{"annotation_id":"a0606f93-ee02-4be6-8ba6-88357bd5dc26","file_hash":"18f92185e7b22170468d77f40a8cca9c814215a6374fd643bf3b99722f87d6bc","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.5.0","blocks":[{"id":"116cb992-6e5d-4d84-8b7e-f3f2f5710b7f","block_type":"box","text":"This is a marketing communication.","page_number":1,"box":{"x":38,"y":95,"width":229,"height":9}},{"id":"8431c459-bc1f-4af7-9c51-66dd89cac002","block_type":"box","text":"Factsheet","page_number":1,"box":{"x":39,"y":108,"width":84,"height":10}},{"id":"2b8d2fe2-85ed-4f62-a17e-94da2b550119","block_type":"box","text":"|","page_number":1,"box":{"x":125,"y":109,"width":7,"height":12}},{"id":"5c693e33-b9e0-4896-ae27-b3828d5a18f0","block_type":"box","text":"30 September 2026","page_number":1,"box":{"x":132,"y":109,"width":161,"height":11}},{"id":"32a6c339-a717-4d62-9101-73c40a99bdd5","block_type":"box","text":"Vanguard","page_number":1,"box":{"x":792,"y":29,"width":155,"height":25}},{"id":"e2a8ff3f-b056-4cd5-b6b9-fb4911d239a4","block_type":"box","text":"®","page_number":1,"box":{"x":947,"y":29,"width":14,"height":5}},{"id":"264720ec-3cda-4716-827c-161188dd4df9","block_type":"box","text":"Vanguard ActiveLife Climate Aware 40-50% Equity Fund","page_number":1,"box":{"x":38,"y":149,"width":832,"height":20}},{"id":"245fd2a6-7ab0-4a32-8a6a-d7da6cd2ed51","block_type":"box","text":"GBP Accumulation Shares","page_number":1,"box":{"x":39,"y":174,"width":223,"height":11}},{"id":"9b5a64de-22ef-4b13-8c59-512573a650de","block_type":"box","text":"Inception date: 08 December 2021","page_number":1,"box":{"x":39,"y":191,"width":249,"height":10}},{"id":"db525174-e541-41e7-b160-fdfd37909d4b","block_type":"box","text":"Total assets (million) £150","page_number":1,"box":{"x":38,"y":215,"width":150,"height":7}},{"id":"628dd4a9-5e6e-4460-a5ee-433d144f1926","block_type":"box","text":"|","page_number":1,"box":{"x":193,"y":215,"width":1,"height":7}},{"id":"e448d3cf-b33b-4601-b548-477ef8573ca7","block_type":"box","text":"Share class assets (million) £137 as at 30 September 2026","page_number":1,"box":{"x":199,"y":215,"width":331,"height":7}},{"id":"fb04c492-da40-45bf-b30f-149f8116c586","block_type":"box","text":"The Vanguard ActiveLife Climate Aware 40-50% Equity Fund is actively managed and does not intend to track or replicate performance of the","page_number":1,"box":{"x":38,"y":236,"width":916,"height":9}},{"id":"d5e4e37a-3bfd-4722-a165-755a9b05b106","block_type":"box","text":"benchmark. Benchmark data is for reference only.","page_number":1,"box":{"x":38,"y":248,"width":317,"height":9}},{"id":"603dede9-7dc4-4fd9-84e7-db112a10d2e5","block_type":"box","text":"Minimum","page_number":1,"box":{"x":39,"y":304,"width":50,"height":6}},{"id":"bd9f1ea4-780d-481e-995a-445feb7ddebd","block_type":"box","text":"initial","page_number":1,"box":{"x":39,"y":314,"width":31,"height":7}},{"id":"f4878f89-d43d-455c-a230-d35253b7cee4","block_type":"box","text":"investment","page_number":1,"box":{"x":39,"y":325,"width":63,"height":6}},{"id":"a69f8471-f392-4d4c-9f4d-d9a3743aa5c9","block_type":"box","text":"ISIN","page_number":1,"box":{"x":118,"y":325,"width":22,"height":6}},{"id":"20ab1411-bda1-4972-83b5-f13f9c15acd4","block_type":"box","text":"SEDOL","page_number":1,"box":{"x":217,"y":325,"width":41,"height":6}},{"id":"8bc02f44-9c41-4fc9-9b05-17e1979f8540","block_type":"box","text":"Bloomberg","page_number":1,"box":{"x":287,"y":325,"width":60,"height":8}},{"id":"5f95daed-6de2-4e4a-bc56-f01f1bfe1075","block_type":"box","text":"Citi","page_number":1,"box":{"x":362,"y":325,"width":20,"height":6}},{"id":"cad5f9c3-8974-425d-a6ec-930d5ad22ac2","block_type":"box","text":"MexID","page_number":1,"box":{"x":408,"y":325,"width":35,"height":6}},{"id":"fdbb4628-d7b6-4485-9548-5cab60c9fbd2","block_type":"box","text":"SRRI‡","page_number":1,"box":{"x":468,"y":326,"width":27,"height":5}},{"id":"4f61c0a4-37e6-4006-8ef7-9d81e9615ed4","block_type":"box","text":"Sector","page_number":1,"box":{"x":525,"y":326,"width":32,"height":5}},{"id":"f61ec4dd-5339-40a7-a14b-7abbedc02fee","block_type":"box","text":"Investment","page_number":1,"box":{"x":591,"y":315,"width":64,"height":6}},{"id":"4a92c362-1d67-4e88-b861-93941accf238","block_type":"box","text":"structure","page_number":1,"box":{"x":591,"y":326,"width":52,"height":5}},{"id":"145a267e-a33f-4a62-ba8c-e5f8f9f0f610","block_type":"box","text":"Index","page_number":1,"box":{"x":673,"y":314,"width":30,"height":7}},{"id":"cfce6410-90cd-4029-ad9e-6b954a6c63a7","block_type":"box","text":"ticker","page_number":1,"box":{"x":672,"y":325,"width":33,"height":6}},{"id":"b73efee6-e7d8-45f1-88cc-1a1ebd877526","block_type":"box","text":"Domicile","page_number":1,"box":{"x":740,"y":325,"width":47,"height":6}},{"id":"24bda990-db3e-4545-b323-5d3e53f4e919","block_type":"box","text":"Settlement","page_number":1,"box":{"x":811,"y":325,"width":64,"height":6}},{"id":"d92f523e-af55-4604-9eae-4bd10739f962","block_type":"box","text":"Trading","page_number":1,"box":{"x":889,"y":304,"width":43,"height":8}},{"id":"2cd3dd8f-4e60-4a5e-a2c6-f764cf279f30","block_type":"box","text":"frequency","page_number":1,"box":{"x":890,"y":314,"width":56,"height":8}},{"id":"63888730-efaa-4f2a-a662-6b3b253befa0","block_type":"box","text":"(cut-off)","page_number":1,"box":{"x":890,"y":325,"width":49,"height":7}},{"id":"e4fc2cb7-d017-42e9-8ea5-24b185fbc346","block_type":"box","text":"£100,000","page_number":1,"box":{"x":39,"y":344,"width":41,"height":6}},{"id":"eaed9a83-921a-4130-8731-ba4f899e6caf","block_type":"box","text":"GB00BMCQRZ38","page_number":1,"box":{"x":117,"y":344,"width":75,"height":5}},{"id":"3ade3aa7-5262-4021-ab92-395f13272a4f","block_type":"box","text":"BMCQRZ3","page_number":1,"box":{"x":218,"y":344,"width":44,"height":5}},{"id":"8b0a22c9-b2f4-4921-9540-acac2fd21aa7","block_type":"box","text":"VAN45AG","page_number":1,"box":{"x":286,"y":344,"width":44,"height":5}},{"id":"788e7de7-942e-4798-943b-da24574c5ee8","block_type":"box","text":"VX7D","page_number":1,"box":{"x":362,"y":344,"width":24,"height":5}},{"id":"279ff581-f849-4f6b-840d-066f6938f90d","block_type":"box","text":"VVAABA","page_number":1,"box":{"x":407,"y":344,"width":38,"height":5}},{"id":"b5946633-73d8-4f1b-9fc8-5bab9e20f390","block_type":"box","text":"4","page_number":1,"box":{"x":487,"y":344,"width":4,"height":5}},{"id":"cf6150ec-440b-443e-ba70-340631e79f4a","block_type":"box","text":"Mixed","page_number":1,"box":{"x":523,"y":344,"width":24,"height":5}},{"id":"3c516071-b960-4677-877f-76ddfe887d0e","block_type":"box","text":"Investment","page_number":1,"box":{"x":523,"y":353,"width":48,"height":5}},{"id":"80071881-028f-44e7-8d38-068861f3c016","block_type":"box","text":"20-60%","page_number":1,"box":{"x":523,"y":361,"width":33,"height":5}},{"id":"c6bbebbf-fd5a-4b1d-9379-9ac989bcaf72","block_type":"box","text":"Shares","page_number":1,"box":{"x":523,"y":370,"width":29,"height":5}},{"id":"4c976f40-7b71-48f1-9e5c-873ddf881196","block_type":"box","text":"UCITS","page_number":1,"box":{"x":591,"y":344,"width":26,"height":5}},{"id":"5c9a6d85-817a-448c-a6b3-72ba0789dbe6","block_type":"box","text":"—","page_number":1,"box":{"x":673,"y":347,"width":6,"height":0}},{"id":"d561b65a-f0e3-4b87-81e5-976c3b567615","block_type":"box","text":"United","page_number":1,"box":{"x":740,"y":344,"width":27,"height":5}},{"id":"a15f8ce4-834e-4cb2-a237-aea23626286e","block_type":"box","text":"Kingdom","page_number":1,"box":{"x":740,"y":352,"width":37,"height":7}},{"id":"362307d1-cb66-4684-be78-ce1dc0209cc2","block_type":"box","text":"T+2","page_number":1,"box":{"x":811,"y":344,"width":15,"height":5}},{"id":"552512bd-8f7f-4b7c-a122-9252f4839f77","block_type":"box","text":"Daily","page_number":1,"box":{"x":890,"y":344,"width":21,"height":6}},{"id":"48a7ce3b-03b4-4e4e-9bc0-f3742eebe479","block_type":"box","text":"(12:00","page_number":1,"box":{"x":914,"y":344,"width":27,"height":6}},{"id":"148da8ad-a280-4874-9895-a92bcda80a1b","block_type":"box","text":"London Time)","page_number":1,"box":{"x":890,"y":352,"width":58,"height":7}},{"id":"40aecba6-b8dd-4d54-8270-ad9919dfc8f7","block_type":"box","text":"Management Charges","page_number":1,"box":{"x":39,"y":382,"width":141,"height":9}},{"id":"bc56c9dd-37a8-4c31-be60-5c34f98d8118","block_type":"box","text":"Ongoing Charges Figure†","page_number":1,"box":{"x":39,"y":400,"width":124,"height":7}},{"id":"83c221e8-5bfb-4fc0-8c67-700e294a7119","block_type":"box","text":"0.48","page_number":1,"box":{"x":188,"y":400,"width":22,"height":6}},{"id":"5581a5ec-b60e-45b1-8bb9-47c7fd8d417d","block_type":"box","text":"%","page_number":1,"box":{"x":210,"y":401,"width":8,"height":5}},{"id":"16345360-a10b-4e5d-a6e2-cf1540db95e6","block_type":"box","text":"†The Ongoing Charges Figure (OCF) covers administration, audit, depository, legal, registration and regulatory expenses incurred in respect of th","page_number":1,"box":{"x":39,"y":414,"width":721,"height":8}},{"id":"a82927a1-77ad-4af9-9c17-1822c47e9efe","block_type":"box","text":"e Funds. When you invest with any fund","page_number":1,"box":{"x":761,"y":414,"width":198,"height":8}},{"id":"21abf962-e330-47f2-8df1-bd24bcabbbed","block_type":"box","text":"manager, you pay a number of charges, starting with the Annual Management Charge (AMC) which covers the fund manager’s costs of managing the fund","page_number":1,"box":{"x":39,"y":425,"width":776,"height":8}},{"id":"b15f5188-40f8-4482-bd37-a0a584d75efb","block_type":"box","text":". The AMC plus ongoing","page_number":1,"box":{"x":816,"y":425,"width":116,"height":8}},{"id":"7517d915-5db1-402a-a990-df2ade1524a0","block_type":"box","text":"running costs and other operational expenses make up the fund’s total ’ongoing charges figure’.","page_number":1,"box":{"x":39,"y":435,"width":477,"height":8}},{"id":"a99683d0-b2a5-4007-98fe-0dcb4908887d","block_type":"box","text":"Objectives and investment policy","page_number":1,"box":{"x":39,"y":455,"width":213,"height":9}},{"id":"6a9e7ab1-4c07-4fb1-b2d8-aecc25d77506","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":475,"width":3,"height":2}},{"id":"a96e7cae-25bb-4356-a3ef-f0db62b71d87","block_type":"box","text":"The Fund seeks to provide an increase in the value of investments over the long-term (more than 5 years) together with some money paid out from thos","page_number":1,"box":{"x":51,"y":473,"width":759,"height":7}},{"id":"6fbe8187-3636-4831-8ebb-732dc1c4ede3","block_type":"box","text":"e investments as income.","page_number":1,"box":{"x":811,"y":473,"width":124,"height":6}},{"id":"e018ed65-133b-43e4-a93b-7b95b863e84e","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":487,"width":3,"height":2}},{"id":"53f46e22-1435-4bbc-a46b-2762164e3516","block_type":"box","text":"The Fund is actively managed and seeks to achieve its investment objective by investing in a combination of shares (40-50% of the Fund’s investmen","page_number":1,"box":{"x":51,"y":485,"width":742,"height":8}},{"id":"573c9ff2-df71-40f4-96a2-a37ccb023ea7","block_type":"box","text":"ts) and bonds (issued by","page_number":1,"box":{"x":794,"y":485,"width":121,"height":8}},{"id":"2ca6e7a7-a3d2-411b-9729-9494b4c05d41","block_type":"box","text":"companies and entities which are not companies, such as government-related entities) (50-60% of the Fund).","page_number":1,"box":{"x":51,"y":495,"width":549,"height":8}},{"id":"8be44b22-339a-458e-bbf0-92f016ecc18e","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":510,"width":3,"height":2}},{"id":"4e96d1a5-0b13-4c4b-9d97-a50d71ab7148","block_type":"box","text":"The Fund can invest worldwide and the majority of the Fund’s investments will be in developed countries. The Fund can invest in all countries, sect","page_number":1,"box":{"x":51,"y":508,"width":726,"height":7}},{"id":"cd4ccf88-f663-4b01-9b23-2ae5e37d43b6","block_type":"box","text":"ors and industries, subject to (i)","page_number":1,"box":{"x":778,"y":508,"width":156,"height":7}},{"id":"a7f99cd9-ff44-42ac-b42f-e977005d2908","block_type":"box","text":"Climate Considerations and (ii) Exclusions as described below.","page_number":1,"box":{"x":51,"y":518,"width":309,"height":8}},{"id":"e364deb0-e758-40d7-93c1-a69b4f89bb80","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":533,"width":3,"height":2}},{"id":"3bc1cfe7-04dc-42e9-b674-fc92db336ba6","block_type":"box","text":"Climate considerations: At least 70% of the Fund’s assets will meet at least one of the Climate Considerations for company shares, corporate bonds","page_number":1,"box":{"x":51,"y":531,"width":742,"height":7}},{"id":"0781bf64-45d5-4211-a0bd-9c1b69d59eeb","block_type":"box","text":"and sovereign bonds: -","page_number":1,"box":{"x":796,"y":531,"width":111,"height":7}},{"id":"4629a197-815c-42eb-b7c0-86a9d0a697b2","block_type":"box","text":"Corporate climate considerations: When purchasing shares and corporate bonds for the Fund, the Manager will consider whether the company displays at l","page_number":1,"box":{"x":51,"y":541,"width":774,"height":8}},{"id":"468260b0-ebb1-43a0-950b-fb065fb981b3","block_type":"box","text":"east one of the following","page_number":1,"box":{"x":827,"y":541,"width":123,"height":8}},{"id":"e593019b-27ab-477e-8990-3acc8df3bbed","block_type":"box","text":"qualities, which would enable the Manager to be aware of what the company is doing which might support its journey towards net zero: (i) displays cu","page_number":1,"box":{"x":51,"y":552,"width":748,"height":7}},{"id":"f1795b67-b8fe-4780-8fc4-890fcfd8d6ac","block_type":"box","text":"rrent Scope 1+2 carbon","page_number":1,"box":{"x":801,"y":552,"width":114,"height":7}},{"id":"e3c903f3-3c75-46c3-8dce-cf69b4d573a9","block_type":"box","text":"intensity that is at least 25% below the industry average; and/or (ii) has published an active emissions reduction target. Scope 3 emissions are not","page_number":1,"box":{"x":51,"y":562,"width":729,"height":8}},{"id":"e5cfb46d-fca7-4b86-84e1-3cfe1a07486d","block_type":"box","text":"included. - Sovereign climate","page_number":1,"box":{"x":784,"y":562,"width":142,"height":8}},{"id":"f08cfe27-3fdc-45f4-807e-edb713bca713","block_type":"box","text":"considerations: When purchasing sovereign bonds for the Fund, the Manager will consider whether the relevant country’s sovereign carbon intensity i","page_number":1,"box":{"x":51,"y":573,"width":742,"height":7}},{"id":"b4b24347-ea5e-437f-b742-858f290a1314","block_type":"box","text":"s at least 25% lower than the","page_number":1,"box":{"x":795,"y":573,"width":146,"height":6}},{"id":"30380e03-1261-4054-9e1a-33c0196c49fc","block_type":"box","text":"average carbon intensity of the sovereign constituents within the Composite Index. The Fund can hold investments that do not meet the Climate Consider","page_number":1,"box":{"x":51,"y":583,"width":770,"height":8}},{"id":"fdc1c0f6-cd2e-45b1-887f-5f4790b670f6","block_type":"box","text":"ations and certain","page_number":1,"box":{"x":822,"y":583,"width":89,"height":6}},{"id":"93195937-8521-4510-920b-1c9e7d3ca865","block_type":"box","text":"investments are not subject to any Climate Considerations. The Fund will not invest more than 30% of its value in assets that do not demonstrate any o","page_number":1,"box":{"x":51,"y":594,"width":759,"height":8}},{"id":"311cf82a-08ad-4659-b094-737970f9652e","block_type":"box","text":"f the Climate Considerations.","page_number":1,"box":{"x":811,"y":594,"width":146,"height":6}},{"id":"b1d5768a-48c3-4c96-8860-f635f3f03b94","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":608,"width":3,"height":3}},{"id":"c5e88632-ec1d-4e06-b469-25e8eeab4c9b","block_type":"box","text":"Exclusions: The Manager seeks to avoid investing in companies involved in and/or deriving revenue (above a threshold specified by the Manager and set","page_number":1,"box":{"x":51,"y":606,"width":753,"height":8}},{"id":"9615223c-55cf-45a4-82f1-df08d02c8f64","block_type":"box","text":"out in the exclusions policy at","page_number":1,"box":{"x":807,"y":606,"width":145,"height":8}},{"id":"0e842875-ef0c-4205-851b-a85c9ee015e9","block_type":"box","text":"https://fund-docs.vanguard.com/Vanguard_ActiveLife_Climate_Aware_Range_Exclusions_Policy.pdf). The Manager will not invest in sovereign bonds issued","page_number":1,"box":{"x":51,"y":616,"width":779,"height":8}},{"id":"128022d5-da14-4ab8-9b83-075418940a24","block_type":"box","text":"by countries where the","page_number":1,"box":{"x":835,"y":617,"width":112,"height":7}},{"id":"9a73651a-d99c-4c50-b6c0-c1acd288fd4e","block_type":"box","text":"fuel exports for the relevant country exceed 50% of total exports.","page_number":1,"box":{"x":51,"y":627,"width":328,"height":8}},{"id":"49542fad-4b81-49d8-88b4-cc26bd9d66bc","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":642,"width":3,"height":2}},{"id":"0832b049-1b68-4148-acef-f2e1610d9d38","block_type":"box","text":"The Fund attempts to remain fully invested and hold small amounts of cash except in extraordinary market, political or similar conditions where the Fu","page_number":1,"box":{"x":51,"y":639,"width":751,"height":8}},{"id":"9caaabfe-a2a9-4a50-8bbe-0a97009b7104","block_type":"box","text":"nd may temporarily depart","page_number":1,"box":{"x":804,"y":640,"width":133,"height":7}},{"id":"4b757a02-e1dc-437f-bdf9-8dfa5c6d9e7f","block_type":"box","text":"from this investment policy to avoid losses.","page_number":1,"box":{"x":51,"y":650,"width":214,"height":8}},{"id":"25f41d54-675b-4cab-97e3-0c15af2227ec","block_type":"box","text":"•","page_number":1,"box":{"x":39,"y":664,"width":3,"height":3}},{"id":"1e3d2795-84b1-4e1d-951a-0833f19de8c2","block_type":"box","text":"The Fund may use derivatives in order to reduce risk or cost and/or generate extra income or growth (known as “efficient portfolio management”)","page_number":1,"box":{"x":51,"y":662,"width":729,"height":8}},{"id":"91c23439-d1eb-4146-beed-e628ba455970","block_type":"box","text":". A derivative is a financial contract","page_number":1,"box":{"x":782,"y":662,"width":174,"height":6}},{"id":"2ce79741-6106-4e8c-ac27-65610c130d44","block_type":"box","text":"whose value is based on the value of a financial asset (such as a share, bond, or currency) or a market index.","page_number":1,"box":{"x":51,"y":673,"width":537,"height":7}},{"id":"3888f84c-eb66-4c3b-8254-785f3a4b2357","block_type":"box","text":"Investment manager","page_number":1,"box":{"x":39,"y":732,"width":133,"height":9}},{"id":"ffbf93d9-4a99-4dae-a50b-ebc5ecd9f9c7","block_type":"box","text":"Investment adviser: Vanguard Global Advisers, LLC","page_number":1,"box":{"x":39,"y":751,"width":254,"height":8}},{"id":"9ea58ed1-3126-4378-b87f-3ce3349d1c8c","block_type":"box","text":"Sub-investment adviser: Wellington Management Company LLP","page_number":1,"box":{"x":39,"y":761,"width":321,"height":8}},{"id":"e23c4b9b-f50a-4f3a-8840-f18c3a6d6872","block_type":"box","text":"‡","page_number":1,"box":{"x":39,"y":969,"width":2,"height":3}},{"id":"ff0c2bf8-063d-403d-a4b5-f3303cb0bbd2","block_type":"box","text":"Synthetic Risk and Reward Indicator","page_number":1,"box":{"x":42,"y":969,"width":181,"height":7}},{"id":"3230fab4-0f69-4c8e-8290-5fd0a8c55cb6","block_type":"box","text":"This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.","page_number":1,"box":{"x":42,"y":981,"width":595,"height":7}},{"id":"cae566bb-0f06-4946-8fec-745b87bd2a01","block_type":"box","text":"Performance summary","page_number":2,"box":{"x":39,"y":142,"width":127,"height":8}},{"id":"e53f5a6a-1812-4039-9a63-08258c54b31c","block_type":"box","text":"GBP","page_number":2,"box":{"x":39,"y":160,"width":21,"height":6}},{"id":"20a01740-e14e-430c-9583-8222f4c78a4a","block_type":"box","text":"—","page_number":2,"box":{"x":60,"y":163,"width":8,"height":1}},{"id":"97052b57-a2f9-44fa-931d-cdc82e3694de","block_type":"box","text":"Vanguard","page_number":2,"box":{"x":69,"y":160,"width":48,"height":8}},{"id":"23c25fee-0bc3-47a4-8217-d4265f703ef2","block_type":"box","text":"ActiveLife Climate Aware 40-50% Equity Fund","page_number":2,"box":{"x":121,"y":160,"width":234,"height":7}},{"id":"3b124889-9d5f-4617-b57c-8692358126b2","block_type":"box","text":"Benchmark","page_number":2,"box":{"x":39,"y":171,"width":56,"height":6}},{"id":"5fcfdbbb-176a-4c32-8f47-35ab134369a8","block_type":"box","text":"—","page_number":2,"box":{"x":98,"y":174,"width":8,"height":1}},{"id":"011da838-662b-47b7-9ed2-a962dca72a18","block_type":"box","text":"Composite Index comprised of: 45% FTSE Developed Net Tax Index; 44% Bloomberg Global Aggregate Credit Index; 5.5% Bloomberg Global Aggregate Treasury","page_number":2,"box":{"x":109,"y":171,"width":801,"height":7}},{"id":"1fd18121-8cd4-4a46-8291-d98f453216f2","block_type":"box","text":"Index;","page_number":2,"box":{"x":913,"y":171,"width":28,"height":7}},{"id":"4dc21354-6128-40ff-9333-9faf14519942","block_type":"box","text":"and 5.5% Bloomberg Global Aggregate Securitized Index","page_number":2,"box":{"x":39,"y":181,"width":283,"height":8}},{"id":"b1dffc71-40cd-4924-b762-554ffdfc4f96","block_type":"box","text":"This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.","page_number":2,"box":{"x":37,"y":968,"width":595,"height":7}},{"id":"2f1ce768-a1e4-4cda-860c-a491270efcb0","block_type":"box","text":"—","page_number":2,"box":{"x":223,"y":617,"width":7,"height":0}},{"id":"5bb5f8a2-d8ac-4215-88e2-1fac0db0ba1a","block_type":"box","text":"—","page_number":2,"box":{"x":300,"y":617,"width":7,"height":0}},{"id":"222b882a-3bf3-4931-b06e-c18e2bf0fea7","block_type":"box","text":"—","page_number":2,"box":{"x":378,"y":617,"width":7,"height":0}},{"id":"e1155c6b-e5b3-401d-8c4d-5a025cbdcc3a","block_type":"box","text":"—","page_number":2,"box":{"x":455,"y":617,"width":7,"height":0}},{"id":"8b0fbc4e-0074-4828-a61d-526826137f56","block_type":"box","text":"—","page_number":2,"box":{"x":533,"y":617,"width":6,"height":0}},{"id":"2962add9-8aaa-47be-8e59-acf922d8a32e","block_type":"box","text":"—","page_number":2,"box":{"x":610,"y":617,"width":7,"height":0}},{"id":"bfb78750-3b35-4c1e-bb99-1c6d5de3dde7","block_type":"box","text":"01 Oct 2022","page_number":2,"box":{"x":664,"y":596,"width":53,"height":5}},{"id":"5544af85-f1f8-408d-a8b9-75aea613ccf0","block_type":"box","text":"-","page_number":2,"box":{"x":691,"y":608,"width":2,"height":0}},{"id":"2a9fcc70-3de3-4eca-9581-066fc6ae4973","block_type":"box","text":"30 Sep 2023","page_number":2,"box":{"x":664,"y":614,"width":53,"height":6}},{"id":"f1d3bff5-5df4-4c11-8ab0-65d6cbb771ba","block_type":"box","text":"01 Oct 2023","page_number":2,"box":{"x":742,"y":596,"width":53,"height":5}},{"id":"e1a1a0c9-fbbf-49a0-9ca8-f965c8b55cc8","block_type":"box","text":"-","page_number":2,"box":{"x":768,"y":608,"width":3,"height":0}},{"id":"eceb7dce-f1c7-49a8-8bef-9357a518612a","block_type":"box","text":"30 Sep 2024","page_number":2,"box":{"x":742,"y":614,"width":53,"height":6}},{"id":"469f6e0d-e25d-43db-b3a7-7f36c8a3191b","block_type":"box","text":"01 Oct 2024","page_number":2,"box":{"x":819,"y":596,"width":53,"height":5}},{"id":"5f5f0b9e-2a0c-484d-afc5-5b02f47c31e6","block_type":"box","text":"-","page_number":2,"box":{"x":846,"y":608,"width":2,"height":0}},{"id":"f3330c1d-be87-4408-9e8c-0fd15cf220c4","block_type":"box","text":"30 Sep 2025","page_number":2,"box":{"x":819,"y":614,"width":53,"height":6}},{"id":"d8a78a06-a3b1-427c-8eb3-f01dab4225fe","block_type":"box","text":"01 Oct 2025","page_number":2,"box":{"x":897,"y":596,"width":53,"height":5}},{"id":"87fd28a5-73f4-452d-ad2d-bc9212e73c07","block_type":"box","text":"-","page_number":2,"box":{"x":923,"y":608,"width":3,"height":0}},{"id":"f7898ac8-2f58-457a-bc51-eb2ec585ddc3","block_type":"box","text":"30 Sep 2026","page_number":2,"box":{"x":897,"y":614,"width":53,"height":6}},{"id":"03f22d94-5fa7-43c0-9724-22bd199d81df","block_type":"box","text":"Fund (","page_number":2,"box":{"x":63,"y":630,"width":27,"height":6}},{"id":"8536d22f-0814-4df5-a348-032d87d89e79","block_type":"box","text":"Net of expenses)","page_number":2,"box":{"x":91,"y":631,"width":59,"height":5}},{"id":"193a2458-3905-4755-911a-ab6d3ebc9c7c","block_type":"box","text":"—","page_number":2,"box":{"x":223,"y":634,"width":7,"height":1}},{"id":"0a3efec8-1a47-4389-9174-9dc65c919af1","block_type":"box","text":"—","page_number":2,"box":{"x":300,"y":634,"width":7,"height":1}},{"id":"a19f3ee8-b9ab-41aa-b3c0-f9ac6789202b","block_type":"box","text":"—","page_number":2,"box":{"x":378,"y":634,"width":7,"height":1}},{"id":"4b4c7eed-e25e-4fc2-b710-2efb6c3ef78e","block_type":"box","text":"—","page_number":2,"box":{"x":455,"y":634,"width":7,"height":1}},{"id":"b40e13f2-860d-47dd-b8f0-82f05f2a48e9","block_type":"box","text":"—","page_number":2,"box":{"x":533,"y":634,"width":6,"height":1}},{"id":"a1f4531d-854a-428e-83a2-03a1dbf6d292","block_type":"box","text":"—","page_number":2,"box":{"x":610,"y":634,"width":7,"height":1}},{"id":"5cd2f361-41c0-4bf4-b308-230689a65524","block_type":"box","text":"6.78%","page_number":2,"box":{"x":677,"y":631,"width":27,"height":5}},{"id":"6a9a34ec-66d2-4f35-9a60-33411cd69cba","block_type":"box","text":"11.33%","page_number":2,"box":{"x":752,"y":631,"width":32,"height":5}},{"id":"da7505d9-10e2-4a4e-b348-14de38fc49df","block_type":"box","text":"5.63%","page_number":2,"box":{"x":832,"y":631,"width":27,"height":5}},{"id":"116e6e3c-7aca-4bce-876e-5373f0c77166","block_type":"box","text":"10.85%","page_number":2,"box":{"x":907,"y":631,"width":32,"height":5}},{"id":"0854eee5-3d9d-4eb0-954e-a53799e0eb4c","block_type":"box","text":"Benchmark","page_number":2,"box":{"x":63,"y":645,"width":48,"height":6}},{"id":"7b0378a2-34a9-4417-a122-7aa2d5feb176","block_type":"box","text":"—","page_number":2,"box":{"x":223,"y":650,"width":7,"height":0}},{"id":"cf3ea4b1-e2cf-41c4-adff-ce4cf1c6f707","block_type":"box","text":"—","page_number":2,"box":{"x":300,"y":650,"width":7,"height":0}},{"id":"98ea6069-1871-42ee-a325-1e5ec3a1c636","block_type":"box","text":"—","page_number":2,"box":{"x":378,"y":650,"width":7,"height":0}},{"id":"3da8dd2d-4d8b-417e-a4b8-469db0c9648a","block_type":"box","text":"—","page_number":2,"box":{"x":455,"y":650,"width":7,"height":0}},{"id":"b2a0e8d8-56b8-4d2e-a861-ac0c849665a9","block_type":"box","text":"—","page_number":2,"box":{"x":533,"y":650,"width":6,"height":0}},{"id":"832801d9-f1a6-440a-a1d6-bffdae0295bb","block_type":"box","text":"—","page_number":2,"box":{"x":610,"y":650,"width":7,"height":0}},{"id":"6d9e4956-2116-4826-be43-91484ae1d02f","block_type":"box","text":"6.88%","page_number":2,"box":{"x":677,"y":647,"width":27,"height":5}},{"id":"21e6125b-fb74-4fd3-9c3a-b734f333c3fb","block_type":"box","text":"15.68%","page_number":2,"box":{"x":752,"y":647,"width":32,"height":5}},{"id":"6a6f6305-90fc-42bb-b915-a7f14a568f2d","block_type":"box","text":"9.99%","page_number":2,"box":{"x":832,"y":647,"width":27,"height":5}},{"id":"4d63376d-c090-4310-b7b0-977e9e733158","block_type":"box","text":"7.66%","page_number":2,"box":{"x":910,"y":647,"width":27,"height":5}},{"id":"3e318f2e-f350-427a-8fbd-b7783f2316e2","block_type":"box","text":"Rolling 12-month performance","page_number":2,"box":{"x":39,"y":440,"width":167,"height":8}},{"id":"3e281ed6-c231-4016-8c42-a587322963e7","block_type":"box","text":"Annualised performance*","page_number":2,"box":{"x":38,"y":229,"width":137,"height":8}},{"id":"b8ad43a2-2938-417b-82b9-620585572f1b","block_type":"box","text":"e**","page_number":2,"box":{"x":174,"y":229,"width":11,"height":3}},{"id":"aa4133e8-8b99-4ba4-b1db-8f60bf90e3b8","block_type":"box","text":"1 month","page_number":2,"box":{"x":284,"y":229,"width":40,"height":6}},{"id":"39f34962-c6d5-4ed3-a68e-054dac3e9755","block_type":"box","text":"Quarter","page_number":2,"box":{"x":378,"y":229,"width":39,"height":6}},{"id":"4c238049-34c9-4ce0-b487-1dcc902b9644","block_type":"box","text":"Year to","page_number":2,"box":{"x":473,"y":219,"width":36,"height":6}},{"id":"e41b4eef-2a3c-42b4-9f11-6fda9088dbf9","block_type":"box","text":"date","page_number":2,"box":{"x":486,"y":229,"width":23,"height":6}},{"id":"3808e199-9527-486c-8728-ba57cf7dcaf2","block_type":"box","text":"1 year","page_number":2,"box":{"x":557,"y":229,"width":30,"height":8}},{"id":"2c290e24-f879-4e26-8636-aff84e85a6ab","block_type":"box","text":"3 years","page_number":2,"box":{"x":633,"y":229,"width":35,"height":8}},{"id":"53a5b6c1-e1a4-4be0-aab5-ddc0c8e48cc5","block_type":"box","text":"5 years","page_number":2,"box":{"x":724,"y":229,"width":35,"height":8}},{"id":"13efd953-82e3-4511-a63e-514725704851","block_type":"box","text":"10 years","page_number":2,"box":{"x":813,"y":229,"width":41,"height":8}},{"id":"26656f31-c510-4719-90e0-818dfcd5c3a8","block_type":"box","text":"Since","page_number":2,"box":{"x":926,"y":219,"width":26,"height":6}},{"id":"5951d90d-a17b-4e9b-9d07-5a9934a4b5f7","block_type":"box","text":"inception","page_number":2,"box":{"x":907,"y":229,"width":45,"height":8}},{"id":"cf5dcaf9-5254-4039-8ad7-d2a01ebd2df4","block_type":"box","text":"Fund","page_number":2,"box":{"x":39,"y":246,"width":20,"height":5}},{"id":"f5037aa4-bb09-4d92-86f1-6220515387a0","block_type":"box","text":"(Net of expenses","page_number":2,"box":{"x":63,"y":247,"width":59,"height":6}},{"id":"c130bace-239d-48fa-8249-428a13e64ba1","block_type":"box","text":")","page_number":2,"box":{"x":123,"y":246,"width":3,"height":6}},{"id":"d9c6b519-49ba-4d60-8ba1-bd4d40da4bff","block_type":"box","text":"-1.36%","page_number":2,"box":{"x":294,"y":246,"width":30,"height":5}},{"id":"a723aff0-5715-408c-8773-b2984ea985f1","block_type":"box","text":"-0.59%","page_number":2,"box":{"x":386,"y":246,"width":30,"height":5}},{"id":"2f2e5a98-09f1-4c72-b40b-1103d57b9da8","block_type":"box","text":"7.00%","page_number":2,"box":{"x":482,"y":246,"width":27,"height":5}},{"id":"4dbde2d2-5506-467b-b495-d9195557982c","block_type":"box","text":"10.85%","page_number":2,"box":{"x":554,"y":246,"width":32,"height":5}},{"id":"2281405b-c420-41cb-9e39-78ccd58c878d","block_type":"box","text":"9.24%","page_number":2,"box":{"x":641,"y":246,"width":27,"height":5}},{"id":"a2b0363a-1d6a-4afd-87e4-d93a8b124384","block_type":"box","text":"—","page_number":2,"box":{"x":752,"y":249,"width":7,"height":1}},{"id":"71cbf086-73b7-4986-b1d2-1506505cbf19","block_type":"box","text":"—","page_number":2,"box":{"x":847,"y":249,"width":7,"height":1}},{"id":"f0d1bf74-72e2-4571-9565-e3f07fd4433a","block_type":"box","text":"4.83%","page_number":2,"box":{"x":925,"y":246,"width":27,"height":5}},{"id":"f6f90b98-32fe-4ebd-bab9-3e9ef92528e9","block_type":"box","text":"Benchmark","page_number":2,"box":{"x":39,"y":263,"width":48,"height":5}},{"id":"6e075efe-e9c0-4fbe-b7b5-96d9d02be0c8","block_type":"box","text":"-0.75%","page_number":2,"box":{"x":294,"y":262,"width":30,"height":5}},{"id":"263d6020-d48d-41fc-bf20-4c366293b111","block_type":"box","text":"-1.01%","page_number":2,"box":{"x":386,"y":262,"width":30,"height":5}},{"id":"4104dc8f-6de6-4d0d-a933-83684e91d7d3","block_type":"box","text":"5.37%","page_number":2,"box":{"x":482,"y":262,"width":27,"height":5}},{"id":"b454b1c0-c878-427c-9d99-61cf38d8e052","block_type":"box","text":"7.66%","page_number":2,"box":{"x":560,"y":262,"width":26,"height":5}},{"id":"1e0e628d-6047-474c-b53c-5b3b9f52ae02","block_type":"box","text":"11.06%","page_number":2,"box":{"x":636,"y":262,"width":32,"height":5}},{"id":"1f801269-972a-4c82-9305-b505597f55db","block_type":"box","text":"5.57%","page_number":2,"box":{"x":732,"y":262,"width":26,"height":5}},{"id":"df29d95b-f953-4cc8-b58a-4fdd1dcbb89f","block_type":"box","text":"6.56%","page_number":2,"box":{"x":827,"y":262,"width":27,"height":5}},{"id":"c2a43c6f-d111-48a0-8485-cabdebb98660","block_type":"box","text":"4.99%","page_number":2,"box":{"x":925,"y":262,"width":27,"height":5}},{"id":"291d4a8b-d464-4e80-9ab6-615e1517b0f3","block_type":"box","text":"**In this document the performance displayed for the Fund(s) and therefore relative performance to the benchmark index may be impacted by swing pric","page_number":2,"box":{"x":39,"y":274,"width":766,"height":8}},{"id":"713f4c3f-20a9-4f90-8530-1175f6d14a69","block_type":"box","text":"ing. The NAV of a Fund","page_number":2,"box":{"x":806,"y":274,"width":115,"height":8}},{"id":"6be9c630-cdf5-43bf-9c5b-4956528b81e7","block_type":"box","text":"may swing according to subscription/redemption activity so that transaction costs caused by these cashflows are not borne by the existing holders in a","page_number":2,"box":{"x":39,"y":283,"width":754,"height":8}},{"id":"b144bfec-09b3-4030-8414-73993ab840a4","block_type":"box","text":"Fund. The benchmark","page_number":2,"box":{"x":798,"y":283,"width":109,"height":7}},{"id":"297745f2-8812-4081-a2ad-1ee83e6a8d52","block_type":"box","text":"index is not affected by swing pricing and therefore you may see tracking difference between the performance of the Fund and the benchmark.","page_number":2,"box":{"x":39,"y":293,"width":715,"height":8}},{"id":"96881c92-6571-47e2-ad12-627829855370","block_type":"box","text":"Performance and Data is calculated on closing NAV as at 30 September 2026.","page_number":2,"box":{"x":39,"y":307,"width":390,"height":7}},{"id":"fc8cade1-8fd4-4cc6-af94-049a2cad3796","block_type":"box","text":"Past performance is not a reliable indicator of future results.","page_number":2,"box":{"x":39,"y":320,"width":307,"height":8}},{"id":"f03bf37f-b155-4cd0-a701-3baef291be1c","block_type":"box","text":"Figures for periods of less than one year are cumulative returns. All other figures represent average annual returns. Performance figures include the","page_number":2,"box":{"x":39,"y":335,"width":736,"height":8}},{"id":"cb87525e-e1a0-4a65-90ac-4d3de2d2e966","block_type":"box","text":"reinvestment of all dividends","page_number":2,"box":{"x":779,"y":335,"width":143,"height":6}},{"id":"964c0dea-7220-4f48-8daa-d00d9b9adf25","block_type":"box","text":"and any capital gains distributions. The performance data does not take account of the commissions and costs incurred in the issue and redemption of s","page_number":2,"box":{"x":39,"y":344,"width":759,"height":8}},{"id":"a0fea2a2-5f54-48de-b138-2623090a0265","block_type":"box","text":"hares. Basis of fund","page_number":2,"box":{"x":799,"y":344,"width":97,"height":7}},{"id":"9a8bb648-b59d-4fd0-8044-f5707ec8d8fd","block_type":"box","text":"performance is NAV to NAV. Basis of index performance is total return. All performance is calculated in GBP, net of fees.","page_number":2,"box":{"x":39,"y":354,"width":604,"height":7}},{"id":"d7d6c637-c4a5-4f3f-bb75-8975b0cb2c3f","block_type":"box","text":"Source: Vanguard","page_number":2,"box":{"x":39,"y":381,"width":88,"height":8}},{"id":"6f94ec9d-ddff-43b5-8602-87a22cf59f18","block_type":"box","text":"Vanguard","page_number":2,"box":{"x":38,"y":23,"width":141,"height":20}},{"id":"97ac7a55-68d4-4118-8d1d-bf2600b0fe13","block_type":"box","text":"ActiveLife Climate Aware 40-50% Equity Fund","page_number":2,"box":{"x":188,"y":22,"width":682,"height":20}},{"id":"c8233a2d-b525-4278-b5f2-24f9d8947e06","block_type":"box","text":"GBP Accumulation Shares","page_number":2,"box":{"x":39,"y":48,"width":229,"height":10}},{"id":"5396e29e-55d5-4621-b369-5629e40d5c67","block_type":"box","text":"Key investment risks","page_number":2,"box":{"x":39,"y":681,"width":117,"height":8}},{"id":"37d4dd6c-d022-490b-a94b-235af0270c72","block_type":"box","text":"The value of equities and equity-related securities can be affected by daily stock market movements. Other influential factors include political, econ","page_number":2,"box":{"x":38,"y":696,"width":736,"height":8}},{"id":"0e0553c8-632c-4362-b273-9ebc2b12dbcc","block_type":"box","text":"omic news, company earnings","page_number":2,"box":{"x":776,"y":696,"width":148,"height":8}},{"id":"7a17a821-d1a5-47ba-bf52-be1a5ade6831","block_type":"box","text":"and significant corporate events. Movements in currency exchange rates can adversely affect the return of your investment.","page_number":2,"box":{"x":39,"y":706,"width":619,"height":7}},{"id":"168ceebb-bd95-4528-b84c-42d52cba8d6c","block_type":"box","text":"Counterparty risk. The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or oth","page_number":2,"box":{"x":39,"y":720,"width":734,"height":7}},{"id":"0717ea8a-f3e3-4e41-90b1-18eb23652bc2","block_type":"box","text":"er instruments, may expose the","page_number":2,"box":{"x":774,"y":720,"width":157,"height":7}},{"id":"c808c9e3-2084-44b0-a416-7cfeb1b2c721","block_type":"box","text":"Fund to financial loss.","page_number":2,"box":{"x":39,"y":730,"width":107,"height":6}},{"id":"861d3163-c305-4917-8b44-edae3f20502f","block_type":"box","text":"Sustainability risk. The Fund may not make possible investments if they do not meet the Fund’s Sustainability Policy. This may affect the Fund’s","page_number":2,"box":{"x":39,"y":744,"width":717,"height":7}},{"id":"05c79f48-5446-45d6-b78c-c232802c00df","block_type":"box","text":"exposure to certain issuers and","page_number":2,"box":{"x":760,"y":744,"width":154,"height":7}},{"id":"d8144428-67bc-4923-a019-94c877734733","block_type":"box","text":"cause the Fund to forego certain investment opportunities.","page_number":2,"box":{"x":39,"y":754,"width":294,"height":7}},{"id":"ee788cc8-980b-40de-8f0a-3916327762ae","block_type":"box","text":"Liquidity risk. Lower liquidity means there are insufficient buyers or sellers to allow the Fund to sell or buy investments readily.","page_number":2,"box":{"x":39,"y":768,"width":627,"height":7}},{"id":"9e529ff1-137e-4516-af6c-3664bb5dc895","block_type":"box","text":"Credit risk. The issuer of a financial asset held within the Fund may not pay income or repay capital to the Fund when due.","page_number":2,"box":{"x":39,"y":782,"width":608,"height":7}},{"id":"1e120240-6bc6-430e-9bd9-e4dbe4db7c26","block_type":"box","text":"Inflation risk. The value of your investments may not be worth as much in the future due to changes in purchasing power resulting from inflation.","page_number":2,"box":{"x":39,"y":796,"width":721,"height":8}},{"id":"383f38af-f963-4bd8-be5f-f89ddd0dc066","block_type":"box","text":"Use of derivatives. The use of derivatives could increase or reduce exposure to underlying assets and result in greater fluctuations of the Fund’s","page_number":2,"box":{"x":39,"y":810,"width":713,"height":8}},{"id":"d79b87f0-ae81-4348-8cbe-f0d9d8e3afa0","block_type":"box","text":"net asset value.","page_number":2,"box":{"x":756,"y":810,"width":77,"height":6}},{"id":"dcc1f2b4-d0c3-4745-b1ed-72eaa2eac013","block_type":"box","text":"Please also read the risk factors section in the prospectus and the Key Investor Information Document, both of which are available on the Vanguard web","page_number":2,"box":{"x":39,"y":826,"width":772,"height":8}},{"id":"d05d25bb-344c-40d9-be1c-cf0d433ee233","block_type":"box","text":"site.","page_number":2,"box":{"x":811,"y":826,"width":22,"height":6}},{"id":"b9aea7a3-3fd7-4104-b520-1133294b110a","block_type":"box","text":"This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.","page_number":3,"box":{"x":38,"y":954,"width":595,"height":8}},{"id":"7ad54d12-f2e2-4a42-a42f-84d8138d4c76","block_type":"box","text":"Data presented on this page are at the fund level.","page_number":3,"box":{"x":45,"y":130,"width":276,"height":8}},{"id":"215bc51c-9b96-432f-bbac-04eaa11ec6cd","block_type":"box","text":"As at 30 September 2026","page_number":3,"box":{"x":45,"y":109,"width":146,"height":8}},{"id":"38ed7c4d-bd8e-456d-9225-25c3769a0a83","block_type":"box","text":"Vanguard ActiveLife Climate Aware 40-50% Equity Fund","page_number":3,"box":{"x":38,"y":27,"width":786,"height":19}},{"id":"d171f784-c286-466c-94d8-5d6cd92263de","block_type":"box","text":"GBP Accumulation Shares","page_number":3,"box":{"x":39,"y":51,"width":229,"height":10}},{"id":"9bb80cfe-d1cf-410b-ae41-4c505eb2ba13","block_type":"box","text":"Climate metrics","page_number":3,"box":{"x":45,"y":186,"width":103,"height":7}},{"id":"9ae18e10-05cf-47b8-8859-81953fc975e4","block_type":"box","text":"The metrics provided in this section are for informational purposes only and should not be considered in isolation, but rather alongside other informa","page_number":3,"box":{"x":45,"y":210,"width":845,"height":8}},{"id":"a38fcd70-4f92-4816-bc15-1073ab6cbd47","block_type":"box","text":"tion about","page_number":3,"box":{"x":891,"y":211,"width":59,"height":6}},{"id":"c0c8b709-b16b-4307-9339-96f14bafc509","block_type":"box","text":"the fund. The information may be useful to assist investors to evaluate the fund’s climate risks and opportunities but is not an indication of whet","page_number":3,"box":{"x":45,"y":221,"width":825,"height":8}},{"id":"af6b43b6-e976-420b-b287-d00fa3068e86","block_type":"box","text":"her or how the","page_number":3,"box":{"x":871,"y":221,"width":81,"height":6}},{"id":"2402efd0-fc68-4c4b-bec6-291faf212ad0","block_type":"box","text":"fund takes climate considerations into account. Unless otherwise stated in the fund’s prospectus, the metrics are not considered as part of the fun","page_number":3,"box":{"x":45,"y":232,"width":835,"height":7}},{"id":"596004a7-5204-4868-8b53-73ed7259a215","block_type":"box","text":"d’s investment","page_number":3,"box":{"x":881,"y":232,"width":83,"height":6}},{"id":"fc760288-ce5f-4d49-8857-9658e9f9cc75","block_type":"box","text":"objective, principal investment strategies, or in Vanguard's internal investment decision processes. For more information regarding the fund’s inve","page_number":3,"box":{"x":46,"y":242,"width":831,"height":8}},{"id":"d4000c76-02e4-4f55-8540-862c3c6465b2","block_type":"box","text":"stment","page_number":3,"box":{"x":878,"y":243,"width":41,"height":5}},{"id":"208c5059-0fc4-427b-a894-a7b865e4e160","block_type":"box","text":"objective and strategy, please refer to the fund’s prospectus.","page_number":3,"box":{"x":46,"y":253,"width":345,"height":7}},{"id":"13aa52c6-9ed5-46a3-b80b-abeca401f663","block_type":"box","text":"For more information on the sustainability features of this fund please see the consumer facing disclosure","page_number":3,"box":{"x":46,"y":263,"width":603,"height":8}},{"id":"bb3e4485-3e72-4cb3-9d20-8f0259df9900","block_type":"box","text":"here","page_number":3,"box":{"x":654,"y":263,"width":24,"height":6}},{"id":"4b585557-ad1d-4747-85ad-bcf83ca3f332","block_type":"box","text":"and also the quarterly ESG and engagement","page_number":3,"box":{"x":682,"y":263,"width":254,"height":8}},{"id":"b92ede1f-ad38-4091-bb3f-024e85f91e02","block_type":"box","text":"report","page_number":3,"box":{"x":46,"y":275,"width":35,"height":6}},{"id":"639c060b-1e04-4825-a862-93b0bea533cb","block_type":"box","text":"here","page_number":3,"box":{"x":85,"y":274,"width":23,"height":6}},{"id":"6c325c73-8703-419e-910c-aa1176ca391d","block_type":"box","text":".","page_number":3,"box":{"x":110,"y":279,"width":1,"height":1}},{"id":"8ffcc8a4-eae0-40e8-b633-9211b0e42652","block_type":"box","text":"Sustainable investment labels help investors find products that have a specific sustainability goal. This product does not have a UK sustainable inves","page_number":3,"box":{"x":46,"y":284,"width":844,"height":8}},{"id":"b51e13c3-bab8-4309-be42-e04bd626a638","block_type":"box","text":"tment label.","page_number":3,"box":{"x":891,"y":284,"width":68,"height":6}},{"id":"a0d5733e-149d-4c57-8988-2d625cd35bd2","block_type":"box","text":"While the Fund is committed to making sure that a certain portion of its assets demonstrate climate considerations, it does not have a sustainability","page_number":3,"box":{"x":45,"y":295,"width":849,"height":8}},{"id":"c8f72a61-280d-43bd-b15e-d8c2a55290b4","block_type":"box","text":"objective. As","page_number":3,"box":{"x":898,"y":295,"width":70,"height":8}},{"id":"f3165e8c-7ef9-4c00-a654-a33939e1fb5c","block_type":"box","text":"a result, it does not meet the Financial Conduct Authority’s (“FCA”) requirements for a sustainable investment label. For more information","page_number":3,"box":{"x":45,"y":305,"width":790,"height":8}},{"id":"259d6624-a479-4e44-8267-d94a5153e983","block_type":"box","text":"about sustainable","page_number":3,"box":{"x":840,"y":305,"width":101,"height":6}},{"id":"5bd0dfa2-b3ba-4e29-8f74-8ab44d93b7d9","block_type":"box","text":"investment labels, please see the FCA page linked","page_number":3,"box":{"x":46,"y":316,"width":281,"height":8}},{"id":"890c75a2-1bcd-4290-a3da-7cbd30180536","block_type":"box","text":"here","page_number":3,"box":{"x":334,"y":316,"width":23,"height":6}},{"id":"bc72c4ff-b5dd-41ff-84a2-7695defcbbbd","block_type":"box","text":".","page_number":3,"box":{"x":358,"y":321,"width":2,"height":1}},{"id":"3838f305-9c9a-4b11-8a80-443ba177d243","block_type":"box","text":"Metric","page_number":3,"box":{"x":46,"y":358,"width":32,"height":6}},{"id":"21e9e7c8-9218-428e-81e5-c3163035c3b6","block_type":"box","text":"1","page_number":3,"box":{"x":81,"y":357,"width":2,"height":4}},{"id":"3cdd0a04-a4e9-4eec-9010-dfcd26c02c68","block_type":"box","text":"Definition","page_number":3,"box":{"x":179,"y":358,"width":49,"height":6}},{"id":"152eb49b-8644-40dc-b730-ec0e75650b0d","block_type":"box","text":"2","page_number":3,"box":{"x":230,"y":357,"width":4,"height":4}},{"id":"be6982ee-f61b-40fe-a357-c37a25ccd249","block_type":"box","text":"Purpose","page_number":3,"box":{"x":330,"y":358,"width":40,"height":7}},{"id":"9e8f7540-7a18-4762-949c-4e1b398cdede","block_type":"box","text":"Fund","page_number":3,"box":{"x":647,"y":358,"width":24,"height":6}},{"id":"465bb20d-e0d4-494e-96ae-8846e7b46efc","block_type":"box","text":"Fund coverage*","page_number":3,"box":{"x":690,"y":358,"width":78,"height":8}},{"id":"306426ee-93ff-4e79-9d03-f2e7af3b9083","block_type":"box","text":"3","page_number":3,"box":{"x":768,"y":357,"width":4,"height":4}},{"id":"7bf8c0ce-980c-4e8c-af11-5c43151992d2","block_type":"box","text":"Parent benchmark*","page_number":3,"box":{"x":780,"y":358,"width":98,"height":6}},{"id":"ce32925b-4159-4fb6-8cd2-d6b257cec769","block_type":"box","text":"Parent","page_number":3,"box":{"x":939,"y":337,"width":34,"height":6}},{"id":"73c9137f-2116-4f38-9213-4c764e838ff0","block_type":"box","text":"benchmark","page_number":3,"box":{"x":917,"y":347,"width":56,"height":6}},{"id":"60566b70-dc6c-4fee-89bd-ad7191e6de91","block_type":"box","text":"coverage*","page_number":3,"box":{"x":922,"y":358,"width":51,"height":8}},{"id":"f58cc4b6-2cc7-4168-af99-5b5ac6168545","block_type":"box","text":"Weighted average","page_number":3,"box":{"x":45,"y":373,"width":92,"height":8}},{"id":"89ed4b48-078d-438a-8c9c-a2186579fd38","block_type":"box","text":"carbon intensity","page_number":3,"box":{"x":45,"y":384,"width":81,"height":7}},{"id":"0bba1f93-d705-4483-9e01-9a491a822312","block_type":"box","text":"(tCO2e/$M revenue).","page_number":3,"box":{"x":46,"y":393,"width":107,"height":8}},{"id":"87c0f9b9-ebe1-488b-98f2-d29116e65da5","block_type":"box","text":"Portfolio’s exposure to","page_number":3,"box":{"x":179,"y":373,"width":112,"height":8}},{"id":"eba57e81-38ff-4e01-ba78-17e96f0288b2","block_type":"box","text":"carbon-intensive","page_number":3,"box":{"x":178,"y":384,"width":83,"height":6}},{"id":"e734037f-5d08-490d-8f3a-03f3d1708a9a","block_type":"box","text":"companies.","page_number":3,"box":{"x":178,"y":394,"width":56,"height":8}},{"id":"d97e58f0-a810-4e3b-b8da-a49ec9e3ad77","block_type":"box","text":"Reflects the carbon intensity of a portfolio across","page_number":3,"box":{"x":330,"y":373,"width":246,"height":8}},{"id":"d49797e6-5d53-446a-8681-015de14719b9","block_type":"box","text":"asset classes (e.g., carbon-intensive portfolios","page_number":3,"box":{"x":330,"y":384,"width":229,"height":7}},{"id":"b51f2b8d-37c0-4eff-a397-fe7af09d5ca5","block_type":"box","text":"may be more susceptible to climate-related risks,","page_number":3,"box":{"x":330,"y":394,"width":244,"height":8}},{"id":"7042c2e1-3a41-4c4d-aefb-d0aa6e710ed7","block_type":"box","text":"like increased regulations leading to higher costs","page_number":3,"box":{"x":330,"y":404,"width":241,"height":8}},{"id":"2bbf5ce6-7f8f-4613-8b96-31aebad0c854","block_type":"box","text":"either via taxation or operational changes).","page_number":3,"box":{"x":330,"y":414,"width":215,"height":8}},{"id":"e767cdb9-5b22-4360-8797-f23e47699cba","block_type":"box","text":"156.15","page_number":3,"box":{"x":634,"y":374,"width":33,"height":5}},{"id":"02747118-0905-4113-b1a3-e126b2f2bac2","block_type":"box","text":"96","page_number":3,"box":{"x":746,"y":374,"width":12,"height":5}},{"id":"217c6a16-b073-4405-bc12-520058418576","block_type":"box","text":"%","page_number":3,"box":{"x":759,"y":374,"width":9,"height":5}},{"id":"3d4d59ab-1dce-4b50-ab84-88698aa24be0","block_type":"box","text":"136.55","page_number":3,"box":{"x":841,"y":374,"width":33,"height":5}},{"id":"40276ae1-55d2-42ea-abc3-1785271bf93f","block_type":"box","text":"98","page_number":3,"box":{"x":947,"y":374,"width":12,"height":5}},{"id":"cea6aed7-bbe3-4ae5-8f10-7b41a8232996","block_type":"box","text":"%","page_number":3,"box":{"x":960,"y":374,"width":9,"height":5}},{"id":"d1edcf44-165e-40b6-bf5b-dee0c6a7434f","block_type":"box","text":"Total carbon footprint","page_number":3,"box":{"x":45,"y":430,"width":112,"height":7}},{"id":"1168186f-ce7b-4dbb-9b37-79587c158bbc","block_type":"box","text":"(tCO2e/$M invested)","page_number":3,"box":{"x":46,"y":440,"width":107,"height":7}},{"id":"a7840748-1422-4f95-9057-f523234055e0","block_type":"box","text":"Total carbon emissions for a","page_number":3,"box":{"x":178,"y":430,"width":141,"height":6}},{"id":"579f53d4-bf52-440b-a0be-df45a8394802","block_type":"box","text":"portfolio normalized by the","page_number":3,"box":{"x":179,"y":440,"width":135,"height":8}},{"id":"f0e22a80-ebfd-4415-af5b-a94b71e09c43","block_type":"box","text":"market value of the","page_number":3,"box":{"x":179,"y":450,"width":97,"height":6}},{"id":"47b30d37-beac-4d9d-85dd-18816c55c3bf","block_type":"box","text":"portfolio.","page_number":3,"box":{"x":179,"y":461,"width":45,"height":7}},{"id":"44af767b-d6a1-4376-aa82-6150c61d6a8b","block_type":"box","text":"To understand how much carbon emissions the","page_number":3,"box":{"x":329,"y":430,"width":235,"height":6}},{"id":"b90fabeb-c30a-4dd4-b4f3-629c760166f4","block_type":"box","text":"portfolio is responsible for per USD 1 million","page_number":3,"box":{"x":330,"y":440,"width":218,"height":8}},{"id":"074bb41b-65a7-473a-8c48-bb203698f50a","block_type":"box","text":"invested. This metric allows investors to compare","page_number":3,"box":{"x":330,"y":450,"width":245,"height":8}},{"id":"0c4d2e8f-7d70-4979-a8e7-891a4aa191ff","block_type":"box","text":"portfolios of various sizes.","page_number":3,"box":{"x":330,"y":461,"width":129,"height":7}},{"id":"a22c05f5-81d7-4ca2-a9f2-aedac96b20a6","block_type":"box","text":"41.02","page_number":3,"box":{"x":640,"y":430,"width":27,"height":6}},{"id":"0c99b783-6e29-43b6-9cf1-1050d664fabe","block_type":"box","text":"94","page_number":3,"box":{"x":746,"y":430,"width":12,"height":6}},{"id":"e81ece78-1339-4117-aa34-1446549c0415","block_type":"box","text":"%","page_number":3,"box":{"x":759,"y":430,"width":9,"height":6}},{"id":"83862fad-ab67-42b7-aa96-b2179d182ff6","block_type":"box","text":"42.51","page_number":3,"box":{"x":847,"y":430,"width":28,"height":6}},{"id":"46aa2b61-ad95-43a6-ac06-60677553099d","block_type":"box","text":"97","page_number":3,"box":{"x":947,"y":430,"width":12,"height":6}},{"id":"2cfd817e-dcba-4cfc-8779-41a30788456f","block_type":"box","text":"%","page_number":3,"box":{"x":960,"y":430,"width":9,"height":6}},{"id":"8d85aa6b-0bc3-46e1-b8e6-9043728274e4","block_type":"box","text":"*Source: Calculated using Vanguard holdings and MSCI Climate Change data as of 30 September 2026. MSCI is an independent data provider","page_number":3,"box":{"x":48,"y":485,"width":710,"height":7}},{"id":"d93775d9-c8e0-40bb-9a8a-289603e95d38","block_type":"box","text":"4","page_number":3,"box":{"x":760,"y":484,"width":4,"height":4}},{"id":"5bc37ac3-56e6-464b-ba01-d79e2325b03f","block_type":"box","text":".","page_number":3,"box":{"x":765,"y":490,"width":1,"height":1}},{"id":"fe5902f8-4144-49e5-b1dc-bdf3ec88f43e","block_type":"box","text":"This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.","page_number":4,"box":{"x":38,"y":954,"width":595,"height":8}},{"id":"1e4ca0e8-b54d-4e11-bab6-be825782307e","block_type":"box","text":"Vanguard","page_number":4,"box":{"x":38,"y":28,"width":141,"height":19}},{"id":"57150a56-0ce3-43dc-96c8-7582ddd0d04b","block_type":"box","text":"ActiveLife Climate Aware 40-50% Equity Fund","page_number":4,"box":{"x":188,"y":27,"width":682,"height":20}},{"id":"f4b88e38-3fe9-4955-9d34-cb1b2a2ae2e3","block_type":"box","text":"GBP Accumulation Shares","page_number":4,"box":{"x":39,"y":53,"width":229,"height":10}},{"id":"c4213e74-fd37-45a1-b92e-789c18ba09d3","block_type":"box","text":"1 Climate metrics presented here may differ from the information that respective managers produce as part of their own disclosures","page_number":4,"box":{"x":39,"y":355,"width":865,"height":9}},{"id":"7c163380-a904-45fd-80b2-92b673f94e2a","block_type":"box","text":"given variation in data providers and methodologies.","page_number":4,"box":{"x":39,"y":368,"width":340,"height":8}},{"id":"95bcf933-dad2-4988-856d-176ab8ea38ab","block_type":"box","text":"2","page_number":4,"box":{"x":39,"y":392,"width":6,"height":7}},{"id":"b66c0d8b-4a99-4238-b47f-14211d2dca2f","block_type":"box","text":"TCFD’s 2021 implementation guidance","page_number":4,"box":{"x":50,"y":392,"width":250,"height":9}},{"id":"a1064711-b30a-42ff-b0aa-ebf6d28a5e67","block_type":"box","text":"and the Financed Emissions Standard from the","page_number":4,"box":{"x":307,"y":392,"width":307,"height":7}},{"id":"3cf64bb6-d327-4a35-bb47-cec3a629fcd3","block_type":"box","text":"Partnership for Carbon Accounting Financials","page_number":4,"box":{"x":621,"y":392,"width":296,"height":9}},{"id":"a0f1c5d7-3674-486e-8559-5d9fae540938","block_type":"box","text":"(PCAF)","page_number":4,"box":{"x":39,"y":404,"width":47,"height":8}},{"id":"cf9c915e-73e2-4f98-ab9b-190da177bf3e","block_type":"box","text":"are referenced and used as a guide for calculation of reported climate metrics.","page_number":4,"box":{"x":91,"y":404,"width":510,"height":9}},{"id":"a582b823-1c68-48f7-8ed5-eef02ea843f2","block_type":"box","text":"Total carbon footprint","page_number":4,"box":{"x":610,"y":404,"width":146,"height":9}},{"id":"61c9d9e6-9628-494c-8f92-6cc3374cce9a","block_type":"box","text":"is calculated by","page_number":4,"box":{"x":761,"y":404,"width":99,"height":9}},{"id":"692d87fe-ba12-4732-a719-d9ca1912ebeb","block_type":"box","text":"summing the product of each investee company's weight by the investee company's Scopes 1 & 2 emissions and dividing the","page_number":4,"box":{"x":39,"y":416,"width":806,"height":9}},{"id":"0f3b8851-583f-4097-a821-53e6a13181d9","block_type":"box","text":"summation by the total market value of the portfolio, expressed in tCO2e per $1 million invested. Scope 1 emissions are the direct","page_number":4,"box":{"x":39,"y":427,"width":842,"height":10}},{"id":"746318bb-3c31-4e6c-ae87-15e16b66ca0e","block_type":"box","text":"emissions that come from sources owned or controlled by a company. For example, this includes emissions from burning fuel in","page_number":4,"box":{"x":39,"y":440,"width":824,"height":9}},{"id":"9ec38632-4494-4c09-95fe-56b3259c47b4","block_type":"box","text":"company vehicles, boilers or furnaces. Scope 2 emissions are indirect emissions that occur when a company uses electricity, steam,","page_number":4,"box":{"x":39,"y":452,"width":846,"height":9}},{"id":"4f5ec26d-7822-4d2b-ad13-e6c7980f39d3","block_type":"box","text":"heating or cooling that it has purchased. While the company consumes this energy, the emissions occur at the power plants or","page_number":4,"box":{"x":39,"y":464,"width":820,"height":9}},{"id":"f822354b-2781-4052-bd5c-6186a06609f9","block_type":"box","text":"facilities where the energy is generated.","page_number":4,"box":{"x":39,"y":477,"width":258,"height":8}},{"id":"9bf61f32-ad7d-4837-84ba-d957d74b1358","block_type":"box","text":"Weighted average carbon intensity (WACI)","page_number":4,"box":{"x":304,"y":477,"width":282,"height":8}},{"id":"06195fc8-b994-41c7-9b93-518ade9be554","block_type":"box","text":"is calculated by summing the product of each","page_number":4,"box":{"x":592,"y":477,"width":294,"height":8}},{"id":"9462c43a-55d2-4f67-92b7-7cb044020835","block_type":"box","text":"investee company's weight in the portfolio with that investee company's carbon intensity (derived by dividing the investee company's","page_number":4,"box":{"x":39,"y":489,"width":870,"height":9}},{"id":"75172448-964b-4142-818c-75299c50ab25","block_type":"box","text":"Scopes 1 & 2 emissions by its revenue), expressed in tCO2e per $1 million in revenue.","page_number":4,"box":{"x":39,"y":500,"width":541,"height":10}},{"id":"ae89bed8-58d2-43a4-aad3-0cce67e4538b","block_type":"box","text":"3 Coverage is defined as the percentage of eligible securities within our funds and benchmarks for which we have obtained carbon","page_number":4,"box":{"x":39,"y":525,"width":845,"height":9}},{"id":"b775aba3-93d5-450a-8e77-6c4d7c6925b8","block_type":"box","text":"data. Eligible securities include shares in public equity and corporate bonds. Metrics are rescaled based on data coverage to ensure","page_number":4,"box":{"x":39,"y":537,"width":849,"height":9}},{"id":"90d5f05c-8240-45f4-b518-b8b78ddd15a2","block_type":"box","text":"comparability to benchmark. The development of carbon metrics is in early stages resulting in challenges in interpreting the data and","page_number":4,"box":{"x":39,"y":549,"width":865,"height":9}},{"id":"b1c48e68-ddee-48e9-9c4b-6cee1e1eeb91","block_type":"box","text":"using it as a basis for investment decision making. For example, the metrics are backward looking and do not recognise future plans to","page_number":4,"box":{"x":39,"y":561,"width":874,"height":9}},{"id":"eb49f18f-7ab9-47cd-9087-0715ecd46482","block_type":"box","text":"reduce emissions. Carbon metrics may also vary due to being normalized by financial metrics that are prone to market volatility,","page_number":4,"box":{"x":39,"y":573,"width":834,"height":9}},{"id":"6158c63f-6d09-429f-8a3c-765255b52975","block_type":"box","text":"rather than due to changes to the emissions profile of companies.","page_number":4,"box":{"x":39,"y":586,"width":427,"height":8}},{"id":"4d4a4616-e306-47cb-a518-0e95cac63500","block_type":"box","text":"4 Certain information © 2025 MSCI ESG Research LLC. Reproduced by permission. These metrics were developed using information","page_number":4,"box":{"x":39,"y":610,"width":858,"height":9}},{"id":"4b343391-35a0-45b3-9bef-1ac46e1ba72a","block_type":"box","text":"from MSCI ESG Research LLC or its affiliates or information providers. Although the Vanguard Group, Inc.’s and Vanguard’s","page_number":4,"box":{"x":39,"y":622,"width":809,"height":9}},{"id":"e58c6c0d-18e1-4552-8e5d-214387a3f60b","block_type":"box","text":"information providers including without limitation, MSCI ESG Research LLC and its affiliates (each of the aforementioned parties","page_number":4,"box":{"x":39,"y":634,"width":844,"height":9}},{"id":"756574d6-05e3-4c0d-bf6f-3da4caf390e7","block_type":"box","text":"being the “ESG Parties”), obtain information (the “Information”) from sources they consider reliable, none of the ESG Parties warrants","page_number":4,"box":{"x":39,"y":646,"width":878,"height":9}},{"id":"6ab60fd7-3248-4daf-92b1-17877a04e2a4","block_type":"box","text":"or guarantees the originality, accuracy and/or completeness, of any data herein and expressly disclaim all express or implied","page_number":4,"box":{"x":39,"y":658,"width":805,"height":9}},{"id":"a422b52e-49a3-4753-bca2-fc724c391752","block_type":"box","text":"warranties, including those of merchantability and fitness for a particular purpose. The Information may only be used for your internal","page_number":4,"box":{"x":39,"y":670,"width":871,"height":9}},{"id":"10ddb139-c197-4def-9037-342d775b95c9","block_type":"box","text":"use, may not be reproduced or redisseminated in any form and may not be used as a basis for, or a component of, any financial","page_number":4,"box":{"x":39,"y":682,"width":826,"height":9}},{"id":"3bc5d9b5-03f7-4287-88c5-5e1a99ec90d7","block_type":"box","text":"instruments or products or indices. Further, none of the Information can in and of itself be used to determine which securities to buy or","page_number":4,"box":{"x":39,"y":695,"width":877,"height":8}},{"id":"43d0b933-ad67-4890-89b6-3b40a7c67864","block_type":"box","text":"sell or when to buy or sell them. None of the ESG Parties shall have any liability for any errors or omissions in connection with any data","page_number":4,"box":{"x":39,"y":707,"width":874,"height":8}},{"id":"db2c0518-b6d4-475a-ba6f-9783ff80c7d0","block_type":"box","text":"herein, or any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if","page_number":4,"box":{"x":39,"y":719,"width":834,"height":9}},{"id":"a5d437c3-f1a3-43ae-8900-7aab3b9c9ce9","block_type":"box","text":"notified of the possibility of such damages.","page_number":4,"box":{"x":39,"y":731,"width":278,"height":9}},{"id":"c67e7808-e98d-4c0e-b66e-5a65b753c1f2","block_type":"box","text":"Issued by Vanguard Asset Management, Limited which is authorised and regulated in the UK by the Financial Conduct Authority.","page_number":5,"box":{"x":39,"y":968,"width":641,"height":7}},{"id":"24fa5a81-3587-41ff-afa3-a7b5964422f6","block_type":"box","text":"E016EN_092026","page_number":5,"box":{"x":873,"y":967,"width":71,"height":6}},{"id":"68f4ef6a-e35f-459a-9170-7dae86de4e96","block_type":"box","text":"© 2026 Vanguard Asset Management, Limited. All rights reserved.","page_number":5,"box":{"x":39,"y":978,"width":332,"height":8}},{"id":"2629618b-2977-4cc8-bb92-ee2c4adb6c37","block_type":"box","text":"For more information contact your local sales team or:","page_number":5,"box":{"x":39,"y":323,"width":348,"height":9}},{"id":"5fc5f69e-0d2e-4b20-af4b-d6d73c7967c4","block_type":"box","text":"Web: http://global.vanguard.com","page_number":5,"box":{"x":38,"y":335,"width":169,"height":8}},{"id":"9db39589-0d85-40b7-97b2-15be2a1ad058","block_type":"box","text":"Transfer agent (Europe): Tel.","page_number":5,"box":{"x":38,"y":346,"width":144,"height":7}},{"id":"23c68081-5326-4ce5-a017-d4bce2564291","block_type":"box","text":"00 353 1241 7144","page_number":5,"box":{"x":189,"y":346,"width":83,"height":6}},{"id":"e6ee6779-89b6-419d-a78c-69b3677b111d","block_type":"box","text":"Adviser support: Tel. 0800 917 5508","page_number":5,"box":{"x":38,"y":356,"width":182,"height":8}},{"id":"e8d6faa0-2375-4261-9a5e-9e1d80a43026","block_type":"box","text":"Adviser support email: enquiries@vanguard.co.uk","page_number":5,"box":{"x":38,"y":367,"width":246,"height":7}},{"id":"f6a49737-c619-428a-92fa-1758d1c941da","block_type":"box","text":"Non advised personal investor email: Personal_investor_enquiries@vanguard.co.uk","page_number":5,"box":{"x":39,"y":377,"width":409,"height":8}},{"id":"b8ff186a-45ab-4411-b68e-ce49e9a5d2fd","block_type":"box","text":"Important information","page_number":5,"box":{"x":39,"y":396,"width":126,"height":8}},{"id":"8b780930-b50e-4834-85f1-f7a5627eae26","block_type":"box","text":"This is a marketing communication.","page_number":5,"box":{"x":38,"y":414,"width":198,"height":7}},{"id":"9c78a936-2063-4ef0-83d2-907c67dfdb20","block_type":"box","text":"This document is directed at professional investors and should not be distributed to, or relied upon by retail investors.","page_number":5,"box":{"x":38,"y":431,"width":658,"height":8}},{"id":"5d47b0af-79b9-4fd5-b3c8-36f552257825","block_type":"box","text":"For further information on the fund's investment policies and risks, please refer to the prospectus of the UCITS and to the KIID before making any fin","page_number":5,"box":{"x":39,"y":448,"width":744,"height":8}},{"id":"afea0460-4586-4f2f-97ed-307bfbd221e0","block_type":"box","text":"al investment decisions. The KIID","page_number":5,"box":{"x":785,"y":449,"width":162,"height":6}},{"id":"e45e882f-07bb-4828-aa17-713d93df3aba","block_type":"box","text":"for this fund is available, alongside the prospectus via Vanguard’s website https://global.vanguard.com/","page_number":5,"box":{"x":38,"y":458,"width":523,"height":8}},{"id":"7481791c-e929-4667-bc50-c0b0a634023f","block_type":"box","text":"This document is designed for use by, and is directed only at persons resident in the UK.","page_number":5,"box":{"x":38,"y":472,"width":435,"height":7}},{"id":"6f33b5df-871a-4e5f-9ab9-c07ed4dd967b","block_type":"box","text":"The information contained in this document is not to be regarded as an offer to buy or sell or the solicitation of any offer to buy or sell securities","page_number":5,"box":{"x":38,"y":485,"width":718,"height":8}},{"id":"3df70102-1cc1-4fe2-b601-14ced07eacd8","block_type":"box","text":"in any jurisdiction where such an offer","page_number":5,"box":{"x":760,"y":485,"width":188,"height":8}},{"id":"a3f2279a-d37a-4fe0-a1a0-c3fa7d4ce682","block_type":"box","text":"or solicitation is against the law, or to anyone to whom it is unlawful to make such an offer or solicitation, or if the person making the offer or so","page_number":5,"box":{"x":39,"y":495,"width":719,"height":7}},{"id":"ee67e160-2b79-42ec-9685-7691de1d9ee0","block_type":"box","text":"licitation is not qualified to do so. The","page_number":5,"box":{"x":759,"y":495,"width":188,"height":7}},{"id":"0dbc2ce7-a9e5-4b7a-98df-814b254bbbb9","block_type":"box","text":"information in this document is general in nature and does not constitute legal, tax, or investment advice. Potential investors are urged to consult t","page_number":5,"box":{"x":39,"y":504,"width":733,"height":8}},{"id":"e6bd45e3-988e-442d-ad82-933d862ec5b5","block_type":"box","text":"heir professional advisers on the","page_number":5,"box":{"x":773,"y":504,"width":160,"height":8}},{"id":"854a61e7-e041-4813-8f9e-547decc4b64b","block_type":"box","text":"implications of making an investment in, holding or disposing of \"units/shares\", and the receipt of distribution from any investment.","page_number":5,"box":{"x":39,"y":513,"width":658,"height":8}},{"id":"7a461e0c-47d4-4b4f-b96d-69dc96059ea9","block_type":"box","text":"The Authorised Corporate Director for Vanguard Investment Funds ICVC is Vanguard Investments UK, Limited. Vanguard Asset Management, Limited is a dis","page_number":5,"box":{"x":38,"y":527,"width":791,"height":8}},{"id":"47768efa-4bb2-4582-953d-311d7a4a5da5","block_type":"box","text":"tributor of Vanguard","page_number":5,"box":{"x":830,"y":527,"width":103,"height":8}},{"id":"cbaf828f-10f4-4903-9fbe-4cc9766ea0cb","block_type":"box","text":"Investment Funds ICVC.","page_number":5,"box":{"x":39,"y":537,"width":119,"height":6}},{"id":"0b6d9a5c-9b63-4f7d-b406-eaa204d3ae95","block_type":"box","text":"For investors in UK domiciled funds, a summary of investor rights can be obtained via","page_number":5,"box":{"x":39,"y":550,"width":424,"height":8}},{"id":"2865b421-0c4c-4e90-bec1-270209476221","block_type":"box","text":"https://www.vanguard.co.uk/content/dam/intl/europe/documents/en/Vanguard-InvestorsRightsSummaryUKFUNDSJan22.pdf and is available in English.","page_number":5,"box":{"x":39,"y":559,"width":783,"height":8}},{"id":"b0d1f311-43cc-4ee8-8447-56edf6d2f0bc","block_type":"box","text":"London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). © LSE Group. FTSE Russell is a trading name of","page_number":5,"box":{"x":39,"y":573,"width":705,"height":8}},{"id":"a701c936-1b05-4db4-a773-d74de03e83d0","block_type":"box","text":"certain of the LSE Group companies. e.g.,","page_number":5,"box":{"x":748,"y":573,"width":205,"height":8}},{"id":"75be39f7-bdeb-48e7-94fe-8016ee11d018","block_type":"box","text":"“FTSE®” “Russell®”, “FTSE Russell®”, “FTSE4Good®”, “ICB®”, “Mergent®, The Yield Book®,” is/ar","page_number":5,"box":{"x":39,"y":582,"width":468,"height":8}},{"id":"bb219b40-63f7-4a4e-b2f0-d5cd96427a41","block_type":"box","text":"e a trade mark(s) of the relevant LSE Group companies and is/are used by any other LSE","page_number":5,"box":{"x":508,"y":582,"width":444,"height":8}},{"id":"75b2ce18-87a1-4338-af94-27cf44416bd7","block_type":"box","text":"Group company under license. All rights in the FTSE Russell indexes or data vest in the relevant LSE Group company which owns the index or the data. N","page_number":5,"box":{"x":39,"y":592,"width":758,"height":8}},{"id":"d8aa211b-664e-465b-9a15-2f38f824870e","block_type":"box","text":"either LSE Group nor its","page_number":5,"box":{"x":798,"y":592,"width":120,"height":8}},{"id":"a362d244-c7a7-4874-9c53-8c999795f141","block_type":"box","text":"licensors accept any liability for any errors or omissions in the indexes or data and no party may rely on any indexes or data contained in this commu","page_number":5,"box":{"x":39,"y":602,"width":736,"height":7}},{"id":"72cdd829-c9fc-4567-a8ef-ea666cdb8800","block_type":"box","text":"nication. No further distribution of","page_number":5,"box":{"x":777,"y":602,"width":171,"height":6}},{"id":"5467c03c-b9a6-447e-a427-5a6446e8e67c","block_type":"box","text":"data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. The LSE Group does not promote, sponsor or e","page_number":5,"box":{"x":39,"y":611,"width":769,"height":8}},{"id":"49737e52-69cc-45cd-b37e-603c76e66594","block_type":"box","text":"ndorse the content of this","page_number":5,"box":{"x":810,"y":611,"width":128,"height":6}},{"id":"666254e5-d0ee-4322-981b-9d823874ea04","block_type":"box","text":"communication.","page_number":5,"box":{"x":39,"y":621,"width":79,"height":5}},{"id":"e04367a9-5dd7-4274-b8cf-fc3d75cc4a67","block_type":"box","text":"The Industry Classification Benchmark (”ICB”) is owned by FTSE. FTSE does not accept any liability to any person for any loss or damage arisin","page_number":5,"box":{"x":38,"y":630,"width":712,"height":7}},{"id":"46d71439-8b66-4556-a11a-e7d28f3d387b","block_type":"box","text":"g out of any error or omission in the ICB.","page_number":5,"box":{"x":751,"y":630,"width":200,"height":7}},{"id":"2fbf5453-6507-4f2a-9541-c8e11bdef1c0","block_type":"box","text":"BLOOMBERG® is a trademark and service mark of Bloomberg Finance L.P. Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services","page_number":5,"box":{"x":39,"y":643,"width":757,"height":8}},{"id":"aa338ce0-c617-4db2-8677-c4579fd2e301","block_type":"box","text":"Limited (“BISL”) (collectively,","page_number":5,"box":{"x":800,"y":643,"width":143,"height":8}},{"id":"eeda2f20-8500-4147-b4f1-65a35f5278fc","block_type":"box","text":"“Bloomberg”), or Bloomberg's licensors own all proprietary rights in the Bloomberg Indices.","page_number":5,"box":{"x":39,"y":653,"width":452,"height":8}},{"id":"75e07156-22ab-4ef5-a1c1-940981a3cc44","block_type":"box","text":"The products are not sponsored, endorsed, issued, sold or promoted by “Bloomberg.” Bloomberg makes no representation or warranty, express or imp","page_number":5,"box":{"x":38,"y":667,"width":747,"height":7}},{"id":"99341d6d-3ed9-4aea-92fa-ee67b07c308f","block_type":"box","text":"lied, to the owners or purchasers","page_number":5,"box":{"x":787,"y":667,"width":161,"height":7}},{"id":"6add84ad-bd27-49b7-8a41-7f80eb35d8fc","block_type":"box","text":"of the products or any member of the public regarding the advisability of investing in securities generally or in the products particularly or the abi","page_number":5,"box":{"x":39,"y":676,"width":721,"height":8}},{"id":"b291d354-ae69-4712-8586-70df9f9262c4","block_type":"box","text":"lity of the Bloomberg Indices to track","page_number":5,"box":{"x":762,"y":676,"width":184,"height":8}},{"id":"3d587968-a93d-4d24-8baa-eb0d6b0039aa","block_type":"box","text":"general bond market performance. Bloomberg shall not pass on the legality or suitability of the products with respect to any person or entity. Bloombe","page_number":5,"box":{"x":39,"y":685,"width":752,"height":8}},{"id":"eb0d1cbc-065b-4186-8d16-afd733fcef08","block_type":"box","text":"rg’s only relationship to","page_number":5,"box":{"x":793,"y":685,"width":115,"height":8}},{"id":"000f4f7b-c4e8-419b-8aee-70d57de8bffd","block_type":"box","text":"Vanguard and the products are the licensing of the Bloomberg Indices which are determined, composed and calculated by BISL without regard to Vanguard","page_number":5,"box":{"x":38,"y":695,"width":777,"height":7}},{"id":"f2907863-5cfd-43d7-b251-713605c38e59","block_type":"box","text":"or the products or any","page_number":5,"box":{"x":819,"y":695,"width":110,"height":7}},{"id":"c58e0cb7-0fa1-42ac-b51b-1d0aa8523e58","block_type":"box","text":"owners or purchasers of the products. Bloomberg has no obligation to take the needs of the products or the owners of the products into consideration i","page_number":5,"box":{"x":39,"y":704,"width":754,"height":8}},{"id":"8ce3bd50-bd82-4bcc-b04b-b0f68b9be679","block_type":"box","text":"n determining, composing or","page_number":5,"box":{"x":795,"y":704,"width":141,"height":8}},{"id":"ecd9ae63-aaea-46cb-8044-24a5aaf70fdb","block_type":"box","text":"calculating the Bloomberg Indices. Bloomberg shall not be responsible for and has not participated in the determination of the timing of, prices at, o","page_number":5,"box":{"x":39,"y":714,"width":737,"height":7}},{"id":"e913b346-2a75-4a03-82e5-3a7274261bed","block_type":"box","text":"r quantities of the products to be","page_number":5,"box":{"x":778,"y":714,"width":164,"height":7}},{"id":"b5b21e5a-5918-4262-a8f6-41ff18fef803","block_type":"box","text":"issued. Bloomberg shall not have any obligation or liability in connection with the administration, marketing or trading of the products.","page_number":5,"box":{"x":39,"y":723,"width":670,"height":8}},{"id":"32cce211-0617-4a8b-8bb8-17c3a61d7f58","block_type":"box","text":"SEDOL and SEDOL Masterfile® are registered trademarks of the London Stock Exchange Group PLC.","page_number":5,"box":{"x":39,"y":739,"width":506,"height":8}},{"id":"c3ec1522-c8b7-48d9-b6d9-a8464fe84f85","block_type":"box","text":"SEDOL Data has been provided from the London Stock Exchange’s","page_number":5,"box":{"x":39,"y":750,"width":326,"height":7}},{"id":"a5d5e85c-d3f5-4cc7-8c1e-7f5ecf02ebb6","block_type":"box","text":"SEDOL Masterfile®.","page_number":5,"box":{"x":368,"y":750,"width":98,"height":6}},{"id":"394ffb7f-5368-48ae-b1d5-9b7274074466","block_type":"box","text":"Vanguard","page_number":5,"box":{"x":38,"y":19,"width":141,"height":20}},{"id":"08241f64-c0bf-4d23-9f4b-9408e5a69c17","block_type":"box","text":"ActiveLife Climate Aware 40-50% Equity Fund","page_number":5,"box":{"x":188,"y":19,"width":682,"height":20}},{"id":"23abcb59-899e-4501-85ae-442e63b58a22","block_type":"box","text":"GBP Accumulation Shares","page_number":5,"box":{"x":39,"y":44,"width":229,"height":11}},{"id":"5090d48f-a188-41b0-a8a5-93edb6874a9b","block_type":"box","text":"Investment risk information","page_number":5,"box":{"x":39,"y":89,"width":156,"height":7}},{"id":"9480bbb3-a082-43b9-816e-f945414e93fb","block_type":"box","text":"The value of investments, and the income from them, may fall or rise and investors may get back less than they invested.","page_number":5,"box":{"x":38,"y":103,"width":603,"height":8}},{"id":"af079826-f290-407e-aff9-5ec75e5754a3","block_type":"box","text":"Past performance is not a reliable indicator of future results.","page_number":5,"box":{"x":39,"y":117,"width":302,"height":8}},{"id":"5ab373e9-34fc-4f0f-9ca7-88d37ee284d8","block_type":"box","text":"Funds investing in fixed interest securities carry the risk of default on repayment and erosion of the capital value of your investment and the level","page_number":5,"box":{"x":39,"y":131,"width":723,"height":7}},{"id":"cc9fc8e0-5c69-4dc6-9e38-6bf8a5d316ed","block_type":"box","text":"of income may fluctuate.","page_number":5,"box":{"x":767,"y":131,"width":124,"height":7}},{"id":"d9b0c980-14aa-4c28-b821-e55d764d89df","block_type":"box","text":"Movements in interest rates are likely to affect the capital value of fixed interest securities. Corporate bonds may provide higher yields but as such","page_number":5,"box":{"x":39,"y":140,"width":731,"height":8}},{"id":"e36fca2a-cca2-4574-941e-108f4d357857","block_type":"box","text":"may carry greater credit risk","page_number":5,"box":{"x":774,"y":140,"width":141,"height":8}},{"id":"ea742155-4d47-415e-a4dd-975d08d729ba","block_type":"box","text":"increasing the risk of default on repayment and erosion of the capital value of your investment. The level of income may fluctuate and movements in in","page_number":5,"box":{"x":39,"y":150,"width":751,"height":7}},{"id":"4fd0bf04-2144-43f8-b2fe-88b64bee8b58","block_type":"box","text":"terest rates are likely to","page_number":5,"box":{"x":792,"y":150,"width":118,"height":7}},{"id":"cd3c0225-d77a-4c6e-908f-230fd2ec1aaa","block_type":"box","text":"affect the capital value of bonds.","page_number":5,"box":{"x":39,"y":159,"width":164,"height":8}},{"id":"29f62ae0-9d6f-4844-93e2-fa036f55ec74","block_type":"box","text":"Some funds invest in emerging markets which can be more volatile than more established markets. As a result the value of your investment may rise or f","page_number":5,"box":{"x":39,"y":173,"width":761,"height":7}},{"id":"7a12fd8f-7536-42b2-b24c-145739543a40","block_type":"box","text":"all.","page_number":5,"box":{"x":801,"y":173,"width":13,"height":6}},{"id":"45ee2b1e-b2e7-49c4-83db-c57f404a48d4","block_type":"box","text":"The Fund may use derivatives, including for investment purposes, in order to reduce risk or cost and/or generate extra income or growth. For all other","page_number":5,"box":{"x":38,"y":186,"width":745,"height":8}},{"id":"61c7462d-74ca-4a39-8038-2ee2819e9bfa","block_type":"box","text":"funds they will be used to","page_number":5,"box":{"x":787,"y":186,"width":126,"height":8}},{"id":"1a6ff533-89e2-4223-ad67-461f09847a05","block_type":"box","text":"reduce risk or cost and/or generate extra income or growth. The use of derivatives could increase or reduce exposure to underlying assets and result i","page_number":5,"box":{"x":39,"y":195,"width":741,"height":8}},{"id":"8b7959a4-2741-4555-93b8-d89575dd5b41","block_type":"box","text":"n greater fluctuations of the","page_number":5,"box":{"x":782,"y":196,"width":141,"height":7}},{"id":"dd604c57-9ac5-4f7b-b9a8-c6633f4c301e","block_type":"box","text":"Fund’s net asset value. A derivative is a financial contract whose value is based on the value of a financial asset (such as a share, bond, or cur","page_number":5,"box":{"x":39,"y":205,"width":702,"height":7}},{"id":"09e5deb5-dc69-4e6b-875f-bedea32e5dc2","block_type":"box","text":"rency) or a market index.","page_number":5,"box":{"x":742,"y":205,"width":123,"height":8}},{"id":"b2fe1ec6-9293-41ad-9c52-dc52879b4bd7","block_type":"box","text":"For further information on risks please see the “Risk Factors” section of the prospectus on our website at https://global.vanguard.com.","page_number":5,"box":{"x":39,"y":219,"width":674,"height":8}},{"id":"2ff2f588-8b90-4310-8491-abf3a6ced686","block_type":"box","text":"This page intentionally left blank","page_number":6,"box":{"x":197,"y":327,"width":527,"height":22}}],"unit":"per_mille","page_width":595,"page_height":842,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":6}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.5.0","execution_id":"fd5a672f-a2fe-40bf-9efc-c16845b0bcbb"},"user_id":1000002,"date_created":"2026-10-15T22:25:51.757000Z","date_modified":"2026-10-15T22:25:51.757000Z","private":false}