{"annotation_id":"156e4e6e-671e-4dea-8f14-d5f92afb0a0c","file_hash":"9448b74284b8af5118a93ccedaddc25d9cef4ade5f868db516ef39e33f8affe8","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"c5ada295-4f1c-4a48-a22e-1bd47d0bc16e","block_type":"box","text":"Page","page_number":1,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"842076c1-845e-4145-9dc4-9d24caf28014","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":969,"width":4,"height":6}},{"id":"dd4f4f01-e5d0-4f04-9f28-9aeb1d970908","block_type":"box","text":"of","page_number":1,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"4f1d1277-8f1c-4138-b32c-4c1b58fa292a","block_type":"box","text":"2","page_number":1,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"23b586c8-498c-4077-a20f-d52496b4a03d","block_type":"box","text":"KEY INVESTOR INFORMATION","page_number":1,"box":{"x":49,"y":65,"width":330,"height":13}},{"id":"724f3a20-0500-497e-bc99-589c2ada5bd8","block_type":"box","text":"This document provides you with key investor information about this Fund. It is not marketing material. The information is re","page_number":1,"box":{"x":47,"y":114,"width":679,"height":8}},{"id":"7eaf874c-9efb-4856-a3a5-4eff6a7ca710","block_type":"box","text":"quired by law to","page_number":1,"box":{"x":728,"y":114,"width":87,"height":8}},{"id":"462264cd-fdc6-4b7d-b302-08515eb9de4c","block_type":"box","text":"help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make","page_number":1,"box":{"x":48,"y":124,"width":617,"height":8}},{"id":"30d5fe1f-95bd-46af-a132-95cc2b5ed044","block_type":"box","text":"an informed decision about whether to invest.","page_number":1,"box":{"x":669,"y":124,"width":252,"height":6}},{"id":"7184dfc8-f850-4bfc-b931-50276fad3f07","block_type":"box","text":"ReturnPlus Fund , Class S , Accumulation shares shares, USD,","page_number":1,"box":{"x":48,"y":144,"width":382,"height":9}},{"id":"97da4c45-ae60-4352-8beb-24ca28395af7","block_type":"box","text":"a sub","page_number":1,"box":{"x":439,"y":145,"width":28,"height":7}},{"id":"84321e20-bd20-4880-bba8-b51ead8d2df3","block_type":"box","text":"-","page_number":1,"box":{"x":468,"y":149,"width":3,"height":1}},{"id":"b7b8a8e4-569a-41fb-ab8d-aaf07e4ed146","block_type":"box","text":"fund of Aviva Investors (ISIN: LU3087672567).","page_number":1,"box":{"x":472,"y":145,"width":252,"height":8}},{"id":"1b7e50e8-8c55-4c77-8e87-e506b69dfbcb","block_type":"box","text":"The Fund is managed by Aviva Investors","page_number":1,"box":{"x":732,"y":145,"width":219,"height":8}},{"id":"45cdb93e-78f5-41e4-bbce-bd28ed3c2a96","block_type":"box","text":"Luxembourg S.A.","page_number":1,"box":{"x":48,"y":155,"width":90,"height":9}},{"id":"48e459af-5651-44a8-b230-4d1be9aa093e","block_type":"box","text":"OBJECTIVES AND INVESTMENT POLICY","page_number":1,"box":{"x":48,"y":175,"width":266,"height":8}},{"id":"89d70001-7ed8-421b-a7cc-4d8de2ebb543","block_type":"box","text":"Objective","page_number":1,"box":{"x":48,"y":196,"width":52,"height":8}},{"id":"03ccf479-4c30-44e3-a0e7-e6ce5883586c","block_type":"box","text":": To achieve a 0.75% per annum gross return above the Secured","page_number":1,"box":{"x":102,"y":196,"width":345,"height":8}},{"id":"eba83dc7-20a8-4d4c-a467-3e719798611d","block_type":"box","text":"Overnight Financing Rate (SOFR) over a three","page_number":1,"box":{"x":48,"y":205,"width":245,"height":8}},{"id":"eae4fff4-7b07-49ec-a56a-e74a88269afc","block_type":"box","text":"-","page_number":1,"box":{"x":294,"y":209,"width":3,"height":0}},{"id":"558e48fc-65f7-4760-ad07-68935857746c","block_type":"box","text":"year rolling period, regardless of","page_number":1,"box":{"x":298,"y":205,"width":177,"height":8}},{"id":"c506c68d-2d68-4422-8117-a3ffab500cc7","block_type":"box","text":"market conditions.","page_number":1,"box":{"x":48,"y":214,"width":100,"height":6}},{"id":"bde8f5a5-7e4e-47f7-ab6d-e4304b9b6345","block_type":"box","text":"Investment Policy","page_number":1,"box":{"x":48,"y":225,"width":98,"height":8}},{"id":"d5122c88-e566-4306-bde9-ca0fb0a12849","block_type":"box","text":": Core Investments:","page_number":1,"box":{"x":148,"y":225,"width":104,"height":6}},{"id":"863d72a7-f394-441a-bc4d-97cadc13c01e","block_type":"box","text":"The Sub","page_number":1,"box":{"x":47,"y":236,"width":43,"height":6}},{"id":"53307ab9-b70b-4969-9b4d-1cb2b9ad31dd","block_type":"box","text":"-","page_number":1,"box":{"x":91,"y":240,"width":3,"height":0}},{"id":"5944a8eb-a78e-4b1a-809b-76fbc4518f0c","block_type":"box","text":"Fund invests mainly in bonds from anywhere in the","page_number":1,"box":{"x":96,"y":236,"width":277,"height":8}},{"id":"be54c041-19f7-418d-b516-e8dbc236d625","block_type":"box","text":"world. Specifically,","page_number":1,"box":{"x":377,"y":236,"width":101,"height":8}},{"id":"de44f6b6-f7dd-48d9-863a-d580a2bad373","block_type":"box","text":"the Sub","page_number":1,"box":{"x":47,"y":245,"width":41,"height":6}},{"id":"4008b39d-8008-46c4-9f27-944b0e43310b","block_type":"box","text":"-","page_number":1,"box":{"x":89,"y":248,"width":3,"height":1}},{"id":"ff42a719-beb5-4c99-8df6-d225f8004c22","block_type":"box","text":"Fund invests at least 80% in bonds of government, and corporate bonds","page_number":1,"box":{"x":94,"y":245,"width":390,"height":8}},{"id":"e712c355-c744-4a7b-8b39-564c5c8d24c3","block_type":"box","text":"(including but not limited to bonds of governmental, quasi","page_number":1,"box":{"x":48,"y":253,"width":316,"height":8}},{"id":"ac11d8e3-9eb1-4ca8-a967-e622157f0735","block_type":"box","text":"-","page_number":1,"box":{"x":366,"y":257,"width":3,"height":1}},{"id":"a001fc18-fc8a-43ae-9825-b38aad45e52e","block_type":"box","text":"governmental,","page_number":1,"box":{"x":370,"y":253,"width":78,"height":8}},{"id":"8db3289e-be92-4c5a-b032-965298c99d6a","block_type":"box","text":"supranational, bank or corporate issuers anywhere in the world, including up to","page_number":1,"box":{"x":48,"y":262,"width":433,"height":8}},{"id":"eabcb34b-072c-4e3e-99cb-fbc2f5006231","block_type":"box","text":"30%","page_number":1,"box":{"x":48,"y":271,"width":22,"height":6}},{"id":"3ef40ac3-fc86-47d5-b71a-8e0c251b2915","block_type":"box","text":"in emerging markets) rated between AAA and A by Standards and Poor’s","page_number":1,"box":{"x":74,"y":270,"width":394,"height":9}},{"id":"bbf12cba-624e-4a51-9568-67fe43104e1b","block_type":"box","text":"and Fitch and between Aaa and A2 by Moody’s.","page_number":1,"box":{"x":48,"y":279,"width":258,"height":9}},{"id":"94f5247b-72c4-4fc2-b1d8-1e44313d04a0","block_type":"box","text":"Bond investments may include mortgage","page_number":1,"box":{"x":48,"y":291,"width":222,"height":8}},{"id":"26f6e42d-ed7e-403c-84cb-947686134a32","block_type":"box","text":"-","page_number":1,"box":{"x":271,"y":294,"width":3,"height":1}},{"id":"0a3406aa-fdc9-45d3-9a86-318c726b73dd","block_type":"box","text":"backed securities (MBS) and","page_number":1,"box":{"x":276,"y":290,"width":151,"height":9}},{"id":"c75aa3f2-6a75-4767-9e78-7279fa55592a","block_type":"box","text":"asset▫backed securities (ABS) subject to the rating restrictions discussed a","page_number":1,"box":{"x":48,"y":299,"width":400,"height":8}},{"id":"5d0779ac-695a-48e0-9eeb-a5552336e4f1","block_type":"box","text":"bove.","page_number":1,"box":{"x":451,"y":299,"width":28,"height":7}},{"id":"4bdff9a8-f367-421b-98d9-816f4431eb80","block_type":"box","text":"These bonds may be secured on residential, consumer or corporate loans,","page_number":1,"box":{"x":47,"y":308,"width":403,"height":8}},{"id":"5fced55e-6204-4863-b830-02673432349d","block_type":"box","text":"among other asset types. The Sub","page_number":1,"box":{"x":48,"y":317,"width":183,"height":8}},{"id":"2f3b8665-eee6-4826-b56e-84a319365a5f","block_type":"box","text":"-","page_number":1,"box":{"x":232,"y":320,"width":3,"height":1}},{"id":"1cc3f266-7465-48a3-923b-db0dc7b8338f","block_type":"box","text":"Fund may invest up to 20% of total net assets","page_number":1,"box":{"x":237,"y":317,"width":246,"height":8}},{"id":"e1b98058-8139-4c13-9203-604c43d9319d","block_type":"box","text":"in securitisation, including ABS/MBS (excluding ancillary liquid assets, eligible","page_number":1,"box":{"x":48,"y":325,"width":418,"height":8}},{"id":"64fafd6b-6cbf-4c10-8e9d-9c09273f3fe8","block_type":"box","text":"deposits, money m","page_number":1,"box":{"x":48,"y":334,"width":102,"height":8}},{"id":"a6358f0f-9d30-4e4f-9e81-efaac2351c93","block_type":"box","text":"arket instruments and money market funds). For full details","page_number":1,"box":{"x":152,"y":334,"width":323,"height":8}},{"id":"ef382267-a3ad-4289-b00a-8526300d4f52","block_type":"box","text":"of the risks applicable to investing in these securities, please refer to section","page_number":1,"box":{"x":48,"y":343,"width":413,"height":8}},{"id":"ba759fdd-5a37-4c33-b69f-abd5e71f3562","block_type":"box","text":"“Risk Descriptions”.","page_number":1,"box":{"x":48,"y":351,"width":105,"height":9}},{"id":"4964881d-f78c-48e1-86e7-c971781294ba","block_type":"box","text":"The Sub","page_number":1,"box":{"x":47,"y":362,"width":43,"height":7}},{"id":"54b5bbbb-1c60-4404-9a6b-f0b50b8ab27d","block_type":"box","text":"-","page_number":1,"box":{"x":91,"y":366,"width":3,"height":1}},{"id":"1dc0b50e-4883-4a6d-9938-7fae19d890f7","block_type":"box","text":"Fund may invest in floating rates notes and units of UCITS or other","page_number":1,"box":{"x":96,"y":362,"width":361,"height":9}},{"id":"e556db62-bc1a-48f1-85e6-f5860744087d","block_type":"box","text":"UCIs.","page_number":1,"box":{"x":48,"y":371,"width":26,"height":7}},{"id":"8a7c739c-9453-49a8-9b5d-7d4b9004219e","block_type":"box","text":"For liquidi","page_number":1,"box":{"x":48,"y":382,"width":53,"height":8}},{"id":"4aec965c-f9db-4c54-a06b-387fe898c4ec","block_type":"box","text":"ty management purposes, the Sub","page_number":1,"box":{"x":102,"y":382,"width":186,"height":8}},{"id":"c5d2eda9-3c9e-4400-b718-12ca8a30d449","block_type":"box","text":"-","page_number":1,"box":{"x":289,"y":386,"width":4,"height":1}},{"id":"57604058-4bee-4e2c-ae31-3a3be64a443a","block_type":"box","text":"Fund may also hold ancillary liquid","page_number":1,"box":{"x":294,"y":382,"width":186,"height":8}},{"id":"f5e098c3-67ef-44a5-93a2-54af497518f7","block_type":"box","text":"assets within the meaning of point 9 listed under “Permitted Securities and","page_number":1,"box":{"x":48,"y":391,"width":408,"height":8}},{"id":"c0abfd95-6b7d-4abf-9cd2-6dab46a86de9","block_type":"box","text":"Transaction” of section “General Investment Restrictions and Eligible Assets for","page_number":1,"box":{"x":47,"y":399,"width":432,"height":9}},{"id":"1eae8b2f-85ce-4ab0-8f52-0c84f22d6492","block_type":"box","text":"UCITS Fund”. For the same purpo","page_number":1,"box":{"x":48,"y":408,"width":180,"height":8}},{"id":"c9c783fb-abd7-491e-bfc6-c8d3fcc2e343","block_type":"box","text":"ses, the Sub","page_number":1,"box":{"x":229,"y":408,"width":64,"height":8}},{"id":"eab1f575-483e-48dc-8187-a8fc6ae5c444","block_type":"box","text":"-","page_number":1,"box":{"x":295,"y":412,"width":3,"height":1}},{"id":"b4aa7aaa-c263-4f4f-a71a-9e93b4fa2d5c","block_type":"box","text":"Fund may also invest on an","page_number":1,"box":{"x":299,"y":408,"width":146,"height":8}},{"id":"f8720807-009c-4dab-8df8-c0e0f468835e","block_type":"box","text":"ancillary basis in eligible deposits within the meaning of point 8 of the same","page_number":1,"box":{"x":48,"y":417,"width":411,"height":8}},{"id":"b56e38fb-86d7-4236-8359-d93182514162","block_type":"box","text":"section referred to above, money market instruments or money market funds.","page_number":1,"box":{"x":48,"y":426,"width":426,"height":8}},{"id":"908258d7-adf2-4f06-be9f-86b5fec6a0db","block_type":"box","text":"Sustainability Disclosures","page_number":1,"box":{"x":47,"y":437,"width":141,"height":8}},{"id":"1afcfd3f-f6d4-4e93-8bca-dd443319646a","block_type":"box","text":": This Sub","page_number":1,"box":{"x":190,"y":437,"width":50,"height":6}},{"id":"76f55ecb-910e-4861-b4f6-7aafc507769f","block_type":"box","text":"-","page_number":1,"box":{"x":241,"y":441,"width":3,"height":0}},{"id":"5dc74911-bdf8-434d-b3f7-d96b3eabe30b","block_type":"box","text":"Fund promotes environment","page_number":1,"box":{"x":246,"y":437,"width":155,"height":8}},{"id":"115a0021-f521-4a0e-8dee-c0409b3cfcd5","block_type":"box","text":"al and social","page_number":1,"box":{"x":402,"y":437,"width":66,"height":6}},{"id":"f548eae1-ccbb-4b17-b40a-cb74a82af688","block_type":"box","text":"characteristics however does not have a sustainable investment objective. To be","page_number":1,"box":{"x":48,"y":445,"width":437,"height":9}},{"id":"b8cf2354-6621-4e6c-93b1-a5549387ac81","block_type":"box","text":"eligible for investment, all investments that are selected as part of the","page_number":1,"box":{"x":48,"y":454,"width":381,"height":8}},{"id":"20af7f01-a075-46a7-a97a-22e8e79dee35","block_type":"box","text":"Investment Manager’s ESG analysis must follow good governance practices and","page_number":1,"box":{"x":48,"y":463,"width":431,"height":8}},{"id":"507c1f8b-0d08-477b-b76f-633d6986678e","block_type":"box","text":"not be exclu","page_number":1,"box":{"x":48,"y":472,"width":65,"height":6}},{"id":"eeff557f-4693-4778-a609-4d46972aac7d","block_type":"box","text":"ded by the Investment Manager’s ESG Baseline Exclusions Policy. It","page_number":1,"box":{"x":114,"y":471,"width":365,"height":9}},{"id":"164bc5ca-4d2b-4635-8e33-e34689879854","block_type":"box","text":"may however not be possible to perform ESG analysis on cash, derivatives and","page_number":1,"box":{"x":48,"y":480,"width":425,"height":8}},{"id":"6efb3a8b-8bf4-438d-bbe5-849d6c8f354e","block_type":"box","text":"other third","page_number":1,"box":{"x":48,"y":489,"width":57,"height":7}},{"id":"3a0ffb83-5ab9-408d-8484-5131b77085c0","block_type":"box","text":"-","page_number":1,"box":{"x":107,"y":493,"width":3,"height":0}},{"id":"2d915dcf-af56-4cc1-a9e1-9505c6bcdfca","block_type":"box","text":"party collective investment schemes. The Investment Manager","page_number":1,"box":{"x":112,"y":489,"width":341,"height":8}},{"id":"69801af2-2b44-41d7-8129-372e659ec94c","block_type":"box","text":"actively engages with companies and uses","page_number":1,"box":{"x":48,"y":498,"width":228,"height":8}},{"id":"92a93faa-496e-4aa7-86ff-adb49995b60d","block_type":"box","text":"voting rights with the aim of","page_number":1,"box":{"x":280,"y":498,"width":154,"height":8}},{"id":"8e006525-c41b-4fb6-8f2f-16da3e53c3d8","block_type":"box","text":"positively influencing company behaviour and helping to create competitive","page_number":1,"box":{"x":48,"y":506,"width":413,"height":9}},{"id":"033b1f93-8953-4d5a-99dc-37f8efd34098","block_type":"box","text":"returns. The Investment Manager integrates qualitative and quantitative data","page_number":1,"box":{"x":48,"y":515,"width":422,"height":8}},{"id":"d809a4f2-f3b4-4964-a95b-c9909d19fbde","block_type":"box","text":"on adverse sustainability impacts into its investment processes. Whilst t","page_number":1,"box":{"x":512,"y":196,"width":391,"height":8}},{"id":"f88be481-7c17-4c45-be9c-1f293919da78","block_type":"box","text":"he Sub","page_number":1,"box":{"x":904,"y":196,"width":36,"height":7}},{"id":"5ec44960-2176-4c20-9942-2d2eb7d6ede4","block_type":"box","text":"\u0002","page_number":1,"box":{"x":941,"y":200,"width":3,"height":1}},{"id":"e2730132-354d-4494-8e02-604a253bcffc","block_type":"box","text":"Fund may invest in underlying investments that contribute to climate change","page_number":1,"box":{"x":513,"y":205,"width":418,"height":8}},{"id":"6fa9f0c9-fcf2-4ee3-9680-4de5cf79fe0a","block_type":"box","text":"mitigation and/or climate change adaptation, the Sub","page_number":1,"box":{"x":513,"y":213,"width":290,"height":9}},{"id":"484b2863-87a4-4d2d-b806-04885e4335a9","block_type":"box","text":"-","page_number":1,"box":{"x":805,"y":217,"width":3,"height":1}},{"id":"720bf95c-da18-4402-9590-75f4d7bb73c5","block_type":"box","text":"Fund does not make any","page_number":1,"box":{"x":810,"y":214,"width":132,"height":8}},{"id":"15d2f712-6abc-4483-858c-68d73c2ca5e4","block_type":"box","text":"minimum commitment to invest in one or more environmentally sustainable","page_number":1,"box":{"x":513,"y":222,"width":416,"height":9}},{"id":"3f8037ba-e041-41c4-9be9-f1768ee4ed7c","block_type":"box","text":"investments. The ESG anal","page_number":1,"box":{"x":512,"y":231,"width":143,"height":7}},{"id":"ab8007af-71e8-4b95-8b68-009f70ce2cf9","block_type":"box","text":"ysis and considerations described are incorporated","page_number":1,"box":{"x":656,"y":231,"width":276,"height":8}},{"id":"0114027d-a94e-497f-9c90-48dba2650327","block_type":"box","text":"into the investment process but may not always have a material impact on","page_number":1,"box":{"x":512,"y":240,"width":406,"height":8}},{"id":"2c3c6d34-d7b4-4047-9bc2-f139495ec836","block_type":"box","text":"investments in the Sub","page_number":1,"box":{"x":512,"y":248,"width":124,"height":7}},{"id":"9a2e8887-58df-46c1-9527-8de7eb757ae9","block_type":"box","text":"-","page_number":1,"box":{"x":637,"y":252,"width":3,"height":1}},{"id":"4e83f0c4-deec-4866-92ce-97d59a08ab77","block_type":"box","text":"Fund.","page_number":1,"box":{"x":642,"y":248,"width":28,"height":7}},{"id":"6b7c062b-9e53-474d-bf32-7d0109ed0fa3","block_type":"box","text":"For detailed information on the impact of the ESG analysis on the Sub","page_number":1,"box":{"x":513,"y":260,"width":378,"height":8}},{"id":"688ed2c6-43cb-42dc-9a7d-d37b880c1dd2","block_type":"box","text":"-","page_number":1,"box":{"x":892,"y":263,"width":3,"height":1}},{"id":"4dbbfb38-619a-43c2-951a-d2c0b21d00b9","block_type":"box","text":"Fund’s","page_number":1,"box":{"x":897,"y":259,"width":34,"height":7}},{"id":"f7e1f415-71c9-443e-843d-191be8f6e9d3","block_type":"box","text":"benchmark at a point in ti","page_number":1,"box":{"x":513,"y":268,"width":138,"height":8}},{"id":"f16c6e03-a00e-4835-9af3-ed48e53928df","block_type":"box","text":"me, please see the website www.avivainvestors.com.","page_number":1,"box":{"x":653,"y":268,"width":289,"height":8}},{"id":"598dea29-603a-45f8-a7cc-871683d9a22c","block_type":"box","text":"Further information regarding how the Investment Manager integrates ESG into","page_number":1,"box":{"x":513,"y":277,"width":435,"height":8}},{"id":"81553280-c85c-478f-86c8-5048e93dbc99","block_type":"box","text":"its investment approach (including information on its ESG Baseline Exclusions","page_number":1,"box":{"x":512,"y":286,"width":421,"height":8}},{"id":"c5cc4153-d6dc-452b-ab6f-db7791aa74e9","block_type":"box","text":"Policy) and how it engages with companies is avail","page_number":1,"box":{"x":513,"y":294,"width":271,"height":9}},{"id":"22659837-057d-46fe-b532-698fc1727a58","block_type":"box","text":"able in the Responsible","page_number":1,"box":{"x":786,"y":294,"width":125,"height":9}},{"id":"b46abbce-304d-49d4-9267-8f6c9cccc6e7","block_type":"box","text":"Investment Philosophy section and on the website www.avivainvestors.com.","page_number":1,"box":{"x":513,"y":303,"width":416,"height":8}},{"id":"fb003cf1-0b77-47e0-a658-6ab40605a356","block_type":"box","text":"Further details can also be found in the Annex II","page_number":1,"box":{"x":513,"y":312,"width":258,"height":6}},{"id":"680b033c-0a5e-4440-bcf0-8327f55be6fa","block_type":"box","text":"–","page_number":1,"box":{"x":776,"y":315,"width":6,"height":1}},{"id":"009deb4b-34b9-4cae-9229-fb120ec2060a","block_type":"box","text":"Precontractual Disclosure of","page_number":1,"box":{"x":787,"y":312,"width":152,"height":6}},{"id":"6effcf3a-b780-48cd-87ff-3dd6180603dd","block_type":"box","text":"the Funds Prospectus.","page_number":1,"box":{"x":512,"y":320,"width":119,"height":9}},{"id":"f746ae84-3b3c-4c65-9e16-0e2a4ec5f390","block_type":"box","text":"Derivatives and Techniques","page_number":1,"box":{"x":513,"y":332,"width":151,"height":8}},{"id":"5409634c-e0d2-4453-9508-a39b4266fa95","block_type":"box","text":": The Fund may use derivatives","page_number":1,"box":{"x":666,"y":332,"width":166,"height":8}},{"id":"18e4af2c-3472-474c-9d26-464272d64d85","block_type":"box","text":"for hedging and for","page_number":1,"box":{"x":836,"y":332,"width":105,"height":8}},{"id":"33d34e57-745e-4788-894f-460476a000d4","block_type":"box","text":"efficient portfolio management. The Fund’s derivatives may include futures,","page_number":1,"box":{"x":512,"y":340,"width":413,"height":8}},{"id":"c0b6f72d-d59d-44e2-935e-5b2449d177f5","block_type":"box","text":"swap contracts, total return swaps and currency forwards. For maximum","page_number":1,"box":{"x":512,"y":349,"width":396,"height":8}},{"id":"654ee476-dc71-4a3a-b46c-70399f3734b7","block_type":"box","text":"derivative thresholds and expected levels of investment, please refer to the","page_number":1,"box":{"x":512,"y":358,"width":411,"height":8}},{"id":"ab16d0da-dfb7-495e-9d07-cdece3ac608b","block_type":"box","text":"Funds Prospe","page_number":1,"box":{"x":513,"y":366,"width":71,"height":9}},{"id":"e082a447-cee9-4e42-8bb5-e0a21c89f3cd","block_type":"box","text":"ctus.","page_number":1,"box":{"x":586,"y":367,"width":24,"height":6}},{"id":"f35b22b4-905f-4555-93e3-32f9fffd4881","block_type":"box","text":"Benchmark (performance comparison)","page_number":1,"box":{"x":513,"y":377,"width":213,"height":9}},{"id":"26a9f710-0b7a-4f58-85f9-a1c16c266467","block_type":"box","text":": The Fund's performance is compared","page_number":1,"box":{"x":728,"y":377,"width":207,"height":9}},{"id":"e99033a9-61fd-478d-b124-d31d1ce32ae0","block_type":"box","text":"against the Secured Overnight Financing Rate (SOFR) (the “Benchmark” or the","page_number":1,"box":{"x":512,"y":386,"width":424,"height":8}},{"id":"360522eb-86f4-49a2-9bd7-718dfde0c5f0","block_type":"box","text":"“Index”), which has been chosen as the market standard indicator of the risk","page_number":1,"box":{"x":513,"y":395,"width":416,"height":8}},{"id":"9bad55d8-58e1-43c8-9d68-e9d6efda256b","block_type":"box","text":"\u0002","page_number":1,"box":{"x":930,"y":399,"width":3,"height":0}},{"id":"55c11981-f4ee-4d49-9cb4-76f74ae51a47","block_type":"box","text":"free rate of return. The S","page_number":1,"box":{"x":512,"y":404,"width":134,"height":6}},{"id":"e42b1fd0-0e47-44f4-8fb3-91d7553de820","block_type":"box","text":"ub","page_number":1,"box":{"x":648,"y":404,"width":12,"height":6}},{"id":"946a20ad-3d83-491e-b9ed-8d38da3a1e95","block_type":"box","text":"-","page_number":1,"box":{"x":661,"y":407,"width":4,"height":1}},{"id":"ee4c9598-9cbf-4b82-aa06-cc0ac6052a15","block_type":"box","text":"Fund is actively managed. However, the reference","page_number":1,"box":{"x":666,"y":404,"width":272,"height":8}},{"id":"b5c5ea88-c711-4ffc-9d0f-6234e2228e7d","block_type":"box","text":"benchmark is not aligned with all of the environmental or social characteristics","page_number":1,"box":{"x":513,"y":412,"width":427,"height":8}},{"id":"7e911776-2c84-44fb-9b66-c6a222f439e1","block_type":"box","text":"promoted by the Sub","page_number":1,"box":{"x":513,"y":421,"width":114,"height":8}},{"id":"6a410726-15ef-4c9a-bc03-403703c54982","block_type":"box","text":"-","page_number":1,"box":{"x":628,"y":425,"width":3,"height":0}},{"id":"87fa8430-2888-44e3-8335-94220fa1415b","block_type":"box","text":"Fund.","page_number":1,"box":{"x":632,"y":421,"width":29,"height":7}},{"id":"d9354566-1ccf-4c6e-a996-01f833644700","block_type":"box","text":"Other information:","page_number":1,"box":{"x":512,"y":432,"width":105,"height":7}},{"id":"d17a9a8c-cc16-4469-8502-8ef2e6223a7e","block_type":"box","text":"You can buy and sell shares on demand on any full bank","page_number":1,"box":{"x":621,"y":432,"width":304,"height":8}},{"id":"f3585b41-22ba-4bd9-a58d-630a1c33405a","block_type":"box","text":"business day in Luxembo","page_number":1,"box":{"x":513,"y":441,"width":134,"height":8}},{"id":"bd902975-c0e2-4355-b30a-70ffe2d930cb","block_type":"box","text":"urg.","page_number":1,"box":{"x":648,"y":443,"width":20,"height":6}},{"id":"029f3111-93e9-4694-8a75-0ca6369f35f0","block_type":"box","text":"Recommendation:","page_number":1,"box":{"x":513,"y":452,"width":101,"height":6}},{"id":"6f1f4acf-d05c-4e4e-8230-cd821ded2abb","block_type":"box","text":"this Fund may not be appropriate for investors who plan to","page_number":1,"box":{"x":618,"y":452,"width":321,"height":8}},{"id":"90e33f6b-f863-405d-9df9-47836513d46c","block_type":"box","text":"withdraw their money within 5 years.","page_number":1,"box":{"x":512,"y":461,"width":203,"height":8}},{"id":"fed5f285-b922-463b-b672-7bf071c11c9b","block_type":"box","text":"This is an accumulation share class and any income from the Fund will remain in","page_number":1,"box":{"x":512,"y":472,"width":435,"height":8}},{"id":"97274061-c253-46e7-9894-075d6a5e4665","block_type":"box","text":"the Fund and is reflected in the share price.","page_number":1,"box":{"x":512,"y":480,"width":235,"height":8}},{"id":"620f122b-9a51-4b4d-9319-fcd97391e073","block_type":"box","text":"For full investment objectives and policy details please refer to the Prospectus.","page_number":1,"box":{"x":513,"y":491,"width":427,"height":9}},{"id":"859a5022-081f-46a8-8dbf-2404d0fb4d35","block_type":"box","text":"RISK AND REWARD PROFILE","page_number":1,"box":{"x":48,"y":536,"width":193,"height":7}},{"id":"33ce4e65-5259-4107-9272-1afb1d05265e","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":558,"width":6,"height":15}},{"id":"c595f355-545d-4d1d-bd0f-7b8647cc96a2","block_type":"box","text":"2","page_number":1,"box":{"x":136,"y":561,"width":8,"height":9}},{"id":"3fa59c2a-c568-44fa-89a8-d613bd5569cb","block_type":"box","text":"3","page_number":1,"box":{"x":198,"y":561,"width":8,"height":10}},{"id":"9410e422-0454-4949-9fa8-04bff545c9b0","block_type":"box","text":"4","page_number":1,"box":{"x":259,"y":561,"width":10,"height":9}},{"id":"32e9c435-4fab-468e-8d72-ce58679e35e8","block_type":"box","text":"5","page_number":1,"box":{"x":322,"y":561,"width":8,"height":10}},{"id":"133cd01d-83a8-4b8e-9d7c-2ffd1a76b8f5","block_type":"box","text":"6","page_number":1,"box":{"x":383,"y":561,"width":9,"height":10}},{"id":"7efbea8a-1bd9-4b35-affb-346d22ecc0b5","block_type":"box","text":"7","page_number":1,"box":{"x":445,"y":561,"width":9,"height":9}},{"id":"465d6598-e4f3-4a11-b7d4-033010e16b05","block_type":"box","text":"Lower risk","page_number":1,"box":{"x":48,"y":592,"width":57,"height":7}},{"id":"d36afac4-5f02-4d9c-b635-d7204311707a","block_type":"box","text":"Higher risk","page_number":1,"box":{"x":423,"y":592,"width":59,"height":9}},{"id":"c775b147-fdec-4716-844f-57acd756bc58","block_type":"box","text":"Typically lower rewards","page_number":1,"box":{"x":47,"y":609,"width":128,"height":8}},{"id":"04cab9d9-6723-45b1-a2ea-fa65633c6ebc","block_type":"box","text":"Typically higher rewards","page_number":1,"box":{"x":349,"y":609,"width":132,"height":8}},{"id":"a76e6cf6-df02-4c0e-b1e8-799d6d5ddacc","block_type":"box","text":"This indicator is based on historical data, calculated using European Union rules,","page_number":1,"box":{"x":47,"y":625,"width":436,"height":8}},{"id":"81938355-494b-45b0-b0d2-88509b5e6871","block_type":"box","text":"and may not be a reliab","page_number":1,"box":{"x":48,"y":634,"width":127,"height":8}},{"id":"a1677305-13f4-4de3-8897-07bd6fced191","block_type":"box","text":"le indication of the future risk profile of the Fund.","page_number":1,"box":{"x":177,"y":634,"width":268,"height":8}},{"id":"4e7e9aec-647d-4dbf-83a9-ad2af804b1aa","block_type":"box","text":"The risk and reward category shown is not guaranteed to remain unchanged","page_number":1,"box":{"x":47,"y":645,"width":416,"height":8}},{"id":"31f8b1ff-356a-467b-961a-55be1290be84","block_type":"box","text":"and may change over time. The lowest category does not mean that the","page_number":1,"box":{"x":48,"y":654,"width":391,"height":8}},{"id":"d88d7978-96cd-4acc-a13d-1eeaf4cd362f","block_type":"box","text":"investment is 'risk free'.","page_number":1,"box":{"x":48,"y":662,"width":128,"height":7}},{"id":"c1f34118-c1cc-45a8-8913-41a57da43fbe","block_type":"box","text":"The value of investments and the","page_number":1,"box":{"x":47,"y":673,"width":181,"height":7}},{"id":"d7d9a6e7-6c43-40bd-8808-9a018b1e82ed","block_type":"box","text":"income from them will change over time.","page_number":1,"box":{"x":233,"y":673,"width":223,"height":9}},{"id":"fc7e1070-5363-4f81-8804-b33048d1eac8","block_type":"box","text":"The Fund price may fall as well as rise and as a result you may not get back the","page_number":1,"box":{"x":47,"y":685,"width":427,"height":8}},{"id":"60e8b6cb-ab1c-4b25-a2dd-23410c077855","block_type":"box","text":"original amount you invested.","page_number":1,"box":{"x":48,"y":693,"width":161,"height":8}},{"id":"4f5f5479-9741-4b61-8701-3e5c16e36e6e","block_type":"box","text":"The Fund has been allocated a risk number based on the historic volatility of its","page_number":1,"box":{"x":47,"y":704,"width":431,"height":8}},{"id":"378c9046-8b89-45f3-9fa6-fcd00eff393a","block_type":"box","text":"share price or where in","page_number":1,"box":{"x":48,"y":713,"width":124,"height":8}},{"id":"3774843b-3d53-40bb-8b95-2aef1e9322d9","block_type":"box","text":"sufficient information is available appropriate asset","page_number":1,"box":{"x":174,"y":713,"width":279,"height":8}},{"id":"5a0fb3db-6b84-4303-bf23-bba91374fa2f","block_type":"box","text":"classes.","page_number":1,"box":{"x":48,"y":722,"width":39,"height":6}},{"id":"0f7adc13-68a7-4247-87c3-621d386c01e9","block_type":"box","text":"Counterparty risk:","page_number":1,"box":{"x":48,"y":733,"width":99,"height":8}},{"id":"3a61d86f-d4c3-44df-8d84-556b70b586ba","block_type":"box","text":"The Fund could lose money if an entity with which it does","page_number":1,"box":{"x":152,"y":733,"width":313,"height":8}},{"id":"60ec1d0c-6abd-4f29-9eb1-3b50e2c99f49","block_type":"box","text":"business becomes unwilling or is unable to meet its obligations to the Fund.","page_number":1,"box":{"x":48,"y":741,"width":411,"height":9}},{"id":"652514bf-1de0-4da0-80d5-183ff0a710b3","block_type":"box","text":"Credit and Interest Rate Risk:","page_number":1,"box":{"x":48,"y":753,"width":161,"height":6}},{"id":"366ce0bd-fccb-4a20-8fb0-43cf464fb71f","block_type":"box","text":"Bond val","page_number":1,"box":{"x":214,"y":753,"width":45,"height":6}},{"id":"3bd8a9b1-1569-471e-a5a8-02cf0073ae1a","block_type":"box","text":"ues are affected by changes in interest","page_number":1,"box":{"x":261,"y":752,"width":209,"height":9}},{"id":"53a2ffcf-4ee4-4a5c-9f14-7d3fdffc3d91","block_type":"box","text":"rates and the bond issuer's creditworthiness. Bonds that offer the potential for a","page_number":1,"box":{"x":48,"y":761,"width":437,"height":8}},{"id":"66a3e28b-e153-43e0-934a-5fa70ce812c4","block_type":"box","text":"higher income typically have a greater risk of default.","page_number":1,"box":{"x":48,"y":770,"width":288,"height":8}},{"id":"4981c72b-9713-4099-9ef6-25b88b191586","block_type":"box","text":"Derivatives risk:","page_number":1,"box":{"x":513,"y":557,"width":87,"height":7}},{"id":"5ee7b908-e254-45e1-8307-2065649fd792","block_type":"box","text":"Derivatives are instruments that can be complex and highly","page_number":1,"box":{"x":605,"y":557,"width":322,"height":8}},{"id":"af0fb6a1-45a2-4aeb-b9ed-985ce485ff50","block_type":"box","text":"volatile, have some degree of unpredictability (especially in unusual market","page_number":1,"box":{"x":512,"y":566,"width":411,"height":8}},{"id":"888a9111-135a-4350-9ec1-a6bf2158e70b","block_type":"box","text":"conditions), and can create losses significantly greater than the cost of the","page_number":1,"box":{"x":512,"y":574,"width":404,"height":9}},{"id":"2f695f22-80d5-4d99-925f-026ce2243b8f","block_type":"box","text":"derivative itself.","page_number":1,"box":{"x":512,"y":583,"width":86,"height":7}},{"id":"363fee15-e82d-4817-b5d7-a813f0a0f7b5","block_type":"box","text":"Emerging Markets Risk:","page_number":1,"box":{"x":513,"y":594,"width":129,"height":8}},{"id":"cafaab6e-d327-48bc-9bc2-a2020a5a568c","block_type":"box","text":"Investments can be made in emerging markets. These","page_number":1,"box":{"x":647,"y":594,"width":292,"height":8}},{"id":"20e168d0-db4a-4fc9-b5c2-3db2d365fdfc","block_type":"box","text":"markets","page_number":1,"box":{"x":513,"y":603,"width":42,"height":7}},{"id":"38b9353c-dadf-4f31-85dc-c4714807c4f7","block_type":"box","text":"may be volatile and carry higher risk than developed markets.","page_number":1,"box":{"x":560,"y":603,"width":335,"height":8}},{"id":"7c19e557-5cce-467d-9e5f-bc43cb59e089","block_type":"box","text":"Investment Risk & Currency Risk:","page_number":1,"box":{"x":513,"y":614,"width":182,"height":8}},{"id":"7589ac33-6112-48ef-b1e0-22572d223545","block_type":"box","text":"The value of an investment and any income","page_number":1,"box":{"x":699,"y":614,"width":237,"height":8}},{"id":"cdb8d3b0-2561-4a5e-9638-3ad74dc7190a","block_type":"box","text":"from it can go down as well as up and can fluctuate in response to changes in","page_number":1,"box":{"x":512,"y":623,"width":420,"height":8}},{"id":"7d5ad5fe-ba99-4f2f-9863-85fdbd7a5fa3","block_type":"box","text":"currency and exchange rates. Investors ma","page_number":1,"box":{"x":512,"y":631,"width":232,"height":9}},{"id":"9f270620-6280-4e34-904e-3a6d62f07eda","block_type":"box","text":"y not get back the original amount","page_number":1,"box":{"x":745,"y":631,"width":187,"height":9}},{"id":"5e90987d-c340-454d-92c7-afeb940ac372","block_type":"box","text":"invested.","page_number":1,"box":{"x":512,"y":640,"width":48,"height":7}},{"id":"02ef7004-d2ac-4c27-afdc-074f9883d12c","block_type":"box","text":"Liquidity Risk:","page_number":1,"box":{"x":513,"y":651,"width":76,"height":9}},{"id":"a28fdbd8-9c13-44a8-9c21-eebaa0b6de8b","block_type":"box","text":"Any type of security that is not publicly traded (such as Rule 144A","page_number":1,"box":{"x":593,"y":651,"width":356,"height":9}},{"id":"073c5518-1795-4bf8-9f14-8d054aee0dd9","block_type":"box","text":"Securities) may be hard to value, and may be hard to sell at a desired time and","page_number":1,"box":{"x":512,"y":660,"width":427,"height":8}},{"id":"a460aa49-2547-49c4-8aec-f41273b51714","block_type":"box","text":"price, especially in any volume.","page_number":1,"box":{"x":513,"y":669,"width":167,"height":8}},{"id":"a528663e-5a86-4e3f-ae6b-b1676bc6965c","block_type":"box","text":"Market","page_number":1,"box":{"x":513,"y":680,"width":39,"height":6}},{"id":"9e45b6b0-6a06-45ad-80a0-3724643022ab","block_type":"box","text":"Risk:","page_number":1,"box":{"x":557,"y":680,"width":24,"height":6}},{"id":"3e00c131-2224-4781-a17b-67baf933ba94","block_type":"box","text":"P","page_number":1,"box":{"x":586,"y":680,"width":6,"height":6}},{"id":"e3026e95-ec1e-4186-a130-d6e5bc9942b1","block_type":"box","text":"rices of many securities (including bonds, equities and","page_number":1,"box":{"x":593,"y":680,"width":293,"height":8}},{"id":"c55662a0-8f5d-4a94-8f3e-c371a2d63036","block_type":"box","text":"derivatives) change continuously, and can at times fall rapidly and","page_number":1,"box":{"x":512,"y":688,"width":358,"height":9}},{"id":"bd19da6e-f0af-4f7f-9c79-32a5414930c1","block_type":"box","text":"unpredictably.","page_number":1,"box":{"x":513,"y":697,"width":76,"height":8}},{"id":"b66ba79e-c100-4615-8313-3e5ef7eb96c9","block_type":"box","text":"Sustainability risk:","page_number":1,"box":{"x":512,"y":708,"width":101,"height":9}},{"id":"0e9f3d54-b0b0-4a75-97bc-88f2a42f9b32","block_type":"box","text":"The level of sustainability risk may fluctuate depending on","page_number":1,"box":{"x":617,"y":708,"width":316,"height":9}},{"id":"6cb83ab1-ac41-4d92-ab29-8fce89ff61cc","block_type":"box","text":"which investment opportunities the Investment Manager identifies. This means","page_number":1,"box":{"x":512,"y":717,"width":433,"height":8}},{"id":"defb6f42-2bbb-4e01-8d25-4c6a622eccf6","block_type":"box","text":"that the fund is exposed to Sustainability Risk which may impact the value of","page_number":1,"box":{"x":512,"y":726,"width":417,"height":8}},{"id":"eb11ce25-89bc-4ee8-b097-20f3aa2c77ac","block_type":"box","text":"investments over the long term.","page_number":1,"box":{"x":512,"y":734,"width":174,"height":9}},{"id":"a075dd2f-0a39-463b-919c-b03846e646d3","block_type":"box","text":"Full information on the risks applicable to the Fund is detailed in the Prospectus.","page_number":1,"box":{"x":513,"y":745,"width":436,"height":9}},{"id":"4a6b2cb2-9578-4082-a5a2-6a266fc46d50","block_type":"box","text":"Page","page_number":2,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"12457252-c1f9-4fbc-b8ba-49426511ab82","block_type":"box","text":"2","page_number":2,"box":{"x":73,"y":969,"width":5,"height":6}},{"id":"495ee5fc-6c02-4d4a-9723-1d1cbb4924d4","block_type":"box","text":"of","page_number":2,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"2da7092e-2c3b-48ab-868f-b35299b256ae","block_type":"box","text":"2","page_number":2,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"f9f51a50-998e-4254-8eb4-9fc03b01bf95","block_type":"box","text":"This key investor information is accurate as at 26 February 2026","page_number":2,"box":{"x":47,"y":979,"width":304,"height":7}},{"id":"ec6610f6-5aa1-4c3c-ab8a-7a28bee90a1b","block_type":"box","text":"One","page_number":2,"box":{"x":49,"y":53,"width":22,"height":6}},{"id":"17dbe701-ea40-43cc-ac89-40d8842b1240","block_type":"box","text":"-","page_number":2,"box":{"x":72,"y":57,"width":3,"height":1}},{"id":"b481f9a3-fb8b-44fd-9da6-cc53a4777ed3","block_type":"box","text":"off charges taken before or after you invest*","page_number":2,"box":{"x":76,"y":53,"width":247,"height":8}},{"id":"66efff24-88af-4269-b186-7e2e1c106ca7","block_type":"box","text":"Entry charge","page_number":2,"box":{"x":49,"y":64,"width":67,"height":9}},{"id":"e8835752-cd13-4b0a-bbf0-fc419f71e306","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":65,"width":28,"height":6}},{"id":"dce3d924-4377-417a-a2e4-c75f9d1db07f","block_type":"box","text":"Exit charge","page_number":2,"box":{"x":49,"y":76,"width":58,"height":8}},{"id":"12267402-11f3-4255-87d6-62e7c214e6dc","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":77,"width":28,"height":6}},{"id":"50278e5b-040d-4d01-9364-12b2aadfcfe8","block_type":"box","text":"Charges taken from the Fund over a year","page_number":2,"box":{"x":49,"y":88,"width":226,"height":8}},{"id":"21bbe21a-9747-43ed-872b-1a20b4514da3","block_type":"box","text":"Ongoing charges","page_number":2,"box":{"x":49,"y":103,"width":89,"height":8}},{"id":"404df9a4-f394-4a80-ace7-d3fcfaa71056","block_type":"box","text":"0.18%","page_number":2,"box":{"x":445,"y":107,"width":33,"height":6}},{"id":"e1142411-9cb3-4c2b-af57-b8e1fd397082","block_type":"box","text":"Charges taken from the Fund under certain specific conditions","page_number":2,"box":{"x":49,"y":118,"width":344,"height":8}},{"id":"2a162a14-45ef-4132-bc69-345d6d091c8a","block_type":"box","text":"Performance fee","page_number":2,"box":{"x":49,"y":130,"width":89,"height":6}},{"id":"017eb8d6-d058-4612-bd19-fdbafa6e637e","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":130,"width":28,"height":6}},{"id":"ac3332e3-41b1-4fb4-bb38-0a3a0533b84c","block_type":"box","text":"*This is the maximum that might be taken out of your money before it is","page_number":2,"box":{"x":49,"y":141,"width":394,"height":8}},{"id":"60b19359-7084-4e16-994e-fa235413e5aa","block_type":"box","text":"invested / before the proceeds of your investment are paid out.","page_number":2,"box":{"x":49,"y":152,"width":346,"height":9}},{"id":"6d4ae55a-84ca-41f8-a79f-686becfd5905","block_type":"box","text":"The charges you pay are used to pay the costs of running the Fund, including","page_number":2,"box":{"x":48,"y":164,"width":417,"height":9}},{"id":"02f0f9d2-ded0-4fc9-8f52-a1d832d7d563","block_type":"box","text":"the costs of marketing and distributing it","page_number":2,"box":{"x":48,"y":176,"width":222,"height":8}},{"id":"bf8baa39-646d-4355-aa3f-4b508a0b2480","block_type":"box","text":". These charges reduce the potential","page_number":2,"box":{"x":271,"y":176,"width":197,"height":8}},{"id":"1d320067-bda7-4ceb-b804-7fd61abd4872","block_type":"box","text":"growth of your investment.","page_number":2,"box":{"x":48,"y":188,"width":148,"height":8}},{"id":"0ea4f628-1717-4235-8717-c1034faf1331","block_type":"box","text":"The entry and exit charges shown are maximum figures. In some cases","page_number":2,"box":{"x":512,"y":53,"width":383,"height":8}},{"id":"9ba401cf-338e-474d-a1e6-06e206a82679","block_type":"box","text":"(including when switching to other funds or share classes in Aviva Investors) you","page_number":2,"box":{"x":512,"y":62,"width":436,"height":8}},{"id":"7fa39709-e71f-41ef-b232-fb7e80bbee37","block_type":"box","text":"might pay less","page_number":2,"box":{"x":513,"y":71,"width":76,"height":8}},{"id":"80479b3a-33d5-485c-ab09-a8375e029381","block_type":"box","text":"–","page_number":2,"box":{"x":592,"y":74,"width":7,"height":1}},{"id":"bbd7e7af-5196-44ea-b936-61e9568d5be5","block_type":"box","text":"you can find the actual","page_number":2,"box":{"x":602,"y":71,"width":123,"height":8}},{"id":"487bf628-7d42-4954-88ba-b110d463fa5f","block_type":"box","text":"entry and exit charges from your","page_number":2,"box":{"x":730,"y":71,"width":178,"height":8}},{"id":"9a7ddd5a-c6e8-435d-9e58-f87ad6cf2178","block_type":"box","text":"financial adviser/distributor.","page_number":2,"box":{"x":512,"y":79,"width":153,"height":8}},{"id":"07fdcdb8-3dff-4802-94da-f0c7de6aea6c","block_type":"box","text":"The ongoing charges figure shown here for this new share class is an estimate of","page_number":2,"box":{"x":512,"y":90,"width":438,"height":9}},{"id":"e99afc35-7229-46b2-aaa9-6205ef18181e","block_type":"box","text":"the charges. The UCITS annual report for each financial year will include detail","page_number":2,"box":{"x":512,"y":99,"width":424,"height":8}},{"id":"11c6dfca-d85e-4e9e-879d-c86101abfb70","block_type":"box","text":"on the exact charges. The fig","page_number":2,"box":{"x":512,"y":108,"width":155,"height":8}},{"id":"2cea8e70-bc2d-4361-a234-2b18c38631e1","block_type":"box","text":"ure for ongoing charges excludes performance fees","page_number":2,"box":{"x":669,"y":108,"width":278,"height":8}},{"id":"79a403eb-156b-4a32-8d3f-73c050e70329","block_type":"box","text":"and portfolio transaction costs, except in the case of an entry/exit charge paid","page_number":2,"box":{"x":512,"y":116,"width":425,"height":9}},{"id":"e44c3c85-fa61-4045-a916-842bea1468a2","block_type":"box","text":"by the Fund when buying or selling units in another collective investment","page_number":2,"box":{"x":513,"y":125,"width":398,"height":8}},{"id":"289591c3-96d8-4617-9721-e8df839f70fe","block_type":"box","text":"undertaking.","page_number":2,"box":{"x":513,"y":134,"width":67,"height":8}},{"id":"ace72fd6-202e-4cb7-9edc-61cbb5e33547","block_type":"box","text":"A switching charge of up to 1% may be","page_number":2,"box":{"x":512,"y":145,"width":210,"height":8}},{"id":"fd2cc09b-0136-4c87-bdb8-95beb8bcfc9e","block_type":"box","text":"applied when switching to other funds or","page_number":2,"box":{"x":726,"y":145,"width":224,"height":8}},{"id":"2a55fa81-760f-4662-9d17-5336ba901bc2","block_type":"box","text":"share classes in Aviva Investors.","page_number":2,"box":{"x":512,"y":154,"width":171,"height":6}},{"id":"9cfd1ac0-3239-411a-b9d2-95dcb43380ea","block_type":"box","text":"For more information about charges, including a full explanation of any","page_number":2,"box":{"x":513,"y":165,"width":387,"height":8}},{"id":"a721913a-5ac8-4db9-9839-d2a4c7635359","block_type":"box","text":"performance fee (if applicable) please see the charges sections of the Fund's","page_number":2,"box":{"x":513,"y":173,"width":415,"height":9}},{"id":"d842cc50-0064-4b76-a828-9463a10ef311","block_type":"box","text":"Prospectus.","page_number":2,"box":{"x":513,"y":183,"width":61,"height":7}},{"id":"a4d5ab88-fda7-4256-bc66-f896b8ce684e","block_type":"box","text":"PAST PERFORMANCE","page_number":2,"box":{"x":48,"y":263,"width":145,"height":8}},{"id":"7dd1dc0e-1ea9-4a2e-b74b-fe2d03f76f5d","block_type":"box","text":"Share Class","page_number":2,"box":{"x":99,"y":299,"width":60,"height":6}},{"id":"d394d8c9-5531-48fd-bb46-e3a44931e002","block_type":"box","text":"Secured Overnight Financing","page_number":2,"box":{"x":99,"y":323,"width":155,"height":8}},{"id":"f0296e12-d9ee-406c-bcac-d5332086d72d","block_type":"box","text":"Rate (SOFR)","page_number":2,"box":{"x":99,"y":334,"width":63,"height":8}},{"id":"f1de92af-0bd6-4b02-9f38-def47092fca4","block_type":"box","text":"2021","page_number":2,"box":{"x":121,"y":507,"width":19,"height":5}},{"id":"84dcd183-b014-4c57-83d2-ba097a55564d","block_type":"box","text":"2022","page_number":2,"box":{"x":200,"y":507,"width":20,"height":5}},{"id":"a62ccd60-b923-477b-8bc7-ca750ba37728","block_type":"box","text":"2023","page_number":2,"box":{"x":280,"y":507,"width":19,"height":5}},{"id":"48ca0b4a-eb9a-4ecc-aa36-be5d5cae855e","block_type":"box","text":"2024","page_number":2,"box":{"x":359,"y":507,"width":20,"height":5}},{"id":"9ed43bcd-3076-407f-8bd3-00e7c52ab92f","block_type":"box","text":"2025","page_number":2,"box":{"x":438,"y":507,"width":20,"height":5}},{"id":"9195c2ad-c5f0-4beb-9735-1c606ea452cf","block_type":"box","text":"Past performance is no guide to future performance.","page_number":2,"box":{"x":513,"y":288,"width":285,"height":9}},{"id":"b7807185-389a-4a88-baa8-130fa1ecc246","block_type":"box","text":"The past performance shown in the chart opposite takes into account all","page_number":2,"box":{"x":512,"y":299,"width":394,"height":9}},{"id":"8afe893c-beb1-4171-9034-57f951c2a579","block_type":"box","text":"charges exc","page_number":2,"box":{"x":512,"y":308,"width":63,"height":8}},{"id":"4419be33-bb70-4065-8d2f-a4946ded8f44","block_type":"box","text":"ept entry charges.","page_number":2,"box":{"x":576,"y":308,"width":97,"height":8}},{"id":"ca559e2e-a05f-430e-9afc-19b87a661caa","block_type":"box","text":"The Share Class was launched on 07 July 2025.","page_number":2,"box":{"x":512,"y":322,"width":252,"height":8}},{"id":"499c0f88-ae9d-45a0-9eb1-ef82b6443ff0","block_type":"box","text":"Performance is calculated in the Share Class currency which is USD.","page_number":2,"box":{"x":513,"y":334,"width":364,"height":8}},{"id":"9eb703a1-7ec6-4f60-83e6-3c855059963c","block_type":"box","text":"Source: Aviva Investors/Morningstar as at 31 December 2025.","page_number":2,"box":{"x":512,"y":345,"width":337,"height":9}},{"id":"5d04afa6-6e3b-4060-aaa7-6eecad01aedc","block_type":"box","text":"PRACTICAL INFORMATION","page_number":2,"box":{"x":48,"y":539,"width":182,"height":8}},{"id":"9156dc59-329f-4af0-bdb5-9da2b6a67159","block_type":"box","text":"BNY Mellon, Asset Servicing, 2","page_number":2,"box":{"x":48,"y":569,"width":163,"height":9}},{"id":"83509273-2a55-4c74-a122-0b1c1bc8a84f","block_type":"box","text":"-","page_number":2,"box":{"x":213,"y":573,"width":3,"height":1}},{"id":"bf3a77b2-ffd0-480c-b435-2ab5aefdecc5","block_type":"box","text":"4, rue Eugène Ruppert","page_number":2,"box":{"x":217,"y":569,"width":121,"height":9}},{"id":"2a89a522-c56b-46dc-a608-ecb2e016e67e","block_type":"box","text":"-","page_number":2,"box":{"x":342,"y":573,"width":3,"height":1}},{"id":"db3f289b-5b0b-4a2e-9d5a-0b636f0bd6ac","block_type":"box","text":"L","page_number":2,"box":{"x":350,"y":570,"width":4,"height":6}},{"id":"261cfb76-1ac5-4943-ba01-267b194df5c1","block_type":"box","text":"-","page_number":2,"box":{"x":355,"y":573,"width":3,"height":1}},{"id":"77b7e44d-bac0-4aef-aee7-38e5a3705263","block_type":"box","text":"2453 Luxembourg","page_number":2,"box":{"x":360,"y":569,"width":97,"height":9}},{"id":"3754124c-ff71-4b11-aa70-ae31c6190bf9","block_type":"box","text":"Other information on Aviva Investors, copies of its Prospectus and of its latest","page_number":2,"box":{"x":48,"y":580,"width":423,"height":9}},{"id":"14749720-e9bc-469b-aa72-5dec5dc8427c","block_type":"box","text":"annual and semi","page_number":2,"box":{"x":48,"y":589,"width":88,"height":7}},{"id":"13e3fc9a-ea20-48af-9e25-95c35f790453","block_type":"box","text":"-","page_number":2,"box":{"x":137,"y":593,"width":3,"height":1}},{"id":"0542cdd4-73ae-4636-a26c-6837a7f28be8","block_type":"box","text":"annual reports, may be obtained free of charge, in English,","page_number":2,"box":{"x":141,"y":589,"width":318,"height":8}},{"id":"34a2aba0-f28c-4a4e-8b01-35ac3b10273f","block_type":"box","text":"from Aviva Investors Luxembourg S.A., 2 rue du Fort Bourbon, Luxembourg, L","page_number":2,"box":{"x":47,"y":598,"width":421,"height":8}},{"id":"f3e96d9b-bf3a-454a-b585-d77265cfad0b","block_type":"box","text":"\u0002","page_number":2,"box":{"x":469,"y":602,"width":3,"height":0}},{"id":"ba49f682-1c87-4ed8-bd69-ff9ec2adefcb","block_type":"box","text":"1249, or from the websi","page_number":2,"box":{"x":48,"y":607,"width":129,"height":7}},{"id":"d477df57-58d4-462e-b1d1-e596d8094147","block_type":"box","text":"te www.avivainvestors.com where the latest available","page_number":2,"box":{"x":178,"y":607,"width":295,"height":6}},{"id":"f1b81f42-643e-4aae-a075-cb105d31a407","block_type":"box","text":"price of shares in the Fund and information on how to buy/sell shares can also","page_number":2,"box":{"x":48,"y":615,"width":425,"height":8}},{"id":"06d65b80-d798-45fc-81a4-b23ffdfe5848","block_type":"box","text":"be accessed. The Transfer Agent for this fund is BNY Mellon, Transfer Agency","page_number":2,"box":{"x":48,"y":624,"width":418,"height":8}},{"id":"45610bb0-000c-4269-b38c-7c50c5535f0b","block_type":"box","text":"Lux, Asset Servicing, 2","page_number":2,"box":{"x":48,"y":633,"width":118,"height":8}},{"id":"68f49d94-c28a-40fc-abd7-9ef57d8d3ae8","block_type":"box","text":"-","page_number":2,"box":{"x":167,"y":636,"width":3,"height":1}},{"id":"b0834a8f-fa13-4e6c-b400-a05ab5795671","block_type":"box","text":"4, rue Eugène Ruppert","page_number":2,"box":{"x":171,"y":633,"width":122,"height":8}},{"id":"12f7f728-3265-49dc-a2c2-21bb5ec1adf4","block_type":"box","text":"-","page_number":2,"box":{"x":297,"y":636,"width":3,"height":1}},{"id":"5409426d-c9d4-4ebe-a982-85ac379d3e0f","block_type":"box","text":"L","page_number":2,"box":{"x":304,"y":633,"width":5,"height":6}},{"id":"16cd9a29-75a8-42f9-8832-8b2f193bfa17","block_type":"box","text":"-","page_number":2,"box":{"x":309,"y":636,"width":4,"height":1}},{"id":"2e8b6ccd-1170-481d-8c9e-f8aafe2d05ce","block_type":"box","text":"2453 Luxembourg.","page_number":2,"box":{"x":314,"y":633,"width":100,"height":8}},{"id":"624a81cf-7627-4006-aba5-b2d4855a37bd","block_type":"box","text":"You may switch between other funds or share classes in Aviva Investors subject","page_number":2,"box":{"x":47,"y":644,"width":433,"height":8}},{"id":"de71df7c-6284-44a1-b9dc-470189be0b4a","block_type":"box","text":"to provisions of the Section \"Investing in the Sub","page_number":2,"box":{"x":47,"y":652,"width":264,"height":9}},{"id":"bf8ce996-45b1-49de-b0bd-1a83feabfb0f","block_type":"box","text":"-","page_number":2,"box":{"x":312,"y":656,"width":4,"height":1}},{"id":"46ceaad8-1b09-4eb5-8491-681508e85ad4","block_type":"box","text":"Funds\" of the Prospectus.","page_number":2,"box":{"x":317,"y":652,"width":138,"height":9}},{"id":"9de2b0c4-ecde-4880-8809-3c0267b538d8","block_type":"box","text":"Aviva Investors is subject to the tax laws and regulations of Luxembourg. This","page_number":2,"box":{"x":47,"y":664,"width":421,"height":8}},{"id":"89990d4b-a09b-4a76-ac3c-2079c678713a","block_type":"box","text":"m","page_number":2,"box":{"x":48,"y":674,"width":9,"height":5}},{"id":"06f66f04-df5f-4134-a0a2-22693522702d","block_type":"box","text":"ight have an impact on your personal tax position that you should verify with a","page_number":2,"box":{"x":59,"y":672,"width":427,"height":8}},{"id":"d8326873-e35a-4b15-8319-9a2577390d21","block_type":"box","text":"tax advisor in your country of residence.","page_number":2,"box":{"x":47,"y":681,"width":218,"height":8}},{"id":"b462bbd0-33e5-473d-8e44-29b820f914bc","block_type":"box","text":"Aviva Investors is an open ended investment company organised as a Société","page_number":2,"box":{"x":47,"y":692,"width":420,"height":8}},{"id":"a837103b-a0e0-47c7-b1f8-ec2e4d7caa6d","block_type":"box","text":"d'Investissement à Capital Variable (SICAV) with several su","page_number":2,"box":{"x":48,"y":701,"width":317,"height":8}},{"id":"c0498bfa-5112-4e1f-922d-c9ac2a84a2ca","block_type":"box","text":"b","page_number":2,"box":{"x":367,"y":701,"width":5,"height":6}},{"id":"407d581b-7026-410e-b8f6-a3de028b61e6","block_type":"box","text":"-","page_number":2,"box":{"x":373,"y":704,"width":3,"height":1}},{"id":"b77e9094-f571-4e01-b4ec-d1c46d41a35a","block_type":"box","text":"funds. This key","page_number":2,"box":{"x":377,"y":701,"width":81,"height":8}},{"id":"8a5647fc-b7ed-427e-acf5-42f1932f534e","block_type":"box","text":"investor information document describes one sub","page_number":2,"box":{"x":48,"y":709,"width":270,"height":7}},{"id":"b0653836-fce7-4c47-90f3-04c41952ec0b","block_type":"box","text":"-","page_number":2,"box":{"x":320,"y":713,"width":3,"height":1}},{"id":"b86a9baa-2291-48a9-a2d2-c46637c07781","block_type":"box","text":"fund of the SICAV. The","page_number":2,"box":{"x":324,"y":709,"width":122,"height":7}},{"id":"d7e1c539-3e65-40f7-88bf-70d5f4dd8ffa","block_type":"box","text":"liabilities of each fund are segregated and the assets of this Fund will not be","page_number":2,"box":{"x":513,"y":569,"width":412,"height":9}},{"id":"500f9e96-db91-48c0-ac9d-5d4f84156e15","block_type":"box","text":"used to pay debts of other funds.","page_number":2,"box":{"x":513,"y":578,"width":179,"height":8}},{"id":"8194b7cd-26f5-4b5a-9635-2a60ea880455","block_type":"box","text":"Aviva Investors Luxembourg S.A. may be held liable so","page_number":2,"box":{"x":512,"y":589,"width":294,"height":8}},{"id":"47336932-d396-4c38-9631-51d99e5822ea","block_type":"box","text":"lely on the basis of any","page_number":2,"box":{"x":808,"y":589,"width":123,"height":8}},{"id":"9965dbd1-d01d-4c47-897e-7e3652d82b0a","block_type":"box","text":"statement contained in this document that is misleading, inaccurate or","page_number":2,"box":{"x":512,"y":598,"width":386,"height":8}},{"id":"ac18766c-21cc-4f6b-bec7-37177d957157","block_type":"box","text":"inconsistent with the relevant parts of the Prospectus of the Fund. The details of","page_number":2,"box":{"x":512,"y":607,"width":438,"height":8}},{"id":"78684425-bbb7-422b-b3e3-42d5f07d19a9","block_type":"box","text":"the up","page_number":2,"box":{"x":512,"y":615,"width":34,"height":8}},{"id":"d62272c7-c333-426e-b2c0-2dae43601582","block_type":"box","text":"-","page_number":2,"box":{"x":547,"y":619,"width":4,"height":1}},{"id":"b115b5da-033d-4ce5-a71f-4d5be1092f9a","block_type":"box","text":"to","page_number":2,"box":{"x":551,"y":616,"width":11,"height":6}},{"id":"5bcbc49d-5246-4dd3-b4a7-4669df4227ed","block_type":"box","text":"-","page_number":2,"box":{"x":563,"y":619,"width":3,"height":1}},{"id":"b4d06a61-8d93-4f84-b0b6-6369ffd22fb3","block_type":"box","text":"date remuneration policy of the Management Company, including the","page_number":2,"box":{"x":567,"y":615,"width":382,"height":8}},{"id":"608bb9c7-463a-4e2b-b11c-b2100e2b998e","block_type":"box","text":"c","page_number":2,"box":{"x":512,"y":626,"width":5,"height":5}},{"id":"47e0443a-4b75-42b1-ab20-3ba9d4a133ad","block_type":"box","text":"omposition of its remuneration committee, a description of the key","page_number":2,"box":{"x":518,"y":624,"width":367,"height":8}},{"id":"76d0d87b-581a-4582-a6c2-390749eaa56b","block_type":"box","text":"remuneration elements and an overview of how remuneration is determined,","page_number":2,"box":{"x":513,"y":633,"width":422,"height":7}},{"id":"5e9386c8-ce33-41a1-9b1d-c9357a9f0a41","block_type":"box","text":"are available on the website www.avivainvestors.com. A paper copy of the","page_number":2,"box":{"x":512,"y":641,"width":406,"height":9}},{"id":"45e91652-bb04-4cb1-b740-4b544252ead9","block_type":"box","text":"remuneration policy can be made available u","page_number":2,"box":{"x":513,"y":650,"width":243,"height":8}},{"id":"0e4b7a84-1dbe-4509-ba1e-47020661a26c","block_type":"box","text":"pon request and free of charge at","page_number":2,"box":{"x":758,"y":650,"width":182,"height":8}},{"id":"aa97bc9e-a707-44b8-b053-1f04c1ca3a2d","block_type":"box","text":"the Management Company's registered office.","page_number":2,"box":{"x":512,"y":659,"width":252,"height":8}},{"id":"361a00aa-69f9-41fe-8ead-2225784b7930","block_type":"box","text":"The Representative and Paying Agent in Switzerland is BNP Paribas, Paris, Zurich","page_number":2,"box":{"x":512,"y":670,"width":436,"height":8}},{"id":"ed17d97c-b092-4d4d-b9d7-25ae6a957b9e","block_type":"box","text":"branch, Selnaustrasse 16, 8002 Zurich, Switzerland. The Prospectus, the Key","page_number":2,"box":{"x":513,"y":679,"width":412,"height":8}},{"id":"2c83771a-d142-46a8-8e41-06c484986aec","block_type":"box","text":"Investor Information","page_number":2,"box":{"x":513,"y":687,"width":111,"height":7}},{"id":"f39fe6d9-1e6f-4862-9c11-6e707eb7d5d0","block_type":"box","text":"Documents (KIIDs), the Articles of Incorporation as well as","page_number":2,"box":{"x":629,"y":687,"width":314,"height":8}},{"id":"ddd393b8-21cf-4fc8-8592-fe2d4e1a0d9a","block_type":"box","text":"the Annual and Semi","page_number":2,"box":{"x":512,"y":696,"width":112,"height":7}},{"id":"dab8346e-6744-47a0-aedb-d3443080f1e3","block_type":"box","text":"-","page_number":2,"box":{"x":625,"y":700,"width":3,"height":0}},{"id":"3fb47453-573b-4d9b-b7d1-63316da641a2","block_type":"box","text":"Annual Reports may be obtained free of charge from the","page_number":2,"box":{"x":629,"y":696,"width":309,"height":8}},{"id":"7e973d25-42bc-44c2-8d18-f8d4e290abb6","block_type":"box","text":"Representative in Switzerland.","page_number":2,"box":{"x":513,"y":705,"width":164,"height":8}},{"id":"dc078887-0e77-484c-824c-baaaa3a7b83f","block_type":"box","text":"The Sub","page_number":2,"box":{"x":47,"y":723,"width":43,"height":7}},{"id":"fcc62710-716e-4099-a180-ffaeeb0876a2","block_type":"box","text":"-","page_number":2,"box":{"x":91,"y":727,"width":3,"height":1}},{"id":"9359129f-cafc-4cb7-9d03-d63e365fa4ca","block_type":"box","text":"Fund launched on 07 July 2025, is authorised in Luxembou","page_number":2,"box":{"x":96,"y":723,"width":316,"height":8}},{"id":"81d141f3-41a4-4a0b-84f8-9a8c926c8944","block_type":"box","text":"rg and supervised by Commission de Surveillance du Secteur Financier.","page_number":2,"box":{"x":414,"y":723,"width":384,"height":8}},{"id":"ed52980b-fa8b-4f32-8d44-76df136ae3fb","block_type":"box","text":"The Management Company is authorised in Luxembourg and supervised by the Commission de Surveillance du Secteur Financier.","page_number":2,"box":{"x":47,"y":733,"width":704,"height":8}},{"id":"2cbce590-e1cd-41b2-804e-deb518fa3f02","block_type":"box","text":"0","page_number":2,"box":{"x":78,"y":496,"width":5,"height":5}},{"id":"301579a2-4c2a-4bc3-8ab9-4941b18ad18e","block_type":"box","text":"0.2","page_number":2,"box":{"x":70,"y":473,"width":13,"height":5}},{"id":"6884ce16-b3bf-4d53-921c-d374e56024f1","block_type":"box","text":"0.4","page_number":2,"box":{"x":70,"y":450,"width":13,"height":5}},{"id":"ec01cc0f-d38e-465e-bdba-d1041334f3fb","block_type":"box","text":"0.6","page_number":2,"box":{"x":70,"y":427,"width":13,"height":5}},{"id":"fbc4dd09-d294-48a1-9f5f-8591251238ca","block_type":"box","text":"0.8","page_number":2,"box":{"x":70,"y":404,"width":13,"height":5}},{"id":"e56eb6ba-b929-4018-8f7c-ea3e353d3e37","block_type":"box","text":"1","page_number":2,"box":{"x":79,"y":381,"width":4,"height":4}},{"id":"216ec594-a3a6-4d86-9f82-adeb99340619","block_type":"box","text":"1.2","page_number":2,"box":{"x":71,"y":358,"width":12,"height":4}},{"id":"4cfcca64-41ec-4557-8ad9-af1e30614aee","block_type":"box","text":"There is insufficient data to provide a useful indication of","page_number":2,"box":{"x":132,"y":417,"width":311,"height":8}},{"id":"6e16c5e9-447c-42c1-ae0d-3efcf6f21721","block_type":"box","text":"past performance.","page_number":2,"box":{"x":238,"y":429,"width":98,"height":8}},{"id":"c22a6792-99d9-4887-abef-00b86b798f42","block_type":"box","text":"Return %","page_number":2,"box":{"x":51,"y":409,"width":9,"height":34}},{"id":"55cc4575-2293-46cb-b845-0ecdd1b56226","block_type":"box","text":"CHARGES","page_number":2,"box":{"x":48,"y":33,"width":64,"height":8}}],"unit":"per_mille","page_width":595,"page_height":841,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":2}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"6e95043d-72f5-49b5-972f-1f1ab2d5b92a"},"user_id":1000227,"date_created":"2026-06-29T18:32:38.415000Z","date_modified":"2026-06-29T18:32:38.415000Z","private":false}