{"annotation_id":"106c4ace-4280-48fb-9b47-588d6708efcb","file_hash":"5844f91c7aca6fbac7b4be90021e7d76a4c61853694201d3bf9ca093b3e0f66e","schema_id":"open/document-extraction","schema_version":"0.5.0","record":{"extraction_type":"boxes","producer":"pdf-extractor-v0.4.0","blocks":[{"id":"49fc02eb-9b00-42bf-a2ab-a6285f9a3e4e","block_type":"box","text":"Page","page_number":1,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"1e23a804-8132-41fa-a648-cdbdfac33186","block_type":"box","text":"1","page_number":1,"box":{"x":74,"y":969,"width":4,"height":6}},{"id":"48d23778-5d0b-411d-a1e1-8788f5ef5c16","block_type":"box","text":"of","page_number":1,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"0e4b260b-816e-44e9-ad1a-8262ea797c7b","block_type":"box","text":"2","page_number":1,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"d35b78f4-6e65-4b59-9166-fcef6b85a5f5","block_type":"box","text":"NON","page_number":1,"box":{"x":49,"y":42,"width":48,"height":13}},{"id":"5ce4cfe5-2f0c-4db8-b0e2-b4531544d335","block_type":"box","text":"-","page_number":1,"box":{"x":100,"y":49,"width":7,"height":1}},{"id":"31cedf8a-c0d4-4d53-96fc-eac0dc31c742","block_type":"box","text":"UCITS RETAIL SCHEME","page_number":1,"box":{"x":110,"y":42,"width":239,"height":13}},{"id":"844fb399-b42a-4f8a-9967-9384c8d68d44","block_type":"box","text":"KEY INVESTOR INFORMATION","page_number":1,"box":{"x":49,"y":65,"width":330,"height":13}},{"id":"f0d46eb8-31e1-4e87-b8d7-a3c2c1877662","block_type":"box","text":"This document provides you with key investor information about this Fund. It is not marketing material. The information is re","page_number":1,"box":{"x":47,"y":114,"width":679,"height":8}},{"id":"c811580f-02e5-4eae-a0d1-7051f966e40f","block_type":"box","text":"quired by law to","page_number":1,"box":{"x":728,"y":114,"width":87,"height":8}},{"id":"943e5401-a61c-41fd-bff2-85c1fe2f5231","block_type":"box","text":"help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make","page_number":1,"box":{"x":48,"y":124,"width":617,"height":8}},{"id":"dfed9263-1eb4-446e-a405-42bd35e396e2","block_type":"box","text":"an informed decision about whether to invest.","page_number":1,"box":{"x":669,"y":124,"width":252,"height":6}},{"id":"90ffd718-e5fc-41af-946f-bb52555f222d","block_type":"box","text":"AI Stewardship Fixed Interest Fund,","page_number":1,"box":{"x":47,"y":144,"width":221,"height":9}},{"id":"3ce454bb-c728-43e3-b595-126dd14a205a","block_type":"box","text":"Insured Pension Accumulation Units, a sub","page_number":1,"box":{"x":276,"y":145,"width":230,"height":8}},{"id":"4391d90b-5432-4e7e-b9be-bc5164d47458","block_type":"box","text":"-","page_number":1,"box":{"x":507,"y":149,"width":3,"height":1}},{"id":"d0db4d8f-25b0-4187-b22e-7cefafc24176","block_type":"box","text":"fund of the Aviva Investors Funds ACS (AIF ACS) (ISIN: GB00BKBQB254).","page_number":1,"box":{"x":511,"y":145,"width":387,"height":8}},{"id":"bb6eea1b-0705-496e-a58c-659abc533821","block_type":"box","text":"This fund","page_number":1,"box":{"x":902,"y":145,"width":49,"height":7}},{"id":"3784b531-60ff-4873-ae78-4578518cf09a","block_type":"box","text":"is managed by Aviva Investors UK Fund Services Li","page_number":1,"box":{"x":48,"y":155,"width":270,"height":9}},{"id":"846955ac-037e-4afb-b7bb-b7777d07b187","block_type":"box","text":"mited.","page_number":1,"box":{"x":320,"y":155,"width":34,"height":7}},{"id":"1be58ab4-744b-4676-a520-fe4256885238","block_type":"box","text":"OBJECTIVES AND INVESTMENT POLICY","page_number":1,"box":{"x":48,"y":175,"width":266,"height":8}},{"id":"e877f119-55ae-4e12-bb84-8a67f9c44cee","block_type":"box","text":"Investment Objectives:","page_number":1,"box":{"x":48,"y":196,"width":127,"height":8}},{"id":"2ea363ba-64cb-479a-9263-7f96e9e074b5","block_type":"box","text":"The Sub","page_number":1,"box":{"x":179,"y":196,"width":43,"height":7}},{"id":"2237a373-c753-4018-91ea-b4d19dd537ba","block_type":"box","text":"-","page_number":1,"box":{"x":223,"y":200,"width":3,"height":1}},{"id":"ef35e61d-859a-4f3d-9e7b-2317321f92f7","block_type":"box","text":"Fund aims, through the responsible","page_number":1,"box":{"x":228,"y":196,"width":191,"height":8}},{"id":"563ec0ee-da74-4856-b99c-6aecb2c973fa","block_type":"box","text":"allocation of capital, to provide a net return in excess of the Markit iBoxx®","page_number":1,"box":{"x":48,"y":205,"width":402,"height":8}},{"id":"d6eea918-74c8-4ee1-b592-a372fec5a12a","block_type":"box","text":"GBP Non Gilt Total Return Index, annualised over rolling 5 year periods by","page_number":1,"box":{"x":48,"y":214,"width":401,"height":8}},{"id":"0b7cfe39-0250-4369-a52a-00f6340881b8","block_type":"box","text":"investing in bonds issued by global c","page_number":1,"box":{"x":48,"y":222,"width":196,"height":9}},{"id":"15edb346-b09a-4357-8e5d-cb1aa5695b30","block_type":"box","text":"ompanies.","page_number":1,"box":{"x":245,"y":223,"width":55,"height":8}},{"id":"b16e58ad-297b-4920-b68f-ecdca7ff564e","block_type":"box","text":"At least 75% of the Sub","page_number":1,"box":{"x":47,"y":233,"width":126,"height":7}},{"id":"8f8ea883-47b8-4d73-8d25-589598582182","block_type":"box","text":"-","page_number":1,"box":{"x":174,"y":237,"width":3,"height":1}},{"id":"196fb01d-a326-47d1-b999-ea4d937f8cfe","block_type":"box","text":"Fund’s investments (the “minimum stewardship","page_number":1,"box":{"x":179,"y":233,"width":260,"height":9}},{"id":"69a7b761-7c48-4687-96fe-055bf38fb687","block_type":"box","text":"allocation”) must contribute to one of three pillars through their products","page_number":1,"box":{"x":48,"y":242,"width":401,"height":8}},{"id":"688128dc-839b-481a-8743-1efc1ff620f7","block_type":"box","text":"and services or through their operations:","page_number":1,"box":{"x":48,"y":251,"width":221,"height":8}},{"id":"fb98566a-88e8-4c05-9acb-81de77a43f3b","block_type":"box","text":"Climate","page_number":1,"box":{"x":48,"y":262,"width":40,"height":7}},{"id":"3c4bd290-c9d3-44e5-aa6a-3e0eed113ba2","block_type":"box","text":"-","page_number":1,"box":{"x":92,"y":266,"width":3,"height":0}},{"id":"db5bf79f-ce00-4cef-acca-fd4add458da5","block_type":"box","text":"for example, tackling the causes or impacts of cl","page_number":1,"box":{"x":99,"y":262,"width":260,"height":8}},{"id":"113d2bd0-1ac1-47de-a172-0f627c27807e","block_type":"box","text":"imate change;","page_number":1,"box":{"x":361,"y":262,"width":76,"height":8}},{"id":"fb5779a9-363e-458f-b177-902c3256be6a","block_type":"box","text":"Earth","page_number":1,"box":{"x":48,"y":273,"width":27,"height":7}},{"id":"5a0a762d-680b-4766-ad98-e4d5fc307cd8","block_type":"box","text":"-","page_number":1,"box":{"x":80,"y":277,"width":3,"height":0}},{"id":"f34e296e-ac23-4231-b057-b46563f6c24c","block_type":"box","text":"for example, tackling increasing biodiversity loss and resource","page_number":1,"box":{"x":87,"y":273,"width":336,"height":8}},{"id":"93abfe45-1c21-4923-86b8-bbeb7a3d93df","block_type":"box","text":"scarcity;","page_number":1,"box":{"x":48,"y":282,"width":43,"height":8}},{"id":"41d15765-e42a-4eb9-854d-0d1a5de1b4bf","block_type":"box","text":"People","page_number":1,"box":{"x":48,"y":293,"width":36,"height":8}},{"id":"df208ecd-f66b-442c-90f0-acaa54b233ee","block_type":"box","text":"-","page_number":1,"box":{"x":88,"y":297,"width":3,"height":0}},{"id":"576e1536-5be1-4d56-a610-b2c8e32aa7c6","block_type":"box","text":"for example, tackling social inequality and unfair working practices.","page_number":1,"box":{"x":95,"y":293,"width":365,"height":8}},{"id":"45cdc826-92d4-4fbb-a7e2-fada7bbd202b","block_type":"box","text":"Investment Policy","page_number":1,"box":{"x":48,"y":304,"width":98,"height":8}},{"id":"9097f6e5-5a87-49a5-8b11-b52c7b9bd34b","block_type":"box","text":"Core investment:","page_number":1,"box":{"x":48,"y":315,"width":94,"height":7}},{"id":"f59515dc-a61c-4b5f-8ab6-13fdbd7d55d2","block_type":"box","text":"At least 80% of the Sub","page_number":1,"box":{"x":146,"y":315,"width":126,"height":7}},{"id":"dfc4d1d2-3bbd-4ec3-a622-d76b1c6f033a","block_type":"box","text":"-","page_number":1,"box":{"x":273,"y":319,"width":3,"height":1}},{"id":"e0acc801-1394-4855-a327-aaeb6e468d9f","block_type":"box","text":"Fund will be invested","page_number":1,"box":{"x":278,"y":315,"width":113,"height":7}},{"id":"4930e179-c150-44a0-a989-5f20037deaba","block_type":"box","text":"in","page_number":1,"box":{"x":396,"y":315,"width":8,"height":7}},{"id":"07e61c56-b6d8-402c-afb4-17e3a4c97d25","block_type":"box","text":"investment grade bonds issued by companies, governments or supranational","page_number":1,"box":{"x":48,"y":324,"width":418,"height":8}},{"id":"e1e92f35-c728-452e-89d8-dbb5611f0f59","block_type":"box","text":"organisations denominated in or hedged to Sterling.","page_number":1,"box":{"x":48,"y":332,"width":282,"height":9}},{"id":"1763b047-b337-4364-a999-cfea73f3f3e6","block_type":"box","text":"Other investments:","page_number":1,"box":{"x":48,"y":343,"width":106,"height":7}},{"id":"e98b8717-8e97-4489-9da9-23e4d325146a","block_type":"box","text":"The Sub","page_number":1,"box":{"x":158,"y":343,"width":43,"height":7}},{"id":"98595054-7796-41fb-b6b5-205ec1189d82","block_type":"box","text":"-","page_number":1,"box":{"x":202,"y":347,"width":3,"height":1}},{"id":"304c2c6e-dfc8-4d5d-9ba3-eb1df374ef1b","block_type":"box","text":"Fund may also invest in other bonds, shares of","page_number":1,"box":{"x":207,"y":343,"width":252,"height":9}},{"id":"bdbe669f-cb4c-4521-b147-82c4ecc51545","block_type":"box","text":"companies, other funds, derivatives, cash and deposits","page_number":1,"box":{"x":48,"y":352,"width":297,"height":8}},{"id":"5ac9efa4-c119-4eb1-bd1c-96d185969dbf","block_type":"box","text":".","page_number":1,"box":{"x":347,"y":358,"width":1,"height":1}},{"id":"38f0158c-0781-4ad0-a42c-5d72e1bee40d","block_type":"box","text":"Derivatives may be used for investment purposes or to manage the Sub","page_number":1,"box":{"x":48,"y":363,"width":389,"height":8}},{"id":"4eb65b48-ecab-4e50-9412-185e9ed35072","block_type":"box","text":"\u0002","page_number":1,"box":{"x":438,"y":367,"width":3,"height":1}},{"id":"a8d63084-002a-4bfa-8139-449eefea635a","block_type":"box","text":"Fund’s cash flows in a cost","page_number":1,"box":{"x":48,"y":372,"width":142,"height":6}},{"id":"60fc6460-4ed6-42fe-8301-603d93a1d4bb","block_type":"box","text":"-","page_number":1,"box":{"x":191,"y":376,"width":3,"height":0}},{"id":"abfae2be-6483-4b1d-9c0f-f41f409bf47d","block_type":"box","text":"effective manner. Derivatives may also be used to","page_number":1,"box":{"x":196,"y":372,"width":271,"height":8}},{"id":"293616b6-d4fc-4259-843a-ef8cfcf3d38c","block_type":"box","text":"reduce risk, such as foreign currency risk within the Sub","page_number":1,"box":{"x":48,"y":381,"width":301,"height":8}},{"id":"1fedc7d8-32e2-4827-88a1-edb13f4fd340","block_type":"box","text":"-","page_number":1,"box":{"x":351,"y":384,"width":3,"height":1}},{"id":"65ac9a17-8a93-4896-baa8-d4b636860b5c","block_type":"box","text":"Fund.","page_number":1,"box":{"x":355,"y":381,"width":29,"height":6}},{"id":"e2cd1628-f007-4657-97d8-ab36e488841d","block_type":"box","text":"Exclusions:","page_number":1,"box":{"x":48,"y":392,"width":59,"height":6}},{"id":"8a70c143-39bd-4b8a-bce3-a9b2dd75d870","block_type":"box","text":"The Sub","page_number":1,"box":{"x":111,"y":392,"width":43,"height":6}},{"id":"964595e4-a9de-4c5f-b707-1929b4ff2852","block_type":"box","text":"-","page_number":1,"box":{"x":155,"y":396,"width":4,"height":0}},{"id":"ef75e85e-1222-4503-927d-3665b0cf81d8","block_type":"box","text":"Fund is subject to two","page_number":1,"box":{"x":160,"y":392,"width":118,"height":8}},{"id":"af91a21d-8068-45ee-b083-83fdefaef03a","block_type":"box","text":"sets of screens, the Aviva","page_number":1,"box":{"x":282,"y":392,"width":136,"height":8}},{"id":"7815fdb8-9e7b-4d57-b38e-fee7169224fc","block_type":"box","text":"Investors baseline exclusion policy and the stewardship exclusions, which","page_number":1,"box":{"x":48,"y":400,"width":398,"height":9}},{"id":"9d8c3e33-7c72-4532-8475-05d461a942d7","block_type":"box","text":"exclude companies that do not meet certain ethical, social and","page_number":1,"box":{"x":48,"y":409,"width":339,"height":8}},{"id":"e5df4387-14ac-478d-8292-8bc6e08603f0","block_type":"box","text":"environmental standards, so that the Sub","page_number":1,"box":{"x":48,"y":418,"width":224,"height":8}},{"id":"51ad1713-2d7d-4abc-90a5-f3e20b02ba2e","block_type":"box","text":"-","page_number":1,"box":{"x":274,"y":422,"width":3,"height":0}},{"id":"ca77281d-999c-43d3-9e10-ee76f84541ad","block_type":"box","text":"Fund does not invest in companies","page_number":1,"box":{"x":278,"y":418,"width":188,"height":8}},{"id":"8a66c39e-2f7e-433e-8c65-9e90915301d4","block_type":"box","text":"that the Investme","page_number":1,"box":{"x":47,"y":427,"width":97,"height":6}},{"id":"1cc75d35-84c8-4754-92a1-83bb4e475a03","block_type":"box","text":"nt Manager regards as incompatible with the three pillars","page_number":1,"box":{"x":145,"y":427,"width":313,"height":8}},{"id":"c786ac6c-6c8e-459c-aacb-0f13877bf896","block_type":"box","text":"of Climate, People and Earth. The purpose of these screens is to ensure that","page_number":1,"box":{"x":48,"y":435,"width":413,"height":8}},{"id":"53117a27-3642-4be1-89da-3c521b61a48f","block_type":"box","text":"the Sub","page_number":1,"box":{"x":47,"y":444,"width":41,"height":6}},{"id":"c9fd5b25-80b1-4806-a682-ec4f0c564ac2","block_type":"box","text":"-","page_number":1,"box":{"x":89,"y":448,"width":3,"height":0}},{"id":"1f8191f4-6707-4d80-9879-eba8712bc4c8","block_type":"box","text":"Fund does not invest in companies that derive prescribed levels of","page_number":1,"box":{"x":94,"y":444,"width":360,"height":8}},{"id":"3b58ac20-d910-4dd3-8345-9357eb65c7a7","block_type":"box","text":"revenue, or have significant reserves from a r","page_number":1,"box":{"x":48,"y":453,"width":246,"height":8}},{"id":"78c654f2-c8eb-4927-906a-d2682f4cd5de","block_type":"box","text":"ange of activities","page_number":1,"box":{"x":295,"y":453,"width":91,"height":8}},{"id":"ebd44a45-64ec-439f-8ff7-2c5174df84a4","block_type":"box","text":"-","page_number":1,"box":{"x":390,"y":456,"width":3,"height":1}},{"id":"da1be734-d1c7-47cf-bea9-10103be8f4f9","block_type":"box","text":"please see","page_number":1,"box":{"x":397,"y":453,"width":57,"height":8}},{"id":"d32eab2a-d4dd-4b59-9e16-dc28cb2ede98","block_type":"box","text":"Appendices 2 and 3 of the Prospectus for information on these investment","page_number":1,"box":{"x":47,"y":461,"width":415,"height":8}},{"id":"fbe7d4b2-e8ff-4539-b4e0-4589dd93b18f","block_type":"box","text":"restrictions","page_number":1,"box":{"x":48,"y":470,"width":62,"height":7}},{"id":"f7d000ad-cd9a-4dcf-806f-6761de0e3665","block_type":"box","text":"If there are any differences between the baseline exclusion policy and the","page_number":1,"box":{"x":48,"y":481,"width":401,"height":8}},{"id":"cebce62f-e042-4bd1-9351-59a6ba527801","block_type":"box","text":"stewardship exclusions, the more restrictive exclusions will ap","page_number":1,"box":{"x":48,"y":490,"width":336,"height":8}},{"id":"c2c0d851-1bbb-409b-93ff-6834fdefbbc5","block_type":"box","text":"ply.","page_number":1,"box":{"x":386,"y":490,"width":18,"height":8}},{"id":"6bb6f25a-2011-4ea7-98c2-5d8406de42b7","block_type":"box","text":"The Sub","page_number":1,"box":{"x":47,"y":501,"width":43,"height":6}},{"id":"5fab6324-c98d-4711-a722-406ce08061ca","block_type":"box","text":"-","page_number":1,"box":{"x":91,"y":505,"width":3,"height":0}},{"id":"096e71c4-6931-4709-b924-eac8a3292db5","block_type":"box","text":"Fund can invest in Green, Social, or Sustainability (GSS) bonds issued","page_number":1,"box":{"x":96,"y":501,"width":371,"height":8}},{"id":"10d6bff0-ad3e-4f98-af5e-b6c43f9f002d","block_type":"box","text":"by otherwise excluded issuers where there is strong evidence that the","page_number":1,"box":{"x":48,"y":510,"width":380,"height":8}},{"id":"f49cfc6b-c5ed-42c7-9974-d33d1d8d425d","block_type":"box","text":"proceeds from the GSS bond are intended for projects or initiatives with","page_number":1,"box":{"x":48,"y":518,"width":391,"height":9}},{"id":"0ded524e-6157-493f-a2ef-69bbd5a96096","block_type":"box","text":"positive environmental, socia","page_number":1,"box":{"x":48,"y":527,"width":158,"height":8}},{"id":"166b457b-3de2-4b40-a9aa-80438c0ef105","block_type":"box","text":"l, or sustainability benefits, and the use of","page_number":1,"box":{"x":208,"y":527,"width":227,"height":8}},{"id":"d57964a8-22b0-41c2-883f-ae2b032529c0","block_type":"box","text":"proceeds for that GSS bond meets the requirements of the Investment","page_number":1,"box":{"x":48,"y":536,"width":384,"height":8}},{"id":"00b669f6-642b-4997-b9f4-0c6307e3e728","block_type":"box","text":"Manager’s Sustainability Strategy.","page_number":1,"box":{"x":48,"y":544,"width":183,"height":9}},{"id":"8c842b0a-0bae-493e-a2ed-8040c0d6ed97","block_type":"box","text":"Investment Strategy and Asset Selection:","page_number":1,"box":{"x":48,"y":555,"width":227,"height":9}},{"id":"1acfff84-7099-4e29-8fa9-7dc0f1c42f23","block_type":"box","text":"The Sub","page_number":1,"box":{"x":279,"y":555,"width":43,"height":7}},{"id":"1e9bbdc1-fac8-40a5-a66c-5d4eebdc484a","block_type":"box","text":"-","page_number":1,"box":{"x":323,"y":559,"width":3,"height":1}},{"id":"bb001ea0-09e9-4708-9c12-9793302af12d","block_type":"box","text":"Fund is actively managed,","page_number":1,"box":{"x":328,"y":555,"width":138,"height":9}},{"id":"8d282fe1-a464-428c-ad83-8684abc7856f","block_type":"box","text":"selecting investments aligned to the Sub","page_number":1,"box":{"x":48,"y":564,"width":219,"height":8}},{"id":"7cc652ae-d820-4d9a-ac7f-874546fdb614","block_type":"box","text":"-","page_number":1,"box":{"x":268,"y":568,"width":3,"height":1}},{"id":"25b224d2-5faa-45d0-9906-05d3757271e1","block_type":"box","text":"Fund’s growth aims and in","page_number":1,"box":{"x":273,"y":564,"width":141,"height":8}},{"id":"d7c89d0a-f8c0-4262-9bf3-3d2e3db8221e","block_type":"box","text":"-","page_number":1,"box":{"x":416,"y":568,"width":3,"height":1}},{"id":"da332789-7233-4d26-b562-612ac8bcf15e","block_type":"box","text":"line with","page_number":1,"box":{"x":420,"y":564,"width":45,"height":7}},{"id":"faa34d01-099a-40e9-a888-a7b5d18834d0","block_type":"box","text":"the Sub","page_number":1,"box":{"x":47,"y":573,"width":41,"height":6}},{"id":"2243e651-ae85-42f7-b8b0-70c5b0ebfd0a","block_type":"box","text":"-","page_number":1,"box":{"x":89,"y":577,"width":3,"height":0}},{"id":"f6774df2-a2ee-46a9-8cb5-7a5d939a6881","block_type":"box","text":"Fund’s Sustainability Strategy (see below). The Investment Manager","page_number":1,"box":{"x":94,"y":573,"width":369,"height":8}},{"id":"b1ce83b9-9b05-4ddc-92b1-8ad6ebfc57b8","block_type":"box","text":"aims through the responsible allocation of capital (stewardship) to","page_number":1,"box":{"x":48,"y":581,"width":361,"height":9}},{"id":"b132684b-18ec-4935-9423-bfa30c07f251","block_type":"box","text":"e","page_number":1,"box":{"x":48,"y":592,"width":5,"height":5}},{"id":"3d388791-963c-4a98-9e6f-5422b22fb06e","block_type":"box","text":"ncourage companies to improve environmental and/or social outcomes","page_number":1,"box":{"x":55,"y":590,"width":389,"height":8}},{"id":"62badec4-acd4-403d-a70d-ad1d38db6760","block_type":"box","text":"through their products and services, and/or through their operations. The","page_number":1,"box":{"x":47,"y":599,"width":402,"height":8}},{"id":"85bc4519-3dfa-49a1-a021-e384d9d9d778","block_type":"box","text":"Fund may also invest up to 25% of the portfolio in investments that do not","page_number":1,"box":{"x":48,"y":608,"width":405,"height":8}},{"id":"413754f1-2f02-4ea9-b874-ad0217d0047b","block_type":"box","text":"meet the Investment Manager’s investment","page_number":1,"box":{"x":48,"y":616,"width":239,"height":9}},{"id":"98e89af4-84ca-485a-bda8-2aa03fd22e2c","block_type":"box","text":"framework; the Investment","page_number":1,"box":{"x":291,"y":616,"width":149,"height":8}},{"id":"8e80ebc1-f134-4c1b-b9a7-25d26c8aa69a","block_type":"box","text":"Manager refers to these as “neutral” assets, which are deemed to have","page_number":1,"box":{"x":48,"y":625,"width":387,"height":8}},{"id":"d876d23c-a512-4462-9b6b-1efafbaf2255","block_type":"box","text":"overall neutral alignment to the three pillars of the “Sustainability Strategy”.","page_number":1,"box":{"x":48,"y":634,"width":414,"height":8}},{"id":"65249c80-4380-43e3-84bf-f3f7ddafe182","block_type":"box","text":"As noted above, a GSS bond may also be included in the Fund’s minimum","page_number":1,"box":{"x":47,"y":645,"width":399,"height":8}},{"id":"8ed7498f-d470-4efa-8ff6-bb0c2d055bce","block_type":"box","text":"stewards","page_number":1,"box":{"x":48,"y":654,"width":48,"height":6}},{"id":"fc601942-1e8f-456c-8c1f-bd06edaad139","block_type":"box","text":"hip allocation. See the “Sustainability Strategy” section for","page_number":1,"box":{"x":98,"y":653,"width":316,"height":9}},{"id":"cddb0cb2-1f93-4f4a-b572-f07991e97f8b","block_type":"box","text":"information on how the Prospectus for how the minimum stewardship","page_number":1,"box":{"x":48,"y":662,"width":384,"height":8}},{"id":"77363b4d-97f8-48dc-b9c4-826f40cc504d","block_type":"box","text":"allocation is achieved.","page_number":1,"box":{"x":48,"y":671,"width":118,"height":7}},{"id":"887a6f92-8532-452d-94f6-76785315ede4","block_type":"box","text":"Performance & Risk Strategy:","page_number":1,"box":{"x":48,"y":682,"width":162,"height":8}},{"id":"fde4027a-d39e-467d-8496-779de9d2daca","block_type":"box","text":"The Sub","page_number":1,"box":{"x":214,"y":682,"width":43,"height":7}},{"id":"45630e37-66ac-4d22-aea0-384bbc69e995","block_type":"box","text":"-","page_number":1,"box":{"x":258,"y":686,"width":3,"height":0}},{"id":"02764e3c-7a1b-440f-bdc6-a1c938ccf74a","block_type":"box","text":"Fund's performance is measured","page_number":1,"box":{"x":263,"y":682,"width":176,"height":8}},{"id":"b699bf76-3e45-41f0-912b-ccfbaef3046b","block_type":"box","text":"against the Markit iBoxx® GBP Non Gi","page_number":1,"box":{"x":48,"y":691,"width":203,"height":8}},{"id":"835e575d-4d7b-4fd9-a9a8-7cc17a221720","block_type":"box","text":"lt Total Return Index (the “Index”).","page_number":1,"box":{"x":253,"y":690,"width":187,"height":9}},{"id":"fe66cdd1-8367-47c7-bfcd-01ed213ff96f","block_type":"box","text":"The Sub","page_number":1,"box":{"x":529,"y":196,"width":44,"height":7}},{"id":"88d002da-2a67-4ee9-85b2-3f4e35e83e93","block_type":"box","text":"-","page_number":1,"box":{"x":574,"y":200,"width":3,"height":1}},{"id":"3e26899f-9b5f-4805-81ee-26ba6730964a","block_type":"box","text":"Fund does not base its investment process upon the Index (applying","page_number":1,"box":{"x":578,"y":196,"width":370,"height":8}},{"id":"b7dcce46-737a-40fa-8d82-b089212800c5","block_type":"box","text":"specific exclusions, and the minimum stewardship allocation requirement,","page_number":1,"box":{"x":530,"y":205,"width":403,"height":8}},{"id":"b963b60d-98a4-4a74-9201-1f152db5e759","block_type":"box","text":"that do not apply to the Index), which is only a representation of the","page_number":1,"box":{"x":530,"y":214,"width":372,"height":8}},{"id":"deaff738-c15b-4f13-aa01-7aa1d63e36ab","block_type":"box","text":"investment universe, therefore the Sub","page_number":1,"box":{"x":530,"y":222,"width":213,"height":8}},{"id":"29de12a8-8d26-459a-b86e-2fbef8474f62","block_type":"box","text":"-","page_number":1,"box":{"x":744,"y":226,"width":4,"height":1}},{"id":"abd28299-9f67-48b9-886d-363446b2cca9","block_type":"box","text":"Fund will hold bonds that are not","page_number":1,"box":{"x":749,"y":222,"width":180,"height":7}},{"id":"28fcedbc-6465-467e-af41-438024e95735","block_type":"box","text":"part of the Index, and will only hold a relatively small proportion of bonds","page_number":1,"box":{"x":530,"y":231,"width":400,"height":8}},{"id":"7a01c64a-21f1-4049-8392-52720451f92f","block_type":"box","text":"relative to the number in the Index.","page_number":1,"box":{"x":530,"y":240,"width":193,"height":6}},{"id":"5640c481-d645-4aae-9b7d-c9c831354715","block_type":"box","text":"The Sub","page_number":1,"box":{"x":529,"y":251,"width":44,"height":6}},{"id":"ba2cfbca-4cad-43bc-803f-f0c378d4c632","block_type":"box","text":"-","page_number":1,"box":{"x":574,"y":255,"width":3,"height":0}},{"id":"96accf31-083d-4260-812c-e4d2aa1bc5ca","block_type":"box","text":"Fund uses a “tracking error” to measure the consistency of th","page_number":1,"box":{"x":578,"y":251,"width":333,"height":8}},{"id":"707a4bad-b323-49d1-9260-841829a99e67","block_type":"box","text":"e Sub","page_number":1,"box":{"x":913,"y":251,"width":29,"height":6}},{"id":"b3c17b2a-1769-4007-bee8-b75f6727ab44","block_type":"box","text":"\u0002","page_number":1,"box":{"x":943,"y":255,"width":3,"height":0}},{"id":"49668ea4-17b6-4606-bc48-a0d0d38cd88a","block_type":"box","text":"Fund's returns and the returns of the Index. In general, the lower the","page_number":1,"box":{"x":530,"y":260,"width":374,"height":8}},{"id":"26b4f13d-c49e-4637-94d7-eb739305aa48","block_type":"box","text":"tracking error, the more consistent the Sub","page_number":1,"box":{"x":530,"y":268,"width":234,"height":8}},{"id":"66666151-3669-4d16-91f8-ea0df254e9e6","block_type":"box","text":"-","page_number":1,"box":{"x":765,"y":272,"width":4,"height":1}},{"id":"44624e05-8809-46d1-a299-ee36f66c23a0","block_type":"box","text":"Fund's returns are relative to the","page_number":1,"box":{"x":770,"y":268,"width":178,"height":7}},{"id":"56f1d0ac-160d-4387-95be-689b3b292833","block_type":"box","text":"Index, and vice","page_number":1,"box":{"x":530,"y":277,"width":80,"height":8}},{"id":"8978657e-0969-4229-880f-115588e7a774","block_type":"box","text":"-","page_number":1,"box":{"x":611,"y":281,"width":3,"height":0}},{"id":"bb5d9710-dec7-4e7f-8418-c0969b67f6e1","block_type":"box","text":"versa.","page_number":1,"box":{"x":615,"y":279,"width":31,"height":5}},{"id":"b42db9e2-c3be-4891-aa6e-af44466c1ccb","block_type":"box","text":"The Sub","page_number":1,"box":{"x":529,"y":288,"width":44,"height":7}},{"id":"8a55e56e-e926-450a-a286-da8dca0378e2","block_type":"box","text":"-","page_number":1,"box":{"x":574,"y":292,"width":3,"height":1}},{"id":"51a89988-512b-4728-8db9-9607de7d83a4","block_type":"box","text":"Fund is expected to have an average yearly tracking error of","page_number":1,"box":{"x":578,"y":288,"width":326,"height":8}},{"id":"17523104-e388-474f-ba0d-a918592eda81","block_type":"box","text":"between 0% and 3% when compared to the Index. In certain conditions the","page_number":1,"box":{"x":530,"y":297,"width":410,"height":8}},{"id":"b70a5ffc-dd0f-49b9-939e-2df5a17c7c73","block_type":"box","text":"Sub","page_number":1,"box":{"x":530,"y":305,"width":19,"height":7}},{"id":"e4b06330-28ce-41d4-a1fa-5d61805c2269","block_type":"box","text":"-","page_number":1,"box":{"x":550,"y":309,"width":3,"height":1}},{"id":"de289ebf-a0eb-4fe6-9d49-caaf1e2a8807","block_type":"box","text":"Fund may be outside of this range.","page_number":1,"box":{"x":555,"y":305,"width":187,"height":9}},{"id":"55ac35c4-97ed-4ef8-a5af-e1946f3c1747","block_type":"box","text":"The Index represents the performance of broad range of investment grade","page_number":1,"box":{"x":529,"y":317,"width":407,"height":8}},{"id":"e9516b80-1834-4964-a261-cac34cd30a7d","block_type":"box","text":"bond","page_number":1,"box":{"x":530,"y":325,"width":27,"height":7}},{"id":"1ce0ecd8-1ee9-4385-8102-21c16e63c356","block_type":"box","text":"s issued by companies and denominated in Sterling, with a date to","page_number":1,"box":{"x":558,"y":325,"width":360,"height":8}},{"id":"3036c7af-8be7-4903-a27a-635c6e86df10","block_type":"box","text":"maturity exceeding 1 year, but excludes government bonds.","page_number":1,"box":{"x":530,"y":334,"width":325,"height":8}},{"id":"1c7c3351-7ca2-4fdf-b262-7eba0f963d4d","block_type":"box","text":"The Index has been selected as a benchmark for performance and risk","page_number":1,"box":{"x":529,"y":345,"width":382,"height":8}},{"id":"b27fe9fb-1892-4dc7-9952-e3a7a8fd47a0","block_type":"box","text":"measurement because it is representative of the type of bonds in","page_number":1,"box":{"x":530,"y":354,"width":355,"height":8}},{"id":"b86b91dc-f899-48d5-b2ad-314c8690b295","block_type":"box","text":"which the","page_number":1,"box":{"x":889,"y":354,"width":53,"height":6}},{"id":"97b6b2aa-1992-468b-ae1b-330fb8d6100c","block_type":"box","text":"Sub","page_number":1,"box":{"x":530,"y":362,"width":19,"height":7}},{"id":"7e44bb4f-cd5b-48a3-a24f-4c3cb931d6fb","block_type":"box","text":"-","page_number":1,"box":{"x":550,"y":366,"width":3,"height":1}},{"id":"346906ad-0b1c-4c0b-8f1e-ec6d35338515","block_type":"box","text":"Fund is likely to invest as, although investors should be aware that due","page_number":1,"box":{"x":555,"y":362,"width":383,"height":9}},{"id":"95da37b8-d27a-45c9-8c11-483147a8eb1e","block_type":"box","text":"to the Sub","page_number":1,"box":{"x":530,"y":371,"width":55,"height":7}},{"id":"9ecf80df-f7a7-4cbd-aed1-9203bbf8233c","block_type":"box","text":"-","page_number":1,"box":{"x":586,"y":375,"width":3,"height":1}},{"id":"92023d46-c8af-4945-8180-ce5fb5e6ea24","block_type":"box","text":"Fund's specific exclusions, and the minimum stewardship","page_number":1,"box":{"x":591,"y":371,"width":310,"height":8}},{"id":"dd1d3785-fe41-48c0-9431-558b2283e490","block_type":"box","text":"allocation requirement, the Index is not an accurate representation of all of","page_number":1,"box":{"x":530,"y":380,"width":411,"height":8}},{"id":"7d025aa1-6ca2-47e3-9ae7-ecc52812b9b6","block_type":"box","text":"the although investors","page_number":1,"box":{"x":530,"y":389,"width":121,"height":8}},{"id":"afebb544-b314-4c0d-b493-3c227c7e064f","block_type":"box","text":"should be aware that due to the Sub","page_number":1,"box":{"x":655,"y":389,"width":198,"height":6}},{"id":"964ea4b5-5a60-4720-ad72-7e72b1d9ce60","block_type":"box","text":"-","page_number":1,"box":{"x":854,"y":392,"width":4,"height":1}},{"id":"48260f72-d72b-472a-8e38-97798713eb65","block_type":"box","text":"Fund's specific","page_number":1,"box":{"x":859,"y":389,"width":78,"height":8}},{"id":"a166f122-4f69-4c77-8937-5d186f455ecd","block_type":"box","text":"exclusions, and the minimum stewardship allocation requirement, the Index","page_number":1,"box":{"x":530,"y":397,"width":415,"height":8}},{"id":"3d0077e3-af4d-4072-9354-3eead91510e8","block_type":"box","text":"is not an accurate representation of all of the companies available to the","page_number":1,"box":{"x":530,"y":406,"width":395,"height":8}},{"id":"67c80098-3ae5-4e0d-b297-dd6452dd5c18","block_type":"box","text":"Sub","page_number":1,"box":{"x":530,"y":415,"width":19,"height":6}},{"id":"960f9140-9b91-4d70-a354-21e71225f619","block_type":"box","text":"-","page_number":1,"box":{"x":550,"y":418,"width":3,"height":1}},{"id":"adf2d466-7da7-4ebf-b32c-a4f8b60c3fff","block_type":"box","text":"Fund. It is, however, an appropriate measure for th","page_number":1,"box":{"x":555,"y":415,"width":277,"height":8}},{"id":"8e2291e5-597f-405c-acbc-412be074f0d7","block_type":"box","text":"e Sub","page_number":1,"box":{"x":833,"y":415,"width":29,"height":6}},{"id":"047d6242-d065-4993-959d-229dff7e9fb8","block_type":"box","text":"-","page_number":1,"box":{"x":863,"y":418,"width":3,"height":1}},{"id":"946b76fc-d8ac-48a2-9bbf-f9dffb639cfd","block_type":"box","text":"Fund's","page_number":1,"box":{"x":868,"y":415,"width":34,"height":6}},{"id":"8641b4a1-83f2-4e9a-8b3f-119fd2a8398e","block_type":"box","text":"performance.","page_number":1,"box":{"x":530,"y":423,"width":73,"height":9}},{"id":"9ab08990-7d8b-4c67-952b-a855dfccf7ec","block_type":"box","text":"Note: Neither Markit, its Affiliates or any third party data provider makes any","page_number":1,"box":{"x":530,"y":434,"width":420,"height":9}},{"id":"9fb40ed0-aa9b-4f45-82b2-d2059153df8a","block_type":"box","text":"warranty, express or implied, as to the accuracy, completeness or timeliness","page_number":1,"box":{"x":530,"y":443,"width":415,"height":8}},{"id":"b1bb71e8-f855-41ef-b97c-8611f9969162","block_type":"box","text":"of the data contained herewith nor as to the results to be obtained by","page_number":1,"box":{"x":530,"y":452,"width":381,"height":8}},{"id":"d911028b-7f69-4172-a247-d92c32da0d92","block_type":"box","text":"re","page_number":1,"box":{"x":530,"y":463,"width":10,"height":4}},{"id":"154f418a-95cd-4470-9839-531a1f23226c","block_type":"box","text":"cipients of the data. Neither Markit, its Affiliates nor any datap rovider","page_number":1,"box":{"x":541,"y":461,"width":384,"height":8}},{"id":"9eb73916-7338-459a-98f8-902b311ea12e","block_type":"box","text":"shall in any way be liable to any recipient of the data for any inaccuracies,","page_number":1,"box":{"x":530,"y":469,"width":400,"height":8}},{"id":"6a88862d-33ba-4979-8282-b3192e85a7ee","block_type":"box","text":"errors or omissions in the Markit data, regardless of cause, or for any","page_number":1,"box":{"x":530,"y":478,"width":376,"height":8}},{"id":"d842e3a6-08e2-4dd7-a167-8febb15443d6","block_type":"box","text":"damages (whether direct or indi","page_number":1,"box":{"x":530,"y":487,"width":173,"height":8}},{"id":"78f635f5-2659-4a22-8334-fba261cfab05","block_type":"box","text":"rect) resulting therefrom. Markit has no","page_number":1,"box":{"x":706,"y":487,"width":215,"height":8}},{"id":"e7106be1-e89b-4144-9e07-d78515491792","block_type":"box","text":"obligation to update, modify or amend the data or to otherwise notify a","page_number":1,"box":{"x":530,"y":495,"width":390,"height":9}},{"id":"5bf9849e-bff2-4e77-b7a8-755c845d81e4","block_type":"box","text":"recipient thereof in the event that any matter stated herein changes or","page_number":1,"box":{"x":530,"y":504,"width":387,"height":8}},{"id":"75c14542-0717-4c71-b604-c785ce1a5bca","block_type":"box","text":"subsequently becomes inaccurate. Without limiting the foregoing, Markit","page_number":1,"box":{"x":530,"y":513,"width":399,"height":8}},{"id":"429bbaa9-d777-4046-bed5-9e07533c9429","block_type":"box","text":", its","page_number":1,"box":{"x":930,"y":513,"width":19,"height":8}},{"id":"280dc497-62fa-42ff-8894-5eb95b0baca7","block_type":"box","text":"Affiliates, or any third party data provider shall have no liability whatsoever","page_number":1,"box":{"x":530,"y":521,"width":410,"height":9}},{"id":"7a14d5f3-722f-4044-bb22-c01914ccedd5","block_type":"box","text":"to you, whether in contract (including under an indemnity), in tort (including","page_number":1,"box":{"x":530,"y":530,"width":416,"height":8}},{"id":"e232faa6-cc81-44bc-8dba-79bf455e1893","block_type":"box","text":"negligence), under a warranty, under statute or otherwise, in respect of any","page_number":1,"box":{"x":530,"y":539,"width":413,"height":8}},{"id":"06c496c7-2d42-41f6-9278-8516ace71f3a","block_type":"box","text":"loss or damage","page_number":1,"box":{"x":530,"y":548,"width":81,"height":8}},{"id":"4f823416-1689-443d-a69b-d2e6ccc8f2e3","block_type":"box","text":"suffered by you as a result of or in connection with any","page_number":1,"box":{"x":615,"y":547,"width":299,"height":9}},{"id":"446cd077-4e35-4719-ac35-de826f0dc1fa","block_type":"box","text":"opinions, recommendations, forecasts, judgments, or any other conclusions,","page_number":1,"box":{"x":530,"y":556,"width":415,"height":8}},{"id":"25c3a341-9039-42a4-b7d6-0f81b5c8ca53","block_type":"box","text":"or any course of action determined, by you or any third party, whether or","page_number":1,"box":{"x":530,"y":565,"width":400,"height":8}},{"id":"159ec403-6d25-4f0f-ba93-dcae9fade16b","block_type":"box","text":"not based on the content, information or material","page_number":1,"box":{"x":530,"y":574,"width":271,"height":7}},{"id":"3c588f1d-f751-4b98-8e52-93da5f7b7f29","block_type":"box","text":"s contained herein.","page_number":1,"box":{"x":803,"y":574,"width":103,"height":6}},{"id":"250dc033-3049-4190-b844-6e5bb546bfad","block_type":"box","text":"This is an accumulation unit class and any income from the Fund will remain","page_number":1,"box":{"x":529,"y":585,"width":414,"height":8}},{"id":"6e28633a-0bc1-4e68-9680-6dcdafbf1aff","block_type":"box","text":"in the Fund and reflected in the unit price.","page_number":1,"box":{"x":530,"y":593,"width":229,"height":9}},{"id":"05bb05e4-546c-4a28-abae-066f61f0a302","block_type":"box","text":"You can buy or sell units in this fund on any working day. We need to receive","page_number":1,"box":{"x":530,"y":604,"width":417,"height":9}},{"id":"3c1c8f28-92ef-4120-bdaa-7286e9a1a6c5","block_type":"box","text":"your instruction before 14:00pm UK ti","page_number":1,"box":{"x":530,"y":613,"width":206,"height":8}},{"id":"86f33429-b454-4a5a-aaf2-3d3c44d4eff2","block_type":"box","text":"me. If you contact us after that time,","page_number":1,"box":{"x":738,"y":613,"width":198,"height":8}},{"id":"a29e222d-6e76-4410-8308-57ba05afcacf","block_type":"box","text":"we will buy or sell units for you at the next working day's price.","page_number":1,"box":{"x":530,"y":622,"width":341,"height":8}},{"id":"ea3efe81-67ef-40c5-bfea-7532ff00d018","block_type":"box","text":"Recommendation:","page_number":1,"box":{"x":530,"y":633,"width":102,"height":7}},{"id":"eecbb821-04ea-4461-a936-86177aca05f0","block_type":"box","text":"this fund may not be appropriate for investors who plan","page_number":1,"box":{"x":636,"y":633,"width":304,"height":8}},{"id":"0664642f-d163-4e51-b6e6-097483405c54","block_type":"box","text":"to withdraw their money within 5 years.","page_number":1,"box":{"x":530,"y":642,"width":218,"height":8}},{"id":"dec81088-6dc9-4906-956c-05d5603741da","block_type":"box","text":"For full investment objectives and pol","page_number":1,"box":{"x":530,"y":653,"width":203,"height":8}},{"id":"71abf689-5b76-481c-becf-0e1d68b01358","block_type":"box","text":"icy details please refer to the","page_number":1,"box":{"x":735,"y":653,"width":157,"height":8}},{"id":"544f9e3f-f8a6-43cd-9b2b-a2eaaa9dce28","block_type":"box","text":"Prospectus.","page_number":1,"box":{"x":530,"y":662,"width":62,"height":8}},{"id":"1abcd740-32c4-4182-89f3-a0b8d9f8b5c2","block_type":"box","text":"RISK AND REWARD PROFILE","page_number":1,"box":{"x":48,"y":712,"width":193,"height":8}},{"id":"23b0e054-8626-4b89-b100-e6e046c81486","block_type":"box","text":"1","page_number":1,"box":{"x":75,"y":738,"width":7,"height":9}},{"id":"b549bf4d-50c8-453b-88a1-8ddd4d003652","block_type":"box","text":"2","page_number":1,"box":{"x":136,"y":738,"width":8,"height":9}},{"id":"ca6c9e60-0d73-4778-9cab-2d54dfb7e548","block_type":"box","text":"3","page_number":1,"box":{"x":198,"y":738,"width":8,"height":9}},{"id":"17a3f8a0-f02f-4594-b87b-808c95976225","block_type":"box","text":"4","page_number":1,"box":{"x":257,"y":735,"width":13,"height":14}},{"id":"ab3e7bae-d7de-4f1d-b941-c480b4c4dec2","block_type":"box","text":"5","page_number":1,"box":{"x":322,"y":738,"width":8,"height":9}},{"id":"4badaf26-362f-4381-b445-4f44e7786b93","block_type":"box","text":"6","page_number":1,"box":{"x":383,"y":738,"width":9,"height":9}},{"id":"181172fb-93f6-46b5-ad27-03da5e86e24a","block_type":"box","text":"7","page_number":1,"box":{"x":445,"y":738,"width":9,"height":9}},{"id":"db6deda3-e3ff-400a-b318-75474468f150","block_type":"box","text":"Lower risk","page_number":1,"box":{"x":48,"y":769,"width":57,"height":7}},{"id":"c82b9cfc-0f04-441b-a5fb-62f94b17c6bd","block_type":"box","text":"H","page_number":1,"box":{"x":417,"y":769,"width":7,"height":7}},{"id":"03f808d2-84cb-4380-ad52-2d16d2741fea","block_type":"box","text":"igher risk","page_number":1,"box":{"x":425,"y":769,"width":51,"height":8}},{"id":"3a46b725-ac9b-4444-953f-f70d81de905f","block_type":"box","text":"Typically lower rewards","page_number":1,"box":{"x":47,"y":786,"width":128,"height":8}},{"id":"c807c9ec-0aa7-4353-8430-317d1fff9532","block_type":"box","text":"Typically higher rewards","page_number":1,"box":{"x":343,"y":786,"width":132,"height":8}},{"id":"af7959a1-5c7b-4838-8605-69ed13c2e5d9","block_type":"box","text":"This indicator is based on historical data, calculated using European Union","page_number":1,"box":{"x":47,"y":802,"width":403,"height":8}},{"id":"b6c844f4-de00-4738-866b-dc4e427e0e23","block_type":"box","text":"rules, and may not be a reliable indication of the future risk profile of the","page_number":1,"box":{"x":48,"y":811,"width":396,"height":8}},{"id":"b7dcd620-92f6-46dc-a000-a8860ca1b761","block_type":"box","text":"Fund. The risk and reward category shown","page_number":1,"box":{"x":48,"y":819,"width":230,"height":8}},{"id":"9f7adc0b-cf3a-4df6-afbb-befdad2d4f1f","block_type":"box","text":"is not guaranteed to remain","page_number":1,"box":{"x":283,"y":819,"width":150,"height":8}},{"id":"8f874224-7549-4d10-b8c5-a4ed4c8baba8","block_type":"box","text":"unchanged and may change over time. The lowest category does not mean","page_number":1,"box":{"x":48,"y":828,"width":408,"height":8}},{"id":"c89e4061-d636-4609-bbac-0863f7b12233","block_type":"box","text":"'risk free'.","page_number":1,"box":{"x":48,"y":837,"width":52,"height":6}},{"id":"2e5930f2-71df-40a8-83d3-33089df5ac8a","block_type":"box","text":"The value of investments and the income from them will change over time.","page_number":1,"box":{"x":47,"y":848,"width":409,"height":8}},{"id":"c90b6d66-7fa5-4829-9862-ebe0dee59714","block_type":"box","text":"The Fund price may fall or rise and you may not get back the original amount","page_number":1,"box":{"x":47,"y":859,"width":419,"height":8}},{"id":"b2b980f6-0f32-4411-a1c8-993a8c673a8a","block_type":"box","text":"invested.","page_number":1,"box":{"x":48,"y":867,"width":48,"height":7}},{"id":"c3a4398a-7c70-4b0f-aafd-235e3a17acca","block_type":"box","text":"The Fund has been allocated a risk number based on the historic volatility of","page_number":1,"box":{"x":47,"y":879,"width":416,"height":8}},{"id":"acf4d27f-a39a-41d5-aa4d-ceeb5e2fec4c","block_type":"box","text":"its share price or where insufficient information is available the risk number","page_number":1,"box":{"x":48,"y":887,"width":412,"height":8}},{"id":"2df5d799-44d4-4907-92de-4f86f6439471","block_type":"box","text":"is calculate","page_number":1,"box":{"x":48,"y":896,"width":58,"height":7}},{"id":"1835d0ce-7228-42f8-9776-610fe8a2c485","block_type":"box","text":"d on a simulated basis, based on the historic volatility of","page_number":1,"box":{"x":108,"y":896,"width":305,"height":8}},{"id":"297ad3e1-ffd6-485b-855f-163793bfd5b4","block_type":"box","text":"appropriate asset classes.","page_number":1,"box":{"x":48,"y":905,"width":138,"height":8}},{"id":"c620d5b6-7b6e-498d-8393-a4fd12ca8f40","block_type":"box","text":"ESG risk","page_number":1,"box":{"x":48,"y":916,"width":43,"height":6}},{"id":"2eb72a95-6c93-4962-84f1-9cd67df69ec8","block_type":"box","text":": ESG criteria may limit investment choices and performance may not","page_number":1,"box":{"x":93,"y":916,"width":375,"height":8}},{"id":"0458092c-9edc-46c6-b113-a9777c0e60d6","block_type":"box","text":"align with funds with a broader policy.","page_number":1,"box":{"x":48,"y":924,"width":207,"height":9}},{"id":"80d46a7d-9888-457f-960e-9bd9ff7c9beb","block_type":"box","text":"Credit/Default Risk","page_number":1,"box":{"x":48,"y":935,"width":106,"height":8}},{"id":"95ece1af-5105-44b1-a84d-0dd103f30fd1","block_type":"box","text":": A bond or money market security","page_number":1,"box":{"x":155,"y":935,"width":188,"height":9}},{"id":"3825753b-4ce3-474d-9ae1-2c1118fbd9fe","block_type":"box","text":"could lose value if the","page_number":1,"box":{"x":347,"y":935,"width":118,"height":7}},{"id":"0a3636fe-cf55-4244-b0c9-6a8f8b40eaa0","block_type":"box","text":"issuer's financial health weakens. Below investment grade bonds (also known","page_number":1,"box":{"x":48,"y":944,"width":421,"height":8}},{"id":"4cee40e4-bb81-4e42-a124-1780f1dab58e","block_type":"box","text":"as high yield securities) typically have greater credit risk than investment","page_number":1,"box":{"x":48,"y":953,"width":395,"height":8}},{"id":"c1e4b71f-3126-4de9-b739-03f1879bd5fb","block_type":"box","text":"grade securities. If such issuers default and become unable to make","page_number":1,"box":{"x":530,"y":734,"width":368,"height":8}},{"id":"03c2f294-5afd-453e-b507-28328ad5ed48","block_type":"box","text":"payments th","page_number":1,"box":{"x":530,"y":743,"width":67,"height":8}},{"id":"3cc7253e-a3ea-411a-ab4f-4fc290fd1328","block_type":"box","text":"ere will be a reduction in income to the Fund and also in the","page_number":1,"box":{"x":598,"y":743,"width":327,"height":6}},{"id":"da27ba06-7af0-4b4e-acdf-a01c6cf89ee4","block_type":"box","text":"value of bonds held. Under extreme market conditions, defaults could be","page_number":1,"box":{"x":530,"y":751,"width":398,"height":8}},{"id":"73620812-3f67-4783-9300-3eab98085098","block_type":"box","text":"widespread and their effect on Fund performance significant.","page_number":1,"box":{"x":530,"y":760,"width":333,"height":8}},{"id":"24f5401b-f3b2-41f2-b297-258fd72e3ea4","block_type":"box","text":"Derivatives risk:","page_number":1,"box":{"x":530,"y":771,"width":88,"height":7}},{"id":"8e71f8c2-d535-46ee-9777-084437afb7b1","block_type":"box","text":"Derivatives are instruments that can be com","page_number":1,"box":{"x":623,"y":771,"width":239,"height":6}},{"id":"87c0b04b-9e4d-478e-a43d-003a0a010e0f","block_type":"box","text":"plex and highly","page_number":1,"box":{"x":865,"y":771,"width":80,"height":8}},{"id":"6da824a4-ac05-46e6-935b-e950f9123e7c","block_type":"box","text":"volatile, have some degree of unpredictability (especially in unusual market","page_number":1,"box":{"x":530,"y":780,"width":411,"height":8}},{"id":"cc081243-8b0e-4636-970f-e798210d043e","block_type":"box","text":"conditions), and can create losses significantly greater than the cost of the","page_number":1,"box":{"x":530,"y":788,"width":404,"height":9}},{"id":"691da8ae-b411-428d-baf7-828b018c2601","block_type":"box","text":"derivative itself.","page_number":1,"box":{"x":530,"y":797,"width":86,"height":7}},{"id":"792e02eb-ce80-4996-9b20-7416f49cf26d","block_type":"box","text":"Hedging risk:","page_number":1,"box":{"x":530,"y":808,"width":71,"height":8}},{"id":"8eade24e-67ef-4d96-8ad7-18306d3d5499","block_type":"box","text":"Any measures taken to offset specific risks will gen","page_number":1,"box":{"x":605,"y":808,"width":275,"height":8}},{"id":"0003b6c4-8ca3-4f51-814d-46fd36d8bfad","block_type":"box","text":"erate costs","page_number":1,"box":{"x":881,"y":809,"width":59,"height":6}},{"id":"cb4ea696-67a8-4656-907a-4b0d41005889","block_type":"box","text":"(which reduce performance), could work imperfectly or not at all, and if they","page_number":1,"box":{"x":530,"y":817,"width":417,"height":8}},{"id":"ad03f177-08ae-445c-89f0-891de2ac3dea","block_type":"box","text":"do work will reduce opportunities for gain.","page_number":1,"box":{"x":530,"y":825,"width":231,"height":9}},{"id":"5757a718-a138-445e-9db1-367ff2be9934","block_type":"box","text":"Illiquid securities risk:","page_number":1,"box":{"x":530,"y":837,"width":120,"height":8}},{"id":"5a2e151a-44bb-4f04-a33d-342bc468e291","block_type":"box","text":"Certain assets held in the Fund could, by nature, be","page_number":1,"box":{"x":654,"y":837,"width":279,"height":8}},{"id":"fca9ef68-ce96-46c3-ac27-408ffb4fd28b","block_type":"box","text":"hard to value or to sell at a desired time","page_number":1,"box":{"x":530,"y":845,"width":217,"height":7}},{"id":"8a050fc8-cdb4-4dc7-93d6-dbc9e7bc76a1","block_type":"box","text":"or at a price considered to be fair","page_number":1,"box":{"x":751,"y":845,"width":180,"height":9}},{"id":"c01b59ed-6234-4178-b5cf-06ffc01a7756","block_type":"box","text":"(especially in large quantities), and as a result their prices could be very","page_number":1,"box":{"x":530,"y":854,"width":388,"height":8}},{"id":"02aeea40-85c4-4e3f-b231-a38068156937","block_type":"box","text":"volatile.","page_number":1,"box":{"x":530,"y":863,"width":42,"height":6}},{"id":"7c795e91-66a5-47da-b43e-416a0c0474ba","block_type":"box","text":"Fixed Income Risk","page_number":1,"box":{"x":530,"y":874,"width":99,"height":6}},{"id":"3c278856-aec9-4688-bf52-6af5d3c6cf97","block_type":"box","text":": Investments in fixed interest securities are impacted by","page_number":1,"box":{"x":631,"y":874,"width":306,"height":8}},{"id":"c10b1281-a868-4498-9037-90a07a84aa5a","block_type":"box","text":"market and credit risk and are sensitive to changes in in","page_number":1,"box":{"x":530,"y":883,"width":302,"height":8}},{"id":"f90b6e8d-2ec4-419c-a2bf-15c1d3daff47","block_type":"box","text":"terest rates (when","page_number":1,"box":{"x":833,"y":882,"width":99,"height":9}},{"id":"5fba0d0b-1bb8-4517-834e-ff22f5c438ce","block_type":"box","text":"interest rates rise, bond values generally fall) and market expectations of","page_number":1,"box":{"x":530,"y":891,"width":397,"height":8}},{"id":"47d56c17-55d3-406b-8c98-2d5cf694cf1b","block_type":"box","text":"future inflation. Bonds that produce a higher level of income usually have a","page_number":1,"box":{"x":530,"y":900,"width":408,"height":8}},{"id":"609bc645-08d6-4708-94c2-96f13c966bac","block_type":"box","text":"greater risk of default.","page_number":1,"box":{"x":530,"y":909,"width":120,"height":8}},{"id":"7ac2d79f-305d-42b8-9071-206795c15ac3","block_type":"box","text":"Full information on the risks applicable to the Fund is detailed in the","page_number":1,"box":{"x":530,"y":920,"width":370,"height":8}},{"id":"cf91b321-fe1e-4516-9355-012030dde52b","block_type":"box","text":"Prospectus.","page_number":1,"box":{"x":530,"y":929,"width":62,"height":8}},{"id":"bf231a76-a0a6-4d0d-b1e6-5514eb584a04","block_type":"box","text":"Page","page_number":2,"box":{"x":48,"y":969,"width":21,"height":7}},{"id":"a21375d5-59af-4516-bd2f-08ff9ba2332d","block_type":"box","text":"2","page_number":2,"box":{"x":73,"y":969,"width":5,"height":6}},{"id":"52514cc5-a887-4520-be7a-f5652863004a","block_type":"box","text":"of","page_number":2,"box":{"x":82,"y":969,"width":9,"height":6}},{"id":"374b9c8c-70b6-4882-8d9b-86578fdd14a4","block_type":"box","text":"2","page_number":2,"box":{"x":95,"y":969,"width":4,"height":6}},{"id":"569d2f1d-f747-482f-81d6-d479c376a70a","block_type":"box","text":"This key investor information is accurate as at 06/02/2026","page_number":2,"box":{"x":47,"y":979,"width":277,"height":7}},{"id":"b3403ae2-d3c7-484d-8cd0-799743ac3093","block_type":"box","text":"One","page_number":2,"box":{"x":49,"y":53,"width":22,"height":6}},{"id":"5dc6f8de-3242-4024-bd40-f2e83aa0a004","block_type":"box","text":"-","page_number":2,"box":{"x":72,"y":57,"width":3,"height":1}},{"id":"621c4ca4-3699-4531-b4e4-eb8c8ae7638a","block_type":"box","text":"off charges taken before or after you invest","page_number":2,"box":{"x":76,"y":53,"width":241,"height":8}},{"id":"9d12a3d3-2454-4cb7-9567-e6f27bb9a07c","block_type":"box","text":"Entry charge","page_number":2,"box":{"x":49,"y":64,"width":67,"height":9}},{"id":"42448487-10e5-4947-87cd-8aa253413689","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":65,"width":28,"height":6}},{"id":"2d64bc66-504c-4364-8f4b-c812bfa84d25","block_type":"box","text":"Exit charge","page_number":2,"box":{"x":49,"y":76,"width":58,"height":8}},{"id":"504adc14-fb73-4169-8469-e20a36712954","block_type":"box","text":"None","page_number":2,"box":{"x":450,"y":77,"width":28,"height":6}},{"id":"fc06d73d-8c33-4c6b-857b-ab83bc9b8267","block_type":"box","text":"Charges taken from the Fund over a year","page_number":2,"box":{"x":49,"y":88,"width":226,"height":8}},{"id":"70738922-3974-4ca0-8414-5b987b695f0b","block_type":"box","text":"Ongoing charges","page_number":2,"box":{"x":49,"y":103,"width":89,"height":8}},{"id":"1afced2a-54d1-4ad4-b788-97f0fb631fef","block_type":"box","text":"0.03%","page_number":2,"box":{"x":445,"y":107,"width":33,"height":6}},{"id":"8ef02333-57af-438b-95aa-f82aab8ea726","block_type":"box","text":"Charges taken from the Fund under certain specific conditions","page_number":2,"box":{"x":49,"y":118,"width":344,"height":8}},{"id":"8436a382-25b1-40a2-8802-261d6e7ef19f","block_type":"box","text":"Performance fee","page_number":2,"box":{"x":49,"y":130,"width":89,"height":6}},{"id":"36911371-fd73-4ed8-a774-ec5902dca703","block_type":"box","text":"none","page_number":2,"box":{"x":452,"y":132,"width":26,"height":4}},{"id":"fbefc9f3-cd7e-43cc-b649-c57c106780de","block_type":"box","text":"This is the maximum that might be taken out of your money before it is","page_number":2,"box":{"x":48,"y":141,"width":388,"height":8}},{"id":"b385d363-03ec-4af2-a23e-2763d1fba7a5","block_type":"box","text":"invested / before the proceeds of your investment are paid out.","page_number":2,"box":{"x":49,"y":152,"width":346,"height":9}},{"id":"3146b967-50a8-400d-b006-f2e5fc3040da","block_type":"box","text":"The charges you pay contribute to the costs of running the fund, including","page_number":2,"box":{"x":48,"y":164,"width":403,"height":9}},{"id":"5b6bc85e-53a5-49fa-b304-9fbd521828a7","block_type":"box","text":"the cost of distributing it, reducing the pot","page_number":2,"box":{"x":48,"y":176,"width":231,"height":8}},{"id":"2132b6f3-fa5c-49c4-ba85-3a5db5fd65d1","block_type":"box","text":"ential growth of your","page_number":2,"box":{"x":280,"y":176,"width":115,"height":8}},{"id":"8caa0922-eb7a-4adc-a200-b60ea5f786c2","block_type":"box","text":"investment.You can find out the actual entry and exit charge from your","page_number":2,"box":{"x":49,"y":188,"width":386,"height":8}},{"id":"cef70b1f-3618-4266-a3dd-9525bf8284ff","block_type":"box","text":"financial adviser or distributor.","page_number":2,"box":{"x":48,"y":199,"width":166,"height":7}},{"id":"fc8bbf07-fc43-41c8-b87e-819009200ca7","block_type":"box","text":"The charges you pay contribute to the costs of running the fund, including","page_number":2,"box":{"x":529,"y":53,"width":403,"height":8}},{"id":"1e172df9-ddb9-4c91-9195-85def27c87c7","block_type":"box","text":"the cost of distributing it, reducing the potential","page_number":2,"box":{"x":530,"y":62,"width":261,"height":8}},{"id":"a04e24e6-0c9d-421f-8815-3cfb57da4dec","block_type":"box","text":"growth of your investment.","page_number":2,"box":{"x":795,"y":62,"width":148,"height":8}},{"id":"2892d41c-c8eb-4479-9d2d-3ae041ead53a","block_type":"box","text":"You can find out the actual entry and exit charge from your financial adviser","page_number":2,"box":{"x":530,"y":73,"width":413,"height":8}},{"id":"423791de-5b24-42ef-bb16-e3eed4bf2fa1","block_type":"box","text":"or distributor.","page_number":2,"box":{"x":530,"y":82,"width":74,"height":6}},{"id":"46622a04-ff2a-4181-8018-886814cc423f","block_type":"box","text":"Certain charges are deducted from the capital of the Fund.","page_number":2,"box":{"x":530,"y":93,"width":318,"height":8}},{"id":"93e2477b-00d0-4d26-9e29-5e121c1cc37b","block_type":"box","text":"The ongoing charges figure is based on last year's expenses for the year","page_number":2,"box":{"x":529,"y":104,"width":390,"height":8}},{"id":"fe3c299c-7002-474d-9a75-01b42e58b284","block_type":"box","text":"end","page_number":2,"box":{"x":530,"y":113,"width":19,"height":6}},{"id":"55d27a6b-6fdc-4887-8f8b-a859c0d6a16e","block_type":"box","text":"ing November 2025. The figure for ongoing charges excludes","page_number":2,"box":{"x":551,"y":113,"width":329,"height":8}},{"id":"33562dd7-1a40-4256-901d-0cef491ffbd6","block_type":"box","text":"performance fees and portfolio transaction costs, except in the case of an","page_number":2,"box":{"x":530,"y":121,"width":400,"height":8}},{"id":"48d38b00-87d1-422a-85b7-e5ef151d56ad","block_type":"box","text":"entry/exit charge paid by the Fund when buying or selling units in another","page_number":2,"box":{"x":530,"y":130,"width":403,"height":8}},{"id":"d3914df1-3545-4884-b533-73943b715342","block_type":"box","text":"collective investment undertaking.","page_number":2,"box":{"x":530,"y":139,"width":187,"height":8}},{"id":"c09e41e3-f1dc-4d67-98ff-b8b1860f39e0","block_type":"box","text":"For more inf","page_number":2,"box":{"x":530,"y":150,"width":67,"height":6}},{"id":"673f6b08-9020-4e0a-9f16-10797e579576","block_type":"box","text":"ormation about charges, please refer to the charges section in","page_number":2,"box":{"x":597,"y":150,"width":338,"height":8}},{"id":"3f8c7d52-2dda-404d-adcd-94bc69b3f8e3","block_type":"box","text":"the Prospectus.","page_number":2,"box":{"x":530,"y":159,"width":83,"height":8}},{"id":"c93982f1-a6cd-4ab9-baef-2014cc71a339","block_type":"box","text":"PAST PERFORMANCE","page_number":2,"box":{"x":48,"y":275,"width":145,"height":7}},{"id":"e240080f-d793-496d-82b8-c2991a63fc43","block_type":"box","text":"Unit Class","page_number":2,"box":{"x":99,"y":304,"width":52,"height":7}},{"id":"e4d8ba00-e45b-4495-9cbf-6d12c9c4bf20","block_type":"box","text":"iBoxx GBP Non Gilt Index TR","page_number":2,"box":{"x":304,"y":304,"width":151,"height":7}},{"id":"2f13a0e0-1163-44e7-8d6c-353f0007d443","block_type":"box","text":"2016","page_number":2,"box":{"x":84,"y":475,"width":19,"height":5}},{"id":"bcd51d78-8b90-42ac-9b3c-e32d465fb1bd","block_type":"box","text":"2017","page_number":2,"box":{"x":123,"y":475,"width":20,"height":5}},{"id":"052f3416-6347-40dd-a85d-3f565664148f","block_type":"box","text":"2018","page_number":2,"box":{"x":163,"y":475,"width":19,"height":5}},{"id":"8d0c5d8e-ebe1-41f0-a90a-35020e27ffad","block_type":"box","text":"2019","page_number":2,"box":{"x":203,"y":475,"width":19,"height":5}},{"id":"ddc49bf9-554b-421d-b5bc-920020c1e50c","block_type":"box","text":"2020","page_number":2,"box":{"x":242,"y":475,"width":20,"height":5}},{"id":"d5ab91ea-9965-4dfa-bc10-4ccc54ea94ad","block_type":"box","text":"2021","page_number":2,"box":{"x":282,"y":475,"width":19,"height":5}},{"id":"8206f865-4ca8-4c18-86a2-75ac335149db","block_type":"box","text":"2022","page_number":2,"box":{"x":322,"y":475,"width":19,"height":5}},{"id":"96461a9f-5b7c-4a02-96db-4bb7be46eaef","block_type":"box","text":"2023","page_number":2,"box":{"x":361,"y":475,"width":19,"height":5}},{"id":"157637d0-e4d4-4046-9509-b661d30aca9f","block_type":"box","text":"2024","page_number":2,"box":{"x":401,"y":475,"width":19,"height":5}},{"id":"7a111024-650f-4cac-8cc9-4dc876d73cdd","block_type":"box","text":"2025","page_number":2,"box":{"x":440,"y":475,"width":20,"height":5}},{"id":"a5363009-5773-4a99-b832-965763dd7c3d","block_type":"box","text":"8.9","page_number":2,"box":{"x":246,"y":487,"width":12,"height":5}},{"id":"04ee7d89-d4ea-46f4-b73b-a94c4f32e348","block_type":"box","text":"-","page_number":2,"box":{"x":284,"y":489,"width":2,"height":1}},{"id":"d8b769c4-9646-459b-8bc1-342b1d1d2d4b","block_type":"box","text":"3.6","page_number":2,"box":{"x":287,"y":487,"width":12,"height":5}},{"id":"8578e410-5669-49d9-9cd8-4e38a6f21525","block_type":"box","text":"-","page_number":2,"box":{"x":321,"y":489,"width":2,"height":1}},{"id":"b7e7a5af-9325-4c41-b1d5-c07b646bd3ef","block_type":"box","text":"17.2","page_number":2,"box":{"x":324,"y":487,"width":17,"height":5}},{"id":"5b2464e8-280f-48f4-abde-a4df670d1d73","block_type":"box","text":"8.7","page_number":2,"box":{"x":365,"y":487,"width":12,"height":5}},{"id":"9822caa0-bbcf-40b0-ba90-e2867055c326","block_type":"box","text":"2.6","page_number":2,"box":{"x":404,"y":487,"width":12,"height":5}},{"id":"1e75a3bc-a086-422e-9de2-30548db10a56","block_type":"box","text":"7.4","page_number":2,"box":{"x":444,"y":487,"width":12,"height":5}},{"id":"f2fba110-a270-4468-baec-9704b3e3e769","block_type":"box","text":"7.8","page_number":2,"box":{"x":246,"y":499,"width":12,"height":4}},{"id":"8cbfe4f6-ecd9-4f0c-8072-8423e22b2d06","block_type":"box","text":"-","page_number":2,"box":{"x":284,"y":501,"width":2,"height":1}},{"id":"dbc62768-da30-4551-8637-a6a9bd2c5158","block_type":"box","text":"3.1","page_number":2,"box":{"x":287,"y":499,"width":12,"height":4}},{"id":"3897c492-b6ec-4194-b1b8-ccf3f042d5b8","block_type":"box","text":"-","page_number":2,"box":{"x":321,"y":501,"width":2,"height":1}},{"id":"59402ba5-b7eb-4d3f-ae99-c952f8af5552","block_type":"box","text":"17.7","page_number":2,"box":{"x":324,"y":499,"width":17,"height":4}},{"id":"9cc885c4-a860-4604-a2ef-b89681a0d1ca","block_type":"box","text":"8.6","page_number":2,"box":{"x":365,"y":499,"width":12,"height":4}},{"id":"1ff89147-ab04-471e-9ba6-0f0b3da15937","block_type":"box","text":"1.7","page_number":2,"box":{"x":405,"y":499,"width":11,"height":4}},{"id":"6651582a-640f-4bb3-906e-e24602b1904b","block_type":"box","text":"6.9","page_number":2,"box":{"x":444,"y":499,"width":12,"height":4}},{"id":"8237a6a5-744a-42e6-90ae-69d6642f5cfe","block_type":"box","text":"8.90","page_number":2,"box":{"x":241,"y":506,"width":1,"height":1}},{"id":"e8c47dbc-e885-4ec2-bf6f-3fe4d09e33c0","block_type":"box","text":"-364","page_number":2,"box":{"x":281,"y":507,"width":0,"height":0}},{"id":"37123a31-1bf6-460b-8068-aad80c82da62","block_type":"box","text":"-3.64","page_number":2,"box":{"x":281,"y":506,"width":0,"height":1}},{"id":"4e6f46fe-0910-4e81-a6c1-14267b86629f","block_type":"box","text":"-176","page_number":2,"box":{"x":321,"y":507,"width":0,"height":0}},{"id":"410e3985-dffd-4e17-a6f0-d6aa5489fd44","block_type":"box","text":"-17.6","page_number":2,"box":{"x":321,"y":506,"width":0,"height":1}},{"id":"f29ff6e8-e112-4a61-ad60-609ce9e28750","block_type":"box","text":"8.71","page_number":2,"box":{"x":360,"y":506,"width":1,"height":1}},{"id":"dfeec5bb-dad6-4c20-9951-c71616bb1677","block_type":"box","text":"2.56","page_number":2,"box":{"x":400,"y":506,"width":0,"height":1}},{"id":"790b39cc-b16e-4cf2-8ead-86a6792e21f3","block_type":"box","text":"7.35","page_number":2,"box":{"x":440,"y":506,"width":0,"height":1}},{"id":"8b10f5ec-a903-47fb-a002-1ef51603e3f7","block_type":"box","text":"Past performance is not indicative of future performance. It cannot provide a","page_number":2,"box":{"x":530,"y":300,"width":419,"height":8}},{"id":"71dd03a0-fc2f-43fa-95d3-3db72b6a1076","block_type":"box","text":"guarantee of returns that you will receive in the future.","page_number":2,"box":{"x":530,"y":309,"width":299,"height":8}},{"id":"2f339e8a-a2cf-41ce-9a5f-d0070740dca8","block_type":"box","text":"The fund was launched in April 2015 and issued Insured Pension","page_number":2,"box":{"x":529,"y":323,"width":349,"height":8}},{"id":"a34174a9-cd57-4a65-9b60-4288973d30c6","block_type":"box","text":"Accumulation Units in November 2019. Prior to","page_number":2,"box":{"x":530,"y":332,"width":257,"height":7}},{"id":"68884944-16ae-43f9-ada1-c1f373f44f64","block_type":"box","text":"7 April 20","page_number":2,"box":{"x":791,"y":332,"width":53,"height":8}},{"id":"f1db9a16-2f09-4860-8e49-00d4501cebcf","block_type":"box","text":"25","page_number":2,"box":{"x":845,"y":333,"width":12,"height":6}},{"id":"53ab3dff-39a0-46a4-ae66-d8774ee3e97b","block_type":"box","text":"this Sub","page_number":2,"box":{"x":861,"y":332,"width":43,"height":7}},{"id":"33eff332-b203-4ad3-a2c6-8e6ea1c429e7","block_type":"box","text":"-","page_number":2,"box":{"x":905,"y":336,"width":3,"height":1}},{"id":"26cce564-4c64-4106-96e0-4c54896013de","block_type":"box","text":"Fund","page_number":2,"box":{"x":910,"y":332,"width":25,"height":7}},{"id":"4ec57981-36e6-43a3-95f4-c6dec3965b26","block_type":"box","text":"was called AI Sustainable Stewardship Fixed Interest Fund.","page_number":2,"box":{"x":530,"y":342,"width":317,"height":8}},{"id":"d2f1c2ee-ed4c-4028-8ad1-2aca13b4c714","block_type":"box","text":"Source: Aviva Investors/Morningstar as at 31 December 2025.","page_number":2,"box":{"x":530,"y":352,"width":336,"height":9}},{"id":"f977aa70-f3b1-47ed-a527-03153f65c1b1","block_type":"box","text":"Past performance is calculated in GB Pounds. Units are priced in GB Pounds,","page_number":2,"box":{"x":530,"y":364,"width":413,"height":8}},{"id":"8180e9c9-98e1-4385-90b0-9fb2834cc975","block_type":"box","text":"the fund's base currency.","page_number":2,"box":{"x":530,"y":373,"width":135,"height":8}},{"id":"845a2609-688f-4014-b42c-0cd2ebff291d","block_type":"box","text":"The value of your","page_number":2,"box":{"x":529,"y":384,"width":95,"height":8}},{"id":"3bc7b0be-9a6b-416b-bcb1-a8d96fc2ed5b","block_type":"box","text":"investment and income from it may go down as well as up","page_number":2,"box":{"x":628,"y":384,"width":316,"height":8}},{"id":"cc0232bb-6f9d-4349-a459-6a7c25cba0d7","block_type":"box","text":"and you may not get back the amount you invested. All fees and charges are","page_number":2,"box":{"x":530,"y":392,"width":415,"height":9}},{"id":"50c69c88-963b-4541-b719-6dafc67cbbf1","block_type":"box","text":"included in the performance calculation.","page_number":2,"box":{"x":530,"y":401,"width":219,"height":8}},{"id":"f59b1d79-6853-4173-8842-e3e444c258b8","block_type":"box","text":"PRACTICAL INFORMATION","page_number":2,"box":{"x":48,"y":537,"width":182,"height":8}},{"id":"839fd8d1-596c-49ad-9ad6-4dc003afaf35","block_type":"box","text":"This document is specific to the Fund and unit class stated at the beginning","page_number":2,"box":{"x":47,"y":567,"width":408,"height":8}},{"id":"3d636d6a-748c-4f04-973f-d37f7e12579d","block_type":"box","text":"of this document. The Fund is a Sub","page_number":2,"box":{"x":48,"y":576,"width":193,"height":6}},{"id":"bb329c4d-f530-4e49-96d7-d987aabafa25","block_type":"box","text":"-","page_number":2,"box":{"x":242,"y":579,"width":3,"height":1}},{"id":"a6d866a1-a5af-4fbf-bf9a-6abe34de92f2","block_type":"box","text":"fund of the Aviva Investors Funds ACS","page_number":2,"box":{"x":246,"y":576,"width":205,"height":6}},{"id":"6c810de2-e4db-41c0-b97c-e99c67a0051f","block_type":"box","text":"(AIF ACS), an umbrella structure comprising different Sub","page_number":2,"box":{"x":48,"y":584,"width":310,"height":8}},{"id":"4214e0ad-1583-4fbb-8c9e-42694e8071c8","block_type":"box","text":"-","page_number":2,"box":{"x":359,"y":588,"width":4,"height":1}},{"id":"71ac7bd1-f463-4b75-9210-62bf0ddecc9d","block_type":"box","text":"funds and taking","page_number":2,"box":{"x":363,"y":584,"width":90,"height":8}},{"id":"4eae223e-1053-4fff-b7ae-ed1b49e91c5c","block_type":"box","text":"the f","page_number":2,"box":{"x":47,"y":593,"width":26,"height":7}},{"id":"0948835f-f792-44ea-b06d-a3b4aa64001b","block_type":"box","text":"orm of a co","page_number":2,"box":{"x":73,"y":593,"width":61,"height":7}},{"id":"1c30ff7a-9a5b-451e-8945-83167581ce18","block_type":"box","text":"-","page_number":2,"box":{"x":135,"y":597,"width":3,"height":1}},{"id":"8906c917-f7ca-499f-b707-68e60ed3a6ef","block_type":"box","text":"ownership scheme. As a consequence of this, the Fund may","page_number":2,"box":{"x":139,"y":593,"width":325,"height":8}},{"id":"a34197f7-63f9-4181-b2c8-e6bd1cb5e473","block_type":"box","text":"be treated as tax transparent for the purpose of income and /or gains by","page_number":2,"box":{"x":48,"y":601,"width":395,"height":9}},{"id":"57d2aa5a-7f73-4ae4-bc1e-fa7a89ca72f1","block_type":"box","text":"relevant taxing jurisdictions. The Prospectus and the annual and half","page_number":2,"box":{"x":48,"y":610,"width":372,"height":9}},{"id":"d403d845-4435-47d4-8c86-e29d9b4781b4","block_type":"box","text":"-","page_number":2,"box":{"x":421,"y":614,"width":3,"height":1}},{"id":"1269648d-660c-4a54-9271-abb2f49936c0","block_type":"box","text":"yearly","page_number":2,"box":{"x":425,"y":611,"width":32,"height":8}},{"id":"5fb5b733-2b17-4494-a222-294044331cdd","block_type":"box","text":"reports are prepared for the umbrella","page_number":2,"box":{"x":48,"y":619,"width":204,"height":8}},{"id":"05eb8159-a718-44a2-a5e4-7a18db9a7f3d","block_type":"box","text":". The Fund is a non","page_number":2,"box":{"x":254,"y":619,"width":101,"height":7}},{"id":"0ce0c452-237a-4118-a7a8-70051559bde4","block_type":"box","text":"-","page_number":2,"box":{"x":356,"y":623,"width":3,"height":1}},{"id":"4113db6d-b2c9-4baf-9f57-419cefe183a6","block_type":"box","text":"UCITs retail","page_number":2,"box":{"x":361,"y":619,"width":60,"height":7}},{"id":"8a937794-322d-4c2c-bbb1-ec6bfeb54ed3","block_type":"box","text":"scheme. This NURS","page_number":2,"box":{"x":48,"y":628,"width":103,"height":6}},{"id":"e8f01650-42c0-4bd7-abcf-fc2cbfed071e","block_type":"box","text":"-","page_number":2,"box":{"x":152,"y":632,"width":3,"height":0}},{"id":"e5668f1e-e461-4e01-8149-10a337126f4c","block_type":"box","text":"KII document is specific to this unit class. NURS","page_number":2,"box":{"x":157,"y":628,"width":254,"height":8}},{"id":"579c9bb3-b213-4e44-9c03-cac28cc37244","block_type":"box","text":"-","page_number":2,"box":{"x":412,"y":632,"width":3,"height":0}},{"id":"e2e514d0-9d7e-47f5-b5e9-a984cf4d145a","block_type":"box","text":"KII","page_number":2,"box":{"x":417,"y":628,"width":11,"height":6}},{"id":"f1949025-5fa2-4de2-a407-aeb8bb5a0ade","block_type":"box","text":"documents will be available for other unit classes within this Fund where","page_number":2,"box":{"x":48,"y":637,"width":395,"height":6}},{"id":"80b4c189-4453-4749-bce2-f26721d76eb2","block_type":"box","text":"they exist. The Fund's current unit price is calculated on each working day","page_number":2,"box":{"x":47,"y":645,"width":402,"height":9}},{"id":"13dae0d7-25c9-4cf7-82fc-dbdf025266d5","block_type":"box","text":"a","page_number":2,"box":{"x":48,"y":656,"width":5,"height":5}},{"id":"ee055ae3-3ccc-4c6b-8e40-d411bacd5797","block_type":"box","text":"nd is published daily on our website.","page_number":2,"box":{"x":55,"y":654,"width":196,"height":8}},{"id":"f33b4ac6-e07d-4254-917e-62c736d9f0d6","block_type":"box","text":"The Depositary of the Fund is HSBC Bank plc. It has delegated the function of","page_number":2,"box":{"x":47,"y":665,"width":419,"height":8}},{"id":"1cb31bb7-7d20-4e68-9f98-5ced8c24364d","block_type":"box","text":"Custodian of the Fund to HSBC Bank plc.","page_number":2,"box":{"x":48,"y":674,"width":217,"height":8}},{"id":"bd02cf14-4741-4e8f-bae3-6b110e3725da","block_type":"box","text":"Investors should note that the tax legislation that applies to the Fund may","page_number":2,"box":{"x":48,"y":685,"width":402,"height":8}},{"id":"64951166-ccb3-4dd2-b2e0-dc9c715ad126","block_type":"box","text":"have an impact on the pe","page_number":2,"box":{"x":48,"y":694,"width":137,"height":8}},{"id":"e07b74b6-0a37-4c5c-ba05-b47e86a81ff6","block_type":"box","text":"rsonal tax position of your investment in the Fund.","page_number":2,"box":{"x":187,"y":693,"width":273,"height":9}},{"id":"9cfeca0a-9174-4652-8efe-ac63493e53d3","block_type":"box","text":"The Fund is a Sub","page_number":2,"box":{"x":47,"y":702,"width":94,"height":7}},{"id":"a1be17e7-ec51-4f8c-995c-25a43a2558cd","block_type":"box","text":"-","page_number":2,"box":{"x":143,"y":706,"width":3,"height":1}},{"id":"46c85fb7-fea0-4878-94d2-b93ee837d1a1","block_type":"box","text":"fund of AIF ACS, an umbrella structure comprising different","page_number":2,"box":{"x":147,"y":702,"width":322,"height":8}},{"id":"9c60fc4d-2a20-4b04-a440-2742a215f4db","block_type":"box","text":"Sub","page_number":2,"box":{"x":48,"y":711,"width":19,"height":6}},{"id":"ade960f9-dab7-46ca-b484-cb0692410309","block_type":"box","text":"-","page_number":2,"box":{"x":68,"y":715,"width":3,"height":0}},{"id":"e4099ffb-a2eb-446f-94e0-fdeb920533ed","block_type":"box","text":"funds.","page_number":2,"box":{"x":72,"y":711,"width":33,"height":6}},{"id":"d039aafa-ae21-4b0b-9d71-68d71391af36","block_type":"box","text":"The assets of the Fund are beneficially owned by the unitholders in the Fund","page_number":2,"box":{"x":529,"y":567,"width":417,"height":8}},{"id":"2490f3fa-2fa3-418a-804b-e539e35acade","block_type":"box","text":"as tenants in common and must not be used to discharge any liabilities, or","page_number":2,"box":{"x":530,"y":576,"width":404,"height":8}},{"id":"36ae3475-6883-46da-ba80-f6ed81b4fb70","block_type":"box","text":"meet any claims against, any person other than the unitholders in the Fund.","page_number":2,"box":{"x":530,"y":584,"width":412,"height":8}},{"id":"0d3d6b9d-43e6-4eda-b622-16720db73abe","block_type":"box","text":"Further information about th","page_number":2,"box":{"x":530,"y":595,"width":157,"height":7}},{"id":"fafa411f-82ce-49ea-afec-921f95ed6e49","block_type":"box","text":"e Fund including other unit classes and dealing","page_number":2,"box":{"x":688,"y":595,"width":254,"height":9}},{"id":"798eeebf-585d-414f-8b83-29f134eaa94e","block_type":"box","text":"can be found in the Prospectus, available in English, and also in the latest","page_number":2,"box":{"x":530,"y":604,"width":397,"height":8}},{"id":"b9a1d7a2-cf7f-45f5-90c1-aa38752d6aeb","block_type":"box","text":"annual and half","page_number":2,"box":{"x":530,"y":613,"width":84,"height":6}},{"id":"b19af26f-9fa1-47c6-a11a-31ed161b47a2","block_type":"box","text":"-","page_number":2,"box":{"x":614,"y":617,"width":3,"height":0}},{"id":"01249867-d950-4024-94e2-8c1c7206de59","block_type":"box","text":"yearly Report and Accounts (English only) which are available","page_number":2,"box":{"x":618,"y":613,"width":333,"height":8}},{"id":"223a101d-447a-455d-83a4-b6b032810c67","block_type":"box","text":"free of charge from our website, www.avivainvestors.c","page_number":2,"box":{"x":530,"y":621,"width":298,"height":9}},{"id":"4f21ff2a-a3b5-4cb3-ba7e-f5bf68c6a5ea","block_type":"box","text":"om.","page_number":2,"box":{"x":829,"y":623,"width":20,"height":5}},{"id":"ffa9f689-f723-47a2-ba52-934ba28d198e","block_type":"box","text":"The details of the up","page_number":2,"box":{"x":529,"y":633,"width":112,"height":8}},{"id":"c34e25e2-7b8f-4fe2-958f-19b4ab44c836","block_type":"box","text":"-","page_number":2,"box":{"x":642,"y":636,"width":3,"height":1}},{"id":"789004ff-a09d-458f-b6c6-ad22925fb88d","block_type":"box","text":"to","page_number":2,"box":{"x":646,"y":634,"width":10,"height":5}},{"id":"803f673e-0e9f-4d4c-bca7-1f70aaef71a2","block_type":"box","text":"-","page_number":2,"box":{"x":657,"y":636,"width":4,"height":1}},{"id":"f3711190-9194-4f24-975f-8d1162609d20","block_type":"box","text":"date remuneration policy of the Management","page_number":2,"box":{"x":662,"y":633,"width":249,"height":8}},{"id":"42ae29c6-c119-4b91-a189-69f838df30e5","block_type":"box","text":"Company, including the composition of its remuneration committee, a","page_number":2,"box":{"x":530,"y":641,"width":382,"height":9}},{"id":"7de6dcda-06d6-419c-bd35-c3368eeaabfe","block_type":"box","text":"description of the key remuneration elements and an overview of how","page_number":2,"box":{"x":530,"y":650,"width":384,"height":8}},{"id":"6d4f2a1a-0ff6-49f0-84f9-9574ca5674b6","block_type":"box","text":"remuneration is determined, are available on the","page_number":2,"box":{"x":530,"y":659,"width":267,"height":8}},{"id":"78d56af0-3b1f-446e-9c19-61149d3bf3f7","block_type":"box","text":"website","page_number":2,"box":{"x":801,"y":659,"width":42,"height":6}},{"id":"536c2f90-f712-4dd6-bb72-d98cb7e0a4f3","block_type":"box","text":"www.avivainvestors.com. A paper copy of the remuneration policy can be","page_number":2,"box":{"x":530,"y":667,"width":402,"height":9}},{"id":"1ffcefb5-4d8c-45ef-9239-0e1cd4d51ea4","block_type":"box","text":"made available upon request and free of charge at the Management","page_number":2,"box":{"x":530,"y":676,"width":372,"height":8}},{"id":"99829dc0-09f9-460c-a1aa-f9d88892368d","block_type":"box","text":"Company's registered office.","page_number":2,"box":{"x":530,"y":685,"width":154,"height":8}},{"id":"e2d18ca2-9269-4365-8fdd-23f9da96a5d7","block_type":"box","text":"This Fund is authorised in the United Kingdom and regula","page_number":2,"box":{"x":47,"y":727,"width":312,"height":8}},{"id":"c44a63fc-98fe-4994-b9d7-4f1f1686bfd8","block_type":"box","text":"ted by the Financial Conduct Authority.","page_number":2,"box":{"x":360,"y":727,"width":212,"height":8}},{"id":"f79a7971-4be4-4085-a61a-887813a1887f","block_type":"box","text":"Aviva Investors UK Fund Services Limited is authorised in the United Kingdom and regulated by the Financial Conduct Authority","page_number":2,"box":{"x":47,"y":737,"width":693,"height":8}},{"id":"9cd946b3-b18a-4697-a924-908c62fdfe63","block_type":"box","text":".","page_number":2,"box":{"x":741,"y":742,"width":2,"height":1}},{"id":"7865a5bb-7147-45a6-80b1-3afb670ebea3","block_type":"box","text":"AI Stewardship Fixed Interest Fund","page_number":2,"box":{"x":47,"y":746,"width":189,"height":8}},{"id":"c2c169b3-0c12-40ce-9e95-44f97ec82fd2","block_type":"box","text":"-20","page_number":2,"box":{"x":56,"y":464,"width":13,"height":5}},{"id":"1e78ec98-532d-45cb-8b43-ead5e31d2bd4","block_type":"box","text":"-15","page_number":2,"box":{"x":56,"y":445,"width":13,"height":4}},{"id":"3a2d17a0-d306-45d0-b3dc-c4b9110d5052","block_type":"box","text":"-10","page_number":2,"box":{"x":56,"y":425,"width":13,"height":5}},{"id":"a06884c6-44b8-451d-8606-952f54497ff1","block_type":"box","text":"-5","page_number":2,"box":{"x":61,"y":405,"width":8,"height":5}},{"id":"a0b54af4-7943-458a-a2be-0c7c597529e2","block_type":"box","text":"0","page_number":2,"box":{"x":64,"y":385,"width":5,"height":5}},{"id":"22713ebc-7f6c-443b-8409-16c0f2bf9194","block_type":"box","text":"5","page_number":2,"box":{"x":65,"y":366,"width":4,"height":4}},{"id":"f64c8428-5f88-4c2c-8cf2-4a30f6ca63f5","block_type":"box","text":"10","page_number":2,"box":{"x":60,"y":346,"width":9,"height":4}},{"id":"a3986bcc-880b-4707-a7e4-3acc23f83d1b","block_type":"box","text":"15","page_number":2,"box":{"x":60,"y":326,"width":9,"height":5}},{"id":"d0623df8-0f3e-4a37-a434-35739fa1370e","block_type":"box","text":"Return %","page_number":2,"box":{"x":51,"y":377,"width":9,"height":34}},{"id":"56a7a887-c798-42c2-8444-ae3a6879e1a1","block_type":"box","text":"CHARGES","page_number":2,"box":{"x":48,"y":33,"width":64,"height":8}}],"unit":"per_mille","page_width":595,"page_height":841,"attributes":{"chunk_type":"page_range","start_page":1,"end_page":2}},"source":{"type":"Model","id":"github:dorsalhub/pdf-extractor","version":"0.4.0","execution_id":"4cbe107a-6aaf-444d-9857-2208bcf762b9"},"user_id":1000227,"date_created":"2026-06-29T18:30:05.442000Z","date_modified":"2026-07-17T08:59:49.981000Z","private":false}