{"annotation_id":"8ed5ec4e-6e26-49c6-8a21-8994d5bfc56c","file_hash":"0ff5408820dc2dc78cf0c925b4385a3dc2a19a26594158211e64e4e0f8456706","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"721a3619-b99b-422a-add7-46298a5b330c","block_type":"box","text":"Aviva Pension","page_number":1,"box":{"x":48,"y":43,"width":285,"height":24}},{"id":"f5f5f873-0de1-4f6a-ad9f-0a1e1d44a13f","block_type":"box","text":"BlackRock US Equity Index Tracker EP / EP S1","page_number":1,"box":{"x":50,"y":90,"width":630,"height":20}},{"id":"e74c6b17-32e3-436a-9164-eed30c73fe45","block_type":"box","text":"April 2024","page_number":1,"box":{"x":47,"y":123,"width":93,"height":15}},{"id":"2f27f304-8b3e-4919-b427-42fa515fd32a","block_type":"box","text":"Fund facts","page_number":1,"box":{"x":38,"y":343,"width":111,"height":13}},{"id":"d25efe83-c887-4ad7-a4b6-d6d8fe0c9919","block_type":"box","text":"As at 31/03/2024","page_number":1,"box":{"x":304,"y":343,"width":181,"height":15}},{"id":"b5d523da-7e42-49cd-86a3-893a900b3a7e","block_type":"box","text":"F u n d S i z e","page_number":1,"box":{"x":43,"y":379,"width":68,"height":7}},{"id":"2c864543-91d4-4348-ac95-7b51a770d1dd","block_type":"box","text":"£85.88m","page_number":1,"box":{"x":267,"y":379,"width":45,"height":7}},{"id":"fd7d9e63-2d83-4241-b7f7-354e5a1c1717","block_type":"box","text":"L a u n c h d a t e","page_number":1,"box":{"x":43,"y":401,"width":88,"height":7}},{"id":"8d9ad250-a780-49d8-aa5c-60415fba5cdb","block_type":"box","text":"10/10/2001","page_number":1,"box":{"x":267,"y":401,"width":59,"height":9}},{"id":"83eb7adc-0c6b-4817-a1ea-1335305e188e","block_type":"box","text":"Sector","page_number":1,"box":{"x":43,"y":424,"width":44,"height":7}},{"id":"1661d116-85b1-4dbe-a721-27c0e3664ee6","block_type":"box","text":"North America Equities","page_number":1,"box":{"x":268,"y":423,"width":133,"height":10}},{"id":"a7e49b29-ca7c-4a33-985e-4079499f7275","block_type":"box","text":"Benchmark","page_number":1,"box":{"x":43,"y":446,"width":78,"height":7}},{"id":"cefcc246-0c20-4196-9b6f-1adacafe0639","block_type":"box","text":"FTSE Custom Screened USA Midday","page_number":1,"box":{"x":267,"y":446,"width":210,"height":9}},{"id":"a46aa9c2-561f-4017-a503-c735b32eb805","block_type":"box","text":"(12:00 UK)","page_number":1,"box":{"x":268,"y":458,"width":56,"height":9}},{"id":"230068f5-6c8b-4435-bef6-81fbb05842cb","block_type":"box","text":"E x t e r n a l f u n d h o l d i n g s","page_number":1,"box":{"x":43,"y":480,"width":166,"height":10}},{"id":"0d3927c0-6c2b-438e-895f-ab334e96bdfd","block_type":"box","text":"Yes","page_number":1,"box":{"x":266,"y":481,"width":18,"height":7}},{"id":"b535e7f3-8b9d-48e9-8ae6-02bc3e6d998c","block_type":"box","text":"1","page_number":1,"box":{"x":541,"y":379,"width":5,"height":6}},{"id":"c7b95e55-fadb-4c51-9a4e-2dc91a1e89a0","block_type":"box","text":"2","page_number":1,"box":{"x":604,"y":378,"width":6,"height":7}},{"id":"a0ef27b2-e4e6-4223-a9d3-c5d736521b8c","block_type":"box","text":"3","page_number":1,"box":{"x":668,"y":378,"width":6,"height":7}},{"id":"b2df2e4c-3a54-4f1a-a569-7a541ee872d5","block_type":"box","text":"4","page_number":1,"box":{"x":732,"y":379,"width":6,"height":6}},{"id":"c7a27355-1703-4463-b98a-f165710d7ce1","block_type":"box","text":"5","page_number":1,"box":{"x":796,"y":379,"width":6,"height":6}},{"id":"285019a7-95a9-4eb6-8b8a-1289f162df9d","block_type":"box","text":"6","page_number":1,"box":{"x":860,"y":378,"width":6,"height":7}},{"id":"698bb2f6-50bd-4382-9909-84af556b7f27","block_type":"box","text":"7","page_number":1,"box":{"x":924,"y":379,"width":6,"height":6}},{"id":"308a7a76-6e1f-4fa9-8b3a-cdba4f81ea3f","block_type":"box","text":"Risk rating","page_number":1,"box":{"x":513,"y":343,"width":118,"height":16}},{"id":"5411dbc5-61a1-419b-8eb3-52896a3731cb","block_type":"box","text":"Funds typically investing in high-risk sectors, such as","page_number":1,"box":{"x":510,"y":395,"width":311,"height":10}},{"id":"5dfac24f-85a5-4081-99ae-346841f7e6fe","block_type":"box","text":"s h a r e s o f","page_number":1,"box":{"x":826,"y":395,"width":68,"height":8}},{"id":"6f987511-f5ea-4c24-9c99-d0ad15dd3919","block_type":"box","text":"c o m p a n i e s i n d e v e l o p e d o v e r s e a s m a r k e t s","page_number":1,"box":{"x":511,"y":407,"width":306,"height":10}},{"id":"ba5a0fa9-b7ae-4198-8a7b-0b141b5754c6","block_type":"box","text":". These funds offer high","page_number":1,"box":{"x":819,"y":407,"width":139,"height":10}},{"id":"5a06b005-3d87-4dea-9ee3-4dc5ace91754","block_type":"box","text":"potential for long-term returns, but also see large day-to-day changes in","page_number":1,"box":{"x":511,"y":420,"width":425,"height":9}},{"id":"ac3c51a2-b7d0-4cbe-a8a3-16349cbbc295","block_type":"box","text":"value, so there’s a high risk that the value of your investment could fall. We","page_number":1,"box":{"x":510,"y":432,"width":438,"height":10}},{"id":"a5ec5fc4-9a5e-4f7c-bc6c-c0010ef75336","block_type":"box","text":"review each investment fund’s risk rating on a yearly basis, so they may","page_number":1,"box":{"x":511,"y":444,"width":417,"height":10}},{"id":"af16ed4a-99c6-4abf-8866-a4e337c77724","block_type":"box","text":"change from time to time.","page_number":1,"box":{"x":510,"y":456,"width":150,"height":10}},{"id":"bd3f604d-e2a9-469e-acd7-607bf8918ccc","block_type":"box","text":"Underlying fund facts","page_number":1,"box":{"x":38,"y":515,"width":238,"height":16}},{"id":"b1c56df8-1525-4b57-9c7b-e33e465baf94","block_type":"box","text":"As at 31/03/2024","page_number":1,"box":{"x":304,"y":516,"width":181,"height":14}},{"id":"5d3f0686-4bb4-4131-9ebb-4ca8232ba47a","block_type":"box","text":"F u n d M a n a g e r","page_number":1,"box":{"x":43,"y":551,"width":103,"height":9}},{"id":"de50910e-b47d-489a-8c9d-9347bc8a7889","block_type":"box","text":"BlackRock","page_number":1,"box":{"x":267,"y":551,"width":60,"height":7}},{"id":"8dfcca6b-7e41-4c7a-aec1-d92b808a7418","block_type":"box","text":"F u n d S i z e","page_number":1,"box":{"x":43,"y":573,"width":68,"height":8}},{"id":"d3bbea75-60df-40be-9e11-f83b24b3aefc","block_type":"box","text":"£2306.9m","page_number":1,"box":{"x":267,"y":574,"width":51,"height":7}},{"id":"6757f09d-a024-4f14-95ba-e43f11699aca","block_type":"box","text":"I S I N C o d e","page_number":1,"box":{"x":43,"y":595,"width":68,"height":8}},{"id":"9447f084-e38c-4c52-ae96-5e2758fa50bf","block_type":"box","text":"GB00BYSL8K87","page_number":1,"box":{"x":267,"y":596,"width":84,"height":7}},{"id":"c083b84e-ee7c-4f90-acf0-f271e5d69bfd","block_type":"box","text":"From 01/12/2023, the benchmark has been FTSE Custom Screened USA","page_number":1,"box":{"x":36,"y":622,"width":410,"height":9}},{"id":"bd3ec1ff-7cc1-4513-a857-cffbd5d8afcd","block_type":"box","text":"Midday (12:00 UK). From 13/10/2017 to 30/11/2023, the benchmark was FTSE","page_number":1,"box":{"x":37,"y":634,"width":436,"height":10}},{"id":"fc587a8a-e0e2-4404-86a7-9abf900e6e3e","block_type":"box","text":"Custom USA Midday (12:00 UK) Index. A different benchmark was in effect","page_number":1,"box":{"x":36,"y":646,"width":431,"height":10}},{"id":"a37fff5b-0fb0-44d9-b2ac-7950d1f90b8a","block_type":"box","text":"prior to 13/10/2017. Benchmark performance figures reflect the benchmark","page_number":1,"box":{"x":36,"y":659,"width":433,"height":9}},{"id":"bd5d744a-5399-41cb-bbf8-407000c0e4c4","block_type":"box","text":"assigned at the time.","page_number":1,"box":{"x":36,"y":671,"width":122,"height":10}},{"id":"27c61266-7787-40d9-ad43-a1d7dc2192fa","block_type":"box","text":"Risk warnings","page_number":1,"box":{"x":513,"y":515,"width":153,"height":16}},{"id":"673b0519-227f-4eea-aef9-f317853f5234","block_type":"box","text":"These highlight the risks that the fund may have material exposure to at","page_number":1,"box":{"x":510,"y":546,"width":425,"height":10}},{"id":"05eedc7b-7edc-4027-9aba-4c6ddb46a872","block_type":"box","text":"any given time. Definitions of these risks can be found on the last page.","page_number":1,"box":{"x":511,"y":559,"width":419,"height":9}},{"id":"3c8601d1-6222-4e25-b3bb-4f401b2deb34","block_type":"box","text":"A - G e n e r a l","page_number":1,"box":{"x":516,"y":587,"width":80,"height":7}},{"id":"6ca604ca-d5ff-4da6-a2fa-f3bb5804370a","block_type":"box","text":"Yes","page_number":1,"box":{"x":936,"y":588,"width":18,"height":6}},{"id":"fdb16f1d-5bc9-49eb-9a1f-3a676b191924","block_type":"box","text":"B - F o r e i g n E x c h a n g e R i s k","page_number":1,"box":{"x":517,"y":609,"width":188,"height":10}},{"id":"496a2953-59a2-48ed-a159-4eb24f89c9fb","block_type":"box","text":"Yes","page_number":1,"box":{"x":936,"y":610,"width":18,"height":7}},{"id":"c0aaeb83-b4bd-48e0-ae5b-094f41a41218","block_type":"box","text":"C - E m e r g i n g M a r k e t s","page_number":1,"box":{"x":517,"y":632,"width":155,"height":9}},{"id":"82362e5b-26b0-46a7-bda9-6f03b468e937","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":632,"width":16,"height":7}},{"id":"d02333a1-9bff-45cb-843e-3e34fe53adf6","block_type":"box","text":"D - S m a l l e r C o m p a n i e s","page_number":1,"box":{"x":518,"y":654,"width":164,"height":9}},{"id":"ad439e66-29b1-43c4-aae3-cd4cadbe48ca","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":655,"width":16,"height":7}},{"id":"e01d5338-b163-403e-97a0-d2fb38b58955","block_type":"box","text":"E - Fixed Interest","page_number":1,"box":{"x":518,"y":677,"width":121,"height":7}},{"id":"8f2a943b-54ff-4ef9-8540-b56568e2e214","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":677,"width":16,"height":7}},{"id":"28c2e552-04be-4ba6-a256-be1aa25266bb","block_type":"box","text":"F - D e r i v a t i v e s","page_number":1,"box":{"x":517,"y":699,"width":103,"height":7}},{"id":"b673f1e4-4ecb-43e1-a7d4-7dd296c54054","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":699,"width":16,"height":7}},{"id":"c5ff5c81-85c6-4890-9ab5-5c831e2a92be","block_type":"box","text":"G - C a s h / M o n e y M a r k e t F u n d s","page_number":1,"box":{"x":517,"y":721,"width":218,"height":10}},{"id":"0f5d2c22-658c-4d80-bb29-e1db5a3e431c","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":722,"width":16,"height":7}},{"id":"a91ae4ce-35db-40ed-aa59-6392565a3780","block_type":"box","text":"H - P r o p e r t y F u n d s","page_number":1,"box":{"x":518,"y":744,"width":135,"height":9}},{"id":"f2cf9eae-27c2-415c-95bf-862ee3c52c52","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":744,"width":16,"height":7}},{"id":"a23ffd17-f62e-440c-af34-bc0cd90e8bc0","block_type":"box","text":"I - H i g h Y i e l d B o n d s","page_number":1,"box":{"x":517,"y":766,"width":143,"height":9}},{"id":"7be270fe-6223-4bd2-8f89-d85060024401","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":766,"width":16,"height":7}},{"id":"cb8bcc48-0b55-4230-840e-3272ecf4a5ee","block_type":"box","text":"J - R e i n s u r e d F u n d s","page_number":1,"box":{"x":516,"y":788,"width":143,"height":8}},{"id":"c3a8ec0b-866e-4cbd-b5ed-22ab477028fb","block_type":"box","text":"No","page_number":1,"box":{"x":938,"y":789,"width":16,"height":7}},{"id":"1a83ab94-990a-452c-8efa-eaad514d36ff","block_type":"box","text":"This factsheet is for information only and has been written assuming you are familiar with investment terminology. It has been provided to help you","page_number":1,"box":{"x":36,"y":175,"width":868,"height":10}},{"id":"99487cb1-8523-4330-a560-6e209082f795","block_type":"box","text":"understand how the fund is invested and performing. It should not be used for making investment decisions. Please contact your adviser for further","page_number":1,"box":{"x":36,"y":188,"width":869,"height":9}},{"id":"891ffa50-2473-490c-92cf-c4379a8bdb1c","block_type":"box","text":"explanation or advice if you want to know if this fund is, or remains, appropriate for you.","page_number":1,"box":{"x":35,"y":200,"width":523,"height":9}},{"id":"1b0b7c88-adf3-460c-a075-f9c1cc6d361a","block_type":"box","text":"Please select this link for explanations of factsheet content.","page_number":1,"box":{"x":36,"y":212,"width":348,"height":10}},{"id":"65445048-5e02-4461-84b8-9c624d1b8515","block_type":"box","text":"G u i d e t o f u n d f a c t s h e e t s","page_number":1,"box":{"x":389,"y":212,"width":181,"height":8}},{"id":"b1067d7f-6a2b-45d9-af3a-ee18912b86f8","block_type":"box","text":"P l e a s e b e a w a r e t h a t t h e v a l u e o f i n v e s t m e n t s c a n f a l l a s w e l l a s r i s e a n d i s n o t g u a r a n t e e d , w h i c h m e a n s y o u m a y g e t b a c k","page_number":1,"box":{"x":37,"y":235,"width":916,"height":9}},{"id":"c983a149-be0d-49ce-bcf5-c4868a56c598","block_type":"box","text":"l e s s t h a n h a s b e e n i n v e s t e d .","page_number":1,"box":{"x":37,"y":247,"width":206,"height":7}},{"id":"5c47ef0e-09b3-4d17-8811-00521bb2c931","block_type":"box","text":"Fund aim","page_number":1,"box":{"x":38,"y":271,"width":99,"height":13}},{"id":"5d08f1c6-2212-4593-86ef-1dce6dee1849","block_type":"box","text":"This fund invests in the shares of US companies and aims to achieve a return that is consistent with the return of the FTSE Custom Screened USA Index.","page_number":1,"box":{"x":36,"y":302,"width":891,"height":10}},{"id":"c7ac6cab-6751-49c2-a8a7-9616bbe6ead5","block_type":"box","text":"W e b :","page_number":1,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"203b12d3-b530-4193-8f61-04f4f75cfd21","block_type":"box","text":"aviva.co.uk","page_number":1,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"d78e9985-21ac-4f14-8c27-4c7926a72548","block_type":"box","text":"A p p :","page_number":1,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"e98ed691-ad31-4448-82a9-76b08f6b283c","block_type":"box","text":"MyAviva","page_number":1,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"07d82878-eddf-4a02-9a08-601e7ab6c25b","block_type":"box","text":"Find out more","page_number":1,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"498f127a-8781-4573-8a4a-35d1d23ccca2","block_type":"box","text":"Discrete annual performance to last","page_number":2,"box":{"x":38,"y":151,"width":399,"height":16}},{"id":"e07cf84c-03fd-498e-bafe-0bee7ea7db33","block_type":"box","text":"quarter end","page_number":2,"box":{"x":37,"y":173,"width":127,"height":15}},{"id":"3887d577-2428-48b4-84cc-ee47955fb343","block_type":"box","text":"31/03/19","page_number":2,"box":{"x":119,"y":207,"width":58,"height":9}},{"id":"e414d8ee-fcaf-4e1d-9007-37d7cc01d2ce","block_type":"box","text":"31/03/20","page_number":2,"box":{"x":119,"y":220,"width":58,"height":9}},{"id":"72d07901-d5dd-49fd-b4f1-3a183e810f2e","block_type":"box","text":"31/03/20","page_number":2,"box":{"x":194,"y":207,"width":58,"height":9}},{"id":"b71a550e-74fb-4fa2-9eff-2c9735ca95b3","block_type":"box","text":"31/03/21","page_number":2,"box":{"x":194,"y":220,"width":58,"height":9}},{"id":"6406eabc-9c8b-4304-b8a1-3aa3ae7d6ae2","block_type":"box","text":"31/03/21","page_number":2,"box":{"x":269,"y":207,"width":58,"height":9}},{"id":"6fafb79c-d68a-4aba-913a-99b556401db9","block_type":"box","text":"31/03/22","page_number":2,"box":{"x":269,"y":220,"width":58,"height":9}},{"id":"3977a159-3f36-4f9b-9484-a07a70161762","block_type":"box","text":"31/03/22","page_number":2,"box":{"x":344,"y":207,"width":58,"height":9}},{"id":"db2962ee-fddb-48c8-b705-7958d662e9f0","block_type":"box","text":"31/03/23","page_number":2,"box":{"x":344,"y":220,"width":58,"height":9}},{"id":"1f26de9f-9c59-4ee7-b217-dd0e36907f48","block_type":"box","text":"31/03/23","page_number":2,"box":{"x":419,"y":207,"width":58,"height":9}},{"id":"c6148939-d4c7-4345-a362-f0d849944009","block_type":"box","text":"31/03/24","page_number":2,"box":{"x":419,"y":220,"width":59,"height":9}},{"id":"9372bdec-1300-4854-8991-193b61b17d2c","block_type":"box","text":"F u n d","page_number":2,"box":{"x":44,"y":242,"width":32,"height":7}},{"id":"7dceeed6-41d6-41df-8bdd-90dbeae35bd8","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":254,"width":21,"height":9}},{"id":"2cd5a059-3598-4997-9ca2-3adb437619f9","block_type":"box","text":"0.22","page_number":2,"box":{"x":137,"y":249,"width":22,"height":7}},{"id":"7582b507-14d4-49f9-9aad-d9f7800320d7","block_type":"box","text":"39.02","page_number":2,"box":{"x":209,"y":249,"width":28,"height":7}},{"id":"16588b0e-ae33-41e2-89a3-4aa38077c036","block_type":"box","text":"21.46","page_number":2,"box":{"x":284,"y":249,"width":28,"height":7}},{"id":"46adca68-ac93-4f2b-bf82-fdf337fc954c","block_type":"box","text":"-6.02","page_number":2,"box":{"x":360,"y":249,"width":26,"height":7}},{"id":"14954eb3-4500-46f9-81c4-5dcf8990eeca","block_type":"box","text":"29.44","page_number":2,"box":{"x":434,"y":249,"width":28,"height":7}},{"id":"e2b231de-d6f6-4f7b-9661-4571c6015daa","block_type":"box","text":"B e n c h -","page_number":2,"box":{"x":44,"y":277,"width":47,"height":7}},{"id":"b6268c4a-937f-4f36-a6df-e9ee817f028f","block_type":"box","text":"m a r k","page_number":2,"box":{"x":44,"y":289,"width":34,"height":7}},{"id":"fea67286-6db0-4618-8126-a1ec742406e3","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":301,"width":21,"height":9}},{"id":"5ac88915-296e-42c2-9464-d7495f0d7f61","block_type":"box","text":"0.82","page_number":2,"box":{"x":137,"y":290,"width":22,"height":6}},{"id":"5291e4d3-a2df-45a3-8119-6ae3e0f3643c","block_type":"box","text":"39.71","page_number":2,"box":{"x":209,"y":290,"width":28,"height":6}},{"id":"d49c7156-bcd5-495e-8139-b7d602fa877e","block_type":"box","text":"21.90","page_number":2,"box":{"x":284,"y":290,"width":28,"height":6}},{"id":"5b47573f-da71-473b-9fc5-d297c32dd6de","block_type":"box","text":"-5.72","page_number":2,"box":{"x":360,"y":290,"width":26,"height":6}},{"id":"20f131bb-7c26-482f-8151-c622d0e41d71","block_type":"box","text":"29.54","page_number":2,"box":{"x":434,"y":290,"width":28,"height":6}},{"id":"3f66d5dd-dc0f-45d1-8906-b6f1e04b0314","block_type":"box","text":"Sector","page_number":2,"box":{"x":44,"y":324,"width":45,"height":7}},{"id":"b3f41c08-5991-410b-8676-d7c2c835df8f","block_type":"box","text":"A v e r a g e","page_number":2,"box":{"x":43,"y":336,"width":56,"height":9}},{"id":"6b957bde-e7dd-48d7-a646-ab4de245afff","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":348,"width":21,"height":9}},{"id":"ac2738aa-8855-4691-a3a9-40c5fb13bd55","block_type":"box","text":"-3.51","page_number":2,"box":{"x":135,"y":337,"width":26,"height":6}},{"id":"e28f65ca-71fb-4591-ab02-8f1414a3b9be","block_type":"box","text":"42.28","page_number":2,"box":{"x":209,"y":337,"width":28,"height":6}},{"id":"b454b4e6-8474-423a-9a42-ad9319c9e07e","block_type":"box","text":"16.66","page_number":2,"box":{"x":285,"y":337,"width":27,"height":6}},{"id":"f02c0570-e6ec-4b23-a85b-0c9c35fcaf0d","block_type":"box","text":"-6.77","page_number":2,"box":{"x":360,"y":337,"width":26,"height":6}},{"id":"e56d6bff-f611-4cc2-9b2b-2857751e4f2a","block_type":"box","text":"26.10","page_number":2,"box":{"x":434,"y":337,"width":28,"height":6}},{"id":"82cdd43c-6ce2-40a8-a0a5-62fb63fa2d6b","block_type":"box","text":"Source: FE fundinfo performance data up to 31/03/2024, bid to bid, net","page_number":2,"box":{"x":37,"y":366,"width":411,"height":10}},{"id":"8fffd4b3-7bab-4c6e-b95c-a00c73b70015","block_type":"box","text":"income invested, all returns in GBP.","page_number":2,"box":{"x":37,"y":379,"width":203,"height":9}},{"id":"7098bf3e-b441-4f2b-ac0f-1a9ae2641905","block_type":"box","text":"Percentage growth","page_number":2,"box":{"x":512,"y":152,"width":206,"height":16}},{"id":"170fd424-6bf7-458e-801f-9f6c621050d6","block_type":"box","text":"Cumulative performance to last month","page_number":2,"box":{"x":37,"y":410,"width":430,"height":16}},{"id":"007bf373-b61e-4700-9059-c7d6a81397eb","block_type":"box","text":"end","page_number":2,"box":{"x":37,"y":432,"width":37,"height":12}},{"id":"a143926a-1a80-40d9-83a5-eceac69db388","block_type":"box","text":"1Yr","page_number":2,"box":{"x":161,"y":467,"width":19,"height":6}},{"id":"dc05b818-cd15-47a8-8e91-68dab20c557d","block_type":"box","text":"3Yr","page_number":2,"box":{"x":250,"y":467,"width":21,"height":6}},{"id":"1f530a8e-8fbd-4c2e-9f19-06478e85e2ef","block_type":"box","text":"5Yr","page_number":2,"box":{"x":341,"y":467,"width":20,"height":6}},{"id":"d8cd54fb-e738-4ca1-acf5-7765ee0304f3","block_type":"box","text":"10Yr","page_number":2,"box":{"x":428,"y":467,"width":27,"height":6}},{"id":"c380160d-ba68-4ff5-861d-eae3be9b0c73","block_type":"box","text":"F u n d ( % )","page_number":2,"box":{"x":44,"y":488,"width":62,"height":10}},{"id":"6c514361-ab41-4d5a-a661-46967d027c21","block_type":"box","text":"29.44","page_number":2,"box":{"x":156,"y":489,"width":29,"height":7}},{"id":"9d13402e-661a-49ef-9743-65b54ab50eb2","block_type":"box","text":"47.74","page_number":2,"box":{"x":246,"y":489,"width":29,"height":7}},{"id":"72be15a5-eb85-42f4-9d7a-42a89a2d3cb5","block_type":"box","text":"105.85","page_number":2,"box":{"x":334,"y":489,"width":34,"height":7}},{"id":"198e0c70-4fa2-411c-b0c8-71a740ef1667","block_type":"box","text":"327.55","page_number":2,"box":{"x":423,"y":489,"width":35,"height":7}},{"id":"4b069c5c-1c85-4413-8722-4e869725bc4f","block_type":"box","text":"B e n c h -","page_number":2,"box":{"x":44,"y":511,"width":47,"height":7}},{"id":"830c0d12-df21-40cf-a006-784c40a0bab8","block_type":"box","text":"m a r k ( % )","page_number":2,"box":{"x":44,"y":523,"width":62,"height":9}},{"id":"49178db7-b1c7-4a32-8e08-4e7e5e979b0a","block_type":"box","text":"29.54","page_number":2,"box":{"x":156,"y":518,"width":29,"height":6}},{"id":"41353f28-2d8e-47ea-aadd-97e8e8f9c768","block_type":"box","text":"48.88","page_number":2,"box":{"x":246,"y":518,"width":28,"height":6}},{"id":"1f709a06-0b96-439e-a763-aee3531573c1","block_type":"box","text":"109.72","page_number":2,"box":{"x":334,"y":518,"width":34,"height":6}},{"id":"2b326876-8a6c-4ee0-80b1-9f6028407c96","block_type":"box","text":"333.44","page_number":2,"box":{"x":423,"y":518,"width":35,"height":6}},{"id":"11210065-a1f8-4991-84b7-4a742f863f60","block_type":"box","text":"Sector","page_number":2,"box":{"x":44,"y":546,"width":45,"height":7}},{"id":"128b6933-ca1a-4a26-b677-6d378eb62632","block_type":"box","text":"A v e r a g e","page_number":2,"box":{"x":43,"y":558,"width":56,"height":9}},{"id":"4264a46a-be8a-4901-9bca-8d65587a746e","block_type":"box","text":"( % )","page_number":2,"box":{"x":44,"y":570,"width":21,"height":9}},{"id":"0a3a616a-5db1-451e-ba1d-8b99bdfe804a","block_type":"box","text":"26.10","page_number":2,"box":{"x":156,"y":558,"width":28,"height":7}},{"id":"1a2e1435-bba4-48bb-911b-d80ff449c1f3","block_type":"box","text":"37.14","page_number":2,"box":{"x":246,"y":558,"width":29,"height":7}},{"id":"d8f45ae6-d162-454e-8461-f4588b4f67af","block_type":"box","text":"88.26","page_number":2,"box":{"x":337,"y":558,"width":28,"height":7}},{"id":"ea9daba2-fa99-448e-9ebf-adff90e40988","block_type":"box","text":"260.02","page_number":2,"box":{"x":424,"y":558,"width":34,"height":7}},{"id":"d4916de3-5910-4e7c-a686-5113636953af","block_type":"box","text":"Source: FE fundinfo performance data up to 31/03/2024, bid to bid, net","page_number":2,"box":{"x":37,"y":588,"width":411,"height":10}},{"id":"cb6c2e6c-9dc6-4489-954a-864d80c58985","block_type":"box","text":"income invested, all returns in GBP.","page_number":2,"box":{"x":37,"y":601,"width":203,"height":8}},{"id":"46f1dd1b-bf47-425c-aef1-966991e1d82d","block_type":"box","text":"Aviva Pension","page_number":2,"box":{"x":69,"y":30,"width":152,"height":12}},{"id":"efb6107b-459a-4410-b053-f57228d87296","block_type":"box","text":"BlackRock US Equity Index Tracker","page_number":2,"box":{"x":304,"y":29,"width":388,"height":16}},{"id":"de91ebe2-de3f-4579-b76c-40b03d9f3170","block_type":"box","text":"April 2024","page_number":2,"box":{"x":793,"y":29,"width":109,"height":16}},{"id":"1048b5b1-7800-430b-bdf5-4744dbafdddd","block_type":"box","text":"P a s t p e r f o r m a n c e i s n o t a g u i d e t o f u t u r e p e r f o r m a n c e .","page_number":2,"box":{"x":37,"y":74,"width":407,"height":9}},{"id":"70291dc3-0067-433d-a2b9-d96ee9b68c71","block_type":"box","text":"Performance information has been calculated with income reinvested and is net of all","page_number":2,"box":{"x":450,"y":74,"width":500,"height":7}},{"id":"820f91c0-713d-4352-87bb-315de8d39246","block_type":"box","text":"charges. Figures quoted below are based on units which contain an Annual Management Charge (AMC) of 0.35% and Additional Expenses of 0.00%, which","page_number":2,"box":{"x":36,"y":86,"width":904,"height":10}},{"id":"6394a49a-db77-4392-8291-44bb10b613fb","block_type":"box","text":"gives a total fund charge of 0.35%. These charges may or may not be the same as your policy. Further information on the AMC and Additional Expenses can","page_number":2,"box":{"x":36,"y":98,"width":914,"height":10}},{"id":"63b35cb1-0d4b-4a67-9dd5-a70d25290cc8","block_type":"box","text":"be found on page 4. For the actual charges you will pay please see your product literature.","page_number":2,"box":{"x":36,"y":111,"width":527,"height":9}},{"id":"4d4e0a31-2419-49d6-8e9f-e731ac5de36d","block_type":"box","text":"Source: London Stock Exchange Group plc and its group undertakings (collectively, the “LSE Group”). © LSE Group 2024. FTSE Russell is a trading name of","page_number":2,"box":{"x":36,"y":622,"width":909,"height":10}},{"id":"2eed85e1-7330-4dff-901e-3756df03a6dd","block_type":"box","text":"certain of the LSE Group companies. “FTSE®” is a trade mark of the relevant LSE Group companies and is used by any other LSE Group company under","page_number":2,"box":{"x":36,"y":634,"width":889,"height":10}},{"id":"1f15524a-9dba-4a18-b2ff-d07765e444d8","block_type":"box","text":"license. All rights in the FTSE Russell indexes or data vest in the relevant LSE Group company which owns the index or the data. Neither LSE Group nor its","page_number":2,"box":{"x":36,"y":647,"width":895,"height":9}},{"id":"e885458f-438d-48d4-bbc9-169dad2dd395","block_type":"box","text":"licensors accept any liability for any errors or omissions in the indexes or data and no party may rely on any indexes or data contained in this","page_number":2,"box":{"x":36,"y":659,"width":829,"height":9}},{"id":"0af5a41f-6e9a-4821-8121-88661e94a6fb","block_type":"box","text":"communication. No further distribution of data from the LSE Group is permitted without the relevant LSE Group company’s express written consent. The LSE","page_number":2,"box":{"x":36,"y":671,"width":919,"height":10}},{"id":"fb1a8874-9091-4c5e-ab7f-ca3f9793f7df","block_type":"box","text":"Group does not promote, sponsor or endorse the content of this communication.","page_number":2,"box":{"x":36,"y":683,"width":477,"height":10}},{"id":"a05a0b36-7c99-4d91-b754-d7f8cfd5fde7","block_type":"box","text":"W e b :","page_number":2,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"f241e107-c36f-4711-8f99-b4bb3e6f4042","block_type":"box","text":"aviva.co.uk","page_number":2,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"7fe44c2d-64b0-433a-a326-485e8b416b09","block_type":"box","text":"A p p :","page_number":2,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"89915093-382a-42e5-80bd-bd83b86f8ab1","block_type":"box","text":"MyAviva","page_number":2,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"1277a1c3-0361-4de5-8c23-364204190514","block_type":"box","text":"Find out more","page_number":2,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"d5cd9520-6ebc-418f-b1d1-d6ef8eb0730f","block_type":"box","text":"94.9%","page_number":3,"box":{"x":446,"y":122,"width":33,"height":7}},{"id":"dcfa8371-30f4-49fb-8bf9-6e1961afb199","block_type":"box","text":"3.0%","page_number":3,"box":{"x":452,"y":135,"width":27,"height":7}},{"id":"9abcb9ec-71b7-484e-816b-acd3a97f0eee","block_type":"box","text":"1.5%","page_number":3,"box":{"x":453,"y":147,"width":26,"height":7}},{"id":"5cd86cf5-4099-4049-9ea1-ab78e3f85455","block_type":"box","text":"1.4%","page_number":3,"box":{"x":453,"y":172,"width":26,"height":6}},{"id":"b37b467e-c07f-498d-b6d6-eca3f5bfae29","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":196,"width":27,"height":7}},{"id":"325eb853-1582-4421-b351-3eacea52ed51","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":208,"width":27,"height":7}},{"id":"54de83db-e312-4215-9645-bcb9ebfc0246","block_type":"box","text":"0.1%","page_number":3,"box":{"x":452,"y":233,"width":27,"height":7}},{"id":"e7870ab4-b9aa-417b-8c2e-26178671f92d","block_type":"box","text":"0.0%","page_number":3,"box":{"x":452,"y":245,"width":27,"height":7}},{"id":"7540fd6b-c647-4af5-9fca-7c71780e79d6","block_type":"box","text":"0.0%","page_number":3,"box":{"x":452,"y":270,"width":27,"height":7}},{"id":"ec51bb18-f160-4c79-94f7-29244dfdd3df","block_type":"box","text":"0.0%","page_number":3,"box":{"x":452,"y":282,"width":27,"height":7}},{"id":"f2000dd3-a17f-43d9-937e-19e2bd4fd4bc","block_type":"box","text":"0.0%","page_number":3,"box":{"x":452,"y":307,"width":27,"height":7}},{"id":"d764662d-26f6-4ef0-9dfa-7b6f05b8b301","block_type":"box","text":"0.0%","page_number":3,"box":{"x":452,"y":331,"width":27,"height":7}},{"id":"a0ef6266-4586-4f8a-8d8c-c1bced78351f","block_type":"box","text":"0.5%","page_number":3,"box":{"x":452,"y":356,"width":27,"height":7}},{"id":"5d982a86-d322-4d4c-a1d6-57d397ac918e","block_type":"box","text":"North American Equities","page_number":3,"box":{"x":262,"y":122,"width":141,"height":9}},{"id":"b26fefc2-a092-4636-af62-605faf6fe99d","block_type":"box","text":"Developed Europe Equities","page_number":3,"box":{"x":262,"y":134,"width":156,"height":9}},{"id":"3aeeb295-cb87-4e25-a401-27d17b14d426","block_type":"box","text":"Alternative - Trading","page_number":3,"box":{"x":261,"y":146,"width":119,"height":10}},{"id":"389f31fa-94dd-4b49-9816-fb94c007defd","block_type":"box","text":"Strategies","page_number":3,"box":{"x":261,"y":159,"width":58,"height":9}},{"id":"a5f86979-a617-41fd-861b-c56d8200c45b","block_type":"box","text":"Real Estate Investment","page_number":3,"box":{"x":262,"y":171,"width":131,"height":7}},{"id":"cbc15307-8ead-497c-977a-f9b183fa15e8","block_type":"box","text":"Trusts","page_number":3,"box":{"x":261,"y":184,"width":36,"height":7}},{"id":"5ea012b1-889e-419f-af5c-3e79e38ee0e1","block_type":"box","text":"UK High Yield Bonds","page_number":3,"box":{"x":262,"y":196,"width":118,"height":9}},{"id":"c19032a0-6714-4471-8be6-64457023a66d","block_type":"box","text":"Short-maturity Developed","page_number":3,"box":{"x":261,"y":208,"width":151,"height":9}},{"id":"9ec49d5e-b2ab-40c3-a97f-2bf87c15c5ce","block_type":"box","text":"Investment Grade Bonds","page_number":3,"box":{"x":261,"y":220,"width":144,"height":8}},{"id":"4fb6e816-b118-49b4-be41-93e6d5734428","block_type":"box","text":"UK Equities","page_number":3,"box":{"x":262,"y":233,"width":66,"height":9}},{"id":"4973a665-6122-410e-a3ae-75f7f83ba0b8","block_type":"box","text":"Developed Europe High","page_number":3,"box":{"x":262,"y":245,"width":136,"height":9}},{"id":"503c85cc-7f3b-4a46-bb4a-a2c0a7e2de7a","block_type":"box","text":"Yield Bonds","page_number":3,"box":{"x":260,"y":257,"width":68,"height":7}},{"id":"d8e95e60-c31d-4886-bb0c-da2ca4a2c11c","block_type":"box","text":"Japan High Yield Bonds","page_number":3,"box":{"x":261,"y":269,"width":139,"height":10}},{"id":"66045b3d-4e28-49b5-a8a0-a6972224b3db","block_type":"box","text":"Middle East & Africa","page_number":3,"box":{"x":262,"y":282,"width":115,"height":7}},{"id":"84f7c1b3-1394-4eda-988e-a7565368c28b","block_type":"box","text":"Equities","page_number":3,"box":{"x":262,"y":294,"width":45,"height":9}},{"id":"f8ef72a5-5eaa-42c9-b3f0-fb4aef04bd08","block_type":"box","text":"Developed Asia Equities","page_number":3,"box":{"x":262,"y":306,"width":139,"height":10}},{"id":"02d13a87-b1cc-46e7-8968-9ad30e4a3520","block_type":"box","text":"(ex Japan)","page_number":3,"box":{"x":262,"y":318,"width":60,"height":10}},{"id":"057821af-16b6-4b44-b0c2-93a537272a11","block_type":"box","text":"North American High Yield","page_number":3,"box":{"x":262,"y":331,"width":152,"height":9}},{"id":"5e0327d7-ab3c-4740-b753-2f8a5b19139b","block_type":"box","text":"Bonds","page_number":3,"box":{"x":262,"y":343,"width":36,"height":8}},{"id":"091db875-1820-48ce-84c1-d1f93e2679b7","block_type":"box","text":"Other","page_number":3,"box":{"x":261,"y":355,"width":33,"height":8}},{"id":"8af8a684-18b4-49b5-9732-799001a93993","block_type":"box","text":"Asset allocation","page_number":3,"box":{"x":36,"y":92,"width":178,"height":13}},{"id":"eb95aa10-e59f-4532-9438-c3732d381566","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":35,"y":376,"width":94,"height":9}},{"id":"09a9e350-c1c0-491c-b9b6-cf93ae1a017e","block_type":"box","text":"Top 10 holdings","page_number":3,"box":{"x":511,"y":92,"width":174,"height":16}},{"id":"2cd571e3-cc50-41d5-bed4-cc7f9883a964","block_type":"box","text":"MICROSOFT CORPORATION","page_number":3,"box":{"x":517,"y":128,"width":159,"height":7}},{"id":"de3875f7-9802-46f7-9187-61000555acbe","block_type":"box","text":"7.0%","page_number":3,"box":{"x":928,"y":128,"width":26,"height":7}},{"id":"f3deb78e-3193-43ba-93ca-cc37a140c50c","block_type":"box","text":"APPLE","page_number":3,"box":{"x":516,"y":151,"width":37,"height":6}},{"id":"064497ea-9709-43d6-9778-b641f2a41664","block_type":"box","text":"5.7%","page_number":3,"box":{"x":927,"y":151,"width":27,"height":6}},{"id":"5eeacd81-657e-4e2a-9260-9f2523b88dd8","block_type":"box","text":"NVIDIA CORP","page_number":3,"box":{"x":517,"y":173,"width":75,"height":7}},{"id":"1455fa7c-0a83-43ad-8bde-e3dfdba0641b","block_type":"box","text":"4.8%","page_number":3,"box":{"x":927,"y":173,"width":27,"height":7}},{"id":"d5b1b880-60ae-437e-8912-7c992bace9fc","block_type":"box","text":"AMAZON.COM","page_number":3,"box":{"x":516,"y":195,"width":82,"height":7}},{"id":"7a049826-6f6c-4eb7-a582-d08b8140e1b1","block_type":"box","text":"3.6%","page_number":3,"box":{"x":928,"y":195,"width":26,"height":7}},{"id":"e9c05f68-4e5e-456b-b5bd-f11fe0c7bfeb","block_type":"box","text":"META PLATFORMS","page_number":3,"box":{"x":517,"y":218,"width":107,"height":7}},{"id":"5595889b-f259-4da7-a9c8-e809b1ac04b4","block_type":"box","text":"2.5%","page_number":3,"box":{"x":928,"y":218,"width":26,"height":7}},{"id":"981fc6b8-930a-42a7-a9b7-5ea18bc496da","block_type":"box","text":"ALPHABET INC","page_number":3,"box":{"x":516,"y":240,"width":86,"height":7}},{"id":"84073c7f-3cea-472f-927c-f533e7d545bb","block_type":"box","text":"2.0%","page_number":3,"box":{"x":928,"y":240,"width":26,"height":7}},{"id":"3c87d61d-d6c2-4927-93df-cc53d7b1d047","block_type":"box","text":"ALPHABET INC","page_number":3,"box":{"x":516,"y":262,"width":86,"height":7}},{"id":"b59ee1f1-23b0-4893-aca5-57169f2f8e1e","block_type":"box","text":"1.7%","page_number":3,"box":{"x":928,"y":262,"width":26,"height":7}},{"id":"0b95c4be-f870-4b00-b564-1798c821d43f","block_type":"box","text":"ELI LILLY AND COMPANY","page_number":3,"box":{"x":517,"y":285,"width":139,"height":7}},{"id":"9bf7e377-e1b0-4c07-9100-7a5f4caaaeba","block_type":"box","text":"1.5%","page_number":3,"box":{"x":928,"y":285,"width":26,"height":7}},{"id":"45a3978a-babd-4924-b7a0-5861badb8216","block_type":"box","text":"JPMORGAN CHASE & CO","page_number":3,"box":{"x":516,"y":307,"width":144,"height":7}},{"id":"08913eb8-9530-4d5d-8199-a6c0c26ca051","block_type":"box","text":"1.3%","page_number":3,"box":{"x":928,"y":307,"width":26,"height":7}},{"id":"8c0169e3-6e71-4f34-8fd7-347d1df00ba3","block_type":"box","text":"BROADCOM INC","page_number":3,"box":{"x":517,"y":329,"width":93,"height":7}},{"id":"ec07f178-9580-4628-9eed-8ac2206df8ad","block_type":"box","text":"1.3%","page_number":3,"box":{"x":928,"y":329,"width":26,"height":7}},{"id":"9144953b-d400-40ab-998a-3a13f8c23a57","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":511,"y":346,"width":93,"height":9}},{"id":"13a7f7e7-dea0-4be4-925c-8f57fc22a425","block_type":"box","text":"Please note there may be instances where allocations do not total 100% due","page_number":3,"box":{"x":36,"y":407,"width":443,"height":9}},{"id":"19245279-1340-4baa-a01b-7ca08eb539f1","block_type":"box","text":"to the rounding of the figures used to compile these breakdowns. There may","page_number":3,"box":{"x":35,"y":419,"width":449,"height":10}},{"id":"7990f8e0-e8bc-452e-8e9c-4d8a2acbbd8f","block_type":"box","text":"also be instances where a negative weighting is shown in the breakdown in","page_number":3,"box":{"x":36,"y":431,"width":438,"height":10}},{"id":"edf49d5d-d737-4c61-8051-7161fce3dde3","block_type":"box","text":"order to accurately reflect a fund's holdings. This is usually associated with","page_number":3,"box":{"x":36,"y":444,"width":442,"height":9}},{"id":"55778cca-9f86-4bbe-8f8c-8bac4541aeab","block_type":"box","text":"a cash holding, where a fund may be awaiting completion of outstanding","page_number":3,"box":{"x":36,"y":456,"width":434,"height":10}},{"id":"7cf2cc54-4674-4054-9430-24eb6e48bc07","block_type":"box","text":"transactions that affect this weighting in the short term. A high cash","page_number":3,"box":{"x":35,"y":468,"width":404,"height":10}},{"id":"1a675558-567e-486e-82b1-c3d9fdceecda","block_type":"box","text":"percentage can be due to the use of derivatives within the fund where cash","page_number":3,"box":{"x":36,"y":481,"width":437,"height":9}},{"id":"d80d0814-298c-41e8-9e78-d2ce82d819e9","block_type":"box","text":"is held to back the derivative.","page_number":3,"box":{"x":36,"y":493,"width":168,"height":7}},{"id":"4f295978-e549-48a2-9704-02429376837e","block_type":"box","text":"35.1%","page_number":3,"box":{"x":920,"y":437,"width":33,"height":7}},{"id":"28e83e5b-a71c-43bc-9b8b-629221cbe2c7","block_type":"box","text":"14.3%","page_number":3,"box":{"x":921,"y":449,"width":32,"height":7}},{"id":"20ca550b-98b6-43b5-93bd-fe0d750aeb07","block_type":"box","text":"12.1%","page_number":3,"box":{"x":921,"y":462,"width":32,"height":6}},{"id":"0d6d3492-0e4b-4d66-991c-5c02e82a8986","block_type":"box","text":"11.6%","page_number":3,"box":{"x":921,"y":474,"width":32,"height":7}},{"id":"5545508e-d26f-42c2-aa47-05467274bdd8","block_type":"box","text":"10.8%","page_number":3,"box":{"x":921,"y":486,"width":32,"height":7}},{"id":"d8895999-bb33-4de7-a018-7952f22c3dd6","block_type":"box","text":"4.2%","page_number":3,"box":{"x":926,"y":498,"width":27,"height":7}},{"id":"3be13955-8206-4ddc-822f-9dd464154a6b","block_type":"box","text":"3.7%","page_number":3,"box":{"x":926,"y":511,"width":27,"height":7}},{"id":"cba711b1-ed86-4c8a-80c6-6b04b7de9340","block_type":"box","text":"2.3%","page_number":3,"box":{"x":926,"y":523,"width":27,"height":7}},{"id":"db7e2d1b-7409-494b-88c7-65a10590c1ac","block_type":"box","text":"2.1%","page_number":3,"box":{"x":926,"y":535,"width":27,"height":7}},{"id":"1fbbe8c5-fa0c-4d59-aee5-c50fcd793a77","block_type":"box","text":"1.7%","page_number":3,"box":{"x":927,"y":548,"width":26,"height":7}},{"id":"89a53086-8ff0-43cf-b781-33477f7a0bcf","block_type":"box","text":"1.5%","page_number":3,"box":{"x":927,"y":560,"width":26,"height":7}},{"id":"f3e90173-7973-42d0-baa2-344b038fc192","block_type":"box","text":"1.4%","page_number":3,"box":{"x":927,"y":584,"width":26,"height":7}},{"id":"0774319d-815b-45f2-865b-108659d0056b","block_type":"box","text":"0.8%","page_number":3,"box":{"x":927,"y":597,"width":26,"height":7}},{"id":"490da8cb-29bf-43d5-af20-86ca13805f48","block_type":"box","text":"Technology","page_number":3,"box":{"x":735,"y":436,"width":69,"height":10}},{"id":"ad27cf10-6569-4dc1-bf1e-42f0c55a81af","block_type":"box","text":"Consumer Discretionary","page_number":3,"box":{"x":736,"y":449,"width":141,"height":9}},{"id":"432b0984-c4af-4414-ad94-c1f7ffbef18c","block_type":"box","text":"Health Care","page_number":3,"box":{"x":736,"y":461,"width":68,"height":7}},{"id":"93fc1c92-c999-4e69-9af9-76ffc22c334b","block_type":"box","text":"Industrials","page_number":3,"box":{"x":736,"y":473,"width":61,"height":8}},{"id":"bd0874dd-719e-46af-9e2b-f92148898457","block_type":"box","text":"Financials","page_number":3,"box":{"x":736,"y":486,"width":58,"height":7}},{"id":"d76e8cf1-dfb6-4271-94eb-32089eff8a88","block_type":"box","text":"Consumer Staples","page_number":3,"box":{"x":736,"y":498,"width":105,"height":9}},{"id":"2e62f94a-585c-4bd3-b663-3fc6624f0d4a","block_type":"box","text":"Energy","page_number":3,"box":{"x":736,"y":511,"width":40,"height":9}},{"id":"727d75ac-ce2e-42e6-9ef6-39fb74982306","block_type":"box","text":"Real Estate","page_number":3,"box":{"x":736,"y":523,"width":64,"height":7}},{"id":"b93e543b-513b-4e01-aa32-46cf8ac7ae72","block_type":"box","text":"Telecommunications","page_number":3,"box":{"x":735,"y":535,"width":121,"height":7}},{"id":"03d821f2-2cc8-40c9-beae-65bd5740de76","block_type":"box","text":"Basic Materials","page_number":3,"box":{"x":736,"y":547,"width":88,"height":8}},{"id":"caea5177-5b98-450a-8b3f-c4a40568a54c","block_type":"box","text":"Alternative Trading","page_number":3,"box":{"x":735,"y":559,"width":112,"height":10}},{"id":"fd2bf289-0dd9-441c-9fc7-51777dfdb8e1","block_type":"box","text":"Strategies","page_number":3,"box":{"x":736,"y":572,"width":57,"height":9}},{"id":"a7d703df-1aa2-4e03-9a2d-46d79bbb3968","block_type":"box","text":"Utilities","page_number":3,"box":{"x":736,"y":584,"width":43,"height":7}},{"id":"1020b28b-e3b3-4e12-b042-d6772fdcb47f","block_type":"box","text":"Other","page_number":3,"box":{"x":736,"y":596,"width":32,"height":8}},{"id":"1dd2cdeb-7aa4-4f2d-9ac8-f067e7f344d1","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":510,"y":617,"width":93,"height":9}},{"id":"c737044e-eaa6-482f-85ee-78d04875750d","block_type":"box","text":"Market Capitalisation","page_number":3,"box":{"x":38,"y":648,"width":240,"height":15}},{"id":"5ad14f6a-af07-4bdb-b210-5a7b0494aad6","block_type":"box","text":"Mega (Greater than","page_number":3,"box":{"x":40,"y":680,"width":113,"height":9}},{"id":"fb93e978-1b0d-4531-b27a-6a84fdbf862d","block_type":"box","text":"50bn)","page_number":3,"box":{"x":39,"y":692,"width":31,"height":9}},{"id":"1ace45b8-be6c-4388-990d-2bcad55c348c","block_type":"box","text":"49.7%","page_number":3,"box":{"x":449,"y":686,"width":33,"height":7}},{"id":"3cac4547-74da-4831-a818-92e652fabb9f","block_type":"box","text":"Large (3bn-50bn)","page_number":3,"box":{"x":40,"y":708,"width":98,"height":9}},{"id":"27403640-024f-453c-8680-440ab7d4c697","block_type":"box","text":"44.1%","page_number":3,"box":{"x":449,"y":708,"width":33,"height":7}},{"id":"f449fca3-972e-4d59-9cc3-ebe0e32ea413","block_type":"box","text":"Medium (1bn-3bn)","page_number":3,"box":{"x":40,"y":723,"width":106,"height":9}},{"id":"b30374fc-e299-439c-99bb-bbd573fcf7d9","block_type":"box","text":"0.8%","page_number":3,"box":{"x":456,"y":724,"width":26,"height":7}},{"id":"b9a3c302-516a-470f-a377-abae6426d119","block_type":"box","text":"Small (50m-1bn)","page_number":3,"box":{"x":39,"y":739,"width":95,"height":9}},{"id":"0f992da3-ad74-4402-aa44-6c86bc22d64f","block_type":"box","text":"0.0%","page_number":3,"box":{"x":456,"y":740,"width":26,"height":6}},{"id":"a1a2f4f3-fa3b-40da-b242-fd480acde22b","block_type":"box","text":"Micro (Less than 50m)","page_number":3,"box":{"x":40,"y":755,"width":127,"height":9}},{"id":"cebc8940-9681-479e-98dd-5bdc9f27b2e9","block_type":"box","text":"0.0%","page_number":3,"box":{"x":456,"y":755,"width":26,"height":7}},{"id":"bf651325-7a82-45b8-be43-7a95f1c862ae","block_type":"box","text":"Other","page_number":3,"box":{"x":39,"y":770,"width":33,"height":8}},{"id":"ad1682f2-9f3e-474c-b731-12a60624ef93","block_type":"box","text":"7.1%","page_number":3,"box":{"x":456,"y":771,"width":26,"height":7}},{"id":"b5470083-3590-4685-8c0a-28d8477fa5bc","block_type":"box","text":"Cash/Money Market","page_number":3,"box":{"x":39,"y":786,"width":118,"height":9}},{"id":"a17517bf-0698-4cea-b10c-291c70172667","block_type":"box","text":"-1.6%","page_number":3,"box":{"x":451,"y":786,"width":31,"height":7}},{"id":"8c5b5433-2bf5-49b3-8b3c-38c4da5e8b95","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":35,"y":811,"width":94,"height":9}},{"id":"d00ea77e-0a09-43e9-94c0-e41bf3609a7b","block_type":"box","text":"Geographic regional allocation","page_number":3,"box":{"x":511,"y":648,"width":349,"height":16}},{"id":"ba44e660-aae7-423a-b35a-9f4e9dedd4ce","block_type":"box","text":"As at 31/03/2024","page_number":3,"box":{"x":510,"y":862,"width":93,"height":9}},{"id":"b0a9833c-cac7-4ec4-b0f6-a5170215e568","block_type":"box","text":"Aviva Pension","page_number":3,"box":{"x":69,"y":30,"width":152,"height":12}},{"id":"cdedb3d3-dabe-472c-9826-1bbb0806f73e","block_type":"box","text":"BlackRock US Equity Index Tracker","page_number":3,"box":{"x":304,"y":29,"width":388,"height":16}},{"id":"2fb4563d-630d-466e-a2c5-2fb8d111203f","block_type":"box","text":"April 2024","page_number":3,"box":{"x":793,"y":29,"width":109,"height":16}},{"id":"43fc9045-b1fe-4c2a-b145-ad1b515b4477","block_type":"box","text":"W e b :","page_number":3,"box":{"x":135,"y":951,"width":37,"height":8}},{"id":"bafcea55-1a1a-46ff-ba6c-d5da851c24ec","block_type":"box","text":"aviva.co.uk","page_number":3,"box":{"x":183,"y":951,"width":65,"height":8}},{"id":"1393348e-447b-4cd0-80f5-b0569eac1977","block_type":"box","text":"A p p :","page_number":3,"box":{"x":449,"y":952,"width":36,"height":9}},{"id":"a057624a-fd8e-4508-84c0-2c5304a773a5","block_type":"box","text":"MyAviva","page_number":3,"box":{"x":497,"y":952,"width":46,"height":9}},{"id":"85faef1b-6fe7-4865-844e-b532674f31cc","block_type":"box","text":"Find out more","page_number":3,"box":{"x":38,"y":922,"width":152,"height":12}},{"id":"53a3dffe-99b4-4335-83c6-113afb8df063","block_type":"box","text":"Sector breakdown","page_number":3,"box":{"x":511,"y":407,"width":198,"height":12}},{"id":"9789bc52-a0a9-4a82-96ca-40b2c147542a","block_type":"box","text":"A - G e n e r a l","page_number":4,"box":{"x":36,"y":124,"width":80,"height":7}},{"id":"08acc8f6-ac31-49e6-b682-e7b7426b69ea","block_type":"box","text":"I n v e s t m e n t i s n o t g u a r a n t e e d :","page_number":4,"box":{"x":37,"y":146,"width":218,"height":9}},{"id":"99047d00-e6b2-491d-ab82-d968f027823c","block_type":"box","text":"The value of an investment is not","page_number":4,"box":{"x":260,"y":146,"width":195,"height":7}},{"id":"db5fc2d9-fbab-4a17-98a2-6d947f3008e2","block_type":"box","text":"guaranteed and can go down as well as up. You could get back less than","page_number":4,"box":{"x":36,"y":158,"width":427,"height":10}},{"id":"da958d93-903c-48e3-9621-0b5e76f7a81f","block_type":"box","text":"you’ve paid in.","page_number":4,"box":{"x":35,"y":170,"width":84,"height":10}},{"id":"c16f41e0-d441-4e9f-8c2d-2d9639eae835","block_type":"box","text":"S p e c i a l i s t f u n d s :","page_number":4,"box":{"x":37,"y":193,"width":121,"height":9}},{"id":"523a7be2-432f-41fc-83fd-286700055463","block_type":"box","text":"Some funds invest only in a specific or limited range of","page_number":4,"box":{"x":163,"y":193,"width":322,"height":9}},{"id":"bbde920a-f26d-43fa-8eb9-3250c4eb5c5b","block_type":"box","text":"sectors. This will be set out in the fund’s aim. These funds may be riskier","page_number":4,"box":{"x":36,"y":205,"width":422,"height":10}},{"id":"b0093feb-398d-465d-80cf-50c6a6013c4e","block_type":"box","text":"than funds that invest across a broader range of sectors.","page_number":4,"box":{"x":35,"y":217,"width":337,"height":10}},{"id":"81841de5-d23d-4f61-90cf-38bc7ef07814","block_type":"box","text":"S u s p e n d t r a d i n g :","page_number":4,"box":{"x":37,"y":240,"width":124,"height":9}},{"id":"d828b3a3-bf6f-4a39-8a0d-d182d9de114e","block_type":"box","text":"Fund managers are often able to stop any trading in","page_number":4,"box":{"x":167,"y":240,"width":308,"height":9}},{"id":"95ca7660-e03b-445f-b3c2-758424afbd96","block_type":"box","text":"their funds in certain circumstances for as long as necessary. When this","page_number":4,"box":{"x":35,"y":252,"width":421,"height":10}},{"id":"5ba65264-d896-4007-9c60-961fea560b64","block_type":"box","text":"happens, cashing in or switching your investment in the fund will be","page_number":4,"box":{"x":36,"y":264,"width":400,"height":10}},{"id":"31abc8b5-dfad-43b0-82b9-3bc0e3ce2dc2","block_type":"box","text":"delayed. You may not be able to access your money during this period.","page_number":4,"box":{"x":36,"y":277,"width":413,"height":9}},{"id":"17846e9d-222a-4056-9e53-ba4cd051fb63","block_type":"box","text":"Derivatives:","page_number":4,"box":{"x":38,"y":299,"width":82,"height":7}},{"id":"a882bb09-5e88-49e5-bc0c-f46128deed50","block_type":"box","text":"Derivatives are financial contracts whose value is based on","page_number":4,"box":{"x":126,"y":299,"width":345,"height":7}},{"id":"2c90c940-cb6e-4e6d-8c35-51d1483e5d1c","block_type":"box","text":"the prices of other assets. Most funds can invest partly in derivatives so that","page_number":4,"box":{"x":35,"y":311,"width":448,"height":10}},{"id":"185f9dee-934e-4123-a6dd-bf4aeb56779d","block_type":"box","text":"the fund can be managed more efficiently or to reduce risk, but there’s a risk","page_number":4,"box":{"x":35,"y":323,"width":448,"height":10}},{"id":"4ce25d9f-928e-41de-99a7-5bd9daab0a3e","block_type":"box","text":"that the company that issues the derivative may default on its","page_number":4,"box":{"x":35,"y":336,"width":365,"height":9}},{"id":"e00e992f-547b-4612-a74c-7b30f02e9066","block_type":"box","text":"commitments, which could lead to losses. Some funds also use derivatives","page_number":4,"box":{"x":36,"y":348,"width":435,"height":9}},{"id":"cd1a2ed4-52ac-4b51-9ac2-fb931c1b0f3e","block_type":"box","text":"to increase potential returns – this is known as ‘speculation’ – and an","page_number":4,"box":{"x":35,"y":360,"width":407,"height":10}},{"id":"3d904bec-6ff4-4059-959b-944796a2ba6a","block_type":"box","text":"additional risk warning applies to those funds (see risk F below).","page_number":4,"box":{"x":36,"y":373,"width":378,"height":9}},{"id":"79721714-19a5-4440-bcbf-a69c45899965","block_type":"box","text":"B - F o r e i g n E x c h a n g e R i s k :","page_number":4,"box":{"x":37,"y":395,"width":192,"height":10}},{"id":"8059fd55-089e-4e3e-93e4-a693344ab77c","block_type":"box","text":"When a fund invests substantially in","page_number":4,"box":{"x":234,"y":395,"width":212,"height":10}},{"id":"3d765754-0e02-4c54-baad-cad5917bf10e","block_type":"box","text":"overseas assets, its value will go up and down in line with movements in","page_number":4,"box":{"x":36,"y":407,"width":420,"height":10}},{"id":"dff9f0e0-9e47-46b1-978f-b786aa1cc416","block_type":"box","text":"exchange rates as well as the changes in value of the fund’s investments.","page_number":4,"box":{"x":35,"y":420,"width":428,"height":9}},{"id":"6d217387-ebd5-4ffe-984c-f1ce8d9abb48","block_type":"box","text":"C - E m e r g i n g M a r k e t s :","page_number":4,"box":{"x":37,"y":442,"width":159,"height":10}},{"id":"0d0a51b3-826d-4c75-81b8-1032e6b65be7","block_type":"box","text":"Where a fund invests substantially in emerging","page_number":4,"box":{"x":201,"y":442,"width":274,"height":10}},{"id":"b7c19910-ae14-4643-9f0e-09eaa5233448","block_type":"box","text":"markets, its value is more likely to move up and down by large amounts and","page_number":4,"box":{"x":36,"y":454,"width":443,"height":10}},{"id":"6ae06f94-02e2-482a-b12d-b45462bd99f6","block_type":"box","text":"more frequently than a fund that invests in developed markets. Emerging","page_number":4,"box":{"x":36,"y":467,"width":429,"height":9}},{"id":"364abc87-fd5d-451c-888a-9bed6551c3a7","block_type":"box","text":"markets may not be as strictly regulated, and investments may be harder to","page_number":4,"box":{"x":36,"y":479,"width":442,"height":9}},{"id":"b33ff1c4-4b0f-4042-85c2-5b3745804d71","block_type":"box","text":"buy and sell than in developed markets. Emerging markets may also be","page_number":4,"box":{"x":36,"y":491,"width":417,"height":10}},{"id":"800d943e-6615-4dcd-b3a7-98b0ac583e1f","block_type":"box","text":"politically unstable which can make these funds riskier.","page_number":4,"box":{"x":36,"y":503,"width":321,"height":10}},{"id":"39f59042-ccb5-4b5d-8e62-0e75b04579fd","block_type":"box","text":"D - S m a l l e r C o m p a n i e s :","page_number":4,"box":{"x":38,"y":526,"width":168,"height":9}},{"id":"4f134779-f6f7-42c0-96e8-5c727048146f","block_type":"box","text":"Where a fund invests in substantially the","page_number":4,"box":{"x":211,"y":526,"width":238,"height":9}},{"id":"8d7c3ac1-e1f3-402e-a95c-1f789343f6cb","block_type":"box","text":"shares of smaller companies, it’s more likely to move up and down by large","page_number":4,"box":{"x":36,"y":538,"width":438,"height":10}},{"id":"c78084dd-88f9-46a5-84ef-302a713bdd45","block_type":"box","text":"amounts and more frequently than a fund that invests in the shares of","page_number":4,"box":{"x":36,"y":550,"width":417,"height":10}},{"id":"94e9865e-0139-4f31-8ec8-3aea90e7500a","block_type":"box","text":"larger companies. The shares can also be more difficult to buy and sell, so","page_number":4,"box":{"x":36,"y":563,"width":435,"height":9}},{"id":"f8debd54-4b47-4677-9595-cd87405c20c0","block_type":"box","text":"smaller-companies funds can be riskier.","page_number":4,"box":{"x":36,"y":575,"width":231,"height":9}},{"id":"0663e108-2a13-4601-b092-17c6b9cdad17","block_type":"box","text":"E - Fixed Inter est:","page_number":4,"box":{"x":37,"y":597,"width":126,"height":8}},{"id":"16efa377-0e6d-4ff2-9051-5f026f69562c","block_type":"box","text":"Where a fund invests substantially in fixed-interest","page_number":4,"box":{"x":167,"y":597,"width":297,"height":10}},{"id":"4afe53dc-927b-453f-a2af-1715d6491a16","block_type":"box","text":"assets, such as corporate or government bonds, changes in interest rates or","page_number":4,"box":{"x":36,"y":610,"width":447,"height":9}},{"id":"0ec0f8be-a15b-4d90-85a0-699e1af0eeab","block_type":"box","text":"inflation can contribute to the value of the fund going up or down. For","page_number":4,"box":{"x":36,"y":622,"width":415,"height":10}},{"id":"9b489369-65bb-42c3-9f6f-1858123016a3","block_type":"box","text":"example, if interest rates rise, the fund’s value is likely to fall.","page_number":4,"box":{"x":35,"y":634,"width":350,"height":10}},{"id":"2c3b75e8-8d16-437c-9069-5afcf70a19d0","block_type":"box","text":"F - D e r i v a t i v e s :","page_number":4,"box":{"x":511,"y":124,"width":107,"height":7}},{"id":"3d0cbfcd-bd48-4521-ba76-af2f4969173f","block_type":"box","text":"See risk A above. Some funds also invest in derivatives as","page_number":4,"box":{"x":623,"y":123,"width":335,"height":8}},{"id":"e7016c1a-ebca-4d73-85ce-3972c549eabb","block_type":"box","text":"part of their investment strategy, not just for managing the fund more","page_number":4,"box":{"x":511,"y":136,"width":412,"height":9}},{"id":"dd62cf6c-b052-4e66-9be2-215f9c756280","block_type":"box","text":"efficiently. Under certain circumstances, derivatives can cause large","page_number":4,"box":{"x":510,"y":148,"width":395,"height":10}},{"id":"05bb3255-d33f-4934-9aa4-7c904c7b55e7","block_type":"box","text":"movements up or down in the value of the fund, making it riskier compared","page_number":4,"box":{"x":510,"y":160,"width":440,"height":10}},{"id":"01689139-b65d-4ebf-b7f7-fc701e19f148","block_type":"box","text":"with funds that only invest in, for example, company shares. There’s also a","page_number":4,"box":{"x":510,"y":173,"width":437,"height":9}},{"id":"6cd545c7-845d-4f2e-a834-54cca4b48f68","block_type":"box","text":"risk that the company that issues the derivative may default on its","page_number":4,"box":{"x":511,"y":185,"width":387,"height":9}},{"id":"dedb8713-3276-48f4-abab-17189b4c8b0f","block_type":"box","text":"commitments, which could lead to losses.","page_number":4,"box":{"x":510,"y":197,"width":243,"height":9}},{"id":"4147349e-2dfd-4cc9-8cc4-38d6ffbddd54","block_type":"box","text":"G - C a s h / M o n e y M a r k e t F u n d s :","page_number":4,"box":{"x":511,"y":220,"width":223,"height":9}},{"id":"75f08ad3-047f-406e-ad3d-154563e115d0","block_type":"box","text":"These are different to cash deposit","page_number":4,"box":{"x":739,"y":220,"width":204,"height":9}},{"id":"1fc86e76-1693-43c4-91eb-7ce2f47fbb91","block_type":"box","text":"accounts, such as those held with high-street banks, and their value can","page_number":4,"box":{"x":511,"y":232,"width":424,"height":9}},{"id":"6091f431-de18-478b-9935-d9950f48805f","block_type":"box","text":"fall. Also, when interest rates are low, the fund’s charges could be higher","page_number":4,"box":{"x":510,"y":244,"width":423,"height":10}},{"id":"24cdd37a-4f61-4df5-a834-c3755c3df870","block_type":"box","text":"than the return from the investment, so you could get back less than you’ve","page_number":4,"box":{"x":510,"y":256,"width":444,"height":10}},{"id":"53e26aac-e9fa-450c-b7de-ddb7ccb41434","block_type":"box","text":"paid in.","page_number":4,"box":{"x":511,"y":269,"width":42,"height":9}},{"id":"53991914-0d6b-4734-9605-0aa07601183e","block_type":"box","text":"H - P r o p e r t y F u n d s :","page_number":4,"box":{"x":512,"y":291,"width":140,"height":10}},{"id":"496a9758-8f12-4e7c-b318-c64fd42b7cf0","block_type":"box","text":"When a fund invests substantially in property","page_number":4,"box":{"x":656,"y":291,"width":268,"height":10}},{"id":"eca3bea9-da12-4e89-8a1d-d82c46e9b146","block_type":"box","text":"funds, property shares or directly in property, you should bear in mind that:","page_number":4,"box":{"x":510,"y":303,"width":443,"height":10}},{"id":"a33094bb-7b6a-4bb6-830f-a16b3d723f17","block_type":"box","text":"· Property isn’t always easy to sell, so at times the fund may not be able to","page_number":4,"box":{"x":510,"y":326,"width":434,"height":9}},{"id":"e2f72d48-8529-49ed-9600-19ebdce61164","block_type":"box","text":"cash-in or switch part or all of its holdings. You may not be able to access","page_number":4,"box":{"x":510,"y":338,"width":433,"height":10}},{"id":"68f89a05-39f1-4809-aef1-847885356987","block_type":"box","text":"your money during this time.","page_number":4,"box":{"x":510,"y":350,"width":168,"height":10}},{"id":"1c71582b-19fd-4f42-84c4-ba7e76035c9f","block_type":"box","text":"· Property valuations are made by independent valuers, but effectively they","page_number":4,"box":{"x":510,"y":373,"width":438,"height":9}},{"id":"d0e15f70-7d05-475a-a634-8fb4bb24c2f9","block_type":"box","text":"remain a matter of judgement and opinion.","page_number":4,"box":{"x":511,"y":385,"width":253,"height":10}},{"id":"8698af61-2841-4985-a9c3-c5bb9e12210c","block_type":"box","text":"· Property transaction costs are high due to legal costs, valuation costs and","page_number":4,"box":{"x":510,"y":407,"width":444,"height":10}},{"id":"8de6be68-2298-4919-a59e-cc175dc1be86","block_type":"box","text":"stamp duty, all of which affect the value of a fund.","page_number":4,"box":{"x":510,"y":420,"width":296,"height":9}},{"id":"8cee47fa-527a-4c51-8245-08ae8067752b","block_type":"box","text":"I - H i g h Y i e l d B o n d s : T h e s e a r e i s s u e d b y c o m p a n i e s a n d","page_number":4,"box":{"x":511,"y":442,"width":413,"height":10}},{"id":"fbe7d4ef-81b9-4240-bd02-3f97db1b37e9","block_type":"box","text":"g o v e r n m e n t s t h a t h a v e a l o w e r c r e d i t r a t i n g .","page_number":4,"box":{"x":511,"y":454,"width":328,"height":10}},{"id":"7e86a112-1081-4632-9843-96b1c6f07ab2","block_type":"box","text":"When a fund","page_number":4,"box":{"x":844,"y":454,"width":74,"height":8}},{"id":"bb19aa77-c453-44dc-9c9d-f73b42be7fe9","block_type":"box","text":"invests substantially in high yield bonds, there’s a higher risk that the bond","page_number":4,"box":{"x":510,"y":467,"width":441,"height":9}},{"id":"be6dff9a-436a-43d5-b828-6d54e2c3fdbe","block_type":"box","text":"issuer might not be able to pay interest or return the capital that was","page_number":4,"box":{"x":510,"y":479,"width":405,"height":9}},{"id":"5b0c1890-c1a4-47f9-9d89-65df4d8a3088","block_type":"box","text":"invested. The value of these bonds is also more greatly affected by economic","page_number":4,"box":{"x":510,"y":491,"width":449,"height":10}},{"id":"0118824e-56db-4d1c-9849-4f7e43ab29ad","block_type":"box","text":"conditions and interest rate movements. There may be times when it’s not","page_number":4,"box":{"x":510,"y":504,"width":431,"height":9}},{"id":"a16e4e69-8e11-448b-b54c-691cd380ac03","block_type":"box","text":"easy to buy or sell these bonds, so cashing-in or switching your investment","page_number":4,"box":{"x":510,"y":516,"width":441,"height":9}},{"id":"21f5c47d-1620-4bcc-ba69-e2002123f837","block_type":"box","text":"in the fund may be delayed. You may not be able to access your money","page_number":4,"box":{"x":510,"y":528,"width":415,"height":10}},{"id":"be2870f8-8b29-4cc1-84fb-63fca768bb61","block_type":"box","text":"during this period.","page_number":4,"box":{"x":510,"y":540,"width":108,"height":10}},{"id":"5676cb3a-fb47-4113-8390-43e14d6b474b","block_type":"box","text":"J - R e i n s u r e d F u n d s :","page_number":4,"box":{"x":511,"y":563,"width":147,"height":7}},{"id":"ae27d80b-8e21-4b1d-8ec6-361d60faddae","block_type":"box","text":"Where a fund invests in a fund that’s operated by","page_number":4,"box":{"x":663,"y":563,"width":290,"height":9}},{"id":"243a52a9-223e-4af3-b769-5dfd3002c61a","block_type":"box","text":"another insurance company, you could lose some or all of the value of your","page_number":4,"box":{"x":511,"y":575,"width":442,"height":9}},{"id":"3c45f561-2c24-4a11-aef6-dcd0388db03e","block_type":"box","text":"investment in the fund if the other insurance company became insolvent.","page_number":4,"box":{"x":510,"y":587,"width":427,"height":10}},{"id":"3604ad64-5a08-42fc-8027-8f3971a1eeb1","block_type":"box","text":"K - L o n g - Te r m A s s e t F u n d s :","page_number":4,"box":{"x":511,"y":610,"width":198,"height":9}},{"id":"4bcb3268-2713-4071-a8a7-79ee205b105d","block_type":"box","text":"The fund invests partly in one or more","page_number":4,"box":{"x":714,"y":610,"width":223,"height":9}},{"id":"7e80fb2a-98e8-4d94-8d2f-384a02820f37","block_type":"box","text":"long-term asset funds (LTAFs), giving access to sectors such as","page_number":4,"box":{"x":511,"y":622,"width":368,"height":10}},{"id":"68f77f7b-794c-44ae-91ad-b50b60d3405a","block_type":"box","text":"infrastructure, venture capital, private equity and debt investments. LTAFs","page_number":4,"box":{"x":510,"y":634,"width":430,"height":10}},{"id":"5bcaaf36-c608-4b1e-ae88-df8f5c3c9e9f","block_type":"box","text":"add diversity to the fund, but it takes longer to move money out of them","page_number":4,"box":{"x":511,"y":646,"width":422,"height":10}},{"id":"d7570a06-fd3f-4193-a1ce-187ccfc5c2e7","block_type":"box","text":"than from many types of asset. This could mean that in exceptional","page_number":4,"box":{"x":510,"y":659,"width":398,"height":9}},{"id":"5886273d-c0f4-42fd-b203-9675c8ab0e28","block_type":"box","text":"circumstances cashing-in or switching your investment in the fund may","page_number":4,"box":{"x":510,"y":671,"width":420,"height":10}},{"id":"60a64dbc-6a4b-4f0d-9ea0-d407104e2a70","block_type":"box","text":"need to be delayed. To reduce this risk, we set strict limits on how much of","page_number":4,"box":{"x":511,"y":683,"width":431,"height":10}},{"id":"87c439fd-cbe9-4513-9112-43b7092dd0d0","block_type":"box","text":"the fund can be invested in LTAFs and monitor this closely.","page_number":4,"box":{"x":510,"y":696,"width":341,"height":9}},{"id":"c6dbcfe0-9dcf-4873-86f0-6d920a924eab","block_type":"box","text":"Charges explained","page_number":4,"box":{"x":512,"y":720,"width":203,"height":16}},{"id":"42296970-bdda-4c7a-951d-27e1f87d8676","block_type":"box","text":"A n n u a l M a n a g e m e n t C h a r g e ( A M C )","page_number":4,"box":{"x":510,"y":751,"width":255,"height":10}},{"id":"9e882722-5911-4e35-9ef0-d489a15d1e70","block_type":"box","text":"– the annual fee, expressed as a","page_number":4,"box":{"x":770,"y":751,"width":186,"height":9}},{"id":"5ebabe4b-a693-4b32-9b0e-268646dbdab9","block_type":"box","text":"percentage, which is charged by the product provider. This covers both the","page_number":4,"box":{"x":511,"y":763,"width":436,"height":10}},{"id":"ed482003-10d4-44eb-8dad-bb98fc00cf93","block_type":"box","text":"costs of running the fund and any product charges which may be","page_number":4,"box":{"x":510,"y":776,"width":387,"height":9}},{"id":"f2b10379-fb19-44f3-8109-8740f8fd5c21","block_type":"box","text":"applicable.","page_number":4,"box":{"x":511,"y":788,"width":63,"height":9}},{"id":"d5524025-fb93-46dc-9540-478ae3a20bbd","block_type":"box","text":"A d d i t i o n a l E x p e n s e s –","page_number":4,"box":{"x":510,"y":810,"width":161,"height":10}},{"id":"38cbfcf7-8eb9-42dc-b98b-2e19e740b89c","block_type":"box","text":"charged by the fund managers to cover","page_number":4,"box":{"x":676,"y":810,"width":232,"height":10}},{"id":"953be345-2c77-4d34-8f5c-41bdd2976801","block_type":"box","text":"expenses, such as fees to auditors, trustees and valuers. The value is an","page_number":4,"box":{"x":510,"y":823,"width":421,"height":9}},{"id":"9a4b000b-231e-42cc-8100-8d197f034669","block_type":"box","text":"indicative figure, which is reviewed regularly and can change. Additional","page_number":4,"box":{"x":510,"y":835,"width":424,"height":9}},{"id":"cc430bd6-0dd1-4fa2-840a-6cfec97f5466","block_type":"box","text":"expenses are added to the AMC to give the total fund charge.","page_number":4,"box":{"x":510,"y":847,"width":358,"height":10}},{"id":"4d7c65f3-478c-4135-a8d9-b6f7a9e66135","block_type":"box","text":"Aviva Pension","page_number":4,"box":{"x":69,"y":30,"width":152,"height":12}},{"id":"1d5adb72-b875-4563-996f-8f122fba40a1","block_type":"box","text":"BlackRock US Equity Index Tracker","page_number":4,"box":{"x":304,"y":29,"width":388,"height":16}},{"id":"3d09b2ff-c31f-40b4-9b7a-ee06b366b495","block_type":"box","text":"April 2024","page_number":4,"box":{"x":793,"y":29,"width":109,"height":16}},{"id":"f6374395-c981-47c1-91a9-2f1b1ee8d118","block_type":"box","text":"Risk warnings","page_number":4,"box":{"x":38,"y":76,"width":154,"height":16}},{"id":"8d821350-95ac-4621-b54e-9e8824a2d13d","block_type":"box","text":"Factsheet produced by Broadridge","page_number":4,"box":{"x":36,"y":977,"width":152,"height":7}},{"id":"855a6fdc-f22a-449a-aaab-f85539ded1a7","block_type":"box","text":"@Aviva plc","page_number":4,"box":{"x":911,"y":977,"width":49,"height":7}},{"id":"def9e469-375b-4458-bfa7-b39e0ed3fc75","block_type":"box","text":"Aviva Life & Pensions UK Limited.","page_number":4,"box":{"x":402,"y":901,"width":191,"height":8}},{"id":"7a3515f8-a190-41d7-adb4-ed3cf7792fd8","block_type":"box","text":"Registered in England No. 3253947. Registered office: Aviva, Wellington Row, York, YO90 1WR.","page_number":4,"box":{"x":231,"y":914,"width":534,"height":9}},{"id":"34d580d0-b6c1-435c-be76-c862595b0ea1","block_type":"box","text":"Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.","page_number":4,"box":{"x":82,"y":926,"width":831,"height":10}},{"id":"fd78a5e9-522c-49e5-bb3a-1262dd6227ee","block_type":"box","text":"Firm Reference Number 185896.","page_number":4,"box":{"x":409,"y":938,"width":178,"height":8}},{"id":"c33df4d2-a7a3-4581-a834-d94b0864c002","block_type":"box","text":"Calls to Aviva may be recorded. www.aviva.co.uk.","page_number":4,"box":{"x":356,"y":951,"width":284,"height":9}}],"unit":"per_mille","page_width":595,"page_height":842,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":4}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"d74ea64e-29ae-45c5-8929-d92b0e49b181"},"user_id":1000227,"date_created":"2026-06-29T18:31:18.069000Z","date_modified":"2026-06-29T18:31:18.069000Z","private":false}