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Issuers of debt securities may fail to meet","page_number":3,"box":{"x":65,"y":148,"width":402,"height":9}},{"id":"c5512e0d-af5f-4137-ac85-7b9f833cb4e5","block_type":"box","text":"payment obligations or the credit rating of debt securities may be","page_number":3,"box":{"x":66,"y":159,"width":386,"height":8}},{"id":"a8c14482-bca8-46ab-9670-f1a2e9a54bf9","block_type":"box","text":"downgraded. 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Emerging","page_number":3,"box":{"x":66,"y":328,"width":391,"height":8}},{"id":"0844cf40-d1a7-42e2-981e-1c24393f80a4","block_type":"box","text":"market and below investment grade debt securities may also be","page_number":3,"box":{"x":66,"y":338,"width":381,"height":9}},{"id":"1d79b715-dc14-4f89-a104-b4af0ad5dc23","block_type":"box","text":"subject to higher volatility and lower liquidity than non","page_number":3,"box":{"x":65,"y":349,"width":314,"height":8}},{"id":"8f7fd2f3-3b4b-42a5-bad7-efdfab8e2266","block_type":"box","text":"-","page_number":3,"box":{"x":381,"y":352,"width":4,"height":1}},{"id":"d751eb18-5ae8-4cc9-9a08-ac9766fdb3b8","block_type":"box","text":"emerging","page_number":3,"box":{"x":387,"y":349,"width":55,"height":8}},{"id":"64f7c47d-8f7f-4322-b60a-53ca6f4c9c86","block_type":"box","text":"market and investment grade debt securities respectively.","page_number":3,"box":{"x":66,"y":359,"width":345,"height":9}},{"id":"f83d33b4-3116-4afe-986d-ddce2bca623c","block_type":"box","text":"Sustainability risk may materially negatively impact the financial","page_number":3,"box":{"x":66,"y":370,"width":376,"height":8}},{"id":"a59e5eb1-d497-4726-b246-58e1dcf8ccbd","block_type":"box","text":"condition or operating performance of an issuer and therefore the","page_number":3,"box":{"x":65,"y":380,"width":390,"height":9}},{"id":"35a5921f-b588-4b05-bd0b-3556a95047b7","block_type":"box","text":"value of that investment. In addition, it may increase the Sub","page_number":3,"box":{"x":65,"y":391,"width":355,"height":8}},{"id":"05adc436-244f-4554-8e74-7bb11dc09202","block_type":"box","text":"-","page_number":3,"box":{"x":421,"y":395,"width":5,"height":1}},{"id":"460c0537-b3d8-4329-9f80-e5e37ab1a428","block_type":"box","text":"Fund's","page_number":3,"box":{"x":427,"y":391,"width":39,"height":7}},{"id":"3ebb44d7-abd9-4ad1-b10d-b0c8713cc13f","block_type":"box","text":"volatility and/or magnify pre","page_number":3,"box":{"x":65,"y":401,"width":165,"height":9}},{"id":"7fe2b5c0-ee86-4f03-a939-0bfd8ad3e545","block_type":"box","text":"-","page_number":3,"box":{"x":232,"y":405,"width":4,"height":1}},{"id":"7f8c33ec-67fc-4b6c-ae53-93d74926df7d","block_type":"box","text":"existing risks to the Sub","page_number":3,"box":{"x":237,"y":401,"width":141,"height":9}},{"id":"5a975b9b-8851-4e7b-b013-b9bd8d6dec1f","block_type":"box","text":"-","page_number":3,"box":{"x":379,"y":405,"width":5,"height":1}},{"id":"828691dc-49da-47eb-b971-15e36b9b9541","block_type":"box","text":"Fund.","page_number":3,"box":{"x":386,"y":401,"width":31,"height":7}},{"id":"55a53df2-165f-4bc8-b6c1-5a3afeced236","block_type":"box","text":"The Sub","page_number":3,"box":{"x":65,"y":412,"width":46,"height":7}},{"id":"9e500e4e-9c0e-47d8-9203-3941aa8437d3","block_type":"box","text":"-","page_number":3,"box":{"x":112,"y":416,"width":4,"height":1}},{"id":"0c27bb23-3bf4-4fad-bf36-0a77aa681477","block_type":"box","text":"Fund seeks to provide a return above the Benchmark;","page_number":3,"box":{"x":118,"y":412,"width":317,"height":9}},{"id":"fd3a1899-b009-4ded-9073-3b4560aec689","block_type":"box","text":"however the Sub","page_number":3,"box":{"x":66,"y":422,"width":97,"height":7}},{"id":"80b1d5ec-5edf-4e74-91d6-1e8da89f2f40","block_type":"box","text":"-","page_number":3,"box":{"x":164,"y":426,"width":5,"height":1}},{"id":"70243a7b-5a71-4f4b-9146-f4e2616826c9","block_type":"box","text":"Fund may underperform the Benchmark.","page_number":3,"box":{"x":171,"y":423,"width":240,"height":8}},{"id":"9762a552-b408-452d-bc35-7e45130dc643","block_type":"box","text":"Further information about risks can be found in the \"Risk Information\"","page_number":3,"box":{"x":66,"y":433,"width":409,"height":7}},{"id":"8fa8ed71-ba8d-4028-b0ee-010d75a973fd","block_type":"box","text":"section of the Prospectus.","page_number":3,"box":{"x":65,"y":444,"width":156,"height":8}},{"id":"1f5d4a3b-2b4d-4ecc-8f61-17e0075c073b","block_type":"box","text":"General Disclosures","page_number":3,"box":{"x":63,"y":470,"width":127,"height":7}},{"id":"3f0a4eff-75e9-4134-a30e-3350392c12b8","block_type":"box","text":"Value of the Share Class over the last five years and may not be a","page_number":3,"box":{"x":505,"y":81,"width":394,"height":9}},{"id":"8c5f1083-da2b-4d8b-9e17-1209815d5dea","block_type":"box","text":"reliable indication of the future risk profile of the Share Class. The risk","page_number":3,"box":{"x":506,"y":92,"width":422,"height":9}},{"id":"1bf7f8b3-8b69-45f0-b895-448b1eb7415c","block_type":"box","text":"and reward category shown above is not guaranteed to remain","page_number":3,"box":{"x":506,"y":103,"width":378,"height":8}},{"id":"8d92a4b9-c50b-4fcf-a7be-a975795b31df","block_type":"box","text":"unchanged and may change over time. A Share Class with the lowest","page_number":3,"box":{"x":506,"y":113,"width":420,"height":9}},{"id":"56fb4742-1fac-4991-8a5e-651f13e5be3e","block_type":"box","text":"risk rating does not mean a risk","page_number":3,"box":{"x":506,"y":124,"width":192,"height":9}},{"id":"688387ff-0c74-45eb-a941-e2020901ea6c","block_type":"box","text":"-","page_number":3,"box":{"x":699,"y":128,"width":3,"height":1}},{"id":"f07b76f2-edd2-49fa-a8ed-192473be6581","block_type":"box","text":"free investment. See the Key","page_number":3,"box":{"x":704,"y":124,"width":173,"height":8}},{"id":"cc195b1d-3b08-4c41-86c3-c02559d9f0c9","block_type":"box","text":"Investor Information Document (KIID) for details.","page_number":3,"box":{"x":506,"y":134,"width":291,"height":9}},{"id":"443dcda4-3e78-4725-a84e-7b8dced059a7","block_type":"box","text":"The possible difference between the current ongoing charge as","page_number":3,"box":{"x":505,"y":147,"width":388,"height":9}},{"id":"c3c0e239-7dae-417f-b496-a58ab8f7616c","block_type":"box","text":"stated in this document and those mentioned in the KIID, is caused","page_number":3,"box":{"x":506,"y":158,"width":412,"height":7}},{"id":"f9e57cfc-52a2-4463-9b59-106ea31dee92","block_type":"box","text":"by the fact that the costs mentioned in the KIID are an estimate","page_number":3,"box":{"x":506,"y":168,"width":385,"height":9}},{"id":"2908ae06-fad5-491e-aa91-cdb751b98afe","block_type":"box","text":"based on the actual costs incurred over the past year.","page_number":3,"box":{"x":506,"y":179,"width":327,"height":8}},{"id":"dc6cfe81-284b-4ef3-8518-a62a4c3af500","block_type":"box","text":"Source: J.P. Morgan Asset Management. Share class performance is","page_number":3,"box":{"x":506,"y":212,"width":412,"height":9}},{"id":"3c9c782f-a721-430b-85a2-ccc164901cf5","block_type":"box","text":"shown based on the NAV (net asset value) of the share class with","page_number":3,"box":{"x":506,"y":223,"width":398,"height":9}},{"id":"03cc432d-5714-4931-a9b2-c54822a0a6c0","block_type":"box","text":"income (gross) reinvested including actual ongoing charges","page_number":3,"box":{"x":506,"y":234,"width":369,"height":8}},{"id":"7719e4af-d05f-473a-b5e8-853e28f87b80","block_type":"box","text":"excluding any entry and exit fees. Performance is shown based on","page_number":3,"box":{"x":506,"y":244,"width":401,"height":9}},{"id":"939c684f-1334-4fe5-a1be-53f4e57efd25","block_type":"box","text":"the NAV which may not be the same as the market price of the ETF.","page_number":3,"box":{"x":505,"y":255,"width":405,"height":8}},{"id":"3973c326-2be0-404c-8084-4fd2eb78e7ae","block_type":"box","text":"Individual shareholders may realise returns that are different to the","page_number":3,"box":{"x":506,"y":265,"width":408,"height":9}},{"id":"fce793b9-f947-42b3-a24d-5a056d543ae7","block_type":"box","text":"NAV based returns.","page_number":3,"box":{"x":506,"y":276,"width":115,"height":7}},{"id":"11e4f69d-f884-4373-b62d-117b9f1d83a8","block_type":"box","text":"The return of your investment may change as a result of currency","page_number":3,"box":{"x":505,"y":288,"width":402,"height":9}},{"id":"470250f1-5d5d-473c-b756-1c6a1bc4429f","block_type":"box","text":"fluctuations if your investment is made in a currency other than that","page_number":3,"box":{"x":505,"y":299,"width":421,"height":9}},{"id":"eaf24148-f170-4baf-9c0e-cefbdb5d3fd9","block_type":"box","text":"used in the past performance calculation.","page_number":3,"box":{"x":506,"y":310,"width":255,"height":8}},{"id":"c7ba5e2c-5af2-49fc-9c09-5cb6ebed53cb","block_type":"box","text":"Indices do not include fees or operating expenses and you cannot","page_number":3,"box":{"x":506,"y":322,"width":403,"height":9}},{"id":"a4d13343-a126-42b1-b09a-265b4188e30f","block_type":"box","text":"invest in them.Investors should note that the benchmark data","page_number":3,"box":{"x":506,"y":333,"width":381,"height":7}},{"id":"459a1cd1-74b7-4100-a776-899350f031b5","block_type":"box","text":"presented is expressed in the fund's base currency, which may be","page_number":3,"box":{"x":506,"y":343,"width":403,"height":9}},{"id":"b1717038-06c8-48f9-9ec1-4bd347cd31da","block_type":"box","text":"different from the currency in which the share class performance","page_number":3,"box":{"x":506,"y":354,"width":400,"height":9}},{"id":"0b63cee1-16cb-45d5-b3c3-e9fac6a68fca","block_type":"box","text":"data is presented. Investors should exercise caution when","page_number":3,"box":{"x":506,"y":364,"width":355,"height":9}},{"id":"5f0b46f2-1a00-445b-8428-7e3791b6ca57","block_type":"box","text":"comparing the benchmark data with share class performance data","page_number":3,"box":{"x":506,"y":375,"width":408,"height":9}},{"id":"dc4f0531-e69a-4370-98d4-e9b8a37ad88b","block_type":"box","text":"that are in different currencies, as currency fluctuations can","page_number":3,"box":{"x":505,"y":386,"width":373,"height":8}},{"id":"d132c45c-f08b-448d-b1c3-4ce92d6544d9","block_type":"box","text":"contribute to differences in performance outcomes.","page_number":3,"box":{"x":506,"y":396,"width":316,"height":9}},{"id":"9771902a-0188-43fb-ba19-e7b76ab37b83","block_type":"box","text":"The benchmark is for comparative purposes only unless specifically","page_number":3,"box":{"x":505,"y":409,"width":414,"height":8}},{"id":"563050d9-efcf-43ff-a4e6-090b2f203387","block_type":"box","text":"referenced in the Sub","page_number":3,"box":{"x":506,"y":419,"width":132,"height":7}},{"id":"ca3a066a-f8d1-4deb-ae3b-987c95c8dcb6","block_type":"box","text":"-","page_number":3,"box":{"x":639,"y":423,"width":4,"height":1}},{"id":"6c7bd342-5b58-4b9a-ac65-26dabdf4fd0b","block_type":"box","text":"Funds' Investment Objective and Policy.","page_number":3,"box":{"x":645,"y":419,"width":240,"height":9}},{"id":"9000dd86-cfe0-4b7c-a83b-492a3b37f7d6","block_type":"box","text":"Dividend income shown is gross of any applicable tax.","page_number":3,"box":{"x":506,"y":432,"width":324,"height":9}},{"id":"34231ba5-7bb1-42ea-996d-5cd23060e9b0","block_type":"box","text":"Fund information, including performance calculations and other","page_number":3,"box":{"x":506,"y":458,"width":395,"height":9}},{"id":"9caa7d14-2ce0-4214-9adb-daaedb46ce21","block_type":"box","text":"data, is provided by J.P. Morgan Asset Management (the marketing","page_number":3,"box":{"x":506,"y":469,"width":400,"height":9}},{"id":"7d0fdc85-b9dc-4f11-a87a-b512f6bc04e9","block_type":"box","text":"name for the asset management businesses of JPMorgan Chase &","page_number":3,"box":{"x":506,"y":479,"width":411,"height":9}},{"id":"03863637-32e4-4a3c-b56e-2f256dd4340e","block_type":"box","text":"Co. and its affiliates worldwide).","page_number":3,"box":{"x":506,"y":490,"width":186,"height":9}},{"id":"f0d3835a-01de-4783-9f52-ef3cdb20e2e6","block_type":"box","text":"All data is as at the document date unless indicated otherwise.","page_number":3,"box":{"x":505,"y":501,"width":395,"height":6}},{"id":"17fb7cbb-9e38-4520-bea0-f2692ccc14ac","block_type":"box","text":"©","page_number":3,"box":{"x":506,"y":511,"width":9,"height":7}},{"id":"44a77d47-b5ff-465b-932d-7465547959dd","block_type":"box","text":"2026 Morningstar. All Rights Reserved. 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