{"annotation_id":"b1ca8485-0d55-4fad-b5aa-25a65db3299f","file_hash":"86d61f932c4167a012b752562e00d11967d50340dd56b616dcc62c7dcba180a7","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.5.0","blocks":[{"id":"902804de-ca1a-4f95-bda8-2cabc83f3350","block_type":"box","text":"Royal London Short Term Fixed Income Fund - Y Inc G","page_number":1,"box":{"x":29,"y":972,"width":326,"height":8}},{"id":"5fe4c9b0-42f7-4211-937c-8e3a66879cb8","block_type":"box","text":"BP - UK - 30 Sep 2026 - Report ID: 371043","page_number":1,"box":{"x":357,"y":972,"width":256,"height":8}},{"id":"ba0759d5-60fc-4562-a8c5-e47cea73e96d","block_type":"box","text":"Source: Royal London Asset Management as at 30 Septemb","page_number":1,"box":{"x":29,"y":954,"width":405,"height":10}},{"id":"98e95653-f670-4639-b206-cfecb44d07b1","block_type":"box","text":"er 2026 unless otherwise stated.","page_number":1,"box":{"x":435,"y":954,"width":216,"height":8}},{"id":"30b5804f-bffb-454b-93cc-8c51e5309da7","block_type":"box","text":"Royal London Short Term Fixed","page_number":1,"box":{"x":31,"y":62,"width":578,"height":25}},{"id":"6c426e84-a44a-41f2-8370-2e1816b1f780","block_type":"box","text":"Income Fund","page_number":1,"box":{"x":31,"y":96,"width":235,"height":20}},{"id":"dddab5b6-e774-406f-864a-4a930cf49bad","block_type":"box","text":"Y Inc GBP","page_number":1,"box":{"x":28,"y":128,"width":85,"height":10}},{"id":"56d0b0df-e6de-4f31-86e0-9075ba1e3d25","block_type":"box","text":"30 September 2026","page_number":1,"box":{"x":29,"y":145,"width":150,"height":11}},{"id":"f40f3765-4e4c-4c89-a714-75eb16df5c9e","block_type":"box","text":"Fund objective","page_number":1,"box":{"x":30,"y":160,"width":128,"height":12}},{"id":"ebafc956-d0b9-4ac2-b29a-074fe97ff08e","block_type":"box","text":"The Fund aims to provide a return, over rolling 12-month peri","page_number":1,"box":{"x":28,"y":177,"width":412,"height":9}},{"id":"aef9f124-7e76-4c0c-9a6b-8834e5e4c2b1","block_type":"box","text":"ods, through a combination of","page_number":1,"box":{"x":442,"y":176,"width":201,"height":10}},{"id":"bc6c744c-aaea-4a30-8d8e-f2b3bf1a512d","block_type":"box","text":"capital growth and income, before the deduction of fees. The","page_number":1,"box":{"x":29,"y":189,"width":417,"height":10}},{"id":"0b694a84-4a92-4e32-bcca-f53167e52e0a","block_type":"box","text":"performance comparator for","page_number":1,"box":{"x":453,"y":189,"width":190,"height":10}},{"id":"0ef7824d-a038-4acf-9f47-993ebfd3aa34","block_type":"box","text":"the Fund is the Bank of England Sterling Overnight Interbank Ave","page_number":1,"box":{"x":28,"y":201,"width":472,"height":10}},{"id":"14b0e977-cba5-4225-baf9-732a343b5e48","block_type":"box","text":"rage (\"SONIA\") plus","page_number":1,"box":{"x":502,"y":201,"width":140,"height":10}},{"id":"1e489096-8e6a-4ca3-bd93-d99d713b64d6","block_type":"box","text":"0.50%. SONIA is the average overnight interest rate UK banks p","page_number":1,"box":{"x":29,"y":213,"width":489,"height":10}},{"id":"16474ab4-bfd1-4995-aaf3-e01e7df43c58","block_type":"box","text":"ay for unsecured","page_number":1,"box":{"x":519,"y":213,"width":123,"height":10}},{"id":"3f8bb242-a6af-4dde-9a5c-b7344a182c8a","block_type":"box","text":"transactions in sterling. It is considered to be an appropri","page_number":1,"box":{"x":28,"y":226,"width":396,"height":10}},{"id":"9f728998-8400-41e6-b973-9e12d8642c19","block_type":"box","text":"ate benchmark as it is a widely","page_number":1,"box":{"x":426,"y":226,"width":217,"height":10}},{"id":"36f71481-a052-4d23-9474-2524068450d3","block_type":"box","text":"recognised approach to benchmarking short-term money mark","page_number":1,"box":{"x":29,"y":238,"width":417,"height":10}},{"id":"56e820b5-d97f-4e84-928c-2fc601e2ecc2","block_type":"box","text":"et and fixed income funds.","page_number":1,"box":{"x":447,"y":238,"width":174,"height":8}},{"id":"a691a57d-ed53-4421-9711-933663f248cc","block_type":"box","text":"Fund launch date 15 June 2011","page_number":1,"box":{"x":677,"y":99,"width":282,"height":8}},{"id":"78ba4e56-cd95-4f1e-bf25-49cc6353ae0b","block_type":"box","text":"Fund size £3,322.87m","page_number":1,"box":{"x":677,"y":115,"width":284,"height":9}},{"id":"cd8d6804-6a47-4ade-8379-b490f848de55","block_type":"box","text":"Fund type ICVC","page_number":1,"box":{"x":677,"y":131,"width":284,"height":10}},{"id":"8de8c8c8-acfe-44d7-9add-fa0820c11bd2","block_type":"box","text":"Fund domicile GB","page_number":1,"box":{"x":677,"y":147,"width":284,"height":8}},{"id":"4f5cedae-ad93-4bd5-a6d5-1bad34edda35","block_type":"box","text":"Fund managers Craig Inches","page_number":1,"box":{"x":677,"y":164,"width":284,"height":10}},{"id":"2a57190f-70e0-4304-a0a2-ce06ce91490e","block_type":"box","text":"Tony Cole","page_number":1,"box":{"x":895,"y":177,"width":66,"height":10}},{"id":"bd22e606-8e86-4889-b5a7-c50665f1c8e8","block_type":"box","text":"ISA eligible Yes","page_number":1,"box":{"x":677,"y":193,"width":284,"height":10}},{"id":"f37997b8-7024-4955-866b-612651d3c0c9","block_type":"box","text":"Fund base currency GBP","page_number":1,"box":{"x":677,"y":209,"width":284,"height":10}},{"id":"3323a365-a542-44e8-affe-11bc0287fb79","block_type":"box","text":"Share class currency GBP","page_number":1,"box":{"x":677,"y":226,"width":284,"height":10}},{"id":"75c82485-6dc5-4978-9c69-747b67cd0958","block_type":"box","text":"Share class launch","page_number":1,"box":{"x":677,"y":242,"width":126,"height":8}},{"id":"4a67e0c2-e72c-486c-9a46-074052a1ffda","block_type":"box","text":"date","page_number":1,"box":{"x":676,"y":255,"width":29,"height":8}},{"id":"ad9f816f-07d5-44fc-bcab-b66149699136","block_type":"box","text":"12 June 2014","page_number":1,"box":{"x":872,"y":242,"width":89,"height":8}},{"id":"454d7150-f58c-4611-9ebc-77265c17b563","block_type":"box","text":"Benchmark Sterling Overnight","page_number":1,"box":{"x":677,"y":271,"width":285,"height":10}},{"id":"b4b605e8-dd12-456f-b585-b3483eaea111","block_type":"box","text":"Index Average","page_number":1,"box":{"x":867,"y":285,"width":94,"height":9}},{"id":"e28e8847-969d-4c6e-9404-1f0d120d54f8","block_type":"box","text":"(SONIA)","page_number":1,"box":{"x":906,"y":298,"width":55,"height":10}},{"id":"745b10a5-eb2f-4539-a1dc-bb5d4e81cd1e","block_type":"box","text":"SFDR classification N/A","page_number":1,"box":{"x":677,"y":315,"width":285,"height":7}},{"id":"cf8596e2-4ef7-454d-a117-2e928e485712","block_type":"box","text":"Subscription","page_number":1,"box":{"x":677,"y":331,"width":81,"height":10}},{"id":"ba31995d-2058-492e-a75a-598befb99587","block_type":"box","text":"settlement days","page_number":1,"box":{"x":676,"y":344,"width":105,"height":10}},{"id":"cf4c2330-e3f2-4622-b003-e80cee42e9bc","block_type":"box","text":"T+2","page_number":1,"box":{"x":936,"y":331,"width":25,"height":7}},{"id":"037c0cce-bf71-4dc0-871e-6d74cc99e39b","block_type":"box","text":"Redemption yield (%) 4.23","page_number":1,"box":{"x":677,"y":360,"width":284,"height":10}},{"id":"a0d6ae86-8ffb-4b71-b9e2-e2e7c18449bd","block_type":"box","text":"Weighted average life","page_number":1,"box":{"x":676,"y":376,"width":145,"height":10}},{"id":"226c4151-2b8d-441f-91b9-ffdd68921f85","block_type":"box","text":"(years)","page_number":1,"box":{"x":677,"y":389,"width":45,"height":10}},{"id":"9de2f67a-8a91-4bf8-bb1a-4fd5307046d6","block_type":"box","text":"1.60","page_number":1,"box":{"x":934,"y":376,"width":27,"height":8}},{"id":"8a62ac77-4320-469a-b7c1-027546a6ce79","block_type":"box","text":"Weighted average","page_number":1,"box":{"x":676,"y":406,"width":122,"height":10}},{"id":"4905cd68-32b2-4169-b613-0bed56e68729","block_type":"box","text":"maturity (years)","page_number":1,"box":{"x":677,"y":419,"width":103,"height":10}},{"id":"e276e5e1-10a7-4d6c-9e63-d7f31148e8db","block_type":"box","text":"0.19","page_number":1,"box":{"x":933,"y":406,"width":28,"height":8}},{"id":"76c5fa6c-7faf-4ed4-ad0d-2796f0a5e6d3","block_type":"box","text":"Fund management fee 0.150%","page_number":1,"box":{"x":677,"y":436,"width":284,"height":10}},{"id":"550bd143-940f-4e10-9c85-bc826800ec1e","block_type":"box","text":"Minimum investment £1,000,000","page_number":1,"box":{"x":677,"y":452,"width":284,"height":9}},{"id":"fd222c7d-e8f5-4446-a1d4-4ed713acdb9d","block_type":"box","text":"Mid price £1.01","page_number":1,"box":{"x":677,"y":468,"width":282,"height":10}},{"id":"d6144a6b-2ff4-4d12-8f74-7fe6bc1e8d38","block_type":"box","text":"ISIN GB00BMNR1F35","page_number":1,"box":{"x":677,"y":484,"width":284,"height":8}},{"id":"83bec09c-fe24-482b-bedd-d040d99bbdd8","block_type":"box","text":"Sedol BMNR1F3","page_number":1,"box":{"x":677,"y":500,"width":284,"height":8}},{"id":"c027bcc2-1842-4e1d-8b0e-60c2e4c77228","block_type":"box","text":"Cumulative performance %","page_number":1,"box":{"x":29,"y":256,"width":237,"height":12}},{"id":"f218463f-71a9-46a9-aca4-e861c86b623f","block_type":"box","text":"1M","page_number":1,"box":{"x":182,"y":278,"width":19,"height":7}},{"id":"6158967c-9d87-4d76-af0c-71ab44367279","block_type":"box","text":"3M","page_number":1,"box":{"x":241,"y":278,"width":19,"height":7}},{"id":"49496f44-ccc1-4932-bd69-3801497cc887","block_type":"box","text":"YTD","page_number":1,"box":{"x":291,"y":278,"width":29,"height":7}},{"id":"cffd4ed6-7d01-43e8-89a9-a1ecfd6585e8","block_type":"box","text":"1Y","page_number":1,"box":{"x":363,"y":278,"width":18,"height":7}},{"id":"94aaa568-cbf9-46f3-9568-e6a734960cbe","block_type":"box","text":"3Y","page_number":1,"box":{"x":422,"y":278,"width":18,"height":7}},{"id":"0bafd040-348d-4341-ba04-3c0cced14a6d","block_type":"box","text":"5Y","page_number":1,"box":{"x":482,"y":278,"width":18,"height":7}},{"id":"ec854b1c-f4a3-43fc-b715-76f25ae202e5","block_type":"box","text":"Share class 0.32","page_number":1,"box":{"x":33,"y":298,"width":168,"height":7}},{"id":"f1393271-bc52-4c15-8d0d-0b895286d597","block_type":"box","text":"1.00","page_number":1,"box":{"x":234,"y":298,"width":27,"height":7}},{"id":"e08c195e-0363-4b06-8bff-5b7f1b2076f5","block_type":"box","text":"3.04","page_number":1,"box":{"x":292,"y":298,"width":28,"height":7}},{"id":"f9d08000-c02c-497c-8c98-0e4ded1fa51d","block_type":"box","text":"4.18","page_number":1,"box":{"x":351,"y":298,"width":29,"height":7}},{"id":"21b14468-55f4-4e26-96f2-2c59db7c1eed","block_type":"box","text":"15.58","page_number":1,"box":{"x":404,"y":298,"width":35,"height":7}},{"id":"9ebd21f9-ff1b-4e99-b13e-4ea140816dcd","block_type":"box","text":"20.75","page_number":1,"box":{"x":462,"y":298,"width":37,"height":7}},{"id":"e1c06846-aefe-4c35-9029-a0dd5b7f172b","block_type":"box","text":"Benchmark 0.30","page_number":1,"box":{"x":34,"y":318,"width":167,"height":8}},{"id":"5bcb8f0f-3c7d-4903-bdd7-ff2165755772","block_type":"box","text":"0.93","page_number":1,"box":{"x":233,"y":318,"width":28,"height":8}},{"id":"6f41f446-ab4d-43b0-906b-21c5e60f7fd8","block_type":"box","text":"2.78","page_number":1,"box":{"x":292,"y":318,"width":28,"height":8}},{"id":"11c5483f-a41a-4c0a-8d8d-5d1dcd7491a8","block_type":"box","text":"3.78","page_number":1,"box":{"x":352,"y":318,"width":28,"height":8}},{"id":"a6301b23-0e9e-4fef-9340-7c9a9fe3c95b","block_type":"box","text":"13.98","page_number":1,"box":{"x":404,"y":318,"width":35,"height":8}},{"id":"8054260a-7086-433f-b432-bc1eb5586551","block_type":"box","text":"19.39","page_number":1,"box":{"x":464,"y":318,"width":35,"height":8}},{"id":"6a2cc1ba-71b2-4306-aa6e-1a3eb1eb266a","block_type":"box","text":"Annualised %","page_number":1,"box":{"x":516,"y":256,"width":120,"height":10}},{"id":"87612165-be72-43a3-b3a2-dd53a58cbff7","block_type":"box","text":"3Y","page_number":1,"box":{"x":554,"y":278,"width":18,"height":7}},{"id":"a2520499-98f2-4673-a3fa-c4b63b7c7b0a","block_type":"box","text":"5Y","page_number":1,"box":{"x":614,"y":278,"width":17,"height":7}},{"id":"2528bff5-366c-43b8-aca7-8283be7cc0d7","block_type":"box","text":"4.94","page_number":1,"box":{"x":547,"y":298,"width":28,"height":7}},{"id":"025c5004-2e2a-44fd-9226-e000f819e92f","block_type":"box","text":"3.84","page_number":1,"box":{"x":607,"y":298,"width":28,"height":7}},{"id":"8fc82aa9-fafb-4f10-b254-92289b272949","block_type":"box","text":"4.45","page_number":1,"box":{"x":547,"y":318,"width":28,"height":8}},{"id":"ec389f15-502c-4b02-b676-362a77f35fa3","block_type":"box","text":"3.61","page_number":1,"box":{"x":607,"y":318,"width":26,"height":8}},{"id":"eb2d825e-87e6-4729-aaf8-d08708fe1633","block_type":"box","text":"Calendar year performance %","page_number":1,"box":{"x":29,"y":343,"width":259,"height":13}},{"id":"e3ed00a8-37b7-41b2-a6bd-64950fb62c0b","block_type":"box","text":"2025","page_number":1,"box":{"x":209,"y":365,"width":33,"height":8}},{"id":"810b8238-1157-4540-b965-4a418b624901","block_type":"box","text":"2024","page_number":1,"box":{"x":309,"y":365,"width":33,"height":8}},{"id":"8c75e2c0-aa60-45f5-b7ba-29a5141d58dc","block_type":"box","text":"2023","page_number":1,"box":{"x":407,"y":365,"width":32,"height":8}},{"id":"a9a1d4b2-b137-4ecc-a6b5-d6eb632457d4","block_type":"box","text":"2022","page_number":1,"box":{"x":504,"y":365,"width":33,"height":8}},{"id":"86df0e81-752a-4f4d-937c-6b926cea5679","block_type":"box","text":"2021","page_number":1,"box":{"x":602,"y":365,"width":31,"height":8}},{"id":"40b5fb2d-29dc-414b-91fc-06aada08c246","block_type":"box","text":"Share class 4.72","page_number":1,"box":{"x":33,"y":385,"width":209,"height":8}},{"id":"c229bb35-8e36-408c-9339-4f182df31aa1","block_type":"box","text":"5.57","page_number":1,"box":{"x":314,"y":385,"width":28,"height":8}},{"id":"ec805291-6afe-4217-9a40-7e4fef09f4e1","block_type":"box","text":"5.13","page_number":1,"box":{"x":411,"y":385,"width":28,"height":8}},{"id":"9050819e-db55-451d-b32b-8a57ba7c6d92","block_type":"box","text":"0.82","page_number":1,"box":{"x":509,"y":385,"width":28,"height":8}},{"id":"32255c0a-4a69-4e5c-bb8d-22bf6f863461","block_type":"box","text":"0.07","page_number":1,"box":{"x":607,"y":385,"width":28,"height":8}},{"id":"35cb1105-8fb8-4654-9f48-7cfed8b55a5b","block_type":"box","text":"Year on year performance %","page_number":1,"box":{"x":28,"y":411,"width":248,"height":12}},{"id":"107a56d7-be8b-4a0b-985c-50835ee20bda","block_type":"box","text":"30/09/2025 -","page_number":1,"box":{"x":158,"y":429,"width":84,"height":8}},{"id":"4a618b23-fdc4-4062-9187-607c1c1e4bd1","block_type":"box","text":"30/09/2026","page_number":1,"box":{"x":167,"y":442,"width":75,"height":8}},{"id":"1f90af27-426b-4d52-a82e-72205f6ee409","block_type":"box","text":"30/09/2024 -","page_number":1,"box":{"x":258,"y":429,"width":84,"height":8}},{"id":"7b04044b-ac7e-4a04-a15b-9a91464000f8","block_type":"box","text":"30/09/2025","page_number":1,"box":{"x":267,"y":442,"width":75,"height":8}},{"id":"8dcbbc93-2ee2-442c-af0e-5f28f281af9b","block_type":"box","text":"30/09/2023 -","page_number":1,"box":{"x":356,"y":429,"width":84,"height":8}},{"id":"00aef194-0b70-4a0a-bc4e-9c29ed056042","block_type":"box","text":"30/09/2024","page_number":1,"box":{"x":365,"y":442,"width":75,"height":8}},{"id":"7fd61dff-350e-4ef6-a6e7-493df85d877c","block_type":"box","text":"30/09/2022 -","page_number":1,"box":{"x":453,"y":429,"width":85,"height":8}},{"id":"331a0a66-bf45-432b-a497-cda5460af823","block_type":"box","text":"30/09/2023","page_number":1,"box":{"x":463,"y":442,"width":74,"height":8}},{"id":"7366b60e-edb3-44fa-87f3-2be39fe130b0","block_type":"box","text":"30/09/2021 -","page_number":1,"box":{"x":551,"y":429,"width":84,"height":8}},{"id":"456e72f7-a68f-40f8-9717-0c8d854cb991","block_type":"box","text":"30/09/2022","page_number":1,"box":{"x":560,"y":442,"width":75,"height":8}},{"id":"af4552d4-560f-45ff-9115-6b503384f02b","block_type":"box","text":"Share class 4.18","page_number":1,"box":{"x":33,"y":459,"width":209,"height":8}},{"id":"23730508-6544-46dc-8ccb-f73ba7fd93b0","block_type":"box","text":"4.84","page_number":1,"box":{"x":313,"y":459,"width":29,"height":8}},{"id":"69a89f3b-5dcf-462f-a22b-8272997fb1b8","block_type":"box","text":"5.81","page_number":1,"box":{"x":411,"y":459,"width":26,"height":8}},{"id":"09e54170-fe6c-412c-9144-c49cca5c67f8","block_type":"box","text":"4.55","page_number":1,"box":{"x":509,"y":459,"width":28,"height":8}},{"id":"8cf2cdaa-56a5-4413-ae5b-f64f36ec2bd6","block_type":"box","text":"(0.07)","page_number":1,"box":{"x":597,"y":459,"width":38,"height":10}},{"id":"98aa88d0-c98b-4c83-9998-16b91a3f6d60","block_type":"box","text":"Rolling performance","page_number":1,"box":{"x":29,"y":481,"width":178,"height":13}},{"id":"dedc9e0a-1145-4cf8-8dc8-2bed7e822d7d","block_type":"box","text":"0","page_number":1,"box":{"x":73,"y":610,"width":7,"height":8}},{"id":"3c2a7960-a81a-4499-a68d-511de351f967","block_type":"box","text":"5","page_number":1,"box":{"x":73,"y":589,"width":7,"height":7}},{"id":"38aacc59-027f-4c4c-a9f2-3a8d2c86a38e","block_type":"box","text":"10","page_number":1,"box":{"x":66,"y":566,"width":14,"height":8}},{"id":"2541addf-dda1-4e23-a503-cc1a0d03e6a7","block_type":"box","text":"15","page_number":1,"box":{"x":66,"y":545,"width":14,"height":7}},{"id":"d84be9bf-dd88-4cef-8d83-c4dc9052c938","block_type":"box","text":"20","page_number":1,"box":{"x":65,"y":523,"width":15,"height":8}},{"id":"22b8c197-6476-4fa7-bbd3-e7103ec5e525","block_type":"box","text":"25","page_number":1,"box":{"x":65,"y":502,"width":15,"height":7}},{"id":"39f89982-2516-4f76-968d-44110284b7b1","block_type":"box","text":"%","page_number":1,"box":{"x":32,"y":556,"width":10,"height":7}},{"id":"1a59cd03-366f-49c5-a791-65172d551646","block_type":"box","text":"Sep","page_number":1,"box":{"x":83,"y":621,"width":23,"height":9}},{"id":"e1af8255-e798-4f4e-9e56-53212fbb6a57","block_type":"box","text":"2016","page_number":1,"box":{"x":81,"y":633,"width":29,"height":7}},{"id":"5846435c-bfbb-4f9c-8fad-d7dbb63e2fd9","block_type":"box","text":"Sep","page_number":1,"box":{"x":136,"y":621,"width":23,"height":9}},{"id":"2b222ace-d751-4f78-9163-fd83f7c55aef","block_type":"box","text":"2017","page_number":1,"box":{"x":134,"y":633,"width":29,"height":7}},{"id":"0d34e368-5047-4d7f-a565-be798aed9c22","block_type":"box","text":"Sep","page_number":1,"box":{"x":190,"y":621,"width":23,"height":9}},{"id":"4c7be17e-b8ff-414f-ab1b-7f5b90503425","block_type":"box","text":"2018","page_number":1,"box":{"x":187,"y":633,"width":29,"height":7}},{"id":"116d4ba0-52ce-4845-acec-c303ba0f9fd7","block_type":"box","text":"Sep","page_number":1,"box":{"x":243,"y":621,"width":23,"height":9}},{"id":"4169eb1e-1eef-4800-8c40-715258b53b17","block_type":"box","text":"2019","page_number":1,"box":{"x":240,"y":633,"width":29,"height":7}},{"id":"83f2a3eb-9a8d-45ef-bca0-3d5b0926fee5","block_type":"box","text":"Sep","page_number":1,"box":{"x":296,"y":621,"width":23,"height":9}},{"id":"dd09812d-ce97-4bea-a2fb-7d7312a5782f","block_type":"box","text":"2020","page_number":1,"box":{"x":293,"y":633,"width":29,"height":7}},{"id":"8648e84c-fea2-4d96-8eb6-5482d1bacdb9","block_type":"box","text":"Sep","page_number":1,"box":{"x":349,"y":621,"width":23,"height":9}},{"id":"e763f71a-8215-4b2b-b77c-8766950996c5","block_type":"box","text":"2021","page_number":1,"box":{"x":346,"y":633,"width":28,"height":7}},{"id":"321d98db-94da-49cc-8ec3-663bb6585e06","block_type":"box","text":"Sep","page_number":1,"box":{"x":402,"y":621,"width":23,"height":9}},{"id":"4811fbf8-2172-4fae-bf1b-cb89032693ec","block_type":"box","text":"2022","page_number":1,"box":{"x":399,"y":633,"width":30,"height":7}},{"id":"ed942de9-ebff-4abf-b183-cb32fd818711","block_type":"box","text":"Sep","page_number":1,"box":{"x":455,"y":621,"width":23,"height":9}},{"id":"0b37dee1-8d25-47aa-b482-f64183000d87","block_type":"box","text":"2023","page_number":1,"box":{"x":452,"y":633,"width":30,"height":7}},{"id":"2c21c2ba-46b5-4c23-8e91-3ea2b2c3c50c","block_type":"box","text":"Sep","page_number":1,"box":{"x":510,"y":621,"width":22,"height":9}},{"id":"b58992ae-6b4b-4549-8daa-5c3918949aca","block_type":"box","text":"2024","page_number":1,"box":{"x":506,"y":633,"width":29,"height":7}},{"id":"f8a2e110-d61b-4379-a746-b9e9f4df94ee","block_type":"box","text":"Sep","page_number":1,"box":{"x":563,"y":621,"width":22,"height":9}},{"id":"6f56bf25-1e35-46e6-bf72-f282db835012","block_type":"box","text":"2025","page_number":1,"box":{"x":559,"y":633,"width":29,"height":7}},{"id":"cd2dae9b-f283-4490-b4af-c4795d76ce27","block_type":"box","text":"Sep","page_number":1,"box":{"x":616,"y":621,"width":23,"height":9}},{"id":"3f9eb2a9-4808-4db0-9210-bd3ea04a9b60","block_type":"box","text":"2026","page_number":1,"box":{"x":612,"y":633,"width":29,"height":7}},{"id":"4f22dd7a-1143-465b-b612-fc7164e0955b","block_type":"box","text":"Share class","page_number":1,"box":{"x":262,"y":658,"width":74,"height":7}},{"id":"a311c018-c3bd-45ec-b327-4f507e8a1249","block_type":"box","text":"Benchmark","page_number":1,"box":{"x":387,"y":658,"width":72,"height":7}},{"id":"26363830-e8b0-4da5-91ef-c43696bd78d4","block_type":"box","text":"Past performance is not a guarantee or reliable indicator of f","page_number":1,"box":{"x":22,"y":671,"width":440,"height":10}},{"id":"0db1d422-a9f1-4083-9204-a64d7039001f","block_type":"box","text":"uture returns. The value","page_number":1,"box":{"x":462,"y":671,"width":173,"height":8}},{"id":"3510b77f-87bf-43c2-9955-dceb5812cbfa","block_type":"box","text":"of investments and the income from them is not guaranteed and","page_number":1,"box":{"x":21,"y":683,"width":483,"height":10}},{"id":"a2df62c2-acd6-472b-8a87-c8ff3202d365","block_type":"box","text":"may go down as","page_number":1,"box":{"x":512,"y":683,"width":123,"height":10}},{"id":"022ed111-5a08-4f35-8e51-e1d8b8f63e6b","block_type":"box","text":"well as up and investors may not get back the amount originall","page_number":1,"box":{"x":21,"y":696,"width":452,"height":10}},{"id":"9ecfe6a3-eca3-408b-a1e4-5333e41a87e0","block_type":"box","text":"y invested.","page_number":1,"box":{"x":474,"y":696,"width":77,"height":10}},{"id":"7b43f14b-fa17-4d03-80ed-3248c6f47780","block_type":"box","text":"Share class","page_number":1,"box":{"x":557,"y":696,"width":78,"height":8}},{"id":"306f16fc-b4da-4c79-bf6c-27a81d810b65","block_type":"box","text":"performance is based on mid-day prices, net of fees and gross","page_number":1,"box":{"x":22,"y":708,"width":423,"height":10}},{"id":"5918f27c-c887-4a18-b7e8-c8500f0f4f4f","block_type":"box","text":"of taxes, with gross income","page_number":1,"box":{"x":451,"y":708,"width":184,"height":10}},{"id":"d9e86009-45da-4e00-9455-7a2f538951f6","block_type":"box","text":"reinvested unless otherwise stated. Benchmark performance","page_number":1,"box":{"x":22,"y":720,"width":407,"height":10}},{"id":"500ac913-8640-412f-860d-58c07d5edc61","block_type":"box","text":"is priced at close of business,","page_number":1,"box":{"x":436,"y":720,"width":198,"height":10}},{"id":"d85083cf-49bb-4cdc-a014-c9f5f418f67c","block_type":"box","text":"gross of fees and taxes. The impact of fees or other charges, i","page_number":1,"box":{"x":21,"y":733,"width":473,"height":10}},{"id":"a32c8884-e5a8-41a2-bc9a-ee3c852975c7","block_type":"box","text":"ncluding tax, where","page_number":1,"box":{"x":496,"y":733,"width":139,"height":10}},{"id":"a2c6f578-2f0a-46a4-8b87-d4a35bcf93d8","block_type":"box","text":"applicable, can be material on the performance of your inves","page_number":1,"box":{"x":21,"y":745,"width":431,"height":10}},{"id":"23686cd7-7bea-4506-9cbb-17a425b08fe6","block_type":"box","text":"tment. The impact of fees","page_number":1,"box":{"x":453,"y":745,"width":182,"height":10}},{"id":"601ec2d9-e8f7-44a2-a503-8f0d9fcafc10","block_type":"box","text":"reduces your investment. Rolling performance data shown us","page_number":1,"box":{"x":22,"y":757,"width":409,"height":10}},{"id":"9dc5822f-23d3-44bb-a16d-7d898aef46d4","block_type":"box","text":"ing month end returns.","page_number":1,"box":{"x":432,"y":757,"width":149,"height":10}},{"id":"9e4a87b1-466f-48c3-a934-1bd82fe10564","block_type":"box","text":"Lower risk Higher risk","page_number":1,"box":{"x":677,"y":580,"width":285,"height":8}},{"id":"0ac86096-db51-4ba8-a75b-3a8d2968e999","block_type":"box","text":"Risk and reward profile","page_number":1,"box":{"x":677,"y":562,"width":203,"height":13}},{"id":"012b9b88-4f6f-4f56-82cd-01429ba09e87","block_type":"box","text":"1","page_number":1,"box":{"x":687,"y":609,"width":7,"height":11}},{"id":"6132e84d-43ed-491e-b62e-2861aa407ffb","block_type":"box","text":"2","page_number":1,"box":{"x":728,"y":609,"width":10,"height":11}},{"id":"3ee996b7-2238-40c1-a1be-879e3257aaec","block_type":"box","text":"3","page_number":1,"box":{"x":771,"y":609,"width":10,"height":11}},{"id":"a0ccea2d-23fa-4033-a753-9c148d558593","block_type":"box","text":"4","page_number":1,"box":{"x":813,"y":609,"width":12,"height":11}},{"id":"fa6dd278-f32c-4d15-a0f1-2826208f02e8","block_type":"box","text":"5","page_number":1,"box":{"x":857,"y":609,"width":10,"height":11}},{"id":"147776e4-0980-430c-90de-8118f861e5eb","block_type":"box","text":"6","page_number":1,"box":{"x":900,"y":609,"width":10,"height":11}},{"id":"2eb0c9d6-232b-49b3-8f5a-9a1bb085988a","block_type":"box","text":"7","page_number":1,"box":{"x":941,"y":609,"width":10,"height":11}},{"id":"3211c27c-2198-44ac-a109-3b49765dffc6","block_type":"box","text":"Typically lower rewards Typically higher rewards","page_number":1,"box":{"x":676,"y":637,"width":290,"height":8}},{"id":"4f12bd5b-ce8c-4170-982c-dae107369fa2","block_type":"box","text":"The SRRI (Synthetic Risk and Reward","page_number":1,"box":{"x":674,"y":656,"width":289,"height":10}},{"id":"255920a7-c7be-4943-8bf2-ff4e3c2649f3","block_type":"box","text":"Indicator) rating is a measure used to","page_number":1,"box":{"x":675,"y":669,"width":289,"height":10}},{"id":"f6af9619-4309-4da4-9fec-d97c07053fe0","block_type":"box","text":"indicate the risk and reward profile of a","page_number":1,"box":{"x":675,"y":681,"width":289,"height":10}},{"id":"1fdaf5b3-dc57-4a33-bca0-6dd725f77f13","block_type":"box","text":"fund. It is calculated using historical data","page_number":1,"box":{"x":674,"y":693,"width":289,"height":10}},{"id":"b56c7799-dffe-4e9d-907d-b0972a91585d","block_type":"box","text":"(simulated data for share classes less than","page_number":1,"box":{"x":674,"y":705,"width":289,"height":10}},{"id":"5d319543-9097-4f55-bbd8-9fb99610d67c","block_type":"box","text":"a year old) and may not be a reliable","page_number":1,"box":{"x":674,"y":718,"width":290,"height":10}},{"id":"f0a3925a-14fa-48f3-9388-b27db817a7ac","block_type":"box","text":"indication of the future risk profile of the","page_number":1,"box":{"x":675,"y":730,"width":288,"height":10}},{"id":"b21605e9-cb14-4812-b8e6-0a7db7954a7c","block_type":"box","text":"fund. The SRRI rating shows how sharply","page_number":1,"box":{"x":674,"y":742,"width":290,"height":10}},{"id":"f8629bae-4b4e-40f9-91ad-01ecf6dbf46a","block_type":"box","text":"the fund's share price has gone up and","page_number":1,"box":{"x":674,"y":754,"width":289,"height":10}},{"id":"2f937eb2-55ca-4a9f-9202-dfe72f26ad18","block_type":"box","text":"down historically. The lowest category","page_number":1,"box":{"x":674,"y":767,"width":290,"height":10}},{"id":"8185606a-5bc4-4b85-b60b-0d17908654e4","block_type":"box","text":"does not mean 'risk free'.","page_number":1,"box":{"x":674,"y":779,"width":166,"height":8}},{"id":"0d68f94d-92c1-4283-997f-2ca3b89a18c0","block_type":"box","text":"Page 1/4","page_number":1,"box":{"x":919,"y":972,"width":52,"height":8}},{"id":"0c70b592-d590-484b-87c9-a3784242722c","block_type":"box","text":"Royal London Short Term Fixed Income Fund - Y Inc G","page_number":2,"box":{"x":29,"y":972,"width":326,"height":8}},{"id":"a3b88e7a-fba0-45ff-8889-a4250f80992e","block_type":"box","text":"BP - UK - 30 Sep 2026 - Report ID: 371043","page_number":2,"box":{"x":357,"y":972,"width":256,"height":8}},{"id":"debbd158-1cce-4ad1-9667-50f3eccb4c6a","block_type":"box","text":"Source: Royal London Asset Management as at 30 Septemb","page_number":2,"box":{"x":29,"y":954,"width":405,"height":10}},{"id":"a6fa30f9-4715-4555-89ce-46c866b89ee9","block_type":"box","text":"er 2026 unless otherwise stated.","page_number":2,"box":{"x":435,"y":954,"width":216,"height":8}},{"id":"a51590bc-e268-448d-ba22-da45486dedd5","block_type":"box","text":"Lead Fund Manager","page_number":2,"box":{"x":44,"y":842,"width":141,"height":10}},{"id":"1f6a35a3-9a05-4ce0-89e8-318ae6e8760e","block_type":"box","text":"Craig Inches","page_number":2,"box":{"x":100,"y":860,"width":80,"height":9}},{"id":"54aed92d-b4db-47a4-abb9-c8ad7397958b","block_type":"box","text":"Head of Rates and Cash","page_number":2,"box":{"x":101,"y":873,"width":145,"height":7}},{"id":"d83dbef0-360e-45da-9b4b-a0a2aa5daeb1","block_type":"box","text":"Tenure from: 15 June 2011","page_number":2,"box":{"x":100,"y":893,"width":157,"height":7}},{"id":"b3fb52ba-3fc5-42b6-9a1b-70d8e73f0307","block_type":"box","text":"Lead Fund Manager","page_number":2,"box":{"x":368,"y":842,"width":141,"height":10}},{"id":"ea263a62-8aff-474e-96fe-afb26eea13f7","block_type":"box","text":"Tony Cole","page_number":2,"box":{"x":424,"y":860,"width":63,"height":9}},{"id":"8f33f797-450c-4fb3-bd33-c708329e741f","block_type":"box","text":"Senior Fund Manager","page_number":2,"box":{"x":424,"y":873,"width":130,"height":9}},{"id":"3b5a6797-8fc7-44e9-92eb-90ab85609d2f","block_type":"box","text":"Tenure from: 18 May 2015","page_number":2,"box":{"x":424,"y":893,"width":156,"height":9}},{"id":"06d8de9a-6e7c-4f83-8fc4-5d100b48bcc3","block_type":"box","text":"Asset allocation profile","page_number":2,"box":{"x":33,"y":37,"width":203,"height":12}},{"id":"6f128f43-2b1f-4896-bc28-5695d40e52cc","block_type":"box","text":"Fund %","page_number":2,"box":{"x":425,"y":59,"width":50,"height":8}},{"id":"1b379694-e843-4cb9-9fa2-dc0f81e32d1b","block_type":"box","text":"Covered Bonds 44.31","page_number":2,"box":{"x":267,"y":87,"width":211,"height":8}},{"id":"f96fd6ee-ced1-4b9d-aba6-23ce89cc3069","block_type":"box","text":"Treasury Bills 0.21","page_number":2,"box":{"x":267,"y":104,"width":211,"height":10}},{"id":"f02108ef-9658-4bc0-9103-a6e5bca8261e","block_type":"box","text":"Cash and Cash","page_number":2,"box":{"x":267,"y":120,"width":102,"height":8}},{"id":"2f4db79b-2145-4a4b-ab6c-12d632706084","block_type":"box","text":"Instruments","page_number":2,"box":{"x":268,"y":133,"width":77,"height":8}},{"id":"9ac56d35-edb6-4249-a75c-73b25c96859f","block_type":"box","text":"55.47","page_number":2,"box":{"x":443,"y":126,"width":37,"height":8}},{"id":"8200c4da-67bb-486e-9ce1-0d2da846f32b","block_type":"box","text":"Credit rating profile","page_number":2,"box":{"x":524,"y":37,"width":170,"height":13}},{"id":"23236075-000e-4a44-ac62-714b62110b2b","block_type":"box","text":"Fund %","page_number":2,"box":{"x":916,"y":59,"width":50,"height":8}},{"id":"f9548f70-cf84-42e6-b5d4-bc1108dae889","block_type":"box","text":"AAA 53.69","page_number":2,"box":{"x":757,"y":88,"width":214,"height":7}},{"id":"d2ffb1cf-da6d-4d9f-bb45-fd2f9456eab1","block_type":"box","text":"AA+ 5.66","page_number":2,"box":{"x":757,"y":104,"width":214,"height":8}},{"id":"4f68b788-77e8-4c25-85b7-93869f55aa55","block_type":"box","text":"AA 12.23","page_number":2,"box":{"x":757,"y":121,"width":214,"height":8}},{"id":"99f06437-32eb-4e24-9089-7f20f5e73e70","block_type":"box","text":"AA- 20.60","page_number":2,"box":{"x":757,"y":138,"width":214,"height":8}},{"id":"8e9aa56e-a741-4efd-9054-8df1073b2297","block_type":"box","text":"A+ 7.82","page_number":2,"box":{"x":757,"y":155,"width":214,"height":8}},{"id":"4c920435-cbe1-471f-84f1-c175d8a4d1ab","block_type":"box","text":"Top ten geographic allocation (ex gilts) %","page_number":2,"box":{"x":29,"y":307,"width":363,"height":13}},{"id":"47ec5123-75f4-42d3-b5f2-688788aa4353","block_type":"box","text":"0% 10% 20% 30%","page_number":2,"box":{"x":151,"y":541,"width":309,"height":7}},{"id":"0bf3fe51-6f54-4d48-bd60-1436257916db","block_type":"box","text":"France","page_number":2,"box":{"x":109,"y":524,"width":44,"height":7}},{"id":"49180734-d447-45c7-aa16-82827c7f9e48","block_type":"box","text":"Germany","page_number":2,"box":{"x":95,"y":505,"width":57,"height":9}},{"id":"8b5a3136-709f-492e-94e8-870711d4b9dd","block_type":"box","text":"Norway","page_number":2,"box":{"x":105,"y":486,"width":47,"height":9}},{"id":"1ff0b06e-57ad-40e3-9e96-1b184b2b1ad8","block_type":"box","text":"United States","page_number":2,"box":{"x":68,"y":466,"width":84,"height":8}},{"id":"a9be1493-b29a-4710-8143-a78d38470d7d","block_type":"box","text":"Netherlands","page_number":2,"box":{"x":76,"y":448,"width":76,"height":7}},{"id":"6852e9d8-daaa-4afb-8f72-5217d5d534e0","block_type":"box","text":"Sweden","page_number":2,"box":{"x":102,"y":429,"width":49,"height":7}},{"id":"7a361f42-f206-4f7d-8320-b2c3bc459a2a","block_type":"box","text":"Singapore","page_number":2,"box":{"x":88,"y":410,"width":65,"height":9}},{"id":"3905b626-f437-4dd2-b3b1-8f4edfd8c18a","block_type":"box","text":"Australia","page_number":2,"box":{"x":98,"y":390,"width":55,"height":8}},{"id":"bf594505-d226-4da7-a373-aa62654ff802","block_type":"box","text":"United Kingdom","page_number":2,"box":{"x":52,"y":372,"width":100,"height":9}},{"id":"a06c154b-0719-44ed-87f0-1a82cd88140e","block_type":"box","text":"Canada","page_number":2,"box":{"x":103,"y":353,"width":50,"height":7}},{"id":"25581af8-4f4f-4a70-aa3f-5057f959b493","block_type":"box","text":"Duration profile","page_number":2,"box":{"x":520,"y":307,"width":136,"height":12}},{"id":"6084f87f-1637-408e-b060-4a9c5a47601c","block_type":"box","text":"0% 20% 40% 60% 80%","page_number":2,"box":{"x":632,"y":541,"width":319,"height":7}},{"id":"14a07d60-bae9-4db7-949e-70eca24ac188","block_type":"box","text":"270-365 Days","page_number":2,"box":{"x":547,"y":512,"width":86,"height":9}},{"id":"9a943317-96c3-4e59-9633-0af802aa6cdc","block_type":"box","text":"181-270 Days","page_number":2,"box":{"x":548,"y":463,"width":85,"height":9}},{"id":"c123046b-eb05-48bc-9169-ae2e1ce20d25","block_type":"box","text":"91 - 180 Days","page_number":2,"box":{"x":547,"y":414,"width":86,"height":9}},{"id":"60c8ede0-3c09-4885-9026-9d4a4a6ee5ea","block_type":"box","text":"0 - 90 Days","page_number":2,"box":{"x":562,"y":364,"width":71,"height":10}},{"id":"d3672c1a-6e59-402d-a1cc-8171a2fb0c2a","block_type":"box","text":"Page 2/4","page_number":2,"box":{"x":919,"y":972,"width":52,"height":8}},{"id":"884b98aa-3a6b-4c49-af8e-764ef323a7a7","block_type":"box","text":"Key concepts to understand","page_number":3,"box":{"x":41,"y":38,"width":247,"height":12}},{"id":"ab307a65-e61d-478d-8909-d2d80ea9f386","block_type":"box","text":"Bonds:","page_number":3,"box":{"x":41,"y":55,"width":50,"height":8}},{"id":"cbe12da8-bf8a-4286-8f9a-4707028f016e","block_type":"box","text":"Securities that represent an obligation to repay a debt, with","page_number":3,"box":{"x":99,"y":55,"width":409,"height":10}},{"id":"91e49600-5dcc-44fe-bdcb-43475105a975","block_type":"box","text":"interest. Investment grade bonds are high quality bonds tha","page_number":3,"box":{"x":516,"y":55,"width":411,"height":10}},{"id":"9f7c2fc1-1f63-401a-a758-bee5ebc2d425","block_type":"box","text":"t are","page_number":3,"box":{"x":928,"y":56,"width":31,"height":7}},{"id":"a0a90f4d-e1f3-4bc8-9a4c-9f316abe05f1","block_type":"box","text":"viewed as being highly likely to make all scheduled payments","page_number":3,"box":{"x":40,"y":68,"width":431,"height":10}},{"id":"c0ac4875-20e1-4a39-b31e-c83cd69b8a23","block_type":"box","text":"of interest and principal. Low quality bonds carry higher ri","page_number":3,"box":{"x":479,"y":68,"width":402,"height":10}},{"id":"4981c9f7-191c-4c5b-8118-7281061d85ee","block_type":"box","text":"sk but also","page_number":3,"box":{"x":883,"y":68,"width":76,"height":7}},{"id":"71706bdc-5a8b-4a90-8542-a83266870c42","block_type":"box","text":"typically pay higher rates of interest. Corporate bonds are","page_number":3,"box":{"x":40,"y":80,"width":384,"height":10}},{"id":"9cf3bcaa-2b17-4772-bf81-e48fa4f9a42e","block_type":"box","text":"those issued by companies to raise finance.","page_number":3,"box":{"x":429,"y":80,"width":292,"height":10}},{"id":"da3223f6-d511-41c3-9748-ab019921c8cf","block_type":"box","text":"Covered bonds:","page_number":3,"box":{"x":41,"y":95,"width":113,"height":8}},{"id":"17c55b45-6189-47ac-a5b1-d69703ed86c0","block_type":"box","text":"Bonds or notes that are backed by cash flows from mortgages or o","page_number":3,"box":{"x":160,"y":95,"width":444,"height":10}},{"id":"f47d3904-5b78-4b8f-8178-646fab5f9094","block_type":"box","text":"ther debt.","page_number":3,"box":{"x":605,"y":96,"width":63,"height":7}},{"id":"e5e945de-7838-470b-be93-8a9c44f5228a","block_type":"box","text":"Derivatives:","page_number":3,"box":{"x":41,"y":111,"width":83,"height":8}},{"id":"2804f0a6-823f-4fe3-82c0-fce1fe587284","block_type":"box","text":"A financial instrument whose price is dependent upon or deri","page_number":3,"box":{"x":130,"y":111,"width":404,"height":10}},{"id":"15b92ce8-cda0-4c61-8390-56b7dd486165","block_type":"box","text":"ved from one or more underlying asset.","page_number":3,"box":{"x":536,"y":111,"width":261,"height":10}},{"id":"263837d8-e7b3-4fab-9d81-fd49bc4fcdaa","block_type":"box","text":"Efficient Portfolio Management (EPM) techniques:","page_number":3,"box":{"x":41,"y":127,"width":373,"height":10}},{"id":"26e5385b-1c5f-424c-aaa3-2a9faa162876","block_type":"box","text":"The Fund may engage in EPM techniques including holdings of der","page_number":3,"box":{"x":425,"y":127,"width":492,"height":10}},{"id":"60034108-4c28-4a01-b2f2-a9aca3e1873a","block_type":"box","text":"ivative","page_number":3,"box":{"x":918,"y":127,"width":41,"height":8}},{"id":"11c9b608-af98-4ee3-9cb1-9b90e666f11b","block_type":"box","text":"instruments. The use of these instruments may expose the Fun","page_number":3,"box":{"x":41,"y":139,"width":425,"height":10}},{"id":"f11ca7bb-0299-4a94-be65-35d96c7bef03","block_type":"box","text":"d to volatile investment returns and increase the volatilit","page_number":3,"box":{"x":468,"y":139,"width":375,"height":8}},{"id":"44301ebc-8e1c-4386-a36c-4205cbc0f66e","block_type":"box","text":"y of the net asset","page_number":3,"box":{"x":843,"y":139,"width":116,"height":10}},{"id":"7675cfdc-77c1-41f6-b706-79c00b4bcb44","block_type":"box","text":"value of the Fund. EPM techniques may involve the Fund entering","page_number":3,"box":{"x":40,"y":151,"width":459,"height":10}},{"id":"4081ed18-2256-4cdb-a3e5-62fa5c98d197","block_type":"box","text":"into transactions with counterparties where there may be a r","page_number":3,"box":{"x":507,"y":151,"width":416,"height":10}},{"id":"1a135ec0-5d42-491d-98ff-ffd81a60f6a2","block_type":"box","text":"isk of","page_number":3,"box":{"x":923,"y":151,"width":37,"height":8}},{"id":"5f5c3840-8409-46f3-a417-ffed6c1520d0","block_type":"box","text":"counterparty default. The Fund's ability to use EPM strategie","page_number":3,"box":{"x":41,"y":164,"width":445,"height":10}},{"id":"93e90ca5-babc-40bc-ada8-2f36c75792c0","block_type":"box","text":"s may be limited by market conditions, regulatory limits and","page_number":3,"box":{"x":487,"y":164,"width":442,"height":10}},{"id":"adbbbde9-5bce-4b84-abbb-beae2aa7aa9c","block_type":"box","text":"tax","page_number":3,"box":{"x":940,"y":164,"width":19,"height":8}},{"id":"e0ba7ba4-b687-4df7-9a65-bc58770a27b5","block_type":"box","text":"considerations.","page_number":3,"box":{"x":41,"y":176,"width":99,"height":8}},{"id":"cf980ef7-1268-4513-9065-97c33019b169","block_type":"box","text":"Floating rate notes:","page_number":3,"box":{"x":41,"y":192,"width":138,"height":10}},{"id":"0c33dd67-198c-4a4b-96a1-c111a5e3161b","block_type":"box","text":"Bonds that pay a variable rate of interest. The interest rate i","page_number":3,"box":{"x":186,"y":192,"width":395,"height":10}},{"id":"54786c65-41ca-4a4a-97d1-9aed390c6c2a","block_type":"box","text":"s tied to a benchmark and adjusted periodically.","page_number":3,"box":{"x":583,"y":192,"width":316,"height":10}},{"id":"b932b480-efd9-41a5-be3f-f3359b585fea","block_type":"box","text":"Money market instruments:","page_number":3,"box":{"x":41,"y":207,"width":195,"height":10}},{"id":"46bcaf84-534e-47f2-a5f9-3d1a5f21c36e","block_type":"box","text":"Investments that pay interest, have a short duration and are","page_number":3,"box":{"x":243,"y":207,"width":397,"height":10}},{"id":"484dfe88-5a05-46b3-a994-944bcff89963","block_type":"box","text":"designed to maintain a stable value.","page_number":3,"box":{"x":646,"y":207,"width":239,"height":10}},{"id":"44789682-49b7-427d-b76b-bada59eaaa55","block_type":"box","text":"Pricing:","page_number":3,"box":{"x":41,"y":223,"width":54,"height":10}},{"id":"afd00f1d-bc39-4bed-9164-142390214229","block_type":"box","text":"The Fund's price may swing to bid or offer to protect existing","page_number":3,"box":{"x":101,"y":223,"width":403,"height":10}},{"id":"6e05beca-528e-4681-83af-659c17e48663","block_type":"box","text":"investors from the costs associated with buying or selling t","page_number":3,"box":{"x":510,"y":223,"width":388,"height":10}},{"id":"e537d92e-0cef-4656-b476-b6e4ee920e26","block_type":"box","text":"he fund's","page_number":3,"box":{"x":900,"y":223,"width":59,"height":8}},{"id":"473df14d-c832-4e7a-abf0-d523fdb9b4a9","block_type":"box","text":"underlying assets when other investors are entering or leav","page_number":3,"box":{"x":41,"y":235,"width":395,"height":10}},{"id":"e4344351-a280-493d-9d2a-8066fff64af1","block_type":"box","text":"ing the fund. Performance is based on this pricing.","page_number":3,"box":{"x":437,"y":235,"width":334,"height":10}},{"id":"53f0d278-9160-4925-abc8-3c428e7974a0","block_type":"box","text":"Redemption yield:","page_number":3,"box":{"x":41,"y":251,"width":128,"height":10}},{"id":"e015b4a7-3348-4c4d-82a1-d2c8241158ae","block_type":"box","text":"The weighted average rate of discount at which the future obl","page_number":3,"box":{"x":177,"y":251,"width":412,"height":10}},{"id":"d3beef59-ab68-4a2c-8f9d-b89aa740f3fd","block_type":"box","text":"igations of interest and capital payments of each of the","page_number":3,"box":{"x":591,"y":251,"width":368,"height":10}},{"id":"81c69287-c640-4740-9432-20ce8db2efe9","block_type":"box","text":"fund's holdings equates to its current price, gross of relev","page_number":3,"box":{"x":40,"y":263,"width":382,"height":10}},{"id":"86d1674c-c67f-4576-9374-315af9c3292b","block_type":"box","text":"ant fund management costs and gross of tax.","page_number":3,"box":{"x":423,"y":263,"width":300,"height":10}},{"id":"c17f546d-edf0-47da-bffe-68880584a770","block_type":"box","text":"Weighted average life:","page_number":3,"box":{"x":40,"y":279,"width":160,"height":10}},{"id":"bf10d334-0703-4deb-81cb-975b77540e2e","block_type":"box","text":"The weighted average of the remaining life (maturity) of eac","page_number":3,"box":{"x":207,"y":279,"width":405,"height":10}},{"id":"a31f5c57-31be-4dcd-92eb-abeba2538ab5","block_type":"box","text":"h security held in a fund, meaning the time until the","page_number":3,"box":{"x":613,"y":279,"width":346,"height":10}},{"id":"823f5157-7f0b-4ae9-8c4f-e9e50ebbf76d","block_type":"box","text":"principal is repaid in full.","page_number":3,"box":{"x":41,"y":291,"width":159,"height":10}},{"id":"e006ac81-66c3-4746-92cc-1017341d312a","block_type":"box","text":"Weighted average maturity:","page_number":3,"box":{"x":40,"y":307,"width":197,"height":10}},{"id":"8d471163-d51b-43f2-89e8-bdbb30712731","block_type":"box","text":"The average length of time to maturity of all underlying secu","page_number":3,"box":{"x":243,"y":307,"width":402,"height":10}},{"id":"fbeabc4e-2670-4415-8fa3-fb4566b520e2","block_type":"box","text":"rities in the fund weighted to reflect the relative","page_number":3,"box":{"x":647,"y":307,"width":312,"height":10}},{"id":"9801c43c-e805-4abc-b5f8-88c9b5eb6217","block_type":"box","text":"holdings in each instrument, assuming that the maturity of a","page_number":3,"box":{"x":41,"y":319,"width":400,"height":10}},{"id":"be34c73c-d62c-4411-9290-b7d3aac45167","block_type":"box","text":"floating rate instrument is the time remaining until the nex","page_number":3,"box":{"x":447,"y":319,"width":385,"height":10}},{"id":"dc769b77-fb33-454d-8101-f12d89ad127d","block_type":"box","text":"t interest rate reset","page_number":3,"box":{"x":833,"y":319,"width":126,"height":8}},{"id":"98746304-b8ae-4b91-a5aa-6e47b2f9fce9","block_type":"box","text":"to the money market rate, rather than the time remaining befo","page_number":3,"box":{"x":40,"y":331,"width":412,"height":10}},{"id":"2b3e14f9-a50c-4a25-8bbf-ac4334b07f1a","block_type":"box","text":"re the principal value of the security must be repaid.","page_number":3,"box":{"x":453,"y":331,"width":344,"height":10}},{"id":"a9288bc5-2c27-46e4-a830-f898cccf202f","block_type":"box","text":"Fund risks","page_number":3,"box":{"x":41,"y":350,"width":92,"height":10}},{"id":"fe7ef22d-207d-4187-a3b3-e5dd28e2631b","block_type":"box","text":"Counterparty risk:","page_number":3,"box":{"x":41,"y":367,"width":131,"height":10}},{"id":"f23bf7c0-1204-4f18-ad9c-fb6fd22f6b35","block_type":"box","text":"The insolvency of any institutions providing services such","page_number":3,"box":{"x":180,"y":367,"width":399,"height":10}},{"id":"7b5e04f5-828c-4d70-94d2-ea80f5590934","block_type":"box","text":"as safekeeping of assets or acting as counterparty to","page_number":3,"box":{"x":587,"y":367,"width":372,"height":10}},{"id":"bf270bd8-4c40-49c6-bdfa-87e0272f5439","block_type":"box","text":"derivatives or other instruments, may expose the Fund to fin","page_number":3,"box":{"x":41,"y":380,"width":400,"height":10}},{"id":"41e31711-2cf5-4805-8cd9-44c20386c9e4","block_type":"box","text":"ancial loss.","page_number":3,"box":{"x":443,"y":380,"width":72,"height":7}},{"id":"0a3b9d1f-1fdb-4fa2-ab73-efa37aab28ea","block_type":"box","text":"Credit risk:","page_number":3,"box":{"x":41,"y":395,"width":81,"height":8}},{"id":"728c441e-5234-4a05-819a-b7fe4318eff3","block_type":"box","text":"Should the issuer of a fixed income security become unable to m","page_number":3,"box":{"x":132,"y":395,"width":472,"height":10}},{"id":"ce1bad6a-1654-42d6-b257-33c792de113a","block_type":"box","text":"ake income or capital payments, or their rating is","page_number":3,"box":{"x":605,"y":395,"width":354,"height":10}},{"id":"8fa49663-02e2-4418-bdbb-0e77d11e37ca","block_type":"box","text":"downgraded, the value of that investment will fall. Fixed in","page_number":3,"box":{"x":41,"y":407,"width":386,"height":10}},{"id":"4b1e77db-d28c-42cb-9329-6c3b80193bfe","block_type":"box","text":"come securities that have a lower credit rating can pay a high","page_number":3,"box":{"x":429,"y":408,"width":411,"height":9}},{"id":"49603156-e5bf-4a0a-8622-0f06062d2468","block_type":"box","text":"er level of income","page_number":3,"box":{"x":841,"y":407,"width":118,"height":8}},{"id":"5f4a9fc0-7f62-43e4-bb7d-e22366c16e36","block_type":"box","text":"and have an increased risk of default.","page_number":3,"box":{"x":41,"y":420,"width":249,"height":8}},{"id":"b4faf66d-a53f-454c-a1a1-452eeb039fce","block_type":"box","text":"EPM techniques risk:","page_number":3,"box":{"x":41,"y":436,"width":151,"height":9}},{"id":"0322b8fd-90d7-470a-9995-c077af6fc43a","block_type":"box","text":"The Fund may engage in EPM techniques including holdings of der","page_number":3,"box":{"x":199,"y":435,"width":454,"height":10}},{"id":"3f246583-d665-437c-8e1b-ebec769cf5d3","block_type":"box","text":"ivative instruments. Whilst intended to reduce","page_number":3,"box":{"x":654,"y":436,"width":305,"height":7}},{"id":"94d8d475-8d73-4687-8150-aa0b50ffd9ee","block_type":"box","text":"risk, the use of these instruments may expose the Fund to incr","page_number":3,"box":{"x":41,"y":448,"width":417,"height":10}},{"id":"dc58e1ec-3ed4-42f6-bb7d-868a75dd06d5","block_type":"box","text":"eased price volatility.","page_number":3,"box":{"x":458,"y":448,"width":137,"height":10}},{"id":"91522fc5-a668-480f-8ebf-509648b8c477","block_type":"box","text":"Government and public securities risk:","page_number":3,"box":{"x":41,"y":463,"width":285,"height":10}},{"id":"1ae66f14-4701-4d21-98b3-142bd4476252","block_type":"box","text":"The Fund can invest more than 35% of net assets in different Tr","page_number":3,"box":{"x":334,"y":463,"width":450,"height":8}},{"id":"eaf4353f-d179-4308-9494-e7b41bd4d5fa","block_type":"box","text":"ansferable Securities and","page_number":3,"box":{"x":785,"y":463,"width":173,"height":8}},{"id":"93f06dd2-69b2-47f2-b293-6f36f1f9ba78","block_type":"box","text":"Money Market Instruments issued or guaranteed by any EEA State","page_number":3,"box":{"x":41,"y":476,"width":456,"height":10}},{"id":"d63c3e6d-a188-4a28-871b-663a932ec2c1","block_type":"box","text":", its local authorities, a third country or public internati","page_number":3,"box":{"x":499,"y":476,"width":364,"height":10}},{"id":"3803f8cd-ca81-49c5-a323-ee71a075e895","block_type":"box","text":"onal bodies of","page_number":3,"box":{"x":864,"y":476,"width":96,"height":7}},{"id":"ab211455-cc2c-4326-991d-35a6e4df7945","block_type":"box","text":"which one or more EEA States are members.","page_number":3,"box":{"x":40,"y":488,"width":302,"height":8}},{"id":"14389b62-dee4-4d19-b7b5-665c71f7fba3","block_type":"box","text":"Inflation risk:","page_number":3,"box":{"x":41,"y":503,"width":93,"height":8}},{"id":"c118dbee-117e-4cec-a7df-c01421ed1b49","block_type":"box","text":"Where the income yield is lower than the rate of inflation, th","page_number":3,"box":{"x":139,"y":503,"width":396,"height":11}},{"id":"508b6f28-d81d-41fa-86fc-11e020d935a3","block_type":"box","text":"e real value of your investment will reduce over time.","page_number":3,"box":{"x":537,"y":503,"width":350,"height":11}},{"id":"e7e4a096-0638-4666-9631-d2ebb8c25dd3","block_type":"box","text":"Interest rate risk:","page_number":3,"box":{"x":41,"y":519,"width":123,"height":8}},{"id":"0b008079-5b63-4a57-acdf-a5a3ac7f9e8b","block_type":"box","text":"Fixed interest securities are particularly affected by tre","page_number":3,"box":{"x":173,"y":519,"width":371,"height":10}},{"id":"dc1a1098-8205-48d9-b5be-2280e186be81","block_type":"box","text":"nds in interest rates and inflation. If interest rates go up,","page_number":3,"box":{"x":546,"y":519,"width":385,"height":10}},{"id":"1d0941c9-b3f8-4f1d-9aa0-642426be104b","block_type":"box","text":"the","page_number":3,"box":{"x":939,"y":519,"width":20,"height":8}},{"id":"07ffe5b6-5bef-4bd8-b31e-1f96a6d0eaeb","block_type":"box","text":"value of capital may fall, and vice versa. Inflation will als","page_number":3,"box":{"x":40,"y":531,"width":373,"height":10}},{"id":"bd25ef36-42f3-4726-bf2c-8377dcbe389c","block_type":"box","text":"o decrease the real value of capital.","page_number":3,"box":{"x":414,"y":531,"width":237,"height":10}},{"id":"4d867003-051f-4b91-92dd-f4651c7c321f","block_type":"box","text":"Investment risk:","page_number":3,"box":{"x":41,"y":547,"width":114,"height":8}},{"id":"a817fa30-f8d1-44f2-b8d6-22ab8c7f71b6","block_type":"box","text":"The value of investments and any income from them may go down a","page_number":3,"box":{"x":161,"y":547,"width":462,"height":10}},{"id":"ac2f258b-8e1d-4070-9e95-b7bfa1cd512b","block_type":"box","text":"s well as up and is not guaranteed. Investors may","page_number":3,"box":{"x":624,"y":547,"width":335,"height":10}},{"id":"5e755bb8-6c61-4824-8bb1-27250330a805","block_type":"box","text":"not get back the amount invested.","page_number":3,"box":{"x":41,"y":559,"width":225,"height":10}},{"id":"1e4bb0e8-7add-427e-80a3-7a94f80fda89","block_type":"box","text":"Royal London Short Term Fixed Income Fund - Y Inc G","page_number":3,"box":{"x":29,"y":978,"width":326,"height":9}},{"id":"fecbb9b6-55d4-4b89-9e02-1eac93c3d1c3","block_type":"box","text":"BP - UK - 30 Sep 2026 - Report ID: 371043","page_number":3,"box":{"x":357,"y":978,"width":256,"height":9}},{"id":"b4b4b5d3-a1f5-463b-8d7c-826a08a4e683","block_type":"box","text":"Page 3/4","page_number":3,"box":{"x":919,"y":978,"width":52,"height":9}},{"id":"b01ef8b7-a311-4ca5-87d6-c2ad52c275ac","block_type":"box","text":"Important information","page_number":4,"box":{"x":44,"y":723,"width":189,"height":12}},{"id":"4aaa007d-05f1-4fd0-b22a-fe3ff4eec82e","block_type":"box","text":"This is a financial promotion and is not investment advice.","page_number":4,"box":{"x":43,"y":753,"width":385,"height":10}},{"id":"c801ee9f-9490-4007-bae6-74daee481dd2","block_type":"box","text":"Issued in October 2026 by Royal London Asset Management Limi","page_number":4,"box":{"x":44,"y":778,"width":470,"height":10}},{"id":"3010b61e-2a53-40f2-aa31-4d562aeb05c9","block_type":"box","text":"ted, 80 Fenchurch Street, London EC3M 4BY. Authorised and","page_number":4,"box":{"x":515,"y":778,"width":441,"height":9}},{"id":"f264474f-2526-4d58-89d3-6a5903e36441","block_type":"box","text":"regulated by the Financial Conduct Authority, firm referen","page_number":4,"box":{"x":43,"y":790,"width":402,"height":10}},{"id":"8e24e633-09b4-4aa3-bb5c-8364931e7239","block_type":"box","text":"ce number 141665. A subsidiary of The Royal London Mutual Ins","page_number":4,"box":{"x":447,"y":790,"width":463,"height":10}},{"id":"56f7e4d5-e530-406c-9f47-49b031112034","block_type":"box","text":"urance","page_number":4,"box":{"x":912,"y":792,"width":44,"height":6}},{"id":"e81ea1d1-59a7-4feb-83e8-d1274a04d81c","block_type":"box","text":"Society Limited.","page_number":4,"box":{"x":43,"y":802,"width":105,"height":10}},{"id":"66a7d861-083a-4371-b8cc-2fc11fe1b09b","block_type":"box","text":"The Fund is a sub-fund of Royal London Bond Funds ICVC, an open-e","page_number":4,"box":{"x":43,"y":821,"width":483,"height":10}},{"id":"ce4bd960-ae8f-4813-96af-8d33e218fc61","block_type":"box","text":"nded investment company with variable capital with segrega","page_number":4,"box":{"x":528,"y":821,"width":408,"height":10}},{"id":"957224f7-acef-45cc-b17a-c091a9d7ec7f","block_type":"box","text":"ted","page_number":4,"box":{"x":937,"y":821,"width":19,"height":8}},{"id":"c26bd0b6-e8b1-4ac3-bb7f-98cc06d78b8f","block_type":"box","text":"liability between sub-funds, incorporated in England and Wa","page_number":4,"box":{"x":43,"y":833,"width":401,"height":10}},{"id":"f46c3c5e-67a7-4ee9-bd38-489c10852b57","block_type":"box","text":"les under registered number IC000797.","page_number":4,"box":{"x":445,"y":833,"width":261,"height":10}},{"id":"cd865247-ee1f-41ce-a800-8333b266edac","block_type":"box","text":"The Authorised Corporate Director (ACD) is Royal London Unit","page_number":4,"box":{"x":43,"y":846,"width":441,"height":10}},{"id":"156ac2ef-f917-4f7c-8db0-941cb5d99fd2","block_type":"box","text":"Trust Managers Limited, authorised and regulated by the Fin","page_number":4,"box":{"x":492,"y":846,"width":425,"height":10}},{"id":"68ca503f-266f-40a1-83a3-54c0050de018","block_type":"box","text":"ancial","page_number":4,"box":{"x":918,"y":846,"width":38,"height":8}},{"id":"a86f52c8-41b6-48b4-8542-357c6ed776d9","block_type":"box","text":"Conduct Authority, with firm reference number 144037.","page_number":4,"box":{"x":43,"y":858,"width":365,"height":10}},{"id":"c1760baa-b262-430f-a7f2-7dcef940cd09","block_type":"box","text":"For more information on the fund or the risks of investing, pl","page_number":4,"box":{"x":44,"y":870,"width":406,"height":10}},{"id":"9b55d43f-dd3b-4ee0-a97b-2dbd01acbf28","block_type":"box","text":"ease refer to the Prospectus or Key Investor Information Docum","page_number":4,"box":{"x":452,"y":870,"width":434,"height":10}},{"id":"ebcfd10f-d778-4e70-a0e0-917df507ba17","block_type":"box","text":"ent (KIID),","page_number":4,"box":{"x":888,"y":870,"width":68,"height":10}},{"id":"fa1d8cc8-3516-45f1-9f31-02c7b56128ff","block_type":"box","text":"available via the relevant Fund Information page on www.rla","page_number":4,"box":{"x":43,"y":883,"width":399,"height":10}},{"id":"b4c23107-f67e-4785-b3cc-9049f499e10a","block_type":"box","text":"m.com.","page_number":4,"box":{"x":444,"y":885,"width":48,"height":5}},{"id":"58d0347c-ffec-414f-8177-35e12a30002b","block_type":"box","text":"The \"SONIA\" mark is used under licence from the Bank of England (t","page_number":4,"box":{"x":43,"y":902,"width":468,"height":10}},{"id":"35b49cc1-8641-49fe-8ee2-b838f6eb8aa3","block_type":"box","text":"he benchmark administrator of SONIA), and the use of such mark","page_number":4,"box":{"x":512,"y":902,"width":445,"height":10}},{"id":"13c1a087-f64d-4b1a-944e-a3d1c2b1c22a","block_type":"box","text":"does not imply or express any approval or endorsement by the Ba","page_number":4,"box":{"x":43,"y":914,"width":474,"height":10}},{"id":"2f8d24ea-3696-4c90-9a82-3dfd05e325af","block_type":"box","text":"nk of England. \"Bank of England\" and \"SONIA\" are registered","page_number":4,"box":{"x":519,"y":914,"width":437,"height":10}},{"id":"ad63aaf5-798e-4c86-9b9a-9cdb06f8b6cc","block_type":"box","text":"trademarks of the Bank of England.","page_number":4,"box":{"x":43,"y":926,"width":235,"height":10}},{"id":"8d0e821c-eb7d-4ef5-a6a7-81c0bfa4f5b2","block_type":"box","text":"Source: Royal London Asset Management as at 30 September 2026 u","page_number":4,"box":{"x":43,"y":945,"width":469,"height":10}},{"id":"68613130-d902-4017-ba05-e6084e15689e","block_type":"box","text":"nless otherwise stated.","page_number":4,"box":{"x":514,"y":945,"width":152,"height":8}},{"id":"050d198a-92ed-4ca0-a39b-66ddecb14459","block_type":"box","text":"Contact details","page_number":4,"box":{"x":558,"y":44,"width":131,"height":10}},{"id":"5aa4d3ad-3f1b-48c1-918f-6f89b8a9230e","block_type":"box","text":"Private Investors","page_number":4,"box":{"x":558,"y":69,"width":120,"height":8}},{"id":"2082d722-82c2-425a-8166-a527f6c01af5","block_type":"box","text":"For enquiries and dealing: Telephone +44 34 5604 0404","page_number":4,"box":{"x":558,"y":81,"width":375,"height":10}},{"id":"f5c88823-8ec8-44fb-8d2d-05d8dac4a51a","block_type":"box","text":"Intermediaries","page_number":4,"box":{"x":558,"y":100,"width":102,"height":8}},{"id":"154dc034-4805-4292-9bce-f7a1bf33dba5","block_type":"box","text":"For enquiries: Telephone +44 20 3272 5950","page_number":4,"box":{"x":558,"y":112,"width":293,"height":10}},{"id":"a044b467-d958-48cf-925b-3c3db37b7ac2","block_type":"box","text":"Email: BDSupport@rlam.co.uk","page_number":4,"box":{"x":558,"y":125,"width":204,"height":10}},{"id":"0441962a-66e5-4490-9264-ca7518ca6ac8","block_type":"box","text":"Institutional Investors","page_number":4,"box":{"x":558,"y":144,"width":155,"height":8}},{"id":"19c05269-2edd-48e6-92ef-51825cd5f1ba","block_type":"box","text":"For enquiries: Telephone +44 20 7506 6500","page_number":4,"box":{"x":558,"y":156,"width":293,"height":10}},{"id":"e00ce022-0f93-4fb6-b6ac-75c9aee04522","block_type":"box","text":"Email: Institutional@rlam.co.uk","page_number":4,"box":{"x":558,"y":168,"width":207,"height":10}},{"id":"e8e046c1-246d-43de-b4d5-a5962a550855","block_type":"box","text":"Head Office","page_number":4,"box":{"x":558,"y":187,"width":82,"height":8}},{"id":"cd92f377-fbb0-487e-b857-88542664f2fe","block_type":"box","text":"Royal London Asset Management Limited","page_number":4,"box":{"x":558,"y":200,"width":279,"height":10}},{"id":"39dbecd3-b425-4868-8432-7ccc90fb6585","block_type":"box","text":"80 Fenchurch Street","page_number":4,"box":{"x":558,"y":212,"width":136,"height":8}},{"id":"b3c99f73-2260-4f98-bc8b-c55e7cc0fd26","block_type":"box","text":"London UK","page_number":4,"box":{"x":558,"y":224,"width":75,"height":8}},{"id":"30513892-a771-4077-a10a-36a2d34a7aa1","block_type":"box","text":"EC3M 4BY","page_number":4,"box":{"x":558,"y":236,"width":74,"height":8}},{"id":"1f4b36b5-4559-4230-8f0a-059c784749dc","block_type":"box","text":"Telephone +44 20 7506 6500","page_number":4,"box":{"x":557,"y":249,"width":197,"height":10}},{"id":"128672f6-55fd-44db-ae02-b9815f68638f","block_type":"box","text":"Telephone calls and written communications may be","page_number":4,"box":{"x":557,"y":268,"width":399,"height":10}},{"id":"b07b0f79-1f51-492d-95b4-128b0bec8a7f","block_type":"box","text":"recorded and monitored. For further information please see","page_number":4,"box":{"x":558,"y":280,"width":398,"height":10}},{"id":"d3509052-2417-4ef2-8039-f1223a7071e2","block_type":"box","text":"the privacy policy at https://www.rlam.com","page_number":4,"box":{"x":557,"y":292,"width":280,"height":10}},{"id":"7610f217-cc59-477a-8001-4e8f42c0a96d","block_type":"box","text":"Royal London Short Term Fixed Income Fund - Y Inc G","page_number":4,"box":{"x":29,"y":978,"width":326,"height":9}},{"id":"4d1c2677-5e48-49ea-b51e-45cb9a3b4d07","block_type":"box","text":"BP - UK - 30 Sep 2026 - Report ID: 371043","page_number":4,"box":{"x":357,"y":978,"width":256,"height":9}},{"id":"6c0f57a6-b833-4655-97fe-1c78a64aeb50","block_type":"box","text":"Share class fees and charges","page_number":4,"box":{"x":38,"y":44,"width":258,"height":12}},{"id":"2d53a1c5-75f0-418d-ac37-2e017576eb70","block_type":"box","text":"Share class ISIN Fee","page_number":4,"box":{"x":38,"y":79,"width":342,"height":8}},{"id":"78103df8-87dc-4d89-b438-e8d06ef4a8f6","block_type":"box","text":"Minimum","page_number":4,"box":{"x":430,"y":66,"width":64,"height":8}},{"id":"24acbad6-9e33-4d52-b9b9-c37c4666dbe7","block_type":"box","text":"investment","page_number":4,"box":{"x":416,"y":79,"width":79,"height":8}},{"id":"cdf1a661-1edd-47eb-9ba0-bea2502f79e3","block_type":"box","text":"X Acc GBP GB00BYQQ0R65 0.110% £200,000,000","page_number":4,"box":{"x":38,"y":99,"width":456,"height":9}},{"id":"8ab53d00-8db6-4928-b7bb-c4c651055baf","block_type":"box","text":"X Inc GBP GB00BYQQ0M11 0.110% £200,000,000","page_number":4,"box":{"x":38,"y":118,"width":456,"height":9}},{"id":"153f0fc9-3231-4da1-821d-b096812a5001","block_type":"box","text":"Y Acc GBP GB00BMNR1H58 0.150% £1,000,000","page_number":4,"box":{"x":38,"y":137,"width":456,"height":9}},{"id":"fa3441dc-ef79-4135-bdaf-29b57c28716b","block_type":"box","text":"Y Inc GBP GB00BMNR1F35 0.150% £1,000,000","page_number":4,"box":{"x":38,"y":156,"width":456,"height":9}},{"id":"47b431f0-3af1-4abd-882c-070a704e8bc5","block_type":"box","text":"Z Inc GBP GB00B4X28950 0.030% £3,000,000","page_number":4,"box":{"x":38,"y":175,"width":456,"height":9}},{"id":"ac24c666-6ef5-419b-8f12-1f2aed661d69","block_type":"box","text":"Further information","page_number":4,"box":{"x":30,"y":203,"width":168,"height":10}},{"id":"d2a78852-ce35-4d8e-8201-247a596313ef","block_type":"box","text":"Fund","page_number":4,"box":{"x":85,"y":295,"width":39,"height":9}},{"id":"9fd3424a-b339-45c6-8089-77ac0a77575c","block_type":"box","text":"information","page_number":4,"box":{"x":59,"y":310,"width":90,"height":8}},{"id":"553d9693-abec-45d8-acda-a6868beeb861","block_type":"box","text":"www.rlam.com","page_number":4,"box":{"x":28,"y":219,"width":9,"height":1}},{"id":"eca40302-4143-44ac-9540-4f296f1731ca","block_type":"box","text":"Further information on this fund, including","page_number":4,"box":{"x":201,"y":228,"width":302,"height":10}},{"id":"5f147b9e-14a7-4733-a565-8bc39f436898","block_type":"box","text":"commentaries and reports, can be found in","page_number":4,"box":{"x":200,"y":240,"width":303,"height":10}},{"id":"8c1b9046-dc0b-4f48-b8f5-a81a2a64dbf4","block_type":"box","text":"the Funds section of www.rlam.com as","page_number":4,"box":{"x":200,"y":252,"width":304,"height":8}},{"id":"4c4ef07e-1ed6-4070-982e-d4dc08ba7b10","block_type":"box","text":"appropriate to your investor type and","page_number":4,"box":{"x":200,"y":265,"width":303,"height":10}},{"id":"cb87181f-6825-4d1e-aa5a-f8b460696769","block_type":"box","text":"location.","page_number":4,"box":{"x":201,"y":277,"width":53,"height":8}},{"id":"f933e8fb-cf7c-4b51-a647-08d95029e4b9","block_type":"box","text":"Page 4/4","page_number":4,"box":{"x":919,"y":978,"width":52,"height":9}}],"unit":"per_mille","page_width":595,"page_height":842,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":4}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.5.0","execution_id":"51505629-8c00-44a2-8abe-9630cf8c8c96"},"user_id":1000002,"date_created":"2026-10-23T23:01:18.471000Z","date_modified":"2026-10-23T23:01:18.471000Z","private":false}