{"annotation_id":"ac14f7ff-38c4-435c-bd78-55096190fd4f","file_hash":"8c51dcafca901a4729528b750e518c60879bf6c4bb28d0a1f71fd73a35b27642","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"df3c39db-b3b8-4f47-94e3-088f99423893","block_type":"box","text":"Aviva Pension","page_number":1,"box":{"x":48,"y":43,"width":285,"height":24}},{"id":"08a374fb-d943-4223-83c2-ca144a26ddfa","block_type":"box","text":"BlackRock World ex UK Equity Index Tracker FP","page_number":1,"box":{"x":50,"y":90,"width":654,"height":20}},{"id":"d8f75cb9-80c9-4eab-90db-482674b47b46","block_type":"box","text":"April 2024","page_number":1,"box":{"x":47,"y":123,"width":93,"height":15}},{"id":"1a35d482-a053-467c-b1c2-2303bee1300a","block_type":"box","text":"Fund facts","page_number":1,"box":{"x":38,"y":368,"width":111,"height":12}},{"id":"9b52aa89-3555-4e3f-a7fa-556377bc1401","block_type":"box","text":"As at 31/03/2024","page_number":1,"box":{"x":304,"y":368,"width":181,"height":15}},{"id":"a5546192-1a7d-4cc2-9666-1d87917b5ab4","block_type":"box","text":"F u n d S i z e","page_number":1,"box":{"x":43,"y":403,"width":68,"height":8}},{"id":"e48d05b0-d49f-4a8b-9c66-15c40ee58c33","block_type":"box","text":"£1169.51m","page_number":1,"box":{"x":267,"y":404,"width":57,"height":7}},{"id":"1679d230-6835-49b7-bc67-cfe277c99ef1","block_type":"box","text":"L a u n c h d a t e","page_number":1,"box":{"x":43,"y":426,"width":88,"height":7}},{"id":"16c7defa-fe03-4f1c-8e0f-5074e3a6cc40","block_type":"box","text":"25/11/2003","page_number":1,"box":{"x":267,"y":426,"width":59,"height":8}},{"id":"d9bdfa12-892b-4368-9897-4b03c9dac6e9","block_type":"box","text":"Sector","page_number":1,"box":{"x":43,"y":448,"width":44,"height":7}},{"id":"7ae37fc5-2a96-496f-aa05-7be7064fa26a","block_type":"box","text":"Global Equities","page_number":1,"box":{"x":267,"y":448,"width":89,"height":9}},{"id":"e09e9a19-904c-4148-92b4-297328d266b6","block_type":"box","text":"Benchmark","page_number":1,"box":{"x":43,"y":470,"width":78,"height":8}},{"id":"b06ba41a-1b40-4d64-8765-39c15037c211","block_type":"box","text":"FTSE Custom Screened Developed","page_number":1,"box":{"x":267,"y":470,"width":198,"height":10}},{"id":"2b8aa6d0-c9dd-4302-b531-a57437bf0c6d","block_type":"box","text":"ex UK Midday (12:00 UK)","page_number":1,"box":{"x":267,"y":482,"width":140,"height":10}},{"id":"35584e8b-7784-40c7-9592-3e86b1b0475c","block_type":"box","text":"E x t e r n a l f u n d h o l d i n g s","page_number":1,"box":{"x":43,"y":505,"width":166,"height":9}},{"id":"f2ca3715-9ced-4375-8bff-7ba33ce477fb","block_type":"box","text":"Yes","page_number":1,"box":{"x":266,"y":506,"width":18,"height":6}},{"id":"8591f44c-9057-4501-8376-213c59164a54","block_type":"box","text":"S E D O L","page_number":1,"box":{"x":43,"y":528,"width":46,"height":7}},{"id":"5abf4966-a5f4-4cd4-a58e-cb7e8edf33fc","block_type":"box","text":"3375772","page_number":1,"box":{"x":266,"y":528,"width":44,"height":7}},{"id":"c32cbcc2-f991-4a14-a80f-f4f545039f64","block_type":"box","text":"1","page_number":1,"box":{"x":541,"y":403,"width":5,"height":7}},{"id":"cbccd0d5-0075-41c6-ad06-694c8fc26c01","block_type":"box","text":"2","page_number":1,"box":{"x":604,"y":403,"width":6,"height":7}},{"id":"7e80926a-2a09-45e2-b633-c7f65ec4c9d5","block_type":"box","text":"3","page_number":1,"box":{"x":668,"y":403,"width":6,"height":7}},{"id":"71e09388-5e8c-4561-8199-35fdd481fcd0","block_type":"box","text":"4","page_number":1,"box":{"x":732,"y":403,"width":6,"height":7}},{"id":"a99bb0b0-2f4f-48eb-9bc6-3945975dbadc","block_type":"box","text":"5","page_number":1,"box":{"x":796,"y":403,"width":6,"height":7}},{"id":"33505e93-7f72-4f86-82af-7af4f07453f2","block_type":"box","text":"6","page_number":1,"box":{"x":860,"y":403,"width":6,"height":7}},{"id":"8f6df9ce-9f93-4037-b7cf-d9549b6a29cb","block_type":"box","text":"7","page_number":1,"box":{"x":924,"y":403,"width":6,"height":7}},{"id":"31339c2d-e897-4b5e-a33f-37a089a8fada","block_type":"box","text":"Risk rating","page_number":1,"box":{"x":513,"y":368,"width":118,"height":16}},{"id":"93c3cb33-572d-4eeb-bfc9-0717c0779e3d","block_type":"box","text":"Funds typically investing in high-risk sectors, such as","page_number":1,"box":{"x":510,"y":420,"width":311,"height":9}},{"id":"09c18560-d39a-4904-ba42-bbac0bb3135a","block_type":"box","text":"s h a r e s o f","page_number":1,"box":{"x":826,"y":420,"width":68,"height":7}},{"id":"87254568-45e6-408c-9114-235a5aa67041","block_type":"box","text":"c o m p a n i e s i n d e v e l o p e d o v e r s e a s m a r k e t s","page_number":1,"box":{"x":511,"y":432,"width":306,"height":9}},{"id":"fee0706d-aec4-43ba-a3f7-e7db8a5e2b23","block_type":"box","text":". These funds offer high","page_number":1,"box":{"x":819,"y":432,"width":139,"height":10}},{"id":"c2087738-6e07-4c00-befe-caddf19afbbe","block_type":"box","text":"potential for long-term returns, but also see large day-to-day changes in","page_number":1,"box":{"x":511,"y":444,"width":425,"height":10}},{"id":"45bc7d75-a749-4a0b-8c64-911781eaf49d","block_type":"box","text":"value, so there’s a high risk that the value of your investment could fall. We","page_number":1,"box":{"x":510,"y":456,"width":438,"height":10}},{"id":"b2e057e7-5c35-42d7-9c46-3640ec674163","block_type":"box","text":"review each investment fund’s risk rating on a yearly basis, so they may","page_number":1,"box":{"x":511,"y":469,"width":417,"height":9}},{"id":"74711e09-e3f9-4def-965e-19a04f90c38e","block_type":"box","text":"change from time to time.","page_number":1,"box":{"x":510,"y":481,"width":150,"height":10}},{"id":"4d5559dc-5107-4db2-8421-3d801db5315c","block_type":"box","text":"Underlying fund facts","page_number":1,"box":{"x":38,"y":562,"width":238,"height":16}},{"id":"c16fabe5-5cc9-450f-a54e-6b6dcf42900d","block_type":"box","text":"As at 31/03/2024","page_number":1,"box":{"x":304,"y":562,"width":181,"height":15}},{"id":"73e8f3eb-b3db-4113-9c4f-9d561857628a","block_type":"box","text":"F u n d M a n a g e r","page_number":1,"box":{"x":43,"y":598,"width":103,"height":9}},{"id":"9f097bef-8e1c-4940-b89b-1aadbc1271cc","block_type":"box","text":"BlackRock","page_number":1,"box":{"x":267,"y":598,"width":60,"height":7}},{"id":"ae039bb9-413b-4ce4-b1f3-c138000ed35b","block_type":"box","text":"F u n d S i z e","page_number":1,"box":{"x":43,"y":620,"width":68,"height":7}},{"id":"983530e6-f3b3-4142-90bc-19d2597a52a6","block_type":"box","text":"£2624.0m","page_number":1,"box":{"x":267,"y":621,"width":51,"height":6}},{"id":"300def0b-d586-41c6-9b7a-d3ac3ca9eb40","block_type":"box","text":"I S I N C o d e","page_number":1,"box":{"x":43,"y":642,"width":68,"height":8}},{"id":"b6c192d7-a48d-4f7f-9458-a049b1a4f531","block_type":"box","text":"GB00BYSL7P67","page_number":1,"box":{"x":267,"y":643,"width":84,"height":7}},{"id":"11540e78-ffc0-4851-8d1a-0bdcc05f5441","block_type":"box","text":"From 01/12/2023, the benchmark has been FTSE Custom Screened Developed","page_number":1,"box":{"x":36,"y":669,"width":445,"height":9}},{"id":"f74642b8-fc59-431d-ba4f-b21559be35d5","block_type":"box","text":"ex UK Midday (12:00 UK). From 13/10/2017 to 30/11/2023, the benchmark was","page_number":1,"box":{"x":35,"y":681,"width":441,"height":10}},{"id":"3fabc03c-4b71-41c7-914a-cf5f01271802","block_type":"box","text":"FTSE Custom Developed ex UK Midday (12:00 UK) Index. A different","page_number":1,"box":{"x":36,"y":693,"width":389,"height":10}},{"id":"a2c3a2a0-3e82-43bc-a76e-2b4d7f57bdd6","block_type":"box","text":"benchmark was in effect prior to 13/10/2017. Benchmark performance figures","page_number":1,"box":{"x":36,"y":706,"width":448,"height":9}},{"id":"306d5d34-429d-4244-ba60-2f4e6721ea0b","block_type":"box","text":"reflect the benchmark assigned at the time.","page_number":1,"box":{"x":36,"y":718,"width":253,"height":10}},{"id":"1b616cb1-0ae3-4100-ae83-61b002c3b687","block_type":"box","text":"Risk warnings","page_number":1,"box":{"x":513,"y":562,"width":153,"height":16}},{"id":"6d39ff0a-1a1b-4588-8a79-98928924acd8","block_type":"box","text":"These highlight the risks that the fund may have material exposure to at","page_number":1,"box":{"x":510,"y":593,"width":425,"height":10}},{"id":"05135136-edd3-4c07-bff6-600d6ea3d887","block_type":"box","text":"any given time. Definitions of these risks can be found on the last page.","page_number":1,"box":{"x":511,"y":606,"width":419,"height":9}},{"id":"849c137d-3913-467c-951c-058c04baaf9b","block_type":"box","text":"A - G e n e r a l","page_number":1,"box":{"x":516,"y":634,"width":80,"height":7}},{"id":"82dcdef5-e703-4af6-83ca-c21c67aa7c82","block_type":"box","text":"Yes","page_number":1,"box":{"x":936,"y":635,"width":18,"height":6}},{"id":"2107c11a-d703-46f0-904c-e60b87a7f96b","block_type":"box","text":"B - F o r e i g n E x c h a n g e R i s k","page_number":1,"box":{"x":517,"y":656,"width":188,"height":10}},{"id":"0c71253e-79ec-4aa7-971f-6ed6928db3f1","block_type":"box","text":"Yes","page_number":1,"box":{"x":936,"y":657,"width":18,"height":7}},{"id":"c5822b62-f36f-4555-815e-1d49669bb29a","block_type":"box","text":"C - E m e r g i n g M a r k e t s","page_number":1,"box":{"x":517,"y":679,"width":155,"height":9}},{"id":"e1e360b4-c006-4fb6-9a24-7a807cc5f280","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":679,"width":16,"height":7}},{"id":"9217741b-6155-4aae-bc93-762469ad94e0","block_type":"box","text":"D - S m a l l e r C o m p a n i e s","page_number":1,"box":{"x":518,"y":701,"width":164,"height":9}},{"id":"38737293-ecba-4c24-bea4-3abc23e1d4eb","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":702,"width":16,"height":6}},{"id":"3d9b68bf-7dc4-4616-ab44-8c1f4aef353d","block_type":"box","text":"E - Fixed Interest","page_number":1,"box":{"x":518,"y":723,"width":121,"height":8}},{"id":"efa8a89a-8845-4c41-a59e-899e625f754e","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":724,"width":16,"height":7}},{"id":"6dafec6f-c8ac-4826-b235-0a54b1d655c5","block_type":"box","text":"F - D e r i v a t i v e s","page_number":1,"box":{"x":517,"y":746,"width":103,"height":7}},{"id":"4865dafb-6eb4-45ff-8ce0-cbb8cd70b237","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":746,"width":16,"height":7}},{"id":"54e31444-717e-4b87-8bf4-a8f669b64222","block_type":"box","text":"G - C a s h / M o n e y M a r k e t F u n d s","page_number":1,"box":{"x":517,"y":768,"width":218,"height":10}},{"id":"0df89aca-ee43-4444-aadd-51767c65eab6","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":769,"width":16,"height":7}},{"id":"c15b9009-f68e-4505-ae5d-a7e0d135e0b0","block_type":"box","text":"H - P r o p e r t y F u n d s","page_number":1,"box":{"x":518,"y":791,"width":135,"height":9}},{"id":"014130a5-7b7c-41cd-9d29-70b3ee9b5ffb","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":791,"width":16,"height":7}},{"id":"44b569e3-b782-493b-8907-1065d73e7cdc","block_type":"box","text":"I - H i g h Y i e l d B o n d s","page_number":1,"box":{"x":517,"y":813,"width":143,"height":9}},{"id":"bee5d73d-002c-4ffa-9348-a18be16a5332","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":813,"width":16,"height":7}},{"id":"617a7637-4281-430d-b837-bb220233f1fd","block_type":"box","text":"J - R e i n s u r e d F u n d s","page_number":1,"box":{"x":516,"y":835,"width":143,"height":8}},{"id":"622ed879-03dc-455b-a350-d9134f1ae3b5","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":836,"width":16,"height":7}},{"id":"3e669e01-37f1-4ff2-89ec-b9cf1dda7341","block_type":"box","text":"This factsheet is for information only and has been written assuming you are familiar with investment terminology. It has been provided to help you","page_number":1,"box":{"x":36,"y":175,"width":868,"height":10}},{"id":"8a2ff667-1e72-41bd-bd0f-1609e31d3e0d","block_type":"box","text":"understand how the fund is invested and performing. It should not be used for making investment decisions. Please contact your adviser for further","page_number":1,"box":{"x":36,"y":188,"width":869,"height":9}},{"id":"badae0c6-f21e-45cd-8db0-a8330ad019c3","block_type":"box","text":"explanation or advice if you want to know if this fund is, or remains, appropriate for you.","page_number":1,"box":{"x":35,"y":200,"width":523,"height":9}},{"id":"d45f6778-1c06-40c6-864b-7a77b3a6368c","block_type":"box","text":"Please select this link for explanations of factsheet content.","page_number":1,"box":{"x":36,"y":212,"width":348,"height":10}},{"id":"68835325-00c4-40e1-b356-a5af7546751c","block_type":"box","text":"G u i d e t o f u n d f a c t s h e e t s","page_number":1,"box":{"x":389,"y":212,"width":181,"height":8}},{"id":"52003deb-0f4b-4bf7-a48a-e829c79ee7a7","block_type":"box","text":"P l e a s e b e a w a r e t h a t t h e v a l u e o f i n v e s t m e n t s c a n f a l l a s w e l l a s r i s e a n d i s n o t g u a r a n t e e d , w h i c h m e a n s y o u m a y g e t b a c k","page_number":1,"box":{"x":37,"y":235,"width":916,"height":9}},{"id":"28daeb85-6525-4a93-a61f-39fa0ed853ad","block_type":"box","text":"l e s s t h a n h a s b e e n i n v e s t e d .","page_number":1,"box":{"x":37,"y":247,"width":206,"height":7}},{"id":"d49f591c-001f-47de-bfd3-4f00987a016b","block_type":"box","text":"Fund aim","page_number":1,"box":{"x":38,"y":271,"width":99,"height":13}},{"id":"f7d8d4ec-c74d-44e2-89b1-502c88b86765","block_type":"box","text":"The fund invests in the shares of overseas companies, (Europe, Japan, Far East, US and Canadian markets) according to market capitalisation weightings.","page_number":1,"box":{"x":36,"y":302,"width":911,"height":10}},{"id":"443cc85c-44c0-4386-8c88-a61ee2c66e5d","block_type":"box","text":"Within each of those markets, the fund aims to generate returns consistent with those of each country's primary share market. This fund aims to achieve a","page_number":1,"box":{"x":35,"y":315,"width":908,"height":9}},{"id":"cdb28663-afe0-4ece-b314-38e38123e924","block_type":"box","text":"return in line with the FTSE Custom Screened Developed ex-UK Index.","page_number":1,"box":{"x":36,"y":327,"width":401,"height":9}},{"id":"683a3029-cf5a-4b3e-8a67-7b916b756e52","block_type":"box","text":"W e b :","page_number":1,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"36d3c693-3c0d-481e-a732-89946e276ff4","block_type":"box","text":"aviva.co.uk","page_number":1,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"eb897639-8ee2-47d9-a426-864f4b647137","block_type":"box","text":"A p p :","page_number":1,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"3dd7d485-448e-46f1-9a08-c9fa9701e5ad","block_type":"box","text":"MyAviva","page_number":1,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"66f46b52-a4b7-4f06-9950-4dd9416239a8","block_type":"box","text":"Find out more","page_number":1,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"b562b3b9-c39f-4c81-a84f-666bb1b601f5","block_type":"box","text":"Discrete annual performance to last","page_number":2,"box":{"x":38,"y":173,"width":399,"height":15}},{"id":"abbc8b17-d73e-4d57-bd9f-d1d61ba3c367","block_type":"box","text":"quarter end","page_number":2,"box":{"x":37,"y":194,"width":127,"height":16}},{"id":"65969fb1-3315-4ccf-b693-d91d0826893f","block_type":"box","text":"31/03/19","page_number":2,"box":{"x":119,"y":229,"width":58,"height":8}},{"id":"242c8bcb-5dcc-4346-b167-668253d42184","block_type":"box","text":"31/03/20","page_number":2,"box":{"x":119,"y":241,"width":58,"height":9}},{"id":"242cd385-f567-4493-a701-f8d4559bb509","block_type":"box","text":"31/03/20","page_number":2,"box":{"x":194,"y":229,"width":58,"height":8}},{"id":"0b84f776-7e63-45c1-9a49-87f744007002","block_type":"box","text":"31/03/21","page_number":2,"box":{"x":194,"y":241,"width":58,"height":9}},{"id":"db382d44-2e62-47ff-81a2-8653cc051a08","block_type":"box","text":"31/03/21","page_number":2,"box":{"x":269,"y":229,"width":58,"height":8}},{"id":"4e66ed50-1859-4d0a-b9cb-6fd274e9f68a","block_type":"box","text":"31/03/22","page_number":2,"box":{"x":269,"y":241,"width":58,"height":9}},{"id":"4b4d2833-73eb-4cad-b737-3e0d9393d463","block_type":"box","text":"31/03/22","page_number":2,"box":{"x":344,"y":229,"width":58,"height":8}},{"id":"2ab53d9d-4180-488f-a418-9ef5858a0594","block_type":"box","text":"31/03/23","page_number":2,"box":{"x":344,"y":241,"width":58,"height":9}},{"id":"7caaff43-b788-479e-8b89-a15e16144ca1","block_type":"box","text":"31/03/23","page_number":2,"box":{"x":419,"y":229,"width":58,"height":8}},{"id":"f13b8d82-0578-45c3-98a7-94be6f592136","block_type":"box","text":"31/03/24","page_number":2,"box":{"x":419,"y":241,"width":59,"height":9}},{"id":"c81e2959-87a7-4eab-9145-55ac6eff6644","block_type":"box","text":"F u n d","page_number":2,"box":{"x":44,"y":263,"width":32,"height":8}},{"id":"7d182419-aece-478d-a9a6-1033fb300869","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":275,"width":21,"height":10}},{"id":"fc82c2f8-9da7-4720-a108-07ee02682763","block_type":"box","text":"-4.66","page_number":2,"box":{"x":135,"y":270,"width":26,"height":7}},{"id":"098abb29-69bc-4924-ac34-585614edff91","block_type":"box","text":"41.69","page_number":2,"box":{"x":209,"y":270,"width":28,"height":7}},{"id":"4eef9642-4c60-4520-a9ce-9397a676185e","block_type":"box","text":"16.01","page_number":2,"box":{"x":285,"y":270,"width":27,"height":7}},{"id":"50ce2d8d-22cc-464e-be05-fba625712fad","block_type":"box","text":"-3.61","page_number":2,"box":{"x":360,"y":270,"width":26,"height":7}},{"id":"0f12f006-3941-4831-8f17-c95e5f61358f","block_type":"box","text":"24.49","page_number":2,"box":{"x":434,"y":270,"width":28,"height":7}},{"id":"dc217112-76a5-4e65-ac62-83079356ba93","block_type":"box","text":"B e n c h -","page_number":2,"box":{"x":44,"y":298,"width":47,"height":7}},{"id":"66981191-46ac-45d3-9799-8c5a1185a74a","block_type":"box","text":"m a r k","page_number":2,"box":{"x":44,"y":310,"width":34,"height":8}},{"id":"09e37fa2-ed65-46ed-a8f8-38ad2e281b78","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":322,"width":21,"height":10}},{"id":"0a567a3d-9d08-49e1-a0ae-2773db827e3f","block_type":"box","text":"-2.51","page_number":2,"box":{"x":135,"y":311,"width":26,"height":7}},{"id":"e4ae8373-0c0f-4771-902a-1819f87708b6","block_type":"box","text":"38.80","page_number":2,"box":{"x":209,"y":311,"width":28,"height":7}},{"id":"b19c8351-fc3e-40fb-9aaf-3059230f35ee","block_type":"box","text":"16.63","page_number":2,"box":{"x":285,"y":311,"width":27,"height":7}},{"id":"3925dd2d-af2d-4f43-851f-8a7b1f094442","block_type":"box","text":"-3.47","page_number":2,"box":{"x":360,"y":311,"width":26,"height":7}},{"id":"6076df2c-d349-4b85-8984-1afededd681b","block_type":"box","text":"25.13","page_number":2,"box":{"x":434,"y":311,"width":28,"height":7}},{"id":"6c2f4984-794f-465f-afdc-5bb487811233","block_type":"box","text":"Sector","page_number":2,"box":{"x":44,"y":345,"width":45,"height":7}},{"id":"f00fbe6a-8ed4-4e3c-859a-2fe4e20f2db5","block_type":"box","text":"A v e r a g e","page_number":2,"box":{"x":43,"y":358,"width":56,"height":9}},{"id":"adfaab1a-5808-4b88-82a7-fba9eea8962d","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":369,"width":21,"height":9}},{"id":"e9fde841-da4c-4bcc-8248-a3c29e9f35ea","block_type":"box","text":"-7.77","page_number":2,"box":{"x":135,"y":358,"width":26,"height":7}},{"id":"0d525735-ca4c-4f9e-9c58-c8a3a8a4a92f","block_type":"box","text":"37.50","page_number":2,"box":{"x":209,"y":358,"width":28,"height":7}},{"id":"bd92c25e-0a67-4ef2-a486-fd55a9410255","block_type":"box","text":"10.13","page_number":2,"box":{"x":285,"y":358,"width":27,"height":7}},{"id":"56f567a1-8d24-42e1-8836-04de7757efab","block_type":"box","text":"-2.71","page_number":2,"box":{"x":360,"y":358,"width":26,"height":7}},{"id":"0460c944-7f2f-4e9a-af3b-7efa7c0edd51","block_type":"box","text":"17.10","page_number":2,"box":{"x":435,"y":358,"width":27,"height":7}},{"id":"e241caa7-f83e-4972-bf96-d7cd29c3bb90","block_type":"box","text":"Q u a r t i l e","page_number":2,"box":{"x":44,"y":392,"width":57,"height":9}},{"id":"497b0c30-0656-4aa3-a885-e93112cc2d4b","block_type":"box","text":"r a n k","page_number":2,"box":{"x":44,"y":404,"width":31,"height":7}},{"id":"edc3c927-1476-4c4f-a4d2-63f9a25eab3b","block_type":"box","text":"within","page_number":2,"box":{"x":43,"y":416,"width":43,"height":8}},{"id":"80707552-66e3-4a70-9f40-6607e6965a4b","block_type":"box","text":"sector","page_number":2,"box":{"x":44,"y":430,"width":43,"height":6}},{"id":"e000edac-8333-4114-8035-078d49746eec","block_type":"box","text":"2","page_number":2,"box":{"x":145,"y":411,"width":6,"height":7}},{"id":"500fa258-1379-4610-bdca-d339bed277e2","block_type":"box","text":"2","page_number":2,"box":{"x":220,"y":411,"width":6,"height":7}},{"id":"856392f7-9a96-4dc4-a150-c68bf4afa9e9","block_type":"box","text":"1","page_number":2,"box":{"x":296,"y":411,"width":5,"height":7}},{"id":"f0d19801-5710-461a-b60e-1a528306b418","block_type":"box","text":"3","page_number":2,"box":{"x":370,"y":411,"width":6,"height":7}},{"id":"10bb23e3-1da9-4328-9d4f-cbe95ca27352","block_type":"box","text":"1","page_number":2,"box":{"x":446,"y":411,"width":5,"height":7}},{"id":"a82f3a2c-6337-42ee-a9c6-45b8e8564e4e","block_type":"box","text":"Source: FE fundinfo performance data up to 31/03/2024, bid to bid, net","page_number":2,"box":{"x":37,"y":447,"width":411,"height":9}},{"id":"999c9168-1229-43b5-b589-fb9f44989148","block_type":"box","text":"income invested, all returns in GBP.","page_number":2,"box":{"x":37,"y":459,"width":203,"height":9}},{"id":"9317e458-e664-448d-a45a-27a9172854a8","block_type":"box","text":"Percentage growth","page_number":2,"box":{"x":512,"y":173,"width":206,"height":16}},{"id":"2189ca39-63e7-4fcd-9c41-eca0422ea78f","block_type":"box","text":"Cumulative performance to last month","page_number":2,"box":{"x":37,"y":491,"width":430,"height":15}},{"id":"db03cdd1-760d-480d-91ef-085750aa565a","block_type":"box","text":"end","page_number":2,"box":{"x":37,"y":512,"width":37,"height":12}},{"id":"65b419d5-3f7f-4d71-847e-a7974d4c8f0e","block_type":"box","text":"1Yr","page_number":2,"box":{"x":161,"y":547,"width":19,"height":7}},{"id":"69d9eb59-194c-406b-afc5-51c6f86e7b40","block_type":"box","text":"3Yr","page_number":2,"box":{"x":250,"y":547,"width":21,"height":7}},{"id":"0375d485-67ca-43fd-a7e8-0e66b6ce4122","block_type":"box","text":"5Yr","page_number":2,"box":{"x":341,"y":547,"width":20,"height":7}},{"id":"64bbd15e-6897-442a-925b-e2859e93f43c","block_type":"box","text":"10Yr","page_number":2,"box":{"x":428,"y":547,"width":27,"height":7}},{"id":"aed4f65c-55ff-4b45-ba91-cc5f688613a7","block_type":"box","text":"F u n d ( % )","page_number":2,"box":{"x":44,"y":569,"width":62,"height":9}},{"id":"ffb8001e-1e14-44bd-907f-04a4ab26377b","block_type":"box","text":"24.49","page_number":2,"box":{"x":156,"y":570,"width":28,"height":6}},{"id":"e33724c0-4bf7-49b6-8120-509fdddac168","block_type":"box","text":"39.20","page_number":2,"box":{"x":246,"y":570,"width":28,"height":6}},{"id":"e809bd0d-fc59-41ff-b092-bb2183d2fc7a","block_type":"box","text":"88.05","page_number":2,"box":{"x":337,"y":570,"width":28,"height":6}},{"id":"2cdbb87a-e5e4-4279-b552-c2feca7f464e","block_type":"box","text":"231.72","page_number":2,"box":{"x":424,"y":570,"width":34,"height":6}},{"id":"d853d7c4-a652-4d79-a496-caa969db577c","block_type":"box","text":"B e n c h -","page_number":2,"box":{"x":44,"y":591,"width":47,"height":8}},{"id":"e62f6bcc-1322-43e7-8410-1cc5a25a2740","block_type":"box","text":"m a r k ( % )","page_number":2,"box":{"x":44,"y":603,"width":62,"height":10}},{"id":"04e9e6c2-26cc-4057-8db5-81c1729a85d9","block_type":"box","text":"25.13","page_number":2,"box":{"x":156,"y":598,"width":28,"height":7}},{"id":"80298ee0-808e-46f1-98f7-395dc503d7fa","block_type":"box","text":"40.86","page_number":2,"box":{"x":246,"y":598,"width":29,"height":7}},{"id":"8123e23b-49c2-4add-af64-d3e6c04fc06f","block_type":"box","text":"90.61","page_number":2,"box":{"x":337,"y":598,"width":27,"height":7}},{"id":"da8f7ca4-5601-49fd-a609-45716a53c005","block_type":"box","text":"245.07","page_number":2,"box":{"x":424,"y":598,"width":34,"height":7}},{"id":"8d254ea5-7bec-43bd-91b0-8ba9ef3c915c","block_type":"box","text":"Sector","page_number":2,"box":{"x":44,"y":626,"width":45,"height":7}},{"id":"d0580f9d-cd3e-40ee-b335-e8a2365e2b79","block_type":"box","text":"A v e r a g e","page_number":2,"box":{"x":43,"y":639,"width":56,"height":9}},{"id":"86f6fd30-705a-4557-9e11-78c0fbc8c95e","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":650,"width":21,"height":10}},{"id":"9797b2a1-3e4f-461c-99ec-c57042b494d5","block_type":"box","text":"17.10","page_number":2,"box":{"x":157,"y":639,"width":27,"height":7}},{"id":"2f8c3e61-56be-4941-8241-8e0de7d11bd0","block_type":"box","text":"25.47","page_number":2,"box":{"x":246,"y":639,"width":28,"height":7}},{"id":"54782673-8d96-4b2e-a8e4-f4455c398e4a","block_type":"box","text":"59.11","page_number":2,"box":{"x":336,"y":639,"width":28,"height":7}},{"id":"4de8edb3-e05e-485c-b4f8-a50a148ea327","block_type":"box","text":"149.99","page_number":2,"box":{"x":424,"y":639,"width":34,"height":7}},{"id":"ce613636-03bd-4910-8516-c48789c462ec","block_type":"box","text":"Q u a r t i l e","page_number":2,"box":{"x":44,"y":673,"width":57,"height":9}},{"id":"cabd2087-3c73-4cd3-aa97-4e31a33eb02e","block_type":"box","text":"r a n k","page_number":2,"box":{"x":44,"y":685,"width":31,"height":8}},{"id":"d09b8960-4e81-4ced-843f-a6ff28ca5ceb","block_type":"box","text":"within","page_number":2,"box":{"x":43,"y":697,"width":43,"height":8}},{"id":"322f09ea-7b4e-47c6-b7f4-a565c86c245f","block_type":"box","text":"sector","page_number":2,"box":{"x":44,"y":711,"width":43,"height":6}},{"id":"3dcf0fb2-6d8a-4031-ab44-c6cd73929beb","block_type":"box","text":"1","page_number":2,"box":{"x":168,"y":692,"width":5,"height":7}},{"id":"f0390870-f0bc-4909-9d3b-a657dd29a3d3","block_type":"box","text":"1","page_number":2,"box":{"x":258,"y":692,"width":5,"height":7}},{"id":"a63a3774-a330-4f42-ab1b-2ac6d339e11e","block_type":"box","text":"1","page_number":2,"box":{"x":348,"y":692,"width":5,"height":7}},{"id":"f070c1bb-d26e-466a-bd5b-6fb27eef6003","block_type":"box","text":"1","page_number":2,"box":{"x":438,"y":692,"width":5,"height":7}},{"id":"efd49262-3bc0-44f7-bd28-839f74fb41af","block_type":"box","text":"Source: FE fundinfo performance data up to 31/03/2024, bid to bid, net","page_number":2,"box":{"x":37,"y":728,"width":411,"height":9}},{"id":"ced83354-d0fd-4db6-8a2c-39e3d9192dd2","block_type":"box","text":"income invested, all returns in GBP.","page_number":2,"box":{"x":37,"y":740,"width":203,"height":9}},{"id":"81c66e9c-89ac-41d6-bdf3-eb336f09a282","block_type":"box","text":"Aviva Pension","page_number":2,"box":{"x":69,"y":51,"width":152,"height":12}},{"id":"91a2ec6a-aa66-432d-aab6-4e182e11a849","block_type":"box","text":"BlackRock World ex UK Equity Index","page_number":2,"box":{"x":295,"y":29,"width":405,"height":16}},{"id":"f92fd43c-6c67-47b7-821a-a400455b1b90","block_type":"box","text":"Tracker","page_number":2,"box":{"x":457,"y":51,"width":81,"height":12}},{"id":"90eb651e-f5f9-441e-9a56-0f91667d3d80","block_type":"box","text":"April 2024","page_number":2,"box":{"x":793,"y":51,"width":109,"height":15}},{"id":"f6b24b2d-6074-4a97-8058-0286b3b59d41","block_type":"box","text":"P a s t p e r f o r m a n c e i s n o t a g u i d e t o f u t u r e p e r f o r m a n c e .","page_number":2,"box":{"x":37,"y":95,"width":407,"height":10}},{"id":"5353c57a-9f18-4064-b58b-89dae281f59e","block_type":"box","text":"Performance information has been calculated with income reinvested and is net of all","page_number":2,"box":{"x":450,"y":95,"width":500,"height":7}},{"id":"496e8654-51af-41ff-b0b2-a8bdbb694f3e","block_type":"box","text":"charges. Figures quoted below are based on units which contain an Annual Management Charge (AMC) of 0.40% and Additional Expenses of 0.00%, which","page_number":2,"box":{"x":36,"y":107,"width":904,"height":10}},{"id":"61e7441e-3350-4bbb-b678-bdcd06494664","block_type":"box","text":"gives a total fund charge of 0.40%. These charges may or may not be the same as your policy. Further information on the AMC and Additional Expenses can","page_number":2,"box":{"x":36,"y":120,"width":914,"height":9}},{"id":"f5cef323-184d-4d97-b655-0bc243a02c47","block_type":"box","text":"be found on page 4. For the actual charges you will pay please see your product literature.","page_number":2,"box":{"x":36,"y":132,"width":527,"height":9}},{"id":"8e516d9b-af02-42bc-87a3-c0ce4a7c4741","block_type":"box","text":"Source: London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). © LSE Group 2024. FTSE Russell is a trading name of","page_number":2,"box":{"x":36,"y":762,"width":909,"height":9}},{"id":"964deef7-e9cf-43a9-8fec-a4e816750a5d","block_type":"box","text":"certain of the LSE Group companies. “FTSE®” is a trade mark of the relevant LSE Group companies and is used by any other LSE Group company under","page_number":2,"box":{"x":36,"y":774,"width":889,"height":9}},{"id":"268f5300-f8be-4a05-b856-5fec25b6d870","block_type":"box","text":"license. All rights in the FTSE Russell indexes or data vest in the relevant LSE Group company which owns the index or the data. Neither LSE Group nor its","page_number":2,"box":{"x":36,"y":786,"width":895,"height":10}},{"id":"6481d6ae-c0aa-4dd7-80ae-ba18bebe7dac","block_type":"box","text":"licensors accept any liability for any errors or omissions in the indexes or data and no party may rely on any indexes or data contained in this","page_number":2,"box":{"x":36,"y":798,"width":829,"height":10}},{"id":"f017c2ac-9db7-4a18-94ef-97d0a23bc0b1","block_type":"box","text":"communication. No further distribution of data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. The LSE","page_number":2,"box":{"x":36,"y":811,"width":919,"height":9}},{"id":"8946204d-9d90-4294-8673-efd593aa5723","block_type":"box","text":"Group does not promote, sponsor or endorse the content of this communication.","page_number":2,"box":{"x":36,"y":823,"width":477,"height":10}},{"id":"6780f560-537d-41f8-82b3-c139438e196d","block_type":"box","text":"W e b :","page_number":2,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"d13b7b37-cbf0-4d54-9eaa-9928f3e43a77","block_type":"box","text":"aviva.co.uk","page_number":2,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"58ad2009-d4b6-4681-83cc-79680358d262","block_type":"box","text":"A p p :","page_number":2,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"887fff64-65a9-4845-87d1-061cc2d8cebc","block_type":"box","text":"MyAviva","page_number":2,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"924f430c-34ce-424c-a8a3-b21c0a5f9b4d","block_type":"box","text":"Find out more","page_number":2,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"9f324c8b-e1e0-41a5-83bd-ec3d24fac617","block_type":"box","text":"69.2%","page_number":3,"box":{"x":446,"y":144,"width":33,"height":6}},{"id":"3e4b25f1-38da-4bc0-aa19-70a7416d9731","block_type":"box","text":"15.3%","page_number":3,"box":{"x":446,"y":156,"width":33,"height":7}},{"id":"f1021f6d-ae2d-476f-8a99-0961ee9f508d","block_type":"box","text":"7.1%","page_number":3,"box":{"x":452,"y":168,"width":27,"height":7}},{"id":"ba7ebe54-2ade-4bcc-b46b-a204e7b3dfab","block_type":"box","text":"2.9%","page_number":3,"box":{"x":452,"y":180,"width":27,"height":7}},{"id":"9e9f7871-d422-4423-9fab-6a8b46cb84eb","block_type":"box","text":"2.5%","page_number":3,"box":{"x":452,"y":205,"width":27,"height":7}},{"id":"f681e914-b111-4573-8b75-a90b1b4ed8d8","block_type":"box","text":"1.5%","page_number":3,"box":{"x":453,"y":230,"width":26,"height":7}},{"id":"425eaf41-8fc0-41b7-8c42-51a705758f18","block_type":"box","text":"1.2%","page_number":3,"box":{"x":453,"y":242,"width":26,"height":7}},{"id":"c1fdf01e-dca3-4f82-bf64-e095d668c6f1","block_type":"box","text":"0.3%","page_number":3,"box":{"x":452,"y":267,"width":27,"height":6}},{"id":"4a9bb0f8-e959-4eea-8297-537f9459f8b5","block_type":"box","text":"0.2%","page_number":3,"box":{"x":452,"y":279,"width":27,"height":7}},{"id":"90458db1-d69a-478d-a9d6-959c859b1ba9","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":303,"width":27,"height":7}},{"id":"d4f3b3cb-8d69-4320-bc2c-98e4790ed2af","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":316,"width":27,"height":7}},{"id":"4f23d13e-bb31-41d4-babf-b7f1a005dca8","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":340,"width":27,"height":7}},{"id":"d11c7397-9bae-4ae9-a5f9-110d4e376509","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":353,"width":27,"height":6}},{"id":"525cce10-0c4a-4b48-b2ab-4a92e58a6aeb","block_type":"box","text":"North American Equities","page_number":3,"box":{"x":262,"y":143,"width":141,"height":9}},{"id":"ddb93940-d989-41dd-8c7b-9cbda339dc9e","block_type":"box","text":"Developed Europe Equities","page_number":3,"box":{"x":262,"y":155,"width":156,"height":10}},{"id":"382919c5-d673-437d-9a73-2fc652268344","block_type":"box","text":"Japan Equities","page_number":3,"box":{"x":261,"y":168,"width":87,"height":9}},{"id":"fa3f3fcf-9d40-4fee-8026-65d785dd1214","block_type":"box","text":"Developed Asia Equities","page_number":3,"box":{"x":262,"y":180,"width":139,"height":9}},{"id":"b95eebc0-49f5-4f4d-9e4e-b35b5073778b","block_type":"box","text":"(ex Japan)","page_number":3,"box":{"x":262,"y":192,"width":60,"height":10}},{"id":"d68f5f5f-b475-4880-9888-7eaa8d83c186","block_type":"box","text":"Alternative - Trading","page_number":3,"box":{"x":261,"y":205,"width":119,"height":9}},{"id":"601b0d71-f812-4246-b3d2-74adb91f3065","block_type":"box","text":"Strategies","page_number":3,"box":{"x":261,"y":217,"width":58,"height":9}},{"id":"84b3fb31-ee5c-4d0f-b6db-32e393c686ea","block_type":"box","text":"Emerging Asia Equities","page_number":3,"box":{"x":262,"y":229,"width":134,"height":10}},{"id":"ed4bda68-ff9c-429d-a6e6-6fa6aa6ec1b0","block_type":"box","text":"Real Estate Investment","page_number":3,"box":{"x":262,"y":241,"width":131,"height":8}},{"id":"01029b53-c923-4365-9758-ddf3a1cfa985","block_type":"box","text":"Trusts","page_number":3,"box":{"x":261,"y":254,"width":36,"height":7}},{"id":"c636016e-4fc5-4686-a4b1-e128fb5bc755","block_type":"box","text":"Non-Classified Equities","page_number":3,"box":{"x":262,"y":266,"width":135,"height":9}},{"id":"dc3394b4-7bf4-4a42-b0df-511ff5b67efc","block_type":"box","text":"Middle East & Africa","page_number":3,"box":{"x":262,"y":278,"width":115,"height":8}},{"id":"a468b66a-0f2f-470d-a88d-4000fe6c1091","block_type":"box","text":"Equities","page_number":3,"box":{"x":262,"y":291,"width":45,"height":9}},{"id":"d1e7e2de-9ca1-4675-bc4a-2f5d0b25a366","block_type":"box","text":"Managed Funds","page_number":3,"box":{"x":262,"y":303,"width":94,"height":9}},{"id":"c63284e8-d037-439f-be8b-a5cfbca9bd60","block_type":"box","text":"Developed Europe High","page_number":3,"box":{"x":262,"y":315,"width":136,"height":10}},{"id":"cb6b3cfd-8ba9-4dcd-91d9-5ad1fbf685ab","block_type":"box","text":"Yield Bonds","page_number":3,"box":{"x":260,"y":328,"width":68,"height":7}},{"id":"8a9e9d2f-bf0a-4b7c-b1b3-2fb5e16b84f9","block_type":"box","text":"Emerging Europe Equities","page_number":3,"box":{"x":262,"y":340,"width":151,"height":9}},{"id":"e1848157-75d6-40cb-93cf-40f0308e27e2","block_type":"box","text":"Other","page_number":3,"box":{"x":261,"y":352,"width":33,"height":7}},{"id":"ca8b207c-c1bb-4592-9867-ccdf25863f26","block_type":"box","text":"Asset allocation","page_number":3,"box":{"x":36,"y":114,"width":178,"height":12}},{"id":"73855854-2cbc-4a01-914f-483de3524a01","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":35,"y":373,"width":94,"height":9}},{"id":"1312ba40-1a8b-46ad-ba53-2f2b2e49410a","block_type":"box","text":"Top 10 holdings","page_number":3,"box":{"x":511,"y":114,"width":174,"height":16}},{"id":"ab70ab6c-374b-43b0-996b-5ee7760482ea","block_type":"box","text":"MICROSOFT CORPORATION","page_number":3,"box":{"x":517,"y":149,"width":159,"height":7}},{"id":"7838c561-abe3-423d-83f7-7891058b880c","block_type":"box","text":"5.0%","page_number":3,"box":{"x":927,"y":149,"width":27,"height":7}},{"id":"7d2040fb-6914-411b-abaa-9fe0fcbefe43","block_type":"box","text":"APPLE","page_number":3,"box":{"x":516,"y":172,"width":37,"height":7}},{"id":"cdb87716-5607-4a7b-98a3-bbd215f73887","block_type":"box","text":"4.0%","page_number":3,"box":{"x":927,"y":172,"width":27,"height":7}},{"id":"9b04064f-2d8c-47bd-b4d3-bf227ec9748c","block_type":"box","text":"NVIDIA CORP","page_number":3,"box":{"x":517,"y":194,"width":75,"height":7}},{"id":"42c079ac-26e5-4c53-a7d4-ffa8f69f7d14","block_type":"box","text":"3.4%","page_number":3,"box":{"x":928,"y":194,"width":26,"height":7}},{"id":"49604de5-d2f9-4d60-83de-ff070f6ac663","block_type":"box","text":"AMAZON.COM","page_number":3,"box":{"x":516,"y":216,"width":82,"height":7}},{"id":"80bacda0-abea-44c7-aaae-09e4126308c4","block_type":"box","text":"2.6%","page_number":3,"box":{"x":928,"y":216,"width":26,"height":7}},{"id":"a8487296-59db-4c8b-af01-bc78b60901ee","block_type":"box","text":"META PLATFORMS","page_number":3,"box":{"x":517,"y":239,"width":107,"height":7}},{"id":"a45b6a0f-fdbb-43cd-b455-d4b2ba0c73f5","block_type":"box","text":"1.7%","page_number":3,"box":{"x":928,"y":239,"width":26,"height":7}},{"id":"d7033889-aba0-4cd7-a910-5e433ff44325","block_type":"box","text":"ALPHABET INC","page_number":3,"box":{"x":516,"y":261,"width":86,"height":7}},{"id":"410541c1-c73f-4745-97a5-a830e3e5a6d6","block_type":"box","text":"1.4%","page_number":3,"box":{"x":928,"y":261,"width":26,"height":7}},{"id":"826166a1-0810-4c71-8b83-b32a33eeaa00","block_type":"box","text":"ALPHABET INC","page_number":3,"box":{"x":516,"y":284,"width":86,"height":6}},{"id":"28021df7-c11e-4d47-aa84-75ff4e12463f","block_type":"box","text":"1.2%","page_number":3,"box":{"x":928,"y":284,"width":26,"height":6}},{"id":"b75958e1-f227-4a23-a709-980571b7e430","block_type":"box","text":"ELI LILLY AND COMPANY","page_number":3,"box":{"x":517,"y":306,"width":139,"height":7}},{"id":"f2f67d91-3638-4742-bf0b-05f18efbfdb5","block_type":"box","text":"1.0%","page_number":3,"box":{"x":928,"y":306,"width":26,"height":7}},{"id":"f72a7ada-c601-4cfb-bbf8-60f14850d947","block_type":"box","text":"JPMORGAN CHASE & CO","page_number":3,"box":{"x":516,"y":328,"width":144,"height":7}},{"id":"dff21a02-53d9-4d47-bf57-8404565f6ed6","block_type":"box","text":"0.9%","page_number":3,"box":{"x":928,"y":328,"width":26,"height":7}},{"id":"fd7312dc-71cc-4ec2-ab86-adb976f2ac17","block_type":"box","text":"BROADCOM INC","page_number":3,"box":{"x":517,"y":351,"width":93,"height":7}},{"id":"583fa63d-b2cb-44ed-8e31-985073308916","block_type":"box","text":"0.9%","page_number":3,"box":{"x":928,"y":351,"width":26,"height":7}},{"id":"ebae472b-76b5-4bbf-a58c-37d877114008","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":511,"y":368,"width":93,"height":8}},{"id":"1118d490-89ad-4a99-829c-e1bb559ea1cf","block_type":"box","text":"Please note there may be instances where allocations do not total 100% due","page_number":3,"box":{"x":36,"y":404,"width":443,"height":9}},{"id":"9940ca84-2af1-4304-b3a9-32c4a3aad0f2","block_type":"box","text":"to the rounding of the figures used to compile these breakdowns. There may","page_number":3,"box":{"x":35,"y":416,"width":449,"height":9}},{"id":"4ae228a8-4ea4-49fb-b98a-46fdaa1b0907","block_type":"box","text":"also be instances where a negative weighting is shown in the breakdown in","page_number":3,"box":{"x":36,"y":428,"width":438,"height":10}},{"id":"d01d2f9b-4985-46ad-acd2-2a915a11f32d","block_type":"box","text":"order to accurately reflect a fund's holdings. This is usually associated with","page_number":3,"box":{"x":36,"y":440,"width":442,"height":10}},{"id":"af8a5679-ca1d-4965-bc59-5cc502491d10","block_type":"box","text":"a cash holding, where a fund may be awaiting completion of outstanding","page_number":3,"box":{"x":36,"y":453,"width":434,"height":9}},{"id":"e8f22f1a-1b92-4784-ab77-9e693c10feb6","block_type":"box","text":"transactions that affect this weighting in the short term. A high cash","page_number":3,"box":{"x":35,"y":465,"width":404,"height":10}},{"id":"964e7940-c0f2-450f-a542-b65c8765d51c","block_type":"box","text":"percentage can be due to the use of derivatives within the fund where cash","page_number":3,"box":{"x":36,"y":477,"width":437,"height":10}},{"id":"09df0bbf-cac5-449a-83b1-f4380100b633","block_type":"box","text":"is held to back the derivative.","page_number":3,"box":{"x":36,"y":490,"width":168,"height":7}},{"id":"0f289e94-65d8-43a4-9385-d89ecd42c091","block_type":"box","text":"27.6%","page_number":3,"box":{"x":920,"y":434,"width":33,"height":7}},{"id":"ae06e449-f625-4b47-a7ac-c321b4aa8b23","block_type":"box","text":"14.2%","page_number":3,"box":{"x":921,"y":446,"width":32,"height":7}},{"id":"996cab80-1465-423f-8685-e7bbdf88fee4","block_type":"box","text":"13.4%","page_number":3,"box":{"x":921,"y":458,"width":32,"height":7}},{"id":"1c046e04-b564-4ebd-ba3d-9f7c9f550ae8","block_type":"box","text":"13.2%","page_number":3,"box":{"x":921,"y":470,"width":32,"height":7}},{"id":"b618e62e-8a64-45ac-9309-3a62ff75e897","block_type":"box","text":"11.6%","page_number":3,"box":{"x":921,"y":483,"width":32,"height":7}},{"id":"b49eb5d3-c28c-402e-9df1-9553e3b33ef6","block_type":"box","text":"4.6%","page_number":3,"box":{"x":926,"y":495,"width":27,"height":7}},{"id":"6818d913-aeb4-415f-af73-f7e0d303f7bc","block_type":"box","text":"3.6%","page_number":3,"box":{"x":926,"y":507,"width":27,"height":7}},{"id":"1376f75e-b772-4f47-b6ec-29c41d83506b","block_type":"box","text":"2.9%","page_number":3,"box":{"x":926,"y":520,"width":27,"height":7}},{"id":"47b78b36-c3c2-4035-ae65-e81569ee1ce0","block_type":"box","text":"2.7%","page_number":3,"box":{"x":926,"y":532,"width":27,"height":7}},{"id":"c821045d-e5af-4fd2-a9e9-32ebc309aa1e","block_type":"box","text":"2.5%","page_number":3,"box":{"x":926,"y":544,"width":27,"height":7}},{"id":"b3276422-b836-4ef3-b117-462d3167790e","block_type":"box","text":"2.3%","page_number":3,"box":{"x":926,"y":569,"width":27,"height":7}},{"id":"baaeed3c-238f-4b5d-af72-2c31e31b0a7a","block_type":"box","text":"1.7%","page_number":3,"box":{"x":927,"y":581,"width":26,"height":7}},{"id":"b915f68f-b132-4607-b776-9332af766c9b","block_type":"box","text":"0.2%","page_number":3,"box":{"x":927,"y":593,"width":26,"height":7}},{"id":"656ccd32-0d67-43bc-a16d-e57228b1bbc9","block_type":"box","text":"Technology","page_number":3,"box":{"x":735,"y":433,"width":69,"height":10}},{"id":"1e65ed50-2f9b-49ad-b553-3d2945b59ed5","block_type":"box","text":"Consumer Discretionary","page_number":3,"box":{"x":736,"y":446,"width":141,"height":9}},{"id":"0a2db0a1-2258-4b91-bcd8-2a4d34796256","block_type":"box","text":"Financials","page_number":3,"box":{"x":736,"y":458,"width":58,"height":7}},{"id":"6a00586e-fa8a-47af-872a-a644cc520df0","block_type":"box","text":"Industrials","page_number":3,"box":{"x":736,"y":470,"width":61,"height":7}},{"id":"484a276c-ed1a-4488-b8a5-610c1aad0176","block_type":"box","text":"Health Care","page_number":3,"box":{"x":736,"y":482,"width":68,"height":8}},{"id":"d0199555-03c6-4e9c-a0ce-5b56f05d562f","block_type":"box","text":"Consumer Staples","page_number":3,"box":{"x":736,"y":495,"width":105,"height":9}},{"id":"c84d1fef-8d68-4e85-9522-8c087c370e06","block_type":"box","text":"Energy","page_number":3,"box":{"x":736,"y":507,"width":40,"height":9}},{"id":"1c052b30-e2f2-4eb3-aca3-9293f59a13b7","block_type":"box","text":"Basic Materials","page_number":3,"box":{"x":736,"y":519,"width":88,"height":8}},{"id":"b6e739a4-e171-46e2-979c-9632a8d2f6b9","block_type":"box","text":"Telecommunications","page_number":3,"box":{"x":735,"y":531,"width":121,"height":8}},{"id":"a634ba95-e3cc-4ba4-8111-f8c358bde3d4","block_type":"box","text":"Alternative Trading","page_number":3,"box":{"x":735,"y":544,"width":112,"height":9}},{"id":"e75da5b4-3086-4e89-b863-d6c7471fe1cd","block_type":"box","text":"Strategies","page_number":3,"box":{"x":736,"y":556,"width":57,"height":10}},{"id":"170c4310-561b-4404-862b-ca4b7edfcd03","block_type":"box","text":"Real Estate","page_number":3,"box":{"x":736,"y":568,"width":64,"height":8}},{"id":"993ae3e5-9e89-4511-baad-40260bbe7b14","block_type":"box","text":"Utilities","page_number":3,"box":{"x":736,"y":581,"width":43,"height":7}},{"id":"6235d855-b0ac-4c5d-bd5a-2e9a457d6905","block_type":"box","text":"Other","page_number":3,"box":{"x":736,"y":593,"width":32,"height":7}},{"id":"302b3f42-cc10-4ddd-82c2-6db55ab5d304","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":510,"y":614,"width":93,"height":9}},{"id":"13ab12e9-e56f-461d-83b4-0a97b966bd57","block_type":"box","text":"Market Capitalisation","page_number":3,"box":{"x":38,"y":645,"width":240,"height":15}},{"id":"2bb159a4-da4f-44e6-a277-17a6f1b894a7","block_type":"box","text":"Mega (Greater than","page_number":3,"box":{"x":40,"y":676,"width":113,"height":10}},{"id":"cf134838-3fcf-4fc3-80c1-9a1feef7a2f4","block_type":"box","text":"50bn)","page_number":3,"box":{"x":39,"y":689,"width":31,"height":9}},{"id":"19377717-018e-4c55-9a83-33a2384b151e","block_type":"box","text":"45.1%","page_number":3,"box":{"x":449,"y":683,"width":33,"height":7}},{"id":"457889b1-b7d9-4ab6-86cc-dee414cf7e33","block_type":"box","text":"Large (3bn-50bn)","page_number":3,"box":{"x":40,"y":704,"width":98,"height":10}},{"id":"d6e31fb1-3243-4b32-9e51-01fddebc25e6","block_type":"box","text":"46.1%","page_number":3,"box":{"x":449,"y":705,"width":33,"height":7}},{"id":"59cd466f-2c86-4bb9-9ab5-513f96869370","block_type":"box","text":"Medium (1bn-3bn)","page_number":3,"box":{"x":40,"y":720,"width":106,"height":9}},{"id":"cd9b023d-8cf5-42ba-81b7-26a12f1599fc","block_type":"box","text":"1.5%","page_number":3,"box":{"x":456,"y":721,"width":26,"height":6}},{"id":"e79fc054-4f1f-41fd-bf4f-b9cb218309d8","block_type":"box","text":"Small (50m-1bn)","page_number":3,"box":{"x":39,"y":736,"width":95,"height":9}},{"id":"2887196c-2f56-48f5-8f2b-e00352866198","block_type":"box","text":"0.1%","page_number":3,"box":{"x":456,"y":736,"width":26,"height":7}},{"id":"9c6484d6-1f70-4ca5-901a-ca81caac2d1a","block_type":"box","text":"Micro (Less than 50m)","page_number":3,"box":{"x":40,"y":751,"width":127,"height":9}},{"id":"34649de6-2fac-44b5-8f53-0c2a25b42dfa","block_type":"box","text":"0.0%","page_number":3,"box":{"x":456,"y":752,"width":26,"height":7}},{"id":"44c71ef5-df77-4caa-a890-05a583e1b03d","block_type":"box","text":"Other","page_number":3,"box":{"x":39,"y":767,"width":33,"height":7}},{"id":"837e5f65-4179-4923-bcb5-6ad03c45440b","block_type":"box","text":"7.9%","page_number":3,"box":{"x":456,"y":767,"width":26,"height":7}},{"id":"5069177f-db63-4505-98ff-cc53666b9390","block_type":"box","text":"Cash/Money Market","page_number":3,"box":{"x":39,"y":783,"width":118,"height":9}},{"id":"66cfa582-00e1-4608-bbb2-9e968e213655","block_type":"box","text":"-0.6%","page_number":3,"box":{"x":451,"y":783,"width":31,"height":7}},{"id":"d5998810-7195-4c2c-980f-be3f3ec332e8","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":35,"y":808,"width":94,"height":8}},{"id":"b2be03c9-0f4c-4e4a-b2a0-63086bed612d","block_type":"box","text":"Geographic regional allocation","page_number":3,"box":{"x":511,"y":645,"width":349,"height":15}},{"id":"70124035-7048-4fa6-85ae-87a0a9f87c0e","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":510,"y":858,"width":93,"height":9}},{"id":"948c721b-be02-4bfa-82e3-945abbad8ed7","block_type":"box","text":"Aviva Pension","page_number":3,"box":{"x":69,"y":51,"width":152,"height":12}},{"id":"5e880bb3-a82c-4bb9-b992-d8226ad596d8","block_type":"box","text":"BlackRock World ex UK Equity Index","page_number":3,"box":{"x":295,"y":29,"width":405,"height":16}},{"id":"c6dcc11e-a53e-4749-8df3-ec1e12a1a055","block_type":"box","text":"Tracker","page_number":3,"box":{"x":457,"y":51,"width":81,"height":12}},{"id":"a2612e7a-c9ea-4e98-9f4c-6eb0d0e9ffa0","block_type":"box","text":"April 2024","page_number":3,"box":{"x":793,"y":51,"width":109,"height":15}},{"id":"87a7b2f3-cee2-4247-bcd4-e48c1365c7e0","block_type":"box","text":"W e b :","page_number":3,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"54894c39-56fc-4c35-9ac7-76e232c9ccfb","block_type":"box","text":"aviva.co.uk","page_number":3,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"630dbe8b-6400-43fb-983d-fba5a2e647df","block_type":"box","text":"A p p :","page_number":3,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"a8db2d51-c864-43ec-a3b6-a4a946b4634d","block_type":"box","text":"MyAviva","page_number":3,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"cded1bb4-5366-402a-825d-c9361ee31caa","block_type":"box","text":"Find out more","page_number":3,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"b359d16a-8e2d-41d9-87cf-654b492d1fda","block_type":"box","text":"Sector breakdown","page_number":3,"box":{"x":511,"y":404,"width":198,"height":12}},{"id":"8533d41f-65c4-4a2e-aba0-c431eb8232c5","block_type":"box","text":"A - G e n e r a l","page_number":4,"box":{"x":36,"y":145,"width":80,"height":7}},{"id":"9ffcd469-976b-4129-9238-1953c3395eb6","block_type":"box","text":"I n v e s t m e n t i s n o t g u a r a n t e e d :","page_number":4,"box":{"x":37,"y":167,"width":218,"height":10}},{"id":"263cae11-30a0-4d8a-86aa-33dd847d0d0b","block_type":"box","text":"The value of an investment is not","page_number":4,"box":{"x":260,"y":167,"width":195,"height":8}},{"id":"40802d16-d566-4107-95d4-33db4b4137ec","block_type":"box","text":"guaranteed and can go down as well as up. You could get back less than","page_number":4,"box":{"x":36,"y":179,"width":427,"height":10}},{"id":"b135461d-708d-4a5c-be08-8771300150fa","block_type":"box","text":"you’ve paid in.","page_number":4,"box":{"x":35,"y":192,"width":84,"height":9}},{"id":"e0bfd08a-8f36-4eb1-988b-ca284258ad7a","block_type":"box","text":"S p e c i a l i s t f u n d s :","page_number":4,"box":{"x":37,"y":214,"width":121,"height":9}},{"id":"614a715b-fa22-4bdf-be93-ab5d21d2818b","block_type":"box","text":"Some funds invest only in a specific or limited range of","page_number":4,"box":{"x":163,"y":214,"width":322,"height":10}},{"id":"97ea73ce-d7e8-4e09-9290-642bf4eecd00","block_type":"box","text":"sectors. This will be set out in the fund’s aim. These funds may be riskier","page_number":4,"box":{"x":36,"y":226,"width":422,"height":10}},{"id":"fef40764-0c18-4aae-9f5e-8969773d4456","block_type":"box","text":"than funds that invest across a broader range of sectors.","page_number":4,"box":{"x":35,"y":239,"width":337,"height":9}},{"id":"c2c2ed7c-a9ab-4ec2-8eca-7560223c5079","block_type":"box","text":"S u s p e n d t r a d i n g :","page_number":4,"box":{"x":37,"y":261,"width":124,"height":10}},{"id":"693e433a-ce4f-4375-bc50-c7f43ba22bc6","block_type":"box","text":"Fund managers are often able to stop any trading in","page_number":4,"box":{"x":167,"y":261,"width":308,"height":10}},{"id":"c562dbe8-87f6-410d-b27d-02f7f8e108a7","block_type":"box","text":"their funds in certain circumstances for as long as necessary. When this","page_number":4,"box":{"x":35,"y":273,"width":421,"height":10}},{"id":"73e33957-7547-4e33-b306-9d2877007ff0","block_type":"box","text":"happens, cashing in or switching your investment in the fund will be","page_number":4,"box":{"x":36,"y":285,"width":400,"height":10}},{"id":"b775d38b-c9ca-417a-a65b-ce4d24304c81","block_type":"box","text":"delayed. You may not be able to access your money during this period.","page_number":4,"box":{"x":36,"y":298,"width":413,"height":9}},{"id":"fe17d2b8-7bd0-49d4-a201-8c2225d7b92a","block_type":"box","text":"Derivatives:","page_number":4,"box":{"x":38,"y":320,"width":82,"height":8}},{"id":"83789dab-0602-4e72-862d-a5088fe42ad5","block_type":"box","text":"Derivatives are financial contracts whose value is based on","page_number":4,"box":{"x":126,"y":320,"width":345,"height":8}},{"id":"cae26deb-9c43-45b7-abfc-c7c63e5e0643","block_type":"box","text":"the prices of other assets. Most funds can invest partly in derivatives so that","page_number":4,"box":{"x":35,"y":332,"width":448,"height":10}},{"id":"80fcaecc-bc4c-467d-9a71-2c0ce615c96d","block_type":"box","text":"the fund can be managed more efficiently or to reduce risk, but there’s a risk","page_number":4,"box":{"x":35,"y":345,"width":448,"height":9}},{"id":"b72dc10f-4649-4e0d-8499-c956c78a79fe","block_type":"box","text":"that the company that issues the derivative may default on its","page_number":4,"box":{"x":35,"y":357,"width":365,"height":10}},{"id":"0b789b46-9298-4403-8821-de9020df0035","block_type":"box","text":"commitments, which could lead to losses. Some funds also use derivatives","page_number":4,"box":{"x":36,"y":369,"width":435,"height":9}},{"id":"4a10c7de-4c5f-4324-ba93-e4756931d8cb","block_type":"box","text":"to increase potential returns – this is known as ‘speculation’ – and an","page_number":4,"box":{"x":35,"y":382,"width":407,"height":9}},{"id":"547431e5-ede8-44be-acfa-08429dca4ac6","block_type":"box","text":"additional risk warning applies to those funds (see risk F below).","page_number":4,"box":{"x":36,"y":394,"width":378,"height":10}},{"id":"2bd80e3d-a635-4dbf-b720-d2b0e053e94f","block_type":"box","text":"B - F o r e i g n E x c h a n g e R i s k :","page_number":4,"box":{"x":37,"y":416,"width":192,"height":10}},{"id":"c67cc677-fd76-4148-9e57-bf45d47a1691","block_type":"box","text":"When a fund invests substantially in","page_number":4,"box":{"x":234,"y":416,"width":212,"height":10}},{"id":"a1c0472a-7e2d-41b2-a71f-bccf9cdd90a7","block_type":"box","text":"overseas assets, its value will go up and down in line with movements in","page_number":4,"box":{"x":36,"y":429,"width":420,"height":9}},{"id":"745268bc-4b7d-4a80-8f9e-67e2403fe344","block_type":"box","text":"exchange rates as well as the changes in value of the fund’s investments.","page_number":4,"box":{"x":35,"y":441,"width":428,"height":9}},{"id":"81417e0c-0059-4e2b-a542-548d09d56d8c","block_type":"box","text":"C - E m e r g i n g M a r k e t s :","page_number":4,"box":{"x":37,"y":463,"width":159,"height":10}},{"id":"db75493c-3c95-43de-83e7-a6f17b76de08","block_type":"box","text":"Where a fund invests substantially in emerging","page_number":4,"box":{"x":201,"y":463,"width":274,"height":10}},{"id":"7dcf4a6d-7f24-4842-8e0b-af8f2271ff33","block_type":"box","text":"markets, its value is more likely to move up and down by large amounts and","page_number":4,"box":{"x":36,"y":476,"width":443,"height":9}},{"id":"5e78495b-3e1f-4cab-9561-6e205dc9caf5","block_type":"box","text":"more frequently than a fund that invests in developed markets. Emerging","page_number":4,"box":{"x":36,"y":488,"width":429,"height":9}},{"id":"5fd244fa-9b8c-46f5-8098-1c733df78940","block_type":"box","text":"markets may not be as strictly regulated, and investments may be harder to","page_number":4,"box":{"x":36,"y":500,"width":442,"height":10}},{"id":"85733c4c-4c42-43bb-b889-b3cd8ddb2ceb","block_type":"box","text":"buy and sell than in developed markets. Emerging markets may also be","page_number":4,"box":{"x":36,"y":512,"width":417,"height":10}},{"id":"b3e3fb35-0c39-48a4-8c75-7547d1d4a515","block_type":"box","text":"politically unstable which can make these funds riskier.","page_number":4,"box":{"x":36,"y":525,"width":321,"height":9}},{"id":"d63e71d0-6e4a-4e01-b524-61630101ddbc","block_type":"box","text":"D - S m a l l e r C o m p a n i e s :","page_number":4,"box":{"x":38,"y":547,"width":168,"height":9}},{"id":"76926729-79f3-4cf8-b8d8-6ee54171d7e8","block_type":"box","text":"Where a fund invests in substantially the","page_number":4,"box":{"x":211,"y":547,"width":238,"height":10}},{"id":"9cca314d-c29f-4bf7-8a4e-9fe1ba8cf8d9","block_type":"box","text":"shares of smaller companies, it’s more likely to move up and down by large","page_number":4,"box":{"x":36,"y":559,"width":438,"height":10}},{"id":"b770ac26-bbc1-40a6-848d-8da562edb9ab","block_type":"box","text":"amounts and more frequently than a fund that invests in the shares of","page_number":4,"box":{"x":36,"y":572,"width":417,"height":9}},{"id":"1df13517-caed-4fc5-a016-b3d67a69c788","block_type":"box","text":"larger companies. The shares can also be more difficult to buy and sell, so","page_number":4,"box":{"x":36,"y":584,"width":435,"height":10}},{"id":"8a187817-30a0-42da-b403-042e53ca9a7d","block_type":"box","text":"smaller-companies funds can be riskier.","page_number":4,"box":{"x":36,"y":596,"width":231,"height":10}},{"id":"900f7603-b1b4-41d5-860b-85621d794853","block_type":"box","text":"E - Fixed Inter est:","page_number":4,"box":{"x":37,"y":619,"width":126,"height":7}},{"id":"6af12400-5856-4e79-8ecf-69b8bf9297b2","block_type":"box","text":"Where a fund invests substantially in fixed-interest","page_number":4,"box":{"x":167,"y":619,"width":297,"height":9}},{"id":"5e872d1c-73d3-42ce-8665-109111a3f1fb","block_type":"box","text":"assets, such as corporate or government bonds, changes in interest rates or","page_number":4,"box":{"x":36,"y":631,"width":447,"height":9}},{"id":"b4e1ddb0-88d5-47c4-bda2-7b0dc3639d3d","block_type":"box","text":"inflation can contribute to the value of the fund going up or down. For","page_number":4,"box":{"x":36,"y":643,"width":415,"height":10}},{"id":"eb82ebe0-26f7-446e-9855-2935f70c1376","block_type":"box","text":"example, if interest rates rise, the fund’s value is likely to fall.","page_number":4,"box":{"x":35,"y":655,"width":350,"height":10}},{"id":"1715f0b6-41fc-4034-9c9c-05617463bece","block_type":"box","text":"F - D e r i v a t i v e s :","page_number":4,"box":{"x":511,"y":145,"width":107,"height":7}},{"id":"56eec22f-c986-44ff-b867-2edde2449c16","block_type":"box","text":"See risk A above. Some funds also invest in derivatives as","page_number":4,"box":{"x":623,"y":145,"width":335,"height":7}},{"id":"1bd99f6c-8f28-43c5-859e-03b313434dca","block_type":"box","text":"part of their investment strategy, not just for managing the fund more","page_number":4,"box":{"x":511,"y":157,"width":412,"height":10}},{"id":"c948c4e8-6810-41de-a745-ac23e3b044a6","block_type":"box","text":"efficiently. Under certain circumstances, derivatives can cause large","page_number":4,"box":{"x":510,"y":169,"width":395,"height":10}},{"id":"a110a706-d982-4a48-b827-045a8488387f","block_type":"box","text":"movements up or down in the value of the fund, making it riskier compared","page_number":4,"box":{"x":510,"y":182,"width":440,"height":9}},{"id":"1bace310-a8a9-4378-90cc-32216005ef5f","block_type":"box","text":"with funds that only invest in, for example, company shares. There’s also a","page_number":4,"box":{"x":510,"y":194,"width":437,"height":9}},{"id":"8a6fe233-af7c-46bf-9518-334dd93c5c1b","block_type":"box","text":"risk that the company that issues the derivative may default on its","page_number":4,"box":{"x":511,"y":206,"width":387,"height":10}},{"id":"98a5c740-3487-4309-bbf4-fbdec02471b0","block_type":"box","text":"commitments, which could lead to losses.","page_number":4,"box":{"x":510,"y":219,"width":243,"height":9}},{"id":"e63f5804-2891-4efa-8405-e53b03a4bb6d","block_type":"box","text":"G - C a s h / M o n e y M a r k e t F u n d s :","page_number":4,"box":{"x":511,"y":241,"width":223,"height":9}},{"id":"afa1cea0-4a6c-4453-b7b6-831b7347e4d7","block_type":"box","text":"These are different to cash deposit","page_number":4,"box":{"x":739,"y":241,"width":204,"height":9}},{"id":"e578e204-48a1-41bd-b589-03b19d4f2cc2","block_type":"box","text":"accounts, such as those held with high-street banks, and their value can","page_number":4,"box":{"x":511,"y":253,"width":424,"height":10}},{"id":"143f82f2-2fa5-4cb5-ad7f-3f96f7277fca","block_type":"box","text":"fall. Also, when interest rates are low, the fund’s charges could be higher","page_number":4,"box":{"x":510,"y":265,"width":423,"height":10}},{"id":"0517973f-6617-448d-a26d-323e4ae51b84","block_type":"box","text":"than the return from the investment, so you could get back less than you’ve","page_number":4,"box":{"x":510,"y":278,"width":444,"height":9}},{"id":"2097e33f-8a61-4893-9716-789b2de3944b","block_type":"box","text":"paid in.","page_number":4,"box":{"x":511,"y":290,"width":42,"height":9}},{"id":"daa6863d-27dd-459b-a9ea-57715c3a8a5e","block_type":"box","text":"H - P r o p e r t y F u n d s :","page_number":4,"box":{"x":512,"y":312,"width":140,"height":10}},{"id":"bff9f141-43df-4b65-9225-c96b41c923cc","block_type":"box","text":"When a fund invests substantially in property","page_number":4,"box":{"x":656,"y":312,"width":268,"height":10}},{"id":"ff49055a-d337-4683-9453-f4a86e6859f9","block_type":"box","text":"funds, property shares or directly in property, you should bear in mind that:","page_number":4,"box":{"x":510,"y":325,"width":443,"height":9}},{"id":"ae0841f3-dba5-43a9-b796-66a785386d9f","block_type":"box","text":"· Property isn’t always easy to sell, so at times the fund may not be able to","page_number":4,"box":{"x":510,"y":347,"width":434,"height":9}},{"id":"7ec8da52-0ca4-4614-a8b2-1f5be6fc04c6","block_type":"box","text":"cash-in or switch part or all of its holdings. You may not be able to access","page_number":4,"box":{"x":510,"y":359,"width":433,"height":10}},{"id":"02d07d69-d078-4d96-95d6-6f374d45c774","block_type":"box","text":"your money during this time.","page_number":4,"box":{"x":510,"y":372,"width":168,"height":9}},{"id":"c24fb200-8bb5-4157-ae25-bec7f7ac50ba","block_type":"box","text":"· Property valuations are made by independent valuers, but effectively they","page_number":4,"box":{"x":510,"y":394,"width":438,"height":9}},{"id":"87e474b0-d304-4d93-aca4-8fe76edaf5d1","block_type":"box","text":"remain a matter of judgement and opinion.","page_number":4,"box":{"x":511,"y":406,"width":253,"height":10}},{"id":"b8e2373a-a44d-4d0a-aeaa-13ad917c166e","block_type":"box","text":"· Property transaction costs are high due to legal costs, valuation costs and","page_number":4,"box":{"x":510,"y":429,"width":444,"height":9}},{"id":"9210080d-dd76-47eb-87e8-18beba727ea4","block_type":"box","text":"stamp duty, all of which affect the value of a fund.","page_number":4,"box":{"x":510,"y":441,"width":296,"height":9}},{"id":"953e41b9-4f64-4d07-bbc1-27973f2ed5ce","block_type":"box","text":"I - H i g h Y i e l d B o n d s : T h e s e a r e i s s u e d b y c o m p a n i e s a n d","page_number":4,"box":{"x":511,"y":463,"width":413,"height":10}},{"id":"a76c04cc-b22c-4d3e-9ecb-d43db211f3a8","block_type":"box","text":"g o v e r n m e n t s t h a t h a v e a l o w e r c r e d i t r a t i n g .","page_number":4,"box":{"x":511,"y":476,"width":328,"height":9}},{"id":"74a8f6fd-a942-4a6f-81ef-cc5e27f43501","block_type":"box","text":"When a fund","page_number":4,"box":{"x":844,"y":475,"width":74,"height":8}},{"id":"c601e5c0-091d-4568-ae81-c549000b1dfb","block_type":"box","text":"invests substantially in high yield bonds, there’s a higher risk that the bond","page_number":4,"box":{"x":510,"y":488,"width":441,"height":9}},{"id":"292728e0-ef6d-4177-af68-41b7db21e447","block_type":"box","text":"issuer might not be able to pay interest or return the capital that was","page_number":4,"box":{"x":510,"y":500,"width":405,"height":10}},{"id":"6155b302-5dbc-4744-8e0d-7b20a29173e7","block_type":"box","text":"invested. The value of these bonds is also more greatly affected by economic","page_number":4,"box":{"x":510,"y":512,"width":449,"height":10}},{"id":"3086106e-b842-4ecd-848f-5916f26788a3","block_type":"box","text":"conditions and interest rate movements. There may be times when it’s not","page_number":4,"box":{"x":510,"y":525,"width":431,"height":9}},{"id":"266bc202-befa-4fd7-81c4-b7872d8136f5","block_type":"box","text":"easy to buy or sell these bonds, so cashing-in or switching your investment","page_number":4,"box":{"x":510,"y":537,"width":441,"height":10}},{"id":"b64cd086-c018-4068-837e-89ee5dfeecf3","block_type":"box","text":"in the fund may be delayed. You may not be able to access your money","page_number":4,"box":{"x":510,"y":549,"width":415,"height":10}},{"id":"1d5020cf-a17e-4b2e-9c21-00529acb9081","block_type":"box","text":"during this period.","page_number":4,"box":{"x":510,"y":562,"width":108,"height":9}},{"id":"d6daf8f1-73c2-4e79-bf10-12da75c51638","block_type":"box","text":"J - R e i n s u r e d F u n d s :","page_number":4,"box":{"x":511,"y":584,"width":147,"height":7}},{"id":"b520c702-ddf6-4678-a38a-3fb9b77bbee2","block_type":"box","text":"Where a fund invests in a fund that’s operated by","page_number":4,"box":{"x":663,"y":584,"width":290,"height":9}},{"id":"7b0b21e5-1c25-400e-a72b-63a8126ac00a","block_type":"box","text":"another insurance company, you could lose some or all of the value of your","page_number":4,"box":{"x":511,"y":596,"width":442,"height":10}},{"id":"e551a8e9-3d5c-4872-ac48-18ecf25e1e1b","block_type":"box","text":"investment in the fund if the other insurance company became insolvent.","page_number":4,"box":{"x":510,"y":608,"width":427,"height":10}},{"id":"5edef171-c5c1-4aa6-8fe5-1fc33082a359","block_type":"box","text":"K - L o n g - Te r m A s s e t F u n d s :","page_number":4,"box":{"x":511,"y":631,"width":198,"height":9}},{"id":"95faf54c-b090-46ef-a191-1cca4eac9387","block_type":"box","text":"The fund invests partly in one or more","page_number":4,"box":{"x":714,"y":631,"width":223,"height":9}},{"id":"215fcedf-c117-45cc-b3ef-ab9793b9ee12","block_type":"box","text":"long-term asset funds (LTAFs), giving access to sectors such as","page_number":4,"box":{"x":511,"y":643,"width":368,"height":10}},{"id":"917934cc-7bb3-4a03-ba2b-958c0ef9786d","block_type":"box","text":"infrastructure, venture capital, private equity and debt investments. LTAFs","page_number":4,"box":{"x":510,"y":655,"width":430,"height":10}},{"id":"17f364d3-5928-4a65-8af7-003ca596fbc9","block_type":"box","text":"add diversity to the fund, but it takes longer to move money out of them","page_number":4,"box":{"x":511,"y":668,"width":422,"height":9}},{"id":"53fa85d8-63f0-4840-8459-8fca2e612997","block_type":"box","text":"than from many types of asset. This could mean that in exceptional","page_number":4,"box":{"x":510,"y":680,"width":398,"height":10}},{"id":"82796400-6d31-419e-9ccd-168de80d16d1","block_type":"box","text":"circumstances cashing-in or switching your investment in the fund may","page_number":4,"box":{"x":510,"y":692,"width":420,"height":10}},{"id":"2905f3e9-98e2-47b0-956d-105fc029e14a","block_type":"box","text":"need to be delayed. To reduce this risk, we set strict limits on how much of","page_number":4,"box":{"x":511,"y":705,"width":431,"height":9}},{"id":"4ddbe717-299b-4bdc-8d91-65eb37911a99","block_type":"box","text":"the fund can be invested in LTAFs and monitor this closely.","page_number":4,"box":{"x":510,"y":717,"width":341,"height":9}},{"id":"d4fdf4a3-bffd-46b3-a000-501f3b442143","block_type":"box","text":"Charges explained","page_number":4,"box":{"x":512,"y":741,"width":203,"height":16}},{"id":"4e3ae78b-8482-444c-9fb0-df1eb86a0821","block_type":"box","text":"A n n u a l M a n a g e m e n t C h a r g e ( A M C )","page_number":4,"box":{"x":510,"y":772,"width":255,"height":10}},{"id":"00c990f0-801e-4e94-bd34-0c150c43b144","block_type":"box","text":"– the annual fee, expressed as a","page_number":4,"box":{"x":770,"y":772,"width":186,"height":10}},{"id":"6f911da8-3d85-45f1-b044-742eabb934d5","block_type":"box","text":"percentage, which is charged by the product provider. This covers both the","page_number":4,"box":{"x":511,"y":785,"width":436,"height":9}},{"id":"f05e05a3-fe25-4950-9d29-4f90c45f81b8","block_type":"box","text":"costs of running the fund and any product charges which may be","page_number":4,"box":{"x":510,"y":797,"width":387,"height":9}},{"id":"1b90e4a6-8b98-4c0f-b8e2-fdd81fc11843","block_type":"box","text":"applicable.","page_number":4,"box":{"x":511,"y":809,"width":63,"height":10}},{"id":"95636c5a-b36a-457b-8cfc-db38f0b93ebf","block_type":"box","text":"A d d i t i o n a l E x p e n s e s –","page_number":4,"box":{"x":510,"y":832,"width":161,"height":9}},{"id":"cacdc726-4fdb-42ea-8515-f9efaaae5ecd","block_type":"box","text":"charged by the fund managers to cover","page_number":4,"box":{"x":676,"y":831,"width":232,"height":10}},{"id":"9b81d538-35b9-4f74-92e1-c5dfc83ff534","block_type":"box","text":"expenses, such as fees to auditors, trustees and valuers. The value is an","page_number":4,"box":{"x":510,"y":844,"width":421,"height":9}},{"id":"80889e7c-c938-4f58-8e13-09451e9c2c3c","block_type":"box","text":"indicative figure, which is reviewed regularly and can change. Additional","page_number":4,"box":{"x":510,"y":856,"width":424,"height":10}},{"id":"f86fdf53-cbab-42d0-bb0b-b5fb810c346e","block_type":"box","text":"expenses are added to the AMC to give the total fund charge.","page_number":4,"box":{"x":510,"y":868,"width":358,"height":10}},{"id":"73239aba-2b28-4457-ad42-49abd22a7f5d","block_type":"box","text":"Aviva Pension","page_number":4,"box":{"x":69,"y":51,"width":152,"height":12}},{"id":"20972b5e-0ea7-48bf-85d0-b929f2ed7b56","block_type":"box","text":"BlackRock World ex UK Equity Index","page_number":4,"box":{"x":295,"y":29,"width":405,"height":16}},{"id":"a40e88b5-9f2c-40bd-9884-4bbaffd67b2f","block_type":"box","text":"Tracker","page_number":4,"box":{"x":457,"y":51,"width":81,"height":12}},{"id":"7048cf64-759e-41c9-9d57-fde97174aea3","block_type":"box","text":"April 2024","page_number":4,"box":{"x":793,"y":51,"width":109,"height":15}},{"id":"4f89a52b-78be-4155-b3c3-efaddd518149","block_type":"box","text":"Risk warnings","page_number":4,"box":{"x":38,"y":97,"width":154,"height":16}},{"id":"dd61ab7e-2986-41d6-941f-fc6a7e9e7268","block_type":"box","text":"Factsheet produced by Broadridge","page_number":4,"box":{"x":36,"y":977,"width":152,"height":7}},{"id":"42185239-a8d3-456a-b7ee-265abd0b4e33","block_type":"box","text":"@Aviva plc","page_number":4,"box":{"x":911,"y":977,"width":49,"height":7}},{"id":"f3fca8ac-d664-4f7b-b438-06eb888dcc38","block_type":"box","text":"Aviva Life & Pensions UK Limited.","page_number":4,"box":{"x":402,"y":901,"width":191,"height":8}},{"id":"2bf53c02-356e-45f0-9dc3-900691cb6b29","block_type":"box","text":"Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR.","page_number":4,"box":{"x":231,"y":914,"width":534,"height":9}},{"id":"1901da23-1f22-4f5e-b0e1-ab0b4e851309","block_type":"box","text":"Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.","page_number":4,"box":{"x":82,"y":926,"width":831,"height":10}},{"id":"d2c2381f-26a8-4260-b411-558460f6b150","block_type":"box","text":"Firm Reference Number 185896.","page_number":4,"box":{"x":409,"y":938,"width":178,"height":8}},{"id":"0be99885-2dde-4b97-bb01-8ac2d312ba79","block_type":"box","text":"Calls to Aviva may be recorded. www.aviva.co.uk.","page_number":4,"box":{"x":356,"y":951,"width":284,"height":9}}],"unit":"per_mille","page_width":595,"page_height":842,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":4}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"2c89dda5-9597-421b-864c-51ec23edcd31"},"user_id":1000227,"date_created":"2026-06-29T18:29:27.476000Z","date_modified":"2026-06-29T18:29:27.476000Z","private":false}