{"annotation_id":"a8354f02-aee5-4c6a-8f44-5fff4c21a71b","file_hash":"bbb48a10214aece409bc53f75433e64233c938834df2b0d089e28ad9384ab9df","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"b822fc10-2363-422a-99ca-2ac37286a873","block_type":"box","text":"Page","page_number":1,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"1fc7cedd-24ec-4c03-b411-2a48162b4d8e","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":969,"width":4,"height":6}},{"id":"84542cad-0f0b-47e5-9fd1-509d4c578dc7","block_type":"box","text":"of","page_number":1,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"4eb7ff6c-ae19-4f11-8519-a349888c89ba","block_type":"box","text":"2","page_number":1,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"237ea767-8af4-4244-987a-0927d58d43c8","block_type":"box","text":"NON","page_number":1,"box":{"x":49,"y":42,"width":48,"height":13}},{"id":"9aedc0f3-db0a-4d0c-921c-5cf77eb2e27a","block_type":"box","text":"-","page_number":1,"box":{"x":100,"y":49,"width":7,"height":1}},{"id":"10f9d5ca-50f3-4eab-9f0b-c859a74c74d4","block_type":"box","text":"UCITS RETAIL SCHEME","page_number":1,"box":{"x":110,"y":42,"width":239,"height":13}},{"id":"9ec29420-12ba-4c89-94a9-60556443f24e","block_type":"box","text":"KEY INVESTOR INFORMATION","page_number":1,"box":{"x":49,"y":65,"width":330,"height":13}},{"id":"4490974e-5db1-41ec-b5fb-2f00e626a670","block_type":"box","text":"This document provides you with key investor information about this Fund. It is not marketing material. The information is re","page_number":1,"box":{"x":47,"y":114,"width":679,"height":8}},{"id":"aa7d4b9d-4a98-43eb-bb62-8c30a70057c6","block_type":"box","text":"quired by law to help you understand the","page_number":1,"box":{"x":728,"y":114,"width":223,"height":8}},{"id":"0e505b93-bc18-4c32-82bf-3b86b689cc51","block_type":"box","text":"nature and the risks of investing in this Fund. You are advised to read it so you can make","page_number":1,"box":{"x":48,"y":124,"width":480,"height":8}},{"id":"baab6f95-650d-4e21-9127-8772de05aba2","block_type":"box","text":"an informed decision about whether to invest.","page_number":1,"box":{"x":532,"y":124,"width":252,"height":6}},{"id":"6bae40b5-e777-439f-8cbc-5af70870b5b7","block_type":"box","text":"Aviva Investors Multi","page_number":1,"box":{"x":47,"y":144,"width":132,"height":8}},{"id":"b2c3f834-73fa-4ab1-973e-56f35a106d26","block_type":"box","text":"-","page_number":1,"box":{"x":180,"y":148,"width":4,"height":2}},{"id":"74b65a92-f8b8-4955-90b1-183cefd3f62e","block_type":"box","text":"asset Core Fund V, Class 2, Accumulation shares,","page_number":1,"box":{"x":185,"y":144,"width":300,"height":9}},{"id":"7b137ad2-fd99-4b14-b78e-5d39f3c2ba9a","block_type":"box","text":"GBP, a sub","page_number":1,"box":{"x":492,"y":145,"width":56,"height":8}},{"id":"9e1aa1c8-798b-41d7-82a8-442afed32ea4","block_type":"box","text":"-","page_number":1,"box":{"x":549,"y":149,"width":3,"height":1}},{"id":"4c588b94-8b06-4890-8a60-efbf65e44aa9","block_type":"box","text":"fund of the Aviva Investors Portfolio Funds ICVC (ISIN: GB00BMGWHB36).","page_number":1,"box":{"x":553,"y":145,"width":398,"height":8}},{"id":"5026fadb-1560-4a06-8da4-4b75b36dc5df","block_type":"box","text":"The Fund is managed by Aviva Investors UK Fund Services Limited.","page_number":1,"box":{"x":47,"y":155,"width":360,"height":9}},{"id":"2a28e759-f294-4a83-8977-2b78716ada8a","block_type":"box","text":"OBJECTIVES AND INVESTMENT POLICY","page_number":1,"box":{"x":48,"y":175,"width":266,"height":8}},{"id":"39e36881-8cf6-476b-866f-d84c2bec8ba0","block_type":"box","text":"The Fund aims to grow your investment over the long term (5 years or more)","page_number":1,"box":{"x":47,"y":196,"width":419,"height":8}},{"id":"555c07a1-51aa-4fb7-9b2d-59fe8795ed1c","block_type":"box","text":"through a combination of income and capital growth. The Fund targets an","page_number":1,"box":{"x":47,"y":205,"width":402,"height":8}},{"id":"aea38305-01bd-4c1b-a94d-5f16099d8f15","block_type":"box","text":"overall average return before charges and taxes of at least 0.30% greater than","page_number":1,"box":{"x":48,"y":214,"width":424,"height":8}},{"id":"19b3979f-2c85-458d-b77f-2b50834774ad","block_type":"box","text":"the performance benchmark per","page_number":1,"box":{"x":47,"y":222,"width":178,"height":9}},{"id":"605790c8-9a38-4edb-9d36-312d2174f079","block_type":"box","text":"year, measured over 3","page_number":1,"box":{"x":228,"y":222,"width":122,"height":9}},{"id":"fee1d8b1-4c06-460c-bb72-962eadf60394","block_type":"box","text":"-","page_number":1,"box":{"x":351,"y":226,"width":3,"height":1}},{"id":"f3f04557-187e-45d4-9f51-8341167be801","block_type":"box","text":"year rolling periods. The","page_number":1,"box":{"x":355,"y":222,"width":131,"height":9}},{"id":"f113be2e-2d12-4df8-bf3a-60227f0f2072","block_type":"box","text":"performance benchmark is the MSCI® All Countries World Index (Net) GBP (the","page_number":1,"box":{"x":48,"y":231,"width":429,"height":8}},{"id":"1bc847b7-0e8f-43fc-8b58-15d3c7bb0f7c","block_type":"box","text":"“","page_number":1,"box":{"x":48,"y":240,"width":4,"height":2}},{"id":"1c724927-9f10-431c-8200-d96d210f43b1","block_type":"box","text":"Performance Index","page_number":1,"box":{"x":54,"y":240,"width":105,"height":6}},{"id":"8aa5e6eb-5974-46ca-91b7-8e986c2e9814","block_type":"box","text":"”). The Fund is managed to a “adventurous” risk profile and","page_number":1,"box":{"x":159,"y":240,"width":323,"height":8}},{"id":"53a203a3-aa6a-438f-b7fa-d5a123db9ae6","block_type":"box","text":"aims to remain within a defined risk range of 96% to 1","page_number":1,"box":{"x":48,"y":248,"width":293,"height":9}},{"id":"e4f4aa4c-5586-490f-87a2-0027095bdfe0","block_type":"box","text":"04% of the volatility of","page_number":1,"box":{"x":343,"y":248,"width":122,"height":9}},{"id":"e0212ed9-9512-4285-8922-9084c9a5a207","block_type":"box","text":"“Global Equities”, targeting 100%. The benchmark we use to represent the","page_number":1,"box":{"x":48,"y":257,"width":405,"height":8}},{"id":"d36a1fdf-8de4-4bbb-83e0-24b60026b512","block_type":"box","text":"volatility of “Global Equities” is MSCI® All Countries World Index (Net) GBP (the","page_number":1,"box":{"x":47,"y":266,"width":431,"height":8}},{"id":"e61f829d-3866-4613-b933-03969d0cb36f","block_type":"box","text":"“","page_number":1,"box":{"x":48,"y":274,"width":4,"height":3}},{"id":"3c0af648-fbfc-4ce8-bacc-07eb2f13d194","block_type":"box","text":"Volatility Index","page_number":1,"box":{"x":53,"y":275,"width":84,"height":8}},{"id":"02ac46d4-ad5c-4185-8f14-cceed11eb599","block_type":"box","text":"”). Volatility is measured on an annualised basis, over 3","page_number":1,"box":{"x":138,"y":274,"width":299,"height":9}},{"id":"f2097547-acb6-42fe-95b3-ae70a69bb6d5","block_type":"box","text":"-","page_number":1,"box":{"x":438,"y":278,"width":4,"height":1}},{"id":"1b533a63-f4bf-4437-ab3a-f8ee2f5ff655","block_type":"box","text":"year","page_number":1,"box":{"x":442,"y":277,"width":24,"height":6}},{"id":"04ba970d-5920-46e5-9301-7d8a58c153e1","block_type":"box","text":"rolling periods, using the volatility figures as at the end of each month.","page_number":1,"box":{"x":48,"y":283,"width":383,"height":9}},{"id":"573b942b-4017-4dfc-843e-248c85335c52","block_type":"box","text":"Core Investment:","page_number":1,"box":{"x":48,"y":295,"width":94,"height":6}},{"id":"66155ff4-8e60-4b0c-8d0b-12a073b27593","block_type":"box","text":"The Fund will invest in a variety of global asset classes, namely","page_number":1,"box":{"x":146,"y":294,"width":340,"height":9}},{"id":"349bcd0a-3724-493d-944c-5ffee281fb7a","block_type":"box","text":"shares of both developed and emerging market companies, bonds issued by","page_number":1,"box":{"x":48,"y":303,"width":414,"height":8}},{"id":"dabfb84b-445f-4246-a85b-eea52dcc5eaf","block_type":"box","text":"companies, governments, or large institutional organisations in developed and","page_number":1,"box":{"x":48,"y":312,"width":427,"height":8}},{"id":"fb0e2560-2bb5-4d45-9d13-6de5b1b01535","block_type":"box","text":"emerging markets, cash and money market","page_number":1,"box":{"x":48,"y":320,"width":235,"height":9}},{"id":"f81edb27-cd0b-4680-83e6-851d7d75fb34","block_type":"box","text":"instruments. It will gain this","page_number":1,"box":{"x":287,"y":320,"width":150,"height":9}},{"id":"ada5c1d5-d979-43e7-9f50-2d13f3a09a73","block_type":"box","text":"exposure by investing directly in these assets, through the use of derivatives or","page_number":1,"box":{"x":48,"y":329,"width":429,"height":8}},{"id":"72ecaa54-3b32-40ba-98d8-c13a8286732c","block_type":"box","text":"investing in other funds (including funds managed by Aviva Investors","page_number":1,"box":{"x":48,"y":338,"width":373,"height":8}},{"id":"3d9a4799-344e-4a3a-99ed-40617da6f812","block_type":"box","text":"companies). Derivatives may be used for investment purpos","page_number":1,"box":{"x":48,"y":346,"width":326,"height":9}},{"id":"e4b16d7a-0373-4596-b34f-3a59aee100bf","block_type":"box","text":"es but will not","page_number":1,"box":{"x":375,"y":347,"width":76,"height":6}},{"id":"5243cbe7-fcee-4c1e-9504-10c292e303db","block_type":"box","text":"materially alter the risk profile. They are also used to manage the Fund more","page_number":1,"box":{"x":48,"y":355,"width":417,"height":8}},{"id":"609c0e97-3455-422e-9628-b774516b278c","block_type":"box","text":"efficiently and to reduce risk.","page_number":1,"box":{"x":48,"y":364,"width":157,"height":8}},{"id":"4c28ff2a-dbe3-4bfe-9d96-5972c9f46b1c","block_type":"box","text":"Other Investments:","page_number":1,"box":{"x":48,"y":375,"width":106,"height":7}},{"id":"de2ff083-faf7-4758-a969-fb6bd9e799fa","block_type":"box","text":"The Fund may also invest in property via real estate","page_number":1,"box":{"x":158,"y":375,"width":281,"height":8}},{"id":"b3d39e71-1058-4dc3-af72-f12d31f4d113","block_type":"box","text":"investment trusts, and indirectly in commodities, for example through another","page_number":1,"box":{"x":48,"y":384,"width":428,"height":8}},{"id":"a03ec78f-1638-4aca-9111-0c48a42f9cb5","block_type":"box","text":"collective investment scheme, exchange traded commodity or a derivative.","page_number":1,"box":{"x":48,"y":392,"width":407,"height":9}},{"id":"6defacbc-99b0-4397-abdf-8488c3a448eb","block_type":"box","text":"Strategy:","page_number":1,"box":{"x":47,"y":404,"width":50,"height":8}},{"id":"4b1bc8f8-4415-4082-b63b-5265dcb35591","block_type":"box","text":"The Fund is actively managed and uses an asset allocation technique","page_number":1,"box":{"x":101,"y":404,"width":372,"height":8}},{"id":"68af78e8-130b-4b35-b69f-9b03617b70e8","block_type":"box","text":"to blend asset classes for diversification aiming to provide returns consistent","page_number":1,"box":{"x":47,"y":412,"width":417,"height":8}},{"id":"90598bf7-e6c1-4ee8-9abe-a822c1846d22","block_type":"box","text":"with the Fund's “adventurous” risk profile and return target. Based on a longer","page_number":1,"box":{"x":47,"y":421,"width":430,"height":8}},{"id":"60b75b23-8d0d-4764-a824-e1ff78b639ee","block_type":"box","text":"\u0002","page_number":1,"box":{"x":477,"y":425,"width":4,"height":0}},{"id":"3f4b5af0-1a42-4da8-b08a-36cb4b16aec1","block_type":"box","text":"term outlook, the Fund uses","page_number":1,"box":{"x":47,"y":430,"width":153,"height":7}},{"id":"799c14f2-f21f-420f-b91f-876b4198c6b0","block_type":"box","text":"an asset allocation model which determines, within","page_number":1,"box":{"x":205,"y":430,"width":279,"height":7}},{"id":"aa49c4ee-46d2-44a9-b095-7d788af84c5b","block_type":"box","text":"a range, the Fund's allocation to the different asset classes. The asset mix of the","page_number":1,"box":{"x":48,"y":438,"width":434,"height":9}},{"id":"dee9f2f7-c5bd-4085-9f48-39abf6692e03","block_type":"box","text":"Fund will be rebalanced on a periodic basis taking into account the results of the","page_number":1,"box":{"x":48,"y":447,"width":437,"height":8}},{"id":"3ca1d1ba-ad68-455b-9e0e-d78defa62705","block_type":"box","text":"model, the “adventurous” ris","page_number":1,"box":{"x":48,"y":456,"width":157,"height":8}},{"id":"3b1510dd-91e1-4bf0-8d8c-755bf31d0372","block_type":"box","text":"k profile and market conditions. This means that","page_number":1,"box":{"x":207,"y":456,"width":262,"height":8}},{"id":"a40525a4-1d32-4802-a83a-a57498485d24","block_type":"box","text":"the proportion of the portfolio allocated to each asset class is not fixed and may","page_number":1,"box":{"x":47,"y":464,"width":436,"height":9}},{"id":"85cfe3fa-a8ba-4a20-8a5c-2c9b111322aa","block_type":"box","text":"vary over time. For information on the current asset split, investors should refer","page_number":1,"box":{"x":47,"y":473,"width":435,"height":8}},{"id":"b56866a9-e86f-4239-89c1-4fce6bf0c614","block_type":"box","text":"to the latest Fund Fact Sheet. The Fund i","page_number":1,"box":{"x":47,"y":482,"width":219,"height":6}},{"id":"14614417-3096-4085-9730-8f52e2371ef0","block_type":"box","text":"s part of a range of five multi asset core","page_number":1,"box":{"x":268,"y":482,"width":214,"height":8}},{"id":"4db28e0d-c31b-4453-ac92-e01eda62a66e","block_type":"box","text":"funds, each with their own risk profile, ranging from I (the lowest) to V (the","page_number":1,"box":{"x":47,"y":490,"width":409,"height":9}},{"id":"36fd314a-6fb6-4dfd-bb29-680da57da019","block_type":"box","text":"highest). This Fund is number V in the range. For more information on these","page_number":1,"box":{"x":513,"y":196,"width":413,"height":8}},{"id":"02a2a656-edce-4874-bf21-41a98172d49c","block_type":"box","text":"funds please refer to the prospectus.","page_number":1,"box":{"x":512,"y":205,"width":200,"height":8}},{"id":"0a3c6c45-6545-4656-a61a-7711ef38bcce","block_type":"box","text":"This Fund is subject to Aviva Investors’ baseline exclusion policy.","page_number":1,"box":{"x":512,"y":216,"width":349,"height":8}},{"id":"9532fe02-878d-4cc0-bab5-943c8d4e39cf","block_type":"box","text":"–","page_number":1,"box":{"x":862,"y":219,"width":7,"height":1}},{"id":"3232fe17-decd-4421-bc11-c0257f40d7ba","block_type":"box","text":"please see","page_number":1,"box":{"x":873,"y":216,"width":56,"height":8}},{"id":"902f59e8-977c-43f9-a388-777b417a6f34","block_type":"box","text":"Appendix 2 of the Prospectus for information on these limited investment","page_number":1,"box":{"x":512,"y":225,"width":412,"height":8}},{"id":"47a52edc-df5c-4719-9e80-5bfaf0f07bd0","block_type":"box","text":"restrictions.","page_number":1,"box":{"x":512,"y":234,"width":65,"height":6}},{"id":"f4b87384-9a57-4c2e-bb3b-9fd712ed5248","block_type":"box","text":"Performance & Risk Measurement:","page_number":1,"box":{"x":513,"y":245,"width":194,"height":6}},{"id":"8496f18b-680f-4b5f-a94d-ab25f3cd0071","block_type":"box","text":"The Fund does not base its investment","page_number":1,"box":{"x":711,"y":245,"width":210,"height":6}},{"id":"e96495e4-916d-41b6-bb6e-5492b7f470e1","block_type":"box","text":"process on either the Performance Index or the Volatility Index, so will not hold","page_number":1,"box":{"x":513,"y":253,"width":430,"height":8}},{"id":"b43366c5-fb14-4924-ba8e-b79374935221","block_type":"box","text":"every asset in them, and may also hold assets that do not form part of them.","page_number":1,"box":{"x":512,"y":262,"width":416,"height":8}},{"id":"b4d63d2c-1685-49a2-a63e-f3ecfe55c52d","block_type":"box","text":"The Fund's returns could therefore be very different from","page_number":1,"box":{"x":512,"y":271,"width":313,"height":8}},{"id":"ab8f4bc1-3d86-4faa-93d1-f6ba7a853a56","block_type":"box","text":"those of the","page_number":1,"box":{"x":829,"y":271,"width":65,"height":6}},{"id":"1ae50182-4696-4b5e-9e7f-8af011718458","block_type":"box","text":"Performance Index and the Volatility Index. Volatility measures how much the","page_number":1,"box":{"x":513,"y":279,"width":424,"height":9}},{"id":"334a27c8-8b26-4551-96a6-284ceae2e5d0","block_type":"box","text":"returns of the Fund may fluctuate and is an indicator of the level of risk taken by","page_number":1,"box":{"x":513,"y":288,"width":436,"height":8}},{"id":"f55d84bb-70f9-46bd-bfe6-539134b6093e","block_type":"box","text":"the Investment Manager. There may be times when the","page_number":1,"box":{"x":512,"y":297,"width":303,"height":8}},{"id":"e8d25022-a42d-4f88-a973-73db42f8b743","block_type":"box","text":"Fund operates outside","page_number":1,"box":{"x":820,"y":297,"width":121,"height":8}},{"id":"5a6ace81-e1b6-438f-b00d-413794ecad97","block_type":"box","text":"of its defined risk range. The MSCI® All Country World Index (Net) GBP","page_number":1,"box":{"x":512,"y":305,"width":382,"height":9}},{"id":"8d05dfe2-bfb6-4420-a7a5-8df9dc17aa02","block_type":"box","text":"comprises large and medium","page_number":1,"box":{"x":512,"y":314,"width":156,"height":8}},{"id":"f4519551-cfa3-4848-9241-d3ad0153984f","block_type":"box","text":"-","page_number":1,"box":{"x":670,"y":318,"width":3,"height":1}},{"id":"bbb120cc-1d2d-440c-a68c-7278524b2fb2","block_type":"box","text":"sized companies, as determined by their market","page_number":1,"box":{"x":674,"y":314,"width":261,"height":8}},{"id":"3b68e1cd-9257-4dd4-8c4e-37fc10662655","block_type":"box","text":"capitalisation (total market value of a company's outstanding shares), from both","page_number":1,"box":{"x":512,"y":323,"width":436,"height":8}},{"id":"5715baa7-f989-4536-b16e-d1e9545a7269","block_type":"box","text":"develop","page_number":1,"box":{"x":512,"y":332,"width":43,"height":8}},{"id":"80d9b92c-40d5-4349-8fa6-7fba78c26116","block_type":"box","text":"ed and emerging markets, and the index is designed to provide a broad","page_number":1,"box":{"x":556,"y":332,"width":387,"height":8}},{"id":"1de23e69-b99a-4b2f-bbd3-7bd795a67195","block_type":"box","text":"measure of global equity market performance. The Performance Index and","page_number":1,"box":{"x":513,"y":340,"width":406,"height":8}},{"id":"d09d3e3f-9ff1-4d8f-8b04-0859781f7298","block_type":"box","text":"Volatility Index have been selected as an appropriate measure for the Funds","page_number":1,"box":{"x":512,"y":349,"width":415,"height":8}},{"id":"93def5c4-2ee6-4407-ab80-31268a6bb4b9","block_type":"box","text":"performance and risk targets, because t","page_number":1,"box":{"x":513,"y":358,"width":215,"height":8}},{"id":"033c285c-82ea-4084-89a5-5e2a0783c522","block_type":"box","text":"hey are representative of the type of","page_number":1,"box":{"x":730,"y":358,"width":200,"height":8}},{"id":"bb226a3d-cf5a-498b-a7e4-b42e2f9c26bc","block_type":"box","text":"assets in which the Fund is likely to invest.","page_number":1,"box":{"x":512,"y":366,"width":229,"height":9}},{"id":"cb9e4ba9-4276-44e2-9960-0358b58f925c","block_type":"box","text":"Note: MSCI makes no express or implied warranties or representations and shall","page_number":1,"box":{"x":513,"y":377,"width":435,"height":9}},{"id":"e183da2b-a188-4ed0-82d1-8219c10568dc","block_type":"box","text":"have no liability whatsoever with respect to any MSCI data contained herein.","page_number":1,"box":{"x":513,"y":386,"width":417,"height":8}},{"id":"e56af277-4028-4244-ab34-f82363b3382c","block_type":"box","text":"The MSCI data may not be further redistributed or used as a basis for other","page_number":1,"box":{"x":512,"y":395,"width":409,"height":8}},{"id":"5b2ded9e-c5df-4b6c-b5f4-573f1ad57f48","block_type":"box","text":"indices or any securitie","page_number":1,"box":{"x":512,"y":404,"width":124,"height":8}},{"id":"12d3b12e-c251-4760-8507-8a30c29b5b70","block_type":"box","text":"s or financial products. This report is not approved,","page_number":1,"box":{"x":637,"y":404,"width":277,"height":8}},{"id":"733861c9-fa96-416d-bdb9-97b9da314ac5","block_type":"box","text":"endorsed, reviewed or produced by MSCI. None of the MSCI data is intended to","page_number":1,"box":{"x":512,"y":412,"width":433,"height":8}},{"id":"57401796-e549-45ee-b334-b3497b11f411","block_type":"box","text":"constitute investment advice or a recommendation to make (or refrain from","page_number":1,"box":{"x":512,"y":421,"width":415,"height":8}},{"id":"aaf12aef-6a00-4d3e-a92e-28d5be479185","block_type":"box","text":"making) any kind of investment decision and may not","page_number":1,"box":{"x":513,"y":430,"width":289,"height":8}},{"id":"e75c7320-4ea9-4a5c-a1b0-1c4283f383d6","block_type":"box","text":"be relied on as such.","page_number":1,"box":{"x":807,"y":430,"width":109,"height":6}},{"id":"c1810c53-3540-4a01-8c20-911f799674b9","block_type":"box","text":"Other information:","page_number":1,"box":{"x":512,"y":441,"width":105,"height":6}},{"id":"c474e907-47d9-4b3f-b644-c980a1489c0e","block_type":"box","text":"You can buy and sell shares on any London business day.","page_number":1,"box":{"x":621,"y":441,"width":307,"height":8}},{"id":"cc851a2b-18c7-4bde-8ad9-37f3289d024b","block_type":"box","text":"Recommendation:","page_number":1,"box":{"x":513,"y":452,"width":101,"height":6}},{"id":"8e577d44-c5d2-46af-9957-9ae6055d2465","block_type":"box","text":"this Fund may not be appropriate for investors who plan to","page_number":1,"box":{"x":618,"y":452,"width":321,"height":8}},{"id":"72ae6901-68af-46d7-bdbe-b7ed06efc9aa","block_type":"box","text":"withdraw their money within 5 years.","page_number":1,"box":{"x":512,"y":461,"width":203,"height":8}},{"id":"300f0927-eb4c-4171-8a6c-59f4481fe3f6","block_type":"box","text":"This is an accumulation share class and any income from the Fund will remain in","page_number":1,"box":{"x":512,"y":472,"width":435,"height":8}},{"id":"86528cd5-d309-4906-8131-16077980dda3","block_type":"box","text":"the Fund and is reflected in the share price.","page_number":1,"box":{"x":512,"y":480,"width":235,"height":8}},{"id":"bb9501bb-3513-4c9d-bde6-c951eef312bb","block_type":"box","text":"For full investment objectives and policy details please refer to the Prospectus.","page_number":1,"box":{"x":513,"y":491,"width":427,"height":9}},{"id":"7a3388cf-2651-4629-a2bf-52f851ca910f","block_type":"box","text":"RISK AND REWARD PROFILE","page_number":1,"box":{"x":48,"y":514,"width":193,"height":8}},{"id":"71d0bece-662c-4f27-86f2-f4fe799041d8","block_type":"box","text":"1","page_number":1,"box":{"x":75,"y":540,"width":7,"height":9}},{"id":"9a0097f3-2693-4b6d-81cb-ff24a522fb13","block_type":"box","text":"2","page_number":1,"box":{"x":136,"y":540,"width":8,"height":9}},{"id":"881c8fa1-2feb-491c-a5fe-1a17897d1730","block_type":"box","text":"3","page_number":1,"box":{"x":198,"y":540,"width":8,"height":9}},{"id":"b59fb03c-492b-419e-9753-0ee119d277aa","block_type":"box","text":"4","page_number":1,"box":{"x":259,"y":540,"width":10,"height":9}},{"id":"949ad232-1aac-444a-a67d-ce5bde08219e","block_type":"box","text":"5","page_number":1,"box":{"x":321,"y":537,"width":10,"height":15}},{"id":"1294d152-7628-4bd0-b043-848b3af26421","block_type":"box","text":"6","page_number":1,"box":{"x":383,"y":540,"width":9,"height":9}},{"id":"b151f211-603a-4651-9051-cec031b54620","block_type":"box","text":"7","page_number":1,"box":{"x":445,"y":540,"width":9,"height":9}},{"id":"067235d7-6551-49fb-b70c-9c3e39849265","block_type":"box","text":"Lower risk","page_number":1,"box":{"x":48,"y":571,"width":57,"height":7}},{"id":"34f22c5e-790e-4b9c-99c2-cabe069bcf5d","block_type":"box","text":"Higher risk","page_number":1,"box":{"x":423,"y":571,"width":59,"height":8}},{"id":"6eaf0103-5a2c-4330-85b2-144a037ad2c5","block_type":"box","text":"Typically lower rewards","page_number":1,"box":{"x":47,"y":588,"width":128,"height":8}},{"id":"a907a330-315b-473b-8d3e-e703f1191e54","block_type":"box","text":"Typically higher rewards","page_number":1,"box":{"x":349,"y":588,"width":132,"height":8}},{"id":"bae464b9-ff24-4f66-8014-7b5682b55d7d","block_type":"box","text":"This indicator is based on historical data, calculated using European Union rules,","page_number":1,"box":{"x":47,"y":604,"width":436,"height":8}},{"id":"220190fb-2224-494f-ba7f-87755cfec800","block_type":"box","text":"and may not be a reliable indication of the future risk profile of the Fund.","page_number":1,"box":{"x":48,"y":612,"width":397,"height":9}},{"id":"ee5b6e1e-7be6-4850-81c0-eae299b22059","block_type":"box","text":"The risk and reward category shown is not guaranteed to remain unchanged","page_number":1,"box":{"x":47,"y":624,"width":416,"height":8}},{"id":"1ef467c0-6652-4cf8-9e26-0d632ccfcae7","block_type":"box","text":"and may change over time. The lowest category does not mean 'risk free'.","page_number":1,"box":{"x":48,"y":632,"width":400,"height":8}},{"id":"524572a2-de59-4e62-ae35-5f2a7b3dac5c","block_type":"box","text":"The value of investments and the income from them will change over time.","page_number":1,"box":{"x":47,"y":643,"width":409,"height":9}},{"id":"9b494329-e801-42c9-8d86-38b4f8ece805","block_type":"box","text":"The Fund price may fall as well as rise and as a result you may not get back the","page_number":1,"box":{"x":47,"y":654,"width":427,"height":9}},{"id":"79779555-c9c2-4ebd-b26c-2b07bae9f9af","block_type":"box","text":"original amount you invested.","page_number":1,"box":{"x":48,"y":663,"width":161,"height":8}},{"id":"ef6a9416-38a0-4dd1-b949-e914c33c0668","block_type":"box","text":"The Fund has been allocated a risk number based on the higher of the historic","page_number":1,"box":{"x":47,"y":674,"width":424,"height":8}},{"id":"f50976ef-b044-4c3c-a6fa-e9e36330e6fd","block_type":"box","text":"volatility of its share price, the historic volatility of its current asset classes or its","page_number":1,"box":{"x":47,"y":683,"width":434,"height":8}},{"id":"ad3265fa-b620-4960-a5d3-c1bc93f8636d","block_type":"box","text":"intended maximum risk levels.","page_number":1,"box":{"x":48,"y":692,"width":164,"height":6}},{"id":"f49bda4f-9fc8-42db-b5c4-b8b0531f9960","block_type":"box","text":"Interest rate risk","page_number":1,"box":{"x":48,"y":703,"width":92,"height":6}},{"id":"429331fa-f863-4caf-a33e-ba91b69c466c","block_type":"box","text":"—","page_number":1,"box":{"x":144,"y":706,"width":10,"height":1}},{"id":"5356b90b-1c9b-4ce7-bb47-d146c9d97355","block_type":"box","text":"bonds:","page_number":1,"box":{"x":159,"y":703,"width":36,"height":6}},{"id":"22ab18aa-0a9e-400b-8e1e-db4e41c6583a","block_type":"box","text":"When interest rates rise, bond values generally fall.","page_number":1,"box":{"x":199,"y":703,"width":279,"height":8}},{"id":"15fa9a2b-7d1b-4d4a-8b56-bbba8b106472","block_type":"box","text":"This risk is generally greater for longer","page_number":1,"box":{"x":47,"y":711,"width":208,"height":9}},{"id":"021cece6-37d6-47e9-a160-d9ba7bebe5fb","block_type":"box","text":"-","page_number":1,"box":{"x":256,"y":715,"width":3,"height":1}},{"id":"29c1217d-4f8a-4b24-ab4b-84c3763208fa","block_type":"box","text":"term bonds and for bonds with higher","page_number":1,"box":{"x":260,"y":711,"width":207,"height":9}},{"id":"2119a249-da73-4beb-af27-0360cb225811","block_type":"box","text":"credit quality.","page_number":1,"box":{"x":48,"y":720,"width":73,"height":8}},{"id":"fe21f358-8415-4669-be0c-556f835cc89e","block_type":"box","text":"Counterparty risk:","page_number":1,"box":{"x":48,"y":731,"width":99,"height":8}},{"id":"392b07be-0c91-48b6-bdd6-608ba3c271e4","block_type":"box","text":"The Fund could lose money if an entity with which it does","page_number":1,"box":{"x":152,"y":731,"width":313,"height":8}},{"id":"328cea7b-2245-480b-b4eb-c4ea42cab445","block_type":"box","text":"business becomes unwilling or is unable to meet its obligations to the Fund.","page_number":1,"box":{"x":48,"y":740,"width":411,"height":8}},{"id":"ce1ae383-917a-4740-9236-4a5f4187bd51","block_type":"box","text":"Currency risk:","page_number":1,"box":{"x":48,"y":751,"width":75,"height":8}},{"id":"c5251b64-21a0-41e5-97f1-ecd7f111f651","block_type":"box","text":"Changes in currency exchange rates could reduce investment","page_number":1,"box":{"x":127,"y":751,"width":333,"height":8}},{"id":"aa4599b4-faa4-4c6a-9b4c-ee2bccff59f8","block_type":"box","text":"gains or increase investment losses. Exchange rates can change rapidly,","page_number":1,"box":{"x":47,"y":760,"width":388,"height":8}},{"id":"a5646a47-a8d4-4735-90bc-9408329b6c8e","block_type":"box","text":"significantly and unpredictably.","page_number":1,"box":{"x":48,"y":768,"width":168,"height":9}},{"id":"f0eaa4e7-b873-47e1-adb1-9c83050a5914","block_type":"box","text":"Default risk:","page_number":1,"box":{"x":48,"y":779,"width":66,"height":7}},{"id":"38360db1-b3f6-42c5-8b00-9b732fe67e32","block_type":"box","text":"Issuers of certain bonds or money market instruments could","page_number":1,"box":{"x":119,"y":779,"width":327,"height":9}},{"id":"71733ef7-0325-4231-953f-e85352728336","block_type":"box","text":"become unable to make payments on their bonds, causing a reduction in","page_number":1,"box":{"x":48,"y":788,"width":395,"height":8}},{"id":"919c7f25-304e-4f54-823c-f73de9c2c34c","block_type":"box","text":"income to the Fund and also in the value of bonds held by the Fund. Under","page_number":1,"box":{"x":48,"y":797,"width":407,"height":8}},{"id":"c1a1212a-13a0-452b-a1da-1e9a7b031dd5","block_type":"box","text":"extreme market or economic conditions, defaults could be widespread and their","page_number":1,"box":{"x":512,"y":536,"width":438,"height":8}},{"id":"54707450-db24-43ca-b0c8-db9729b0a232","block_type":"box","text":"effect on Fund performance significant.","page_number":1,"box":{"x":512,"y":545,"width":214,"height":8}},{"id":"4ddbe1f4-1b6c-4db6-8cf8-c0175742bf94","block_type":"box","text":"Derivatives risk:","page_number":1,"box":{"x":513,"y":556,"width":87,"height":6}},{"id":"bc8ace90-5f60-4780-9d43-af0256427a83","block_type":"box","text":"Derivatives are instruments that can be complex and highly","page_number":1,"box":{"x":605,"y":556,"width":322,"height":8}},{"id":"2eac38a2-5270-4727-b07d-583da216c333","block_type":"box","text":"volatile, have some degree of unpredictability (especially in unusual market","page_number":1,"box":{"x":512,"y":564,"width":411,"height":9}},{"id":"74eea874-d3f1-4b0f-9261-c53ebdb4bfcc","block_type":"box","text":"conditions), and can create losses significantly greater than the cost of the","page_number":1,"box":{"x":512,"y":573,"width":404,"height":8}},{"id":"ba44e084-139c-4a67-8d84-608eb413dca6","block_type":"box","text":"derivative itself.","page_number":1,"box":{"x":512,"y":582,"width":86,"height":6}},{"id":"997bcfce-c310-49bc-b3a4-09d819495568","block_type":"box","text":"Emerging markets risk:","page_number":1,"box":{"x":513,"y":593,"width":125,"height":8}},{"id":"053a8656-4439-4f92-af6f-9be32771e694","block_type":"box","text":"Compared to developed markets, emerging markets","page_number":1,"box":{"x":646,"y":593,"width":283,"height":8}},{"id":"2ec4299f-6644-435f-82a4-add4102c5479","block_type":"box","text":"can have greater political instability and limited investor rights and freedoms,","page_number":1,"box":{"x":512,"y":601,"width":421,"height":9}},{"id":"f5b4a83c-8af4-4a5e-9f3f-11ebd8d070ab","block_type":"box","text":"and their securities can carry higher equity, market, liquidity, credit and","page_number":1,"box":{"x":512,"y":610,"width":389,"height":8}},{"id":"c614d96c-e9e2-428d-9786-b3d11536ac0d","block_type":"box","text":"currency risk.","page_number":1,"box":{"x":512,"y":619,"width":72,"height":8}},{"id":"48a495b2-fa6a-4fb9-a812-6377224a63f2","block_type":"box","text":"Fixed Income Risk:","page_number":1,"box":{"x":513,"y":630,"width":101,"height":7}},{"id":"6f4140ea-59a5-4a98-8863-44bb6bb64f0d","block_type":"box","text":"Investments in fixed interest securities are impacted by","page_number":1,"box":{"x":619,"y":630,"width":301,"height":8}},{"id":"dd6f7298-d5ba-4bd3-a5f3-50ff3f094883","block_type":"box","text":"market and credit risk and are sensitive to changes in interest rates and market","page_number":1,"box":{"x":513,"y":639,"width":430,"height":8}},{"id":"6a0af5fd-14ae-4859-bc1f-07191463a3e9","block_type":"box","text":"expectations of future inflation. Bonds that produce a higher level of income","page_number":1,"box":{"x":512,"y":647,"width":417,"height":9}},{"id":"14157600-1021-4727-a47f-b4e0d067c40a","block_type":"box","text":"usually have a greater risk of default.","page_number":1,"box":{"x":513,"y":656,"width":199,"height":8}},{"id":"e9d9db6b-c2a1-4008-9b26-addfc031b32d","block_type":"box","text":"Hedging risk:","page_number":1,"box":{"x":513,"y":667,"width":70,"height":8}},{"id":"46b31af1-9cea-4e39-9e4c-b5e0894a5e2d","block_type":"box","text":"Any measures taken to offset specific risks will generate costs","page_number":1,"box":{"x":587,"y":667,"width":335,"height":8}},{"id":"c561c3c0-eecf-4183-98d3-42c269705bb0","block_type":"box","text":"(which reduce performance), could work imperfectly or not at all, and if they do","page_number":1,"box":{"x":512,"y":676,"width":435,"height":8}},{"id":"e0bea853-07e9-48dc-b624-4d975fb4f07c","block_type":"box","text":"work will reduce opportunities for gain.","page_number":1,"box":{"x":512,"y":685,"width":214,"height":8}},{"id":"04f8454b-4dd1-4f93-be87-e5bf2aa9ee5d","block_type":"box","text":"Equities Risk:","page_number":1,"box":{"x":513,"y":696,"width":72,"height":8}},{"id":"1346309b-c2e7-4a5b-94a2-bad59516d2db","block_type":"box","text":"Equities can lose value rapidly, can remain at low prices","page_number":1,"box":{"x":590,"y":696,"width":301,"height":8}},{"id":"e83824c4-8bc4-48d1-b313-79b01be71ed8","block_type":"box","text":"indefinitely, and generally involve higher risks","page_number":1,"box":{"x":512,"y":704,"width":248,"height":9}},{"id":"608e7886-8369-44d0-b88c-fc77f929939e","block_type":"box","text":"—","page_number":1,"box":{"x":765,"y":708,"width":10,"height":1}},{"id":"820e4344-a1c6-42eb-ae27-1ad51b95e217","block_type":"box","text":"especially market risk","page_number":1,"box":{"x":780,"y":704,"width":116,"height":9}},{"id":"8bb8cc67-acbe-48a7-bddf-f75f70b2be0c","block_type":"box","text":"—","page_number":1,"box":{"x":901,"y":708,"width":10,"height":1}},{"id":"b6971750-7f54-4eb1-9da4-b26ba5c760d2","block_type":"box","text":"than","page_number":1,"box":{"x":915,"y":704,"width":24,"height":7}},{"id":"1055835a-29ff-486c-a9f3-c2c519b07f6e","block_type":"box","text":"bonds or money market instruments. Bankruptcy or other financial restructuring","page_number":1,"box":{"x":513,"y":713,"width":438,"height":8}},{"id":"123e564e-b64a-4417-be9c-9509b009dbe8","block_type":"box","text":"can cause the issuer's equities to los","page_number":1,"box":{"x":512,"y":722,"width":196,"height":8}},{"id":"20e8f52d-d1df-4104-8d84-c66b1715d0ce","block_type":"box","text":"e most or all of their value.","page_number":1,"box":{"x":710,"y":722,"width":145,"height":6}},{"id":"1c3c77c0-af3e-4b68-9ae5-5e23c275e361","block_type":"box","text":"Leverage risk:","page_number":1,"box":{"x":513,"y":733,"width":75,"height":8}},{"id":"09d3696e-bddd-4c9c-a5e2-a3909345ef39","block_type":"box","text":"A small price decline on a \"leveraged\" underlying investment will","page_number":1,"box":{"x":592,"y":733,"width":352,"height":8}},{"id":"87536176-4a74-4707-befa-58dab49fdf8a","block_type":"box","text":"create a correspondingly larger loss for the Fund. A high overall level of leverage","page_number":1,"box":{"x":512,"y":742,"width":437,"height":8}},{"id":"be0b36bc-f4b8-425e-bf4a-cac7e6eb81dc","block_type":"box","text":"and/or unusual market conditions could create significant losses for the Fund.","page_number":1,"box":{"x":512,"y":750,"width":423,"height":8}},{"id":"0e844915-0b83-458a-92ee-f766486bc3ae","block_type":"box","text":"Target outcome risk:","page_number":1,"box":{"x":512,"y":761,"width":114,"height":8}},{"id":"57fd1be3-f233-487d-bc45-85dadc9eee3d","block_type":"box","text":"Any outcomes stated as targets are not guaranteed and","page_number":1,"box":{"x":630,"y":761,"width":303,"height":8}},{"id":"abbb0398-b5d7-462a-a05b-3681155ffd38","block_type":"box","text":"may not be achieved.","page_number":1,"box":{"x":513,"y":770,"width":114,"height":8}},{"id":"2fa0cc0b-a8fa-41e0-b140-135f2b4dcc56","block_type":"box","text":"Full information on the risks applicable to the Fund is detailed in the Prospectus.","page_number":1,"box":{"x":513,"y":781,"width":436,"height":8}},{"id":"888e108f-7ed9-46a4-bb88-98aae4587482","block_type":"box","text":"Page","page_number":2,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"6eaf9ede-e12e-48fb-83e8-df85c99b780a","block_type":"box","text":"2","page_number":2,"box":{"x":73,"y":969,"width":5,"height":6}},{"id":"c3318df5-9c1d-4670-8de5-f6f6db9534fb","block_type":"box","text":"of","page_number":2,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"46f7e27c-a2c7-4d93-943c-c77f04c2d4f3","block_type":"box","text":"2","page_number":2,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"47262d5b-1140-4fa2-b5f3-9a04ff8aad10","block_type":"box","text":"This key investor information is accurate as at 10/06/2026","page_number":2,"box":{"x":47,"y":979,"width":277,"height":7}},{"id":"786f3c65-8a9c-4b28-b6c2-f5c819a98f95","block_type":"box","text":"CHARGES","page_number":2,"box":{"x":48,"y":24,"width":64,"height":8}},{"id":"b0f117a7-dc6d-42cc-b899-0a699607825f","block_type":"box","text":"One","page_number":2,"box":{"x":49,"y":45,"width":22,"height":6}},{"id":"7cb7ac33-3177-463a-a037-b9b1b1c0670e","block_type":"box","text":"-","page_number":2,"box":{"x":72,"y":48,"width":3,"height":1}},{"id":"3713dc7f-be83-474f-9af9-9a6688fc60b1","block_type":"box","text":"off charges taken before or after you invest","page_number":2,"box":{"x":76,"y":44,"width":241,"height":9}},{"id":"63c376b3-35dc-4823-9320-c54ebc59ae8e","block_type":"box","text":"Entry charge","page_number":2,"box":{"x":49,"y":56,"width":67,"height":8}},{"id":"57e394f6-24c5-49a4-ae68-357134942e90","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":56,"width":28,"height":6}},{"id":"6d0f3d3f-1ef2-4209-bb21-beb4767049a5","block_type":"box","text":"Exit charge","page_number":2,"box":{"x":49,"y":67,"width":58,"height":9}},{"id":"9965747c-a566-4846-8839-a9da5788804e","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":68,"width":28,"height":6}},{"id":"3d5b0e7d-74fb-4fd0-bb4b-86137b3224c1","block_type":"box","text":"Charges taken from the Fund over a year","page_number":2,"box":{"x":49,"y":79,"width":226,"height":8}},{"id":"93db621b-fc61-48bb-aa60-82cd6b70a185","block_type":"box","text":"Ongoing charges","page_number":2,"box":{"x":49,"y":94,"width":89,"height":8}},{"id":"3fef0df8-a2e3-4a79-b717-e76d4a985f79","block_type":"box","text":"0.15%","page_number":2,"box":{"x":445,"y":98,"width":33,"height":6}},{"id":"8d7bd3f2-ce3d-49db-994f-078513838593","block_type":"box","text":"Charges taken from the Fund under certain specific conditions","page_number":2,"box":{"x":49,"y":109,"width":344,"height":9}},{"id":"ad21d270-ef86-41a3-b5ae-920c3b00e45d","block_type":"box","text":"Performance fee","page_number":2,"box":{"x":49,"y":121,"width":89,"height":7}},{"id":"e1fbefc2-dc38-4728-be7e-18efd94962d9","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":121,"width":28,"height":7}},{"id":"54503629-3f56-499c-8304-51aff81655a3","block_type":"box","text":"This is the maximum that might be taken out of your money before it is","page_number":2,"box":{"x":48,"y":133,"width":388,"height":8}},{"id":"71437536-fb9c-45bc-bd91-0b278f94552d","block_type":"box","text":"invested / before the proceeds of your investment are paid out.","page_number":2,"box":{"x":49,"y":144,"width":346,"height":8}},{"id":"87f1a38a-3244-4d3b-a307-a5d636e83c34","block_type":"box","text":"The charges you pay are used to pay the costs of running the Fund, including","page_number":2,"box":{"x":48,"y":156,"width":417,"height":8}},{"id":"336718db-61af-4d52-b5d1-f71b85c7572e","block_type":"box","text":"the costs of marketing and distributing it. These charges reduce the potential","page_number":2,"box":{"x":48,"y":167,"width":419,"height":9}},{"id":"6bd829e2-5a76-4097-9aa4-247379a84085","block_type":"box","text":"growth of your investment.","page_number":2,"box":{"x":48,"y":179,"width":148,"height":8}},{"id":"04c200c8-29bf-4203-91d1-7ecf1b2392a7","block_type":"box","text":"The entry and exit charges shown are maximum figures. In some cases","page_number":2,"box":{"x":512,"y":45,"width":383,"height":8}},{"id":"c1016965-e342-43c3-8ad4-6104d48d122e","block_type":"box","text":"(including when switching to other funds run by Aviva Investors UK Fund","page_number":2,"box":{"x":512,"y":53,"width":394,"height":9}},{"id":"aa98bfba-c87a-47a0-9116-70be4204270b","block_type":"box","text":"Services Limited) you might pay less","page_number":2,"box":{"x":512,"y":62,"width":195,"height":8}},{"id":"f02d1906-0d28-4bd3-81b1-bf4e32d2a7b9","block_type":"box","text":"–","page_number":2,"box":{"x":711,"y":66,"width":7,"height":0}},{"id":"f29c1591-d680-4d7d-93ba-f8b39b7ffda1","block_type":"box","text":"you can find the actual entry and exit","page_number":2,"box":{"x":721,"y":62,"width":202,"height":8}},{"id":"fd1c7aac-fac9-44df-9437-ab53c9b26303","block_type":"box","text":"charges from your financial adviser/di","page_number":2,"box":{"x":512,"y":70,"width":205,"height":9}},{"id":"f9f59dfa-63de-4ee0-82c2-50da047ba038","block_type":"box","text":"stributor.","page_number":2,"box":{"x":719,"y":71,"width":49,"height":6}},{"id":"4982f410-ef4b-46b8-9199-3802054b50fb","block_type":"box","text":"The ongoing charges figure is based on last year's expenses for the year ending","page_number":2,"box":{"x":512,"y":82,"width":429,"height":8}},{"id":"c06a0565-03ac-4f70-9d2c-95d204882433","block_type":"box","text":"30 November 2025. The figure for ongoing charges excludes performance fees","page_number":2,"box":{"x":512,"y":90,"width":426,"height":9}},{"id":"d6c6c152-8a66-45b3-b2ad-bc4552cba866","block_type":"box","text":"and portfolio transaction costs, except in the case of an entry/exit charge paid","page_number":2,"box":{"x":512,"y":99,"width":425,"height":8}},{"id":"03b8b632-35ac-4293-985a-f4eb9c7758f4","block_type":"box","text":"by the Fund when buy","page_number":2,"box":{"x":513,"y":108,"width":120,"height":8}},{"id":"712cc9eb-1fda-4648-bf1d-9e690415b83e","block_type":"box","text":"ing or selling units in another collective investment","page_number":2,"box":{"x":634,"y":108,"width":277,"height":8}},{"id":"44d56a61-91a2-46d0-b11f-81511257c981","block_type":"box","text":"undertaking.","page_number":2,"box":{"x":513,"y":117,"width":67,"height":8}},{"id":"af7dc1e2-0e73-42c2-8ab2-fd9b081257fa","block_type":"box","text":"For more information about charges, including a full explanation of any","page_number":2,"box":{"x":513,"y":128,"width":387,"height":8}},{"id":"56b9f27c-971d-4b85-92b6-5002b36c56c6","block_type":"box","text":"performance fee (if applicable) please see the charges sections of the Fund's","page_number":2,"box":{"x":513,"y":136,"width":415,"height":9}},{"id":"ee2746a6-1d57-4a05-9e4d-c3f852bea8ee","block_type":"box","text":"Prospectus.","page_number":2,"box":{"x":513,"y":146,"width":61,"height":7}},{"id":"8ca3a25e-e272-4c76-8511-36c263e1dfc1","block_type":"box","text":"PAST PERFORMANCE","page_number":2,"box":{"x":48,"y":254,"width":145,"height":8}},{"id":"aa40c673-49c2-4aa0-b043-b57f97dc692d","block_type":"box","text":"Share Class","page_number":2,"box":{"x":99,"y":284,"width":60,"height":7}},{"id":"de83dda0-b13c-487b-a06b-f4c726ab1e55","block_type":"box","text":"MSCI® All Countries World Index","page_number":2,"box":{"x":304,"y":283,"width":176,"height":7}},{"id":"42b22c93-e309-44a2-b493-113500bbc168","block_type":"box","text":"(Net) GBP","page_number":2,"box":{"x":304,"y":295,"width":52,"height":8}},{"id":"8b0d61a0-785b-4684-ae67-dbe99eeb019c","block_type":"box","text":"IA Flexible Investment","page_number":2,"box":{"x":99,"y":311,"width":120,"height":7}},{"id":"97f1493f-b1cc-4b38-bef7-b775648c54b1","block_type":"box","text":"2016","page_number":2,"box":{"x":101,"y":482,"width":20,"height":5}},{"id":"d6358e42-16e7-4c63-876e-2a9048a98b27","block_type":"box","text":"2017","page_number":2,"box":{"x":141,"y":482,"width":19,"height":5}},{"id":"1fa1fc7f-7f96-4bb5-b47f-f2369644404d","block_type":"box","text":"2018","page_number":2,"box":{"x":181,"y":482,"width":19,"height":5}},{"id":"6adcc830-54a4-4262-8557-b632d6245469","block_type":"box","text":"2019","page_number":2,"box":{"x":220,"y":482,"width":19,"height":5}},{"id":"45f5df45-a37a-4757-88fb-29c03b8b24ee","block_type":"box","text":"2020","page_number":2,"box":{"x":260,"y":482,"width":19,"height":5}},{"id":"616d99f6-741b-4edc-aee0-600b1f9aa286","block_type":"box","text":"2021","page_number":2,"box":{"x":299,"y":482,"width":20,"height":5}},{"id":"2523635e-2e9c-4c04-b175-9b67aa387289","block_type":"box","text":"2022","page_number":2,"box":{"x":339,"y":482,"width":19,"height":5}},{"id":"6378983b-8982-4d0d-b9bb-0f8ec7603123","block_type":"box","text":"2023","page_number":2,"box":{"x":379,"y":482,"width":19,"height":5}},{"id":"68353eea-9f04-4e25-b174-84640401e5fd","block_type":"box","text":"2024","page_number":2,"box":{"x":418,"y":482,"width":20,"height":5}},{"id":"51a94a10-552d-4948-9006-c1e10dfb2a88","block_type":"box","text":"2025","page_number":2,"box":{"x":458,"y":482,"width":19,"height":5}},{"id":"497c7a9a-1f3b-44f0-ad7b-8e107f5c907e","block_type":"box","text":"18.7","page_number":2,"box":{"x":301,"y":494,"width":17,"height":5}},{"id":"47154780-db56-4c07-99a6-c84f89e5ded3","block_type":"box","text":"-","page_number":2,"box":{"x":341,"y":497,"width":3,"height":0}},{"id":"4f3836c3-0e93-404f-9fe1-1a40db92fcbd","block_type":"box","text":"8.8","page_number":2,"box":{"x":344,"y":494,"width":12,"height":5}},{"id":"d1aff7a9-ecb9-420a-ae7b-87d833e4f38f","block_type":"box","text":"13.6","page_number":2,"box":{"x":380,"y":494,"width":17,"height":5}},{"id":"eb56209a-b8db-4ba4-9864-419ddf587b5f","block_type":"box","text":"18.8","page_number":2,"box":{"x":420,"y":494,"width":17,"height":5}},{"id":"47c2c022-e3de-4c4f-88e7-63778b792bd0","block_type":"box","text":"13.2","page_number":2,"box":{"x":459,"y":494,"width":17,"height":5}},{"id":"4574b96b-d227-4692-94da-b6c5d001f9b1","block_type":"box","text":"19.6","page_number":2,"box":{"x":301,"y":506,"width":17,"height":4}},{"id":"bda8feab-a746-44c7-971b-594234998201","block_type":"box","text":"-","page_number":2,"box":{"x":341,"y":508,"width":3,"height":1}},{"id":"3b6cb30d-c161-48ce-88d2-ec7a6495cb2f","block_type":"box","text":"8.1","page_number":2,"box":{"x":344,"y":506,"width":12,"height":4}},{"id":"b6f21faa-56a5-4603-81f6-c0baf82ac7c3","block_type":"box","text":"15.3","page_number":2,"box":{"x":380,"y":506,"width":17,"height":4}},{"id":"b19da733-ae34-4705-943d-ae80dfb86466","block_type":"box","text":"19.6","page_number":2,"box":{"x":420,"y":506,"width":17,"height":4}},{"id":"d861d8f2-2c61-4b3c-af8e-e4515fb4d74a","block_type":"box","text":"13.9","page_number":2,"box":{"x":459,"y":506,"width":17,"height":4}},{"id":"14f41b8f-5dfc-4b66-bd3c-cbf206c41cb5","block_type":"box","text":"11.4","page_number":2,"box":{"x":301,"y":517,"width":17,"height":5}},{"id":"55e28e8d-258c-4bff-baff-035d8e081657","block_type":"box","text":"-","page_number":2,"box":{"x":341,"y":520,"width":3,"height":0}},{"id":"dd3ea734-f4c6-4bac-aa6c-c624ecc40873","block_type":"box","text":"9.1","page_number":2,"box":{"x":344,"y":517,"width":12,"height":5}},{"id":"9944ec34-0583-4b19-9792-02754c14ffe2","block_type":"box","text":"7.3","page_number":2,"box":{"x":382,"y":517,"width":12,"height":5}},{"id":"3ff7e065-e657-4813-af25-ac25391b278e","block_type":"box","text":"9.2","page_number":2,"box":{"x":422,"y":517,"width":12,"height":5}},{"id":"e04ca4e1-73f1-4978-9c27-eb9cbf6e9a73","block_type":"box","text":"12.1","page_number":2,"box":{"x":459,"y":517,"width":17,"height":5}},{"id":"b7343528-0ae0-493f-9b1e-65fe8b1b5ced","block_type":"box","text":"18.70","page_number":2,"box":{"x":299,"y":525,"width":0,"height":1}},{"id":"662e51f2-3a98-48d1-88fa-bfb87154b29a","block_type":"box","text":"-83","page_number":2,"box":{"x":338,"y":525,"width":1,"height":0}},{"id":"a6f82ea0-ddfb-4135-ad42-84ac3cbd3d26","block_type":"box","text":"-8.3","page_number":2,"box":{"x":338,"y":525,"width":1,"height":1}},{"id":"a6c4fbfe-5ad8-471d-aad5-a3d9d86e56ee","block_type":"box","text":"13.6","page_number":2,"box":{"x":378,"y":525,"width":0,"height":1}},{"id":"9ad7f1c0-1dcb-45bf-82ea-727ff9093301","block_type":"box","text":"18.7","page_number":2,"box":{"x":418,"y":525,"width":0,"height":1}},{"id":"77e35651-95dd-4a37-b60b-fb79ff5d614e","block_type":"box","text":"13.20","page_number":2,"box":{"x":457,"y":525,"width":1,"height":1}},{"id":"b24fbc15-1730-40b6-8738-a4c8b172b394","block_type":"box","text":"Past performance is no guide to future performance.","page_number":2,"box":{"x":513,"y":280,"width":285,"height":8}},{"id":"09ef8bf6-15ec-4b63-b774-62ba1f28b948","block_type":"box","text":"The past performance shown in the chart opposite takes into account all","page_number":2,"box":{"x":512,"y":291,"width":394,"height":8}},{"id":"b0c1695d-20e5-4998-9d34-7357a71e39b2","block_type":"box","text":"charges except entry charges.","page_number":2,"box":{"x":512,"y":300,"width":161,"height":8}},{"id":"e36349e9-7569-4917-8fb4-1813fe13f1ff","block_type":"box","text":"The Share Class was launched on 30 November 2020.","page_number":2,"box":{"x":512,"y":314,"width":289,"height":6}},{"id":"821554c4-a1be-439d-b3c4-e4071f228a91","block_type":"box","text":"Performance is calculated in the Share Class currency which is GBP.","page_number":2,"box":{"x":513,"y":325,"width":364,"height":9}},{"id":"7ba42a64-73a2-4b24-a5c4-68519e2253d0","block_type":"box","text":"Source: Aviva Investors/Morningstar as at 31 December 2025.","page_number":2,"box":{"x":512,"y":336,"width":337,"height":9}},{"id":"b9805715-4be8-41ab-97e1-268235ef94e2","block_type":"box","text":"PRACTICAL INFORMATION","page_number":2,"box":{"x":48,"y":555,"width":182,"height":8}},{"id":"8d670f8b-a6ee-4a92-a010-ae8ac069303b","block_type":"box","text":"Depositary","page_number":2,"box":{"x":48,"y":586,"width":58,"height":8}},{"id":"34f1ceb4-49e9-4682-b0e6-41c5076e72ff","block_type":"box","text":"-","page_number":2,"box":{"x":110,"y":589,"width":3,"height":1}},{"id":"dd227c42-ffaa-4299-9b1b-e401e118e1db","block_type":"box","text":"J.P. Morgan Europe Limited","page_number":2,"box":{"x":116,"y":585,"width":150,"height":9}},{"id":"e0c7727b-8971-4ef8-99d5-9eae71cdcaf8","block_type":"box","text":"More practical information about the Fund and copies of the Prospectus and the","page_number":2,"box":{"x":48,"y":597,"width":438,"height":8}},{"id":"473b93bf-dee4-4f60-9760-2aa584225549","block_type":"box","text":"latest annual and half yearly reports are available free of charge from Aviva","page_number":2,"box":{"x":48,"y":605,"width":409,"height":8}},{"id":"8f10e02f-1e5c-4978-937d-3bdb47d427d4","block_type":"box","text":"Investors UK Fund Services Limited PO Box 10410, Chelmsford, CM99 2AY. These","page_number":2,"box":{"x":48,"y":614,"width":439,"height":8}},{"id":"eccc672f-9396-4a6e-b404-506b1c4b20af","block_type":"box","text":"documents will be in E","page_number":2,"box":{"x":48,"y":623,"width":121,"height":6}},{"id":"28f42994-d35d-462a-9376-8f2bd1621065","block_type":"box","text":"nglish and cover the whole ICVC.","page_number":2,"box":{"x":171,"y":623,"width":176,"height":8}},{"id":"15e06097-0141-4084-94bf-74f5a29b4a52","block_type":"box","text":"The latest published price of shares in the Fund and other information on the","page_number":2,"box":{"x":47,"y":634,"width":420,"height":8}},{"id":"ea9500c5-d726-4997-9f85-993433a7909b","block_type":"box","text":"Fund, including how to buy and sell shares, is also available at","page_number":2,"box":{"x":48,"y":642,"width":335,"height":9}},{"id":"451cbd5e-df48-4b30-9767-77843aa45d11","block_type":"box","text":"www.avivainvestors.co.uk.","page_number":2,"box":{"x":47,"y":651,"width":145,"height":7}},{"id":"80fe5647-d515-4d08-975e-fb051f5d3395","block_type":"box","text":"Shares other than Class 2 are offered by the Fund, as set out in the Prospectus.","page_number":2,"box":{"x":48,"y":662,"width":428,"height":8}},{"id":"78733894-7a2a-4f2b-a36b-6d777f57bbee","block_type":"box","text":"You may switch between funds in the Aviva Investors Portfolio Funds ICVC. An","page_number":2,"box":{"x":47,"y":673,"width":425,"height":8}},{"id":"207aa192-753b-46a2-afe1-5ba48000ead3","block_type":"box","text":"entry charge may apply to a switch but it is normally waived on most funds","page_number":2,"box":{"x":48,"y":682,"width":407,"height":8}},{"id":"7765a277-36e3-43e2-8ed8-f2ff71ddec05","block_type":"box","text":"other than the structured/defined return funds. Details on switching are","page_number":2,"box":{"x":48,"y":690,"width":392,"height":9}},{"id":"dd44d8bb-57f6-4de5-8f1e-8ba5a4918ac6","block_type":"box","text":"provided in the Prospectus.","page_number":2,"box":{"x":48,"y":699,"width":148,"height":9}},{"id":"f8fc0553-3602-40dd-b784-516eedf69a49","block_type":"box","text":"The Fund is subject to the tax laws and regulations of the United Kingdom.","page_number":2,"box":{"x":512,"y":585,"width":404,"height":9}},{"id":"7cf2d99e-0091-4ae6-ab08-ce0af83a7874","block_type":"box","text":"Depending on your own country of residence, this might have an impact on your","page_number":2,"box":{"x":513,"y":594,"width":437,"height":8}},{"id":"43246470-dbe6-457b-8f16-f07f7b1fdaf5","block_type":"box","text":"investment.","page_number":2,"box":{"x":512,"y":603,"width":64,"height":6}},{"id":"d3e50c03-0462-4be9-9dc9-eeefdbe7f842","block_type":"box","text":"The liabilities of the Fund are segregated and the assets of this Fund will not be","page_number":2,"box":{"x":512,"y":614,"width":430,"height":8}},{"id":"b864c30d-cd80-487a-968d-c079d2f6b22a","block_type":"box","text":"used to pay debts of other funds.","page_number":2,"box":{"x":513,"y":623,"width":179,"height":8}},{"id":"8281a303-0dbf-4728-9dea-eee72bc2384d","block_type":"box","text":"Aviva Investors UK Fund Services Limited may be held liable solely on the basis","page_number":2,"box":{"x":512,"y":634,"width":427,"height":8}},{"id":"4ea885e7-bd59-48e6-a287-dd035d1620df","block_type":"box","text":"of any statement contained in this document that is misleading, inaccurate or","page_number":2,"box":{"x":512,"y":642,"width":422,"height":9}},{"id":"ec4539d7-cfb4-4a58-ba4a-dc5cb7f2c630","block_type":"box","text":"inconsistent with the relevant parts of the Prospectus for the Fund.","page_number":2,"box":{"x":512,"y":651,"width":365,"height":8}},{"id":"86a2d10c-5f2a-49af-99fb-43f1e5c48de9","block_type":"box","text":"The details of the up","page_number":2,"box":{"x":512,"y":662,"width":111,"height":8}},{"id":"0bba89e1-ffa8-4cb7-ac81-4e7753a96ec1","block_type":"box","text":"-","page_number":2,"box":{"x":624,"y":666,"width":3,"height":1}},{"id":"e0546313-c64a-4842-aa7c-3de08f913ff1","block_type":"box","text":"to","page_number":2,"box":{"x":628,"y":663,"width":11,"height":6}},{"id":"a3a47916-d041-4cad-adb7-fd488d9fcbd8","block_type":"box","text":"-","page_number":2,"box":{"x":640,"y":666,"width":3,"height":1}},{"id":"caf657b0-6829-4d97-8f98-7bd88988380e","block_type":"box","text":"date remuneration policy of the Management","page_number":2,"box":{"x":644,"y":662,"width":250,"height":8}},{"id":"9a47bfda-f967-4749-a768-6487cabedbb3","block_type":"box","text":"Company, including the composition of its remuneration committee, a","page_number":2,"box":{"x":512,"y":671,"width":383,"height":8}},{"id":"3c2bf194-2d8c-4867-a987-74010c58e08a","block_type":"box","text":"description of the key remuneration elements and an overview of how","page_number":2,"box":{"x":512,"y":680,"width":384,"height":8}},{"id":"ec8aee8f-9251-438f-8c4b-a5b7399fef88","block_type":"box","text":"remuneration is determined, are available on the web","page_number":2,"box":{"x":513,"y":688,"width":293,"height":8}},{"id":"f693bc02-9bef-4c56-a148-1b1b05979776","block_type":"box","text":"site","page_number":2,"box":{"x":807,"y":689,"width":18,"height":6}},{"id":"9a85eeb9-4222-443d-88fc-3019c85ac163","block_type":"box","text":"www.avivainvestors.com. A paper copy of the remuneration policy can be made","page_number":2,"box":{"x":512,"y":697,"width":437,"height":8}},{"id":"6946d2eb-31cb-48ca-af9c-923e7174e4f2","block_type":"box","text":"available upon request and free of charge at the Management Company's","page_number":2,"box":{"x":512,"y":706,"width":401,"height":8}},{"id":"7e38937c-00fa-4ecb-9c19-67d7a882d671","block_type":"box","text":"registered office.","page_number":2,"box":{"x":513,"y":714,"width":90,"height":9}},{"id":"e865d7d5-af0a-49fd-b5be-a86755c9f462","block_type":"box","text":"The sub","page_number":2,"box":{"x":47,"y":731,"width":42,"height":6}},{"id":"eca6486f-87d3-42a5-acf3-88aae8780445","block_type":"box","text":"-","page_number":2,"box":{"x":90,"y":735,"width":3,"height":0}},{"id":"0bed7b9b-fe91-47b8-b2f8-d0b25f73061d","block_type":"box","text":"fund launched on 30 November 2020, is authorised in the United Kingdom and regulated by The Financial Conduct Authority.","page_number":2,"box":{"x":94,"y":731,"width":681,"height":8}},{"id":"8ebd8ff6-6ffb-4eb1-ace2-43b3123f6041","block_type":"box","text":"Aviva Investors UK Fund Services Limited is authorised in the United Kingdom and regulated by The Financial Conduct Authority","page_number":2,"box":{"x":47,"y":740,"width":695,"height":8}},{"id":"c96c5e15-16e3-40e5-8f1b-a5bcc8e4258f","block_type":"box","text":".","page_number":2,"box":{"x":743,"y":746,"width":2,"height":1}},{"id":"378c2668-7138-48d9-a224-121531e0bc7f","block_type":"box","text":"-15","page_number":2,"box":{"x":68,"y":471,"width":13,"height":5}},{"id":"19218e5d-c418-4ca4-8631-7c3ee175bd48","block_type":"box","text":"-10","page_number":2,"box":{"x":68,"y":454,"width":13,"height":5}},{"id":"77328eb1-8497-45d6-a597-de681ad984a2","block_type":"box","text":"-5","page_number":2,"box":{"x":73,"y":437,"width":7,"height":4}},{"id":"70de0799-e049-4062-aed2-39ada572a02d","block_type":"box","text":"0","page_number":2,"box":{"x":76,"y":420,"width":5,"height":4}},{"id":"b2b6edc4-fe8c-4f95-8152-ab724af13529","block_type":"box","text":"5","page_number":2,"box":{"x":76,"y":402,"width":5,"height":5}},{"id":"056340df-6c81-49e8-8915-9948e51398c3","block_type":"box","text":"10","page_number":2,"box":{"x":71,"y":385,"width":10,"height":5}},{"id":"809640a9-5d13-4e12-84b5-d923f746b42a","block_type":"box","text":"15","page_number":2,"box":{"x":71,"y":368,"width":9,"height":4}},{"id":"9ef4157d-e66c-4147-934a-d25f115c1711","block_type":"box","text":"20","page_number":2,"box":{"x":71,"y":350,"width":10,"height":5}},{"id":"b404c431-37c6-4071-92a9-a2cd55be5a42","block_type":"box","text":"25","page_number":2,"box":{"x":71,"y":333,"width":9,"height":5}},{"id":"ddb760fd-f82a-440b-93df-dc1cd0e765b9","block_type":"box","text":"Return %","page_number":2,"box":{"x":51,"y":384,"width":9,"height":34}}],"unit":"per_mille","page_width":595,"page_height":841,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":2}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"8caf0931-5e33-4286-b86f-5aee8b789687"},"user_id":1000227,"date_created":"2026-06-29T18:36:36.594000Z","date_modified":"2026-06-29T18:36:36.594000Z","private":false}