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Where the fund is less than 3 years old the transaction costs are based","page_number":3,"box":{"x":31,"y":192,"width":484,"height":9}},{"id":"10cb9f5a-3ebe-449d-9f69-5509476c435b","block_type":"box","text":"on proxy and actual costs","page_number":3,"box":{"x":519,"y":192,"width":125,"height":9}},{"id":"ce1a9e09-3324-430f-9f4a-7c0d2c5ea9bf","block_type":"box","text":". Additional distributor","page_number":3,"box":{"x":645,"y":192,"width":105,"height":7}},{"id":"2bb8ad54-e0fc-49a0-a3f9-d607ef0e498e","block_type":"box","text":"or intermediary fees may","page_number":3,"box":{"x":753,"y":192,"width":121,"height":9}},{"id":"71b9d7c5-5200-4c86-a8de-db04c5927946","block_type":"box","text":"not be included. In","page_number":3,"box":{"x":878,"y":192,"width":89,"height":7}},{"id":"75c6acb6-84b0-40e2-a62c-463c526430f8","block_type":"box","text":"some cases, the OCF may be based on an estimate of future charges. 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