{"annotation_id":"496b2e20-413a-45a1-9961-1b9886b6c70d","file_hash":"4dc56a501ec55da9f734d4d5e53dc3834cd51e20d7a61e71bd98340557c12c24","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"98a573a1-11a1-4684-b3c2-de5db81a04a7","block_type":"box","text":"Page","page_number":1,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"a8ab08c9-f328-4f38-8ea4-a1f2bb6c77a7","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":969,"width":4,"height":6}},{"id":"4592a62c-fe36-4772-8859-0263db70c2c9","block_type":"box","text":"of","page_number":1,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"5c9be150-34c5-4898-97c8-83f32fb5ff9d","block_type":"box","text":"2","page_number":1,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"7947ba4b-d11d-4206-a138-506d5c150e5f","block_type":"box","text":"KEY INVESTOR INFORMATION","page_number":1,"box":{"x":49,"y":65,"width":330,"height":13}},{"id":"5d630fa5-fd20-4822-9dd8-20f3ddf1f8e7","block_type":"box","text":"This document provides you with key investor information about this Fund. It is not marketing material. The information is re","page_number":1,"box":{"x":47,"y":114,"width":679,"height":8}},{"id":"c172e426-6272-4821-9719-2f6e61746006","block_type":"box","text":"quired by law to","page_number":1,"box":{"x":728,"y":114,"width":87,"height":8}},{"id":"cd8fd1c1-5f9f-4a1c-a83a-5849074c6fd5","block_type":"box","text":"help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informe","page_number":1,"box":{"x":48,"y":124,"width":680,"height":8}},{"id":"26c42860-83cc-4ca8-98ec-9c040b76828d","block_type":"box","text":"d decision about whether to invest.","page_number":1,"box":{"x":729,"y":124,"width":192,"height":6}},{"id":"698479f5-bedc-46aa-85fc-5b539b70c733","block_type":"box","text":"Global High Yield Bond Fund, Class Imh, Income shares shares, GBP,","page_number":1,"box":{"x":48,"y":144,"width":431,"height":9}},{"id":"4529cdb4-418a-49c2-8671-cec994ab6840","block_type":"box","text":"a sub","page_number":1,"box":{"x":488,"y":145,"width":29,"height":7}},{"id":"804d9f26-3c8b-4be0-82a6-7446e903f285","block_type":"box","text":"-","page_number":1,"box":{"x":518,"y":149,"width":3,"height":1}},{"id":"ff7d013a-f0e5-4052-9e55-16c66da9dc2f","block_type":"box","text":"fund of Aviva Investors (ISIN: LU2633331876).","page_number":1,"box":{"x":522,"y":145,"width":253,"height":8}},{"id":"5be47223-dc47-44d6-9324-10664871a327","block_type":"box","text":"The Fund is managed by Aviva","page_number":1,"box":{"x":784,"y":145,"width":167,"height":8}},{"id":"c3b1a741-aa2e-4970-88f2-9706c56631d7","block_type":"box","text":"Investors Luxembourg S.A.","page_number":1,"box":{"x":48,"y":155,"width":143,"height":9}},{"id":"e055287d-42fe-449c-b582-fda9b4758ff9","block_type":"box","text":"OBJECTIVES AND INVESTMENT POLICY","page_number":1,"box":{"x":48,"y":175,"width":266,"height":8}},{"id":"a8b6b6dd-67fa-4ace-8e58-912f37da1419","block_type":"box","text":"Objective:","page_number":1,"box":{"x":48,"y":196,"width":55,"height":8}},{"id":"2a602647-22ea-466c-bfe3-346d1c2c21ed","block_type":"box","text":"The objective of the Fund is to earn income and increase the value of","page_number":1,"box":{"x":107,"y":196,"width":377,"height":8}},{"id":"3977ae4c-008f-4362-86ea-2ba3a6b476a1","block_type":"box","text":"the Shareholder's investment, while outperforming the Bloomberg Global High","page_number":1,"box":{"x":47,"y":205,"width":430,"height":8}},{"id":"0124c5b2-1ac0-4890-8cf5-1e1728273f96","block_type":"box","text":"Yield Excl CMBS & EMG 2% Cap Index over the long term (5 years or more).","page_number":1,"box":{"x":47,"y":214,"width":408,"height":8}},{"id":"3b1ee0e5-2bd2-47e3-80e4-1720be2b743e","block_type":"box","text":"Investment Policy:","page_number":1,"box":{"x":48,"y":225,"width":102,"height":8}},{"id":"b0e060fb-7aa4-4f82-9933-6ed912bf8c10","block_type":"box","text":"The Fund invests mainly in high yield bonds issued by","page_number":1,"box":{"x":154,"y":225,"width":289,"height":8}},{"id":"8d7e2abd-ce98-4e8c-92a8-902ee5c5caa6","block_type":"box","text":"corporations anywhere in the world, with an emphasis on North America and","page_number":1,"box":{"x":48,"y":233,"width":420,"height":9}},{"id":"bd5442fa-b8a3-458c-8540-fe9c499b49be","block_type":"box","text":"Europe. At all times, the Fund invests at least two","page_number":1,"box":{"x":48,"y":242,"width":268,"height":8}},{"id":"f943ca68-d3d0-4224-b5a4-5d3211103b08","block_type":"box","text":"-","page_number":1,"box":{"x":318,"y":246,"width":3,"height":1}},{"id":"80085e63-a2f5-43d9-ac4b-c94c0aa670ec","block_type":"box","text":"thirds of its total net assets","page_number":1,"box":{"x":322,"y":242,"width":147,"height":7}},{"id":"4f66a499-0a62-46b4-adb9-5da785983f88","block_type":"box","text":"(excluding ancillary liquid assets, eligible","page_number":1,"box":{"x":48,"y":251,"width":218,"height":8}},{"id":"afae3ffc-f1c6-4827-a36a-7259a6bba757","block_type":"box","text":"deposits, money market instruments","page_number":1,"box":{"x":271,"y":251,"width":200,"height":8}},{"id":"baa534e9-3bd6-4da3-bec3-24f44e4a0d80","block_type":"box","text":"and money market funds) in bonds that are rated below BBB","page_number":1,"box":{"x":48,"y":259,"width":329,"height":9}},{"id":"0a569cea-f341-40cf-9960-0cdd7fc982a5","block_type":"box","text":"-","page_number":1,"box":{"x":379,"y":263,"width":3,"height":1}},{"id":"c0f23b9d-8a95-494d-807f-45724feedfd9","block_type":"box","text":"by Standard and","page_number":1,"box":{"x":386,"y":260,"width":88,"height":8}},{"id":"f8138641-083c-46d9-942e-2551d5bfc9dd","block_type":"box","text":"Poor's and Fitch or Baa3 by Moody’s, or are unrated securities considered of","page_number":1,"box":{"x":48,"y":268,"width":416,"height":8}},{"id":"fa60d8b9-5675-46df-b841-dc5000c16230","block_type":"box","text":"equivalent credit quality, based on the Investment","page_number":1,"box":{"x":48,"y":277,"width":274,"height":8}},{"id":"8df99de7-664d-4ea9-8db8-c38c575019c8","block_type":"box","text":"Manager’s internal","page_number":1,"box":{"x":326,"y":277,"width":102,"height":8}},{"id":"b96b11ce-6387-43d1-a5eb-f417e7dc45ea","block_type":"box","text":"assessment. The Sub","page_number":1,"box":{"x":48,"y":286,"width":112,"height":6}},{"id":"ede23330-bfd8-41f5-bccd-0ae45f7e2ea9","block_type":"box","text":"-","page_number":1,"box":{"x":161,"y":290,"width":3,"height":0}},{"id":"bb1a3f9c-98a1-4c24-b816-bf203086d3a8","block_type":"box","text":"Fund may invest: up to 10% of total net assets in bonds of","page_number":1,"box":{"x":166,"y":286,"width":314,"height":8}},{"id":"f7bbfb6e-db38-48aa-8e21-a58b3fc18c35","block_type":"box","text":"governmental, quasi","page_number":1,"box":{"x":47,"y":294,"width":111,"height":9}},{"id":"0d806843-65ea-4154-8be1-e591bcccd304","block_type":"box","text":"-","page_number":1,"box":{"x":159,"y":298,"width":3,"height":1}},{"id":"33848bfd-a328-4bf4-aa5c-76550dc53edb","block_type":"box","text":"governmental and supranational issuers from developed","page_number":1,"box":{"x":163,"y":294,"width":308,"height":9}},{"id":"eb99e0d9-ea96-4a72-a66b-61f8238e5833","block_type":"box","text":"markets; up to 10% of total net assets in convertible bonds; up to 10% of total","page_number":1,"box":{"x":48,"y":303,"width":424,"height":8}},{"id":"0fed670b-29c2-4303-98c3-e9c40e839c70","block_type":"box","text":"net","page_number":1,"box":{"x":48,"y":313,"width":17,"height":5}},{"id":"ec002c20-cc0f-42e6-a937-de8cd2cbcffa","block_type":"box","text":"assets in bonds issued by corporations in emerging market countries and up","page_number":1,"box":{"x":69,"y":312,"width":413,"height":8}},{"id":"b8509383-a5cb-4d66-8f2c-2f714e59edad","block_type":"box","text":"to 30% of total net assets in money market investments. The Sub","page_number":1,"box":{"x":47,"y":320,"width":354,"height":9}},{"id":"a539ccbb-8dac-496d-8c8b-59817f075bb9","block_type":"box","text":"-","page_number":1,"box":{"x":402,"y":324,"width":3,"height":1}},{"id":"92fa1d2b-6c79-4e18-b0a1-246d6a5a0a6b","block_type":"box","text":"Fund may also","page_number":1,"box":{"x":407,"y":320,"width":77,"height":9}},{"id":"41bfb4a3-e911-4945-8656-c4118d13b1ae","block_type":"box","text":"invest up to 10% of total net assets in Additional tier","page_number":1,"box":{"x":48,"y":329,"width":284,"height":8}},{"id":"2a97febd-d362-48f3-b06a-f3e5f3c43601","block_type":"box","text":"-","page_number":1,"box":{"x":333,"y":333,"width":3,"height":1}},{"id":"3033e285-7cb3-4111-907c-8edfdb04ee36","block_type":"box","text":"1 (AT1) and contingent","page_number":1,"box":{"x":338,"y":329,"width":123,"height":8}},{"id":"17dd166a-6766-4b59-956b-b0e4aea77141","block_type":"box","text":"convertible bonds, up t","page_number":1,"box":{"x":48,"y":338,"width":125,"height":8}},{"id":"b0fecad9-42f3-4787-b848-f2f9e3f7bbcb","block_type":"box","text":"o 5% of total net assets in unrated securities and up to","page_number":1,"box":{"x":174,"y":338,"width":296,"height":8}},{"id":"68c2d0f9-92dd-40da-b1c5-ab37b8cd8121","block_type":"box","text":"10% of total net assets in distressed securities. For full details of the risks","page_number":1,"box":{"x":48,"y":347,"width":396,"height":6}},{"id":"a3598d38-04ff-42be-becf-1c1112ef1cef","block_type":"box","text":"applicable to investing in these bonds, please refer to section “Risk","page_number":1,"box":{"x":48,"y":355,"width":363,"height":8}},{"id":"e0b94e3c-82e1-4172-b203-22678d452573","block_type":"box","text":"Descriptions”. The Sub","page_number":1,"box":{"x":48,"y":364,"width":122,"height":8}},{"id":"de7bcac0-6b2d-4f82-b4a8-207cc7305a65","block_type":"box","text":"-","page_number":1,"box":{"x":171,"y":368,"width":3,"height":0}},{"id":"94760a15-636d-4dde-8205-deba14aabb2c","block_type":"box","text":"Fund does not actively inv","page_number":1,"box":{"x":176,"y":364,"width":140,"height":8}},{"id":"cc03cdc3-2079-4d58-9f5c-4c9c7c096e34","block_type":"box","text":"est in shares or other","page_number":1,"box":{"x":317,"y":364,"width":115,"height":7}},{"id":"3f52a008-897a-4c06-b47c-a283b5c8e7ae","block_type":"box","text":"participation rights. However, the Sub","page_number":1,"box":{"x":48,"y":373,"width":206,"height":8}},{"id":"7b5d0752-3bc9-4b82-81b9-11da6f251daf","block_type":"box","text":"-","page_number":1,"box":{"x":255,"y":377,"width":3,"height":0}},{"id":"97c347a9-1f06-4983-8612-53873c7d1c12","block_type":"box","text":"Fund may hold equity securities received","page_number":1,"box":{"x":260,"y":373,"width":221,"height":8}},{"id":"b6108a7d-d157-4ea8-8ed7-d680c6385c1c","block_type":"box","text":"passively as a result of debt restructuring, provided such holding do not exceed","page_number":1,"box":{"x":48,"y":381,"width":430,"height":9}},{"id":"6240aeea-12f6-4706-8ec1-9fe9a319c35e","block_type":"box","text":"10% of total net assets.","page_number":1,"box":{"x":48,"y":390,"width":125,"height":7}},{"id":"79db98ea-1d98-4f61-b7a7-13ae72e82599","block_type":"box","text":"Derivatives and Techniques:","page_number":1,"box":{"x":48,"y":401,"width":155,"height":8}},{"id":"3cf858de-055c-4c15-a738-69c778cb4942","block_type":"box","text":"The Fund may use derivatives for investment","page_number":1,"box":{"x":207,"y":401,"width":245,"height":8}},{"id":"919b09eb-0c1c-473a-842c-1e91b60f959b","block_type":"box","text":"purposes. The Fund may also use derivatives for hedging and for efficient","page_number":1,"box":{"x":48,"y":410,"width":398,"height":8}},{"id":"567616aa-fe03-46b4-82d4-bad26fba6e34","block_type":"box","text":"portfolio management.","page_number":1,"box":{"x":48,"y":418,"width":125,"height":9}},{"id":"cb8c3d90-0778-4b92-9030-106fbaac61b4","block_type":"box","text":"Securities lending:","page_number":1,"box":{"x":47,"y":430,"width":98,"height":8}},{"id":"a2635184-6e12-4175-bbc9-597959903f83","block_type":"box","text":"Expected level: 10% of total net assets; maximum: 20%.","page_number":1,"box":{"x":150,"y":430,"width":302,"height":8}},{"id":"eb8250fe-6be6-4f87-9554-77ca73de01dc","block_type":"box","text":"Securities made available for lending: all securities held by the Sub","page_number":1,"box":{"x":48,"y":438,"width":361,"height":9}},{"id":"673d9bbe-ac4e-43d6-8298-7b4af6c4fcfd","block_type":"box","text":"-","page_number":1,"box":{"x":410,"y":442,"width":3,"height":1}},{"id":"51fed914-ef62-482a-ba07-eb4e17b6e68a","block_type":"box","text":"Fund from","page_number":1,"box":{"x":415,"y":438,"width":55,"height":7}},{"id":"2e6cd241-939e-4054-a0d9-9b99f181cb4d","block_type":"box","text":"time to time.","page_number":1,"box":{"x":47,"y":447,"width":70,"height":7}},{"id":"b692bf10-e3f3-4a33-a094-f4b804f7ad44","block_type":"box","text":"Sustainability Disclosures:","page_number":1,"box":{"x":47,"y":458,"width":144,"height":8}},{"id":"41ea0e41-bd8f-4d5e-b937-c5b219fb6aa7","block_type":"box","text":"This Fund promotes environmental and social","page_number":1,"box":{"x":195,"y":458,"width":248,"height":8}},{"id":"bc4a0714-5a5b-4657-bf47-0fdf494faee3","block_type":"box","text":"characteristics however does not have a sustainable investment objective. To be","page_number":1,"box":{"x":48,"y":467,"width":437,"height":8}},{"id":"4ecb33ec-1d7c-46d5-99b8-64396dceaef0","block_type":"box","text":"eligible for investment, all investments that are selected as part of the","page_number":1,"box":{"x":48,"y":476,"width":381,"height":8}},{"id":"ed233775-c7b9-4765-b51a-a07ea8212ae0","block_type":"box","text":"Investment Manager's ESG analysis must follow good govern","page_number":1,"box":{"x":48,"y":484,"width":329,"height":8}},{"id":"6feda49b-4921-4a29-a190-251c5e4efd14","block_type":"box","text":"ance practices and","page_number":1,"box":{"x":379,"y":484,"width":100,"height":8}},{"id":"307ce4e7-4071-408e-b14c-0b9256e7a496","block_type":"box","text":"not be excluded by the Investment Manager's ESG Baseline Exclusions Policy.","page_number":1,"box":{"x":48,"y":493,"width":419,"height":8}},{"id":"f24b41ee-6680-44f6-a7ea-b6d7132bf752","block_type":"box","text":"The Investment Manager actively engages with companies and uses voting","page_number":1,"box":{"x":47,"y":502,"width":407,"height":8}},{"id":"cc187b42-5d30-4162-bc59-1f30a48f26e8","block_type":"box","text":"rights with the aim of positively influencing company behaviour","page_number":1,"box":{"x":513,"y":196,"width":345,"height":8}},{"id":"d658aba2-833b-4828-badc-1cd51e144f3e","block_type":"box","text":"and helping to","page_number":1,"box":{"x":862,"y":196,"width":78,"height":8}},{"id":"b578b9bb-34a9-411f-81ec-e54182091b12","block_type":"box","text":"create competitive returns. The Investment Manager integrates qualitative and","page_number":1,"box":{"x":512,"y":205,"width":431,"height":8}},{"id":"45ad2c1a-dc40-4296-998a-20ddc2f4351a","block_type":"box","text":"quantitative data on adverse sustainability impacts into its investment","page_number":1,"box":{"x":512,"y":214,"width":382,"height":8}},{"id":"e4a51802-d6df-4626-9a04-e2c2648dca34","block_type":"box","text":"processes. The Sub","page_number":1,"box":{"x":513,"y":222,"width":102,"height":9}},{"id":"8654ad33-9c2d-4542-bb4a-8cdb95d34619","block_type":"box","text":"-","page_number":1,"box":{"x":616,"y":226,"width":3,"height":1}},{"id":"28ab53f6-0d23-4a25-b4aa-2cac05d28af9","block_type":"box","text":"Fund does not make any minimum commitment to invest in","page_number":1,"box":{"x":621,"y":222,"width":324,"height":9}},{"id":"9c103324-b1ec-46ff-b611-b41516d34bb7","block_type":"box","text":"one or more envi","page_number":1,"box":{"x":512,"y":231,"width":92,"height":7}},{"id":"3d428ef1-0e06-49bc-94aa-40b012eed28f","block_type":"box","text":"ronmentally sustainable investments. Further information","page_number":1,"box":{"x":606,"y":231,"width":315,"height":8}},{"id":"2673e58a-6e66-46da-bb6f-c9b9a6306b76","block_type":"box","text":"regarding how the Investment Manager integrates ESG into its investment","page_number":1,"box":{"x":513,"y":240,"width":404,"height":8}},{"id":"88f9b6e5-804c-449b-8bcd-4b35679bd4a7","block_type":"box","text":"approach (including information on its ESG Baseline Exclusions Policy) and how","page_number":1,"box":{"x":512,"y":248,"width":430,"height":9}},{"id":"5a7dd7a9-696e-40ed-aec1-9ca3ff101363","block_type":"box","text":"it engages with companies is available in the Re","page_number":1,"box":{"x":512,"y":257,"width":258,"height":8}},{"id":"4f558cba-3fe4-462b-8bce-ad1e605030b9","block_type":"box","text":"sponsible Investment Philosophy","page_number":1,"box":{"x":771,"y":257,"width":179,"height":8}},{"id":"125b8c3c-f552-408e-9dec-7d880f225f21","block_type":"box","text":"section and on the website www.avivainvestors.com.","page_number":1,"box":{"x":512,"y":266,"width":289,"height":6}},{"id":"1a7bdf3f-8437-4d26-8fc1-e49f3ca28c23","block_type":"box","text":"This is a hedged share class, and due to interest rate differential and costs","page_number":1,"box":{"x":512,"y":277,"width":402,"height":8}},{"id":"dbe7f11d-c8d5-4e3a-aa52-6e30ca1b9d19","block_type":"box","text":"associated with performing the hedging activity, it may have different","page_number":1,"box":{"x":512,"y":286,"width":379,"height":8}},{"id":"b52f5c80-ace8-4d04-8068-1bd212fc65f0","block_type":"box","text":"performance to the equivalent share class in the base currency.","page_number":1,"box":{"x":513,"y":294,"width":344,"height":9}},{"id":"5266995c-29a2-4180-85b0-3b4667f37a2d","block_type":"box","text":"Benchmark (performance comparison):","page_number":1,"box":{"x":513,"y":305,"width":217,"height":9}},{"id":"2863f0e5-6231-4460-b403-0636ac4bb359","block_type":"box","text":"The Fund's performance is compared","page_number":1,"box":{"x":734,"y":305,"width":201,"height":9}},{"id":"30bed68a-0d55-4c4b-a55d-2ef8b5faed1c","block_type":"box","text":"against and the Fund aims to outperform the Bloomberg Global High Yield Excl","page_number":1,"box":{"x":512,"y":314,"width":427,"height":8}},{"id":"8f281c09-b403-47af-995c-154227c4ddb3","block_type":"box","text":"CMBS & EMG 2% Cap (the “Benchmark” or the “Index”), however the reference","page_number":1,"box":{"x":512,"y":323,"width":433,"height":8}},{"id":"fafac064-d3ed-4c86-8cc4-3d496938bd4e","block_type":"box","text":"benchmark is not aligned with all of the environmental or social char","page_number":1,"box":{"x":513,"y":332,"width":372,"height":8}},{"id":"fbea5b13-d621-4e9f-9dcc-6cbcdf3154f8","block_type":"box","text":"acteristics","page_number":1,"box":{"x":886,"y":332,"width":54,"height":6}},{"id":"7298ef33-32f4-41fa-8a63-75cf3baeb640","block_type":"box","text":"promoted by the Fund. The Fund does not base its investment process upon the","page_number":1,"box":{"x":513,"y":340,"width":435,"height":8}},{"id":"acfdce2b-425f-4900-afbf-1dd470813fb0","block_type":"box","text":"Index, which is only a representation of the investment universe. Therefore the","page_number":1,"box":{"x":513,"y":349,"width":430,"height":8}},{"id":"3237ab14-039f-4d9d-b6eb-f30c4fd351da","block_type":"box","text":"Fund will hold bonds that are not part of the Index","page_number":1,"box":{"x":513,"y":358,"width":274,"height":8}},{"id":"5b05816e-c189-463d-86df-de22d5a5d9f5","block_type":"box","text":"and will only hold a relatively","page_number":1,"box":{"x":791,"y":358,"width":158,"height":8}},{"id":"639f480a-978c-4538-8c7c-fd9713f69c04","block_type":"box","text":"small proportion of bonds relative to the number in the Index. The Fund is","page_number":1,"box":{"x":512,"y":366,"width":403,"height":9}},{"id":"23d4038f-7c10-4312-8940-b73b0d6b12bc","block_type":"box","text":"expected to operate with lower volatility than the Benchmark over the long","page_number":1,"box":{"x":512,"y":375,"width":411,"height":8}},{"id":"fab87981-7eac-415d-8cb6-575446821e9f","block_type":"box","text":"term.","page_number":1,"box":{"x":512,"y":385,"width":29,"height":5}},{"id":"1658537b-e57a-499f-822d-5a5582f9edec","block_type":"box","text":"The Investment Manager actively makes the investment selection decisions for","page_number":1,"box":{"x":512,"y":395,"width":430,"height":8}},{"id":"a4665300-890e-4c86-8d84-7edae5a8ee70","block_type":"box","text":"the Fund.","page_number":1,"box":{"x":512,"y":404,"width":51,"height":6}},{"id":"3cdffa68-689d-4606-8f17-281bea041292","block_type":"box","text":"Other information:","page_number":1,"box":{"x":512,"y":415,"width":105,"height":6}},{"id":"21bf82e7-4a25-4de9-9e4c-04f109d47122","block_type":"box","text":"You can buy and sell shares on demand on any full bank","page_number":1,"box":{"x":621,"y":415,"width":304,"height":8}},{"id":"92fe8da1-eb2e-495d-82fd-4ad1939cb61e","block_type":"box","text":"business day in Luxembourg.","page_number":1,"box":{"x":513,"y":423,"width":155,"height":9}},{"id":"58d620b4-6e97-4bad-9d01-c072e4920ccb","block_type":"box","text":"The portfolio and benchmark will be hedged to the base currency of the Fund;","page_number":1,"box":{"x":512,"y":434,"width":425,"height":9}},{"id":"fe6cc900-cbce-45c3-a58f-1a5951adb7d7","block_type":"box","text":"the base currency of this Fund is USD.","page_number":1,"box":{"x":512,"y":443,"width":204,"height":8}},{"id":"6f54afe2-4c27-4d13-8c51-668b64b3275d","block_type":"box","text":"Recommendation:","page_number":1,"box":{"x":513,"y":454,"width":101,"height":7}},{"id":"4dc2460c-1ee1-41ac-bb61-ab8f1c52ca1f","block_type":"box","text":"this Fund may not be appropriate for investors who plan to","page_number":1,"box":{"x":618,"y":454,"width":321,"height":8}},{"id":"5d1a9254-eb25-4413-821d-102ee97247a2","block_type":"box","text":"withdraw their money within 5 years.","page_number":1,"box":{"x":512,"y":463,"width":203,"height":8}},{"id":"1b49f966-5ed6-491f-8d4c-ad1bdd54a40e","block_type":"box","text":"This is an income share class and any distributions from the Fund will be paid to","page_number":1,"box":{"x":512,"y":474,"width":433,"height":8}},{"id":"d0b99fc0-b40f-47c3-ac7b-522df74c22ca","block_type":"box","text":"you.","page_number":1,"box":{"x":512,"y":485,"width":22,"height":6}},{"id":"166b3e2c-3dc1-41fc-9b66-0a1fc4639b3b","block_type":"box","text":"For full investment objectives and policy details please refer to the Prospectus.","page_number":1,"box":{"x":513,"y":494,"width":427,"height":8}},{"id":"f8ce43e3-29b1-45fa-bcab-3d8869cfacf3","block_type":"box","text":"RISK AND REWARD PROFILE","page_number":1,"box":{"x":48,"y":522,"width":193,"height":8}},{"id":"b48e2bcc-fc33-42ff-bada-fa95e3f0a00a","block_type":"box","text":"1","page_number":1,"box":{"x":75,"y":548,"width":7,"height":9}},{"id":"7f85a8df-035f-406d-8dee-b14d41ec8287","block_type":"box","text":"2","page_number":1,"box":{"x":136,"y":548,"width":8,"height":9}},{"id":"c862e367-0a9a-47c9-917f-1355c24a0d6e","block_type":"box","text":"3","page_number":1,"box":{"x":198,"y":548,"width":8,"height":9}},{"id":"d14629dc-3172-4124-a395-948a93c0adf7","block_type":"box","text":"4","page_number":1,"box":{"x":257,"y":544,"width":13,"height":15}},{"id":"6a56a05c-2a10-4dc1-a1be-7afb8965c9ea","block_type":"box","text":"5","page_number":1,"box":{"x":322,"y":548,"width":8,"height":9}},{"id":"23615ebc-db5b-4f29-b633-25f802405205","block_type":"box","text":"6","page_number":1,"box":{"x":383,"y":548,"width":9,"height":9}},{"id":"11dbb500-a026-4503-acac-cf837c450ab6","block_type":"box","text":"7","page_number":1,"box":{"x":445,"y":548,"width":9,"height":9}},{"id":"516fb1c1-e7cc-4797-8220-dfae074bf6ac","block_type":"box","text":"Lower risk","page_number":1,"box":{"x":48,"y":579,"width":57,"height":6}},{"id":"a95238e1-66a3-48b9-9eba-fdcb589dc9ef","block_type":"box","text":"Higher risk","page_number":1,"box":{"x":423,"y":579,"width":59,"height":8}},{"id":"da8eee80-b0cc-4197-93cf-467eed7e1c37","block_type":"box","text":"Typically lower rewards","page_number":1,"box":{"x":47,"y":596,"width":128,"height":8}},{"id":"869c0cb8-3b6c-4026-8c1b-f4f79daff600","block_type":"box","text":"Typically higher rewards","page_number":1,"box":{"x":349,"y":596,"width":132,"height":8}},{"id":"dd6b0b10-b79d-4d2d-9142-045be2b68bb2","block_type":"box","text":"This indicator is based on historical data, calculated using European Union rules,","page_number":1,"box":{"x":47,"y":612,"width":436,"height":8}},{"id":"b8fa4d75-db18-400d-ba52-1680b42f26f1","block_type":"box","text":"and may not be a reliable indication of the future risk profile of the Fund.","page_number":1,"box":{"x":48,"y":620,"width":397,"height":9}},{"id":"f04c1f58-788c-41c6-aa2c-a6a7567085d9","block_type":"box","text":"The risk and reward category shown is not guaranteed to remain unchanged","page_number":1,"box":{"x":47,"y":631,"width":416,"height":9}},{"id":"5b42cc7d-7102-4c98-9803-cf1f56511a76","block_type":"box","text":"and may change over time. The lowest category does not mean that the","page_number":1,"box":{"x":48,"y":640,"width":391,"height":8}},{"id":"0fd2436e-69db-4ebb-843e-e4c162e400b8","block_type":"box","text":"investment is 'risk free'.","page_number":1,"box":{"x":48,"y":649,"width":128,"height":6}},{"id":"71a5fab6-bdb8-45b7-b3ef-e4047879d0c8","block_type":"box","text":"The value of investments and the income from them will change over time.","page_number":1,"box":{"x":47,"y":660,"width":409,"height":8}},{"id":"ed1b0b40-0d5d-4a99-8304-6d45eacfae09","block_type":"box","text":"The Fund price may fall as well as rise and as a result you may not get back the","page_number":1,"box":{"x":47,"y":671,"width":427,"height":8}},{"id":"74b1b97c-fcf2-4d40-9038-b7f99cd757e1","block_type":"box","text":"original amount you invested.","page_number":1,"box":{"x":48,"y":680,"width":161,"height":8}},{"id":"82bb0cf8-a401-4c83-8af6-cb7f232595f7","block_type":"box","text":"The Fund has been allocated a risk number based on the historic volatility of its","page_number":1,"box":{"x":47,"y":691,"width":431,"height":8}},{"id":"7227bf4f-4f63-4f62-ac73-9ab50b276684","block_type":"box","text":"share price or where insufficient information is available appropriate asset","page_number":1,"box":{"x":48,"y":699,"width":405,"height":9}},{"id":"e6471fea-5be2-4a39-a5d9-f490094042d6","block_type":"box","text":"classes.","page_number":1,"box":{"x":48,"y":708,"width":39,"height":7}},{"id":"bffc5e6a-05db-4ffe-8984-2bdc3067260a","block_type":"box","text":"Currency risk:","page_number":1,"box":{"x":48,"y":719,"width":75,"height":8}},{"id":"fdc4a7b6-3d3b-45cf-bc18-8deecbbc59d0","block_type":"box","text":"Changes in currency exchange rates could reduce investment","page_number":1,"box":{"x":127,"y":719,"width":333,"height":9}},{"id":"d79e47dd-ae97-42fe-a20b-19f6280d5277","block_type":"box","text":"gains or increase investment losses. Exchange rates can change rapidly,","page_number":1,"box":{"x":47,"y":728,"width":388,"height":8}},{"id":"47677c11-2a60-4b65-a627-ad99998a8969","block_type":"box","text":"significantly and unpredictably.","page_number":1,"box":{"x":48,"y":737,"width":168,"height":8}},{"id":"9322eabf-f5b3-401f-81c2-fa9b562ebf74","block_type":"box","text":"Market risk:","page_number":1,"box":{"x":48,"y":748,"width":66,"height":6}},{"id":"cca451ef-1105-404d-ac08-66a18ca8f3f9","block_type":"box","text":"Prices of many securities (including bonds, equities and derivatives)","page_number":1,"box":{"x":119,"y":748,"width":366,"height":8}},{"id":"9bd68f1f-7a07-412a-8d43-dc836c52de59","block_type":"box","text":"change continuously, and can at times fall rapidly and unpredictably.","page_number":1,"box":{"x":48,"y":756,"width":372,"height":9}},{"id":"b715fbdd-d1e6-46dc-b798-962da673bad3","block_type":"box","text":"Counterparty risk:","page_number":1,"box":{"x":48,"y":767,"width":99,"height":9}},{"id":"77d21d8c-5d85-417a-873e-b2870538a241","block_type":"box","text":"The Fund could lose money if an entity with which it does","page_number":1,"box":{"x":152,"y":767,"width":313,"height":9}},{"id":"d6ad38de-c2c4-41af-953b-15938713caab","block_type":"box","text":"business becomes unwilling or is unable to meet its obligations to the Fund.","page_number":1,"box":{"x":48,"y":776,"width":411,"height":8}},{"id":"f1e4696b-fc4f-4ea4-8a53-fd6b51d90b90","block_type":"box","text":"Derivatives risk:","page_number":1,"box":{"x":48,"y":787,"width":88,"height":7}},{"id":"7fb5452b-0be3-42b3-ab29-51d6cfcc67a3","block_type":"box","text":"Derivatives are instruments that can be complex and highly","page_number":1,"box":{"x":141,"y":787,"width":322,"height":8}},{"id":"329dbb08-7541-4dbf-ba47-26139958a3d6","block_type":"box","text":"volatile, have some degree of unpredictability (especially in unusual market","page_number":1,"box":{"x":47,"y":796,"width":411,"height":8}},{"id":"2e6acd2a-960f-44bf-a16e-7b5291f28234","block_type":"box","text":"conditions), and can create losses significantly greater than the cost of the","page_number":1,"box":{"x":48,"y":805,"width":403,"height":8}},{"id":"cff2a7e8-4079-415b-b588-6e1248dec463","block_type":"box","text":"derivative itself.","page_number":1,"box":{"x":48,"y":813,"width":85,"height":7}},{"id":"7d388207-f9d0-4fdd-b5b2-79637725a812","block_type":"box","text":"Illiquid securities risk:","page_number":1,"box":{"x":513,"y":544,"width":119,"height":8}},{"id":"b139fd67-719a-4966-b448-7a3a6c6825b3","block_type":"box","text":"Certain assets held in the Fund could, by nature, be hard","page_number":1,"box":{"x":637,"y":544,"width":306,"height":8}},{"id":"f05e3126-cd77-4dfa-b6e7-10335068a546","block_type":"box","text":"to value or to sell at a desired time or at a price considered to be fair (especially","page_number":1,"box":{"x":512,"y":552,"width":433,"height":9}},{"id":"df351014-c356-4759-b8f7-fd4ba7f693b6","block_type":"box","text":"in large quantities), and as a result their prices could be very volatile.","page_number":1,"box":{"x":512,"y":561,"width":373,"height":8}},{"id":"d85fae3d-cad7-4662-9970-c567d403ff05","block_type":"box","text":"Credit risk:","page_number":1,"box":{"x":512,"y":572,"width":59,"height":7}},{"id":"f9438396-6683-4e42-aed0-15dc28ae86bf","block_type":"box","text":"A bond or money market security could lose value if the issuer's","page_number":1,"box":{"x":576,"y":572,"width":347,"height":8}},{"id":"d7b67006-cc76-4405-8ccb-0ff6b143f834","block_type":"box","text":"financial health weakens.","page_number":1,"box":{"x":512,"y":581,"width":137,"height":6}},{"id":"8f1023f7-14df-46d1-8863-1d83dc631917","block_type":"box","text":"Below investment grade bonds (also known as high yield securities) typically","page_number":1,"box":{"x":516,"y":592,"width":414,"height":8}},{"id":"4c06a212-0827-44a0-91a1-5365087bcbb1","block_type":"box","text":"have greater credit risk than investment grade securities.","page_number":1,"box":{"x":513,"y":601,"width":309,"height":8}},{"id":"aefda404-bc36-4baf-9883-c1477930d51d","block_type":"box","text":"Interest rate risk","page_number":1,"box":{"x":513,"y":612,"width":91,"height":6}},{"id":"3faf4dd1-86d8-4acf-a0ab-6a027d91c3b3","block_type":"box","text":"—","page_number":1,"box":{"x":608,"y":615,"width":11,"height":1}},{"id":"dbb97fae-2e69-43cf-8528-67a80048aa25","block_type":"box","text":"bonds:","page_number":1,"box":{"x":624,"y":612,"width":36,"height":6}},{"id":"e17382bc-7500-43c7-8c40-64fee19d15e3","block_type":"box","text":"When interest rates rise, bond values generally fall.","page_number":1,"box":{"x":664,"y":612,"width":278,"height":8}},{"id":"4e09b513-763a-46b6-93cd-2704b7e1adc7","block_type":"box","text":"This risk is generally greater for longer","page_number":1,"box":{"x":512,"y":620,"width":208,"height":9}},{"id":"93e32589-5d4f-4182-8e03-3ec67dd18be0","block_type":"box","text":"-","page_number":1,"box":{"x":721,"y":624,"width":3,"height":1}},{"id":"482fc94f-3105-4503-94ba-ee846d92c097","block_type":"box","text":"term bonds and for bonds with higher","page_number":1,"box":{"x":725,"y":620,"width":207,"height":9}},{"id":"a47151f4-cfef-438e-a92d-0db1ddc607d4","block_type":"box","text":"credit quality.","page_number":1,"box":{"x":512,"y":629,"width":74,"height":8}},{"id":"70d547c5-b67d-4faa-a17d-4360c8de51ad","block_type":"box","text":"Default risk:","page_number":1,"box":{"x":513,"y":640,"width":66,"height":7}},{"id":"0d3b2cca-1a59-4e8b-ad79-b0cb1e5cb2a6","block_type":"box","text":"Issuers of certain bonds or money market instruments could","page_number":1,"box":{"x":584,"y":640,"width":326,"height":8}},{"id":"3f3edcd1-7d3f-462f-ad05-8c9fe6d223eb","block_type":"box","text":"become unable to make payments on their bonds, causing a reduction in","page_number":1,"box":{"x":513,"y":649,"width":395,"height":8}},{"id":"c5ec3b3c-9e6f-4ef1-9e43-51553d1a96cb","block_type":"box","text":"income to the Fund and also in the value of bonds held by the Fund. Under","page_number":1,"box":{"x":512,"y":658,"width":407,"height":8}},{"id":"9d2d2038-aad9-4447-913a-e7085e4fdebb","block_type":"box","text":"extreme market or economic conditions, defaults could","page_number":1,"box":{"x":512,"y":666,"width":301,"height":8}},{"id":"5bf6282c-e3c0-4905-9b01-a0039ece84bc","block_type":"box","text":"be widespread and their","page_number":1,"box":{"x":818,"y":666,"width":132,"height":8}},{"id":"3724d267-c6f1-430d-9c0d-eef392b10679","block_type":"box","text":"effect on Fund performance significant.","page_number":1,"box":{"x":512,"y":675,"width":214,"height":8}},{"id":"e72ed5aa-a6f4-486d-8b08-50950de786fb","block_type":"box","text":"Contingent convertible securities (coco bonds)","page_number":1,"box":{"x":512,"y":686,"width":257,"height":8}},{"id":"f11afd4a-8d4a-416e-95f1-219ad8f4f77c","block_type":"box","text":"are complex instruments, their","page_number":1,"box":{"x":774,"y":686,"width":167,"height":8}},{"id":"2884a2ed-9a4d-44b8-bb80-16f2d483e92b","block_type":"box","text":"income payments can be highly volatile and may be cancelled or suspended at","page_number":1,"box":{"x":512,"y":695,"width":426,"height":8}},{"id":"7d5c8aed-42ef-4a32-9fdf-2ab8199441b2","block_type":"box","text":"any time, and they carry greater risk of investment loss than equities.","page_number":1,"box":{"x":512,"y":703,"width":377,"height":9}},{"id":"70c82ffe-ddde-4c50-b65b-a1c978d714f7","block_type":"box","text":"Sustainability risk:","page_number":1,"box":{"x":512,"y":715,"width":101,"height":8}},{"id":"44cbfc87-1365-45a1-a908-ec739a255125","block_type":"box","text":"The level of sustainability risk to which the Fund is exposed,","page_number":1,"box":{"x":617,"y":715,"width":324,"height":8}},{"id":"5f275e04-5f04-4d53-a8c2-3dc81a9837d4","block_type":"box","text":"and therefore the value of its investments, may fluctuate depending on the","page_number":1,"box":{"x":512,"y":723,"width":410,"height":8}},{"id":"2517c2db-beae-406b-85da-e79e22da953e","block_type":"box","text":"investment opportunities identified by the Investment Manager.","page_number":1,"box":{"x":512,"y":732,"width":351,"height":8}},{"id":"34ea41b6-1e19-4ed5-a773-d2aab634f68d","block_type":"box","text":"Underlying fund risk:","page_number":1,"box":{"x":513,"y":743,"width":115,"height":8}},{"id":"348c22c7-b6e8-4bc1-93c6-870cea9b32fd","block_type":"box","text":"To the extent that the Fund invests in shares of other","page_number":1,"box":{"x":632,"y":743,"width":289,"height":7}},{"id":"e74ccfde-2e9b-43b3-9639-bd89e6e228f2","block_type":"box","text":"funds, it takes on the one","page_number":1,"box":{"x":512,"y":752,"width":138,"height":8}},{"id":"51be6caf-f9e0-4fa1-ace2-d0cd930598a9","block_type":"box","text":"-","page_number":1,"box":{"x":651,"y":756,"width":3,"height":0}},{"id":"e959006d-a7ea-474a-9456-2da5d8fb441d","block_type":"box","text":"time and ongoing costs of those shares. It also takes","page_number":1,"box":{"x":655,"y":752,"width":283,"height":8}},{"id":"643349c4-bd0f-412d-8532-74af08e6238e","block_type":"box","text":"on the risks of those shares, including the derivatives risk and counterparty risk","page_number":1,"box":{"x":512,"y":760,"width":431,"height":9}},{"id":"8ce47618-703f-48ba-931b-5f4807db0168","block_type":"box","text":"arising from any embedded derivative","page_number":1,"box":{"x":512,"y":769,"width":207,"height":8}},{"id":"7d85c4d6-2bb2-483f-ba21-2746f3356ed3","block_type":"box","text":"s (which are common in ETFs).","page_number":1,"box":{"x":720,"y":769,"width":164,"height":8}},{"id":"29641593-3527-493f-b659-8935edcde2cc","block_type":"box","text":"Leverage risk:","page_number":1,"box":{"x":513,"y":780,"width":75,"height":8}},{"id":"00e3d2f3-d4a9-4a87-8c3a-030d5ab5cb06","block_type":"box","text":"A small price decline on a \"leveraged\" underlying investment will","page_number":1,"box":{"x":592,"y":780,"width":352,"height":8}},{"id":"a10ecbf1-2c6a-4268-b1a8-4519325b15c9","block_type":"box","text":"create a correspondingly larger loss for the Fund. A high overall level of leverage","page_number":1,"box":{"x":512,"y":789,"width":437,"height":8}},{"id":"986712f2-1e1f-494e-8988-6200ff9af611","block_type":"box","text":"and/or unusual market conditions could create significant losses for the Fund.","page_number":1,"box":{"x":512,"y":797,"width":423,"height":9}},{"id":"e0a6e274-cec8-485a-950d-37b30029d6f8","block_type":"box","text":"Full information on the risks applicable to the Fund is detailed in the Prospectus.","page_number":1,"box":{"x":513,"y":809,"width":436,"height":8}},{"id":"a1d4e5c0-586b-407f-a084-686f3ee97d3d","block_type":"box","text":"Page","page_number":2,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"ccd45cf8-7d28-4322-b993-ff924ff5e0df","block_type":"box","text":"2","page_number":2,"box":{"x":73,"y":969,"width":5,"height":6}},{"id":"52f0e560-ebfd-4b3d-b21e-dba7d14c807b","block_type":"box","text":"of","page_number":2,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"7881380e-8498-4fd3-b862-036707d58011","block_type":"box","text":"2","page_number":2,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"7822b09f-4b32-4949-9629-f8632bc8e84f","block_type":"box","text":"This key investor information is accurate as at 01 April 2026","page_number":2,"box":{"x":47,"y":979,"width":284,"height":7}},{"id":"c21f74f0-21ec-4e9b-8165-a4bf24d09cd6","block_type":"box","text":"CHARGES","page_number":2,"box":{"x":48,"y":24,"width":64,"height":8}},{"id":"3f29e099-b134-4b15-b0b7-b4bd49b53b5b","block_type":"box","text":"One","page_number":2,"box":{"x":49,"y":45,"width":22,"height":6}},{"id":"64738b04-c029-4b94-a4cd-b0cc43347e84","block_type":"box","text":"-","page_number":2,"box":{"x":72,"y":48,"width":3,"height":1}},{"id":"6c2cc957-0ba9-45a1-a69a-57ab7ee7641f","block_type":"box","text":"off charges taken before or after you invest*","page_number":2,"box":{"x":76,"y":44,"width":247,"height":9}},{"id":"d1f2aee4-e12b-411a-8502-d45f6b72428e","block_type":"box","text":"Entry charge","page_number":2,"box":{"x":49,"y":56,"width":67,"height":8}},{"id":"a0a0b42d-6260-4fbf-9e40-ba404b18ec5a","block_type":"box","text":"5.00%","page_number":2,"box":{"x":446,"y":56,"width":32,"height":7}},{"id":"03a7473b-ff25-401b-8385-239a25dca8b9","block_type":"box","text":"Exit charge","page_number":2,"box":{"x":49,"y":67,"width":58,"height":9}},{"id":"666fb76d-7911-4cf3-a643-24d8cfee3ba0","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":68,"width":28,"height":6}},{"id":"ad9b012a-0268-453c-9edd-346a16baa885","block_type":"box","text":"Charges taken from the Fund over a year","page_number":2,"box":{"x":49,"y":79,"width":226,"height":8}},{"id":"fd1c03ff-dba4-4118-bfb2-935169aa69b5","block_type":"box","text":"Ongoing charges","page_number":2,"box":{"x":49,"y":94,"width":89,"height":8}},{"id":"ee270e71-4e45-4d81-82fc-3b7622623653","block_type":"box","text":"0.70%","page_number":2,"box":{"x":445,"y":98,"width":33,"height":6}},{"id":"d3b772e4-9b76-4056-9387-eb783a982f09","block_type":"box","text":"Charges taken from the Fund under certain specific conditions","page_number":2,"box":{"x":49,"y":109,"width":344,"height":9}},{"id":"8127320e-e96e-41a3-bbd0-0cc257d796a2","block_type":"box","text":"Performance fee","page_number":2,"box":{"x":49,"y":121,"width":89,"height":7}},{"id":"6854c567-34df-43ac-9412-56fabb9fd921","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":121,"width":28,"height":7}},{"id":"c3f6d43c-2d1e-4b2f-9c51-ba0265008b50","block_type":"box","text":"*This is the maximum that might be taken out of your money before it is","page_number":2,"box":{"x":49,"y":132,"width":394,"height":9}},{"id":"bcad1bc8-1bd5-4dd0-87cf-5b06a5ba2482","block_type":"box","text":"invested / before the proceeds of your investment are paid out.","page_number":2,"box":{"x":49,"y":144,"width":346,"height":8}},{"id":"c580bfb9-7c21-4b4c-baee-82690b6566b9","block_type":"box","text":"The charges you pay are used to pay the costs of running the Fund, including","page_number":2,"box":{"x":48,"y":156,"width":417,"height":8}},{"id":"e9ac2623-b90f-41d7-944d-915ccd555c22","block_type":"box","text":"the costs of marketing and distributing it. These charges reduce the potential","page_number":2,"box":{"x":48,"y":167,"width":419,"height":9}},{"id":"d7533ae3-90be-45be-9bed-687c511e0b8e","block_type":"box","text":"growth of your investment.","page_number":2,"box":{"x":48,"y":179,"width":148,"height":8}},{"id":"604125c0-a517-489f-b3f8-a0a9d8443822","block_type":"box","text":"The entry and exit charges shown are maximum figures. In some cases","page_number":2,"box":{"x":512,"y":45,"width":383,"height":8}},{"id":"9bd697d5-b4e1-4133-8042-fa4ae243f19f","block_type":"box","text":"(including when switching to other funds or share classes in Aviva Investors) you","page_number":2,"box":{"x":512,"y":53,"width":436,"height":9}},{"id":"9665d14f-fd0e-4b92-9bbe-d98c6684b6df","block_type":"box","text":"might pay less","page_number":2,"box":{"x":513,"y":62,"width":76,"height":8}},{"id":"705b1dd7-9510-47e3-85a6-f324cb5c1f0f","block_type":"box","text":"–","page_number":2,"box":{"x":592,"y":66,"width":7,"height":0}},{"id":"008405b4-2443-4f05-b70a-0985ffa000ac","block_type":"box","text":"you can find the actual entry and exit charges from your","page_number":2,"box":{"x":602,"y":62,"width":305,"height":8}},{"id":"696e337d-aa6e-4e46-ab0b-9c50fc6efcf5","block_type":"box","text":"financial adviser/distributor.","page_number":2,"box":{"x":512,"y":70,"width":153,"height":9}},{"id":"90452825-0115-4d3c-8e4d-bf4f23bb4748","block_type":"box","text":"The ongoing charges figure is based on last year's expenses for the year ending","page_number":2,"box":{"x":512,"y":82,"width":429,"height":8}},{"id":"97f0f487-ae46-4a6d-bd10-d4ed90fbe84f","block_type":"box","text":"December 2025. The figure for ongoing charges excludes performance fees and","page_number":2,"box":{"x":513,"y":90,"width":431,"height":9}},{"id":"c6a451b1-2de3-4f8f-b1c9-34298ec686e4","block_type":"box","text":"portfolio transaction costs, except in the case of an entry/exit charge paid by the","page_number":2,"box":{"x":513,"y":99,"width":438,"height":8}},{"id":"21976e6c-d849-4a76-8b60-65f027a77f32","block_type":"box","text":"Fund when buying","page_number":2,"box":{"x":513,"y":108,"width":99,"height":8}},{"id":"7cc826af-fd09-4f59-9a52-5e9131302d87","block_type":"box","text":"or selling units in another collective investment undertaking.","page_number":2,"box":{"x":616,"y":108,"width":329,"height":8}},{"id":"380e1627-9785-4889-a528-fd1ff2b876aa","block_type":"box","text":"A switching charge of up to 1% may be applied when switching to other funds or","page_number":2,"box":{"x":512,"y":119,"width":438,"height":8}},{"id":"09c94dce-1ad2-453a-8a6c-0bc0950a798f","block_type":"box","text":"share classes in Aviva Investors.","page_number":2,"box":{"x":512,"y":128,"width":171,"height":6}},{"id":"03e0a665-0031-4fb0-a0ec-c689b7df468d","block_type":"box","text":"For more information about charges, including a full explanation of any","page_number":2,"box":{"x":513,"y":139,"width":387,"height":8}},{"id":"4cb9b7fb-dd15-4d70-9ca3-e0f7228f0717","block_type":"box","text":"performance fee (if applicable) please see the charges sections of the Fund's","page_number":2,"box":{"x":513,"y":147,"width":415,"height":9}},{"id":"3cd61dd0-9a67-436b-831b-34991461ee48","block_type":"box","text":"Prospectus.","page_number":2,"box":{"x":513,"y":157,"width":61,"height":7}},{"id":"0f9d95b8-e7b7-44b2-80d7-5bdc0bd9a80d","block_type":"box","text":"PAST PERFORMANCE","page_number":2,"box":{"x":48,"y":254,"width":145,"height":8}},{"id":"b2a6940b-6d51-4af9-aa17-da7e80935e7a","block_type":"box","text":"Share Class","page_number":2,"box":{"x":99,"y":284,"width":60,"height":7}},{"id":"d003854a-046c-4a9b-af9d-e799f00de134","block_type":"box","text":"Bloomberg Global High Yield Excl","page_number":2,"box":{"x":304,"y":284,"width":178,"height":8}},{"id":"73d6c833-2490-4a2f-b0b9-eac100d77396","block_type":"box","text":"CMBS & EMG 2% Cap","page_number":2,"box":{"x":304,"y":295,"width":116,"height":8}},{"id":"533d8d29-005a-4cec-8224-838038701676","block_type":"box","text":"2021","page_number":2,"box":{"x":121,"y":460,"width":19,"height":4}},{"id":"1ea74e7b-0ca0-4e8d-9e7e-a6d87fbddf1f","block_type":"box","text":"2022","page_number":2,"box":{"x":200,"y":460,"width":20,"height":4}},{"id":"8db2a429-9e2d-416f-b7c2-3ef95fe3ef75","block_type":"box","text":"2023","page_number":2,"box":{"x":280,"y":460,"width":19,"height":4}},{"id":"0ba2d3f2-6385-4c7e-bf23-330d35bc9d09","block_type":"box","text":"2024","page_number":2,"box":{"x":359,"y":460,"width":20,"height":4}},{"id":"fedae006-1b05-4b12-8fe2-23643e65df32","block_type":"box","text":"2025","page_number":2,"box":{"x":438,"y":460,"width":20,"height":4}},{"id":"1d3daeca-46af-4361-bbde-89a46c8728cc","block_type":"box","text":"8.3","page_number":2,"box":{"x":363,"y":471,"width":12,"height":5}},{"id":"2b39a728-a0a1-40b0-ba25-cf4174e1cb03","block_type":"box","text":"7.8","page_number":2,"box":{"x":442,"y":471,"width":12,"height":5}},{"id":"201a7620-e6ca-41a1-b7d4-e359dc1782f5","block_type":"box","text":"8.3","page_number":2,"box":{"x":363,"y":483,"width":12,"height":5}},{"id":"7601ceda-9e4c-4677-9d4d-5cd2503c7886","block_type":"box","text":"8.3","page_number":2,"box":{"x":442,"y":483,"width":12,"height":5}},{"id":"5105aa5f-ad9e-48b7-9b5d-bdd8ef7ded7c","block_type":"box","text":"8.31","page_number":2,"box":{"x":339,"y":491,"width":0,"height":0}},{"id":"f8bf9395-87d0-467a-b2ee-b72183027858","block_type":"box","text":"7.8","page_number":2,"box":{"x":418,"y":491,"width":0,"height":0}},{"id":"c09c8a8a-7e01-44bb-b418-cb6656254ad0","block_type":"box","text":"Past performance is no guide to future performance.","page_number":2,"box":{"x":513,"y":280,"width":285,"height":8}},{"id":"eb623e65-f3b5-4af3-a727-2701c23c00f5","block_type":"box","text":"The past performance shown in the chart opposite takes into account all","page_number":2,"box":{"x":512,"y":291,"width":394,"height":8}},{"id":"345ddefd-af9c-424b-b84a-b43ca63647aa","block_type":"box","text":"charges except entry charges.","page_number":2,"box":{"x":512,"y":300,"width":161,"height":8}},{"id":"3c129ee8-0503-4303-b0f6-e7f183fcafd2","block_type":"box","text":"The Share Class was launched on 21 June 2023.","page_number":2,"box":{"x":512,"y":314,"width":257,"height":6}},{"id":"4e885edf-56b7-434c-93ef-de0e98bf59c6","block_type":"box","text":"Performance is calculated in the Share Class currency which is GBP.","page_number":2,"box":{"x":513,"y":325,"width":364,"height":9}},{"id":"e7c2db89-8b4a-497f-8ac5-d4179feb95eb","block_type":"box","text":"Source: Aviva Investors/Morningstar as at 31 December 2025.","page_number":2,"box":{"x":512,"y":336,"width":337,"height":9}},{"id":"4889e04e-d804-4c44-a77c-b074ac1652fd","block_type":"box","text":"PRACTICAL INFORMATION","page_number":2,"box":{"x":48,"y":521,"width":182,"height":8}},{"id":"9682b13d-fb00-4c08-87c9-deaf3217a994","block_type":"box","text":"BNY Mellon, Asset Servicing, 2","page_number":2,"box":{"x":48,"y":551,"width":163,"height":9}},{"id":"e3122f1c-974e-4358-b68d-36fe870a7def","block_type":"box","text":"-","page_number":2,"box":{"x":213,"y":555,"width":3,"height":1}},{"id":"e5045986-6abf-4dbe-87d3-943e57b9f254","block_type":"box","text":"4, rue Eugène Ruppert","page_number":2,"box":{"x":217,"y":551,"width":121,"height":9}},{"id":"c2a7c7db-7ae8-4eb3-a8db-4726db4dbf30","block_type":"box","text":"-","page_number":2,"box":{"x":342,"y":555,"width":3,"height":1}},{"id":"e5ba400e-8d55-4b66-ac69-a0162aeb6035","block_type":"box","text":"L","page_number":2,"box":{"x":350,"y":552,"width":4,"height":6}},{"id":"b36d5731-8662-4b82-9873-23afd1856284","block_type":"box","text":"-","page_number":2,"box":{"x":355,"y":555,"width":3,"height":1}},{"id":"d83fa887-ec0b-45c9-bad5-2697e0a724a8","block_type":"box","text":"2453 Luxembourg","page_number":2,"box":{"x":360,"y":551,"width":97,"height":9}},{"id":"15557319-7d56-420f-bbfa-393fc967acd2","block_type":"box","text":"Other information on Aviva Investors, copies of its Prospectus and of its latest","page_number":2,"box":{"x":48,"y":562,"width":423,"height":9}},{"id":"fe4480bb-2fd8-499e-8a37-33c32ca56d68","block_type":"box","text":"annual and semi","page_number":2,"box":{"x":48,"y":571,"width":88,"height":7}},{"id":"3432651f-84c5-4a26-bfde-51359c3e70b0","block_type":"box","text":"-","page_number":2,"box":{"x":137,"y":575,"width":3,"height":1}},{"id":"6aa94a3d-5dab-4008-8902-725f1589bef3","block_type":"box","text":"annual reports, may be obtained free of charge, in English,","page_number":2,"box":{"x":141,"y":571,"width":318,"height":8}},{"id":"6ced928a-57e5-43e6-9253-5f8ad5bf3ff8","block_type":"box","text":"from Aviva Investors Luxembourg S.A., 2 rue du Fort Bourbon, Luxembourg, L","page_number":2,"box":{"x":47,"y":580,"width":421,"height":8}},{"id":"7eba427b-f88d-4b41-9d4a-ba570e2814a0","block_type":"box","text":"\u0002","page_number":2,"box":{"x":469,"y":584,"width":3,"height":0}},{"id":"d982eb86-5c2a-47ff-b8ac-d86fea1d7ee2","block_type":"box","text":"1249, or from the websi","page_number":2,"box":{"x":48,"y":589,"width":129,"height":7}},{"id":"4b09932b-c11a-4674-b76d-6b1d9be6dac0","block_type":"box","text":"te www.avivainvestors.com where the latest available","page_number":2,"box":{"x":178,"y":589,"width":295,"height":6}},{"id":"e5f5f796-39c8-4f17-9d28-8c23ea6d4b79","block_type":"box","text":"price of shares in the Fund and information on how to buy/sell shares can also","page_number":2,"box":{"x":48,"y":597,"width":425,"height":8}},{"id":"c5be4574-f5ee-43c3-a8fc-3c31ed9ea9ab","block_type":"box","text":"be accessed. The Transfer Agent for this fund is BNY Mellon, Transfer Agency","page_number":2,"box":{"x":48,"y":606,"width":418,"height":8}},{"id":"5ef0f3b3-834b-4a14-9547-e35ec97506d8","block_type":"box","text":"Lux, Asset Servicing, 2","page_number":2,"box":{"x":48,"y":615,"width":118,"height":8}},{"id":"b93cac33-1a77-42f0-a8a2-8a6d1a5f7d78","block_type":"box","text":"-","page_number":2,"box":{"x":167,"y":618,"width":3,"height":1}},{"id":"082175d6-ddd5-4f8c-bc7d-6d7f8e352ec6","block_type":"box","text":"4, rue Eugène Ruppert","page_number":2,"box":{"x":171,"y":615,"width":122,"height":8}},{"id":"51f3a501-df42-482e-a7fe-a727a6e01bce","block_type":"box","text":"-","page_number":2,"box":{"x":297,"y":618,"width":3,"height":1}},{"id":"d9e27c7e-96c7-481a-82bf-1311523a8f77","block_type":"box","text":"L","page_number":2,"box":{"x":304,"y":615,"width":5,"height":6}},{"id":"ecc33a9c-5e59-4a52-a1cb-30c1319ec7d2","block_type":"box","text":"-","page_number":2,"box":{"x":309,"y":618,"width":4,"height":1}},{"id":"cf4d0e14-7892-4ae7-979a-4bb27d82fcca","block_type":"box","text":"2453 Luxembourg.","page_number":2,"box":{"x":314,"y":615,"width":100,"height":8}},{"id":"dbe189a0-ea6f-4216-b6c2-0eb45294e8a1","block_type":"box","text":"You may switch between other funds or share classes in Aviva Investors subject","page_number":2,"box":{"x":47,"y":626,"width":433,"height":8}},{"id":"9cc26aca-9f82-4a58-be52-367fbd253f8a","block_type":"box","text":"to provisions of the Section \"Investing in the Sub","page_number":2,"box":{"x":47,"y":634,"width":264,"height":9}},{"id":"45759386-bc25-4f19-9cbe-ad332bd52464","block_type":"box","text":"-","page_number":2,"box":{"x":312,"y":638,"width":4,"height":1}},{"id":"dd63c653-b0c4-45b3-8466-f8f7f77c5c5f","block_type":"box","text":"Funds\" of the Prospectus.","page_number":2,"box":{"x":317,"y":634,"width":138,"height":9}},{"id":"3f5d2e8e-9a3f-4162-8311-24b37f78325f","block_type":"box","text":"Aviva Investors is subject to the tax laws and regulations of Luxembourg. This","page_number":2,"box":{"x":47,"y":645,"width":421,"height":9}},{"id":"5dca74ba-9a36-43b0-a842-4188b49f3637","block_type":"box","text":"might have an impact on your personal tax position that you should verify with a","page_number":2,"box":{"x":48,"y":654,"width":438,"height":8}},{"id":"6cf38b00-7454-4b45-aae7-c41323335f09","block_type":"box","text":"tax advisor in your country of residence.","page_number":2,"box":{"x":47,"y":663,"width":218,"height":8}},{"id":"29d9c034-2bb8-4678-a738-f6f7568c115d","block_type":"box","text":"Aviva Investors is an open ended investment company organised as a Société","page_number":2,"box":{"x":47,"y":674,"width":420,"height":8}},{"id":"b845df27-d7c7-4c37-b661-61600e0a87fc","block_type":"box","text":"d'Investissement à Capital Variable (SICAV) with several sub","page_number":2,"box":{"x":48,"y":683,"width":324,"height":8}},{"id":"ea79508b-00a1-4912-8ed0-04f8bab953de","block_type":"box","text":"-","page_number":2,"box":{"x":373,"y":687,"width":3,"height":0}},{"id":"57208617-19dc-4fb2-935d-dd4b9431ee66","block_type":"box","text":"funds. This key","page_number":2,"box":{"x":377,"y":683,"width":81,"height":8}},{"id":"b880ed06-607a-46ab-a6af-dbe886468860","block_type":"box","text":"investor information document describes one sub","page_number":2,"box":{"x":48,"y":691,"width":270,"height":7}},{"id":"2ea5cc3e-194e-46fd-8c51-7267d2fadd95","block_type":"box","text":"-","page_number":2,"box":{"x":320,"y":695,"width":3,"height":1}},{"id":"be267735-d8c8-4816-8cf2-1d9e7bef1649","block_type":"box","text":"fund of the SICAV. The","page_number":2,"box":{"x":324,"y":691,"width":122,"height":7}},{"id":"7ae01f08-608c-48f0-82b8-e217e2d53a90","block_type":"box","text":"liabilities of each fund are segregated and the assets of this Fund will not be","page_number":2,"box":{"x":513,"y":551,"width":412,"height":9}},{"id":"c7929323-16e1-410d-95e8-b09a534b3264","block_type":"box","text":"used to pay debts of other funds.","page_number":2,"box":{"x":513,"y":560,"width":179,"height":8}},{"id":"a2b07c07-cd3d-472c-9a1e-08f681d69c41","block_type":"box","text":"Aviva Investors Luxembourg S.A. may be held liable solely on the basis of any","page_number":2,"box":{"x":512,"y":571,"width":419,"height":8}},{"id":"1b5e5107-a4fc-404c-8a59-77d864576dbc","block_type":"box","text":"statement contained in this document that is misleading, inaccurate or","page_number":2,"box":{"x":512,"y":580,"width":386,"height":8}},{"id":"bd6a9aa8-4f87-43af-996d-00dc93a23f1e","block_type":"box","text":"inconsistent with the relevant parts of the Prospectus of the Fund. The details of","page_number":2,"box":{"x":512,"y":589,"width":438,"height":8}},{"id":"daef2ef4-7ec6-4b90-b0b6-2f1d9dacb7a4","block_type":"box","text":"the up","page_number":2,"box":{"x":512,"y":597,"width":34,"height":8}},{"id":"09d79825-d341-4744-a50c-b4659bab0d9a","block_type":"box","text":"-","page_number":2,"box":{"x":547,"y":601,"width":4,"height":1}},{"id":"590c5ef3-990d-4886-93ec-62ec7140a4c3","block_type":"box","text":"to","page_number":2,"box":{"x":551,"y":598,"width":11,"height":6}},{"id":"81af0ff8-1ed1-4394-8676-7b32a31ce8ab","block_type":"box","text":"-","page_number":2,"box":{"x":563,"y":601,"width":3,"height":1}},{"id":"524396ca-b490-4dd5-8f7b-6dd617b427b0","block_type":"box","text":"date remunerat","page_number":2,"box":{"x":567,"y":597,"width":86,"height":7}},{"id":"8ce753b9-59af-46b3-bee9-2b4142c18e1f","block_type":"box","text":"ion policy of the Management Company, including the","page_number":2,"box":{"x":654,"y":597,"width":295,"height":8}},{"id":"346adec2-1fab-4a4a-adae-4217d962d2e1","block_type":"box","text":"composition of its remuneration committee, a description of the key","page_number":2,"box":{"x":512,"y":606,"width":373,"height":8}},{"id":"830fa97a-af4e-4797-adc8-748c91b263b1","block_type":"box","text":"remuneration elements and an overview of how remuneration is determined,","page_number":2,"box":{"x":513,"y":615,"width":422,"height":8}},{"id":"ce9d2ba6-7c43-4073-9ac2-f26c4a31b144","block_type":"box","text":"are available on the website www.avivainvestors.com. A paper co","page_number":2,"box":{"x":512,"y":623,"width":357,"height":9}},{"id":"5e3c62d7-ee3b-4034-b8eb-0384bfe4a545","block_type":"box","text":"py of the","page_number":2,"box":{"x":871,"y":623,"width":47,"height":9}},{"id":"d5108ab8-c87a-4554-aa40-cc9cbc70417e","block_type":"box","text":"remuneration policy can be made available upon request and free of charge at","page_number":2,"box":{"x":513,"y":632,"width":427,"height":8}},{"id":"5bb8d96a-5147-4e91-b940-44fbaebb9445","block_type":"box","text":"the Management Company's registered office.","page_number":2,"box":{"x":512,"y":641,"width":252,"height":8}},{"id":"d1a1eec4-538d-4504-a2be-1d549c9c1cde","block_type":"box","text":"The Representative and Paying Agent in Switzerland is BNP Paribas, Paris, Zurich","page_number":2,"box":{"x":512,"y":652,"width":436,"height":8}},{"id":"faaf75ed-28c0-4f2f-8fbb-43fa36be9908","block_type":"box","text":"branch, Selnaustrasse 16, 8002 Zurich, Switzerland. The Prospectus, the Key","page_number":2,"box":{"x":513,"y":661,"width":412,"height":8}},{"id":"fac6155d-1b05-4b97-90b6-d822212c6f2b","block_type":"box","text":"Investor Information Documents (KIIDs), the Articles of Incorporation as well as","page_number":2,"box":{"x":513,"y":669,"width":430,"height":8}},{"id":"e2b0100f-758a-4f2f-99b0-dd8ed76c3f6b","block_type":"box","text":"the Annual and Sem","page_number":2,"box":{"x":512,"y":678,"width":109,"height":7}},{"id":"1e2fa19b-3267-49c5-9dc0-e003e3a6df7d","block_type":"box","text":"i","page_number":2,"box":{"x":623,"y":678,"width":1,"height":7}},{"id":"c9603463-e7b5-4f3c-93ef-87600c759007","block_type":"box","text":"-","page_number":2,"box":{"x":625,"y":682,"width":3,"height":0}},{"id":"ad93c431-f522-4e7d-8d23-8fe85014996a","block_type":"box","text":"Annual Reports may be obtained free of charge from the","page_number":2,"box":{"x":629,"y":678,"width":309,"height":8}},{"id":"51c995a7-ad25-4d1d-a4fb-91d0f8e36dab","block_type":"box","text":"Representative in Switzerland.","page_number":2,"box":{"x":513,"y":687,"width":164,"height":8}},{"id":"e3c8d0dc-114d-473a-9088-f1d6aba1d728","block_type":"box","text":"The Sub","page_number":2,"box":{"x":47,"y":705,"width":43,"height":7}},{"id":"886193d9-5b7a-42e7-a868-46169615507d","block_type":"box","text":"-","page_number":2,"box":{"x":91,"y":709,"width":3,"height":1}},{"id":"0757a75d-0f08-42a6-aa71-36501246cef1","block_type":"box","text":"Fund launched on 22 September 2008, is authorised in Luxembourg and supervised by Commission de Surveillance du Secteur Finan","page_number":2,"box":{"x":96,"y":705,"width":718,"height":9}},{"id":"b507bb24-7e4b-4ab1-8bad-3e88e68c8958","block_type":"box","text":"cier.","page_number":2,"box":{"x":816,"y":706,"width":22,"height":6}},{"id":"96da006b-3209-461e-b554-c4732d7cb5a7","block_type":"box","text":"The Management Company is authorised in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier.","page_number":2,"box":{"x":47,"y":715,"width":704,"height":8}},{"id":"40461f44-db03-4a2e-9c6f-3705ec9eb5fc","block_type":"box","text":"7.4","page_number":2,"box":{"x":69,"y":449,"width":12,"height":4}},{"id":"a0291df3-3475-4f3a-844d-b85e4fed90e8","block_type":"box","text":"7.5","page_number":2,"box":{"x":69,"y":435,"width":12,"height":5}},{"id":"0cf13baa-192a-4542-aa12-aff4013470a7","block_type":"box","text":"7.6","page_number":2,"box":{"x":69,"y":421,"width":12,"height":5}},{"id":"af38b4e1-c573-4313-9e36-587803471f44","block_type":"box","text":"7.7","page_number":2,"box":{"x":69,"y":407,"width":12,"height":5}},{"id":"fb84c444-9c9c-4be6-8931-657e8ba8abec","block_type":"box","text":"7.8","page_number":2,"box":{"x":69,"y":393,"width":12,"height":5}},{"id":"9f045243-f4bb-40a5-be56-1fd8437b5589","block_type":"box","text":"7.9","page_number":2,"box":{"x":69,"y":380,"width":12,"height":4}},{"id":"594fa2d9-3ef9-4e34-8e3b-38d302d7e6e7","block_type":"box","text":"8","page_number":2,"box":{"x":76,"y":366,"width":5,"height":4}},{"id":"c751bcb9-952e-4b2d-98d7-6725ef23921c","block_type":"box","text":"8.1","page_number":2,"box":{"x":69,"y":352,"width":12,"height":5}},{"id":"e7b0eeea-3d4d-454c-8f88-84b7505a5a2f","block_type":"box","text":"8.2","page_number":2,"box":{"x":69,"y":338,"width":12,"height":5}},{"id":"0f157e1f-9cdf-410a-8928-b4d2f523b728","block_type":"box","text":"8.3","page_number":2,"box":{"x":69,"y":324,"width":12,"height":5}},{"id":"6b72aff9-c7ad-4206-b7f4-e71a5a560861","block_type":"box","text":"8.4","page_number":2,"box":{"x":69,"y":310,"width":12,"height":5}},{"id":"571bc14f-70f7-4462-9694-8fd250d7bd1b","block_type":"box","text":"Return %","page_number":2,"box":{"x":51,"y":361,"width":9,"height":34}}],"unit":"per_mille","page_width":595,"page_height":841,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":2}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"1b9ba855-8020-4fc4-898e-26f2abb3a3dc"},"user_id":1000227,"date_created":"2026-06-29T18:32:22.735000Z","date_modified":"2026-07-17T09:01:23.750000Z","private":false}