","page_number":1,"box":{"x":47,"y":824,"width":419,"height":9}},{"id":"4a7ccaeb-2fc7-46a1-9211-4cc81989282f","block_type":"box","text":"invested.","page_number":1,"box":{"x":48,"y":833,"width":48,"height":7}},{"id":"a3cf6cb4-e980-406c-9715-63a6624180a8","block_type":"box","text":"The Fund has been allocated a risk number based on the historic volatility of its","page_number":1,"box":{"x":47,"y":844,"width":431,"height":9}},{"id":"3a28deff-d877-490b-ae11-7fd101c76184","block_type":"box","text":"share price or where insufficient information is available the risk number is","page_number":1,"box":{"x":48,"y":853,"width":407,"height":8}},{"id":"dfd3af00-5f66-42e8-ad16-4b85de5b14f4","block_type":"box","text":"calculated on a simulated basis, based on the historic volatility of appropriate","page_number":1,"box":{"x":48,"y":862,"width":421,"height":8}},{"id":"f4654352-5e77-48ba-bf48-23740e68c0d0","block_type":"box","text":"asset classes.","page_number":1,"box":{"x":48,"y":870,"width":70,"height":7}},{"id":"de58ab40-3c1f-4122-8fd4-87c4364693fb","block_type":"box","text":"ESG risk","page_number":1,"box":{"x":48,"y":881,"width":43,"height":7}},{"id":"11203dcb-0294-4348-9b91-297fcfa2cc14","block_type":"box","text":": ESG criteria may limit investment choices and performance may not","page_number":1,"box":{"x":93,"y":881,"width":375,"height":9}},{"id":"362e6570-9dc9-4a6e-8298-92c86fce8d90","block_type":"box","text":"align with funds with a broader policy.","page_number":1,"box":{"x":48,"y":890,"width":207,"height":8}},{"id":"a7677e5c-e100-471b-beee-f67d1666f795","block_type":"box","text":"Credit/Default Risk","page_number":1,"box":{"x":48,"y":901,"width":106,"height":8}},{"id":"facfc32b-2034-4df4-ac01-9203c5607009","block_type":"box","text":": A bond or money market security could lose value if the","page_number":1,"box":{"x":155,"y":901,"width":310,"height":8}},{"id":"6600ba3e-4104-41f8-8095-1567226ac071","block_type":"box","text":"issuer's financial health weakens. Below investment grade bonds (also known as","page_number":1,"box":{"x":48,"y":910,"width":436,"height":8}},{"id":"bdb984f7-075e-4f36-9445-44072c08be87","block_type":"box","text":"high yield securities) typically have greater credit risk than investment grade","page_number":1,"box":{"x":513,"y":708,"width":414,"height":9}},{"id":"51dbe571-ba7b-4f5b-a058-f416c7c4b7d9","block_type":"box","text":"securities. If such issuers default and become unable to make payments there","page_number":1,"box":{"x":512,"y":717,"width":423,"height":8}},{"id":"fd099bc4-52ec-44a4-b6f3-87cfa87aae0b","block_type":"box","text":"will be a reduction in income to the Fund and also in the value of bonds held.","page_number":1,"box":{"x":512,"y":726,"width":419,"height":6}},{"id":"c531bc62-755a-4d7b-9dc0-e812b0dd27eb","block_type":"box","text":"Under extreme market","page_number":1,"box":{"x":513,"y":734,"width":123,"height":7}},{"id":"b0990c6b-c182-4c2f-913a-30c66703d65d","block_type":"box","text":"conditions, defaults could be widespread and their effect","page_number":1,"box":{"x":640,"y":734,"width":311,"height":9}},{"id":"44a160d9-ff38-4338-8a8e-88b7b9e86d2f","block_type":"box","text":"on Fund performance significant.","page_number":1,"box":{"x":512,"y":743,"width":179,"height":8}},{"id":"0fd9e09e-2e97-4517-b42b-a491eef20a4f","block_type":"box","text":"Derivatives risk:","page_number":1,"box":{"x":513,"y":754,"width":87,"height":7}},{"id":"89bbf353-a932-45c7-9f5e-8ecb3822135f","block_type":"box","text":"Derivatives are instruments that can be complex and highly","page_number":1,"box":{"x":605,"y":754,"width":322,"height":8}},{"id":"94347253-d441-4299-8a10-8b8dfc5c3e44","block_type":"box","text":"volatile, have some degree of unpredictability (especially in unusual market","page_number":1,"box":{"x":512,"y":763,"width":411,"height":8}},{"id":"a4593b5b-19a5-4f6a-a863-e7e243f57377","block_type":"box","text":"conditions), and can create losses significantly greater than the cost of the","page_number":1,"box":{"x":512,"y":771,"width":404,"height":9}},{"id":"caa344d7-f7c0-4674-a9d1-43a0c8e4d71f","block_type":"box","text":"derivative itself.","page_number":1,"box":{"x":512,"y":780,"width":86,"height":7}},{"id":"a497e4c8-43a9-43e1-b0bc-6b3ad3e3ae59","block_type":"box","text":"Hedging risk:","page_number":1,"box":{"x":513,"y":791,"width":70,"height":8}},{"id":"2ce88217-238a-4589-aa4e-9486bb834d77","block_type":"box","text":"Any measures taken to offset specific risks will generate costs","page_number":1,"box":{"x":587,"y":791,"width":335,"height":8}},{"id":"95f148d5-52f3-4c1d-9df9-b4199a53d3a6","block_type":"box","text":"(which reduce performance), could work imperfectly or not at all, and if they do","page_number":1,"box":{"x":512,"y":800,"width":435,"height":8}},{"id":"33241994-60b2-4094-b346-8a6ae81792fc","block_type":"box","text":"work will reduce opportunities for gain.","page_number":1,"box":{"x":512,"y":809,"width":214,"height":8}},{"id":"53b637f4-9d84-40fc-a5b8-e4768433dce5","block_type":"box","text":"Illiquid securities risk:","page_number":1,"box":{"x":513,"y":820,"width":119,"height":8}},{"id":"6cef4030-91af-4046-8576-73c451bfa09b","block_type":"box","text":"Certain assets held in the Fund could, by nature, be hard","page_number":1,"box":{"x":637,"y":820,"width":306,"height":8}},{"id":"7d948506-e2af-4983-850a-69fe673fc084","block_type":"box","text":"to value or to sell at a desired time or at a price considered to be fair (especially","page_number":1,"box":{"x":512,"y":828,"width":433,"height":9}},{"id":"d2b19f10-b1b5-4c6b-aa8b-1f9e8d3a5a3a","block_type":"box","text":"in large quantities), and as a result their prices could be very volatile.","page_number":1,"box":{"x":512,"y":837,"width":373,"height":8}},{"id":"042ac8dd-b82e-4202-b835-14654fe17685","block_type":"box","text":"Fixed Income Risk","page_number":1,"box":{"x":513,"y":848,"width":98,"height":7}},{"id":"c33d30bd-c2b2-4121-83ef-c3a3a6150c2e","block_type":"box","text":": Investments in fixed interest securities are impacted by","page_number":1,"box":{"x":613,"y":848,"width":307,"height":9}},{"id":"e86dd122-1f5d-4dbc-9426-e9e531403117","block_type":"box","text":"market and credit risk and are sensitive to changes in interest rates (when","page_number":1,"box":{"x":513,"y":857,"width":401,"height":8}},{"id":"d279042a-6798-4f2f-82ec-8c1e464fb8c9","block_type":"box","text":"interest rates rise, bond values generally fall) and market expectations of future","page_number":1,"box":{"x":512,"y":866,"width":434,"height":8}},{"id":"60daab2c-6cd3-4565-a3ed-6c3c3936ef6f","block_type":"box","text":"inflation. Bonds that produce a higher","page_number":1,"box":{"x":512,"y":874,"width":206,"height":9}},{"id":"8a7f7fc6-dd56-4320-bf9e-40b0d3b1395b","block_type":"box","text":"level of income usually have a greater risk","page_number":1,"box":{"x":723,"y":874,"width":227,"height":9}},{"id":"e5403482-c368-43bd-b046-58c06c8504f4","block_type":"box","text":"of default.","page_number":1,"box":{"x":512,"y":883,"width":55,"height":7}},{"id":"74804d1c-1870-4eab-887b-1bb78ba3917a","block_type":"box","text":"Full information on the risks applicable to the Fund is detailed in the Prospectus.","page_number":1,"box":{"x":513,"y":894,"width":436,"height":8}},{"id":"666d5eab-d074-4e83-9cd1-a9227052e214","block_type":"box","text":"Page","page_number":2,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"451a7ded-7ca6-4513-987c-4e2cfec45806","block_type":"box","text":"2","page_number":2,"box":{"x":73,"y":969,"width":5,"height":6}},{"id":"465a7631-2a7d-4010-895a-136784ee4983","block_type":"box","text":"of","page_number":2,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"6b68f011-5067-4c9c-a1d0-2b2a66e51dce","block_type":"box","text":"2","page_number":2,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"c89f16b3-2ae3-43ff-87f6-85866a42a820","block_type":"box","text":"This key investor information is accurate as at 07/09/2026","page_number":2,"box":{"x":47,"y":979,"width":277,"height":7}},{"id":"9a47e4f3-e009-4c96-80e7-91984002af76","block_type":"box","text":"CHARGES","page_number":2,"box":{"x":48,"y":24,"width":64,"height":8}},{"id":"df1b57f7-03b9-4ab2-8f06-0535641c0b22","block_type":"box","text":"One","page_number":2,"box":{"x":49,"y":45,"width":22,"height":6}},{"id":"9ac6c4ca-9dbd-4e90-9c59-0c9d6016f9db","block_type":"box","text":"-","page_number":2,"box":{"x":72,"y":48,"width":3,"height":1}},{"id":"15c98c93-146e-4c0b-8e6b-5d8d75023303","block_type":"box","text":"off charges taken before or after you invest","page_number":2,"box":{"x":76,"y":44,"width":241,"height":9}},{"id":"95089806-4ca4-4df7-8bf8-2072ee99aad9","block_type":"box","text":"Entry charge","page_number":2,"box":{"x":49,"y":56,"width":67,"height":8}},{"id":"37244a6a-9163-40d9-8a9e-e7fa8772b8f9","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":56,"width":28,"height":6}},{"id":"66f3943b-424d-412b-a276-fd8aca2c63d6","block_type":"box","text":"Exit charge","page_number":2,"box":{"x":49,"y":67,"width":58,"height":9}},{"id":"780d8a50-f171-46e2-8dd2-4ad6a479d872","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":68,"width":28,"height":6}},{"id":"c934b31b-145c-4517-b2a0-5afce2cb466b","block_type":"box","text":"Charges taken from the Fund over a year","page_number":2,"box":{"x":49,"y":79,"width":226,"height":8}},{"id":"635884b5-1df3-41a3-a213-c2816525dbd8","block_type":"box","text":"Ongoing charges","page_number":2,"box":{"x":49,"y":94,"width":89,"height":8}},{"id":"ad9237da-b8cc-418b-897e-fcb9b54040e7","block_type":"box","text":"0.03%","page_number":2,"box":{"x":445,"y":98,"width":33,"height":6}},{"id":"7ea3af84-1bb6-4c5a-ad75-0bd713408f8b","block_type":"box","text":"Charges taken from the Fund under certain specific conditions","page_number":2,"box":{"x":49,"y":109,"width":344,"height":9}},{"id":"0cba83e1-3a9a-4975-a818-dc937e350a41","block_type":"box","text":"Performance fee","page_number":2,"box":{"x":49,"y":121,"width":89,"height":7}},{"id":"d5b66180-283e-4bb8-8a19-3ce49a06fb3e","block_type":"box","text":"none","page_number":2,"box":{"x":452,"y":123,"width":26,"height":5}},{"id":"f3350d29-d2ef-4835-ae33-6a42a2b5045c","block_type":"box","text":"This is the maximum that might be taken out of your money before it is","page_number":2,"box":{"x":48,"y":133,"width":388,"height":8}},{"id":"2da9abf3-2145-40c4-b98d-4068ccb98f32","block_type":"box","text":"invested / before the proceeds of your investment are paid out.","page_number":2,"box":{"x":49,"y":144,"width":346,"height":8}},{"id":"f31333be-f11c-4d6f-a808-5059f7d79e65","block_type":"box","text":"The charges you pay contribute to the costs of running the fund, including the","page_number":2,"box":{"x":48,"y":156,"width":424,"height":8}},{"id":"4d782fb8-014d-45bd-a79a-b86a86912fa3","block_type":"box","text":"cost of distributing it, reducing the potential growth of your investment.You","page_number":2,"box":{"x":49,"y":167,"width":412,"height":9}},{"id":"382e7550-cab5-4577-b3e1-93d248bd984e","block_type":"box","text":"can find out the actual entry and exit charge from your financial adviser or","page_number":2,"box":{"x":49,"y":179,"width":404,"height":8}},{"id":"a61576a9-b866-48b7-8739-64d99c8d3de0","block_type":"box","text":"distributor.","page_number":2,"box":{"x":49,"y":191,"width":59,"height":6}},{"id":"17ef1074-599e-4fb9-a924-1fe406fbe3d5","block_type":"box","text":"The charges you pay contribute to the costs of running the fund, including the","page_number":2,"box":{"x":512,"y":45,"width":424,"height":8}},{"id":"0d985eab-572d-402f-a675-2a975a901948","block_type":"box","text":"cost of distributing it, reducing the potential growth of your investment.","page_number":2,"box":{"x":512,"y":53,"width":392,"height":9}},{"id":"d4cf7234-4c82-4eb5-9140-6e07fd2bfd06","block_type":"box","text":"You can find out the actual entry and exit charge from your financial adviser or","page_number":2,"box":{"x":512,"y":64,"width":428,"height":9}},{"id":"74b7ddfe-a959-454c-af37-a7dc36448239","block_type":"box","text":"distributor.","page_number":2,"box":{"x":512,"y":73,"width":60,"height":7}},{"id":"6e3e912b-1750-42f0-b796-92f407fd1b5a","block_type":"box","text":"Certain charges are deducted from the capital of the Fund.","page_number":2,"box":{"x":512,"y":84,"width":319,"height":8}},{"id":"724b2563-2a03-4ed9-9e6c-bd5d9c38ab94","block_type":"box","text":"The ongoing charges figure is based on last year's expenses for the year ending","page_number":2,"box":{"x":512,"y":95,"width":429,"height":9}},{"id":"2b4a25dd-2ca6-46bc-9a38-12d6e5becc06","block_type":"box","text":"November 2025. The figure for ongoing charges excludes performance fees and","page_number":2,"box":{"x":513,"y":104,"width":432,"height":8}},{"id":"c7a030ff-4496-42e0-9329-2eacd1de079c","block_type":"box","text":"portfolio transaction costs, except in the case of an entry/exit charge paid by the","page_number":2,"box":{"x":513,"y":112,"width":438,"height":9}},{"id":"e64cd776-38cf-4531-9903-54cf49e6d100","block_type":"box","text":"Fund when buying","page_number":2,"box":{"x":513,"y":121,"width":99,"height":9}},{"id":"e719f862-0a2e-40e8-8c7b-bb53f138b4da","block_type":"box","text":"or selling units in another collective investment undertaking.","page_number":2,"box":{"x":616,"y":121,"width":329,"height":9}},{"id":"ac698d00-cfd2-4def-a2d5-c1770e561485","block_type":"box","text":"For more information about charges, please refer to the charges section in the","page_number":2,"box":{"x":513,"y":132,"width":426,"height":9}},{"id":"925914f8-47bb-4499-98db-7454d9c989b9","block_type":"box","text":"Prospectus.","page_number":2,"box":{"x":513,"y":142,"width":61,"height":7}},{"id":"cb92945b-a1f5-4697-a94c-f9def8f4fb32","block_type":"box","text":"PAST PERFORMANCE","page_number":2,"box":{"x":48,"y":266,"width":145,"height":8}},{"id":"f95dd4f8-6f19-4821-8c08-bd0fe3fef9a8","block_type":"box","text":"Unit Class","page_number":2,"box":{"x":99,"y":296,"width":52,"height":6}},{"id":"51201347-89e6-4521-8e21-7b16cf4e98fc","block_type":"box","text":"iBoxx GBP Non Gilt Index TR","page_number":2,"box":{"x":304,"y":296,"width":151,"height":6}},{"id":"03881788-fda4-412b-a79c-7c79697d9746","block_type":"box","text":"2016","page_number":2,"box":{"x":101,"y":467,"width":20,"height":4}},{"id":"092e761b-a553-4ad6-a2e6-7ca2ed53a7eb","block_type":"box","text":"2017","page_number":2,"box":{"x":141,"y":467,"width":19,"height":4}},{"id":"1393703c-4e5a-4ec6-a08a-5045eb53de87","block_type":"box","text":"2018","page_number":2,"box":{"x":181,"y":467,"width":19,"height":4}},{"id":"55b2da08-f3f2-4c2a-b361-6db945885e5a","block_type":"box","text":"2019","page_number":2,"box":{"x":220,"y":467,"width":19,"height":4}},{"id":"2d36c2ae-eecf-4b4d-a9b7-270f8b164031","block_type":"box","text":"2020","page_number":2,"box":{"x":260,"y":467,"width":19,"height":4}},{"id":"8ee327e5-eed7-409b-9fe3-d6f4c1944560","block_type":"box","text":"2021","page_number":2,"box":{"x":299,"y":467,"width":20,"height":4}},{"id":"ace6da3d-3b98-42b8-9b66-217600cde0fc","block_type":"box","text":"2022","page_number":2,"box":{"x":339,"y":467,"width":19,"height":4}},{"id":"986e4e94-1da6-41ae-b447-428c957a106f","block_type":"box","text":"2023","page_number":2,"box":{"x":379,"y":467,"width":19,"height":4}},{"id":"9cf1516e-5b9f-4e25-851a-944106c4c892","block_type":"box","text":"2024","page_number":2,"box":{"x":418,"y":467,"width":20,"height":4}},{"id":"7f32b29a-0904-414a-b20a-d54cda52db55","block_type":"box","text":"2025","page_number":2,"box":{"x":458,"y":467,"width":19,"height":4}},{"id":"3a832cd8-ba16-46d7-b07e-3b56d2b11aa8","block_type":"box","text":"-","page_number":2,"box":{"x":183,"y":481,"width":2,"height":1}},{"id":"32b54198-68bd-40eb-ace2-a30b1414faca","block_type":"box","text":"1.5","page_number":2,"box":{"x":186,"y":479,"width":12,"height":4}},{"id":"b6b9bb29-1724-4e52-a295-ad7ec903fa38","block_type":"box","text":"10.1","page_number":2,"box":{"x":222,"y":478,"width":16,"height":5}},{"id":"472f2bd0-c252-4c70-b500-3567ba1a0c3b","block_type":"box","text":"9.0","page_number":2,"box":{"x":263,"y":478,"width":12,"height":5}},{"id":"f4f5a5a4-b70e-4f12-96ff-4588fb3e7e33","block_type":"box","text":"-","page_number":2,"box":{"x":301,"y":481,"width":3,"height":1}},{"id":"81a654a4-1d62-455e-89a8-9c76de57eea6","block_type":"box","text":"3.7","page_number":2,"box":{"x":305,"y":478,"width":12,"height":5}},{"id":"ab3f1eea-6d9b-4fd8-9cf2-3bcbc022b2b6","block_type":"box","text":"-","page_number":2,"box":{"x":339,"y":481,"width":2,"height":1}},{"id":"6f5141e3-8f2a-4891-9d0b-553ccb52c636","block_type":"box","text":"17.1","page_number":2,"box":{"x":342,"y":479,"width":17,"height":4}},{"id":"1479c8b1-8370-4840-99ff-3a972e520b19","block_type":"box","text":"8.7","page_number":2,"box":{"x":382,"y":478,"width":12,"height":5}},{"id":"d6edf252-4f0e-4211-8b43-7c6c97aa0966","block_type":"box","text":"2.5","page_number":2,"box":{"x":422,"y":478,"width":12,"height":5}},{"id":"859b36e5-f50d-4aa3-a701-d01c56b85359","block_type":"box","text":"7.3","page_number":2,"box":{"x":462,"y":478,"width":12,"height":5}},{"id":"a760b8d7-46b2-4240-85bd-7924995ab966","block_type":"box","text":"-","page_number":2,"box":{"x":183,"y":492,"width":2,"height":1}},{"id":"779f0123-42ec-47ae-a74b-206a2d57efb7","block_type":"box","text":"1.5","page_number":2,"box":{"x":186,"y":490,"width":12,"height":5}},{"id":"5e89fbab-3555-49a7-ac81-5795ec8af08d","block_type":"box","text":"9.3","page_number":2,"box":{"x":224,"y":490,"width":12,"height":5}},{"id":"101f7597-4370-407f-9957-55df2015810a","block_type":"box","text":"7.8","page_number":2,"box":{"x":263,"y":490,"width":12,"height":5}},{"id":"e75d4e90-09cb-4955-9ddb-ccd5c6c585df","block_type":"box","text":"-","page_number":2,"box":{"x":301,"y":492,"width":3,"height":1}},{"id":"4cc33b13-7751-4441-ac1b-a99ac4a3a02d","block_type":"box","text":"3.1","page_number":2,"box":{"x":305,"y":490,"width":11,"height":5}},{"id":"266e3d1f-2df5-4bc6-b8c3-ba5a7029af96","block_type":"box","text":"-","page_number":2,"box":{"x":339,"y":492,"width":2,"height":1}},{"id":"164a0eae-c874-4f56-966c-d6b2df29101d","block_type":"box","text":"17.7","page_number":2,"box":{"x":342,"y":490,"width":17,"height":4}},{"id":"08d7611b-21f8-436c-a788-8ab6ea40a73d","block_type":"box","text":"8.6","page_number":2,"box":{"x":382,"y":490,"width":12,"height":5}},{"id":"049f6c9c-70e7-4a9e-8e21-7bc6cc227b3e","block_type":"box","text":"1.7","page_number":2,"box":{"x":422,"y":490,"width":12,"height":4}},{"id":"feccbe5f-2b9f-4b07-8036-600c619a27a9","block_type":"box","text":"6.9","page_number":2,"box":{"x":462,"y":490,"width":12,"height":5}},{"id":"4c8bb85a-9793-471b-afea-0c51959725de","block_type":"box","text":"-150","page_number":2,"box":{"x":180,"y":498,"width":0,"height":0}},{"id":"de79b2f5-7a47-439e-9fb3-5a1976220848","block_type":"box","text":"-1.50","page_number":2,"box":{"x":180,"y":498,"width":0,"height":0}},{"id":"1aaf6389-5e85-472e-92a0-955a6ae58e8a","block_type":"box","text":"10.7","page_number":2,"box":{"x":219,"y":498,"width":1,"height":0}},{"id":"f4050d75-eb64-4603-b703-1b0a6d4467e0","block_type":"box","text":"9.0","page_number":2,"box":{"x":259,"y":498,"width":0,"height":0}},{"id":"db0a0fa1-4850-4830-94d2-8d62e0b25840","block_type":"box","text":"-36","page_number":2,"box":{"x":299,"y":498,"width":0,"height":0}},{"id":"5546fe90-28f2-4aa6-ba55-f250de1995b1","block_type":"box","text":"-3.6","page_number":2,"box":{"x":299,"y":498,"width":0,"height":0}},{"id":"27f73b04-88a2-4a73-8cbd-ad6ca99caeca","block_type":"box","text":"-172","page_number":2,"box":{"x":338,"y":498,"width":1,"height":0}},{"id":"0a6fdeff-2257-405c-95b1-525e4b9d0833","block_type":"box","text":"-17.2","page_number":2,"box":{"x":338,"y":498,"width":1,"height":0}},{"id":"4cf472d3-c8de-490c-bb02-b45c71d0c158","block_type":"box","text":"8.6","page_number":2,"box":{"x":378,"y":498,"width":0,"height":0}},{"id":"a344d432-ff5b-4ed2-9b4f-b91ee70124e3","block_type":"box","text":"2.49","page_number":2,"box":{"x":418,"y":498,"width":0,"height":0}},{"id":"2d6c2bb4-154d-4b1f-bd6e-f2bc2867a9b1","block_type":"box","text":"7.29","page_number":2,"box":{"x":457,"y":498,"width":1,"height":0}},{"id":"9045c8e8-83b8-458c-b991-08e3692fe77e","block_type":"box","text":"Past performance is not indicative of future performance. It cannot provide a","page_number":2,"box":{"x":513,"y":291,"width":418,"height":9}},{"id":"37acbede-91f5-4c43-896e-07f6ab84da03","block_type":"box","text":"guarantee of returns that you will receive in the future.","page_number":2,"box":{"x":512,"y":300,"width":300,"height":8}},{"id":"50a91c4b-48b7-4398-8555-2825305e6c70","block_type":"box","text":"The fund was launched in April 2015 and issued UK Institutional Accumulation","page_number":2,"box":{"x":512,"y":314,"width":424,"height":9}},{"id":"9d85ed19-bddf-4525-9d38-378bbffefeb4","block_type":"box","text":"Units in October 2017. Prior to","page_number":2,"box":{"x":513,"y":324,"width":165,"height":6}},{"id":"1d885fd8-612b-43bf-b147-6ed989d5d693","block_type":"box","text":"7 April 2025","page_number":2,"box":{"x":682,"y":324,"width":66,"height":8}},{"id":"d854cdc9-6b5b-446c-ab5c-4e08727fc917","block_type":"box","text":"this Sub","page_number":2,"box":{"x":752,"y":324,"width":43,"height":6}},{"id":"54e6dea7-0d6e-48a5-9409-f0bad2f5daae","block_type":"box","text":"-","page_number":2,"box":{"x":796,"y":328,"width":3,"height":0}},{"id":"f9589a2f-aed2-4a11-8e86-adc87f7ff31e","block_type":"box","text":"Fund was called AI","page_number":2,"box":{"x":800,"y":324,"width":99,"height":6}},{"id":"41ef84e3-5e3a-49cd-b151-faf1ce1165b2","block_type":"box","text":"Sustainable Stewardship Fixed Interest Fund.","page_number":2,"box":{"x":512,"y":333,"width":243,"height":8}},{"id":"87d32a87-515e-4eab-be0a-92f7538aa214","block_type":"box","text":"Source: Aviva Investors/Morningstar as at 31 December 2025.","page_number":2,"box":{"x":512,"y":344,"width":337,"height":8}},{"id":"295cffe5-12a2-413a-aeb4-a7013714e69d","block_type":"box","text":"Past performance is calculated in GB Pounds. Units are priced in GB Pounds, the","page_number":2,"box":{"x":513,"y":355,"width":434,"height":9}},{"id":"f34c2a38-9ee1-4c2c-be2c-2d0a34a270e1","block_type":"box","text":"fund's base currency.","page_number":2,"box":{"x":512,"y":364,"width":115,"height":8}},{"id":"b7664cca-98c1-4b3d-b922-9a8f1288cc45","block_type":"box","text":"The value of your investment and income from it may go down as well as up and","page_number":2,"box":{"x":512,"y":375,"width":438,"height":8}},{"id":"8445d3d3-1f42-442d-a521-4bd618ff8829","block_type":"box","text":"you may not get back the amount you invested. All fees and charges are","page_number":2,"box":{"x":512,"y":384,"width":392,"height":8}},{"id":"3eb970bb-827f-4752-a013-14e4cae4a463","block_type":"box","text":"included in the performance calculation.","page_number":2,"box":{"x":512,"y":392,"width":219,"height":9}},{"id":"173633a3-3441-4175-a85b-af1aa8dbc8fe","block_type":"box","text":"PRACTICAL INFORMATION","page_number":2,"box":{"x":48,"y":528,"width":182,"height":8}},{"id":"cb575600-f851-4813-bbb7-abab3368e078","block_type":"box","text":"This document is specific to the Fund and unit class stated at the beginning of","page_number":2,"box":{"x":47,"y":558,"width":423,"height":9}},{"id":"c69e0725-0a4c-40dd-9161-728d830ecf15","block_type":"box","text":"this document. The Fund is a Sub","page_number":2,"box":{"x":47,"y":567,"width":179,"height":7}},{"id":"665b299c-7f5c-45e6-9c79-a81fb44f4fcb","block_type":"box","text":"-","page_number":2,"box":{"x":228,"y":571,"width":3,"height":1}},{"id":"6a4880ea-1280-486c-95c0-3978063aa01f","block_type":"box","text":"fund of the Aviva Investors Funds ACS (AIF","page_number":2,"box":{"x":232,"y":567,"width":229,"height":8}},{"id":"64c4125e-8780-46f5-a8ae-447ad9d8e184","block_type":"box","text":"ACS), an umbrella structure comprising different Sub","page_number":2,"box":{"x":47,"y":576,"width":287,"height":8}},{"id":"9fd1e577-955c-465c-9e52-4a4391c12b09","block_type":"box","text":"-","page_number":2,"box":{"x":335,"y":580,"width":3,"height":0}},{"id":"1e324f57-74b8-4001-81bc-a73dad5a538a","block_type":"box","text":"funds and taking the form","page_number":2,"box":{"x":339,"y":576,"width":140,"height":8}},{"id":"40693123-f22e-41aa-82a1-bceb1d284975","block_type":"box","text":"of a co","page_number":2,"box":{"x":48,"y":584,"width":35,"height":7}},{"id":"d62e5adb-1977-4c9f-8d70-fbc38c023a78","block_type":"box","text":"-","page_number":2,"box":{"x":84,"y":588,"width":3,"height":1}},{"id":"5796ceaf-e760-423f-bcc5-315210862c93","block_type":"box","text":"ownership sch","page_number":2,"box":{"x":88,"y":584,"width":77,"height":9}},{"id":"52e24ca3-0137-418f-94a1-cc71a0820761","block_type":"box","text":"eme. As a consequence of this, the Fund may be treated","page_number":2,"box":{"x":167,"y":584,"width":305,"height":9}},{"id":"9290b001-1075-4ca4-a7f0-1cfd2c961aab","block_type":"box","text":"as tax transparent for the purpose of income and /or gains by relevant taxing","page_number":2,"box":{"x":48,"y":593,"width":419,"height":8}},{"id":"bae4531c-b58f-4990-9d37-44cb7b9f1aaa","block_type":"box","text":"jurisdictions. The Prospectus and the annual and half","page_number":2,"box":{"x":47,"y":602,"width":288,"height":8}},{"id":"529909b9-6cfe-45d2-a467-f695c993ebd5","block_type":"box","text":"-","page_number":2,"box":{"x":336,"y":606,"width":3,"height":0}},{"id":"6808926c-a7d0-411b-aa3d-a587383665bd","block_type":"box","text":"yearly reports are","page_number":2,"box":{"x":340,"y":602,"width":96,"height":8}},{"id":"95d73203-06f2-4dcc-9a43-07234b8a8af5","block_type":"box","text":"prepared for the umbrella. The Fund is a non","page_number":2,"box":{"x":48,"y":610,"width":243,"height":9}},{"id":"0a000566-8b76-43c2-93ac-91d5335f9d3e","block_type":"box","text":"-","page_number":2,"box":{"x":292,"y":614,"width":3,"height":1}},{"id":"c9609dbf-be89-4c69-81f9-7b208e2b3b88","block_type":"box","text":"UCITs","page_number":2,"box":{"x":297,"y":611,"width":29,"height":6}},{"id":"59c9e884-d103-4e6c-bb70-3ef77d879b7e","block_type":"box","text":"retail scheme. This NURS","page_number":2,"box":{"x":331,"y":611,"width":134,"height":6}},{"id":"a5d7d7ed-f40a-4858-a130-81c3fb8de486","block_type":"box","text":"-","page_number":2,"box":{"x":466,"y":614,"width":3,"height":1}},{"id":"e5abeb8b-00d7-488c-b45e-aec35a8094a3","block_type":"box","text":"KII","page_number":2,"box":{"x":471,"y":611,"width":11,"height":6}},{"id":"9fdb6cee-c516-441d-a25c-4da975b39eca","block_type":"box","text":"document is specific to this unit class. NURS","page_number":2,"box":{"x":48,"y":619,"width":238,"height":8}},{"id":"f3bfbc6b-4823-4495-ab6b-f503d7ad32c0","block_type":"box","text":"-","page_number":2,"box":{"x":287,"y":623,"width":3,"height":1}},{"id":"8c414a9d-65df-4bbe-b3e3-acdf1c430b47","block_type":"box","text":"KII documents will be available for","page_number":2,"box":{"x":292,"y":619,"width":185,"height":7}},{"id":"a5163252-cbf8-4d3b-bead-01e014442c0e","block_type":"box","text":"other unit classes within this Fund where they exist. The Fund's current unit","page_number":2,"box":{"x":48,"y":628,"width":412,"height":8}},{"id":"3e55a68b-f9ad-465a-af80-186c760211a8","block_type":"box","text":"price is calculated on each working day and is published daily on","page_number":2,"box":{"x":48,"y":637,"width":348,"height":8}},{"id":"d99fc38d-b967-4a5a-9282-2a8227567fc3","block_type":"box","text":"our website.","page_number":2,"box":{"x":401,"y":637,"width":67,"height":6}},{"id":"95fb6b39-f1fb-4428-8374-d711330f7c5c","block_type":"box","text":"The Depositary of the Fund is Bank of New York Mellon (International) Limited ,","page_number":2,"box":{"x":47,"y":648,"width":432,"height":8}},{"id":"dca5ec31-a516-4e65-8687-062b8bf1d58b","block_type":"box","text":"160 Queen Victoria Street, London, EC4V 4LA. It has delegated the function of","page_number":2,"box":{"x":48,"y":656,"width":423,"height":9}},{"id":"d53dfc4a-b73d-4ac8-8151-9fbf5227ed63","block_type":"box","text":"Custodian of the Fund to Bank of New York Mellon (International) Limited.","page_number":2,"box":{"x":48,"y":665,"width":404,"height":8}},{"id":"a0040a74-8203-48ee-a9fe-eb152b2d30c7","block_type":"box","text":"Investors should note that the tax legislation that applies to the Fund may have","page_number":2,"box":{"x":48,"y":676,"width":431,"height":8}},{"id":"2d4cd4ed-9ef7-4d46-a53e-0bfdf80059fe","block_type":"box","text":"an impact on the personal tax position of your investment in the Fund. The Fund","page_number":2,"box":{"x":48,"y":685,"width":437,"height":8}},{"id":"825d2de8-0b12-46cd-9a6a-ef435485a977","block_type":"box","text":"is a Sub","page_number":2,"box":{"x":48,"y":694,"width":40,"height":6}},{"id":"276f40b2-3440-4534-83aa-f8af341e2371","block_type":"box","text":"-","page_number":2,"box":{"x":89,"y":697,"width":3,"height":1}},{"id":"5ce72f77-d983-438f-9803-3a7825edb7b8","block_type":"box","text":"fund of AIF ACS, an umbrella structure comprising different Sub","page_number":2,"box":{"x":93,"y":694,"width":345,"height":8}},{"id":"b664bda3-ed26-4eec-8176-605dfdf8c4f6","block_type":"box","text":"-","page_number":2,"box":{"x":439,"y":697,"width":3,"height":1}},{"id":"34804e9d-2a34-4076-b0d3-6be4b435afa3","block_type":"box","text":"funds.","page_number":2,"box":{"x":443,"y":694,"width":33,"height":6}},{"id":"d4c01844-4b7f-4400-94be-4af51ab48739","block_type":"box","text":"The assets of the Fund are beneficially owned by the unitholders in the Fund as","page_number":2,"box":{"x":512,"y":558,"width":431,"height":9}},{"id":"3a19a9d1-dcde-4777-bd92-c46d268d719c","block_type":"box","text":"tenants in common and must not be used to discharge any liabilities, or meet","page_number":2,"box":{"x":512,"y":567,"width":421,"height":8}},{"id":"fc2efc9b-23b5-48d5-b66a-13c44546ff0c","block_type":"box","text":"any claims against, any person other than the unitholders in the Fund.","page_number":2,"box":{"x":512,"y":576,"width":381,"height":8}},{"id":"9d6b6952-53de-4654-86d6-8e1bac92046f","block_type":"box","text":"Further information about the Fund including other unit classes and dealing can","page_number":2,"box":{"x":513,"y":587,"width":433,"height":8}},{"id":"d1bb1759-152c-4536-bebf-fcaeb3ba2c48","block_type":"box","text":"be found in the Prospectus, available in English, and also in the latest annual and","page_number":2,"box":{"x":513,"y":596,"width":437,"height":8}},{"id":"b71bb8ef-4a43-4b48-ac93-6c58d40be94a","block_type":"box","text":"half","page_number":2,"box":{"x":513,"y":604,"width":19,"height":7}},{"id":"b1f04df9-b875-47c8-9896-5d615d81cb1f","block_type":"box","text":"-","page_number":2,"box":{"x":533,"y":608,"width":3,"height":1}},{"id":"dbda168b-e032-48f9-9c6c-9bcca4b2e4e1","block_type":"box","text":"yearly Report and Accounts (English only) which are available free of charge","page_number":2,"box":{"x":537,"y":604,"width":412,"height":8}},{"id":"fdab51d9-7f8d-4270-a36b-699d01881df8","block_type":"box","text":"from our w","page_number":2,"box":{"x":512,"y":613,"width":60,"height":7}},{"id":"cbb9b9b3-1405-4d74-a4e3-6cbfa3ef142a","block_type":"box","text":"ebsite, www.avivainvestors.com.","page_number":2,"box":{"x":573,"y":613,"width":179,"height":8}},{"id":"8f6994b6-2b02-4e40-a27c-dfe4106c2ea2","block_type":"box","text":"The details of the up","page_number":2,"box":{"x":512,"y":624,"width":111,"height":8}},{"id":"947e9a91-6b25-4faf-a6c7-205c178a1b44","block_type":"box","text":"-","page_number":2,"box":{"x":624,"y":628,"width":3,"height":1}},{"id":"90bcb4e2-7aed-4fd9-ad78-a107f0f69dd0","block_type":"box","text":"to","page_number":2,"box":{"x":628,"y":625,"width":11,"height":6}},{"id":"c975de85-ecc6-48a6-909c-a7b425dc8e93","block_type":"box","text":"-","page_number":2,"box":{"x":640,"y":628,"width":3,"height":1}},{"id":"0f5ea8a6-4fa1-4d32-b0c7-e0d5adddf002","block_type":"box","text":"date remuneration policy of the Management","page_number":2,"box":{"x":644,"y":624,"width":250,"height":8}},{"id":"061480b6-b165-4af3-8f3e-e701ffb18924","block_type":"box","text":"Company, including the composition of its remuneration committee, a","page_number":2,"box":{"x":512,"y":633,"width":383,"height":8}},{"id":"d7c62aa4-8481-4517-9769-a91c45cfb8b1","block_type":"box","text":"description of the key remuneration elements and an overview of how","page_number":2,"box":{"x":512,"y":641,"width":384,"height":9}},{"id":"054e62e0-aa56-4303-8d27-d6f814b2bced","block_type":"box","text":"remuneration is determined, are available on the web","page_number":2,"box":{"x":513,"y":650,"width":293,"height":8}},{"id":"d93d0f86-2f7e-4ec9-8542-2518d449ff0f","block_type":"box","text":"site","page_number":2,"box":{"x":807,"y":651,"width":18,"height":6}},{"id":"a962835b-3019-4a6e-964c-42d93ace8c96","block_type":"box","text":"www.avivainvestors.com. A paper copy of the remuneration policy can be made","page_number":2,"box":{"x":512,"y":659,"width":437,"height":8}},{"id":"f3f8e920-74b1-4b09-9f82-5b1bdfea44ff","block_type":"box","text":"available upon request and free of charge at the Management Company's","page_number":2,"box":{"x":512,"y":668,"width":401,"height":8}},{"id":"fc3f6b46-29cd-47b4-af35-3ce87589911c","block_type":"box","text":"registered office.","page_number":2,"box":{"x":513,"y":676,"width":90,"height":8}},{"id":"d72b49c9-c52b-4a21-a5a0-467b23812138","block_type":"box","text":"This Fund is authorised in the United Kingdom and regulated by the Financial Conduct Authority.","page_number":2,"box":{"x":47,"y":710,"width":525,"height":8}},{"id":"4e91cb48-e6aa-4085-93dc-310910c6c502","block_type":"box","text":"Aviva Investors UK Fund Services Limited is authorised in the United Kingdom and regulated by the Financial Conduct Authority","page_number":2,"box":{"x":47,"y":719,"width":693,"height":9}},{"id":"e825ed9c-8df3-470a-a743-65f135d8d436","block_type":"box","text":".","page_number":2,"box":{"x":741,"y":725,"width":2,"height":1}},{"id":"4f61f8ae-4a07-4a56-8b29-d7015528af8a","block_type":"box","text":"AI Stewardship Fixed Interest Fund","page_number":2,"box":{"x":47,"y":729,"width":189,"height":8}},{"id":"2888a10c-c663-4efd-821d-f7ad7af01c1b","block_type":"box","text":"-20","page_number":2,"box":{"x":68,"y":456,"width":13,"height":4}},{"id":"9988051c-5e33-41a9-961f-d77dce271e17","block_type":"box","text":"-15","page_number":2,"box":{"x":68,"y":436,"width":13,"height":5}},{"id":"c8e4b2a8-718d-4c25-9cc8-cdcf91e541c2","block_type":"box","text":"-10","page_number":2,"box":{"x":68,"y":416,"width":13,"height":5}},{"id":"9f0a86bf-6eeb-48a9-bcd3-36dd007d10b5","block_type":"box","text":"-5","page_number":2,"box":{"x":73,"y":397,"width":7,"height":4}},{"id":"521437f0-a7fa-4e8a-9e6e-9b4579b26803","block_type":"box","text":"0","page_number":2,"box":{"x":76,"y":377,"width":5,"height":4}},{"id":"c2563044-e752-4002-a648-9529ad4401d9","block_type":"box","text":"5","page_number":2,"box":{"x":76,"y":357,"width":5,"height":5}},{"id":"26760d37-de41-40d6-a363-575558df29b6","block_type":"box","text":"10","page_number":2,"box":{"x":71,"y":337,"width":10,"height":5}},{"id":"60142e91-effd-4b8c-8cf8-11fad4d54915","block_type":"box","text":"15","page_number":2,"box":{"x":71,"y":317,"width":9,"height":5}},{"id":"cbed2a88-5983-4619-a2cc-7d90a5b0638b","block_type":"box","text":"Return %","page_number":2,"box":{"x":51,"y":368,"width":9,"height":34}}],"unit":"per_mille","page_width":595,"page_height":841,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":2}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"e7185f2c-bbad-4ae3-bd43-0c0739bb5b57"},"user_id":1000227,"date_created":"2026-09-11T09:05:03.293000Z","date_modified":"2026-09-11T09:05:03.293000Z","private":false}